&EPA
United States
Environmental Protection
Agency
5403W
Washington, DC 20460
Official Business
Penalty for Private Use
$300
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United States
Environmental Protection
Agency
Solid Waste And
Emergency Response
5403W
EPA510-B-95-010
September 1995
Financing Underground Storage
Tank Work: Federal And State
Assistance Programs
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Recycled/Recyclable«Printed with Vegetable Based Inks on Recycled Paper (20% Postconsumer)
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Introduction
By December 22,
1QQ8 owners and
operators of
underground
storage tanks
(USTs) that
contain
petroleum must
either upgrade
their existing tanks by adding corrosion protection and
spill and overfill prevention devices; replace existing
tanks with new tanks that meet all federal requirements;
or properly close them. In addition, owners and
operators may be required to clean up contamination
resulting from petroleum releases at their UST sites.
Upgrading an existing tank, purchasing a new one, or
conducting a cleanup can be a major financial burden,
especially for small and disadvantaged businesses.
Many businesses have experienced difficulty obtaining
loans and grants to finance these expenditures. Indian
owners and operators whose businesses are located on
federal reservations may be at a particular economic
disadvantage, because they may be unable to access
state funds available exclusively to state residents.
The U.S. Environmental Protection Agency's Office of
Underground Storage Tanks has prepared this booklet to
help you and other UST owners and operators locate
potential sources of financial assistance to cover the
costs of upgrading, replacing, or closing an UST, or of
cleaning up an UST release. This booklet describes 11.
federal financial assistance programs which, while not
designed specifically for UST work, do provide funding
that owners and operators may be able to use for these
activities. It also provides addresses and telephone
numbers for potential sources of financial assistance in
14 states.
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In addition, this booklet provides information on four
federal programs that are available only to Indian tribes
and/or individuals on reservations. These programs may
assist Indian UST owners and operators in obtaining
funding that might not be available from other sources.
Three of these programs are administered by the Bureau
of Indian Affairs, and one is administered by the
Administration for Native Americans.
Information in this booklet is current as of the date of pub-
lication. However, funding for these programs is subject
to change. You are urged to contact these programs di-
rectly to determine whether funding is still available.
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Types of Assistance
As an UST owner or operator, you may be able to obtain financial assistance from three
types of federal or state programs: direct loans, loan guarantees, and grants. Some states
also offer interest subsidies. Each of these types of programs is described below.
Direct Loans
Some state governments and federal agencies may issue loans directly to eligible owners or
operators. These funds come from a loan fund. A program will generally assess your credit
risk before providing you with one of these loans. Alternatively, some programs contract
with private lenders or other institutions to conduct credit analyses and administer the state
loan programs. A state or federal agency may lend you money at the market interest rate,
which is the same interest rate at which governments borrow money (usually below the prevailing rates for private
borrowers), at a lower interest rate, or without interest. State and federal programs often allow you a longer period
to repay the loan than do private lenders.
Loan Guarantees
Loan guarantees allow you to obtain loans from private lenders such as banks or insurance agencies if you have
backing or some kind of "guarantee" from another organization. If you receive a loan guarantee, the guarantor
(usually a federal agency or state) will commit to repay your loan if you are unable to do so. This arrangement
increases your chances of obtaining a loan from a private lender because the lender can be assured of repayment.
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Grants
Under a grant, a state or federal agency provides you with money that you are not required to pay back. Agencies
usually award grants for very specific, low-cost activities (such as tank tightness tests, release detection, cathodic
protection, and spill and overfill prevention). Because they will not recoup grant money, however, federal agencies
offer more loans or loan guarantees than grants.
Some states will offer you partial funding in the form of matching grants. Under a matching grant agreement, you
pay a portion of the costs, and the state pays the remainder.
Interest Subsidies
Under an interest subsidy, your state government reduces your total cost of a commercial or private loan by waiving
or reducing your interest payments on that loan. Interest subsidies may be structured in several ways, where the state
pays:
4 A fixed number of points of the interest rate being charged to the owner or operator (for example, the state pays
two percent interest on the loan, and you pay the remainder, regardless of the terms of the loan).
4 Any interest payments in excess of a specified interest rate (for example, you pay five percent and the state pays
the remainder).
+ A fixed proportion of the total interest payments (for example, 25 percent of all interest payments) and you pay
the remainder.
