<&EPA
United States
Environmental Protection
Agency
Solid Waste And
Emergency Response
5401G
EPA510-B-00-004
January 2000
www.epa.gov
List Of Known Insurance
Providers For Underground
Storage Tanks
Printed on Recycled Paper
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CONTENTS
Using This Booklet To Help Meet
Financial Responsibility Requirements
1
How Can You Get The Most Current List? 2
Need More General Information About USTs
Or Financial Responsibility? 2
List Of Insurance Companies 3
List Of Insurance Agents and Brokers . 4
Model Of "Endorsement" Criteria 11
Model Of "Certificate Of Insurance" Criteria 12
PLEASE NOTE:
• The following list is not an endorsement by EPA of the products or
services provided by these companies, agents, and brokers.
• You are free to contact anyone you believe can meet your insurance
needs.
• The following list is not necessarily comprehensive, because it
captures only those who have contacted us to date.
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USING THIS BOOKLET TO HELP MEET FINANCIAL
RESPONSIBILITY REQUIREMENTS
The U.S. Environmental Protection Agency (EPA) developed financial responsibility regulations to
ensure that underground storage tank (UST) owners and operators can pay the costs of cleaning
up leaks from USTs and compensate third parties for bodily injury or property damage resulting
from leaks.
The financial responsibility regulations (40 CFR, Part 280,
Subpart H) allow UST owners and operators to choose
from a variety of financial mechanisms to comply with the
regulations. One of these financial mechanisms is the use
of insurance.
In order to facilitate access to UST insurance, EPA
developed this booklet based on information we received
from the listed companies, agents, and brokers. The
companies, agents, and brokers listed may be able to help
you—as an UST owner or operator—find the UST
insurance that can fulfil your financial responsibility
obligation. See the text box on the right for a description of
the roles of companies, agents, and brokers.
It is your responsibility to make sure the coverage you
are offered meets federal requirements and any state
or local requirements that may apply to your USTs. If
you choose to use insurance to demonstrate financial
responsibility, you should contact your state insurance
regulatory agency to be sure that your insurer and broker
or agent are authorized to provide that type of insurance.
To get the telephone number of your state insurance
regulatory agency, call the National Association of
Insurance Commissioners at 816-842-3600 or visit their
Web site at the following Internet address:
http://www.naic.org/consumer/state/commlist.htm
If your insurer adds your UST coverage to an existing
policy, your insurer should provide you with an
endorsement that conforms to the "Endorsement" criteria described in §280.97 of the financial
responsibility rule (40 CFR, Part 280, Subpart H). If your insurer provides you with a new policy, it
should conform to the "Certificate of Insurance" standard also described in §280.97 of the
financial responsibility rule. See pages 11 and 12 for these criteria or you can read the rule at"
http://www.epa.gov/OUST/fedlaws/frrule.htmtf280.97
Who's Who?
Insurance Company or
Insurer
. A corporation or association
: engaged primarily in the
business of furnishing
insurance to the public. The
! party to the insurance contract
who promises to pay losses or
, benefits.
Insurance Agent
; An insurance company
! representative who solicits,
. negotiates or effects contracts
; of insurance, and provides
service to the policyholder for
the insurer.
Insurance Broker
A marketing specialist who
• represents buyers of property
and liability insurance and who
deals with either agents or
companies in arranging for the
, coverage required by the
: customer.
List Of Known Insurance Providers For USTs
Page 1
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HOW CAN YOU GET THE MOST CURRENT LIST?
The companies, agents, and brokers listed on the following pages have identified
themselves as willing to deal with UST insurance. The following is not a
comprehensive list, because there are doubtless other companies, agents, and
brokers who have not yet identified themselves to us.
We will periodically update the list found in this booklet. The most current version
will always be found at our Web site at:
http://www.epa.gov/OUST/pubs/index.htmffinsurance
Although we will also update printed copies, it is not practical to update and reprint
them as often as we can update the version available at the Web site.
NEED MORE GENERAL INFORMATION ABOUT
USTs OR FINANCIAL RESPONSIBILITY?
For additional information, call the EPA Hotline at 800-424-9346 or
703-412-9810. You can request from the Hotline a free copy of Dollars And
Sense: Financial Responsibility Requirements for Underground Storage
Tanks (EPA 510-K-95-004), a booklet which briefly and clearly summarizes the
financial responsibility requirements.
You can also obtain Dollars and Sense, other publications about underground
storage tank requirements, and compliance assistance information from EPA's
Office of Underground Storage Tanks Web site at the following Internet address:
http://www.epa.gov/OUST/
PLEASE NOTE:
• The following list is not an endorsement by EPA of the
products or services provided by these companies, agents, and
brokers.
• You are free to contact anyone you believe can meet your
insurance needs.
• The following list is not necessarily comprehensive, because it
captures only those who have contacted us to date.
List Of Known Insurance Providers For USTs
Page 2
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LIST OF INSURANCE COMPANIES
Agricultural Excess and Surplus Insurance
Company
(Part of Great American Insurance Company)
49 East 4th St., Suite 300
Cincinnati, OH 45202
Phone: (513) 579-6316; Fax: (513) 579-6311
Contact: John Wheeler
Internet: Not Available
Area of Coverage: United States (Except DE)
American International Group (AIG)
