EPA 742-R-98-006
                                                   May 1998
 INSTITUTE
Snapshots of Environmental
Cost Accounting
Environmental
Accounting
Project
USEPA
              Robert G. Graff
              Edward D. Reiskin
              Allen L. White, Ph,B.
              Katherine Bidwell

              Tellus Institute
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This report was created under a cooperative agreement
between the Tellus Institute and the United States^* L
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               Snapshots
         of Environmental
         Cost Accounting
                A Report to:
                   US EPA
Environmental Accounting Project
                  May 1998

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SNAPSHOTS OF ENVIRONMENTAL COST ACCOUNTING
                       Prepared for:

      United States Environmental Protection Agency
          Office of Pollution Prevention & Toxics
            Environmental Accounting Project
                      Robert G. Graff
                     Edward D. Reiskin
                    Allen L. White, Ph.D.
                     Katherine Bidwell
                        May 1998
                      Tellus Institute
                     11 Arlington Street
                   Boston, MA 02116-3411
                     tel. (617) 266-5400
                     fax (617) 266-8303
                      info@tellus.org
                    http://www.tellus.org

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                                                                       Disclaimer
DISCLAIMER




This report presents a number of Environmental Cost Accounting snapshots and case studies




developed in recent years by a diverse group of organizations. The concepts, terms, and




approaches represented throughout the report represent many different philosophies and




means of applying Environmental Accounting (EA) principles and do not necessarily




represent the position or views of the US Environmental Protection Agency (EPA).




Through the production of this report, the EPA is presenting many different possible




approaches to EA without intending to endorse any one. Readers may also want to consult




An Introduction to Environmental Accounting as a Business Management Tool: Key




Concepts and Terms, EPA 742-R-95-001 (June 1995) for more general information about




environmental accounting.








This document and information on the US Environmental Accounting Project can be




accessed via the Project's website at http://www.epa.gov/opptintr/acctg.

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                                                                  Acknowledgments
ACKNOWLEDGMENTS

This document benefited immeasurably from the reviews, comments, and assistance of

stakeholders from a variety of organizations. We especially thank Holly Elwood, Kristin

Pierre, and Susan McLaughlin of US Environmental Protection Agency's Environmental

Accounting Project for their guidance and comments on earlier drafts of this report.

EPA would like to specifically thank the following individuals for providing comments on

earlier drafts of this report.
   Steve Allen
   Texas Natural Resources Conservation
      Commission

   Laurie Case
   Illinois Waste Management & Research
      Center

   Robert Currie
   Baxter International

   Melinda Dower
   New Jersey Department oFEnvironmental
      Protection

   Wendy Fitzner
   Michigan Department of Environmental
      Quality

   Terri Goldberg
   North Bast Waste Management Officials
      Association

   Robert Kainz
   Chrysler Corporation

   David Leviten
   Pacific Northwest Pollution Prevention
      Resource Center
Chris Montovino
Pacific Northwest Pollution Prevention
   Resource Center

George Nagle
Bristol-Myers Squibb Co.

Jerry Parker
Washington State Department of Ecology

Randy Price
Allied Signal Inc.

Brian RoJingson
AMOCO Corporation

Nicholas A, Shufro
United Technologies Corporation

Glenn Stephens
PA Department of Environmental
   Protection

Tom Tramm
Commonwealth Edison

Jeannie Wood
Life Cycle Dimensions

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                                                              Table of Contents
TABLE OF CONTENTS

DISCLAIMER	1

ACKNOWLEDGMENTS	1

TABLE OF CONTENTS	1

WHAT IS THE PURPOSE OF THIS REPORT?	1

1. INTRODUCTION	2

  WHY MEASURE ENVIRONMENTAL COSTS?	2
  WHAT is ENVIRONMENTAL ACCOUNTING?	3
  How CAN EA SUPPORT BUSINESS DECISION MAKING?	4
    EA Informs Product/Process Costing	5
    EA Informs Capital Investment Decisions	'.	5
    EA Informs Strategic Planning	6

2. OVERVIEW OF CASES	9

  CASE SELECTION	;	9
  ORGANIZATION OF THE CASES	9
    Business Decisions Examined	9
    Industry Sectors Examined.	10
    Sizeof Companies Examined	10
  PROFILE OF THE CASES	11
    Why Was the Case Study Performed?	11
    Costs Considered	11
    Financial Results	12
3. ENVIRONMENTAL ACCOUNTING SNAPSHOTS	15

  SELECTION RATIONALE	.-.	15
  A DIVERSIFIED CHEMICAL COMPANY	17
  POLAROID CORPORATION	19
  ALUMINUM PROCESSING COMPANY	22
  DEBOURGH	24
  HYDE TOOLS, INC	26
  A JEWELRY COMPANY	28
  MAJESTIC METALS	30
  MANUFACTURER OF PRECISION METAL PARTS	33
  A METAL FABRICATION COMPANY	35
  PRODUCTION PLATING, INC	,	37
  WILLIAMS PRECISION VALVE COMPANY, INC	39
  A FLEXOGRAPHIC PRINTER	41
  A SCREEN PRINTER	43
  A SMALL LITHOGRAPHIC PRINTER	45
  QUEBECOR PRINTING MOUNT MORRIS, INC	47
  MANUFACTURER OF MILITARY AND CIVILIAN ELECTRONIC EQUIPMENT	50
  PRECISION CIRCUITS,  INC	52
  SAE CIRCUITS	54
  A PAPER COATING MILL	56
  A SPECIALTY PAPER MILL	58
  NIAGARA MOHAWK POWER COMPANY	61
  BRISTOL-MYERS SQUIBB COMPANY	63
  BRISTOL-MYERS SQUIBB COMPANY	65

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                                                                                Table of Contents
   TIZ'S DOOR SALES, INC.	„„„	,.„...„....,..,.,..,.,...„..,..,	.,	-67
   AMOCO OIL COMPANY,..,	....,„..,„.	...,..,....„,.„.,. 69
   CIBA-GEIGY(NOVARTIS)	..,„..,.„„..,..,..,..,..,...„..,..„	..............71
   A RESINS MANUFACTURER..............,..,.™.....	.,.....,„„.„.,.,..,..,..,..,..,..,.., 73
   S.C.JOHNSON WAX.	...„,„...„.,....,..,..,	,....,.,....,.....	76
   A FORESTRY COMPANY	,..,..,.	.....................	,	,	.....78
   SOUTHWEST HYDRO, INC,..,.,.	,...„....	...,.......,..,.,..,„	...„,.„.	................. 80
   BAXTER INTERNATIONAL.....	,..„.„....,	,....,.„.......,...,.„.......	.......82
   CHRYSLER CORPORATION „..„,..„	....„...„....,.„„..,.„...,.......,..	...........84
   LARGE FIRM IN AUTO INDUSTRY	,.,....,....,.„	 86
   CELANESE ENGINEERING RESINS, INC. ,.,.....,....,	88
   DUPONTDE NEMOURS	,..,.,..,..„.,	...............	.......90
   WirCO CORPORATION .,..,.,..,....,..	.,.„.„.	-	-.92
   THE ROBBINS COMPANY....,	..„..,.,	.....,..,....-,....,...	...........	.94
   SANDOZ PHARMACEUTICALS	,.	,	-97
   UNIFOIL CORPORATION...................	.,..,.	...-99

APPENDIX A- GLOSSARY OF TERMS	,	.	.	.		A-l

APPENDIX B - FEEDBACK AND INFORMATION FORM....	...,.....,		„.,.....«.. B-l

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                                                           What is the Purpose of this Report?
WHAT IS THE PURPOSE OF THIS REPORT?
This report demonstrates the financial results of actual environmental accounting applications.  It
highlights 39 cases of companies using various forms of environmental accounting (EA) and offers a
more detailed review (snapshot) of all of these cases.  The snapshots represent applications of EA in
small, medium, and large businesses  in a variety of industries, and in a range of business decisions.
Examples run the gamut from a small manufacturer of wooden doors examining an investment in a new
lacquer  process, to  a  large,  multinational health care products company measuring the value of its
proactive environmental management program.
The intent of this report is to document how the application of EA principles can have a direct, positive,
bottom-line effect on business operations.  This collection of existing snapshots will form the basis of a
larger, "living"  database of EA snapshots to which individual companies can both refer and contribute.
This database will be made accessible on the Internet at http://www.epa.gov/opptintr/acctg.
This report was funded by  EPA's  Environmental Accounting Project to respond to requests from
stakeholders for more  information on the  application of environmental accounting concepts in  various
business decision making processes.
The Environmental Accounting Project began in 1992 in response to concerns that pollution prevention
would  not  be  adopted as  the  first  choice  of environmental management by industry  until  the
environmental costs of non-prevention approaches and the  economic benefits of pollution prevention
become evident to managers.  The mission of the Project is to encourage and motivate business managers
to understand the full spectrum of environmental costs, and integrate these costs into decision making.
The  collection  of cases  can serve  engineers, accountants, financial  analysts,  operations managers,
environmental managers, and general managers as a reference source on the range and business benefits
of applying EA concepts.
Section 1 briefly introduces the reader to environmental accounting.  Section 2 follows with an overview
of the 39 cases, including a profile of the facilities studied, the EA methods  they used and the results
achieved.  Section 3 presents snapshots of all cases, representing a diversity of companies, applications,
and outcomes. Appendices containing a glossary and a form for reader feedback round out the report.
In addition to the EA snapshots in this report, the Environmental Accounting Project has developed case
studies  that examine  how  AT&T and Ontario Hydro (a Canadian public utility) have developed
corporate-wide environmental accounting programs. To access these case studies or for more information
on EPA's Environmental Accounting Project and additional resources, visit the Project's website at:
                                http://www.epa.gov/opptintr/acctg/
or contact EPA's Pollution Prevention Information Clearinghouse:

                             phone: 202/260-1023
                             fax: 202/260-4659
                             email: ppic_group@epamail.epa.gov

If you are interested in offering a snapshot of one of your firm's EA applications to the Environmental
Accounting Project's Snapshot Database, please contact the Environmental Accounting Project by phone
at 202/260-4164 or by fax at 202/260-0178.

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                                                                            Introduction
1.  Introduction
A business's long-terra profitability depends on the quality of the product or service it offers, the
demand for the product or service, and its ability to produce efficiently.  Efficient production
means maximizing output for a given level of input, or conversely, minimizing input for a given
level of output. Firms that consistently produce efficiently create a sound competitive advantage
for their enterprises.
A critical element of efficient production is the accurate and consistent measurement of inputs
and outputs. The often repeated axiom "what gets measured gets managed" has never been more
true.  Without accurate cost information, it is difficult to adequately assess the profitability of a
product, a department, or a firm, and even more difficult to know what changes to make in order
to improve profitability in today's highly competitive business climate. Management accounting
systems can provide the information required to make those decisions.

Why Measure Environmental Costs?
Environmental costs are impacts incurred by society,  an organization, or an individual resulting
from activities that affect environmental quality; these impacts can be expressed in monetary or
non-monetary terms.  They include any such cost, direct or less tangible, with short- or long-
term financial consequences for the firm.  These costs are often not tracked by or are hidden in
overhead accounts  within traditional  management  accounting  systems, but they can be  a
significant component of a firm's overall cost structure. The failure to include them in financial
analyses has the effect of sending the wrong financial signals  to managers making  process
improvement, product mix, pricing, capital budgeting, and  other routine decisions.   In  an
increasingly global  economy, where  labor, materials, and capital costs are likely to converge
over  time, effective  management  of environmental costs  and performance  may become
increasingly important in determining corporate winners and corporate laggards.
Mounting pressures on industry to achieve strong environmental performance have a number of
ramifications for the business community.   First, some costs  of doing business that have
traditionally been external to the firm - e,g., health effects of air pollutants - are being shifted to
me firm's balance sheet and income statement through regulation.  This shift is the result of
more stringent rules regarding pollutants already regulated and new rules affecting previously
unregulated pollutants.
Second, just as the outcry over questionable and secretive management of corporate finance led
to financial disclosure regulations early this century, today's stakeholders are demanding public
disclosure of environmental performance  information. The result of this trend is that activities
with direct or indirect adverse environmental effects are becoming more costly to operations, to
capital budgets, and to stock prices'.
Even absent external pressure, the true costs of environmental impact - including the costs of
waste, of liability,  of diminished image — though often obscured by biases associated with
traditional systems are real and can be significant  Actively managing these costs is therefore an
important aspect of maintaining a  lean, profitable business.  Whether driven by  internal
1 FcMman, Stanley J,, Peter A, Soyka, & Paul Ameer. Does Improving A Firm's Environmental Management System and Environmental
Perfermsnee Kesult in a Higher Stock Price? ICF Kaiser Working Paper, 1996.

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                                                                           Introduction
motivation or external  concerns, a  firm  can create a  sustained competitive advantage by
systematically reducing environmental costs.  And the first and critical step of cost reduction is
improved cost identification and management.
What is Environmental Accounting?
Environmental Accounting  (EA)  is a broad-based term that refers to the incorporation of
environmental costs and information into a variety of accounting practices.  Figure 1 below
depicts some of the different contexts in which EA is used.  At a macroeconomic level, EA is
used to account for costs associated with a region's stocks and flows of natural resources. A
redefinition of national income that incorporates such environmental accounts into conventional
measures such as the Gross Domestic Product is an example of macroeconomic EA.
                        Environmental Accounting
        Region/Nation
       (macroeconomic)
       Firm
  (microeconomic)
                                      Management
                                       Accounting
                   Financial
                  Accounting
                                                                                  :
                       Materials Accounting
Environmental Cost
    Accounting
Figure 1. Some Contexts of Environmental Accounting
At the microeconomic or firm level, EA can apply to both financial accounting and management
accounting.  Financial accounting, whereby a firm reports its economic activity to an external
audience, has requirements for disclosure of environmental liabilities and certain environmental
costs. This application of EA is governed by the "Generally Accepted Accounting Principles"
which are established by the Federal Accounting Standards Board and the US Securities and
Exchange Commission.

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                                                                           Introduction
In terms of management (or internal) accounting, EA is the way that businesses can account for
the material use and environmental costs of their operations. Materials accounting is a means of
tracking material flows through a facility in order to characterize inputs and outputs for purposes
of evaluating both resource efficiency and environmental improvement opportunities.
Environmental cost accounting (ECA) is  how environmental costs - including those that are
often hidden in general overhead accounts - are identified and allocated to the material flows or
other physical aspects of a firm's operations (as might be identified via materials accounting).
The application of these internal EA concepts provides consistency between an organization's
environmental goals and its financial goals, meaning environmental improvement can directly
lead to financial improvement It is this direct link between the financial and the environmental
performance that makes robust environmental accounting practices so compelling.
Financial accounting and its  environmental requirements have been standardized to provide
consistent and comparable information to investors, regulators and other stakeholders, while
management accounting practices vary widely from firm to firm. Likewise, the manner in which
firms apply EA  principles  differs,   A  few firms make efforts to identify  their relevant
environmental costs and to use this additional information to guide business  decisions.  Most
firms, however, operate without recognizing the magnitude or source of these costs, which can
lead them to poorly informed decisions, Correcting this information gap is the primary purpose
ofEA.

How Can EA Support Business Decision Making?
The concepts  of EA  as they apply to internal management decisions  are the focus of this
document  In this context, EA concepts can be applied at all levels of an organization to help
make sound business decisions such as those in Table 1 below. Accurate, timely information is
the critical underpinning of business decision making, and  EA practices provide  means of
exposing information obscured by conventional management accounting practices.

                       Table 1. Business Decisions Supported by EAZ
        Product Design
        Process Design
j Capital Investments
I Cost Control
        Facility Siting
        Purchasing
I Waste Management
1 Cost Allocation
        Product/Process Costing
        Risk/Liability Management
        Strategic Planning
        Supplier Selection
        Environmental Program Justification
! Product Retention/Mix
} Product Pricing
 Performance Evaluations
 Plant Expansion
The cases included in this document relate to only a few of these business decisions.  While
applications relating to capital investments, product/process costing, and strategic planning have
1 Adapted from US EPA*s4« Introduction to Environmental Accounting As A Business Management Tool: Key Concepts and Terms (EPA 742-
R-9S-OTI), paged

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                                                                            Introduction
been better documented than the rest, a broad range of business decisions can benefit from the
adoption of EA principles.   As  the  preceding table  and graphic indicate, environmental
accounting can  play a  role in many aspects of business management.   To the extent that
environmental costs exist in almost every phase of a business'  operations, EA practices can
support improved decision making in many different applications throughout an organization.
Following are descriptions of some of the more common applications to date.