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Federal Financial Assistance Programs
The following section provides information on financial assistance programs offered by
five federal agencies ~ Bureau of Indian Affairs, Administration for Native Americans,
the Small Business Administration, Rural Development Administration, and Economic
Development Administration - that may be used for UST upgrades, replacements, or
cleanups. Assistance offered by the Bureau of Indian Affairs and the Administration for
Native Americans is generally available only to Native Americans and Indian tribes.
For each agency, a description of the eligibility criteria and restrictions for each program
it offers is provided. A list of regional agency contacts follows each description. You
should contact the appropriate
regional representative to determine
whether your UST needs would be eligible for funding under
that agency's programs. It is important to note that funding
through these programs is not guaranteed. Financing for many
of the federal assistance programs may be in flux, so you are
advised to contact each agency for the most current
information.
The map on the right identifies regional office locations for
these five federal agencies.
A
o
• SBA Regional Offict
• EDARBglonalOffio
'BIA Rafllonal Offlet
' ANA Cwitral Office
. Stalls Mh RDA Slat! QUICK
\j
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Bureau of Indian Affairs
Assistance Availabls:
• Direct loans
• Loan guarantees
Indian Loan Fund and Loan
Guarantee Program
The Bureau of Indian Affairs (BIA) within the Department
of the Interior administers the Indian Loan Fund and Loan
Guarantee Program. BIA loans and guarantees may be used for business, industry,
agriculture, rehabilitation, housing, and education, or for activities that benefit the
economy of a reservation.
Eligibility Criteria
4 You must be a federally recognized Indian tribe or Alaska Native group; a member of a tribe or group; or an
Indian-owned corporation, partnership, or cooperative association.
4 The loans must be used to finance projects undertaken by for-profit businesses and enterprises that will
contribute to the economy of a reservation.
4 You must demonstrate that you were unable to obtain financing on reasonable terms and conditions from other
sources. You must also attempt to use the Indian Loan Guarantee Fund before applying for direct loans.
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Restrictions
4 For direct loans, an individual may receive loans of up to $350,000; there is no loan limit for tribes and tribal
organizations.
4 For loan guarantees, BIA will guarantee up to 80 percent of the loan amount. The maximum guarantee is
$500,000 for individuals, but there is no maximum guarantee for tribes and tribal organizations.
4 You must provide a minimum of 20 percent of project funding as owner equity, either in the form of cash or
unencumbered assets.
4 You must demonstrate reasonable prospects of repayment and must provide full collateral for the loan.
4 Interest rates are determined by the Secretary of Treasury on a monthly basis. The interest rate at the time of
approval will remain the same for the term of the loan.
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Indian Business Development Grant Program
Assistance Available:
The Bureau of Indian Affairs (BIA) administers an Indian Business Development
Grant Program. You may use these grants to purchase, establish, orexnand a profit-
making business, or for construction. Your business must be on or near a federal
Indian reservation and must attract other private businesses and foster economic
development on the reservation.
Eligibility Criteria
4 You must be a federally recognized Indian tribe or Alaska Native group; a member of a tribe or group; or an
Indian-owned corporation, partnership, or cooperative association.
4 You must demonstrate how your project would make a positive economic contribution to a reservation.
4 Priority is given to businesses that are located on reservations; utilize Indian resources; create the highest ratio of
Indian jobs to total investment; create the highest ratio of income to total investment; and are personally
managed by the individual or tribe that receives the grant.
Restrictions
4 The maximum grant is $100,000 for individuals and $250,000 for tribes.
4 Grants are intended to establish and increase profit-making business ventures on reservations.
4 You must demonstrate that you were unable to obtain financing on reasonable terms from another source.
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* Grants are made for a portion of the project funding not to exceed 25 percent; you must obtain funding for the
remainder (minimum of 75 percent) of the total project cost from sources other than yourself, BIA's Indian Loan
Fund, or Indian Loan Guarantee Fund.
For more information on the Indian Loan Fund, the Indian Loan Guarantee Program, or the Indian Business
Development Grant Program, contact your nearest BIA Regional Office.