1225 17th St., Suite 1700
Denver, CO 80202-5527
Phone: (303) 382-8549; Fax: (303) 295-7461
Contact: Judy Barnett
Internet: www.access.aig.com
Area of Coverage: United States
American Safety Insurance Group
1845 The Exchange, Suite 200
Atlanta, GA 30339
Phone: (800) 388-3647; Fax: (770) 955-8339
Contact: Craig Richardson
Internet: Not Available
Area of Coverage: NY, NJ, and TX
Colony Insurance/Front Royal Insurance
9201 Forest Hill Ave., Suite 200
Richmond, VA 23235
Phone: (804) 327-1700 X1785; (800) 577-6614
Fax:(804)327-1792
Contact: Arthur G. Davis
Internet: www.colonyins.com
Area of Coverage: United States
ECS Underwriting
520 Eagleview Blvd.
P.O. Box 636
Exton, PA 19341-0636
Phone: (800) 327-1414; Fax: (610) 458-8667
Contact: Bob McLucas
Internet: www.ecsinc.com
Area of Coverage: United States
Kemper Environmental
Storage Tank Program
Princeton Forrestal Village
136 Main Street, Suite 320
Princeton, NJ 08540-5735
Phone: (800) 679-0025; Fax (609) 936-3051
Contact: Joe Valenza
Internet: www.kemperenvironmental.com
Area of Coverage: United States
Lloyds of London
Garage Service Equipment Dealers Liability
Association of America
P.O. Box 526148
Salt Lake City, UT 84152-6148
Phone: (801) 944-3218; Fax: (801) 944-3296
Contact: Jack Franchow
Internet: www.smallcompanyinsurance.com/
gsedla/defaulthtm
Area of Coverage: United States
The Planning Corporation
11347 Sunset Hills Rd.
Reston, VA 20190-5224
Phone: (703) 481-0200; (800) 875-8776
Fax: (703) 481-5667
Contact: Kathryn Martin
Internet: Not Available
Area of Coverage: United States
Prime Insurance Company
8722 South, 300 West
Salt Lake City, UT 84070
Phone: (800) 257-5590; Fax: (801) 304-5525
Contact: Rick Lindsey
Internet: www.primeis.com
Area of Coverage: United States
United Capitol Insurance Company
400 Perimeter Ctr. Terrace, Suite 345
Atlanta, GA 30346
Phone: (770) 677-0330; (800) 355-9429
Fax: (770) 399-0771
Contact: Laura Wolfe
Internet: www.unitedcapitolins.com
Area of Coverage: United States (only provide
coverage for 15+ tanks)
United Coastal Insurance Company
233 Main St.
New Britain, CT 06050-2350
Phone: (860) 223-5000; Fax: (860) 229-1111
Contact: Susan Deriso
Internet: Not Available
Area of Coverage: United States
U.S. Risk Underwriters, Inc.
10210 North Central Expressway, Suite 500
Dallas, TX 75231
Phone: (214) 265-4966; (800) 232-5830
Fax: (214) 265-4958
Contact: Dory Johnson
Internet: www.usrisk.com
Area of Coverage: LA, TX, TN , and NM
Zurich-American Insurance Company
301 Mac Ave., Suite 210
East Lansing, Ml 48826
Phone: (517) 324-9420; (800) 713-1158
Fax:(517)333-1884
Contact: Tim Walter
Internet: www.zurichamerican.com
Area of Coverage: United States
List Of Known Insurance Providers For USTs
Page 3
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WANT TO ADD AN INSURER, AGENT, OR BROKER TO THE LIST?
NEED TO REMOVE A PROVIDER FROM THE LIST?
The list of insurers, agents, and brokers in this booklet will be periodically updated. If you
are an insurer, agent, or broker who can provide the insurance described in 40 CFR
§280.97, please call the RCRA, Superfund & EPCRA Hotline at 800-424-9346 or 703-412-
9810. Select to speak with a RCRA Information Specialist. The RCRA Information
Specialist will ask for your company's name, address, phone and fax number, Internet
address, area of coverage, and the name of a single point of contact within your company.
Please be sure to review the requirements in 40 CFR Part 280, Subpait H, specifically
§280.97, to ensure that your company can provide insurance that meets those specific
requirements. If your company is currently listed, but no longer provides this insurance,
please contact the Hotline noted above to report that your company should be removed
from the list.
LIST OF INSURANCE AGENTS AND BROKERS
Accusure Insurance Agency
6 East Black Well St.
Dover, NJ 07801
Phone: (800) 878-9924; Fax: (973) 366-7852
Contact: Mike Pomarlin
Internet: www.accusure.com
Area of Coverage: NJ, NY, and PA
Alliance Plus, Inc.
1050 Franklin Ave.
Garden City, NY 11530
Phone: (516) 742-3000; Fax: (516) 742-0070
Contact: Bob Mintz
Internet: www.allianceplus.com
Area of Coverage: NY, NJ, and CT
Allied Insurance Managers, Inc.
811 South Blvd., Suite 110
Rochester Hills, Ml 48307
Phone: (248) 853-0930; Fax: (248) 853-1512
Contact: Dennis Cieplak
Internet: www.alliedinsmgr.com/mi/allied/
Area of Coverage: Ml
All Risks Ltd. (Wholesaler)
1020 Cromwell Bridge Rd.
Towson, MD 21286
Phone: (800) 366-5810; Fax: (410) 828-8179
Contact: Nick Croce, Jr.
Internet: Not Available
Area of Coverage: United States
Ambassador Group Insurance Agency
10335 N. Scottsdale Rd., Suite A
Scottsdale, AZ 85253
Phone: (602) 443-5790; Fax: (602) 443-0275
Contact: George Dopp
Internet: www.ambassadorinsure.com
Area of Coverage: AZ, WA, OR, and NV
American Heritage Insurance Agency, Inc.
975 Elm St.
West Springfield, MA 01089
Phone: (413) 736-1400; Fax: (413) 736-0306
Contact: Ray Belden
Internet: www.aainsurance.com
Area of Coverage: MA
Americana Financial Services of Pennsylvania, Inc.
P.O. Box 718
Camp Hill, PA 17001-0718
Phone: (717) 214-2800; Fax: (717) 214-2801
Contact: James Titus
Internet: Not Available
Area of Coverage: United States
Anderson Insurance Services, Inc.
933 Webster St.
Marshfield, MA 02050-3481
Phone: (800) 878-6578; Fax: (781) 837-3756
Contact: Peter Anderson
Internet: www.insuremass.com
Area of Coverage: New EEngland
Arlington/Roe & Co.
8465 Keystone Crossing, Suite 100
Indianapolis, IN 46240
Phone: (800) 878-9891; Fax: (317) 259-4106
Contact: Allen J. Grau, CIC
Internet: www.arlingtonroe.com
Area of Coverage: Midwest
Associated Insurance Agencies, Inc.
