<&EPA
            United States
            Environmental Protection
            Agency	
            Solid Waste And
            Emergency Response
            5401G
EPA510-B-00-004
January 2000
www.epa.gov
List Of Known Insurance
Providers  For Underground
Storage Tanks
                                    Printed on Recycled Paper

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           CONTENTS
           Using This Booklet To Help Meet
           Financial Responsibility Requirements
1
           How Can You Get The Most Current List? 	2

           Need More General Information About USTs
           Or Financial Responsibility?  	2

           List Of Insurance Companies	3

           List Of Insurance Agents and Brokers  .	4

           Model Of "Endorsement" Criteria  	11

           Model Of "Certificate Of Insurance" Criteria 	12
PLEASE NOTE:


• The following list is not an endorsement by EPA of the products or
 services provided by these companies, agents, and brokers.
• You are free to contact anyone you believe can meet your insurance
 needs.
• The following list is not necessarily comprehensive, because it
 captures only those who have contacted us to date.
        &*x>rarax<*>tt!tt&K&&$$:&;&%&$^^

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 USING THIS BOOKLET TO HELP MEET FINANCIAL
 RESPONSIBILITY REQUIREMENTS
 The U.S. Environmental Protection Agency (EPA) developed financial responsibility regulations to
 ensure that underground storage tank (UST) owners and operators can pay the costs of cleaning
 up leaks from USTs and compensate third parties for bodily injury or property damage resulting
 from leaks.
 The financial responsibility regulations (40 CFR, Part 280,
 Subpart H) allow UST owners and operators to choose
 from a variety of financial mechanisms to comply with the
 regulations. One of these financial mechanisms is the use
 of insurance.

 In order to facilitate access to UST insurance, EPA
 developed this booklet based on information we received
 from the listed companies, agents, and brokers. The
 companies, agents, and brokers listed may be able to help
 you—as an UST owner or operator—find the UST
 insurance that can fulfil your financial responsibility
 obligation. See the text box on the right for a description of
 the roles of companies, agents,  and brokers.

 It is your responsibility to make sure the coverage you
 are offered meets federal requirements and any state
 or local requirements that may apply to your USTs. If
 you choose to use insurance to demonstrate financial
 responsibility, you should contact your state insurance
 regulatory agency to be sure that your insurer and broker
 or agent are authorized to provide that type of insurance.
 To get the telephone number of your state insurance
 regulatory agency, call the National Association of
 Insurance Commissioners at 816-842-3600 or visit their
 Web site at the following Internet address:
  http://www.naic.org/consumer/state/commlist.htm

 If your insurer adds your UST coverage to an existing
 policy, your insurer should provide you with an
 endorsement that conforms to the "Endorsement" criteria described in §280.97 of the financial
 responsibility rule (40 CFR, Part 280, Subpart H). If your insurer provides you with a new policy, it
 should conform to the "Certificate of Insurance" standard also described in §280.97 of the
 financial responsibility rule. See pages 11 and 12 for these criteria or you can read the rule at"
  http://www.epa.gov/OUST/fedlaws/frrule.htmtf280.97
       Who's Who?

 Insurance Company or
 Insurer
. A corporation or association
: engaged primarily in the
 business of furnishing
 insurance to the public.  The
! party to the insurance contract
 who promises to pay losses or
, benefits.

 Insurance Agent
; An insurance company
! representative who solicits,
. negotiates or effects contracts
; of insurance, and provides
 service to the policyholder for
 the insurer.

 Insurance Broker
 A marketing specialist who
• represents buyers of property
 and liability insurance and who
 deals with either agents or
 companies in arranging for the
, coverage required by the
: customer.
List Of Known Insurance Providers For USTs
                                                                               Page 1

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HOW CAN YOU GET THE MOST CURRENT LIST?


The companies, agents, and brokers listed on the following pages have identified
themselves as willing to deal with UST insurance. The following is not a
comprehensive list, because there are doubtless other companies, agents, and
brokers who have not yet identified themselves to us.

We will periodically update the list found in this booklet. The most current version
will always be found at our Web site at:
  http://www.epa.gov/OUST/pubs/index.htmffinsurance

Although we will also update printed copies, it is not practical to update and reprint
them as often as we can update the version available at the Web site.
NEED MORE GENERAL INFORMATION ABOUT
USTs OR FINANCIAL RESPONSIBILITY?
 For additional information, call the EPA Hotline at 800-424-9346 or
 703-412-9810. You can request from the Hotline a free copy of Dollars And
 Sense: Financial Responsibility Requirements for Underground Storage
 Tanks (EPA 510-K-95-004), a booklet which briefly and clearly summarizes the
 financial responsibility requirements.

 You can also obtain Dollars and Sense, other publications about underground
 storage tank requirements, and compliance assistance information from EPA's
 Office of Underground Storage Tanks Web site at the following Internet address:
  http://www.epa.gov/OUST/
 PLEASE NOTE:                             	

 • The following list is not an endorsement by EPA of the
  products or services provided by these companies, agents, and
  brokers.
 • You are free to contact anyone you believe can meet your
  insurance needs.
 • The following list is not necessarily comprehensive, because it
  captures only those who have contacted us to date.
 List Of Known Insurance Providers For USTs
                                                                        Page 2

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 LIST OF INSURANCE COMPANIES
 Agricultural Excess and Surplus Insurance
 Company
 (Part of Great American Insurance Company)
 49 East 4th St., Suite 300
 Cincinnati, OH 45202
 Phone: (513) 579-6316; Fax: (513) 579-6311
 Contact: John Wheeler
 Internet: Not Available
 Area of Coverage: United States (Except DE)

 American International Group (AIG)
 1225 17th St., Suite 1700
 Denver, CO 80202-5527
 Phone: (303) 382-8549; Fax: (303) 295-7461
 Contact: Judy Barnett
 Internet: www.access.aig.com
 Area of Coverage: United States

 American Safety Insurance Group
 1845 The Exchange, Suite 200
 Atlanta, GA 30339
 Phone: (800) 388-3647; Fax: (770) 955-8339
 Contact: Craig Richardson
 Internet: Not Available
 Area of Coverage: NY, NJ, and TX

 Colony Insurance/Front Royal Insurance
 9201 Forest Hill Ave., Suite 200
 Richmond, VA 23235
 Phone: (804) 327-1700 X1785; (800) 577-6614
 Fax:(804)327-1792
 Contact: Arthur G.  Davis
 Internet: www.colonyins.com
 Area of Coverage: United States