BIA Headquarters:
Jerry Fulsom
Office of Economic Development
Bureau of Indian Affairs
1849 C Street, NW
Washington, DC 20240
(202) 208-5324
BIA Regional Offices:
Aberdeen Area: (605) 226-7381
Albuquerque Area: (505) 766-3155
Anadarko Area: (405) 247-2432
Billings Area: (406) 657-6392
Juneau Area: (907) 586-7098
Minneapolis Area: (612) 373-1181
MuskogeeArea: (918)687-2377
Navajo Area: (602) 871-5151
Phoenix Area: (602) 379-6624
Portland Area: (503) 231-6716
Sacramento Area: (916) 978-4704
Eastern Area: (703) 235-1303
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Administration for Native Americans
Indian Environmental Regulator
Enhancement Projects
Assistance Available:
• Grants
In 1994, the Administration for Native Americans (ANA) within the Department of
Health and Human Services made funds available for projects that support long-term
efforts to increase awareness of, and compliance with, environmental regulations.
Examples of activities for which your tribe or organization may use the grant money
include: development or improvement of training and education about environmental
laws and compliance; programs that conduct environmental regulatory compliance and
enforcement functions; environmental assessments; and the development of environmental laboratories. You may
not use the funding for construction projects.
Eligibility Criteria
+ To receive ANA grants you must be a federally recognized Indian tribe; an incorporated non-federally and state
recognized Indian tribe; an Alaska Native village; or an Alaska Native association or non-profit organization.
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Restrictions
4 You must contribute 20 percent of total project costs (although you may request a waiver for this share);
contributions may be cash or in-kind.
4 You may only receive one grant under this program.
4 Your project must not last longer than 36 months.
For more information on financial assistance offered by ANA, contact the ANA Central Office in Washington, DC
at (202) 690-6324.
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Small Business Administration
Microloan Demonstration Program
The Small Business Administration (SBA) administers the
Microloan Demonstration Program, a relatively new
AssistancG Available:
• Direct Loans
program (started in August 1992) that makes loans to intermediary lenders who, in turn,
make small loans to low-income or minority entrepreneurs for business start-ups or
expansions. You may be eligible for an SBA Microloan if a participating intermediary
lender services your area. Small businesses typically use Microloans to start up businesses,
establish working capital, or purchase supplies, materials, or equipment. (Working capital
is financing needed to cover the expense incurred in the production and sale of a product or service.)
Eligibility Criteria
4 You must be located in an area that is served by a participating intermediary lender.
+ Women, low income, minority small business owners, and other individuals capable of operating successful
small business ventures are eligible for these loans.
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4 You must own a for-profit small business and must meet the federal definition of a small business.1 Individually-
owned and operated franchise businesses are eligible for SBA assistance, provided that all profits and losses are
commensurate with private ownership (that is, profits are not distributed to the parent corporation).
Restrictions
4 The maximum loan is $25,000.
1 According to the SBA, your business is considered a "small business" if it is independently owned and operated, not dominant in its field
or industry, and meets the respective employee and sales limitations in its industry (some exceptions may be permitted):
Manufacturing business: maximum of 500 employees. Construction: average annual receipts less than $13.5 million.
Wholesale industry: maximum of 100 employees. Special trade construction: average annual receipts not to exceed
Services: average annual receipts not to exceed $2.5 million. $7 million.
Retail: average annual receipts not to exceed $5 million. Agriculture: average annual receipts not to exceed $.5 million.
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Small Business Loan Guarantees (7(a) and Pollution Control Programs)
Assistance Available:
• Loan Guarantees
The Small Business Administration (SBA) administers two loan guarantee programs
available for a wide range of activities, including tank replacements, upgrades, and
cleanups. These SBA loan guarantee programs help small businesses secure loans
that they may not be able to receive otherwise. You may use the loans to construct, expand, or modify business
facilities or pollution control equipment, or to purchase new equipment and materials.
Eligibility Criteria
4 You must be a for-profit small business and must meet the federal definition of a small business (see footnote, p.
14). Individually-owned and operated franchise businesses are also eligible for SBA assistance, provided that all
profits and losses are commensurate with private ownership (that is, profits are not distributed to the parent
corporation).
Restrictions
4 The amount of your loan is not restricted, but SBA will only guarantee up to $1 million.
4 If you wish to use the loan to purchase, upgrade, or modify pollution equipment, your bank or lending institution
must be willing to finance the loan with SBA's guarantee.