39 North State St.
Westerville, OH 43081
Phone: (614) 882-2335; Fax: (614) 882-2340
Contact: Tim Bowers
Internet: www.associated-ins.com
Area of Coverage: OH
List Of Known Insurance Providers For USTs
Page 4
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Bain Insurance Agency
P.O. Box 659
Bandon, OR 97411
Phone: (541) 347-3211; Fax: (541) 347-9232
Contact: Joseph Bain
Internet: Not Available
Area of Coverage: TX
Bayrisk Insurance Brokers, Inc.
P.O. Box 567
Alameda, CA 94501
Phone: (510) 523-3435; Fax: (510) 523-7449
Contact: Kevin Milroy
Internet: www.bayrisk.com
Area of Coverage: CA, AZ, and OR
Beacon Hill Associates
P.O. Box 1532
Charlottesville, VA 22902
Phone: (800) 596-2156; Fax: (804) 979-8964
Contact: William Pritchard
Internet: www.b-h-a.com
Area of Coverage: United States
Beardsley, Brown & Bassett, Inc.
55 Walls Dr.
Fairfield, CT 06430
Phone: (203) 319-7638; Fax: (203) 254-7545
Contact: Preciosa Carneiro
Internet: www.bbandb.com
Area of Coverage: CT, MA, NY, and Rl
Berger Briggs Real Estate & Insurance, Inc.
215 3rd St., SW, P.O. Drawer K
Albuquerque, NM 87103
Phone: (505) 247-0444; Fax: (505) 243-1505
Contact: Martin Padilla
Internet: Not Available
Area of Coverage: Southwest
Bill Taylor & Associates
P.O. Drawer 2229
San Marcos, TX 78667-2229
Phone: (800) 606-6221; Fax: (512) 392-5443
Contact: Bill Taylor
Intenet: www.btainsurance.com
Area of Coverage: TX
Brady & Company
P.O. Box107502
Anchorage, AK 99510
Phone: (907) 276-5617;-Fax: (907) 276-6292
Contact: Judy Chadwick
Internet: www.bradycompany.com
Area of Coverage: United States
Braley & Wellington Insurance Agency Corp.
P.O. Box 15127
Worcester, MA 01615-0127
Phone: (508) 754-7255; Fax: (508) 797-3507
Contact: Craig Stanoyich
Internet: www.bandwins.com
Area of Coverage: CT, MA, NH, Rl, and VT
Brier Insurance Agency
30 Maple Dr.
Wexford, PA 15090
Phone: (724) 935-5924; Fax: (724) 935-1730
Contact: Dana Brier
Internet: Not Available
Area of Coverage: PA
Burns & Wilcox Ltd.
1250 E. Copeland Rd., Suite 900
Arlington, TX 76011
Phone: (800) 442-1496; Fax: (817) 461-7779
Contact: Sheila Hailey
Internet: Not Available
Area of Coverage: TX
C.W. Wright Insurance Services, Inc.
2400 22nfSt, Suite 100
Sacramento, CA 95818
Phone: (916) 457-0444; Fax: (916) 457-4538
Contact: Jerry:Wright
Internet: Not Available
Area of Coverage: CA
Caldwell & Moreland Insurance Services
P.O. Box 6185
San Bernadino, CA 92412
Phone: (909) 889-0295; Fax: (909) 888-3422
Contact: John Terry
Internet: Not Available
Area of Coverage: United States
Cambridge General Agency
100 Pine St., Suite 250
San Francisco, CA 94111
Phone: (415) 955-8555; (800) 434-5002
Fax: (415) 394-6305
Contact: Julie Sylim-Uang, CPCU
Internet: www.cambridgega.com
Area of Coverage: CA
Cavalear Insurance Agency, Inc.
6444 Monroe Rd., Suite B
Sylvania, OH 43560
Phone: (419) 882-7296; (800) 882-7296
Fax: (419) 885-7100
Contact: Brian Koehler
Internet: www.cavalear.com
Area of Coverage: OH
Central Insurance Agency, Inc.
6000 North Lamar Blvd., Suite 100
Austin, TX 78761-5427
Phone: (512) 451-6551; Fax: (512) 454-0183
Contact: Scott Raper
Internet: www.centralins.com
Area of Coverage: TX
Centrum Management, Inc.
Insurance Agency/Wholesaler
1320 Greenway Dr., #760
Irving, TX 75038
Phone: (972) 550-6161; (800) 577-6614
Fax:(972)550-6167
Contact: Phyllis Barnes
Internet: Not Available
Area Of Coverage: TX
Chamberlin Insurance
764 Campbell Ave.
West Haven, CT 06516
Phone: (203) 932-5877; Fax: (203) 932-9328
Contact: Roger Chamberlin
Internet: www.chamberlininsurance.com
Area of Coverage: CT
List Of Known Insurance Providers For USTs
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Cochrane Griffin & Company, Inc.
1980 112th Ave. NE, Suite 210
Bellevue, WA 98004
Phone: (800) 562-8095; Fax: (425) 453-8696
Contact: Lillian Nixon
Internet: Not Available
Area of Coverage: WA
Cooney, Rikard & Curtin, Inc.
P. O, Box 59689
Birmingham, AL 35259-9689
Phone: (205) 870-7790; (800) 824-1709
Fax: (205) 879-3739
Contact: Carol Darden
Internet: www.crcins.cpm
Area of Coverage: United States
Connelly-Campion-Wright
704 Belmar Plaza
Belmar, NJ 07719
Phone: (800) 924-2809; Fax: (732) 681-4951
Contact: Scott Newell
Internet: www.ccwinsurance.com
Area of Coverage: NJ
Conrad Insurance Agency
8518 Canton Center
Canton, Ml 48322
Phone: (734) 416-8280; Fax: (734) 416-8287
Contact: Jerry Stevens
Internet: www.conradinsurance.com
Area of Coverage: Ml
Continental Agency of CT, Inc.