 ECS Underwriting
 520 Eagleview Blvd.
 P.O. Box 636
 Exton, PA 19341-0636
 Phone: (800) 327-1414; Fax: (610) 458-8667
 Contact: Bob McLucas
 Internet: www.ecsinc.com
 Area of Coverage: United States

 Kemper Environmental
 Storage Tank Program
 Princeton Forrestal Village
 136 Main Street, Suite 320
 Princeton, NJ  08540-5735
 Phone: (800) 679-0025; Fax (609) 936-3051
 Contact: Joe Valenza
 Internet: www.kemperenvironmental.com
Area of Coverage:  United States

 Lloyds of London

 Garage Service Equipment Dealers Liability
Association of America
 P.O. Box 526148
Salt Lake City, UT 84152-6148
Phone: (801) 944-3218; Fax: (801) 944-3296
Contact: Jack Franchow
Internet: www.smallcompanyinsurance.com/
    gsedla/defaulthtm
Area of Coverage:  United States
The Planning Corporation
11347 Sunset Hills Rd.
Reston, VA 20190-5224
Phone: (703) 481-0200; (800) 875-8776
Fax: (703) 481-5667
Contact: Kathryn Martin
Internet: Not Available
Area of Coverage: United States

Prime Insurance Company
8722 South, 300 West
Salt Lake City, UT 84070
Phone: (800) 257-5590; Fax:  (801) 304-5525
Contact: Rick Lindsey
Internet: www.primeis.com
Area of Coverage: United States

United Capitol Insurance Company
400 Perimeter Ctr. Terrace, Suite 345
Atlanta, GA 30346
Phone: (770) 677-0330; (800) 355-9429
Fax: (770) 399-0771
Contact: Laura Wolfe
Internet: www.unitedcapitolins.com
Area of Coverage: United States (only provide
   coverage for 15+ tanks)

United Coastal Insurance Company
233 Main St.
New Britain, CT 06050-2350
Phone: (860) 223-5000; Fax:  (860) 229-1111
Contact: Susan Deriso
Internet: Not Available
Area of Coverage: United States

U.S. Risk Underwriters, Inc.
10210 North Central Expressway,  Suite 500
Dallas, TX 75231
Phone: (214) 265-4966; (800) 232-5830
Fax: (214) 265-4958
Contact: Dory Johnson
Internet: www.usrisk.com
Area of Coverage: LA, TX, TN , and NM

Zurich-American Insurance  Company
301 Mac Ave., Suite 210
East Lansing, Ml 48826
Phone: (517) 324-9420; (800) 713-1158
Fax:(517)333-1884
Contact: Tim Walter
Internet: www.zurichamerican.com
Area of Coverage: United States
List Of Known Insurance Providers For USTs
                                                                                               Page 3

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        WANT TO ADD AN INSURER, AGENT, OR BROKER TO THE LIST?

        NEED TO REMOVE A PROVIDER FROM THE LIST?

        The list of insurers, agents, and brokers in this booklet will be periodically updated. If you
        are an insurer, agent, or broker who can provide the insurance described in 40 CFR
        §280.97, please call the RCRA, Superfund & EPCRA Hotline at 800-424-9346 or 703-412-
        9810. Select to speak with a RCRA Information Specialist. The RCRA Information
        Specialist will ask for your company's name, address,  phone and fax number, Internet
        address, area of coverage, and the name of a single point of contact within your company.
        Please be sure to review the requirements in 40 CFR Part 280, Subpait H, specifically
        §280.97, to ensure that your company can provide insurance that meets those specific
        requirements. If your company is currently listed, but no longer provides this insurance,
        please contact the Hotline noted above to report that your company should be removed
        from the list.
LIST OF INSURANCE AGENTS AND BROKERS
Accusure Insurance Agency
6 East Black Well St.
Dover, NJ 07801
Phone: (800) 878-9924; Fax: (973) 366-7852
Contact: Mike Pomarlin
Internet: www.accusure.com
Area of Coverage: NJ, NY, and PA

Alliance Plus, Inc.
1050 Franklin Ave.
Garden City, NY 11530
Phone: (516) 742-3000; Fax: (516) 742-0070
Contact: Bob Mintz
Internet: www.allianceplus.com
Area of Coverage: NY, NJ, and CT

Allied  Insurance Managers, Inc.
811 South Blvd., Suite 110
Rochester Hills, Ml 48307
Phone: (248) 853-0930; Fax: (248) 853-1512
Contact: Dennis Cieplak
Internet: www.alliedinsmgr.com/mi/allied/
Area of Coverage: Ml

All Risks Ltd. (Wholesaler)
1020 Cromwell Bridge Rd.
Towson, MD 21286
Phone: (800) 366-5810; Fax: (410) 828-8179
Contact: Nick Croce, Jr.
Internet: Not Available
Area of Coverage: United States

Ambassador Group Insurance Agency
10335 N. Scottsdale Rd., Suite A
Scottsdale, AZ 85253
Phone: (602) 443-5790; Fax: (602) 443-0275
Contact: George Dopp
Internet: www.ambassadorinsure.com
Area of Coverage: AZ, WA, OR, and NV
American Heritage Insurance Agency, Inc.
975 Elm St.
West Springfield, MA 01089
Phone: (413) 736-1400; Fax: (413) 736-0306
Contact: Ray Belden
Internet: www.aainsurance.com
Area of Coverage: MA

Americana Financial Services of Pennsylvania, Inc.
P.O. Box 718
Camp Hill, PA 17001-0718
Phone: (717) 214-2800; Fax: (717) 214-2801
Contact: James Titus
Internet: Not Available
Area of Coverage: United States

Anderson Insurance Services, Inc.
933 Webster St.
Marshfield, MA 02050-3481
Phone: (800) 878-6578; Fax: (781) 837-3756
Contact: Peter Anderson
Internet: www.insuremass.com
Area of Coverage: New EEngland

Arlington/Roe & Co.
8465 Keystone Crossing, Suite 100
Indianapolis, IN 46240
Phone: (800) 878-9891; Fax: (317) 259-4106
Contact: Allen J. Grau, CIC
Internet: www.arlingtonroe.com
Area of Coverage: Midwest