EA Informs Product/Process Costing
Businesses generally look to the marketplace to gauge the demand for a product and, from that
demand, the price the market is willing to pay.  They then compare that price to their cost of
making the product to determine whether or not there  is adequate profitability to justify  its
production.  Of course, producers consider other factors - such as market positioning, customer
retention, and long-term sector growth - when deciding what and how much to produce, but the
costing of the product and the processes that produce it remains fundamental.
When  environmental  costs  are not adequately allocated, cross-subsidization occurs between
products.  In most cases, different products are made by different processes, and each process
tends to have a different environmental cost.   For  example, consider a facility  with two
processes, A and B, that use the same number of direct labor hours for a batch of product.
Process A, however, uses hazardous chemicals whereas process B does not.  The facility incurs
environmental costs from the use of the hazardous chemicals in a number of ways: specification
and procurement of the  chemical which includes  evaluation of Material Safety Data Sheets;
design of the process to minimize worker exposure; shipping costs associated with transporting
hazardous  chemicals; monitoring,  reporting, and  permitting to meet  applicable regulations;
employee training in handling and emergency response; storage and disposal costs; and liability
for the chemical from purchase to grave.  In addition, there may be less tangible costs such as
tarnished corporate image and inability to meet delivery or quality requirements.
If all of these costs are bundled as 'environmental' overhead and allocated to processes A and B
on the  basis of direct labor hours or production volume (both common practices), products made
by process B are in effect subsidizing those made by process A.  In other words, a traditional
accounting system would show process B to be more costly than it really is and process A to be
less costly.  Armed only with this information, managers are inclined to overestimate  the
profitability of products made by process A and correspondingly underestimate the profitability
of those made  by  process B.  Eventually,  this type of accounting can put  the  firm  at a
considerable competitive disadvantage. Conversely, by more accurately allocating these costs,
managers  can  make  better  decisions  about product   mix   and about where  cost-saving
opportunities lie, thereby putting their firms ahead of the competition.
EA Informs Capital Investment Decisions
Companies  develop and enlarge their businesses  by investing in their human and physical
capital.  Their  long-term  financial viability hinges on the  strength of these investments.
Generally, a company's investors demand at minimum a return comparable to that which they
can obtain through other investments.  This demand places pressure on companies to invest their
limited capital funds wisely.  Environmental costs are often a significant component of capital
and  operating costs.   There is  often, therefore, a considerable financial return available to
companies that can reduce  these costs.  When environmental costs are properly accounted for,

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                                                                             Introduction
investment  analyses  of environmental  performance  improvements provide managers with
information to determine whether  and to  what extent the  benefits of such investments will
exceed the costs. But to achieve these results, managers must first be able to define and measure
these environmental costs in a systematic and consistent fashion.
One specific application of EA for capital investment analysis is Total Cost Assessment (TCA);
a method by which investments, particularly environmental  investments, can be evaluated in a
way that more accurately reflects their profitability potential. The four basic elements of TCA
that make it more informative than conventional analysis are:  (1) a more comprehensive cost
inventory that includes less  direct, less tangible costs3; (2) allocation of costs that are typically
assigned to overhead accounts, and either allocated on the basis of an inappropriate cost driver or
not allocated at all; (3) evaluation of  projects using longer time horizons in order to  better
capture the full benefit of the investment, a significant portion of which may be realized after the
first 2-3 years; and (4) profitability  indicators that account for the time value of money, making
the results more realistic and reflective of an investment's one cost or benefit.
Evaluating  environmental projects using TCA  helps  put them on equal footing  with other
projects  competing  for  capital funds.   Projects  that appear  to be financially weak  using
conventional analyses may  look considerably stronger and more competitive once their true
return  has been  identified.   For example, an expensive investment in a process change to
accommodate a switch to an aqueous solvent may appear to be a poor investment with a long
payback if only direct labor and material costs are  considered over a three-year time period.
However, if the full environmental costs of the existing process — such as solvent disposal costs,
regulator}' permits, worker health, and liability for accidental  spills or leaks - are allocated to the
process and included in the analysis, the less visible cost savings associated with  the switch,
considered over a longer, 7-8 year period, may well yield an  impressive rate of return and a
shorter-than-expected discounted payback.  Of course, TCA  does not ensure profitability a
priori.   It  does  however ensure greater transparency, clarity, and rigor  hi making  capital
investment decisions.
EA Informs Strategic Planning
Understanding the nature and  magnitude of its  costs  is vital  to  the  successful,  long-term
operation of any firm.  When planning strategically, businesses look externally at the markets
they serve, and internally at the resources they control.  They then are in a position to decide
where the best profit potential lies and what strategies will be necessary to achieve that potential.
Profit potential can be substantially affected by environmental costs and how they are managed.
In this way, EA is a critical strategic element of long-term commercial success.
Looking outward, many businesses see customers that are increasingly more demanding in terms
of quality., of which environmental performance is an integral component.  Many companies that
produce consumer products are finding lucrative markets in green goods where customers, who
will often pay a premium for a green product, believe they can positively impact environmental
quality  through their purchasing decisions. Similarly, companies producing raw materials and
intermediate  goods  are  finding  more stringent  customer  expectations   with regard  to
environmental performance of both their operations and their products. To many consumers and
3 See Appendix A of this document for a glossary of terms. Also wee US EPA's An Introduction to Environmental Accounting As A Business
Management Tool: Key Concepts and Terms pages 7-11 for a discussion of environmental costs.

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                                                                            Introduction
buyers, good environmental management is indicative of a firm's general management and of its
ability to consistently produce reliable, high-quality products. To the extent that the application
of EA concepts encourages financially sound investment in the production of products of higher
environmental integrity, it can strategically position  a business to  seize this powerful market
opportunity.
Customers and other stakeholders, to varying degrees, are calling for increased environmental
responsibility on the part of businesses.  Concepts of environmental accounting can be applied to
the  development of environmental management systems, including those  consistent with  the
increasingly prevalent ISO 14000  standards, that enable strategies to answer that call. As firms
position themselves  to enhance the  structure  of their systems, EA will be integral to their
development and capabilities.  These systems  coordinate EA-based data to provide managers
with information to better understand the impacts of their.decisions.  This information can be
used strategically to drive improved environmental performance.
A strategic vision  and corresponding management commitment is necessary to fully integrate
environmental costs  into a company's  business decisions.  Viewed over the long term,  those
firms that properly account for the true environmental costs of their operations will be in a
superior position to meet tomorrow's competitive challenges.
For a more complete description of EA concepts, readers are'encouraged to see EPA's An
Introduction to Environmental Accounting As A Business Management Tool: Key Concepts and
Terms (EPA 742-R-95-001), available on the Internet at http://www.epa.gov/opptintr/acctg/
                                           7

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Introduction

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                                                                        Overview of Cases
2.  Overview of Cases

Case Selection
We  selected cases  from a  broad survey  of environmental cost accounting  literature that
documents actual applications of EA.  The selection represents the result of library and Internet
searches and discussions with EA practitioners. It contains a variety of applications of EA in a
number of different industries and, we believe, presents a fairly comprehensive compilation of
published EA cases as of the start of 1997. In addition, three cases were submitted by companies
with an ongoing interest in the Environmental Accounting Project.4 This collection is intended
to be the beginning of a living database of environmental accounting snapshots that demonstrate
results from applying EA to specific business decisions.5
We selected those cases that quantifiably demonstrate uses of EA in business decision-making.
These studies show how businesses more carefully account for costs that are typically left out of
conventional accounting  practices and  analyses.   These costs, typically direct  or  indirect
environmental costs obscured in overhead accounts, were in most cases significant and  material
to business decisions.
The cases reviewed in this report also tend to use profitability indicators that consider longer-
term implications for operating costs, and consider the time-value of money when assessing and
comparing profit and payback. Accounting practices that look beyond the next quarterly report
better reflect the true cost of the processes they measure. Environmental costs and benefits often
materialize over a time frame longer than that considered in conventional  analyses.  Applying
EA  concepts in business decisions,  as shown  in  these case  studies,  can improve upon
conventional systems  by capturing these  costs and  savings to better  inform management
decisions.
Generally, we included case studies  that  used  environmental  accounting to provide better
information about a product, a process, an investment, or a business operation.   The cases
represent a variety  of approaches to the  application  of EA,  but all have  in common the
incorporation of environmental costs into accounting practices, providing  firms  with  both
economic and environmental incentives to reduce waste and produce more efficiently.

Organization of the Cases

Business Decisions Examined
The cases are organized into three groups, based on the business decisions analyzed using
environmental accounting concepts:
1.  Capital Investments (24 cases).  Many improvements  to increase resource efficiency and
    reduce material  use and pollution require capital expenditures.   Methods  of investment
    analysis, such as total cost assessment (TCA) — a comprehensive approach to evaluate the
    profitability of current business practices and pollution prevention (P2) investments — are
4 One case by Chrysler Corporation and two by Bristol-Myers Squibb.
5 If you are interested in offering a snapshot of one of your firm's EA applications to the Environmental Accounting Project's Snapshot Database,
please contact the Environmental Accounting Project by phone at 202/260-4164 or by fax at 202/260-0178.
                                            9

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                                                                      Overview of Cases
   particularly useful in capital budgeting decisions when a firm seeks to assess the profitability
   of a potential investment or to choose between several potential investments.
2, Product/Process Costing (9 cases). Better information regarding operating costs is useful to
   a variety of pricing, product mix, investment, and strategic decisions. Understanding the true
   costs and risks of operations  enables managers, engineers, and operators to make better
   decisions about how to run and improve their businesses.
3, Strategic Planning (6 cases).  Quantifying the relative environmental costs of different
   processes and P2  opportunities  provides  the  information necessary  for prioritizing P2
   projects, allocating resources, and determining a firm's environmental strategic direction.
   For example, with scarce capital funds  firms find the application of EA concepts to be a
   valuable means of directing investment towards those opportunities  that will provide the
   greatest  return.   Measuring the environmental costs and benefits  of various activities
   throughout a facility or business gives managers information they need to plan strategically.
These three categories clearly overlap, and  there  are  several case studies that could fit
comfortably into more than one.   The purpose  of classification  is not to draw  artificial
distinctions between types of EA applications, but to organize and illustrate the variety of
business  decisions EA can support.   In the end, EA concepts can be  employed  to manage
information that can be used in as many ways as businesses can creatively devise.   A critical
element of being a successful manager is  to know what needs to be known and to  utilize
information about business operations to continuously improve them. The three categories cover
the major ways hi which environmental cost information has been used in the case studies.

Industry Sectors Examined
Within each section, the cases are grouped first by industry sector and then alphabetically.  The
total of 39 cases breaks down in the following manner:

                       Table 2. BREAKDOWN OF CASES BY INDUSTRY SECTOR
NUMBER OF CASES
9
10
4
3
3
2
8
INDUSTRY SECTOR
Chemicals
Metal finishing/fabrication/use
Printing
Electronics
Paper
Electrical utilities
Other*
                *includes, for example, pharmaceuiicals, health care products & auto manufacture
Size of Companies Examined
The companies in these case studies range in size from small, privately-held facilities with fewer
than 20 employees to large, multinational corporations, such as Polaroid, Baxter, and DuPont
Table 2 suggests the firms also represent a broad range of the commercial sector, supplying both
products and services to intermediate and end-use customers.  This diversity demonstrates that
both large and small businesses can often benefit from increasing incorporation of environmental
                                           10

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                                                                       Overview of Cases
costs into business decisions. Potential EA applications lie along a spectrum of complexity and
can be tailored to the needs of each business.  However, there are costs to applying EA concepts,
even on an ad-hoc basis, and these costs have to be measured against expected benefits. Some of
the cases, however, show the  investment in systems that incorporate EA concepts to be  a
worthwhile investment with initial costs that may be amortized over many years of improved
decisions and decision-making.

Profile of the Cases

Why Was the Case Study Performed?
What motivated firms in the case studies to experiment with, or adopt EA methods?  The firms
listed here did so for a variety of reasons and in a variety of settings. Some were reporting on
broader company or government policy issues of which EA was an integral component.
Some of the cases report on EA applications implemented by teams assembled within a firm,
usually  as part of a proactive management  effort to improve cost accounting practices.  The
underlying aim of  many of these efforts  was to improve management  decision  making
capabilities by providing a stronger foundation upon which smart decisions could be made.  In
these  cases, identification  and understanding of environmental operating costs led to strategies
for making efficiency and environmental  improvements.  However, much of the reported EA
work was performed by, or in collaboration with, external research and consulting organizations,
owing to most firms' lack of experience in incorporating many of their environmental costs into
their business decisions.  In some cases, an external organization approached a  firm  about
collaborating on a case study in conjunction with an EPA- or state-funded initiative.
In the cases  where  environmental costs were better integrated into business  decisions  with
external  support, the case study usually reports  on a financial analysis  of an environmental
investment, often performed retrospectively  (i.e., after the investment had already been made).
A retrospective analysis allows the use of real operating cost data instead  of estimates from the
new investment in the financial analysis.  These  analyses help the firm to understand the full
economic impacts of its investment to inform future decisions, highlight the difference between
TCA  and conventional accounting methods, and provide a model for other firms  desiring to
perform their own analyses.  Roughly 20%  of the cases in this report document analyses that
were performed retrospectively.

Costs Considered
To  what extent do the case studies embrace a wider range of costs beyond the conventional
(those typically recognized in cost  analyses, such as  raw materials and capital equipment)? We
earlier noted that an important element of EA is the consideration of a broader spectrum of costs.
However,  the  majority   of  the  case  studies  include  only  conventional  and  non-
conventional/hidden costs6 in their quantitative analyses; a few include only conventional costs.
This suggests the  difficult nature  of identifying, isolating, allocating,  and incorporating less
tangible costs (those relating to stakeholder relationships or other costs that may be  significant
but similarly difficult to quantify)  into a business decision.  In many cases these less tangibles
were  deemed unnecessary for the  analysis.  Indeed, many of the capital  investments analyses
6 See the Glossary of Terms in Appendix A for a complete definition of these cost categories.
                                           11

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                                                                         Overview of Cases
showed a proposed investment to be sufficiently profitable even in the absence of less tangibles.
In other instances, firms that were unable to  quantify liability/contingent and/or less-tangible
costs did consider them qualitatively,  Like other management concepts, the application of EA
concepts supports decision-making but does not prescribe it. Ultimately, decisions are made
considering not only readily measurable cost, but also "softer" factors such as corporate image,
employee safety,  or contingent environmental liability.  In several of the capital budgeting
studies,  qualitative considerations played an  important role  in  persuading the  company
management to make a P2 investment,
A number of cases quantify liability/contingent costs.  For example, one firm considered the
potential  liability  of a  PCB transformer spill  or fire.7   Conservatively considering the
probabilities and associated costs of cleanup, litigation, and lost production, the analysis showed
an accelerated phase-out of the transformers to be cost-effective.  This example shows how the
inclusion of costs omitted from conventional  analyses might lead managers to sharper, more
proactive management strategies.
A few case studies identify other less-tangible costs and quantify them as part of an analysis.
One study of the impacts of a forestry company on the commercial value of the forest estimated
values of wildlife and tourism costs.8 Two small  printing companies estimated an increase  in
product  revenues  from improved ability to meet customer demand.9   In these cases,  cost
estimates admittedly are rough, but even a rough, conservative estimation reflects  the true
economics of a current or proposed practice better than an estimation of zero, the value implied
by the exclusion of a less tangible cost.10

Financial Results
What is the range of outcomes reported in the
three  categories   of   EA?    The Capital
Investments cases  evaluate the profitability of
past or proposed investments, or compare the
economics   of   several   P2   investment
proposals.     Almost  all  of the Capital
Investments analyses calculated a net present
value1'  (NPV) for the project; these values
ranged   from  negative  $1.4   million   to
$11 million,  with  most  in  the  range  of
$10,000 to $100,000.   Some of the highest
include; a  5-year NPV of $495,860 for a
screen printer; an 8-year NPV of $352,814 for
an electronic  equipment manufacturer;  and a 15-year NPV of $11,633,835 for  a  diversified
chemical company. Two of the 24 Capital Investments cases had negative NPVs, but both  of
these projects contained significant qualitative benefits. One of the projects was approved on the
  CAPITAL INVESTMENTS CASE HIGHLIGHTS

lowest investment NPV = negative $1,400,000

highest investment NPV = $11,600,000

typical investment NPV = $10,000 to $100,000

small firm (screen printer): dry film imaging system
investment, NPV = $496,000

medium-sized firm (electronics): ultrasonic
cleaning system investment, NPV = $352,000

large firm (chemical company): byproduct recovery
system investment, NPV = $11,600,000
? Sec the Large Firm in Auto Industry Snapshot on Page 88.
! Sec the A Forefiry Company Snapshot on Page 78.
s Sec the A Screen Printer and ,4 Smali Lithographic Printer Snapshots on pages 41 and 43,
* See the US EPA*s Valuing Potential Environmental Liabilities for Managerial Decision-Making: A Review of Available Techniques (EPA 742-
R-96-CKB) for references to means of estimating liabilities.
'' Sec the Glossary in Appendix A for a definition of this and other EA terms.
                                             12

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                                                                       Overview of Cases
basis of these qualitative benefits. Many of the analyses for which a discounted payback was
calculated would pay for themselves in under three years; all but two had paybacks under five
years.  In a few cases, however, the encouraging financial analysis was insufficient to override
doubts about unproved technology, so project implementation was put on hold.
Product/Process  Costing, the  second category of EA cases, covers both facility-level and
product/process level analyses.  Most of these studies were undertaken as collaborative efforts; a
number are part of a World Resources Institute study, one was funded by the UN to improve
accounting and reporting, and  another was supported by the Illinois Waste Management and
Research Center to demonstrate improved process costing.  Three studies in this category were
initiated through corporate  programs to  improve environmental  cost accounting.   The
Product/Process Costing cases all helped identify significant environmental costs that previously
had not been recognized.  The  results  convinced some of the firms to pursue P2 projects or to
continue to refine their EA practices.  Others  assisted firms  to consider potential benefits of
enhanced corporate image, of improved customer satisfaction and employee morale, and of the
competitive advantage from selling environmentally-friendly products.
Finally, the Strategic  Planning cases  also cover both facility-level and product/process-level
analyses.   Several  were performed as a result of the New Jersey Planning Process12, which
requires an assessment of the costs of using or generating hazardous substances for each process
in order to identify P2 opportunities.  Others were motivated by corporate commitment to P2
and/or initiation of an accounting system that better incorporated environmental costs. Most of
the Strategic Planning cases showed that P2 investments could actually save money and that EA
helped the  facility prioritize P2 options. These applications of EA tended to set the stage for a
systematized integration  of  improved cost accounting  into ongoing business  initiatives to
implement efficiency improvements.
 12 These include Witco Corporation, Sandoz Pharmaceuticals, and Unifoil Corporation.
                                            13

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                          Overview of Cases
14

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                                              Environmental Cost Accounting Snapshots
3. Environmental Accounting Snapshots

Selection Rationale
To give readers more insight into the actual application of EA, 39 Snapshot summaries of the
case  studies  reviewed are presented  in this section.  These Snapshots cover a spectrum of
applications,  and demonstrate the versatility of EA as well  as the bottom-line outcomes of a
range of applications.

