•&EPA
           United States
           Environmental Protection
           Agency	
           Solid Waste And
           Emergency Response
           5401G
EPA510-B-99-Q03
July 1999
www.epa.gov
List Of Known Insurance
Providers For Underground
Storage Tanks
                                 Printed on Recycled Paper

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CONTENTS
Using This Booklet To Help Meet Financial
Responsibility Requirements  	
How Can You Get The Most Current List?	2

Need More General Information About USTs Or
Financial Responsibility?	2

List Of Insurance Companies	3

List Of Insurance Agents and Brokers	 4

Model Of "Endorsement" Criteria	..11

Model Of "Certificate Of Insurance" Criteria	T2

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 USING THIS BOOKLET TO HELP MEET FINANCIAL
 RESPONSIBILITY REQUIREMENTS
 The U.S. Environmental Protection Agency (EPA) developed financial responsibility regulations
 to ensure that underground storage tank (UST) owners and operators can pay the costs'of
 cleaning up leaks from USTs and compensate third parties for bodily injury or property damage
 resulting from leaks.
 The financial responsibility regulations (40 CFR, Part 280,
 Subpart H) allow UST owners and operators to choose from a
 variety of financial mechanisms to comply with the regulations.
 One of these financial mechanisms is the use of insurance.

 In order to facilitate access to UST insurance, EPA developed this
 booklet based on information we received from the listed
 companies, agents, and brokers. The companies, agents, and
 brokers listed may be able to help you—as an UST owner or
 operator—find the UST insurance that can fulfil your financial .
 responsibility obligation. See text box on the right for a description
 of the roles of companies, agents,  and brokers.

 It is your responsibility to make sure the coverage you are
 offered meets federal requirements and any state or local
 requirements that may apply to your USTs.

 If your insurer adds your UST coverage to an existing policy, your
 insurer should provide you with an  endorsement that conforms to
 the "Endorsement" criteria described in §280.97 of the financial
 responsibility rule (40 CFR, Part 280, Subpart H). If your insurer
 provides you with a new policy, it should conform to the "Certificate
 of Insurance" standard also described in §280.97 of the financial
 responsibility rule. See pages 11 and 12 for these criteria or you
 can read the rule at:
      http://www.epa.gov/OUST/fedlaws/frrule.htmff280.97
PLEASE NOTE:
      Who's Who?

Insurance Company or
Insurer
A corporation or association
engaged primarily in the
business of furnishing insurance
to the public. The party to the
insurance contract who
promises to pay losses or
benefits.

Insurance Agent
An insurance company
representative who solicits,
negotiates or effects contracts of
insurance, and provides service
to the policyholder for the
insurer.

Insurance Broker
A marketing specialist who
represents buyers of property
and liability insurance and who
deals with either agents or
companies in arranging for the
coverage required by the
customer.
                                                                       »iaMa^
  The following list is not an endorsement by EPA of the products or
  services provided by these companies, agents, and brokers.
  You are free to contact anyone you believe can meet your insurance
  needs.
  The following list is not necessarily comprehensive, because it captures
  only those who have contacted us to date.
List Of Known Insurance Providers For USTs
                                                                           Page 1

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HOW CAN YOU GET THE MOST CURRENT LIST?
The companies, agents, and brokers listed on the following pages have identified
themselves as willing to deal with UST insurance. The following is not a
comprehensive list, because there are doubtless other companies, agents, and
brokers who have not yet identified themselves to us.
     1 "   '"  , ,' „!!         "                         '','.'  rt'i'    '   !

We will periodically update the list found in this booklet. The most current version
will always be found at our Web site at:
   http://www.epa.gov/OUST/pubs/index.htmSinsurance
            » ,!!    ,.!.. |         '                          ,    „.' ,       i| •

Although we will also update printed copies, it is not practical to update and
reprint them as often as we can update the version available at the Web site.
NEED MORE GENERAL INFORMATION ABOUT
                        31""
USTs OR FINANCIAL RESPONSIBILITY?
For additional information, call the EPA Hotline at 800-424-9346 or
703-412-9810. You can request from the Hotline a free copy of
Dollars And Sense; Financial Responsibility Requirements for Underground
Storage Tanks (EPA 510-K-95-004), a booklet which briefly and clearly
summarizes the financial responsibility requirements.
   .            	•    -  ,     i                       •<  •  •,        i
You can also obtain Dollars And Sense, other publications about underground
storage tank requirements, and compliance assistance information from EPA's
Office of Underground Storage Tanks Web site at the following Internet address:
   http://www.epa.gov/OUST/
List Of Known Insurance Providers For USTs
                                                                        Page 2

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  LIST OF INSURANCE COMPANIES
  Agricultural Excess and Surplus Insurance
  Company
  (Part of Great American Insurance Company)
  49 East 4th St., Suite 300
  Cincinnati, OH 45202
  Phone: (513) 579-6316; Fax: (513) 579-6311
  Contact: John Wheeler
  Internet: Not Available
  Area of Coverage: United States (Except DE)

  Alliance Plus, Inc.
  1050 Franklin Ave.
  Garden City, NY 11530
  Phone: (516) 742-3000;  Fax: (516) 742-0070
  Contact: Bob Mintz
  Internet: Not Available
  Area of Coverage: NY, NJ, and CT