Associated Insurance Agencies, Inc.
39 North State St.
Westerville, OH 43081
Phone: (614) 882-2335; Fax: (614) 882-2340
Contact: Tim Bowers
Internet: www.associated-ins.com
Area of Coverage: OH
List Of Known Insurance Providers For USTs
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 Bain Insurance Agency
 P.O. Box 659
 Bandon, OR 97411
 Phone: (541) 347-3211; Fax: (541) 347-9232
 Contact: Joseph Bain
 Internet: Not Available
 Area of Coverage: TX

 Bayrisk Insurance Brokers, Inc.
 P.O. Box 567
 Alameda, CA 94501
 Phone: (510) 523-3435; Fax: (510) 523-7449
 Contact: Kevin Milroy
 Internet: www.bayrisk.com
 Area of Coverage: CA, AZ, and OR

 Beacon Hill Associates
 P.O. Box 1532
 Charlottesville, VA 22902
 Phone: (800) 596-2156; Fax: (804) 979-8964
 Contact: William Pritchard
 Internet: www.b-h-a.com
 Area of Coverage: United States

 Beardsley, Brown & Bassett, Inc.
 55 Walls Dr.
 Fairfield, CT 06430
 Phone: (203) 319-7638; Fax: (203) 254-7545
 Contact: Preciosa Carneiro
 Internet: www.bbandb.com
 Area of Coverage: CT, MA, NY, and Rl

 Berger Briggs Real Estate & Insurance, Inc.
 215  3rd St., SW, P.O. Drawer K
 Albuquerque, NM 87103
 Phone: (505) 247-0444; Fax: (505) 243-1505
 Contact: Martin Padilla
 Internet: Not Available
 Area of Coverage: Southwest

 Bill Taylor & Associates
 P.O. Drawer 2229
 San  Marcos, TX 78667-2229
 Phone: (800) 606-6221; Fax: (512) 392-5443
 Contact: Bill Taylor
 Intenet: www.btainsurance.com
 Area of Coverage: TX

 Brady & Company
 P.O. Box107502
 Anchorage, AK 99510
 Phone: (907) 276-5617;-Fax: (907) 276-6292
 Contact: Judy Chadwick
 Internet: www.bradycompany.com
 Area of Coverage: United States

 Braley & Wellington Insurance Agency Corp.
 P.O. Box 15127
 Worcester, MA 01615-0127
 Phone: (508) 754-7255; Fax: (508) 797-3507
 Contact: Craig Stanoyich
 Internet: www.bandwins.com
Area of Coverage: CT, MA, NH,  Rl, and VT

 Brier Insurance Agency
30 Maple Dr.
Wexford, PA 15090
 Phone: (724) 935-5924; Fax: (724) 935-1730
Contact: Dana Brier
Internet: Not Available
Area of Coverage: PA
 Burns & Wilcox Ltd.
 1250 E. Copeland Rd., Suite 900
 Arlington, TX 76011
 Phone: (800) 442-1496; Fax: (817) 461-7779
 Contact: Sheila Hailey
 Internet:  Not Available
 Area of Coverage: TX

 C.W. Wright Insurance Services, Inc.
 2400 22nfSt, Suite 100
 Sacramento,  CA 95818
 Phone: (916) 457-0444; Fax: (916) 457-4538
 Contact: Jerry:Wright
 Internet: Not Available
 Area of Coverage: CA

 Caldwell & Moreland Insurance Services
 P.O. Box 6185
 San Bernadino, CA 92412
 Phone: (909) 889-0295; Fax: (909) 888-3422
 Contact: John Terry
 Internet: Not Available
 Area of Coverage: United States

 Cambridge General Agency
 100 Pine St.,  Suite 250
 San Francisco, CA  94111
 Phone: (415) 955-8555; (800) 434-5002
 Fax: (415) 394-6305
 Contact: Julie Sylim-Uang, CPCU
 Internet: www.cambridgega.com
 Area of Coverage: CA

 Cavalear Insurance Agency, Inc.
 6444 Monroe Rd., Suite B
 Sylvania, OH  43560
 Phone: (419)  882-7296; (800) 882-7296
 Fax: (419) 885-7100
 Contact: Brian Koehler
 Internet: www.cavalear.com
 Area of Coverage: OH

 Central Insurance Agency, Inc.
 6000 North Lamar Blvd., Suite 100
 Austin, TX 78761-5427
 Phone: (512) 451-6551; Fax: (512) 454-0183
 Contact: Scott Raper
 Internet: www.centralins.com
 Area of Coverage: TX

 Centrum Management, Inc.
 Insurance Agency/Wholesaler
 1320 Greenway Dr., #760
 Irving, TX 75038
 Phone: (972) 550-6161; (800) 577-6614
 Fax:(972)550-6167
 Contact: Phyllis Barnes
 Internet: Not Available
 Area Of Coverage: TX

 Chamberlin Insurance
 764 Campbell Ave.
 West Haven, CT 06516
 Phone: (203) 932-5877; Fax: (203) 932-9328
 Contact: Roger Chamberlin
 Internet: www.chamberlininsurance.com
Area of Coverage: CT
List Of Known Insurance Providers For USTs
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Cochrane Griffin & Company, Inc.
1980 112th Ave. NE, Suite 210
Bellevue, WA 98004
Phone: (800) 562-8095; Fax: (425) 453-8696
Contact: Lillian Nixon
Internet: Not Available
Area of Coverage: WA

Cooney, Rikard & Curtin, Inc.
P. O, Box 59689
Birmingham, AL 35259-9689
Phone: (205) 870-7790; (800) 824-1709
Fax: (205) 879-3739
Contact: Carol Darden
Internet: www.crcins.cpm
Area of Coverage: United States

Connelly-Campion-Wright
704 Belmar Plaza
Belmar, NJ 07719
Phone: (800) 924-2809; Fax: (732) 681-4951
Contact: Scott Newell
Internet: www.ccwinsurance.com
Area of Coverage: NJ

Conrad Insurance Agency
8518 Canton Center
Canton, Ml 48322
Phone: (734) 416-8280; Fax: (734) 416-8287
Contact: Jerry Stevens
Internet: www.conradinsurance.com
Area of Coverage: Ml