Each snapshot contains the following information:

       • Business Decision
       • Business Benefits
       • Company Profile
       • Why Was Project Performed?
       • Project Description
       • Analysis
       • Financial Parameters
       • Financial Results
       • Contact
       • Source(s)

In seven cases, a further section on Institutional Change is included.
                                         15

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      Environmental Cost Accounting Snapshots
16

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                                       A DIVERSIFIED CHEMICAL COMPANY
                                                                          ., -*   *   X
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
             CAPITAL INVESTMENTS
             Study of  a  set of process changes that would,
             among other things,  convert byproduct into
             useable input material,  potentially decreasing
             landfill waste by 3.8 million pounds per year.

             For  a  capital  investment required  of  $4.96
             million, annual  operating costs are expected to
             decrease by $2.29 million.
          COMPANY PROFILE
=> Location: About 450 facilities in 40
   countries.

=> Size:  Not reported

=> Annual Revenues: $12 billion

=> Business: Manufacturer of chemicals
   for sale to industry.
   WHY WAS
    PROJECT
PERFORMED?
             This $12 billion company has about 450 facilities around the US and throughout the world.
             This particular project focuses on the activities at a group of three plants located in relatively
             close physical proximity. Plant 1 manufactures an intermediate product /, which is delivered
             to Plant 2 and Plant 3, each of which converts / into final product F. Not all of I is converted
             to F, however. A portion remains as I, and a portion is unavoidably converted to a byproduct,
             B.  B and / are combined and returned to Plant 1  for reprocessing.  Plant 1 recovers most of/,
             while B and the unrecovered / are landfilled.

    PROJECT In the  mid-1970s, an alternative process was developed whereby B could be converted back
DESCRIPTION into /.  This recovery facility would be located at Plant  2, and would process the effluent
             streams from Plant  3 as well as that from Plant 2. The recovered / would be sent -to Plant 1
             for purification. The recovery  facility at Plant 2 would produce a waste stream that would
             need to be landfilled.  The waste disposed annually by Plant 1 would decrease by 4.3 million
             pounds, while that disposed by Plant 2 would increase by  0.5 million pounds, resulting in an
             overall waste decrease of 3.8 million pounds per year.

             Initially, the  company's  consideration of the  process  change centered on  recovery  of
             wastewaters containing B  and  /.  However, during the  mid-1980s, the  company became
             interested in converting B  to / as a vehicle to increase production of /, in order to expand
             production of F by  Plant 2. A detailed study done at that time indicated a 29 percent return
             on investment for the project. Although the group of plants as a whole would see a decrease
             of 3.8  million pounds per year, no action was taken.  This  was in part because Plant 2, where
             the investment would be made, would see increased operating costs due to operations at the
             recovery facility plus the addition of 0.5 million pounds to its annual waste stream.   Because
             of this, Plant 2 opposed the implementation of the project.

   ANALYSIS In addition to the recovery of/ and reduced waste generation, this project offers several other
             benefits.  First, since / and  waste are removed from the wastewater at Plant 2, only / is
             shipped to Plant 1, reducing shipment costs.  Second, the flow to the /purification system at
             Plant 1 is reduced, freeing up processing capacity in the system, and obviating the need for a
             major  capital expansion project in the event of the need  to  increase production.   This
             preserves and enhances the ability of the plants to respond to markets.  Third, elimination of
             unreacted / from Plant 1 results in improved system operations and reduced costs.  Finally,
             preliminary studies  indicate that the / recovered from B at Plant 2 may be of sufficient purity
                                                       17

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                                      A DIVERSIFIED CHEMICAL COMPANY
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
                                                                    COST CONSIDERATIONS
                                                                               Year One Savings
                                                           Recovered /
    $2,470,000
                                                           Waste Management
       $44,100
                                                                 Total Savings
    $2,514,100
\ ear One Oosls
                                                           Additional Labor
      $220,500
                                                                   Total Costs
      $220,500
to  recycle  directly  into  Plant  2,  further
lowering  costs  by  reducing shipment  and
purification costs.

The capital  investment  required  is  $4.96
million.  Annual operating costs are expected
to decrease by $2.29 million.  This decrease is
due primarily to the value of the recovered /,
$2,47 million annually. This value is modified
by  a $220,500 increase in labor costs and a
$44,100 decrease in waste management costs.

The total  cost analysis (TCA) makes no  modifications to the company analysis discussed
above. However, an additional category of cost is considered:  estimated potential liability
cost.  This cost represents the financial liability which may be avoided by reducing the B
waste stream.  At present, this waste is  disposed in a privately owned  industrial landfill.
Although  the company has no reason to believe the landfill is now or may in the future be
subject to remedial action, this project may reduce a degree of incremental financial risk
which a conservative project analysis out  to account for. This risk is represented by a one-
time $4.6 million cost in year ten of the investment.

The financial analysis uses a discount rate of 12 percent, an inflation rate of 5 percent, a net
tax rate of 34 percent, and double declining balance/straight line depreciation over a fifteen
year period.

For the TCA, the 15 year NPV is $11,633,835; the 15 year IRR is 41%; payback is 2,2 years.
The company's analysis, without the estimated potential liability cost, produces  slightly
different results: the 15 year NPV is $10,035,274; the  15 year IRR is 40%; and the payback
period remains at 2.2 years.
    CONTACT  Deborah Savage, Tellus Institute, 617-266-5400

    SOURCES  White, Allen L., Monica Becker, and  James Goldstein, Alternative Approaches to the
              Financial Evaluation of Industrial Pollution Prevention Investments. Prepared for NJ DEP.
              November  1991. And White, Allen L., Deborah Savage, and  Monica  Becker,  Revised
              Executive Summary. June 1993.
                                                       18

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                                            POLAROID CORPORATION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
                                                                       COMPANY PROFILE

                                                                Location: Waltham, MA

                                                                Size:  11,000 employees

                                                                Annual Revenues: $2.4 billion

                                                                Business: Specialty chemical
                                                                manufacturing
             "POLAROID                         „,
   BUSINESS CAPITAL INVESTMENTS
   DECISION A closed-loop batch still solvent recovery system
             had been left only partially completed for several
             years due  to  cash  flow problems.   Should the
             project  be permanently  canceled  or  should
             additional investments be made to complete the
             project?

             The benefits of completing the still  are heavily
             dependent on a number of decisions related to chemical production. Five different scenarios
             were created and analyzed to represent these decisions, yielding 12-year net present values
             ranging from -$ 1.4 million to +$3.4 million.

             Polaroid had designed  a state-of-the-art, closed-loop,  multipurpose  batch  still solvent
             recovery system for one of its facilities.  At the time of the study, construction on the project
             had stopped for several  years due  to  cash flow  problems.  The company had invested
             approximately six million dollars in the state-of-the-art system; an additional four million
             dollars was needed to complete the system as designed, primarily for equipment and control
             components.

             During the construction delays changes to facility operations took place which, together with
             the significant construction downtime, rendered invalid the firm's initial profitability analysis.
             Tellus Institute was asked to revisit the original project analysis with a particular focus on
             identifying and—if warranted and feasible—quantifying less tangible cost items.

   PROJECT When it was  designed, the solvent recovery still was intended to provide  two classes of
DESCRIPTION savings;  (1)  reduced waste disposal fee costs, and (2) reduced raw materials purchases.
             During the construction delay, which lasted several years due to  ongoing competition for
             capital funds, facility production plans changed, clouding the question of how many waste
             streams on site would be suitable for batch still recovery.

             Adding to the complexity of the  analysis were multi-facility  production planning issues,
             company and government hazardous waste reduction goals and air emission regulatory issues.
             For example, the production facility at which the batch still had been partially constructed had
             no other solvent recovery capacity on site.  A second production site in the same region had
             several operating recovery systems, but all were operating at full capacity. This limitation on
             available solvent recovery capacity had clear production implications for production lines that
             used expensive raw materials  or that generated solvent wastes deemed too expensive to
             simply ship off site for disposal. In addition, government regulations restricted shipment of
             wastes between the  two sites for solvent recovery,  further  constraining the company's
             flexibility for planning production.

             Having a batch still system on site  would also affect the company's ability to meet both
             internal, company-wide hazardous waste reduction goals,  as well as  similar state-mandated
                                                        19

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                                             POLAROID CORPORATION
               goals. The batch still was viewed internally as an important component of future hazardous
               waste treatment and air emissions flexibility.

    ANALYSIS  Initially it was thought that easily quantifiable waste management costs, such as permit costs,
               labor costs for shipment manifesting, etc., would play a significant role in the analysis.  It
               soon became clear that these costs, although relevant, were  not decision drivers in an
               investment of this size.

               It became clear that the primary cost drivers were of two types:

               (1) The handler for one of the facility's waste streams (designated Stream A) had had safety
                  problems in the past, and the facility's environmental manager would like an alternative
                  treatment option. In absence of the batch still, the only alternative was  cement kiln
                  treatment, estimated to have a cost eight times that of the current handler.

               (2) The ability of the facility to expand production to include a major intermediate product
                  (Product X) that the firm was currently buying from  another manufacturer.  Without the
                  batch still recovery system, the costs associated with waste disposal and raw material
                  would make in-house production too expensive.

               In addition, the completion of the batch still could be carried out at lower cost by modifying
               both its design and construction techniques.   Five different  scenarios were developed:
               1) using the kiln to recover waste streams generated on-site, assuming they would otherwise
               be handled as they currently are; 2) as (1), but assuming Stream A's would otherwise face
               cement kiln  disposal; 3) as (1), but  implementing the  lower cost completion method; 4)
               handling waste from production of Product X with the still, thus enabling the savings this on-
               site production would yield, and; 5) as (4), but implementing the lower cost completion
               method.
    FINANCIAL
 PARAMETERS
    FINANCIAL
     RESULTS
          Not provided.

          12-year NPVs ranged from -$1.4 million [for (1)] to -+-$3.4 million [for (5)] for scenarios
          representing different waste  stream mixes, capital expenditure, etc.  The TCA helped
          illuminate the critical link between the batch still project and broader questions of production
          planning capacity and flexibility.  In order to preserve these competitive capabilities, upper
          management approved funding for completion of the batch still project. The experience has
          informed continuing refinement of company's cost accounting system.

          Prior to the analysis of the batch still., Polaroid had looked at compliance without taking into
          consideration any possible benefits other than  compliance itself.   This project showed
          Polaroid that concurrent evaluation of compliance and  engineering can enhance facility
          performance.  The comprehensive analysis used in this project serves as  a model for how
          Polaroid now analyzes all projects.

CONTACT  Deborah E. Savage or Allen L. White, Tellus Institute, 617-266-5400,
INSTITUTIONAL
     CHANGE
                                                        20

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                                       POLAROID CORPORATION
SOURCES  White, A.L., D.E. Savage, and A. Dierks, "Environmental Accounting: Principles for the
          Sustainable Enterprise." Originally presented at the 1995 TAPPI International Environmental
          Conference, Atlanta Georgia, May 7-10 1995.

          White, Allen L. and Deborah E. Savage, "New Applications of Total Cost Assessment: An
          Exploration of the P2-Production Interface." Pollution Prevention Review. Winter 1994-
          1995.
                                                  21

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                                       ALUMINUM PROCESSING COMPANY
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
DESCRIPTION
       COMPANY PROFILE
Location: Subsidiary of Lightolier-
Genlyte in Fall River, MA.

Size: 500 employees

Annual Revenues: $110 million
(1990)

Business: Manufacturer of aluminum
reflectors for Lightolier's track &
recessed lighting product lines.
CAPITAL INVESTMENTS
What is the return on an investment in replacing
a vapor degreasing system with  an  aqueous
degreasing system?

For  an  initial investment  of $155,365,  the
company realizes savings in the  first year of
$54,414. The 10 year net present value (NPV)
of the investment is $101,292.

The  Aluminum Processing Company  (APC),
based  in  Fall  River, Massachusetts,  is  a subsidiary  of Lightolier-Genlyte,  a national
manufacturer and distributor of lighting products and accessories. APC fabricates aluminum
reflectors for Lightolier's track and recessed lighting products.

As a subsidiary of Lightolier-Genlyte (L-G), APC manufacturing processes are guided by the
L-G corporate environmental policy. To meet the corporate environmental objectives, APC
recently embarked on a pollution prevention program in its fabrication operations. The initial
pollution prevention project included assessing the replacement of a vapor degreasing system
with an aqueous degreasing system. The Massachusetts Office of Technical Assistance (MA
OTA) assisted APC carry out the analysis.

The manufacture of aluminum reflectors involves several steps. First, thin aluminum sheet is
cut to a specified diameter and passed on  to a machine where they are pressed into the
reflector shape. The aluminum is coated with oil prior to entering the pressing process.  The
newly formed reflectors are then cleaned (degreased), buffed, and either plated or painted
before packaging and shipping. Prior to this project, this manufacturing process involved the
production of pollutants at three points:
       *  a petroleum-based oil was used in the forming machinery,

       4-  the cleaning  process employed  vapor  degreasers which  used trichlorethylene
          (TCE), and

       *  the paint spray booths produce toxic air emissions.
The use of TCE, in particular, was a concern to APC. In 1990, the company used 73.5 tons of
TCE at a cost of approximately $425 per ton. Of this, less than 10 percent was recovered and
recycled, and a cost of $425 per ton.  In addition, the presence of TCE  took a significant
amount of staff tune  due  to monitoring the degreasers, manifesting  the  TCE sent out for
recycling, reporting spill and leak incidents, and SARA Title three compliance reporting.  In
addition, the presence of TCE required that all employees receive 8 hours of annual training.
Finally, every 50 gallon drum of TCA required about 20 minutes to label upon both receiving
and shipping.
In an effort to tackle all three problems simultaneously, APC decided to substitute  a non-
petroleum-based oil in the forming machinery and replace one TCE-based degreaser with an
                                                      22

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ALUMINUM PROCESSING COMPANY
                             COST CONSIDERATIONS
                                          Year One Savings
                    Solvent Purchase
    $31,104
                    Solvent Disposal
     $3,120
                    Eliminated Maintenance
    $20,000
                    Labor
    $11,850
                    Reduced Training
      $900
                            Total Savings
    $66,974
Year One Costs
                    Operating/Maintenance
     $2,000
                    Detergent Purchases
    $10,500
                              Total Costs
    $12,500
              aqueous solution model.   Another degreaser
              was  replaced  with  an  integrated  aqueous
              degreaser/electrostatic powder coater unit. The
              powder  coater is a  method  of applying  a
              coating that eliminates most of the emissions
              associated with spray painting.

   ANALYSIS  The  costs  associated with  purchasing and
              installing  the  new equipment is estimated at
              $155,365,    of  which   $134,670   can  be
              capitalized and depreciated over the life of the
              project.   Annual operating and maintenance
              costs associated with the new  equipment total
              $2,000.  In addition, annual detergent purchase
              costs for the aqueous degreaser total $10,500.

              The annual cost savings associated with discontinuing the current process are greater than the
              annual costs associated with the new equipment.  The elimination of TCE purchase saves
              $31,104 annually.  Elimination of spent solvent disposal saves $3,120.  Annual cost savings
              from eliminating maintenance for the  old system are approximately $20,000 per year. Labor
              associated with TCE  (incident reporting, monitoring/manifesting, labeling) are eliminated,
              saving $11,850 annually.   In  addition, the absence of TCE reduces  the time needed for
              mandatory employee training, resulting in a $900 savings.  Starting in year two,, APC saves
              $1,100 annually in reduced regulatory fees paid to Massachusetts under the State's Toxic Use
              Reduction Act.