  American International Group (AIG)
  1225 17th St., Suite 1700
  Denver, CO 80202-5527
  Phone: (303) 382-8549; Fax: (303) 295-7461
  Contact: Judy Barnett
  Internet: www.access.aig.com
 Area of Coverage: United States

 American  Safety Insurance Group
 1845 The Exchange, Suite 200
 Atlanta, GA 30339
 Phone: (800) 388-3647; Fax: (770) 955-8339
 Contact: Craig Richardson
 Internet: Not Available
 Area of Coverage: NY, NJ, and TX

 ECS Underwriting
 520 Eagleview Blvd.
 P.O. Box 636
 Exton, PA 19341-0636
 Phone: (800) 327-1414; Fax: (610) 458-8667
 Contact: Bob McLucas
 Internet: www.ecsinc.com
 Area of Coverage: United States

 Hartford Steam Boiler Inspection &
 Insurance Company
 One State St., P.O. Box 5024
 Hartford, CT 06102-5024
 Phone: (860) 722-1866; (800) 472-1866
 Fax:(860)722-5106
 Internet: www.hsb.com/Default.htm
 Area of Coverage: United States
   Kemper Environmental
   Storage Tank Program
   Princeton Forrestal Village
   136 Main Street, Suite 320
   Princeton, NJ 08540-5735
   Phone: (800) 679-0025; Fax (609) 936-3051
   Contact: Joe Valenza
   Internet: www.kemperenvironmental.com
   Area of Coverage: United States

   Lloyds of London
   Garage Service Equipment Dealers Liability
   Association of America
   P.O. Box 526148
   Salt Lake City, UT 84152-6148
   Phone: (801) 944-3218; Fax: (801) 944-3296
   Contact: Jack Franchow
   Internet: www.smallcompanyinsurance.
      com/gsedla/default.htm
  Area of Coverage: United States

  Prime Insurance  Company
  8722 South, 300 West
  Salt Lake City, UT 84070
  Phone: (800) 257-5590; Fax: (801) 304-5525
  Contact Rick Lindsey
  Internet: www.primeis.com
  Area of Coverage: United States

  United Capitol Insurance Company
  400 Perimeter Ctr. Terrace, Suite 345
  Atlanta, GA 30346
  Phone: (770) 677-0330; (800) 355-9429
  Fax: (770) 399-0771
  Contact: Laura Wolfe
  Internet: www.unitedcapitolins.com
  Area of Coverage:  United States (only provide
    coverage for 15+ tanks)

  United Coastal Insurance Company
  233  Main St.
  New Britain, CT 06050-2350
  Phone: (860) 223-5000; Fax: (860) 229-1111
  Contact: Susan Deriso
* Internet: Not Available
  Area of Coverage: United States

  U.S. Risk Underwriters, Inc.
  10210 North Central Expressway, Suite 500
  Dallas, TX 75231
  Phone: (214) 265-4965; (800) 232-5830
  Fax:  (214) 265-4958
 Contact: John Holland
 Internet: Not Available
 Area of Coverage: LA, TX, TN , and NM
List Of Known Insurance Providers For USTs
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Zurich-American Insurance Company
301 Mac Ave., Suite 210
East Lansing, Ml 48826
Ph^ne: (517) 324;9420; (800) 713-1158
Fax; (517) 333-1884
Contact: Tim Walter
Internet: www.zurichamerican.com
Area of Coverage: United States
LIST OF INSURANCE AGENTS AND BROKERS
      WANT TO ADD AN INSURER, AGENT, OR BROKER TO THE LIST?

      NEED TO REMOVE A PROVIDER FROM THE LIST?

      The list of insurers, agents, and brokers in this booklet will be periodically updated. If you are
      an insurer, agent, or broker who can provide the insurance described in 40 CFR §280.97,
      please call the RCRA, Superfund & EPCRA Hotline at 800-424-9346 or 703-412-9810.
      Select to speak with a RCRA Information Specialist. The RCRA Information Specialist will
      ask for your company's name, address, phone and fax number, Internet address, area of
      coverage, and the name of a single point of contact within your company. Please be sure to
      review the requirements in 40 CFR Part 280, Subpart H, specifically §280.97, to ensure that
      your company can provide insurance that meets those specific requirements. If your
      company is currently listed, but no longer provides this insurance, please contact the Hotline
      noted above to report that your company should be  removed from the list.
Accusure Insurance Agency
6 East Black Well St.
Dover, NJ 07801
Phone: (800) 878-9924; Fax: (973) 366-7852
Contact: Mike Pornarlin
Internet: vyww.accusure.com
Area of Coverage: NJ, NY, and PA

Allied Insurance Managers, Inc.
811 South Blvd., Suite 110
Rochester Hills, Ml 48307
Phone: (248) 853-0930; Fax: (248) 853-1512
Contact: Dennis Cieplak
Internet: vvww.alliedinsmgr.com/mi/allied/
Area of Coverage: Ml

All Risks Ltd. (Wholesaler)
1020 Cromwell Bridge Rd.
Towson, MO 21286
Phone: (800) 366-5810; Fax: (410) 828-8179
Contact: Nick Grace, Jr.
Internet: Not Available
Area of Coverage: United States
Ambassador Group Insurance Agency
10335 N. Scottsdale Rd., Suite A
Scottsdale, AZ 85253
Phone: (602) 443-5790; Fax: (602) 443-0275
Contact: George Dopp
Internet: www.ambassadorinsure.com
Area of Coverage: AZ, WA, OR, and NV
                          i
American Heritage Insurance Agency, Inc.
975 Elm St.
West Springfield, MA 01089
Phone: (413) 736-1400; Fax: (413) 736-0306
Contact: Ray Belden
Internet: www.aainsurance.com
Area of Coverage: MA