Continental Agency of CT, Inc.
P.O. Box187109
Hamden, CT 06518-0109
Phone: (800) 922-2563; Fax: (203) 288-2312
Contact: Brendan Mullally
Internet: Not Available
Area of Coverage: CT, MA, ME, NH, Rl, and VT

Continental/Marmorstein & Malone Insurance
305 Rt. 17 South
Paramus, NJ 07652
Phone: (800) 932-0849; Fax: (201) 261-8922
Contact: Michael Kane
Internet: www.ca-group.com
Area of Coverage: NJ, NY, and CT

Crawley Warren Insurance Services, Inc.
100 California, Suite 650
San Francisco, CA 94111
Phone: (415) 989-0792; Fax: (415) 362-0587
Contact: Cass Alimonti
Internet: Not Available
Area of Coverage: CA and HI

Crump E&S of California
100 W.Broadway, #750
Glendale,CA91210
Phone: (818) 637-3500; Fax: (818) 637-3551
Contact: Raymond C. Brown
Internet: Not Available
Area of Coverage: United States
Crump Insurance Services NW
188 106th Ave. NE, Suite 670
Bellevue, WA 98004
Phone: (800) 221-9628; Fax: (425) 637-1001
Contact: Peggy Leinas
Internet: Not Available
Area of Coverage: WA

Dakin Insurance Agency, Inc.
P.O. Box 89
Lebanon, OH 45036-0089
Phone: (513) 932-4010; Fax: (513) 932-4742
Contact: Vincent Fullan
Internet: www.dakin-ins.com
Area of Coverage: OH

Dana Insurance and Risk Management
9B Ridgely Rd., Suite 100
Timonium, MD 21093-5113
Phone: (800) 821-1990; Fax: (410) 821-1997
Contact: Dave Resch
Internet: www.dana-ins.com
Area of Coverage: DC, DE, FL, MD, NY, NJ, PA, VA,
    andWV

Dean Insurance Agency, Inc.
P.O. Box 669
Bel Air, MD 21014-0669
Phone: (410) 838-3700; Fax (410) 893-3647
Contact: Norman Dean
Internet: www.deaninsurance.com
Area of Coverage: MD

Delaware Valley Underwriting Agency, Inc.
420 S. York Rd.
Hatboro, PA 19040
Phone: (215) 443-3500; (800) 388-0215
Fax:(215)672-7983
Contact: Joel Caplan
Internet: www.dvua.com
Area of Coverage: DE, MD, NJ, PA, NY, VA, OH, and
    WV

Dennis Insurance Agency
3525 Maysville Pike
P.O. Box 1819
Zanesville, OH 43701
Phone: (800) 450-7117; Fax: (740) 450-0203
Contact: Jeff Dennis
Internet: www.quickpage.com/d/dennisins
Area of Coverage: OH

Des Champs & Gregory, Inc.
1812 Manatee Ave. W.
Bradenton, FL 34205
Phone: (941) 748-1812; Fax: (941) 750-8455
Contact: Jeff Center
Internet: www.deschampsgregory.com
Area of Coverage: FL

Dicks Insurance Agency, Inc.
1500 Sixth St., NW
Winter Haven, FL 33881
Phone: (941) 324-1234; (800) 476-1106
Fax: (941) 294-4243
Contact: Jim Green
Internet: Not Available
Area of Coverage: FL
Ust Of Known Insurance Providers For USTs
                                        Page 6

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 The DJB Group
 231 Chestnut St.
 Meadville, PA 16335
 Phone: (814) 724-1516; Fax: (814) 337-2793
 Contact: Daniel J. Severo
 Internet: www.djbgroup.com
 Area of Coverage: OH, PA, and WV

 Environmental Insurance Agency
 P.O. Box 23605
 Portland, OR 97281
 Phone: (503) 977-3333; Fax: (503) 977-3334
 Contact: Jenn Mickey
 Internet: Not Available
 Area of Coverage: WA and OR

 First American Insurance Agency, Inc.
 625 Front St.
 Chicopee, MA 01013
 Phone: (413) 592-8118; Fax: (413) 592-0995
 Contact: Remmy Nartens
 Internet: www.faiagency.com
 Area of Coverage: United States

 Forsyth Insurance Group, Inc.
 1201 S. Fourth
 Springfield, IL 62705
 Phone: (217) 525-9500; Fax: (217) 757-9610
 Contact: Tom Smith
 Internet: Not Available
 Area of Coverage: Mid West

 Four Star Insurance Agency, Inc.
 3900 Snow Rd.
 Parma, OH 44134-2595
 Phone: (440) 888-4525;  Fax: (440) 888-0320
 Contact: Joe Germana
 Internet: pages.prodigy.com/fourstar
 Area of Coverage: OH

 Fox and Fox Insurance Agency, Inc.
 101 East 38th St.
 Indianapolis, IN 46205
 Phone: (317) 925-1456;  Fax:  (317) 927-5178
 Contact: James Fox
 Internet: Not Available
 Area of Coverage: United States

 Gallen Insurance
 2237 Lancaster Pike
 Shilington, PA 19607
 Phone: (610) 777-4123; Fax:  (610) 777-9957
 Contact: Allen Convey
 Internet: Not Available
 Area of Coverage: PA

 Garrett Insurance Company
 P.O. Box 1425
 Kerrville, TX 78029-1425
 Phone: (830) 896-6600; Fax:  (830) 896-1822
 Contact: Bob Schmerbeck
 Internet: www.garrettinsurance.com
Area of Coverage: TX
 Golseth & Gregson Insurance
 P.O. Box 13598
 Tucson, AZ 85732-3598
 Phone: (520) 571-7737; (800) 933-9646
 Fax: (520) 571-7737
 Contact: Rick Gregson
 Internet: Not Available
 Area of Coverage: AZ

 Granite Insurance Services
 1600 SW4th:Ave., Suite 900
 Portland, OR 97201
 Phone: (503) 972-1900; Fax: (503) 972-1987
 Contact: Peter Nielsen
 Internet: Not Available
 Area of Coverage: United States

 Greater Insurance Service
 11417 Hanson Blvd.
 Coon Rapids, MN 55433
 Phone: (612) 767-1344; Fax: (612) 767-1345
 Contact: Ray.E. Cox
 Internet: Not Available
 Area of Coverage: MN