              Finally, the installation of the new equipment eliminates the need for an unavoidable overhaul
              of the current equipment. This saves $40,000 in year two.

   FINANCIAL  The analysis uses a discount rate of 15 percent, an inflation rate of 5 percent, a net tax rate of
PARAMETERS  39 percent, and straight line depreciation over a ten year period.

   FINANCIAL  The 10 year net present value of the project is $101,292.
    RESULTS
   CONTACT  Not provided.

     SOURCE  Northeast  Waste Management Officials' Association and the Massachusetts Office  of
              Technical   Assistance, Improving  Your  Competitive Position: Strategic  and Financial
              Assessment of Pollution Prevention Projects: Instructor's Guide. 1994.
               23

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                                                 DEBOURGH
   BUSINESS CAPITAL INVESTMENTS
    DECISION Are  the   following  investments  justified:
             (1) conversion from a high solids, baked enamel
             paint to TGIC polyester powder coatings; and (2)
             insulation of paint drying and curing ovens.

   BUSINESS For an initial investment of $289,029, DeBourgh
   BENEFITS saves $142,673  in  operating costs in  the  first
             year,  The discounted payback period is 4.17
             years.
                                                                     COMPANY PROFILE

                                                              Location: La Junta, CO

                                                              Size: 80 employees

                                                              Annual Revenues: $6 million

                                                              Business: Manufacturer of all-
                                                              welded athletic and corridor lockers
                                                              for schools and industry.
   WHY WAS
    PROJECT
PERFORMED?
             DeBourgh Manufacturing Company is located in La Junta in Southeastern Colorado,  The
             firm manufactures  all-welded athletic and corridor lockers for schools and  industry.
             DeBourgh has 80 employees, and its annual sales are around $6 million,

             DeBourgh has an active resource  management  program responsible for finding ways to
             increase profits through pollution prevention and energy efficiency improvements, DeBourgh
             is a partner in the DOE Climate Wise program,

   PROJECT  DeBourgh has  also  participated in the DOE Energy  Conservation/Pollution Prevention
DESCRIPTION  Assistance for Industry program. A 1995 assessment performed by Colorado State University
             (CSU) helped DeBourgh personnel identify a number of pollution prevention and energy
             efficiency projects that offered and increases in productivity and profit.

             The project analyzed here is a combination of two recommendations from the CSU report.
             The report recommended that DeBourgh (1)  convert from a high solids, baked enamel paint
             to TGIC polyester  powder coatings  and (2)  that the paint  drying and curing ovens  be
             insulated.

             Together  these  efforts  demonstrate  the effects  of materials  substitution and  process
             improvements on raw materials and energy usage, waste  disposal, and other operating costs.
             DeBourgh completed the paint conversion hi February-March, 1996 and the oven insulation
             modification hi April, 1996. Both projects were financed internally.

   ANALYSIS  The powder coating system installed by DeBourgh is a feature-enhanced, custom designed,
             semiautomatic system with oscillating spray guns and three manual stations. The system is
             used for roughly 75% of DeBourgh's production (the remaining  25% of products require
             liquid  paint).  The new electrostatic system doubles DeBourgh's painting capacity  and
             reduces the number of rejects by almost 50% with absolutely no hazardous emissions to the
             outside environment.  The total cost  of the powder  coating system, including installation,
             delivery, associated upgrades to the fire system, and purchasing expenses, is $289,029.

             The oven insulation reduces heat  loss from the existing paint drying  and curing ovens.
             Including installation, the cost is $18,340.
                                                      24

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DEBOURGH
                  COST CONSIDERATIONS
                               Year One Savings
         Raw Materials
 $39,000
         Labor
 $73,000
         Waste Management
 $12,000
         Utilities
 $14,673
         Regulatory Compliance
  $4,000
         Total
$142,673
              A variety of annual cost savings are associated
              with  the  conversion  from  liquid  (solvent-
              based) paint to powder paint. First—although
              the  costs per unit  of powder paint and liquid
              paint are similar—less powder paint is wasted
              because it has a higher transfer efficiency, thus
              less  is  purchased.  Powder paint's  higher
              transfer efficiency also allows DeBourgh  to
              replace  the paint booth air filters less often.
              DeBourgh expects no change in paint storage costs or in paint equipment electricity use.

              Powder paint equipment can be  cleaned with compressed air,  so DeBourgh reduces its
              purchases  of xylene, which is used as a cleaning solvent for the liquid paint equipment.
              DeBourgh has an  in-house solvent recycling unit that allows xylene to  be reused, but the
              recycling process produces a hazardous sludge waste.  This waste is regulated under RCRA,
              and is expensive to dispose.  The reduction in solvent use allows DeBourgh to save on these
              disposal costs, regulatory paperwork, storage, and liability—as well as on the electricity and
              labor required by the recycling unit.

              Other labor cost savings result from increased painting automation and reduced paint booth
              cleanup. Worker health and productivity should also improve, because there will be fewer
              hazardous air emissions from the liquid paint and cleaning solvent (powder paint has no air
              emissions). In addition, the reduction in air emissions allows DeBourgh to save on annual air
              emissions fees, air quality monitoring, regulatory paperwork, and plant air ventilation (which
              includes heating the make-up air).

              In total, DeBourgh. is able to quantify $132,463 of savings associated with the powder coating
              system.  However, this figure does not include unquantified savings  such  as  improved
              throughput,  quality, and productivity;  reduced  liability,  storage  costs, and regulatory
              paperwork; and reduced worker exposure to VOC emissions.   The oven insulation reduces
              DeBourgh's reliance on natural gas by $10,210 annually.

   FINANCIAL  The analysis uses a project lifetime of 10 years, real cost of capital of 9%, a net tax rate of
PARAMETERS  39%.  Capital costs are depreciated over 10 years using the straight line method.

   FINANCIAL  The 10-year NPV  is $264,865; the 10-year IRR is 26.8%; the discounted payback period is
    RESULTS  4.17 years.

    CONTACT  Deborah Savage, Tellus Institute, (617) 266-5400.

    SOURCES  Colorado State  University Industrial Assessment Center, Energy Conservation & Pollution
              Prevention Assessment Report No. COOS32.  March 1995.

              Savage, Deborah,  and  David Miller,  "Workshop  on  Innovative  Financing  Results".
              Originally presented at the "Energy Efficiency & Pollution Prevention" conference sponsored
              by the Department of Energy. Denver CO, January 23, 1997.
    25

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                                              HYDE TOOLS, INC,
   BUSINESS
   BENEFITS
   WHYWAS
    PROJECT
PERFORMED?
       COMPANY PROFILE

Location*,  Southbridge, MA

Size: 250 employees

Annual Revenues: Not reported

Business: Family-owned
manufacturer of surface preparation
and maintenance hand tools.
   BUSINESS  CAPITAL INVESTMENTS
   DECISION  Analysis of the purchase of system to recycle
             wash and rinse water, and quench oil from a heat
             treating process line.

             The initial investment of $20,055 accrues annual
             savings of $9,360. The 10 year net present value
             of the hi vestment is $14,601.

             Hyde Tools is a third generation, family-owned
             manufacturer of a range of surface preparation and maintenance hand tools. The company is
             a major employer in Southbridge, and has always striven to provide comfortable working
             conditions for its employees.  The company's purchasing manager has taken an active interest
             in pollution prevention and  Hyde, and has implemented a number of low-tech low-cost
             pollution prevention projects.

             In 1990, the company set a goal of zero discharge by 1992, The plan to attain the goal had a
             number of components, many of which were intended to reduce the use of town  water and
             sewage services. The company first decided to address discharges from the heat treatment
             process lias for the company's knives and scrapers. The Massachusetts Office of Technology
             Assistance helped the company carry out a total cost analysis (TCA) of this project,

   PROJECT  Hyde Tools manufactures a number of wall scrapers and blades in several different sizes and
DESCRIPTION  shapes.  All of these blades are made of carbon steel, and undergo a heat treatment process to
             improve the performance of the material.  This process is as follows: blades are loaded onto
             racks which take submerge them hi a tank filled with molten salt (1600-1800°F). The rack is
             then plunged into a 500 gallon tank of quench  oil in order to  cool the blades.  The blades are
             then washed and rinsed twice to remove the oil.

             The heat treatment process  accumulates  12 drums of equal parts water and oil every six
             weeks.   The waste is sent  off site for reclamation  and water removal.   The company
             determined that in-process recycling offered the best solution to eliminate  this  discharge.
             This recycling system would not only recycle wash and rinse waters, but would also recycle
             the quench oil.  The proposed  system  would reduce the cost if reclaiming the quench  oil,
             eliminate the pumping of oil to the drum, and recirculate wash and rinse water to the extent
             feasible, without discharging to the sewage system.

   ANALYSIS  The total expenditure for the purchase  of the filtration and recycling equipment is $20,055.
             This price  includes training  hi  the use and monitoring of the  system.  Installation costs
             amount to about $5,000.  In addition,  a float switch and associated alarm system (for the
             purpose of monitoring fluid levels) need to be purchased ($250) and installed ($500).

             Annual operating costs associated with  the new system total $3,900, and comprises purchase
             of filtration medium ($1,300) and disposal of used filtration medium ($2,600).
                                                      26

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   FINANCIAL
 PARAMETERS
                                                HYDE TOOLS, INC.
                                                                     COST CONSIDERATIONS
                                                                                    Annual Savings
                                                             Water Usage
    $8,760
                                                             Reduced Permit Fees
    $4,200
                                                             Reduced Testing
     $300
                                                                     Total Savings
These  increased  costs are  offset by  annual
savings   of  $13,260  incurred   due   to
discontinuing the  current process.  This total is
embodies the following:  20 percent reduction
in water usage ($8,760); permit  fee savings
incurred due to moving from a major to low
discharge  water user ($4,200); and, savings
associated with reduced  testing requirements
($300).

The  analysis  uses the  following  economic
parameters:  40 percent net tax rate; 15 percent discount rate; 5 percent inflation; straight line
depreciation over ten years.
   $13,260

Annual Costs
                                                             Filtration Medium
    $2,600
                                                             Filter Disposal
    $1,300
                                                                       Total Costs
    $3,900
    FINANCIAL  The 10 year net present value of the investment is $14,601.  The project was approved on the
     RESULTS  basis of its quantitative and qualitative merits, and installed in May 1991.
INSTITUTIONAL  The success of this project demonstrated to Hyde the potential benefits that pollution
     CHANGE  prevention projects can provide. The results of this project encouraged Hyde to carry out
               several additional pollution prevention projects, including the following:
                      •  Change in procedures to prevent plant spills from being discharged into the town's
                         sewer system;

                      •  Elimination of the use of 1,1,1 trichloroethane;
                      •  Replacement  of kerosene with a water-based cleaner for removing polishing
                         compounds ($12,825 annual savings);

                      •  Replacement of fluorescent lighting with high pressure sodium or metal halide
                         lighting ($48,000 annual savings)

     CONTACT  Not provided.

     SOURCE  Northeast Waste Management Officials'  Association and the Massachusetts Office  of
               Technical Assistance, Improving  Your  Competitive  Position: Strategic  and  Financial
               Assessment of Pollution Prevention Projects: Instructor's Guide. 1994.
                                                        27

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                                             A JEWELRY COMPANY
  BUSINESS
  DECISION
  BUSINESS
  BENEFITS
   WHYlA/AS
    PROJECT
PERFORMED?
       COMPANY PROFILE

Location: Sutton, MA

Size: 500 employees

Annual Revenues: Not reported

Business: Manufacturer and
distributor of jewelry, personal
leather goods, and personal accessory
items
          CAPITAL
          Is a capital investment in a chemical-reducing
          ethyl acetate still financially justified?

          For  an investment of $16,000, the  company
          would  realize  annual  operating  savings  of
          $18,000 in each of the first five years.

          This company has long demonstrated a genuine
          concern for the well-being of its employees and
          its community.  It has taken an active posture in
          addressing the environmental concerns of the town in which it operates, often acting well in
          advance of regulations.   Although the facility  was  in  compliance  with  all applicable
          regulations, the Environmental Manager was eager to reduce the volume of ethyl acetate used
          to strip lacquer from its plating racks.  The high cost of both the purchase and disposal of the
          ethyl acetate presented an opportunity for cost savings,

          The analysis was conducted by the company's VP of Environmental Affairs with the help of a
          Massachusetts Office  of Technical Assistance representative.   A previously  submitted
          proposal for an investment to enable  reduced ethyl acetate use had not received corporate
          approval, despite an estimated 11 -month payback.  The VP wanted to resubmit the proposal
          using a more formal financial analysis.  The study was included in a training manual for using
          financial  assessment for pollution  prevention projects prepared  by the Northeast Waste
          Management Officials' Association.

          To produce jewelry with a white finish, the facility had determined  that silver was the best
          metal in terms of both aesthetics and manufacturability.  To prevent tarnishing, silver-plated
          pieces must be coated in lacquer prior to finishing.  To perform this process, the pieces are
          placed in plating racks that are  dipped in lacquer.  After the pieces have been removed, the
          racks are stripped of the lacquer using ethyl acetate. Once the ethyl acetate is exhausted, it is
          disposed of as hazardous waste.

          The facility investigated options for reducing the volume  of ethyl acetate it purchased and
          disposed  of and decided that a solvent recovery still offered  the  best solution.  Several
          vendors presented bids, among which was a $14,000 unit with a $2,000 installation cost that
          the facility chose.   The new  system would  be placed in-line with the lacquer dipping
          operation and would allow  the ethyl acetate to be recovered and reused until it  lost its ability
          to strip the lacquer.

ANALYSIS The investment in a solvent recovery still was evaluated using a financial assessment method
          intended to include environmentally-related costs that are often omitted from investment
          analyses.  The only initial  investment cost was the purchase of the still and its installation.
          Annual operating cost savings from anticipated reductions in ethyl acetate purchases, disposal
          of spent ethyl acetate, manifesting labor, and Toxics Use Reduction Act fees. The additional
          costs from operation of the still are an increase in utility costs to power the equipment and
    PROJECT
DESCRIPTION
                                                       28

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                                             A JEWELRY COMPANY
COST CONSIDERATIONS |


Year One Savings
Materials
Chemical Disposal
Manifesting
Compliance
Total Savings
Waste Disposal
Utilities
Total Costs
$ 19,000
$11,000
$400
$ 1,000
$ 31,400
Year One Costs
$ 13,000
$200
$ 13,200
              costs of disposing the still bottoms.

   FINANCIAL  The  analysis incorporates these costs  in  a
PARAMETERS  discounted cash  flow model that assumes  a
              five-year useful life of the  equipment.  The
              model  uses  a  discount rate  of  15%  to
              represent  the firm's  cost  of capital, an
              inflation rate of 5%, and a corporate income
              tax rate of 40%. The model also considers the
              tax savings from a straight-line depreciation
              of the solvent recovery still investment.
   FINANCIAL  The discounted cash flow analysis yields a net present value (NPV) of $28,279 for the initial
    RESULTS  $16,000 investment.  Compared to the 11-month simple payback calculated in the original
              company analysis, the discounted payback of this analysis shows that the investment would
              pay for itself in less than seven months. The weekly operating savings expected from the still
              installation is estimated to be over $300 just from purchase and disposal costs.  The inclusion
              of depreciation tax savings contributes over $4,000 to the investment's NPV.

    CONTACT  Northeast Waste Management Officials' Association (617) 367-8558
              Massachusetts Office of Technical Assistance (617) 727-3260

     SOURCE  Northeast Waste Management Officials' Association and the Massachusetts Office of
              Technical Assistance, Improving your Competitive Position: Strategic and Financial
              Assessment of Pollution Prevention Projects: Training Manual. 1994.
                                                       29

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                                              MAJESTIC METALS
   BUSINESS  CAPITAL INVESTMENTS
    DECISION  is the capital investment in high volume, low
              pressure  spray  guns  to replace conventional
              paints spray guns justified?
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
          COMPANY PROFILE
=> Location: Denver, Colorado

=> Size; 100 employees in 2 shifts

=> Annual Revenues: Not reported
=> Business: Manufacturer of precision
   sheet metal primarily for the medical
   and electronics industries.
             For a  capital investment of $3,002, Majestic
             Metals sees operating costs savings of $40,298 in
             the first year.

             Majestic   Metals,   Inc.,   located  in  Denver,
             Colorado, is a precision sheet  metal  manufacturer primarily serving the medical  and
             electronics industries.  Majestic Metals, Inc., has a complex operation that includes shearing,
             punching, forming, welding, painting, and silk-screening.  Over 750,000 parts are produced
             annually, and more man  1,400 parts are in the facility at any given time.  The firm has a
             workforce of about 100 and works two shifts.