P.O. Box187109
Hamden, CT 06518-0109
Phone: (800) 922-2563; Fax: (203) 288-2312
Contact: Brendan Mullally
Internet: Not Available
Area of Coverage: CT, MA, ME, NH, Rl, and VT
Continental/Marmorstein & Malone Insurance
305 Rt. 17 South
Paramus, NJ 07652
Phone: (800) 932-0849; Fax: (201) 261-8922
Contact: Michael Kane
Internet: www.ca-group.com
Area of Coverage: NJ, NY, and CT
Crawley Warren Insurance Services, Inc.
100 California, Suite 650
San Francisco, CA 94111
Phone: (415) 989-0792; Fax: (415) 362-0587
Contact: Cass Alimonti
Internet: Not Available
Area of Coverage: CA and HI
Crump E&S of California
100 W.Broadway, #750
Glendale,CA91210
Phone: (818) 637-3500; Fax: (818) 637-3551
Contact: Raymond C. Brown
Internet: Not Available
Area of Coverage: United States
Crump Insurance Services NW
188 106th Ave. NE, Suite 670
Bellevue, WA 98004
Phone: (800) 221-9628; Fax: (425) 637-1001
Contact: Peggy Leinas
Internet: Not Available
Area of Coverage: WA
Dakin Insurance Agency, Inc.
P.O. Box 89
Lebanon, OH 45036-0089
Phone: (513) 932-4010; Fax: (513) 932-4742
Contact: Vincent Fullan
Internet: www.dakin-ins.com
Area of Coverage: OH
Dana Insurance and Risk Management
9B Ridgely Rd., Suite 100
Timonium, MD 21093-5113
Phone: (800) 821-1990; Fax: (410) 821-1997
Contact: Dave Resch
Internet: www.dana-ins.com
Area of Coverage: DC, DE, FL, MD, NY, NJ, PA, VA,
andWV
Dean Insurance Agency, Inc.
P.O. Box 669
Bel Air, MD 21014-0669
Phone: (410) 838-3700; Fax (410) 893-3647
Contact: Norman Dean
Internet: www.deaninsurance.com
Area of Coverage: MD
Delaware Valley Underwriting Agency, Inc.
420 S. York Rd.
Hatboro, PA 19040
Phone: (215) 443-3500; (800) 388-0215
Fax:(215)672-7983
Contact: Joel Caplan
Internet: www.dvua.com
Area of Coverage: DE, MD, NJ, PA, NY, VA, OH, and
WV
Dennis Insurance Agency
3525 Maysville Pike
P.O. Box 1819
Zanesville, OH 43701
Phone: (800) 450-7117; Fax: (740) 450-0203
Contact: Jeff Dennis
Internet: www.quickpage.com/d/dennisins
Area of Coverage: OH
Des Champs & Gregory, Inc.
1812 Manatee Ave. W.
Bradenton, FL 34205
Phone: (941) 748-1812; Fax: (941) 750-8455
Contact: Jeff Center
Internet: www.deschampsgregory.com
Area of Coverage: FL
Dicks Insurance Agency, Inc.
1500 Sixth St., NW
Winter Haven, FL 33881
Phone: (941) 324-1234; (800) 476-1106
Fax: (941) 294-4243
Contact: Jim Green
Internet: Not Available
Area of Coverage: FL
Ust Of Known Insurance Providers For USTs
Page 6
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The DJB Group
231 Chestnut St.
Meadville, PA 16335
Phone: (814) 724-1516; Fax: (814) 337-2793
Contact: Daniel J. Severo
Internet: www.djbgroup.com
Area of Coverage: OH, PA, and WV
Environmental Insurance Agency
P.O. Box 23605
Portland, OR 97281
Phone: (503) 977-3333; Fax: (503) 977-3334
Contact: Jenn Mickey
Internet: Not Available
Area of Coverage: WA and OR
First American Insurance Agency, Inc.
625 Front St.
Chicopee, MA 01013
Phone: (413) 592-8118; Fax: (413) 592-0995
Contact: Remmy Nartens
Internet: www.faiagency.com
Area of Coverage: United States
Forsyth Insurance Group, Inc.
1201 S. Fourth
Springfield, IL 62705
Phone: (217) 525-9500; Fax: (217) 757-9610
Contact: Tom Smith
Internet: Not Available
Area of Coverage: Mid West
Four Star Insurance Agency, Inc.
3900 Snow Rd.
Parma, OH 44134-2595
Phone: (440) 888-4525; Fax: (440) 888-0320
Contact: Joe Germana
Internet: pages.prodigy.com/fourstar
Area of Coverage: OH
Fox and Fox Insurance Agency, Inc.
101 East 38th St.
Indianapolis, IN 46205
Phone: (317) 925-1456; Fax: (317) 927-5178
Contact: James Fox
Internet: Not Available
Area of Coverage: United States
Gallen Insurance
2237 Lancaster Pike
Shilington, PA 19607
Phone: (610) 777-4123; Fax: (610) 777-9957
Contact: Allen Convey
Internet: Not Available
Area of Coverage: PA
Garrett Insurance Company
P.O. Box 1425
Kerrville, TX 78029-1425
Phone: (830) 896-6600; Fax: (830) 896-1822
Contact: Bob Schmerbeck
Internet: www.garrettinsurance.com
Area of Coverage: TX
Golseth & Gregson Insurance
P.O. Box 13598
Tucson, AZ 85732-3598
Phone: (520) 571-7737; (800) 933-9646
Fax: (520) 571-7737
Contact: Rick Gregson
Internet: Not Available
Area of Coverage: AZ
Granite Insurance Services
1600 SW4th:Ave., Suite 900
Portland, OR 97201
Phone: (503) 972-1900; Fax: (503) 972-1987
Contact: Peter Nielsen
Internet: Not Available
Area of Coverage: United States
Greater Insurance Service
11417 Hanson Blvd.
Coon Rapids, MN 55433
Phone: (612) 767-1344; Fax: (612) 767-1345
Contact: Ray.E. Cox
Internet: Not Available
Area of Coverage: MN
GST Group, Inc.
2291 Bristol Pike
Bensalem, PA 19020-5758
Phone: (800) 220-2088; Fax: (215) 245-0422
Contact: Mike Smith
Internet: www.gstgroup.corn
Area of Coverage: DC, DE, MD, NJ, NY, PA, and VA
Highland Insurance, Inc.