Anderson Insurance Services, inc.
933'Webster St.
Marshfield, MA 02050-3481
Phone: (800) 878-6578; Fax: (781) 837-3756
Contact: Peter Anderson
Internet: www.insuremass.com
Area of Coverage: New England
List Of Known Insurance Providers For USTs
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  Associated Insurance Agencies, Inc.
  39 North State St.
  Westerville, OH 43081
  Phone: (614) 882-2335; Fax: (614) 882-2340
  Contact: Tim Bowers
  Internet: www.associated-ins.com
  Area of Coverage: OH

  Bain Insurance Agency
  P.O. Box 659
  Bandon, OR 97411
  Phone: (541) 347-3211; Fax: (541) 347-9232
  Contact: Joseph Bain
  Internet: Not Available
  Area of Coverage: TX

  Bayrisk Insurance Brokers, Inc.
  P.O. Box 567
  Alameda, CA 94501
  Phone: (510) 523-3435; Fax: (510) 523-7449
  Contact: Kevin Milroy
  Internet: www.bayrisk.com
  Area of Coverage: CA, AZ, and OR

  Beacon Hill Associates
  P.O. Box 1532
  Charlottesville, VA 22902
  Phone: (800) 596-2156; Fax: (804) 979-8964
  Contact: William Pritchard
  Internet: www.b-h-a.com
 Area of Coverage: United States

 Beardsley, Brown & Bassett, Inc.
 55 Walls Dr.
 Fairfield, CT 06430
 Phone: (203) 319-7638; Fax: (203) 254-7545
 Contact: Preciosa Carneiro
 Internet: www.bbandb.com
 Area of Coverage: CT,  MA, NY, and Rl

 Berger Briggs Real Estate & Insurance, Inc.
 215 3rd St., SW, P.O. Drawer K
 Albuquerque, NM 87103
 Phone:  (505) 247-0444; Fax: (505) 243-1505
 Contact: Martin Padilla
 Internet: Not Available
 Area of Coverage: Southwest

 Bill Taylor & Associates
 P.O. Drawer 2229
 San Marcos, TX 78667-2229
 Phone: (800) 606-6221; Fax: (512) 392-5443
 Contact: Bill Taylor
 Intenet: www.btainsurance.com
 Area of Coverage: TX
  Braley & Wellington Insurance Agency Corp.
  P.O. Box 15127
  Worcester, MA 01615-0127
  Phone: (508) 754-7255; Fax: (508) 797-3507
  Contact: Craig Stanovich
  Internet: www.bandwins.com
  Area of Coverage: CT, MA, NH, Rl, and VT

  Brier Insurance Agency
  30 Maple Dr.
  Wexford, PA 15090
  Phone: (724) 935-5924; Fax: (724) 935-1730
  Contact:  Dana Brier
  Internet:  Not Available
  Area of Coverage: PA

  C.W. Wright Insurance Services, Inc.
  2400 22nd St., Suite 100
  Sacramento, CA 95818
  Phone: (916) 457-0444; Fax: (916) 457-4538
  Contact: Jerry Wright
  Internet: http://198.78.94.35/ca/cww/
  Area of Coverage: CA

  Caldwell & Moreland Insurance Services
  P.O. Box6185
 San Bernadino, CA 92412
 Phone: (909) 889-0295; Fax: (909) 888-3422
 Contact: John Terry
 Internet: Not Available
 Area of Coverage: United States

 Cavalear Insurance Agency, Inc.
 6444 Monroe Rd., Suite B
 Sylvania,  OH 43560
 Phone: (419) 882-7296; (800) 882-7296
 Fax:(419)885-7100
 Contact: Brian Koehler
 Internet: www.cavalear.com
 Area of Coverage: OH

 Central Insurance Agency, Inc.
 6000 North Lamar Blvd., Suite 100
 Austin, TX 78761-5427
 Phone: (512) 451-6551; Fax: (512) 454-0183
 Contact: Scott Raper
 Internet: www.centralins.com
 Area of Coverage: TX

 Centrum Management, Inc.
 Insurance  Agency/Wholesaler
 1320 Greenway Dr., #760
 Irving, TX 75038
 Phone: (972) 550-6161; (800) 577-6614
 Fax:(972)550-6167
 Contact: Phyllis Barnes
 Internet: Not Available
Area Of Coverage: TX
List Of Known insurance Providers For USTs
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  Chamberlin Insurance
  764 Campbelj Ave.
  West Haven, CT 06516
  Phone: (203) 932-5877; Fax: (203) 932-9328
  Contact: Roger Chamberlin
  Internet: www.chamberiininsurance.com
  Area of Coverage: CT

  Oooney, Rikard & Curtin, Inc.
  P. P, Box 59689
  Birmingham, AL 35259-9689
  Phone: (205) 870-7790; (800) 824-1709
  Fax:(205)879-3739
  Contact: Carol Darden
  Internet: Not Available
  Area of Coverage: United States