 GST Group, Inc.
 2291 Bristol Pike
 Bensalem, PA  19020-5758
 Phone: (800) 220-2088; Fax: (215) 245-0422
 Contact: Mike Smith
 Internet: www.gstgroup.corn
 Area of Coverage: DC, DE, MD, NJ, NY, PA, and VA

 Highland Insurance,  Inc.
 P.O. Box 2487
 Huntington, WV 25725-2487
 Phone: (304) 529-3381; Fax: (304) 529-6623
 Contact: Robert Cline
 Internet: www2.iix.com/wv/highlandins
 Area of Coverage: OH, KY, WV, and VA

 Hometown Insurance of Smithtown
 1461 Lakeland Ave., Suite 3
 Bohemia, NY .11716
 Phone: (516) 724-3030; Fax: (516) 589-0164
 Contact: Eric Keiffert
 Internet: Not Available
 Area of Coverage: NY

 Hudson & Muma, Inc.
 P.O. Box 669
 Royal Oak, Ml 48068-0669
 Phone: (248) 549-3519; Fax: (248) 549-6452
 Contact: Jim Thurman
 Internet: Not Available
 Area of Coverage: United States

 Independent Insurance Wholesalers, Inc.
 722 Southwest 2nd Ave., Suite 340
 Portland, OR 97204
 Phone: (503) 224-1956; (800) 886-9235
 Fax: (503) 224-3010
 Contact: Tom ;Sawyer
 Internet: Not Available
Area of Coverage: AK, CA, ID, OR, and WA
List Of Known Insurance Providers For USTs
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Jackson Ogren & Co., Inc.
6929 Hohmen Blvd.
Hammond, IN 46324-1496
Phone: (219) 933-0076; Fax: (219) 933-0080
Contact: Thomas Ogren
Internet: Not Available
Area of Coverage: AL, AZ, CO, FL, ID, IL, IN, Ml, OH,
    PA, TX, WT, and VA

Kennedy Professional Insurance Agency
P.O. Box 847
Apple Valley, CA 92307
Phone: (760) 242-2345; Fax: (760) 242-2211
Contact: Kevin Kennedy
Internet: www.kpia.com
Area of Coverage: CA

Klinger Associates, Inc.
P.O. Box 26542
Indianapolis, IN 46226
Phone: (317) 542-9890; Fax: (317) 542-0685
Contact: Bob Klinger
Internet: Not Available
Area of Coverage: IN

Laginess Insurance Agency, Inc.
9357 General Dr., Suite 110
Plymouth, Ml 48170
Phone: (313) 455-5088; Fax: (313) 455-2750
Contact: Terry Laginess
Internet: Not Available
Area of Coverage: Ml

Lisuzzo Insurance Agency, Inc.
1535 Central Ave,
Albany, NY 12205-5033
Phone: (518) 869-4466; Fax: (518) 869-4296
Contact: Steve Lisuzzo
Internet: www.lisuzzo.com
Area of Coverage: PA, NY, and FL

The McCall Insurance Agency, Inc.
609 W. 15" St., Suite 200
Piano, TX 75075
Phone: (972) 423-3595; (800) 423-3595
Fax: (972) 578-9268
Contact: Suzanne Van Meter
Internet: www.mccallagency.com
Area of Coverage: TX

McEIveen Insurance Agency, Inc.
700 West Prien Lake Rd.
Lake Charles, LA 70601-8397
Phone: (318) 475-7463 Fax: (318) 478-8660
Contact: Louis Todd
Internet: www.mcelveenins.com
Area of Coverage: United States

M.J. Kelly
P.O. Box 231
Turners, MO 65765
Phone: (800) 725-7211; Fax: (417) 883-7103
Contact: Mike Kram
Internet: Not Available
Area of Coverage: AR, FL, IL, IO, KS, MO, and OK
Midwest General Agency
3300 Birch St.
P.O. Box 5420
Eau Claire, Wl 54702-5420
Phone: (715) 832-4000; Fax: (715) 834-7117
Contact: Tim Proue
Internet: Not Available
Area of Coverage: Wl

Morgan-Marrow Environmental Insurance
484 Viking Dr., Suite 140
Virginia Beach, VA 23452
Phone: (800) 683-8493; Fax: (757) 431-8256
Contact: Keith Cannon
Internet: www.mmenvironmental.com
Area of Coverage: United States

Morrell, Butz & Junker, Inc.
1405 McFarland Rd.
Pittsburgh, PA 15216-2343
Phone: (412) 571-1010; (888) 222-8891
Fax:(412)341-1822
Contact: Bill Kaiser
Internet: www.mbjinsurance.com
Area of Coverage: United States

National Environmental Coverage Corporation
747 Chestnut Ridge Rd., Suite 305
Chestnut Ridge, NY 10977
Phone: (914) 425-2333; (800) 552-0230
Fax: (914) 425-2853
Contact: Joe Greenwald
Internet: www.necc.com
Area of Coverage: United States

New America Insurance
P.O. Box 366
Avon, OH 44011-0366
Phone: (440) 934-7766; Fax: (440) 934-1941
Contact: Lou Sukalski
Internet: Not Available
Area of Coverage: OH and WV

North Island Facilities, Ltd. (NIF) Services
30 Park Ave.
Manhasset, NY 11030-2444
Phone: (516) 365-7440; (800) 892-8892
Fax:(516)365-7392
Contact: Daphney Alvarado, ext. 42
Internet: Not Available
Area of Coverage: United States

Overstreet & Newell, Inc.
P.O. Box 88807
4340 Georgetown Square; Suite 615
Atlanta, GA 30356
Phone: (770) 935-9536 x216; (800) 323-1044
Fax: (770) 936-9689
Contact: Terry Newell
Internet: Not Available
Area of Coverage: United States

Petra Insurance  Agency, Inc.
P.O. Box 936
Chehalis, WA 98532
Phone: (360) 748-8855; (800) 346-2519
Fax: (360) 748-8855
Contact: Kevin Thompson
Internet: www.localaccess.com/jmpetra
Area of Coverage: WA
List Of Known Insurance Providers For USTs
                                         PageS

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 Professional Liability Brokers and Consultants
 175 E. Hawthorn Pkwy, #310
 Vernon Hills, IL 60061
 Phone: (847) 816-4480; Fax: (847) 816-4484
 Contact: Erv Kranberg
 Internet: Not Available
 Area of Coverage: United States