4 You must provide full collateral to secure the loan.
4 You must demonstrate that financing on reasonable terms is not otherwise available.
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Local Development Company Loans
Assistance Available:
• Loan Guarantees
The Small Business Administration (SBA) provides loans to Local Development
Companies which, in turn, make long-term financing available to you through loan
guarantees. Small businesses may use the loans for long-term financing for the
purchase of land, buildings, machinery, and equipment. However, you may not use your loan for working capital.
(Working capital is financing needed to cover the expense incurred in the production and sale of a product or
service.)
Eligibility Criteria
*• You may only access loans if a chartered Local Development Company serves your location.
4 You must be a for-profit small business and must meet the federal definition of a small business (see footnote, p.
14). Individually-owned and operated franchise businesses are also eligible for SBA assistance, provided that all
profits and losses are commensurate with private ownership (that is, profits are not distributed to the parent
corporation).
Restrictions
4 The maximum loan guarantee is $1 million.
4 The term of the loan may not exceed 25 years.
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4 Ten percent of the project cost is provided by the Local Development Company; 50 percent of the project cost
must be provided by a private lender. You must finance the remaining 40 percent of the project with personal
equity, private investments, or through other government sources.
For more information on SBA's 7(a) Program, Pollution Control loan guarantees, or Local Development Company
loans, contact your local bank or your nearest SBA office.
Regional SBA Offices:
Region I (Boston, MA): (617) 451-2023
Region II (New York, NY): (212) 264-1450
Region III (King of Prussia, PA): (215) 962-3700
Region IV (Atlanta, GA): (404) 347-2797
Region V (Chicago, IL): (312) 353-5000
Region VI (Dallas, TX): (214) 767-7633
Region VII (Kansas City, MO): (816) 426-3608
Region VIII (Denver, CO): (303)294-7186
Region IX (San Francisco, CA): (415) 744-6401
Region X (Seattle, WA): (206) 553-5676
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Rural Development Administration
Bin>iM/M>r« nitrJ Inj-li IA+UI**! I *»*»««*»
UOUIV7OO anu iiiuuou icii uuciiid
ssstance Available:
• Loan Guarantees
The Department of Agriculture's Rural Development
Administration (RDA) offers Business and Industrial
(B&I) loan guarantees to provide credit to businesses that expand and preserve the non-
agricultural job base in rural areas. You may use B&I loan guarantees to purchase land, a
business, machinery or equipment; to construct, enlarge, or modernize your existing
equipment; to abate or control pollution; and for various other purposes.
Eligibility Criteria
You must be an individual business owner or part of a partnership, corporation, or cooperative trust.
Municipalities, counties, other legal entities, and Indian tribes are also eligible.
You must be located in a defined rural area having a population of less than 50,000 and a population density of
fewer than 100 persons per square mile.
You will be given priority if your business is located in an area with a population of less than 25,000 or if you
will help to save existing jobs, expand a business, or open a new business.
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Restrictions
4 RDA guarantees 90 percent of loans less than $2 million; 80 percent of loans between $2 million and $5 million;
and 70 percent of loans in excess of $5 million.
4 The maximum loan size is $10 million.
4 If you own an existing business, you must provide a minimum of 10 percent tangible equity; if you have a new
business, you must provide 20 to 25 percent tangible equity.
4 You must secure the entire loan with collateral. Acceptable collateral includes cash, land, buildings, machinery,
equipment, accounts receivable, or inventory.
4 Upon receiving the loan, you must pay the RDA a fee equivalent to two percent of the guaranteed portion of the
loan.
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Assistance Available:
• Grants
Rural Business Enterprise Grants
The Department of Agriculture's Rural Development Administration (RDA)
administers Rural Business Enterprise (REE) Grants to assist with the development
of small and emerging private businesses and industries. RBE Grants are awarded
to public bodies and non-profit organizations (intermediary lenders) that, in turn,
make loans or grants to small emerging businesses that will improve the economies
of designated rural areas. You must show how your business helps enhance your rural economy. You may use the
funds to enlarge, modernize, develop, or repair land or buildings; purchase machinery, equipment, or land; or to
control or abate pollution.
Eligibility Criteria
+ You must be located in a defined rural area (non-city), with a population of less than 50,000 and a population
density of fewer than 100 persons per square mile, served by a recipient public body or non-profit organization.
4 Your business must employ fewer than 50 persons and have less than $1 million in projected annual gross
revenue.