  Connelly-Campion-Wright
  704 Belrnar Plaza
  Belrnar, NJ07719
  Phone: (800) 924-2809; Fax: (732) 681-4951
 Contact: Scott Newell
 Internet: www.ocwinsurance.com
 Area of Coverage: NJ

 Conrad Insurance Agency
 8518 Canton Center
 Canton, MI 48322
 Phone: (734) 416-8280; Fax: (734) 416-8287
 Contact: Jerry Stevens
 Internet www.conradinsurance.com
 Area of Coverage: MI

 Continental Agency of CT, Inc.
 P.O. Box 187109
 Hamden, CT 06518-0109
 Phone: (800) 922-2563; Fax: (203) 288-2312
 Contact: Brendan Mullally
 Internet: Not Available
 Area of Coverage: CT, MA, ME, NH, Rl, and VT

 Continental/Marmorstein & Malone Insurance
 305 Rt. 17 South
 Paramus, NJ 07652
 Phone: (800) 932-0849; Fax: (201) 261-8922
 Contact: Michael Kane
 Internet: www.ca-group.com
 Area of Coverage: NJ, NY, and CT

 Crawley Warren Insurance Services, Inc.
 100 California, Suite 650
 San Francisco, CA 94111
 Phone: (415) 989-0792; Fax: (415) 362-0587
 Contact: Cass Alimonti
 Internet: Not Available
 Area of Coverage: CA and HI
 Crump E&S of California
 100 W. Broadway, #750
 Glendale, CA91210
 Phone: (818) 637-3500; Fax: (818) 637-3551
 Contact: Raymond C. Brown
 Internet: Not Available
 Area of Coverage: United States

 Dakin Insurance Agency, Inc.
 P.O.  Box 89
 Lebanon, OH 45036-0089
 Phone: (513) 932-4010; Fax: (513) 932-4742
 Contact: Vincent Fullan
 Internet: www.dakin-ins.com
 Area of Coverage: OH

 Dana Insurance and Risk Management
 9B Ridgely Rd., Suite 100
 Timonium, MD 21093-5113
 Phone: (800) 821-1990; Fax: (410) 821-1997
 Contact:  Dave Resch
 Internet: www.dana-ins.com
 Area of Coverage: DC, DE, FL, MD, NY, NJ, PA, VA,
 and WV
                   "1 :        I
 Dean Insurance Agency, Inc.
 P.O. Box 669
 Bel Air, MD 21014-0669
 Phone: (410) 838-3700; Fax (410) 893-3647
 Contact: Norman Dean
 Internet: www.deaninsurance.com
 Area of Coverage: MD

 Delaware Valley Underwriting Agency, Inc.
 420 S. York Rd.
 Hatboro, PA 19040
 Phone: (215) 443-3500; (800) 388-0215
 Fax:(215)672-7983
 Contact: Joel Caplan
 Internet: www.dvua.com
 Area of Coverage: DE, MD, NJ, PA, NY, VA, OH, and
 WV
                            •I

 Dennis Insurance Agency
 3525 Maysville Pike
 P.O. Box 1819
 Zanesville, OH 43701
 Phone: (800) 450-7117; Fax: (740) 450-0203
 Contact: Jeff Dennis
Internet: www.quickpage.com/d/dennisins
 Area of Coverage: OH

 Des Champs & Gregory, Inc.
 1812 Manatee Ave. W.
 Bradenton, FL 34205
 Phone: (941) 748-1812; Fax: (941) 750-8455
Contact: Jeff Genter
Internet: www.deschampsgregory.com
Area of Coverage: FL
Ust Of Known Insurance Providers For USTs
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   Dicks Insurance Agency, Inc.
   1500 Sixth St., NW
   Winter Haven, FL 33881
   Phone: (941) 324-1234; (800) 476-1106
   Fax: (941) 294-4243
   Contact: Jim Green
   Internet: Not Available
   Area of Coverage: FL

   The DJB Group
   231 Chestnut St.
   Meadville, PA 16335
   Phone: (814) 724-1516; Fax: (814) 337-2793
   Contact: DanielJ.Severe
   Internet: www.djbgroup.com
   Area of Coverage: OH, PA, and WV

   Environmental insurance Agency
   P.O. Box 23605
   Portland, OR 97281
   Phone: (503) 977-3333; Fax: (503) 977-3334
  Contact: Jenn Hickey
  Internet: Not Available
  Area of Coverage: WA and OR

  First American Insurance Agency, Inc.
  625 Front St.
  Chicopee, MA 01013
  Phone: (413) 592-8118; Fax: (413) 592-0995
  Contact: Remmy Nartens
  Internet: www.faiagency.com
  Area of Coverage: United States

  Forsyth Insurance Group, Inc.
  1201 S. Fourth
  Springfield, IL 62705
  Phone: (217) 525-9500; Fax: (217) 757-9610
  Contact: Tom Smith
  Internet: Not Available
 Area of Coverage: Mid West

 Four Star Insurance Agency, Inc.
 3900 Snow Rd.
 Parma, OH 44134-2595
 Phone:  (440) 888-4525; Fax: (440) 888-0320
 Contact: Joe Germana
 Internet: pages.prodigy.com/fourstar
 Area of Coverage: OH