 Professional Liability Brokers and Consultants
 4432 East Mountain Sage Dr.
 Phoenix, AZ 85044
 Phone: (602) 961-3884; Fax: (602) 961-3874
 Contact: Dave Kengott
 Internet: Not Available
 Area of Coverage: United States

 Quaker Special Risk
 P.O. Box 415
 Sea Girt, NJ 08750
 Phone: (732) 223-6666; (800) 447-4180
 Fax: (732) 223-9072
 Contact: Mike Walsh
 Internet: www.qsr-insurance.com
 Area of Coverage: United States

 RISC
 750 N. St. Paul, Suite 800
 Dallas, TX 75201
 Phone: (214) 954-0707; (800) 725-7472
 Fax: (214) 954-0999
 Contact: Jere Freel
 Internet: Not Available
 Area of Coverage: United States

 Seabury & Smith Marsh
 (Formerly Sedgwick of Washington, Inc.)
 P.O. Box2151
 Spokane, WA 99210-2151
 Phone: (800) 525-7012; Fax: (509) 358-3937
 Contact: Michele Williams
 Internet: Not Available
 Area of Coverage: WA

 Shelly, Middlebrooks & O'Leary, Inc.
 P.O. Box 2909
 Jacksonville, FL 32203-2909
 Phone: (904) 354-7711; (800) 342-2498
 Fax: (904) 355-7611
 Contact: Patrick O'Leary
 Internet: www.shellyins.com
 Area of Coverage: FL

 Sigel Insurance Group
 P.O. Box 488
 Schwenksville,  PA 19473
 Phone: (610) 287-8800; (800) 243-5041
 Fax:(610)287-5348
 Contact: Eric Sigel
 Internet: Not Available
 Area of Coverage: PA

 SKANCO International, Inc.
 P.O. Box 4040
 Scottsdale, AZ 85261
 Phone: (602) 860-5555; (800) 475-2626
 Fax: (602) 860-5561
 Contact: Curtis Anderson
 Internet: Not Available
Area of Coverage: AZ, CO, NM, NV, and UT
 Specialty Risk Associates, Inc.
 2800 Youree Dr., Suite 462
 Shreveport, LA 71104
 Phone: (318) 865-7023; Fax: (318) 865-7049
 Contact: John Wood
 Internet: www.specialty-risk.com
 Area of Coverage: LA

 Sorg-Ehrman Insurance Agency, Inc.
 1709 North Shadeland Ave.
 Indianapolis, IN 46219
 Phone: (317) 359-9621; (800) 272-6091
 Fax:(317)352-1932
 Contact: Mike' Ehrman
 Internet: www.sorg-ehrman-insurance.com/sei
 Area of Coverage: IN, KY, OH and IL

 Tejas American General Agency, LLC (TAGA)
 P.O. Box 200577
 Austin, TX 78720-0577
 Phone: (512) 346-0030; (888) 999-8242
 Fax: (512) 342-2803
 Contact: Anita Herzog
 Internet: www.tagal .com
 Area of Coverage: TX

 Thomison Insurors,  Inc.
 Division of Rebsmen Insurance
 P.O. Box 50810
 Springfield, MO 65805
 Phone: (417) 866-7222;.Fax: (417) 866-0712
 Contact: Nina Cogdill
 Internet: www2.iix.com/mo/thomison/
 Area of Coverage: United States

 Tower Special Facilities Inc.
 W229 N1433 Westwood Dr., Suite 102
 Waukesha, Wl 53186-1153
 Phone: (414) 513-6000 ext. 24; (800) 837-1525
 Fax:(414)513-6010
 Contact: GaryKubesch
 Internet: www.towerspecial.com
 Area of Coverage: United States

 True Benchmark Insurance Services
 1100 Jorie Blvd., Suite 126
 Hindsdale, IL 60523
 Phone: (630) 371-0500; Fax: (630) 371-0501
 Contact: Michael White
 Internet: Not Available
 Area of Coverage: United States

 United Assurance, Inc.
 16-00 Pollitt Dr.
 Fair Lawn, NJ 07410
 Phone: (800) 866-0161; Fax: (201) 797-4455
 Contact: Leslie Romane
 Internet: www.unitedassurance.com
Area of Coverage: North East

 U.S. Risk, Inc.
 10965 Granada Ln., Suite 104
 Overland Park, KS 66211
 Phone: (913) 338-0052; (800) 447-0052
 Fax:(913)338r0177
Contact: Jay Dillon
 Internet: www.usrisk.com
Area of Coverage: KS, MO, NE, and IA
List Of Known Insurance Providers For USTs
                                                                                                Page 9

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             Van American Insurance Services
             2 Rlverchase Office Plaza, Suite 208
             Birmingham, AL 35244-2810
             Phone: (205) 985-7511; (800) 755-7647
             Fax: (205) 403-0761
             Contact: 0. L. Andrews
             Internet: www.vanamerican.com
             Area of Coverage: United States

             Willis Corporation
             26 Century Blvd.
             Nashville, TN 37214
             Phone: (615) 872-3295; Fax: (615) 872-3333
             Contact: Ken Ayers
             Internet: www.willis.com
             Area of Coverage: United States

             WiSA, Inc.
             P.O. Box 7568
             Ewing, NJ 08628
             Phone: (609) 883-4190; Fax: (609) 538-0274
             Contact: Neil Wesley
             Internet: Not Available
             Area of Coverage: United States

             Worldwide Facilities, Inc.
             3530 Wilshire Blvd., Suite 1500
             Los Angeles, CA 90010
             Phone: (213) 380-4670; Fax: (213) 384-5180
             Contact: Lorraine Clark
             Internet: Not Available
             Area of Coverage: United States

             Zain Jeewanjee  Insurance Agency
             6501 Crown Blvd., Suite 106
             San Jose, CA 95120
             Phone: (408) 997-7718; (800) 257-7718
             Fax: (800) 246-0007
             Contact: Zain Jeewanjee
             Internet: www.jeewanjee.com
             Area of Coverage: CA, VA, TX and AZ

             Zutz Insurance/Professional Liability
             P.O. Box 2287
             Wilmington, DE 19899
             Phone: (302) 658-8000; (800) 441-9385
             Fax: (302) 658-8015
             Contact: Matthew Doyl
             Internet: www.mdoyK^zutz-pli.com
             Area of Coverage: United States
_
              List Of Known Insurance Providers For USTs
Page 10