Restrictions
4 The maximum grant to an intermediary lender (that is, a public body or non-profit organization) is $500,000.
The intermediary lender may determine the maximum grant or loan that will be available to you.
4 You must use the grant or loan to support the local community and enhance non-agricultural employment.
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For more information on Rural Business Enterprise Grants or B&I Loan Guarantees contact your RDA Regional
Office.
RDA Regional
Central
Arkansas
Iowa
Kentucky
Kansas
Missouri
Nebraska
North Dakota
Oklahoma
South Dakota,
Tennessee
Offices:
(501) 324-6275
(515) 284-4152
(606) 224-7336
(913) 271-2730
(314) 876-0995
(402) 437-5556
(701)250-4791
(405)742-1060
(605)352-1100
,(615)783-1345
Great Lakes
Illinois (217) 398-5247
Indiana (317)290-3109
Michigan (517) 337-6635
Minnesota (612) 290-3866
Ohio (614) 469-5400
Wisconsin (715) 341-0023
Gulf States
Alabama (334)279-3615
Florida (904) 338-3400
Louisiana (318) 473-7960
Mississippi (601) 965-5460
Texas (817) 774-1306
Mid-Atlantic
Delaware, Maryland, and
District of Columbia (302) 697-4324
New Jersey (609) 265-3640
Virginia (804) 287-1601
West Virginia (304) 291-4796
Northeast
Maine (207) 990-9120
Massachusetts, Rhode Island,
and Connecticut (413) 253-4300
New York (315) 477-6430
Pennsylvania (717)782-4477
Vermont (802) 828-6030
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Northwest
Alaska (907)745-2176
Oregon (503)326-2735
Washington (509)664-0241
Southeast
Georgia (706)546-2171
North Carolina (919) 790-2725
Puerto Rico (809) 766-5091
South Carolina (803)765-5573
West
Arizona (602) 280-8705
California (916)668-2000
Colorado (303) 236-2842
Hawaii (808)933-3002
Idaho (208)334-1836
Montana (406)585-2520
Nevada (702)887-1222
New Mexico (505) 761-4957
Utah (801)524-3248
Wyoming (307) 261-5144
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Economic Development Administration
Public Works and Development
Facilities Program
Assistance Available:
• Grants
The Department of Commerce's Economic Development Administration (EDA)
administers the Public Works and Development Facilities Program. The program provides
grants to help distressed communities attract new industry, encourage business expansion,
diversify their economies, and generate long-term private-sector employment. These
grants are not available to individual owners and operators, but to public bodies or
organizations that own and operate tanks.
These groups may use the funds for public works projects that create or retain private sector jobs. Such projects
include construction, facility improvements, and modernization of existing facilities.
Eligibility Criteria
4 You may represent a city, town, Indian tribe, or village in an EDA-approved Overall Economic Development
Program redevelopment area, or be a private or public non-profit organization or association representing any
redevelopment area. Eighty percent of the country qualifies as an EDA-designated redevelopment area.
+ You may also represent an organization that is proposing a public works project that benefits a redevelopment
area, even if your organization is not located in a redevelopment area.
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*• You will receive priority if your organization assists in creating or retaining private-sector jobs; benefits low-
income families and those who have been unemployed for long periods; fulfills the community's needs in a
timely manner; and improves opportunities for the establishment and expansion of industrial or commercial
plants or facilities.
Restrictions
4 Grants awarded range between $100,000 and $1.5 million.
4 EDA grants generally do not exceed 50 percent of the total estimated cost of the project; under certain
circumstances (for example, in areas of extremely high economic distress) EDA may provide direct grants of up
to 80 percent.
4 You must complete projects in a timely manner and within the schedule agreed upon in the grant documentation.
For more information on the Public Works and Development Facilities Program, contact your nearest EDA Regional
Office.
Atlanta Regional Office (404) 730-3002
Austin Regional Office (512) 482-5461
Chicago Regional Office (312) 353-7706
Denver Regional Office (303) 844-4714
Philadelphia Regional Office (215) 597-4603
Seattle Regional Office (206) 220-7660
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State Financial Assistance Programs
^ outsell states nave active iinancial assistance programs for UST upgrades and
replacements, with two offering more than one type of assistance. Some of these state
programs also offer assistance with cleanups of releases from leaking USTs. Because the
eligibility requirements and conditions vary greatly among the programs, you will need
to contact your state program representative for more detailed information. Telephone
numbers and addresses for the fourteen state programs are listed on the next page.