P.O. Box 2487
Huntington, WV 25725-2487
Phone: (304) 529-3381; Fax: (304) 529-6623
Contact: Robert Cline
Internet: www2.iix.com/wv/highlandins
Area of Coverage: OH, KY, WV, and VA
Hometown Insurance of Smithtown
1461 Lakeland Ave., Suite 3
Bohemia, NY .11716
Phone: (516) 724-3030; Fax: (516) 589-0164
Contact: Eric Keiffert
Internet: Not Available
Area of Coverage: NY
Hudson & Muma, Inc.
P.O. Box 669
Royal Oak, Ml 48068-0669
Phone: (248) 549-3519; Fax: (248) 549-6452
Contact: Jim Thurman
Internet: Not Available
Area of Coverage: United States
Independent Insurance Wholesalers, Inc.
722 Southwest 2nd Ave., Suite 340
Portland, OR 97204
Phone: (503) 224-1956; (800) 886-9235
Fax: (503) 224-3010
Contact: Tom ;Sawyer
Internet: Not Available
Area of Coverage: AK, CA, ID, OR, and WA
List Of Known Insurance Providers For USTs
Page 7
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Jackson Ogren & Co., Inc.
6929 Hohmen Blvd.
Hammond, IN 46324-1496
Phone: (219) 933-0076; Fax: (219) 933-0080
Contact: Thomas Ogren
Internet: Not Available
Area of Coverage: AL, AZ, CO, FL, ID, IL, IN, Ml, OH,
PA, TX, WT, and VA
Kennedy Professional Insurance Agency
P.O. Box 847
Apple Valley, CA 92307
Phone: (760) 242-2345; Fax: (760) 242-2211
Contact: Kevin Kennedy
Internet: www.kpia.com
Area of Coverage: CA
Klinger Associates, Inc.
P.O. Box 26542
Indianapolis, IN 46226
Phone: (317) 542-9890; Fax: (317) 542-0685
Contact: Bob Klinger
Internet: Not Available
Area of Coverage: IN
Laginess Insurance Agency, Inc.
9357 General Dr., Suite 110
Plymouth, Ml 48170
Phone: (313) 455-5088; Fax: (313) 455-2750
Contact: Terry Laginess
Internet: Not Available
Area of Coverage: Ml
Lisuzzo Insurance Agency, Inc.
1535 Central Ave,
Albany, NY 12205-5033
Phone: (518) 869-4466; Fax: (518) 869-4296
Contact: Steve Lisuzzo
Internet: www.lisuzzo.com
Area of Coverage: PA, NY, and FL
The McCall Insurance Agency, Inc.
609 W. 15" St., Suite 200
Piano, TX 75075
Phone: (972) 423-3595; (800) 423-3595
Fax: (972) 578-9268
Contact: Suzanne Van Meter
Internet: www.mccallagency.com
Area of Coverage: TX
McEIveen Insurance Agency, Inc.
700 West Prien Lake Rd.
Lake Charles, LA 70601-8397
Phone: (318) 475-7463 Fax: (318) 478-8660
Contact: Louis Todd
Internet: www.mcelveenins.com
Area of Coverage: United States
M.J. Kelly
P.O. Box 231
Turners, MO 65765
Phone: (800) 725-7211; Fax: (417) 883-7103
Contact: Mike Kram
Internet: Not Available
Area of Coverage: AR, FL, IL, IO, KS, MO, and OK
Midwest General Agency
3300 Birch St.
P.O. Box 5420
Eau Claire, Wl 54702-5420
Phone: (715) 832-4000; Fax: (715) 834-7117
Contact: Tim Proue
Internet: Not Available
Area of Coverage: Wl
Morgan-Marrow Environmental Insurance
484 Viking Dr., Suite 140
Virginia Beach, VA 23452
Phone: (800) 683-8493; Fax: (757) 431-8256
Contact: Keith Cannon
Internet: www.mmenvironmental.com
Area of Coverage: United States
Morrell, Butz & Junker, Inc.
1405 McFarland Rd.
Pittsburgh, PA 15216-2343
Phone: (412) 571-1010; (888) 222-8891
Fax:(412)341-1822
Contact: Bill Kaiser
Internet: www.mbjinsurance.com
Area of Coverage: United States
National Environmental Coverage Corporation
747 Chestnut Ridge Rd., Suite 305
Chestnut Ridge, NY 10977
Phone: (914) 425-2333; (800) 552-0230
Fax: (914) 425-2853
Contact: Joe Greenwald
Internet: www.necc.com
Area of Coverage: United States
New America Insurance
P.O. Box 366
Avon, OH 44011-0366
Phone: (440) 934-7766; Fax: (440) 934-1941
Contact: Lou Sukalski
Internet: Not Available
Area of Coverage: OH and WV
North Island Facilities, Ltd. (NIF) Services
30 Park Ave.
Manhasset, NY 11030-2444
Phone: (516) 365-7440; (800) 892-8892
Fax:(516)365-7392
Contact: Daphney Alvarado, ext. 42
Internet: Not Available
Area of Coverage: United States
Overstreet & Newell, Inc.
P.O. Box 88807
4340 Georgetown Square; Suite 615
Atlanta, GA 30356
Phone: (770) 935-9536 x216; (800) 323-1044
Fax: (770) 936-9689
Contact: Terry Newell
Internet: Not Available
Area of Coverage: United States
Petra Insurance Agency, Inc.