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                                  Model Of "Endorsement" Criteria
Name: [name of each covered location]

Address: [address of each covered location]

Policy Number:

Period of Coverage [current policy period]:

Name of [Insurer or Risk Retention Group]:

Address of [Insurer or Risk Retention Group]:

Name of Insured:

Address of Insured:

1.  This endorsement certifies that the policy to which the
endorsement is attached provides liability insurance covering
the following underground storage tank(s):

[List the number of tanks at each facility and the name(s)
and address(es) of the facility(ies) where the tanks are
located. If more than one instrument is used to assure
different tanks  at any one facility, for each tank covered by
this instrument, list the tank identification number provided in
the notification submitted pursuant to 40 CFR 280.22, or the
corresponding  state requirement,  and the name and address
of the facility.]

for [insert: "taking corrective action"  and/or "compensating
third parties for bodily injury and property damage caused
by" either "sudden accidental releases" or "nonsudden
accidental releases" or "accidental release"; in accordance
with and subject to the limits of liability, exclusions,
conditions, and other terms of the policy; if coverage is
different for different tanks or locations, indicate the type of
coverage applicable to each tank  or location] arising from
operating the underground storage tank(s) identified above.

The limits of liability are [insert the dollar amount of the "per
occurrence" and "annual aggregate" limits of the Insurer's or
Group's liability; if the amount of coverage is different for
different types  of coverage or for different underground
storage tanks or locations,  indicate the amount of coverage
for each type of coverage and/or for each underground
storage tank or location], exclusive of legal defense costs,
which are subject to a separate limit under the policy. This
coverage is provided under [policy number]. The effective
date of said policy is [date].

2.  The insurance afforded with respect to such occurrences
is subject to all of the terms and conditions of the policy;
provided, however, that any provisions inconsistent with
subsections (a) through (e) of this Paragraph 2 are hereby
amended to conform with subsection (a) through (e):

a.  Bankruptcy or insolvency of the insured shall not relieve
the ["Insurer" or "Group"] of its obligations under the policy to
which this endorsement is attached.
b. The ["Insurer" or "Group"] is liable for the payment of
amounts within any deductible applicable to the policy to
the provider of corrective action or a damaged third party,
with a right of reimbursement by the insured for any such
payment made by the ["Insurer" or "Group"]. This provision
does not apply with respect to that amount of any
deductible for which coverage is demonstrated under
another mechanism or combination of mechanisms as
specified in 40 CFR 280.95-280.102.

c. Whenever requested by [a Director of an Implementing
Agency], the [["Insurer" or "Group"] agrees to furnish to [the
Director] a signed duplicate original of the policy and all
endorsements.

d. Cancellation or any other termination of the insurance by
the ['Insurer" o"r "Group"], except for non-payment of
premium or misrepresentation by the insured, will be
effective only upon written notice and only after the
expiration of 60 days after a copy of such written notice is
received by the insured. Cancellation for non-payment of
premium or niisrepresentation by the insured will be
effective only upon written notice and only after expiration of
a minimum of 10 days after a copy of such written notice is
received by the insured.

[Insert for claims-made  policies:

e. The insurance covers claims otherwise covered  by the
policy that are reported  to the ["Insurer" or "Group"] within
six months of the effective date of the cancellation or non-
renewal of the policy except where the new or renewed
policy has the some retroactive date or a retroactive date
earlier than that of the prior policy, and which arise out of
any covered occurrence that commenced after the policy
retroactive date, if applicable, and prior to such policy
renewal or termination date.  Claims reported during such
extended reporting period are subject to the terms,
conditions, limits, including  limits of liability,  and exclusions
of the policy.]

I hereby certify that the wording of this instrument is
identical to the wording  in 40  CFR 280.97(b)(1) and that the
["Insurer" or "Group"] is  ["licensed to transact the business
of insurance or eligible to provide insurance as an excess
or surplus lines insurer in one or more states".]

[Signature of authorized representative of Insurer or Risk
Retention Group]

[Printed name of person signing]

[Title of person signing], Authorized Representative of
[name of Insurer of Risk Retention Group]

[Address of Representative]
     List Of Known Insurance Providers For USTs
                                          Page 11

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                        Model Of "Certificate Of Insurance" Criteria
Name: [name of each covered location]

Address: [address of each covered location]

Policy Number:

Period of Coverage [current policy period]:

Name of [Insurer or Risk Retention Group]:

Address of [Insurer or Risk Retention Group]:

Name of Insured:

Address of Insured:

1. [Name of Insurer or Risk Retention Group], [the "Insurer"
or "Group"], as identified above, hereby certifies that it has
issued liability insurance covering the following underground
storage tank(s):

[List the number of tanks at each facility and the name(s)
and address(es) of the facility(ies) where the tanks are
located. If more than one instrument is used to assure
different tanks at any one facility, for each tank covered by
this instrument, list the tank identification number provided in
the notification submitted pursuant to 40 CFR 280.22, or the
corresponding state requirement, and the name and address
of the facility.]

for [insert: "taking corrective action" and/or "compensating
third parties for bodily injury and property damage caused
by" either "sudden accidental releases" or "nonsudden
accidental releases" or "accidental releases"; in accordance
with and subject to the limits of liability, exclusions,
conditions, and other terms of the policy; if coverage is
different for different tanks or locations, indicate the type of
coverage applicable to each tank or location] arising from
operating the underground storage tank(s) identified above.

The limits of liability are [insert the dollar amount of the "per
occurrence" and "annual aggregate" limits of the Insurer's or
Group's liability; if the amount of coverage is different for
different types of coverage or for different underground
storage tanks or locations, indicate the amount of coverage
for each type of coverage and/or for each underground
storage tank or location], exclusive of legal defense costs,
which are subject to a separate limit under the policy. This
coverage is provided under [policy number]. The effective
date of said policy is [date].