 Fox and Fox Insurance Agency, Inc.
 101  East 38th St.
 Indianapolis, IN 46205
 Phone: (317) 925-1456; Fax: (317) 927-5178
 Contact: James Fox
 Internet: Not Available
 Area of Coverage: United States
   Gallen Insurance
   2237 Lancaster Pike
   Shilington, PA 19607
   Phone: (610) 777-4123; Fax: (610) 777-9957
   Contact: Allen Convey
   Internet: Not Available
   Area of Coverage: PA

   Garrett Insurance Company
   P.O. Box 1425
   Kerrville, TX 78029-1425
   Phone: (830) 896-6600; Fax: (830) 896-1822
  Contact: Bob Schmerbeck
  Internet: www.garrettinsurance.com
  Area of Coverage: TX

  Golseth & Gregson Insurance
  P.O. Box 13598
  Tucson, AZ 85732-3598
  Phone: (520) 571-7737; (800) 933-9646
  Fax:(520)571-7737
  Contact: Rick Gregson
  Internet: Not Available
  Area of Coverage: AZ

  Greater Insurance Service
  11417 Hanson Blvd.
  Coon Rapids, MN 55433
  Phone: (612) 767-1344; Fax: (612) 767-1345
  Contact: Ray E. Cox
  Internet: Not Available
 Area of Coverage: MN

 GST Group, Inc.
 2291 Bristol Pike
 Bensalem, PA 19020-5758
 Phone: (800) 220-2088; Fax: (215) 245-0422
 Contact: Mike Smith
 Internet: www.gstgroup.com
 Area of Coverage: DC, DE, MD, NJ,  NY, PA, and VA

 Highland Insurance, Inc.
 P.O. Box 2487
 Hunttngton, WV 25725-2487
 Phone: (304) 529-3381; Fax: (304) 529-6623
 Contact: Robert Cline
 Internet: www2.iix.com/wv/highlandins
 Area of Coverage: OH, KY, WV, and VA

 Hometown Insurance of Smithtown
 1461 Lakeland Ave., Suite 3
 Bohemia, NY 11716
 Phone: (516) 724-3030; Fax: (516) 589-0164
 Contact: Eric Keiffert
 Internet: Not Available
Area of Coverage: NY
List Of Known Insurance Providers For USTs
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 Hudson & Muma, Inc.
 P.O. Box 669
 Royal Oak, Ml 48068-0669
 Phone: (248) 549-3519; Fax: (248) 549-6452
 Contact: Jim Thurman
 Internet: Not Available
 Area of Coverage: United States

 Independent Insurance Wholesalers, Inc.
 722 Southwest 2nd Ave., Suite 340
 Portland, OR 97204
 Phone: (503) 224-1956; (800) 886-9235
 Fax: (503) 224-3010
 Contact: Tom Sawyer
 Internet: Not Available
 Area of Coverage: AK, CA, ID, OR, and WA

 Jackson Ogren & Co., Inc.
 6929 Hohmen Blyd.
 Hammond, IN 46324-1496
 Phone: (219) 933-0076; Fax; (219) 933:0080
 Contact: Thomas Ogren
 Internet: Not Available
 Area of Coverage: AL, AZ, CO, FL, ID, IL, IN, MI, OH,
 PA, TX, Wl, and VA

 Kennedy Professional Insurance Agency
 P.O. Box 847
 Apple Valley, CA 92307
 Phone: (760) 242-2345; Fax: (760) 242-2211
 Contact: Kevin Kennedy
 Internet: www.kpia.com
 Area of Coverage: CA

 Klinger Associates, Inc.
 P.O. Box 26542
 Indianapolis, IN 46226
 Phone: (317) 542-9890; Fax: (317) 542-0685
 Contact: Bob Klinger
 Internet: Not Available
 Area of Coverage: IN

 Laginess Insurance Agency, Inc.
 9357 General Dr., Suite 110
 Plymouth, Ml 48170
 Phone: (313) 455-5088; Fax: (313) 455-2750
 Contact: Terry Laginess
 Internet: Not Available
 Area of Coverage: Ml

 LIsuzzo Insurance Agency, Inc.
 1535 Central Ave.
 Albany, NY 12205-5033
 Phone: (518) 869-4466; Fax: (518) 869-4296
 Contact: Steve Lisuzzo
 Internet: www.lisuzzo.com
Area of Coverage:  PA, NY, and FL
 The McCall Insurance Agency, Inc.
 609 W. 15th St., Suite 200
 Piano, TX 75075
 Phone: (972) 423-3595; (800) 423-3595
 Fax: (972) 578-9268
 Contact: Suzanne Van Meter
 Internet: www.mccallagency.com
 Area of Coverage: TX

 McElveen Insurance Agency, Inc.
 700 West Prien Lake Rd.
 Lake Charles, LA 70601-8397
 Phone: (318) 475-7463 Fax: (318) 478-8660
 Contact: Louis Tqdd
 Internet: www.mcelveenins.com
 Area of Coverage: United States
 M.J. Kelly
 P.O. Box 231
 Turners, MO 65765
 Phone: (800) 725-7211; Fax: (417) 883-7103
 Contact: Mike Kram
 Internet: Not Available
 Area of Coverage: AR, FL, IL, IO, KS, MO, and OK

 Morgan-Marrow Environmental Insurance
 484 Viking Dr., Suite 140
 Virginia Beach, VA 23452
 Phone: (800) 683-8493; Fax: (757) 431-8256
 Contact: Keith Cannon
 Internet: www.mmenvironmental.com
 Area of Coverage: United States