P.O. Box 936
Chehalis, WA 98532
Phone: (360) 748-8855; (800) 346-2519
Fax: (360) 748-8855
Contact: Kevin Thompson
Internet: www.localaccess.com/jmpetra
Area of Coverage: WA
List Of Known Insurance Providers For USTs
PageS
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Professional Liability Brokers and Consultants
175 E. Hawthorn Pkwy, #310
Vernon Hills, IL 60061
Phone: (847) 816-4480; Fax: (847) 816-4484
Contact: Erv Kranberg
Internet: Not Available
Area of Coverage: United States
Professional Liability Brokers and Consultants
4432 East Mountain Sage Dr.
Phoenix, AZ 85044
Phone: (602) 961-3884; Fax: (602) 961-3874
Contact: Dave Kengott
Internet: Not Available
Area of Coverage: United States
Quaker Special Risk
P.O. Box 415
Sea Girt, NJ 08750
Phone: (732) 223-6666; (800) 447-4180
Fax: (732) 223-9072
Contact: Mike Walsh
Internet: www.qsr-insurance.com
Area of Coverage: United States
RISC
750 N. St. Paul, Suite 800
Dallas, TX 75201
Phone: (214) 954-0707; (800) 725-7472
Fax: (214) 954-0999
Contact: Jere Freel
Internet: Not Available
Area of Coverage: United States
Seabury & Smith Marsh
(Formerly Sedgwick of Washington, Inc.)
P.O. Box2151
Spokane, WA 99210-2151
Phone: (800) 525-7012; Fax: (509) 358-3937
Contact: Michele Williams
Internet: Not Available
Area of Coverage: WA
Shelly, Middlebrooks & O'Leary, Inc.
P.O. Box 2909
Jacksonville, FL 32203-2909
Phone: (904) 354-7711; (800) 342-2498
Fax: (904) 355-7611
Contact: Patrick O'Leary
Internet: www.shellyins.com
Area of Coverage: FL
Sigel Insurance Group
P.O. Box 488
Schwenksville, PA 19473
Phone: (610) 287-8800; (800) 243-5041
Fax:(610)287-5348
Contact: Eric Sigel
Internet: Not Available
Area of Coverage: PA
SKANCO International, Inc.
P.O. Box 4040
Scottsdale, AZ 85261
Phone: (602) 860-5555; (800) 475-2626
Fax: (602) 860-5561
Contact: Curtis Anderson
Internet: Not Available
Area of Coverage: AZ, CO, NM, NV, and UT
Specialty Risk Associates, Inc.
2800 Youree Dr., Suite 462
Shreveport, LA 71104
Phone: (318) 865-7023; Fax: (318) 865-7049
Contact: John Wood
Internet: www.specialty-risk.com
Area of Coverage: LA
Sorg-Ehrman Insurance Agency, Inc.
1709 North Shadeland Ave.
Indianapolis, IN 46219
Phone: (317) 359-9621; (800) 272-6091
Fax:(317)352-1932
Contact: Mike' Ehrman
Internet: www.sorg-ehrman-insurance.com/sei
Area of Coverage: IN, KY, OH and IL
Tejas American General Agency, LLC (TAGA)
P.O. Box 200577
Austin, TX 78720-0577
Phone: (512) 346-0030; (888) 999-8242
Fax: (512) 342-2803
Contact: Anita Herzog
Internet: www.tagal .com
Area of Coverage: TX
Thomison Insurors, Inc.
Division of Rebsmen Insurance
P.O. Box 50810
Springfield, MO 65805
Phone: (417) 866-7222;.Fax: (417) 866-0712
Contact: Nina Cogdill
Internet: www2.iix.com/mo/thomison/
Area of Coverage: United States
Tower Special Facilities Inc.
W229 N1433 Westwood Dr., Suite 102
Waukesha, Wl 53186-1153
Phone: (414) 513-6000 ext. 24; (800) 837-1525
Fax:(414)513-6010
Contact: GaryKubesch
Internet: www.towerspecial.com
Area of Coverage: United States
True Benchmark Insurance Services
1100 Jorie Blvd., Suite 126
Hindsdale, IL 60523
Phone: (630) 371-0500; Fax: (630) 371-0501
Contact: Michael White
Internet: Not Available
Area of Coverage: United States
United Assurance, Inc.
16-00 Pollitt Dr.
Fair Lawn, NJ 07410
Phone: (800) 866-0161; Fax: (201) 797-4455
Contact: Leslie Romane
Internet: www.unitedassurance.com
Area of Coverage: North East
U.S. Risk, Inc.
10965 Granada Ln., Suite 104
Overland Park, KS 66211
Phone: (913) 338-0052; (800) 447-0052
Fax:(913)338r0177
Contact: Jay Dillon
Internet: www.usrisk.com
Area of Coverage: KS, MO, NE, and IA
List Of Known Insurance Providers For USTs
Page 9
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Van American Insurance Services
2 Rlverchase Office Plaza, Suite 208
Birmingham, AL 35244-2810
Phone: (205) 985-7511; (800) 755-7647
Fax: (205) 403-0761
Contact: 0. L. Andrews
Internet: www.vanamerican.com
Area of Coverage: United States
Willis Corporation
26 Century Blvd.
Nashville, TN 37214
Phone: (615) 872-3295; Fax: (615) 872-3333
Contact: Ken Ayers
Internet: www.willis.com
Area of Coverage: United States
WiSA, Inc.
P.O. Box 7568
Ewing, NJ 08628
Phone: (609) 883-4190; Fax: (609) 538-0274
Contact: Neil Wesley
Internet: Not Available
Area of Coverage: United States
Worldwide Facilities, Inc.
3530 Wilshire Blvd., Suite 1500
Los Angeles, CA 90010
Phone: (213) 380-4670; Fax: (213) 384-5180
Contact: Lorraine Clark
Internet: Not Available
Area of Coverage: United States
Zain Jeewanjee Insurance Agency
6501 Crown Blvd., Suite 106
San Jose, CA 95120
Phone: (408) 997-7718; (800) 257-7718
Fax: (800) 246-0007
Contact: Zain Jeewanjee
Internet: www.jeewanjee.com
Area of Coverage: CA, VA, TX and AZ
Zutz Insurance/Professional Liability
P.O. Box 2287
Wilmington, DE 19899
Phone: (302) 658-8000; (800) 441-9385
Fax: (302) 658-8015
Contact: Matthew Doyl
Internet: www.mdoyK^zutz-pli.com
Area of Coverage: United States
_
List Of Known Insurance Providers For USTs
Page 10
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Model Of "Endorsement" Criteria
Name: [name of each covered location]
Address: [address of each covered location]
Policy Number:
Period of Coverage [current policy period]:
Name of [Insurer or Risk Retention Group]:
Address of [Insurer or Risk Retention Group]:
Name of Insured:
Address of Insured:
1. This endorsement certifies that the policy to which the
endorsement is attached provides liability insurance covering
the following underground storage tank(s):
[List the number of tanks at each facility and the name(s)
and address(es) of the facility(ies) where the tanks are
located. If more than one instrument is used to assure
different tanks at any one facility, for each tank covered by
this instrument, list the tank identification number provided in
the notification submitted pursuant to 40 CFR 280.22, or the
corresponding state requirement, and the name and address
of the facility.]