             Majestic Metals, Inc.,  is committed to pollution prevention, waste minimization, and energy
             efficiency, and believes this commitment can contribute substantially to the bottom line.

             As a result of this commitment, Majestic Metals realizes annual savings of over $40,000 and
             is recognized by customers and within the community as a leader in this area. The company
             has developed major new customers as a result of its environmental efforts.  Worker safety
             programs have reduced accidents by 75 percent in the last four years and the company reports
             productivity gains due to improved employee awareness and participation  in  pollution
             prevention projects.

             Majestic  Metals is a partner in the  DOE Climate Wise program.   Majestic Metals has  also
             participated  in the DOE Energy  Conservation/Pollution Prevention Assistance for Industry
             program.  A 1992 assessment performed by Colorado State University (CSU) helped identify
             a number of pollution prevention  and energy efficiency projects  that offered  increased
             production capacity and  lower cost  through  improved process  design and  recycling of
             valuable  materials.  The paint gun conversion discussed in this snapshot is one of the
             modifications recommended in the CSU report.

   PROJECT  The project  in this snapshot is the replacement of conventional paint spray guns  with high
DESCRIPTION  volume, low pressure  (HVLP)  spray guns for  painting parts and completed  systems.  This
             equipment change, financed with internal funds, allowed significant reductions in both raw
             material usage and volatile organic compound (VOC) emissions from solvent evaporation.

             Painting consists of three basic steps: surface preparation, paint application, and cleaning. In
             preparing a part for painting, workers manually plug holes and tape over sections that will not
             be painted.  Workers  also mix the  base paint  with solvent mixing materials to achieve the
             proper viscosity.  Paint application occurs in  a three-sided paint booth, which is equipped
             with a large (8'xlO1) filter to remove paint particles from the air.   Parts are carried into the
             booth on  an overhead conveyor system, and painted using paint spray guns  aimed in the
                                                      30

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                                               MAJESTIC METALS
              direction  of -the  filter.   The  paint guns  are
              cleaned before each color change by spraying
              pure solvent through them.

    ANALYSIS The HVLP paint guns  installed  by Majestic
              Metals transfer paint to parts more efficiently
              than conventional paint guns because the paint
              travels through the air at lower velocity and is
              less likely  to bounce off the surface being
              painted.   HVLP paint  guns have a  transfer
              efficiency  rating  of  roughly  55%, while
              conventional guns have a rating of about 30%.
                                                      COST CONSIDERATIONS
                                                                 Year One Savings
                                             Raw Materials:
                                             Paint
$27,170
                                             Mixing Materials
 $3,532
                                             Paint Booth Filters
 $8,136
                                             Labor:
                                             Paint Gun Washing
   $730
                                             Paint Mixing
   $730
                                             Net Savings
$40,298
                                             The total cost of the seven HVLP guns is
              $3,002. Installation is simple and is not significant enough to be included in the analysis.

              Majestic Metals achieves a variety  of savings in annual  operating costs due to the higher
              efficiency of HVLP paint guns.  Most importantly, HVLP paint guns use  less paint and
              mixing materials than conventional guns.  HVLP guns also reduce the burden  on paint booth
              air filters, so that they can be replaced less often. Together,  the annual cost of raw materials
              are reduced by $38,838—from $82,266 to $43,428.  Like conventional paint guns, HVLP
              guns are  cleaned  with solvents (produced by  Majestic  Metals' on-site solvent recycling
              system), however HVLP paint guns require less labor to clean than conventional guns. There
              is also a labor savings due to reduced paint mixing time. Together, annual labor costs are
              reduced by $1,460—from $5,100 to $3,640. It  does take slightly longer to paint parts with
              HVLP guns.  This does not present a throughput  problem, however, because the primary
              bottleneck in the paint department is in preparing and masking parts before they are painted.

              Because paint use declines, solvent air emissions  also decline, contributing to improved
              worker health and productivity.  Estimated air  emissions are reduced by 5,040 pounds per
              year.  The HVLP paint gun project also plays a role in maintaining Majestic Metals' P2
              leadership role:  the company reports that is has gained at  least two major new customers
              from publicity surrounding its various P2 efforts. These effects are not quantified.

    FINANCIAL The analysis uses a project lifetime of 8 years, cost of capital of 12%, a 3.3% inflation rate, a
 PARAMETERS net tax rate of 39%. Capital costs are expensed.

    FINANCIAL The 8-year NPV is $140,900; the 8-year IRR is 906%; the discounted payback period is 0.12
     RESULTS years.
INSTITUTIONAL
     CHANGE
Majestic Metals experience with EGA in  this case has had a moderate  impact on the
company's internal financial analysis  and  other  practices.   As  a  custom manufacturer,
Majestic Metals does little product design,  so most analysis is related to process changes.
Environmental  issues and new equipment are high priority.   Longer time horizons are of
"interest" to the company, but stated guidelines have not been modified.  Indicators now
calculated include raw material considerations.
     CONTACT  Deborah Savage, Tellus Institute, (617) 266-5400.
                                                       31

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                                          MAJESTIC METALS
SOURCES  Colorado State University Waste Minimization Assessment Center, Waste Minimization
          Assessment Report No. 56-33. July 1992,

          Savage, Deborah, and David Miller, "Workshop on Innovative Financing Results", Originally
          presented at the "Energy Efficiency & Pollution Prevention" conference sponsored by the
          Department of Energy. Denver CO, January 23,1997.

          Denton R. Johnson, Majestic Metals, November 12,1997,
                                                 32

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                                  MANUFACTURER OF PRECISION METAL PARTS
BUSINESS CAPITAL INVESTMENTS
DECISION Which of three possible alternatives to the CFC
          degreaser is best: (1) alkaline cleaner with off-
          site disposal; (2) alkaline cleaner with discharge
          to sewer;  (3) alkaline cleaner with in-house
          recycling?

BUSINESS For an investment in equipment of $11,400, the
BENEFITS manufacturer  realizes  an  annual  cash  flow
          reduction of over $25,000.  An investment of an
          additional $4,000 in recycling equipment realizes
          $1,000.  The 8-year net present values of the
          $73,531; (3) $76,926.
                                                                       COMPANY PROFILE

                                                                Location: Massachusetts

                                                                Size: 16 employees

                                                                Annual Revenues:  Not reported
                                                                Business:  Milling, tapping, reaming,
                                                                and lathe work with brass, aluminum,
                                                                stainless, or cast metals.
                                                           an additional cash flow reduction of about
                                                           three alternatives were: (1) $77,400; (2)
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
 DESCRIPTION
           This manufacturer needs to clean petroleum-based threading and cutting lubricants, as well as
           water-based  machine tool coolants  from large  quantities of small  parts made of brass,
           aluminum, stainless steel,  or cast metals.  Due  to both regulatory considerations and the
           company president's commitrnent to environmental  stewardship, the company wished to
           identify an  alternative to its  CFC-based vapor degreaser. P2  Consulting conducted a
           comprehensive financial analysis comparing the CFC-based cleaning system with an alkaline
           aqueous cleaning methodology. Three disposal options for the waste cleaner were analyzed:
           (1) off-site disposal; (2) discharge to sewer; (3) in-house recycling.

           In 1989, this small manufacturer of precision metal parts used 2,673 pounds of Freon TF in its
           vapor degreaser for cleaning lubricants and coolants  from product.  Purchases of this CFC
           cleaning material cost the company $27,907 annually. In 1990, the company began looking
           for an alternative  cleaning process.   Although continuing to use the CFC-based vapor
           degreasing process  remained financially  feasible, it was  ruled out because  of regulatory
           considerations and  because  of the  company president's commitment  to  environmental
           stewardship.

           Research and experimentation revealed  that  a mild alkaline detergent was effective for
           cleaning. Three options were available for disposing the waste alkaline cleaner: (1) off-site
           disposal; (2) discharge to sewer; (3) in-house recycling.

ANALYSIS  In addition to the annual CFC purchase cost of $27,907, the manufacturer also faced off-site
           disposal costs of $365 per drum of waste CFCs. At the time of the analysis, the facility was
           considered a "very small" generator of wastes under Massachusetts law. Thus, time and costs
           associated with paperwork were minimal.

           The CFC degreaser required maintenance several times a year at an estimated annual cost of
           $320.  Other miscellaneous costs associated with the CFC degreaser bring its total annual
           operating cost to $28,627.
                                                       33

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                                  MANUFACTURER OF PRECISION METAL PARTS
                                                                    COST CONSIDERATIONS
                                                                                 Annual Savings
                                                           CFC Degreaser Costs
    $28,627
                                                                 Total Savings
                                                           Disposal Option	
    $28,627
Annual Cost
                                                           Off-Site Disposal
     $1,645
                                                           Discharge to Sewer
     $2,857
                                                           Recycling
      $810
          Moving  to  the  alkaline  cleaning  system
          requires a capital expenditure of $11,400, and
          results in an annual savings of the $28,627
          operating  costs associated  with the  CFC
          degreaser.  These savings are offset somewhat
          by costs  associated with the disposal options.
          These costs are described in detail below.
          (1) Sending the Waste Cleaner Off Site
          Because  the facility is already shipping other
          waste off site, little additional effort would be required to implement this option.  However,
          the increase hi waste generated would change the facility's status from that of a 'Very small"
          to a "small" quantity generator, meaning greater  exposure  to  liabilities.   Annual  costs
          associated with this option total $1,645, and include an annual  laboratory testing fee of $400
          to assure the hauler of waste specifications., a disposal fee of $210, and maintenance costs of
          $860,
          (2) Discharging the Waste Cleaner to the Sewer
          The company estimated the waste cleaner would need to be discharge six times a year.  The
          addition  of spent cleaner would not significantly change the facility's discharge flow to the
          local sewage treatment plant  As a good-faith gesture on the company's behalf, as well as a
          protection  against potential legal challenges,  this option would require a $300 laboratory
          testing fee  for each discharge, totaling $1,800 a year.  Other costs would be substantially the
          same as for the off-site disposal option, resulting in total annual  costs of $2,857.
          (3) Recycling the Waste Cleaner
          Recycling the waste cleaner would require the purchase of a small ultrafiltration unit at a cost
          of $4,000,  Not only would this enable the recycling of the waste clean, but it would also
          allow the recycling of spent machine coolant, resulting in a net annual savings of $265.
          Labor and other costs offset this savings to result in net annual costs of $810.

          The analysis uses straight-line depreciation, a 40% corporate  tax rate, and a 10% discount
          rate.

          The switch to the alkaline  cleaning system results in an annual  savings of $28,627,  This
          savings is offset by annual disposal costs of $810 to $2,857, depending on the option selected,
          resulting net annual savings of $25,770 to $27,817, The 8-year net present values of the three
          options were: (1) $77,400; (2) $73,531; (3) $76,926. The company implemented option (3).
          The company felt the overall environmental benefits were a sound business reason to select
          this option.

CONTACT  Not provided.

 SOURCE  Kennedy, Mitchell, "Getting to the Bottom Line: How TCA Shows the Real Cost of Solvent
          Substitution." Pollution Prevention Review, Spring 1994.
   FINANCIAL
PARAMETERS

   FINANCIAL
    RESULTS
                                                       34

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                                       A METAL FABRICATION COMPANY
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
CAPITAL INVESTMENTS
Study of an investment in equipment to separate
water from paint washwater and oil/water wastes
to reduce disposal costs.

For  and  initial  investment  of $19,659,  this
company saves $5,234 in the first year.  Using
total  cost  assessment  (TCA) method; simple
payback is 3.8  years.   The  company's  initial
analysis yields a payback period of 4.3 years.
   WHYWAS
   •PROJECT
PERFORMED?
    PROJECT
 DESCRIPTION
                                                        COMPANY PROFILE
                                                 Location: New Jersey
                                                 Size: 200-300 employees
                                                 Annual Revenues: Not reported
                                                 Business: Metal fabrication,
                                                 primarily for a computer
                                                 manufacturer.
This privately owned company operates as a metal fabrication shop for a major computer
manufacturer (which represents 90 percent of the company's sales), and an office furniture
maker. Because of this close business link, the two customers have a strong influence on the
company's processes and materials.   For example, the  office furniture manufacture has
specified  and paid for the installation  of a powder coating line.   Similarly,  at the
recommendation of the  computer maker,  the  company replaced low efficiency spray
equipment with high efficiency equipment.

The company's metal fabrication and painting activities generate a variety of waste streams,
including:   scrap, metal; spent solvent  from vapor  degreasing; nitric acid and  sodium
hydroxide  from etchants;  cutting oil and fluid from  metal  working; lubrication  oil;
ammonium hydroxide from water-based paint  clean-up; organic solvents from paint clean-
ups; fiberglass filters coated with paint from spray boots; and waste paint from overspray,
cleanup, and expired inventory.  Approximately $60,000 is spent annually for waste disposal.

Management learned that a  similar company was using a paint/water separator  to reduce
washwater disposal  costs.   After some preliminary investigations,  management decided to
prepare a cost analysis of the project.  The TCA was conducted as part of a pilot to study the
potential for TCA application in New Jersey.

The company generates about 1,600 gallons of water-based paint washwater annually in the
course of flushing spray paint guns.  This waste stream (95% water, 4% ammonia, 1% water-
based paint pigments) is currently disposed of by the company in an incinerator at  an annual
cost of $7,022. In addition, the company's metal grinding operations generates about 2,900
gallons of water soluble oil from lubrication and cooling. This waste stream is also disposed
of by incineration at an annual cost of $1,884.

The project under evaluation is a 100 gallon batch system for separating the waste water into
three components: oil, paint solids, and filtered water warranted to meet discharge standards.
The system consists of two tanks, stacked vertically with a filter between them.  Waste water
is mixed with treatment chemicals in the upper tank. Once flocculation has occurred, a valve
on the bottom of the top tank is opened, and the sludge is captured in a filter.
                                                      35

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A METAL FABRICATION COMPANY
                            COST CONSIDERATIONS
                                         Year One Sa\ mas
                   Waste Management
   $6,135
                   Regulatory Compliance
     $194
                            Total Savings
   $6,329
Year One Costs
Materials
Utilities
Labor
Total Costs
$218
$163
$714
$1,095
   ANALYSIS  The preliminary financial analysis  performed
              by the company calculates the initial purchase
              equipment costs as $18,880. In addition, $779
              worth of materials and supplies (i.e., chemicals
              and filter paper) are  required  as working
              capital, making the total investment $19,659,
              Increased  annual costs  associated with  the
              separator  include  $218   in  materials  and
              supplies (i.e., chemicals and filter paper), $136
              in increased utility costs, and $714 in increased
              labor costs. These annual costs are  offset by a
              $5,651  savings hi waste management  costs.
              The net annual cost savings are estimated at $4,583,

              The in-depth total cost assessment (TCA) reveals additional costs and savings.  Additional
              investment costs total $74—$15 for installation and $59 for training—for a total of $19,733.
              Additional annual operating costs revealed by TCA total $221, and include additional waste
              management costs ($138), additional utility costs ($27), and additional regulatory compliance
              costs ($29),  Additional annual savings revealed by TCA total $845, and include: additional
              reduced waste management costs ($622) and reduced regulatory compliance costs  ($223).
              The net annual cost savings are estimated at $5,234,

   FINANCIAL  The analysis uses a 12 percent cost of capital.  The net income tax rate is assumed to be 48
PARAMETERS  percent.  Capital is depreciated over seven years,  using the double declining balance/straight
              line method.

   FINANCIAL  The company's initial analysis yields: 15-year NPV of $9,332; 15-year IRR of 20%, and
    RESULTS  payback of 4.3 years.  Using  total  cost assessment  (TCA) method, the analysis is  similar,
              although slightly more favorable:  15 year net present value (NPV) is $12,436; the  15 year
              internal rate of return (IRR) is 23%;  simple payback is 3.8 years.

    CONTACT  Deborah Savage, Tellus Institute (617)266-5400.

     SOURCE  White, Allen L., Monica Becker, and James Goldstein, Alternative Approaches to the
              Financial Evaluation of Industrial Pollution Prevention Investments. Prepared for NJ DEP.
              November 1991. Also: White, Allen L., Deborah Savage, and Monica Becker, Revised
              Executive Summary, June 1993.
               36

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                                          PRODUCTION PLATING, INC.
   BUSINESS  CAPITAL INVESTMENTS
   DECISION  Are  capital ' investments  in  a  less-polluting
             powder recovery unit and rinsewater recycling
             system financially justified?

   BUSINESS  An $8,000 investment yielded annual operating
   BENEFITS  savings of $10-15,000. For a second investment
             of $129,000, Production Plating  would realize
             annual operating savings of over $50,000.
                                                                       COMPANY PROFILE
                                                            => Location: Mukilteo & Redmond, WA

                                                            => Size: 100 employees

                                                            => Annual Revenues: $5,000,000

                                                            => Business: Metal finishing, powder
                                                                coating
   WHY WAS
    PROJECT
PERFORMED?
             Production Plating is committed to making pollution prevention (P2) investments to improve
             its environmental performance while improving operating efficiency and reducing costs.  The
             company believes  these initiatives to reduce pollution will make it more competitive and
             better positioned to respond to future regulatory requirements.  The company had recently
             invested in a powder coating capture and reuse system at the  Redmond facility  and was
             considering a rinsewater recycling system at the Mukilteo  site. The company hoped to use
             this analysis to assess the economic viability of the projects.