Many state programs consider UST owners and operators on Indian lands to be eligible for financial assistance.
However, in some states, decisions on the eligibility of Native American owners and operators are made by the State
Attorney General or other state legal counsel. If you are a
Native American residing on Indian land and you own or
operate a petroleum UST, you should contact your state to
confirm your eligibility.
A map identifying those states with financial assistance
programs for UST owners and operators appears on the right.
V. !
* Currently available
= Undar development or postponed
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State Financial Assistance Program Offices
California:
California Trade and Commerce Agency
Office of Small Business
(916) 323-9879
Delaware:
Small Retail Gasoline Station Assistance Program
Delaware Department of Natural Resources
and Environmental Control (DNREC)
Underground Storage Tank Branch
(302) 323-4588
Hawaii:
Hawaii Capital Loan Program
Financial Assistance Branch
Department of Business, Economic Development
and Tourism
(808) 586-2576
Idaho:
Underground Storage Tank Financing Program
Idaho State Treasurer's Office
(208) 334-3203
Iowa:
Iowa Comprehensive Petroleum Underground Storage
Tank Fund Guaranteed Loan Program
Williams and Company
(712) 252-1455
Maine:
Oil Storage Facility or Tank Replacement Program
Finance Authority of Maine
(207) 623-3263 or:
Residential Underground Oil Storage Tank
Removal Program
Maine State Housing Authority
(207) 626-HOME
(800) 452-4668
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Maryland:
Underground Storage Tank Upgrade and Replacement
Fund Loan Program
Maryland Department of the Environment
UST Upgrade and Replacement Fund Office
(410) 631-3095
Massachusetts:
Underground Storage Tank Petroleum Cleanup Fund
(617) 727-3200 extension 628
Michigan:
MUSTFA Fund Administrator
Department of Natural Resources
(517) 373-6247 or:
Department of Treasury
Cash/Debt Management Section
(517) 373-8404
Ohio:
Petroleum UST Linked Deposit Program
Ohio Underground Storage Tank Release
Compensation Board
(614) 752-8963
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Oregon:
Underground Storage Tank Financial Assistance
Program
Department of Environmental Quality
UST Financial Assistance Coordinator
(503) 229-5870
(800) 452-4011 (in Oregon)
Pennsylvania:
Storage Tank Loan Fund
Pennsylvania Department of Commerce
Division of Loans and Technical Assistance
(717) 783-5046
Fax (717) 234-4560
Utah:
Petroleum Storage Tank Loan Fund
Division of Environmental Response and Remediation
UST Section
(801) 536-4100
Vermont:
UST Loan Program
Waste Management Division
Department of Environmental Conservation
(802) 241-3888
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U.S. Environmental Protection Agency
Regional Underground Storage Tank Program Offices
U.S. EPA, Region 1
JFK Federal Building
Mailcode: HPU-7
Boston, MA 02203
(617) 573-9601
U.S. EPA, Region 2
Hazardous & Solid Waste
Programs Branch
290 Broadway
Code: 2AWM-HSWPB
New York, NY 10007-1866
(212) 637-4100
U.S. EPA, Region 3
841 Chestnut Building
Mailcode: 3HW63
Philadelphia, PA 19107
(212) 597-8392
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U.S. EPA, Region 4
345 Courtland Street, NE
Mail Code: 4WM-GWP-15
Atlanta, GA 30365
(404) 347-3866
U.S. EPA, Region 5
77 West Jackson Blvd.
Mailcode: HRU-8J
Chicago, IL 60604
(312) 886-6159
U.S. EPA, Region 6
1445 Ross Avenue
Mail Code: 6P-U
Dallas, TX 75202-2733
(214) 655-6756
U.S. EPA, Region 7
RCRA/STPG Branch
726 Minnesota Avenue
Kansas City, KS 66101
(913)551-7651
U.S. EPA, Region 8
999 18th Street
Mailcode: 8-HWM-WM
Denver, CO 80202-2405
(303) 293-1514
U.S. EPA, Region 9
75 Hawthorne Street
10th Floor, H-2-1
San Francisco, CA 94105
(415) 744-2079
U.S. EPA, Region 10
1200 Sixth Avenue
Mailcode: WD-133
Seattle, WA 98101
(206) 553-1643
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