for [insert: "taking corrective action" and/or "compensating
third parties for bodily injury and property damage caused
by" either "sudden accidental releases" or "nonsudden
accidental releases" or "accidental release"; in accordance
with and subject to the limits of liability, exclusions,
conditions, and other terms of the policy; if coverage is
different for different tanks or locations, indicate the type of
coverage applicable to each tank or location] arising from
operating the underground storage tank(s) identified above.
The limits of liability are [insert the dollar amount of the "per
occurrence" and "annual aggregate" limits of the Insurer's or
Group's liability; if the amount of coverage is different for
different types of coverage or for different underground
storage tanks or locations, indicate the amount of coverage
for each type of coverage and/or for each underground
storage tank or location], exclusive of legal defense costs,
which are subject to a separate limit under the policy. This
coverage is provided under [policy number]. The effective
date of said policy is [date].
2. The insurance afforded with respect to such occurrences
is subject to all of the terms and conditions of the policy;
provided, however, that any provisions inconsistent with
subsections (a) through (e) of this Paragraph 2 are hereby
amended to conform with subsection (a) through (e):
a. Bankruptcy or insolvency of the insured shall not relieve
the ["Insurer" or "Group"] of its obligations under the policy to
which this endorsement is attached.
b. The ["Insurer" or "Group"] is liable for the payment of
amounts within any deductible applicable to the policy to
the provider of corrective action or a damaged third party,
with a right of reimbursement by the insured for any such
payment made by the ["Insurer" or "Group"]. This provision
does not apply with respect to that amount of any
deductible for which coverage is demonstrated under
another mechanism or combination of mechanisms as
specified in 40 CFR 280.95-280.102.
c. Whenever requested by [a Director of an Implementing
Agency], the [["Insurer" or "Group"] agrees to furnish to [the
Director] a signed duplicate original of the policy and all
endorsements.
d. Cancellation or any other termination of the insurance by
the ['Insurer" o"r "Group"], except for non-payment of
premium or misrepresentation by the insured, will be
effective only upon written notice and only after the
expiration of 60 days after a copy of such written notice is
received by the insured. Cancellation for non-payment of
premium or niisrepresentation by the insured will be
effective only upon written notice and only after expiration of
a minimum of 10 days after a copy of such written notice is
received by the insured.
[Insert for claims-made policies:
e. The insurance covers claims otherwise covered by the
policy that are reported to the ["Insurer" or "Group"] within
six months of the effective date of the cancellation or non-
renewal of the policy except where the new or renewed
policy has the some retroactive date or a retroactive date
earlier than that of the prior policy, and which arise out of
any covered occurrence that commenced after the policy
retroactive date, if applicable, and prior to such policy
renewal or termination date. Claims reported during such
extended reporting period are subject to the terms,
conditions, limits, including limits of liability, and exclusions
of the policy.]
I hereby certify that the wording of this instrument is
identical to the wording in 40 CFR 280.97(b)(1) and that the
["Insurer" or "Group"] is ["licensed to transact the business
of insurance or eligible to provide insurance as an excess
or surplus lines insurer in one or more states".]
[Signature of authorized representative of Insurer or Risk
Retention Group]
[Printed name of person signing]
[Title of person signing], Authorized Representative of
[name of Insurer of Risk Retention Group]
[Address of Representative]
List Of Known Insurance Providers For USTs
Page 11
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Model Of "Certificate Of Insurance" Criteria
Name: [name of each covered location]
Address: [address of each covered location]
Policy Number:
Period of Coverage [current policy period]:
Name of [Insurer or Risk Retention Group]:
Address of [Insurer or Risk Retention Group]:
Name of Insured:
Address of Insured:
1. [Name of Insurer or Risk Retention Group], [the "Insurer"
or "Group"], as identified above, hereby certifies that it has
issued liability insurance covering the following underground
storage tank(s):
[List the number of tanks at each facility and the name(s)
and address(es) of the facility(ies) where the tanks are
located. If more than one instrument is used to assure
different tanks at any one facility, for each tank covered by
this instrument, list the tank identification number provided in
the notification submitted pursuant to 40 CFR 280.22, or the
corresponding state requirement, and the name and address
of the facility.]
for [insert: "taking corrective action" and/or "compensating
third parties for bodily injury and property damage caused
by" either "sudden accidental releases" or "nonsudden
accidental releases" or "accidental releases"; in accordance
with and subject to the limits of liability, exclusions,
conditions, and other terms of the policy; if coverage is
different for different tanks or locations, indicate the type of
coverage applicable to each tank or location] arising from
operating the underground storage tank(s) identified above.
The limits of liability are [insert the dollar amount of the "per
occurrence" and "annual aggregate" limits of the Insurer's or
Group's liability; if the amount of coverage is different for
different types of coverage or for different underground
storage tanks or locations, indicate the amount of coverage
for each type of coverage and/or for each underground
storage tank or location], exclusive of legal defense costs,
which are subject to a separate limit under the policy. This
coverage is provided under [policy number]. The effective
date of said policy is [date].