             The  analysis  was  conducted jointly by the company and  the Pacific Northwest Pollution
             Prevention Resource Center (PPRC) to assess the feasibility  of total cost assessment (TCA), a
             decision method designed to enhance  capital  budgeting decisions in connection  with P2
             projects.  The  study was undertaken in response to needs identified  by the local metal
             finishing industry to have  access to an  effective, practical P2  cost  evaluation  method.
             Production Plating volunteered its proposed projects for analysis.

    PROJECT The  first investment was for a powder coating recovery system.  Powder coating is a dry
DESCRIPTION painting process in which the powder is  applied to metal parts using a spray  gun.   The
             recovery system is coupled to the spray booth's existing filtration system to capture sprayed
             powder and return it to the spray gun feed container for reuse. The system reduces the total
             amount of powder needed and the amount of spent powder  that has to be sent to landfills as
             non-hazardous waste.

             The  second investment was  for plant-wide plating rinsewater recycling.  The facility had
             established a goal to reduce the amount of water used and  discharged by the  rinsewater
             process. The water is collected in sludge tanks as non-heavy  metal, acid/chrome, mildly
             alkaline/cleaner, or alkaline. These four waste streams go through various treatment and
             disposal processes that physically occupy five percent of the facility's operating space.  An
             alternative to the  current processes was a rinsewater ultrafiltration recycling system that
             would reduce the  volume of water discharged by 90%, increase floor space, and reduce
             treatment chemical handling  and use.

   ANALYSIS Both projects were  evaluated using Total Cost Assessment (TCA),  a  method to enhance
             capital  budgeting decisions  in connection with P2 projects.  The powder coating  recovery
             system  was analyzed in terms of its costs for coating one representative part for which pre-
             and  post-system data were available.   The  costs of the unit and of subsequent  filter
                                                      37

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                                           PRODUCTION PLATING, INC.
                                                                   COST CONSIDERATIONS
                                                          Powder Recover?   .  Year One Savings
                                                          Paint Savings
$ 10,900
                                                                Total Savings

                                                          Rirm'water Svsteni
$ 10,900
Year
    Saviags
                                                          Labor
$ 15,600
                                                          Materials
$ 48,400
                                                          Sludge Disposal
 $ 5,000
                                                          Fines/Penalties
 $ 3,000
                                                                Total Savings
S 72,000
          replacements and the cost savings from less
          wasted powder, including  lower purchase
          and  disposal  costs,  were  the  key  cost
          components included in the analysis.  Also
          included  was  a tax exemption  for which
          Production    Plating    was    qualified.
          Contingent/liability and less-tangible costs -
          including   materials   handling,   future
          liability,    corporate   image,    customer
          response,  and  market   share   —   were
          considered qualitatively to provide a broader
          perspective  on  less  tangible   costs  and
          savings.  The cost of the recovery unit was depreciated on a straight-line basis.

          Hie rinsewater ultrafiltration system was evaluated by comparing current operating costs with
          expected costs of the new system. The  main cost components for this analysis were treatment
          chemicals, worker and management labor, monitoring costs, filter costs, current and future
          violation penalties, testing and reporting labor, and sludge disposal costs. The company also
          qualitatively considered many less tangible  benefits such  as improved air quality, lower
          accident  risk,  freed-up work space, reduced  liability, fewer worker injuries, and enhanced
          employee morale. The cost of the system itself was included and depreciated on a straight-
          line basis.

          The analysis uses an inflation rate of 5% and a discount rate of 15%.

          The powder recovery system investment yielded a five-year net present value (NPV) of
          $18,334  with  a discounted payback under  15  months.  The analysis assumed a  certain
          production level, paint cost, powder savings, and equipment life.   A sensitivity analysis
          showed the production level to be the dominant profitability driver; a reduction by 50% in the
          assumed production level would raise the payback to 2,5 years.

          The annual cost of the existing rinsewater system was estimated at approximately $123,000,
          driven largely by water usage.   Projecting over a ten-year period,  a TCA analysis of the
          proposed ultrafiltration system yielded  a NPV of $168,697 with a discounted payback period
          of 2,3 years. This analysis also used an inflation rate of 5% and a discount rate of 15%.

CONTACT  Chris Montovino, PPRC (206) 223-1151
          Mark Wilsen, Production Plating, Inc. (206) 347-4635

 SOURCE  Pacific Northwest Pollution Prevention Resource Center, Analysis of Pollution Prevention
          Investments Using Total Cost Assessment: A Case Study in the Metal Finishing Industry. July
          1996.
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
                                                       38

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                                   WILLIAMS PRECISION VALVE COMPANY, INC.
                                                                    wet
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
 DESCRIPTION
       COMPANY PROFILE

Location:  U.S. subsidiary of
European multinational with plants in
Rundel and Fairhaven, MA

Size: ~1,000 employees

Annual Revenues: ~$150 million in
sales in U.S. in 1990

Business:  Manufacturer of precision
industrial valves and actuators for
chemical, pulp and paper, railroad,
and oil industries.
                    vrfSvMy •»WVW S
CAPITAL INVESTMENTS
Study of a closed-loop system on zinc phosphate
plating  line to  eliminate plant's  discharge  to
sewer.

The   purchase  cost   of  the  waste   water
recirculation system is $55,000. Associated net
annual savings total $26,272.

Williams  Valve produces   high  performance
valves  that meet  rigid specifications.   Their
products are used  in critical operations where
exacting  tolerances   must  be  adhered  to.
Williams  operates  at the high end of the valve
market, where quality and service, rather than price, are the criteria of competition. It has
positioned itself as  a designer and supplier of one-of-a-kind products developed for highly
specialized operations.

Williams  operates  under environmental guidelines provided by the  corporate parent.
Williams has translated these guidelines into a set of policies and practices that encourage a
proactive  approach to environmental management.  The company has created a team of high
level management  personnel  charged with  overseeing  environmental  compliance  and
initiating pollution prevention initiatives.

The  primary source of wastewater in Williams' production operations are associated with the
process of coating parts with zinc phosphate to inhibit corrosion. The processes consists of a
series of  cleaning  and rinsing  step both prior to and following the actual zinc phosphate
plating  itself. The waste stream from this process is combined with other wastestreams prior
to pretreatment  and discharge to POTW for treatment.  The combined wastestream contains
alkaline cleaners, synthetic  oils, fats, zinc traces,  grease,  and an unacceptable pH level.
Pretreatment skims oil, adjusts pH, and allows sludge to settle out.  Sludge and oil skimmings
are manifested as regulated recyclable material.

In early 1991, the company was facing the possibility that new regulations on zinc discharges
might require additional treatment in the future. In order to eliminate this uncertainty, as well
as reduce water and sewer costs, the company investigated installation  of a closed-loop
wastewater treatment system.

Based on  technical information received from vendors, the company selected a proposal from
a company specializing in water purification systems for further consideration. The particular
technology had never been installed on a zinc phosphate plating line. Nonetheless, the vendor
had  tested Williams effluent,  and determined  that its treatment  process was  effective.
Williams  asked the Massachusetts Office of Technical' Assistance to help analyze the
financial impact of the project.
                                                       39

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                                   WILLIAMS PRECISION VALVE COMPANY, INC.
                                                                     COST CONSIDERATIONS
                                                                                    Annual Savings
                                                            Water Use
                                                                          $4,800
                                                            Sludge Disposal
                                                                         $11.1-85
                                                            Operation & Maintenance
                                                                         $28,800
                                                            Discharge Analyses
                                                                           $810
                                                            Sampling of Discharge
                                                                          $2,640
                                                            Regulatory Fees
                                                                          $2,400
ANALYSIS  The  purchase  cost  of  the  waste  water
           recirculation  system  is  $55,000,  including
           delivery and installation.

           In addition,  the  new  system will  require
           S20»000 in increased  annual operation  and
           maintenance  costs,  as  well as  the  annual
           purchase of $5,000 worth of filtration medium.

           These cost increases are offset by  several cost
           reductions due  to discontinuing  the  current
           process. These cost reductions  total $51,272,
           comprise the  following:   reduced water bill
           ($4,800);  elimination   of  sludge  disposal
           ($11,185);  elimination  of  operation   and
           maintenance associated with the  old system
           ($28,800); elimination of lab  analyses of discharge ($810); elimination of sampling ($2,640);
           reduced regulatory fees ($2,400); elimination of chemical purchases ($637).
                                                            Chemical Purchases
                                                                            $637
                                                                      Total Savings
                                                                         $51,272

                                                                       Annual Costs
                                                            Operation & Maintenance
                                                                         $20,000
                                                            Filtration Medium
                                                                          $5,000
                                                                        Total Costs
                                                                         $25,000
   FINANCIAL
PARAMETERS
The financial analysis uses the following economic parameters:  40 percent net tax rate; 15
percent discount rate; 5 percent inflation; straight line depreciation over ten years.
   FINANCIAL  The 10 year net present value of the investment is $54,913,
    RESULTS
              Despite this very attractive economic analysis, the company decided to not proceed with the
              closed-loop system.   Because the  system had not  yet  been tested  on a full-scale zinc
              phosphate plating line, the company's environmental team thought it would be inappropriate
              to serve as a test site.  There were also concerns that the technology might introduce variation
              into the production process that could have an impact on the quality of Williams' products.
              Because the company  competes  primarily  on the basis of  quality,  it could  not risk
              jeopardizing its competitive advantage.

              Nonetheless, the company is continuing to investigate the closed loop concept, and is looking
              for examples of such systems installed on process lines similar to theirs.

    CONTACT  Not provided.

     SOURCE  Northeast Waste Management Officials'  Association and the Massachusetts Office  of
              Technical  Assistance, Improving Your Competitive Position: Strategic  and  Financial
              Assessment of Pollution Prevention Projects: Instructor's Guide.  1994.
                                                       40

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                                           A FLEXOGRAPHIC PRINTER
              A FLEXQGRATfflC PRINTER   ~? '
   BUSINESS  CAPITAL INVESTMENTS
    DECISION  is the capital investment in an in-line solvent
              recovery  still  to replace an  existing mobile
              solvent recovery service justified?

   BUSINESS  For a $26,200 initial investment,  the  company
    BENEFITS  would  realize  annual  operating  savings  of
              $24,537  in  the  first  year,  and  $20,641  in
              subsequent years  with a 57.34%.  internal rate of return over 15 years.
              present value is $99,879. Payback period is 1.06 years.
                                                                      COMPANY PROFILE
                                                               Location: Midwest United States

                                                               Size: 36 employees

                                                               Annual Revenues:  $15 million

                                                               Business: Flexographic printing
                                                                                  The  15-year net
   WHY WAS
    PROJECT
PERFORMED?
             This flexographic printer upgraded its platemaking process in 1995 to eliminate the use of
             perchloroethylene, or perc, in order to "do the right thing environmentally" and to improve
             the work environment.  The firm  was considering replacing its existing mobile solvent
             recovery service with an in-line still for solvent recovery.

             Tellus Institute cooperated with the  flexographic printer to analyze this decision as a User's
             Guide case study for a Tellus P2/FINANCE software package.  The printer benefited from
             having the results of the Total Cost Assessment (TCA) before making any purchase decisions.

    PROJECT The new platemaking process uses Optisol. A mobile service recycles the spent solvent on
DESCRIPTION site every other month, recovering approximately 89% of the solvent as clean,  reusable
             product. However, this service is costly and the recovery rate is not optimal.

             Prompted by costly solvent recovery charges and increasing solvent purchase costs, this
             flexographic  printer began examining options  for  reducing these costs.   This printer
             occasionally works with another flexographic printer.  The other printer has also upgraded to
             a perchloroethylene-free platemaking process, but instead of using a mobile recovery service,
             it  recycles solvent using a distillation system with a recovery rate of at least 95%. Based
             upon the  other printer's experience, this printer's technical  director  decided to explore the
             profitability of installing a distillation system to recycle spent solvent.

   ANALYSIS The investment analysis for conversion to an in-line solvent recovery still used a TCA, a
             method to enhance capital budgeting decisions with connection to P2 projects. TCA assured
             inclusion of costs which traditional cost analysis might have missed.

             For the existing mobile solvent recovery service, the solvent purchase cost was based on the
             amount of solvent required every year to  replace  losses  during  the  recycling process
             (assuming an 89% recovery rate)  and losses to the air during the platemaking process
             (determined from the company's air emissions permit). The recycling cost was based on the
             total volume recycled per year, and the still bottoms disposal cost was based on the amount of
             solvent not recovered by the recycling process (11%).
             For the distillation system under consideration, the purchase and other start-up costs were all
             incurred in the first year.  The solvent purchase cost was based on a 95% recovery rate and
             took into  account that 4 of the 10 inventory drums could be used up in Year 1 (as the new
                                                       41

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                                           A FLEXOGRAPHIC PRINTER
                                                                 COST CONSIDERATIONS
                                                                                Year One Savings
                                                        Chemicals
     $ 8.835
                                                        Disposal
      $527
                                                        Mobile Recovery Service
    $18,075
                                                                 Total Savings
    $27,437
Year One Costs
   FINANCIAL
PARAMETERS
system only requires 6 drams of inventory
- after Year  1  those 4 drums must  be
purchased  every  year).   The  analysis
assumed  that  losses   to   air   remain
unchanged.  The still bottoms disposal cost
was based on the amount of solvent not
recovered  by the  still  (5%).   Annual
operating costs for the distillation system
also  included maintenance (oil changes,
replacement filters)* and electricity  cost.
Labor  (both  operating and maintenance)
and water costs will not differ significantly
from those under the old system. Therefore, these costs are not included.

The analysis used a cost of capital of 10%, a 4% inflation rate, a Federal tax rate of 38%, a
State tax rate of 7.25%, a salvage  value of $2,620 and used straight-line depreciation over 7
years.
                                                        Maintenance Supplies
     $ 2,659
                                                        Electricity
      $241
                                                                   Total Costs
     $2,900
   FINANCIAL  The TCA for the company switching to the distillation system indicated it would realize
    RESULTS  annual operating savings of $24,537 in the first year, and $20,641 in subsequent years with a
              57.34%. internal rate of return over 15 years.  The 15-year net present value is $99,879, The
              payback period for the investment is L06 years.

              The main savings from the switch would come from reduced purchase of chemicals, due to
              the higher recovery rate of the distillation system, as well as the elimination of the annual fee
              for the mobile recovery service. The capital investment in the distillation system, as well as
              the increased cost of maintenance and electricity required by this system, is more than offset
              by the savings.

    CONTACT  Karen Shapiro, Tellus Institute (617) 266-5400.

     SOURCE  Tellus Institute, P2/FINANCBforFlexographicPrinters: User's Guide. 1996.
                                                       42

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                                               A SCREEN PRINTER
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
 DESCRIPTION
CAPITAL INVESTMENTS
Is the  capital investment in dry film imaging
system  to  reduce the  current  service bureau
charges and darkroom costs justified?
                                                         COMPANY PROFILE
                                                  Location: Not reported
                                                  Size: 40 employees
                                                  Annual Revenues: $3 million

                                                  Business: Screen printing
For  an  initial  investment  of  $31,300,  the
company  realizes  year one net  savings  of
$139,390. The 5-year net present value (NPV) of
the investment is $495,860.  The 5-year internal rate of return (IRR) is 446%.  Payback is
0.25 years.

This screen printer is a digital shop; however, it does not have a high resolution output device.
This requires the use of service bureaus to generate camera-ready art, and also the generation
of positives from camera-ready art using  gelatin silver photographic film.   The company
president  began changes that would  decrease its  reliance on waste haulers  and service
bureaus, and thereby reduce the related costs. A dry film imaging system would enable the
company to generate positives directly from a computer,  not  only reducing service bureau
charges, but also potentially darkroom and waste disposal costs.

Tellus Institute cooperated with the screen printer to develop a User's Guide case study for a
Tellus P2/FINANCE software package. The printer benefited from having the results of the
analysis before making its purchase decision.

This screen printer is a digital shop—most jobs either come in on disk or are scanned into the
computer. However, because the printer does not have a high resolution output device, it uses
service bureaus to generate camera-ready art and proofs (as needed). Service bureau charges
are approximately $89,000 per year.

The printer  currently  generates  positives  from  camera-ready  art using  gelatin silver
photographic film. Because  the printer uses an on-site septic system, it is prohibited from
disposing process  water from its darkroom down the drain.   Silver is recovered from
washwater, and washwater and fixer are separately collected for off-site disposal.

Prompted by  increasing  waste  disposal  costs  and  costly  service bureau charges,  the
company's president began examining production changes that would decrease its reliance on
waste haulers and service bureaus. One option identified was the purchase of a dry  film
imaging system, enabling the shop to generate positives directly from a computer, and thus
by-pass the darkroom. This  option would  not only reduce service bureau charges, but also
potentially reduce darkroom and waste disposal costs.