 Worrell, Butz & Junker, Inc.
 1405 McFarland Rd.
 Pittsburgh, PA 15216-2343
 Phone: (412) 571-1010; (888) 222-8891
 Fax:(412)341-1822
 Contact: Bill Kaiser
 Internet: www.mbjinsurance.com
 Area of Coverage: United States
                            ,|
 National Environmental Coverage Corporation
 747 Chestnut Ridge Rd., Suite 305
 Chestnut Ridge, NY 10977
 Phone: (914) 425-2333; (800) 552-0230
 Fax: (914) 425-2853
 Contact: Joe Greenwald
 Internet: www.necc.com
Area of Coverage: United States

New America Insurance
P.O. Box 366
Avon, OH 44011-0366
Phone: (440) 934-7766; Fax: (440) 934-1941
Contact: Lou Sukalski
Internet: Not Available
Area of Coverage: OH and WV
List Of Known Insurance Providers For USTs
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 North Island Facilities, Ltd. (NIF) Services
 30 Park Ave.
 Manhasset, NY 11030-2444
 Phone: (516) 365-7440; (800) 892-8892
 Fax:(516)365-7392
 Contact: Daphney Alvarado, ext. 42
 Internet: Not Available
 Area of Coverage: United States

 Petra insurance Agency, Inc.
 P.O. Box 936
 Chehalis, WA 98532
 Phone: (360) 748-8855; (800) 346-2519
 Fax: (360) 748-8855
 Contact: Kevin Thompson
 Internet: www.localaccess.com/jmpetra  .
 Area of Coverage: WA

 The Planning Corporation
 11347 Sunset Hills Rd.
 Reston, VA 20190-5224
 Phone: (703) 481-0200; Fax: (703) 481-5667
 Contact: Kathryn Martin
 Internet: Not Available
 Area of Coverage: United States

 Professional Liability Brokers and Consultants
 175 E. Hawthorn Pkwy,  #310
 Vernon Hills,  IL 60061
 Phone: (847) 816-4480; Fax: (847) 816-4484
 Contact: Erv Kranberg
 Internet: Not Available
 Area of Coverage: United States

 Professional Liability Brokers and Consultants
 4432 East Mountain  Sage Dr.
 Phoenix, AZ 85044
 Phone: (602)  961-3884;  Fax: (602) 961-3874
 Contact: Dave Kengott
 Internet: Not Available
 Area of Coverage: United States

 Quaker Special Risk
 P.O. Box 415
 Sea Girt, NJ 08750
 Phone: (732) 223-6666;  (800) 447-4180
 Fax: (732) 223-9072
 Contact: Mike Walsh
 Internet: www.qsr-insurance.com
 Area of Coverage: United States

 RISC
 750 N. St. Paul, Suite 800
 Dallas, TX 75201
 Phone: (214) 954-0707;  (800) 725-7472
 Fax: (214) 954-0999
 Contact: Jere  Freel
 Internet: Not Available
Area of Coverage: United States
 Sedgewick James of Pennsylvania
 Enviroguard Program
 P.O. Box 1675
 Harrisburg, PA 17105
 Phone: (717) 234-3333; Fax: (717) 234-1400
 Contact: James Titus
 Internet: Not Available
 Area of Coverage: United States

 Sigel Insurance Group
 P.O. Box 488
 Schwenksville, PA 19473
 Phone: (610) 287-8800; (800) 243-5041
 Fax:(610)287-5348
 Contact: Eric Sigel
 Internet: Not Available
 Area of Coverage: PA

 SKAMCO International, Inc.
 P.O. Box 4040
 Scottsdale, AZ 85261
 Phone: (602) 860-5555; (800) 475-2626
 Fax: (602) 860-5561
 Contact: Curtis Anderson
 Internet: Not Available
 Area of Coverage: AZ, CO, NM, NV, and UT

 Sorg-Ehrman Insurance Agency, Inc.
 1709 North Shadeland Ave.
 Indianapolis, IN 46219
 Phone: (317) 359-9621; (800) 272-6091
 Fax:(317)352-1932
 Contact: Mike Ehrman
 Internet: www.sorg-ehrman-insurance.com/sei
 Area of Coverage: IN, KY, OH and IL

 Thomison Insorors, Inc.
 Division of Rebsmen Insurance
 P.O. Box 50810
 Springfield, MO 65805
 Phone: (417) 866-7222; Fax: (417) 866-0712
 Contact: Nina Cogdill
 Internet: www2.iix.com/mo/thomison/
 Area of Coverage: United States

 Tower Special Facilities Inc.
 W229 N1433 Westwood Dr., Suite 102
 Waukesha, Wl 53186-1153
 Phone: (414) 513-6000 ext. 24; (800) 837-1525
 Fax:(414)513-6010
 Contact: Gary Kubesch
 Internet: www.towerspecial.com
 Area of Coverage: United States

 United Assurance, Inc.
 16-OOPollittDr.
 Fair Lawn, NJ 07410
 Phone: (800) 866-0161; Fax: (201) 797-4455
Contact: Leslie Romane
Internet: www.unitedassurance.com
Area of Coverage: North East
List Of Known Insurance Providers For USTs
                                                                                              Paged