2. The ["Insurer" or "Group"] further certifies the following
wilh respect to the insurance described in Paragraph 1:
a. Bankruptcy or insolvency of the insured shall not relieve
the ["Insurer" or "Group"] of its obligations under the policy to
which this certificate applies.
b. The ["Insurer" or "Group"] is liable for the payment of
amounts within any deductible applicable to the policy to
the provider of corrective action or a damaged third party,
with a right of reimbursement by the insured for any such
payment made by the ["Insurer" or "Group"]. This provision
does not apply with respect to that amount of any
deductible for which coverage is demonstrated under
another mechanism or combination of mechanisms as
specified in 40 CFR 280.95-280.102.
c. Whenever requested by [a Director of an Implementing
Agency], the ["Insurer" or "Group"] agrees to furnish to [the
Director] a signed duplicate original of the policy and all
endorsements.
d. Cancellation or any other termination of the insurance by
the ["Insurer" or "Group"], except for non-payment of
premium or misrepresentation of insured, will be effective
only upon written notice and only after the expiration of 60
days after a copy of such written notice is received by the
insured. Cancellation for non-payment of premium or
misrepresentation by the insured will be effective only upon
written notice and only after expiration of a minimum of 10
days after a copy of such written notice is received by the
insured.
[Insert for claims-made policies:
e. The insurance covers claims otherwise covered by the
policy that are reported to the ["Insurer" or "Group"] within
six months of the effective date of cancellation or non-
renewal of the policy except where the new or renewed
policy has the same retroactive date or a retroactive date
earlier than that of the prior policy, and which arises out of
any covered occurrence that commenced after the policy
retroactive date, if applicable, and prior to such policy
renewal or termination date. Claims reported during such
extended reporting periods are subject to the terms,
conditions, limits, including limits of liability, and exclusions
of the policy.]
I hereby certify that the wording of this instrument is
identical to the wording in 40 CFR 280.97(b)(1) and that the
["Insurer" or "Group"] is ["licensed to transact the business
of insurance or eligible to provide insurance as an excess
or surplus lines insurer in one or more states".]
[Signature of authorized representative of Insurer or Risk
Retention Group]
[Printed name of person signing]
[Title of person signing], Authorized Representative of
[name of Insurer or Risk Retention Group]
[Address of Representative]
List Of Known Insurance Providers For USTs
Page 12
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ORDERING INFORMATION ON
UNDERGROUND STORAGE TANKS
• Go to EPA's Web site at http://www.epa.gov/OUST/ to order, read, or download documents online.
• Call EPA's toll-free RCRA/Superfund Hotline at 800-424-9346 and order free copies or ask questions.
• Write and ask for free publications by addressing your request to our publication distributor: National Service Center
for Environmental Publications (NSCEP), Box 42419, Cincinnati, OH 45242.
• For free copies, call our publication distributor's toll-free number at 800-490-9198 or fax 513-489-8695.
TITLES
Catalog Of EPA Materials On USTs "
An annotated list of LIST materials, including ordering information. Most of the leaflets, booklets, videos, and software items listed
provide UST owners and operators with information to help them comply with federal UST requirements (32 pages).
Musts For USTs: A Summary Of Federal Regulations For Underground Storage Tank Systems
Plain language summary of federal UST requirements for installation, release detection, spill, overfill, and corrosion protection
corrective action, closure, reporting and recordkeeping. Updated & revised 1995 (36 pages).
Straight Talk On Tanks: Leak Detection Methods For Petroleum Underground Storage Tanks
Explains federal regulatory requirements for leak detection and briefly describes allowable leak detection methods
Updated & revised 1997 (28 pages). ;
Getting The Most Out Of Your Automatic Tank Gauging System ;
Trifold leaflet provides UST owners and operators with a basic checklist they can use to make sure their automatic tank gauging
systems work effectively and provide compliance with federal leak detection requirements.
Doing Inventory Control Right: For Underground Storage Tanks
Booklet describes how owners and operators of USTs can use inventory control and periodic tightness testing to temporarily meet
federal leak detection requirements. Contains recordkeeping forms (16 pages). ;
Manual Tank Gauging: For Small Underground Storage Tanks
Booklet provides simple, step-by-step directions for conducting manual lank gauging for tanks 2,000 gallons or smaller
Contains recordkeeping forms (12 pages).
Introduction To Statistical Inventory Reconciliation: For Underground Storage Tanks
Booklet describes how Statistical Inventory Reconciliation (SIR) can meet federal leak detection requirements (12 pages).
Don't Wait Until 1998: Spill, Overfill, And Corrosion Protection For Underground Storage Tanks
Information to help owners and operators of USTs meet the 1998 deadline for compliance with requirements to upgrade replace or
close USTs installed before December 1988 (16 pages). Also available in Spanish (Wo Espere Hasfa El 1998!).
Are You Upgrading An Underground Storage Tank System?
Trifold leaflet can help UST owners and operators make sound decisions about choosing tank integrity assessment methods and
upgrading USTs to meet 1998 deadline requirements. •
Closing Underground Storage Tanks: Brief Facts
Trifold leaflet presents "brief facts" on property closing USTs in order to comply with federal closure requirements.
Underground Storage Tanks: Requirements And Options
Trifold leaflet alerts UST owners and operators who are "nonmarketers" (who do not sell stored petroleum) that they need either to
find alternatives to managing their USTs or to make decisions about UST compliance.
Dollars And Sense: Financial Responsibility Requirements For Underground Storage Tanks
Booklet summarizes the "financial responsibility" required of UST owners and operators (16 pages).
An Overview Of Underground Storage Tank Remediation Options
Information about technologies for remediating petroleum contamination in soil and groundwater(26 pages).
Controlling UST Cleanup Costs
Fact sheet series on the cleanup process includes: Hiring a Contractor, Negotiating Hie Contract, Interpreting the Bill, Managing the
Process, and Understanding Contractor Code Words (10 pages).
Pay-For-Perfbrmance Cleanups: Effectively Managing Underground Storage Tank Cleanups
Booklet explores potential advantages of using pay-for-performance cleanup agreements to reduce the cost and time of cleanups
and more effectively manage cleanup resources (32 pages).
Financing Underground Storage Tank Work: Federal And State Assistance Programs
Booklet identifies potential sources of financial assistance to cover the costs of upgrading, replacing, or closing an UST or of cleanina
up an UST release (23 pages). Revised and updated, March 1999. [
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&EPA
United States
Environmental Protection Agency
(5401G)
Washington, D.C. 20460
Official Business
Penalty for Private Use
$300
Good tank management
benefits everyone
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