2.  The ["Insurer" or "Group"] further certifies the following
wilh respect to the insurance described in Paragraph 1:

a.  Bankruptcy or insolvency of the insured shall not relieve
the ["Insurer" or "Group"] of its obligations under the policy to
which this certificate applies.
b. The ["Insurer" or "Group"] is liable for the payment of
amounts within any deductible applicable to the policy to
the provider of corrective action or a damaged third party,
with a right of reimbursement by the insured for any such
payment made by the ["Insurer" or "Group"].  This provision
does not apply with respect to that amount of any
deductible for which coverage is demonstrated under
another mechanism or combination of mechanisms as
specified in 40 CFR 280.95-280.102.
c. Whenever requested by [a Director of an Implementing
Agency], the ["Insurer" or "Group"] agrees to furnish to [the
Director] a signed duplicate original of the policy and all
endorsements.

d. Cancellation or any other termination of the insurance by
the ["Insurer" or "Group"], except for non-payment of
premium or misrepresentation of insured, will be effective
only upon written notice and only  after the expiration of 60
days after a copy of such written notice is received by the
insured.  Cancellation for non-payment of premium or
misrepresentation by the insured will be effective only upon
written notice and only after expiration of a minimum of 10
days after a copy of such written notice is received by the
insured.

[Insert for claims-made policies:

e. The insurance covers claims otherwise covered by the
policy that are reported to the ["Insurer" or "Group"] within
six months of the effective date of cancellation or non-
renewal of the policy except where the new or renewed
policy has the same retroactive date or a retroactive date
earlier than that of the prior policy, and which arises out of
any covered occurrence that commenced after the policy
retroactive date, if applicable, and prior to such policy
renewal or termination date.  Claims reported  during such
extended reporting periods are subject to the terms,
conditions, limits, including limits of liability, and exclusions
of the policy.]

I hereby certify that the wording of this instrument is
identical to the wording in 40 CFR 280.97(b)(1) and that the
["Insurer" or "Group"] is ["licensed to transact the business
of insurance or eligible to provide insurance as an excess
or surplus lines insurer in one or more states".]

[Signature of authorized representative of Insurer or Risk
Retention Group]

[Printed name of person signing]

[Title of person signing], Authorized Representative of
[name of Insurer or Risk Retention Group]

[Address of Representative]
      List Of Known Insurance Providers For USTs
                                          Page 12

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 ORDERING INFORMATION  ON

 UNDERGROUND STORAGE TANKS


 •  Go to EPA's Web site at http://www.epa.gov/OUST/ to order, read, or download documents online.
 •  Call EPA's toll-free RCRA/Superfund Hotline at 800-424-9346 and order free copies or ask questions.
 •  Write and ask for free publications by addressing your request to our publication distributor: National Service Center
   for Environmental Publications (NSCEP), Box 42419, Cincinnati, OH 45242.
 •  For free copies, call our publication distributor's toll-free number at 800-490-9198 or fax 513-489-8695.

 TITLES	
 Catalog Of EPA Materials On USTs                                               "	
 An annotated list of LIST materials, including ordering information. Most of the leaflets, booklets, videos, and software items listed
 provide UST owners and operators with information to help them comply with federal UST requirements (32 pages).

 Musts For USTs: A Summary Of Federal Regulations For Underground Storage Tank Systems
 Plain language summary of federal UST requirements for installation, release detection, spill, overfill, and corrosion protection
 corrective action, closure, reporting and recordkeeping.  Updated & revised 1995 (36 pages).

 Straight Talk On Tanks: Leak Detection Methods For Petroleum Underground Storage Tanks
 Explains federal regulatory requirements for leak detection and briefly describes allowable leak detection methods
 Updated & revised 1997 (28 pages).                                     ;

 Getting The Most Out Of Your Automatic Tank Gauging System            ;
 Trifold leaflet provides UST owners and operators with a basic checklist they can use to make sure their automatic tank gauging
 systems work effectively and provide compliance with federal leak detection requirements.

 Doing Inventory Control Right: For Underground Storage Tanks
 Booklet describes how owners and operators of USTs can use inventory control and periodic tightness testing to temporarily meet
 federal leak detection requirements. Contains recordkeeping forms (16 pages).    ;

 Manual Tank Gauging: For Small Underground Storage Tanks
 Booklet provides simple, step-by-step directions for conducting manual lank gauging for tanks 2,000 gallons or smaller
 Contains recordkeeping forms (12 pages).

 Introduction To Statistical Inventory Reconciliation: For Underground Storage Tanks
 Booklet describes how Statistical Inventory Reconciliation (SIR) can meet federal leak detection requirements (12 pages).

 Don't Wait Until 1998: Spill, Overfill, And Corrosion Protection For Underground Storage Tanks
 Information to help owners and operators of USTs meet the 1998 deadline for compliance with requirements to upgrade replace or
 close USTs installed before December 1988 (16 pages). Also available in Spanish (Wo Espere Hasfa El 1998!).

 Are You Upgrading An Underground Storage Tank System?
 Trifold leaflet can help UST owners and operators make sound decisions about choosing tank integrity  assessment methods and
 upgrading USTs to meet 1998 deadline requirements.                       •

 Closing Underground Storage Tanks: Brief Facts
 Trifold leaflet presents "brief facts" on property closing USTs in order to comply with federal closure requirements.

 Underground Storage Tanks: Requirements And Options
Trifold leaflet alerts UST owners and operators who are "nonmarketers" (who do not sell stored petroleum) that they need either to
find alternatives to managing their USTs or to make decisions about UST compliance.

 Dollars And Sense: Financial Responsibility Requirements For Underground Storage Tanks
 Booklet summarizes the "financial responsibility" required of UST owners and operators (16 pages).

An Overview Of Underground Storage Tank Remediation Options
 Information  about technologies for remediating petroleum contamination in soil and groundwater(26 pages).

Controlling UST Cleanup Costs
 Fact sheet series on the cleanup process includes: Hiring a Contractor, Negotiating Hie Contract, Interpreting the Bill, Managing the
Process, and Understanding Contractor Code Words (10 pages).

Pay-For-Perfbrmance Cleanups: Effectively Managing Underground Storage Tank Cleanups
Booklet explores potential advantages of using pay-for-performance cleanup agreements to reduce the cost and time of cleanups
and more effectively manage cleanup resources (32 pages).

Financing Underground Storage Tank Work: Federal And State Assistance Programs
Booklet identifies potential sources of financial assistance to cover the costs of upgrading, replacing, or closing an UST or of cleanina
up an UST release (23 pages). Revised and updated, March 1999.             [

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 &EPA
United States
Environmental Protection Agency
(5401G)
Washington, D.C. 20460

Official Business
Penalty for Private Use
$300
   Good tank management
      benefits everyone

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