As the company explored this production change, it discovered an important  limitation—
while it currently produces jobs up to 48 inches in width, the maximum width of dry film is
currently  42 inches. Thus, the dry film imaging system could be used for producing  only
about 85% of the firm's jobs, representing approximately 60% of its annual square footage
yield.
                                                       43

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A SCREEN PRINTER
                      COST CONSIDERATIONS
                                 Year One Savjims
             Waste Management
  $    315
             Service Bureau Costs
    69,755
             Increased Revenue
   150,000
                   Total Savings
  $220,070
Year One Cmts
             Materials
   $22,330
             Labor
    55,650
             Maintenance
     2,700
                     Total Costs
   $80,680
    ANALYSIS  The  company  estimates  the  initial  capital
              Investment to be $30,000  for die system, plus
              SI,300 for  training costs.    The  system is
              expected  to have significant impact on annual
              operating costs:
              »  Materials:  The  use  of  silver  film  and
                 chemicals  is   expected  to  decrease  by
                 $33,670.   However, the annual cost of dry
                 film is expected to be $56,000, resulting in a
                 net increase of $22,330 in materials costs.

              •  Labor: The switch from service bureau to
                 in-house  provision  of these services will
                 increase annual  labor costs by $55,650.
              *  Maintenance:  The dry film imaging system requires an annual maintenance contract
                 totaling $2,700.
              »  Waste Management: Washwater and fixer disposal costs are expect to decrease slightly,
                 from $3,315 to $3,000, a decrease of $315.
              •  Service Bureau Costs: Decreased use of service bureau assistance will result in a net
                 savings of $69,755, from $91,355 to $21,600.
              •  Increased Revenue:  The dry film imaging system will allow the printer to get its jobs to
                 press  faster by avoiding the minimum 24-hour turnaround time required  when  using
                 service bureaus.  The company  president  expects  the  new  capabilities  and reduced
                 turnaround time will net the company an additional  $150,000 in earnings,


   FINANCIAL  The analysis uses a project lifetime of 5 years, cost of capital of 12%, a 3% inflation rate, a
PARAMETERS  net tax rate of 3,6%, and used double declining balance depreciation over 7 years.

   FINANCIAL  Year one project savings are $220,070; year one project costs are $80,680. Thus, year one net
    RESULTS  savings are $139,390. The 5-year net present value (NPV)  of the investment Is $495,860.
              The 5-year Internal  rate of return (IRR) is 446%. Payback is 0.25 years,

    CONTACT  Karen Shapiro, Tellus Institute (617) 266-5400.

     SOURCE  Tellus Institute, P2/FINANCEfor Screen Printers: User's Guide. 1997.
        44

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                                       A SMALL LITHOGRAPHIC PRINTER
                                                                     COMPANY PROFILE

                                                              Location: Northern Illinois

                                                              Size: 15 employees

                                                              Annual Revenues: $1 million

                                                              Business: Printing of one- to four-
                                                              color posters, cards, and booklets.
   WHY WAS
    PROJECT
PERFORMED?
   BUSINESS  CAPITAL INVESTMENTS
   DECISION  is the capital investment in a computerized pre-
             press system justified?

   BUSINESS  Total cost assessment (TCA) yielded a 5-year net
   BENEFITS  present value (NPV) of $187,700 on an initial
             investment of $49,310.  The 5-year internal rate
             of return (IRR) is  132%.  Discounted payback
             period is  0.82 years.  The conventional analysis
             by the company yielded a 5-year NPV of $58,358, a 5-year IRR of 51%, and payback of 2.14
             years.

             This printer provides traditional lithographic printing, including pre-press, printing, and some
             post-press processing.  Prior to purchase of the  computerized pre-press system, when the
             company received jobs on diskette, it needed to send them to a service bureau to produce film
             for platemaking.  This type of work is increasing rapidly. As a result, the company invested
             in a computer pre-press system that is able to process jobs submitted by customers on disk as
             well as process incoming camera-ready artwork without intermediate darkroom chemistry.

             The company had conducted a conventional financial analysis for the project.  The Illinois
             Waste Management and Research Center funded a TCA of the project as part of a set of case
             studies of TCA applications in capital budgeting. This study was conducted retrospectively to
             analyze a recent investment.

   PROJECT  The   printer's  clients   include  community  groups,  political  groups,  and  non-profit
DESCRIPTION  organizations, as well  as commercial clients.   The printer was operated as a non-profit
             organization until the mid-1980s, at which time it was incorporated as a for-profit cooperative
             in order to gain access to financing otherwise unavailable.

             At the time the company began considering the investment in a computer pre-press system,
             about two-thirds of its work came in on disk. Between 1994 and 1996, the costs of using the
             service bureau to process these jobs had increased from $1,500 to $48,000.  The remaining
             work  came  in on conventional media (e.g., paper). This material was photographed and the
             film processed in-house. Developing film produces spent fixer and developer.  Some silver
             recovery  took place; however, the Production Manager felt the recovery unit was likely too
             old to recover much silver.   Spent developer was poured down the drain,  although the
             Production Manager was unsure of the regulations.

             The computer-based pre-press system is able to directly process jobs that customers submit
             on disk; camera-ready artwork can be scanned into the system and then processed. As noted
             above, this  system eliminates the need for intermediate films, and produces the platemaking
             film as part of the system.
                                                      45

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                                        A SMALL LITHOGRAPHIC PRINTER
   ANALYSIS  "The quick financial analysis carried out by the
              company calculated the initial capital cost of the
              new system as $49,310,  Annual savings due to
              reduced  use  of  the  service  bureau   were
              estimated at $22,500, This estimate is below
              the full service bureau costs due to constraints
              in both the new system's capabilities and in the
              ability of staff to  use the new equipment for
              more complex jobs. In addition, the company's
              annual courier charges are estimated to decrease
              by $1,500,

              The in-depth TCA revealed additional costs and
              savings.  Additional investment costs  totaled
              roughly $2,500, and included the time required
              by the print shop to  solicit and consider bids,
                                                       COST CONSIDERATIONS
                                                                  Year One Savings
                                              Service Bureau Costs
  $22,500
                                              Courier Charges
    1,500
                                              Pre-press Darkroom
                                               and Stripping Labor
   11,783
                                              Supervision Costs
    2,360
                                              Darkroom Chemicals
    1,500
                                              External Typesetting
    1,710
                                              Increased Revenue
  110,000
                                                    Total Savings
 $151,353
ear One
                                              Pre-press Labor
  $19,672
                                              Film
   12,600
                                                      Total Costs
  $32,272
   FINANCIAL
PARAMETERS

   FINANCIAL
    RESULTS
contractor work associated with accommodating the new equipment, and initial training costs.
Additional annual operating costs revealed by TCA total $32,272, and include new computer
pre-press labor ($19,672) and increased  film costs ($12,600).  Additional annual savings
revealed by TCA total $17,353, and include:  reduced labor for pre-press darkroom  and
stripping operations ($11,783); reduced supervision cost ($2,360); reduced use of darkroom
chemicals ($1,500); reduced use of external typesetting services ($1,710).

However, the single largest change to a conventional financial analysis  was an anticipated
increase  in  annual  revenues.  Prior to bringing computer pre-press operations in-house,
service bureau operations required a 24-hour turnaround.  Digital capabilities also enable the
company to provide its  customers with services they would otherwise  acquire  elsewhere.
Finally, ending reliance on an external  service bureau gives the company better overall
process control. Together, the company's increased capabilities, faster turnaround, and better
process control would lead to an annual incremental revenue of 10%, or $110,000.

The analysis uses an inflation rate of 3%, an income tax rate of 37.94%, and a 12%  discount
rate, A 5-year project life was selected due to fast technology turnover hi the industry.

The 5- year net present value (NPV) of the  project is $187,700.  The 5-year internal rate of
return (IRR) is 132%.  The discounted  payback period is 0.82  years.   The  conventional
analysis by company yielded a 5-year NPV of $58,358, a 5-year IRR of 51%, and a payback
period of 2.14 years).
    CONTACT  Deborah Savage or Edward Reiskin, Tellus Institute (617) 266-5400.

     SOURCE  Savage, Deborah, et al., Total  Cost Assessment;  Catalyzing  Corporate Commitment to
              Pollution Prevention in Illinois. For Illinois Waste Management and Research Center, April
              1997.
                                                       46

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                                   QUEBECOR PRINTING MODNT MORRIS, INC.
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
   •PROJECT
PERFORMED?
QUEBECOR PRINTING MOTNT MQRR|S,INfc
CAPITAL INVESTMENTS
Is  the  capital  investment  in  a  continuous
membrane filter waste water treatment system to
replace the current batch system justified?
    PROJECT
 DESCRIPTION
                                                        COMPANY PROFILE
                                                  Location: Illinois
                                                  Size: 650 employees
                                                  Annual Revenues:  $95 million

                                                  Business: Printing of catalogs,
                                                  magazines, and advertisement inserts
The  10-year net present  value (NPV) of the
investment is $81,152.  The 10-year internal rate
of return (IRR) is 17.8%. Payback is 5.66 years.
The conventional analysis by company yielded a
10-year NPV of $51,887; a 10-year IRR of 14.7%, and payback of 6.94 years.

Quebecor Printing Mount Morris, Inc. (QPMMI) provides pre-press, printing, post-press, and
distribution services for high-volume customers.  QPMMI has direct-to-plate (for web offset)
and direct-to-cylinder (for roto-gravure) capabilities.  The roto-gravure cylinders are  steel,
electroplated with  copper. They are electro-mechanically  engraved and the image area is
coated with  a five-micron layer of chromium for wear-resistance. Cylinders are reused
indefinitely (i.e., they are physical capital), while the scrap copper is sold for recycling.

The gravure cylinder waste streams - about 1 million gallons per year - are contaminated
with copper,  chromium, and other metals, and are  sent to the on-site waste water treatment
system. These waste streams are highly acidic and,  in addition to high levels of metals,
contain some dissolved VOCs and oily waste. The treatment system removes about 99% of
the dissolved metals and oily waste, and raises the pH to between 6 and 9.  The system
consists of a 750-gallon chromium reduction tank,  two 5,000-gallon batch settling tanks, an
oily waste separation tank, a 1,320-gallon sludge storage tank, and a filter press.  The sludge
from the settlement tanks, about 12,000 gallons per year, is sent through the filter press to be
compressed and dried. A small amount of oil is collected and disposed of as hazardous waste.
The solid sludge "cake" is bagged and sent off-site as hazardous waste.

Chemicals  for operating this system cost about $11,500 per year. QPMMFs Environmental
Coordinator estimates the labor costs involved  in water treatment are  close to  $60,000  per
year.  The cost of the off-site waste disposal from this operation is over $11,000 per year.

The  Environmental Coordinator would like to  improve QPMMI's waste water treatment
system by replacing the current  batch system with  a continuous membrane filtration system
that  would precipitate and remove dissolved  metals.  Waste  water  from  the chromium
reduction tank and other gravure cylinder waste water would be transferred to one of the
existing 5000 gallon settling tanks, which would be used as a holding tank to  equalize  the
flow  into  the new membrane  filtration  system.  The new system performs  two distinct
functions.  First, the pH is adjusted and metal hydroxide  precipitates  are  formed, then  the
metal  precipitates  are  removed  using  membrane  filters.  The  precipitates would  be
concentrated and dewatered in the existing filter press. The clean water would be pumped to
the second existing settling tank, which would be used as a holding tank so that  the outgoing
water could be tested before release to the sewer.
                                                      47

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                                   QUJEBECOR PRINTING MOUNT MORRIS, INC.
              The direct capital cost of the new system is $ 120,000 for the equipment, plus approximately
              $60,000 For accessory equipment and installation. The new system would use less treatment
              chemicals than the existing system.  Instead of generating sludge requiring treatment as a
              hazardous waste, the new system would generate a metal concentrate that QPMMI hopes to
              sell to a metal recycler.  In addition, the new system requires much less labor than the old. As
              a continuous, automatically regulated system, there is little need for oversight.
   ANALYSIS  The preliminary financial analysis performed by
              the   company's   Environmental  Coordinator
              calculated the initial purchase equipment costs,
              as specified in  vendor quotes,  as $119,590.
              Initial system installation costs were estimated
              at $58,700, Annual savings from a reduction in
              direct operating labor was estimated at $24,328,
              and  annual  savings  from  avoided hazardous
              waste disposal at $10,753.  Without considering
              depreciation, inflation, or  a discount rate, the
              Environmental Coordinator calculated a simple
              payback of just  over five  years,  considerably
              Management did not wish  to devote resources
              unlikely approval.
          COST CONSIDERATIONS
                       Year One Savings
  Operating Labor
$24,328
  Haz. Waste Disposal
 10,753
  Waste Water
  Treatment Chemicals
 12,800
  Supervision Costs
  3,150
  Paperwork
  1,352
  Maintenance
  1,352
         Total Savings
$53,735
above the payback for approved projects.
to pursuing this project further due  to its
              The in-depth total cost assessment (TCA) revealed additional costs and savings. Additional
              investment costs totaled  $18,797, and included the time required to plan and design the new
              system, solicit and consider bids, supervise installation, prepare new environmental operating
              permits, train operators, and start-up labor time. Additional annual savings revealed by TCA
              total $18,654, and include:  reduced  use  of waste water treatment  chemicals ($12,800);
              reduced supervisory labor ($3,150); reduced paperwork ($1,352); and reduced maintenance
              costs ($1,352). No additional annual operating costs were revealed by TCA,

              Investigation into recycling the metal concentrate generated by the system found that its value
              would be  sufficient only to cover the  costs of removing it  from the site.  In addition, the
              reduction in the facility's overall hazardous waste would not be significant enough to change
              its hazardous waste generator status; therefore,  liability reduction was not included.

   FINANCIAL  The analysis uses no inflation, a 37% income tax rate, and an 8!/2% discount rate.
PARAMETERS
   FINANCIAL  The 10-year NPV of the investment is $81,152. The  10-year IRR is 17.8%.  Payback is 5,66
    RESULTS  years. The conventional analysis by company yielded a 10-year NPV of $51,887; a 10-year
              ERR of 14,7%, and payback of 6.94 years.

              Although  the TCA revealed useful mformation regarding the costs and savings associated
              with the project, the investment was judged by the company as  not sufficiently profitable to
              receive capital funds. Advances hi treatment or metal recycling technology may render this
              investment profitable in the future.
                                                       48

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                              QUEBECOR PRINTING MOUNT MORRIS, INC.
CONTACT  Deborah Savage or Edward Reiskin, Tellus Institute (617) 266-5400.

 SOURCE  Savage, Deborah, et al., Total Cost Assessment: Catalyzing Corporate Commitment to
          Pollution Prevention in Illinois. For Illinois Waste Management and Research Center, April
          1997.
                                                 49

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                      MANUFACTURER OF MILITARY AND CIVILIAN ELECTRONIC EQUIPMENT
   BUSINESS  CAPITAL INVESTMENTS
    DECISION  What are the savings realized from investment in
              the   following   two   successive   stages   of
              alternatives to a CFC vapor degreaser (1) bench-
              top  degreasers using HCFCs; (2) an ultrasonic
              cleaning system using terpenes?

   BUSINESS  For the bench-top degreaser, the total capital cost
    BENEFITS  Of $58,250 resulted in  a reduction  in annual
              operating costs  of $126,263.  The 8-year  net
              present value of this investment was $93,446,
              For the ultrasonic cleaning system, the total capital
              annual  operating costs of $128,895, The  8-year
              $352,814.
                                                                     COMPANY PROFILE
                                                           =>  Location: Massachusetts

                                                           :=>  Size: Medium-sized facility

                                                           =>  Annual Revenues: Not reported

                                                           =$  Business:   Products  include power
                                                               supplies  for night vision goggles,
                                                               channel electron multipliers, and high
                                                               ohmic resistors.
                                                           cost of $34,034 resulted in a reduction in
                                                           net present value of this investment was
   WHY WAS
    PROJECT
PERFORMED?
             This manufacturer needs to clean solder and flux from printed circuit board assemblies. Due
             to regulatory and cost considerations,  the company sought to identify an alternative to its
             CFC-based vapor degreaser. The company decided to move to an ultrasonic cleaning system.
             However, while it was researching the proper chemistry for that system, bench-top degreasers
             using HCFCs were used,  P2  Consulting conducted a  comprehensive financial analysis
             comparing the CFC-based cleaning system with each of these successive stages.

    PROJECT Between 1990 and 1992, this medium-sized manufacturer of military and civilian electronic
DESCRIPTION equipment used an average of 14,043 pounds of CFC-113  in its vapor degreaser for cleaning
             solder and flux  from printed circuit board assemblies.  Purchases of this CFC  cleaning
             material cost the company $120,348 annually. In 1992, the company began looking for an
             alternative cleaning process.