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 U.S. Risk, Inc.
 1Q965 Granada Ln., Suite 104
 Overland Park, KS 66211
 Phone: (913) 338-0052; (800) 447-0052
 Fax:(913)338-0177
 Contact: Jay Dillon
 Internet: www.usrisk.com
 Area of Coverage: KS, MO, NE, and IA

 Van American Insurance Services
 2 Rtverchase Office Plaza, Suite 208
 Birmingham, AL 35244-2810
 Phone: (205) 985-7511; (800) 755-7647
 Fax: (205) 403-0761
 Contact: O. L Andrews
 Internet: www.vanamerican.com
 Area of Coverage: United States

 Willis Corporation
 26 Century Blvd.
 Nashville, TN  37214
 Phone: (615) 872-3295; Fax: (615) 872-3333
 Contact: Ken Ayers
 Internet: www.willis.com
 Area of Coverage: United States

 WISA, Inc.
 P.O. Box 7568
 Ewing, NJ 08628
 Phone: (609) 883-4190; Fax: (609) 538-0274
 Contact: Neil Wesley
 Internet: Not Available
 Area of Coverage: United States

 Worldwide Facilities, Inc.
 3530 Wilshire Blvd., Suite 1500
 Los Angeles, CA 90010
 Phone: (213) 380-4670; Fax: (213) 384-5180
 Contact: Lorraine Clark
 Internet: Not Available
 Area of Coverage: United States

 Zain Jeewanjee Insurance Agency
 6501 Crown Blvd., Suite 106
 San Jose, CA 95120
 Phone: (408) 997-7718; (800) 257-7718
 Fax (800) 246-0007
 Contact: Zain Jeewanjee
 Internet: www.jeewanjee.com
 Area of Coverage: CA, VA, TX and AZ

 Zutz Insurance/Professional Liability
 P.O. Box 2287
 Wilmington, DE19899
 Phone: (302) 658-8000; (800) 441-9385
 Fax: (302) 658-8015
 Contact: Matthew Doyl
 Internet: www.mdoyl@2utz-pli.com
Area of Coverage: United States
List Of Known Insurance Providers For USTs
                                                                                            Page 10

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                                Model Of "Endorsement" Criteria
 Name: [name of each covered location]

 Address: [address of each covered location]

 Policy Number:

 Period of Coverage [current policy period]:

 Name of [Insurer or Risk Retention Group]:

 Address of [Insurer or Risk Retention Group]:

 Name of Insured:

 Address of Insured:

 1. This endorsement certifies that the policy to which the
 endorsement is attached provides liability insurance
 covering the following underground storage tank(s):

 [List the number of tanks at each facility and the name(s)
 and address(es) of the facility(ies) where the tanks are
 located.  If more than one instrument is used to assure
 different tanks at any one facility, for each tank covered by
 this instrument, list the tank identification number provided
 in the notification submitted pursuant to 40 CFR 280.22, or
 the corresponding  state requirement, and the name and
 address of the facility.]

 for [insert: "taking corrective action" and/or "compensating
 third parties for bodily injury and property damage caused
 by" either "sudden  accidental releases" or "nonsudden
 accidental releases" or "accidental release"; in accordance
 with and subject to the limits of liability, exclusions,
 conditions, and other terms of the policy; if coverage is
 different for different tanks or locations, indicate the type of
 coverage applicable to each tank or location] arising from
 operating the underground storage tank(s) identified
 above.

 The limits of liability are [insert the dollar amount of the
 "per occurrence" and "annual aggregate" limits of the
 Insurer's or Group's liability; if the amount of coverage is
 different for different types of coverage or for different
 underground storage tanks or locations,  indicate the
 amount of coverage for each type of coverage and/or for
 each underground storage tank or location], exclusive of
 legal defense costs, which are subject to a separate limit
 under the policy. This coverage is provided under [policy
 number]. The effective date of said policy is [date].

2. The insurance afforded with respect to such
occurrences is subject to all of the terms and conditions of
the policy; provided, however, that any provisions
inconsistent with subsections (a) through (e) of this
 Paragraph 2 are hereby amended to conform with
subsection (a) through (e):

a. Bankruptcy or insolvency of the insured shall not
relieve the ["Insurer" or "Group"] of its obligations under
the policy to which this endorsement is attached.
 b.  The ["Insurer" or "Group"] is liable for the payment of
 amounts within any deductible applicable to the policy to
 the provider of corrective action or a damaged third party,
 with a right of reimbursement by the insured for any such
 payment made by the ["Insurer" or "Group"]. This
 provision does not apply with respect to that amount of
 any deductible for which coverage is demonstrated under
 another mechanism or combination of mechanisms as
 specified in 40 CFR 280.95-280.102.

 c. Whenever requested by [a Director of an Implementing
 Agency], the ["Insurer" or "Group"] agrees to furnish to [the
 Director] a signed duplicate original of the policy and all
 endorsements.

 d. Cancellation or any other termination of the insurance
 by the ["Insurer" or "Group"], except for non-payment of
 premium or misrepresentation by the insured, will be
 effective only upon written notice and only after the
 expiration of 60 days after a copy of such written notice is
 received by the insured. Cancellation for non-payment of
 premium or misrepresentation by the insured will be
 effective only upon written notice and only after expiration
 of a minimum of 10 days after a copy of such written
 notice is received by the insured.

 [Insert for claims-made policies:

 e. The insurance covers claims otherwise covered by the
 policy that are reported to the ["Insurer" or "Group"] within
 six months of the effective date of the cancellation or non-
 renewal of the policy except where the new or renewed
 policy has the some retroactive date or a retroactive date
 earlier than that of the prior policy, and which arise out of
 any covered occurrence that commenced after the policy
 retroactive date, if applicable, and prior to such policy
 renewal or termination date. Claims reported during such
 extended reporting  period are subject to the terms,
 conditions, limits, including limits of liability, and exclusions
 of the policy.]

 I hereby certify that the wording of this instrument is
 identical to the wording in 40 CFR 280.97(b)(1) and that
the ["Insurer" or "Group"] is ["licensed to transact the
 business of insurance or eligible to provide insurance as
an excess or surplus lines insurer in one or more states".]

[Signature of authorized representative of Insurer or Risk
 Retention Group]

[Printed name of person signing]

[Title of person signing], Authorized Representative of
[name of Insurer of  Risk Retention Group]

[Address of Representative]
     List Of Known Insurance Providers For USTs
                                                                                                      Page 11

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                        Model Of "Certificate Of Insurance" Criteria
Name: [name of each covered location]

Address: [address of each covered location]
 p     ' 'll'jii:,;1"          -111   i,  •  :..:	 •
Policy Number

Period of Coverage [current policy period]:

Name of [Insurer or Risk Retention Group]:

Address of [Insurer or Risk Retention Group]:

Name of Insured:

Address of Insured:

1. [Name of Insurer or Risk Retention Group], [the
"Insurer* or "Group"], as identified above, hereby certifies
that it has issued liability insurance covering the following
underground storage tank(s):

[List the number of tanks at each facility and the name(s)
and address(es) of the facility(ies) where the tanks are
located. If more than one instrument is used to assure
different tanks at any one facility, for each tank covered by
this instrument, list the tank identification number provided
in the notification submitted pursuant to 40 CFR 280.22, or
the corresponding state requirement, and the name and
address of the facility.]

for pnsert: "taking corrective action" and/or "compensating
third parties for bodily injury and property damage caused
by" either "sudden accidental  releases" or "nonsudden
accidental releases" or "accidental releases";  in
accordance with and subject to the limits of liability,
exclusions, conditions, and other terms of the policy; if
coverage is different for different tanks or locations,
indicate the type of coverage applicable to each tank or
location] arising from operating the underground storage
tank(s) identified above.

The limits of liability are [insert the dollar amount of the
"per occurrence" and "annual  aggregate" limits of the
Insurer's or Group's liability; if the amount of coverage is
different for different types of coverage or for different
underground storage tanks or locations, indicate the
amount of coverage for each type of coverage and/or for
each  underground storage tank or location], exclusive of
legal defense costs, which are subject to a separate limit
Under the policy. This coverage is provided under [policy
number]. The effective date of said policy is [date].

2. The ["Insurer" or "Group"] further certifies the following
with respect to the insurance  described in Paragraph 1:

a. Bankruptcy or insolvency of the insured shall not
relieve the ["Insurer" or "Group"] of its obligations under
the policy to which this certificate applies.
       •lini           f :i i" '   „           '
b. The [^Insurer" or "Group"] is liable for the payment of
amounts within any deductible applicable to the policy to
the provider of corrective action or a damaged third party,
with a right of reimbursement by the insured for any such
payment made by the ["Insurer" or "Group"]. This
provision does not apply with respect to that amount of
any deductible for which coverage is demonstrated under
another mechanism or combination of mechanisms as
specified in 40 CFR 280.95-280.102.

c. Whenever requested by [a Director of an Implementing
Agency], the ["Insurer" or "Group"] agrees to furnish to [the
Director] a signed duplicate original of the policy and all
endorsements.

d. Cancellation or any other termination of the insurance
by the ["Insurer" or "Group"], except for non-payment of
premium or misrepresentation of insured, will be effective
only upon written notice and only after the expiration of 60
days after a copy of such written notice is received by the
insured.  Cancellation for non-renewal of premium or
misrepresentation by the insured will be effective only
upon written notice and only after expiration of a minimum
of 10 days after a copy of such written notice is received
by the insured.

[Insert for claims-made policies:

e. The insurance covers claims otherwise covered by the
policy that are reported to the ["Insurer" or "Group"] within
six months of the effective date of cancellation or non-
renewal of the policy except where the new or renewed
policy has the same retroactive date or a retroactive date
earlier than that of the prior policy, and which arises out of
any covered occurrence that commenced after the policy
retroactive date, if applicable, and prior to such policy
renewal or termination date. Claims reported during such
extended reporting periods are subject to the terms,
conditions, limits, including limits of liability, and exclusions
of the policy.]

I hereby certify that the wording of this instrument is
identical to the wording in 40 CFR 280.97(b)(1) and that
the ["insurer" or "Group"] is ["licensed to transact the
business of insurance or eligible to provide insurance as
an excess or surplus lines insurer in one or more states".]

[Signature of authorized representative of Insurer or Risk
Retention Group]

[Printed name of person signing]

[Title of person signing], Authorized Representative of
[name of Insurer or Risk Retention Group]

[Address of Representative]
     List Of Known Insurance Providers For USTs
                                                                                                      Page 12

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&EPA
   United States
   Environmental Protection
   Agency
   5401G
   Washington, DC 20460

   Official Business
   Penalty for Private Use
   $300

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