             Research indicated that the change required a two-stage approach.  First, the company
             purchased an ultrasonic cleaner.  However, it was determined that establishing a suitable
             chemical for the new unit would take approximately 2 years. In the interim, HCFC 141b was
             brought in as a replacement CFC-113.  This required installing customized bench-top vapor
             degreasers,

   ANALYSIS In addition to the annual CFC purchase cost of $120,348, the manufacturer also faced annual
             regulatory compliance costs totaling $10,150. At the time of the analysis, the facility was
             required to file under Massachusetts' Toxic Use Reduction Act (TURA).

             The CFC degreaser required a full-time operator, as well as maintenance and utility costs.
             Other miscellaneous costs associated with the CFC degreaser bring its total annual operating
             cost to $163,228.
                                                      50

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MANUFACTURER OF MILITARY AND CIVILIAN ELECTRONIC EQUIPMENT
                                             COST CONSIDERATIONS
                                                           Annual Savings
                                     CFC Degreaser Costs
   $163,228
Annual Costs
                                     HCFC Degreaser
    $36,965
              The  HCFC  degreasers  require  a  capital
              expenditure of $58,250.  This total comprises
              $48,000 in research and design, $9,810 in in-
              house equipment fabrications,  and $440 in
              other  costs.   The  chemical  costs for  this
              equipment total $37,800, a savings of $82,548
              compared to the CFC degreaser. In addition,
              this option eliminates the need for the full-time operator as well as significant regulatory
              costs, as TURA reporting is no longer required.  In total, the lower operating costs associated
              with the HCFC degreasers result in an annual savings of the $126,263 compared to the CFC
              degreaser.

              The ultrasonic cleaner requires a capital  expenditure of $34,034.   The bulk of this cost,
              $25,525, is due to equipment purchase.  The remainder is related to associated research and
              design  costs, and minor changes required to the building.  The  chemical costs for this
              equipment total $1,400, a savings of $118,948 compared to the CFC degreaser.  In addition,
              this option also significantly reduces  regulatory costs, as TURA reporting is no  longer
              required. The analysis  assumed that  full-time operator would  be  required.    Annual
              maintenance costs for the ultrasonic cleaner  were somewhat higher than the other options
              ($2,086) due to  the need to regularly replace  filters.  In total, the lower  operating costs
              associated with the ultrasonic cleaner result in an annual savings of the $128,895 compared to
              the CFC degreaser.

              An additional benefit not quantified is increased productivity due to assembly workers' ability
              to clean parts at their convenience without waiting.

   FINANCIAL  The analysis used straight-line depreciation, a 40% corporate tax rate, and a 10% discount
PARAMETERS  rate.

   FINANCIAL  The 8-year net present value of the two stages was: (1) $93,446 for the HCFC degreaser, and
    RESULTS  (2) $3 52,814 for the ultrasonic cleaner.

    CONTACT  Not provided.

     SOURCE  Kennedy, Mitchell, "Getting to the Bottom Line: How TCA Shows the Real  Cost of Solvent
              Substitution." Pollution Prevention Review. Spring 1994.
                                51

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                                           PRECISION CIRCUITS, INC,
   BUSINESS  CAPITAL INVESTMENTS
    DECISION  What are the savings realized from the following
              two investments?  (1) New plastic-coated racks
              used to carry circuit board panels through a series
              of baths and rinses. The old stainless steel racks
              had to be cleaned with nitric acid. (2) New waste
              water treatment process that produces less waste
              water sludge and fewer waste streams.
          COMPANY PROFILE
=> Location: Lynnwood, WA

=> Size: 30 employees
=> Annual Revenues: Not reported

=> Business: Circuit board
   manufacturer.
   BUSINESS  (1) 5-year Net Present Value is $33,589; 5-year IRR is 66%. Payback is just over one year. A
   BENEFITS  portion  of these  savings  is attributable to quality  improvements.   (2)  This relatively
              inexpensive change has a 5-year Net Present Value of $62,824.  The 5-year IRR is 1,886%.
              Payback is well under one year.
   WHYWAS  Precision Circuits' management policy statement describes the company's commitment to
    PROJECT  protect the emdronment as well as the health and safety of its workers and neighbors,
PERFORMED?  Precision Circuits  prepared  and submitted a  Pollution Prevention Plan in 1993  to  the
              Washington Department of the Environment, with a stated goal of reducing its use and
              generation of hazardous materials and waste by 50%.  In 1994, Precision Circuits initiated
              two changes with positive environmental impacts: (1)  they purchased new plastic-coated
              racks, eliminating nitric acid from the workplace, and  (2) a new waste water treatment
              process was put in place that produces less waste water sludge and fewer waste streams.

              The Pacific Northwest Pollution Prevention Resource Center worked with Precision Circuits
              to demonstrate the use of Total Cost Analysis (TCA) and illustrate its value as an effective
              decision-making tool for small firms evaluating the costs and benefits of pollution prevention
              opportunities.

    PROJECT  (1) Use of New Plastic-Coated Racks
 DESCRIPTION  in the manufacture of used circuit boards, the board panels undergo a number of plating and
              rinsing processes. The boards are carried tihrough these baths on racks. Prior to installing the
              new plastic-coated racks, the stainless steel racks used required rinsing in solution of nitric
              acid to clear them of any metals accumulated during the plating process, and thus prevent
              contamination of the boards and baths  during the next plating cycle. The shift to the plastic
              racks produces three significant benefits:  1) removal of nitric acid  from the workplace, 2)
              elimination of the need to strip the racks, and 3) production of a better product due to the
              electrical properties of the plastic-coated racks,

              (2) Change in Waste Water Treatment Process
              A vendor presented Precision Circuits  with a new waste water treatment process that results
              in smaller volume of waste water sludge. Implementing this new process involved relatively
              minor changes: In addition to replacing one chemical and eliminating another, process steps
              required minor modification to suit the new treatment chemistry.
                                                       52

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   ANALYSIS
   FINANCIAL
PARAMETERS
                                           PRECISION CIRCUITS, INC.
                                                                 COST CONSIDERATIONS
                                                         Plastic Coated Racks    Year One Savings
                                                         Materials
    $5,262
                                                         Disposal
    $4,445
                                                         Quality
    $8,660
                                                         Employee Productivity
    $7,525
                                                                Total Savings
   $25,892
Year One Costs
                                                         Maintenance
    $3,674
(1) Use of New Plastic-Coated Racks
The cost of switching to the plastic coated
racks was estimated by Precision Circuits as
$22,522. The primary direct savings to the
company came from reduced materials and
disposal costs related to eliminating nitric
acid.   Additional  savings  came  from  a
reduction in the number of defective boards
and increased employee productivity.

(2) Change in Waste  Water Treatment
Process
The investment associated with implementing the new waste water treatment process was
estimated at $900. This small  investment yielded significant benefits:  Net annual costs for
treatment chemicals were reduced by $17,697  (current  dollars).  In addition, net annual
disposal costs were reduced by $10,526  (current dollars).  The new process resulted in an
annual $150 (current dollars) increase in maintenance costs.

The analysis of the two investments used a cost of capital of 15%, an inflation rate of 10% on
disposal costs and 5% on all other items, a tax rate of 40%, and used straight-line depreciation
over 5 years.
                                                                  Total Costs
    $3,674
   FINANCIAL  (1) Use of New Plastic-Coated Racks
    RESULTS  The 5-year net present value of this investment is $33,589.  The 5-year internal rate of return
              is 66%.  Straight payback time is just over 1 year.  A portion of these savings are attributable
              to quality improvements.

              (2) Change in Waste Water Treatment Process
              This relatively inexpensive change has a 5-year net present value of $62,824. The 5-year
              internal rate of return is 1,886%.  Straight payback time is well under 1 year.

    CONTACT  Not provided.

     SOURCE  Pacific Northwest Pollution Prevention Resource Center, Analysis of Pollution Prevention
              and Waste Minimization  Opportunities Using Total Cost Assessment: A Case Study in the
              Electronics Industry. September 1995.
                                                       53

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                                              SAE CIRCUITS
BUSINESS CAPITAL INVESTMENTS
DECISION Study of replacing the ventilation system in the
          facility's  plating  area.    Two   options  for
          replacement were analyzed:  (1) a  system  with
          single-speed motors and (2) a system with dual-
          speed motors.
                                                                       COMPANY PROFILE
                                                             => Location; Boulder, CO
                                                             => Size: 80 employees
                                                             => Annual Revenues: over $6 million
                                                            Business:  Manufacturer of double-
                                                            sided and multi-layer printed  circuit
                                                            boards for supply to fabricators.
   BUSINESS  For option (1) the 15 year  net  present value
   BENEFITS  (jqpv) is -$171,782. For option (2) the 15 year
              NPV is -$143,424.  Note that although the NPV
              of both options is negative, the NPV of option (2) is $28,358 greater than that of option (1),

   WHY WAS  SAE Circuits Inc. has been in business since 1972 and is located in Boulder, Colorado. The
    PROJECT  firm manufactures  double-sided  and multi-layer printed  circuit  boards for supply  to
PERFORMED?  fabricators. Since beginning as a regional supplier, SAE Circuits has expanded to national
              sales and is beginning to sell internationally. The firm produced nearly 980,000 boards in
              1994 and over 1,300,000 in 1995,  SAE Circuits has 80 employees, runs multiple shifts in its
              32,000 square foot facility, and has annual sales of over $6 million.

              In 1983, SAE Circuits started an active environmental and safety program dedicated to
              improving productivity and efficiency through pollution prevention and energy efficiency
              projects and has built on this program by completing such projects each year. SAE Circuits is
              a partner in the DOE Climate Wise program.

    PROJECT  SAE Circuits has also participated in the DOE Energy  Conservation/Pollution Prevention
 DESCRIPTION  Assistance for Industry program. A 1995 assessment performed by Colorado State University
              (CSU) helped SAE Circuits personnel identify a number of pollution prevention and energy
              efficiency projects that offered increased production capacity through unproved processes and
              employee productivity at lower cost.

              The project analyzed here is the replacement of the process ventilation system in the plating
              area.  SAE Circuits' existing  ventilation system in the wet process  area dated to the initial
              construction of the facility. Since then, production had increased substantially and ventilation
              loads exceeded the system's capacity. The system provided 4,500 cubic feet per minute (cfm)
              of exhaust, while the make-up air system replenished the area with 5,400 cfm of fresh air.
              This exhaust shortfall caused a positive pressure within the plating area, which at times
              allowed fumes to migrate throughout the facility.  The assessment indicated that ammonium
              chloride (NH4C1) vapor concentrations in the wet process area exceeded regulatory standards
              by 50% at times,  SAE Circuits additionally found that NH4C1 had begun to cause serious
              corrosion to the electrical equipment in an adjoining room.

              SAE Circuits undertook the installation of a new process ventilation system, consisting of a
              16,000 cfm exhaust system and a 14,000 cfm make-up air system,  plus a positive pressure
              system for the adjacent  electrical equipment room.  The system is designed to be able to
                                                    54

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                                                 SAE CIRCUITS
              accommodate a central air scrubber to remove pollutants from the exhaust air if emissions
              standards become more stringent in the future.

              The make-up and exhaust fans should be kept running at all times, but during non-production
              hours the needed capacity is only about  5,000  cfm.   Thus designers recommended the
              purchase of more expensive dual-speed motors to save on electricity and make-up air heating
              during non-work hours. The dual-speed motors collectively cost $7,200 more than the single-
              speed motors originally considered.

   ANALYSIS  The initial investment costs of the two options differ only in the higher cost of the dual-speed
              motors (plus sales tax).  The investment cost for the basic system (option 1) has an equipment
              cost of $115,395. For the dual-speed system (option 2), the equipment cost is $122,775.  For
              both systems, the labor costs associated with planning, engineering, and installation come to
              $65,620, and the construction permit adds a cost of $7,800.  To keep the existing (inadequate)
              system would entail an investment of $8,055 to replace the old motors.

              Annual  operating costs of the basic system (option 1) are $21,577 for utilities to heat the
              make-up air and operate the motors.   The dual-speed motors (option 2) have much lower
              operating costs during  non-work hours, lowering annual operating costs  to $15,097.  The
              annual utility operating  costs for the existing (inadequate) system are $8,135.

              Replacing the existing system would remove a variety of continuing costs in the future.  First,
              the company estimated  that further corrosion of electrical and other equipment could cost up
              to $5,000 per year.   Second, as production increased, indoor concentrations of NH4C1 and
              other pollutants would increase as well, eventually triggering regulatory action. Third,  high
              indoor pollutant concentrations threatened worker health and would reduce productivity.
   FINANCIAL
PARAMETERS

   FINANCIAL
    RESULTS
          The analysis uses a discount rate of 11.7 percent, an inflation rate of 3 percent, a net tax rate
          of 39 percent, and double declining balance depreciation over a seven year period.

          The 15 year NPV of option (1) is -$171,782.  For option (2), the 15 year NPV is -$143,424.
          Although the NPV of both options is negative, the company managers decided to make the
          invest in option (2), which has an NPV $28,358 greater than that of  option (1) for  an
          additional investment of $7,200. The primary reason was to allow SAE Circuits to expand
          production while maintaining compliance.

CONTACT  Deborah Savage, Tellus Institute, 617-266-5400.

 SOURCE  Performance Technologies, Inc., Process Energy Audit: SAE Circuits Colorado, Inc. For
          Public Service Company of Colorado. 1996.

          Savage, Deborah, and David Miller, "Workshop on Innovative Financing Results". Originally
          presented at the "Energy Efficiency & Pollution Prevention" conference sponsored by the
          Department of Energy. Denver CO, January 23,1997.
                                                      55

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                                            A PAPER COATING MILL
   BUSINESS CAPITAL INVESTMENTS
    DECISION Is  a  capital   investment  in a  less-polluting
             aqueous coating process financially justified?

   BUSINESS For a  $900,000  investment, the mill  would
    BENEFITS realize  annual  operating savings  of just under
             $80,000 with a 6% internal rate of return over 15
             years.
   WHY WAS
    PROJECT
PERFORMED?
                                                                     COMPANY PROFILE

                                                              Location: Northeast US
                                                              Size: 900 employees
                                                              Annual Revenues: Not reported
                                                              Business: Coating, laminating, and
                                                              converting film, paper, and foil
                                                              substrates
             The mill coats paper with both white grade and
             color grade coatings, The white grades are made with an aqueous-based coating, the color
             grades contain solvents  and some heavy metal-based pigment.  The mill had considered
             converting its color grades to an aqueous/heavy metal-free coating to develop manufacturing
             flexibility, respond to emerging demand for aqueous/heavy metal-free coated paper, reduce
             environmental impacts, and improve worker health and safety.
             After spending more than $200,000 three years earlier to convert to aqueous, the mill halted
             the project due to a possible plant relocation and quality problems during aqueous trial runs.
             The conversion was later restarted,  but  was progressing slowly due to capital and labor
             constraints, operating cost and wastewater volume concerns, and slow manufacturing rates.
             The mill's Environmental Manager hoped a better financial analysis of the project would
             reveal a higher economic value, thereby justifying an accelerated conversion.

   PROJECT  The first step of the conventional paper coating process is the application of the pigmented
DESCRIPTION  base coat, which consists of a number of solvents and heavy metals.  The base-coated paper
             goes through a dryer where most of the solvent evaporates and the remainder of the coating
             sets on the paper.  The vaporized solvent is sent to a solvent recovery system where it is
             drummed for reuse. The 2,220 drums of still bottoms generated by the mill annually from
             this process consist of residual solvent, pigments, and other impurities, and are incinerated off
             site as hazardous waste.  Some of the volatile organic compound (VOC) emissions generated
             both during the coating and recovery processes are ultimately vented to the atmosphere.

             The aqueous coating process  uses a base coat made from water, acrylic latex resin, and a
             small amount of ammonia and solvent. Once the full conversion to aqueous is complete, the
             wash water  will be sent  to an on-site ultrafiltration system from which the water will  be
             sewered and the solids reused or disposed of as non-hazardous waste. Because the  aqueous
             coating has a shorter shelf life, a certain amount of spoilage is expected.  Moreover, since this
             coating has a relatively high freezing point, a new heating system has to be installed in the
             storage area. Finally, to overcome drying problems, the base coat dryer must be upgraded,

   ANALYSIS  The investment analysis for a conversion to an aqueous/heavy metal-free process uses Total
             Cost Assessment (TCA), a method to enhance capital budgeting decisions in connection with
             P2 projects. This TCA includes many costs omitted from the company's original analysis.
             The cost of new utility systems, for example, was added to the oflier initial investment costs
             of equipment, engineering, and training.  The company's analysis includes annual operating
             costs only for labor and some raw materials and waste disposal.  The TCA includes annual
                                                      56

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                                            A PAPER COATING MILL
                                                                    COST CONSIDERATIONS
                                                                                Year One Savings
                                                           Waste Management
    $ 243,900
                                                           Materials
     $ 85,000
                                                           Labor
     $11,000
                                                           Equipment
     $ 35,000
                                                                  Total Savings
    $ 374,900
Year One Costs
                                                           Raw Material
     $ 27,000
                                                           Utilities
     $ 87,000
                                                           Labor
      $ 8,000
                                                                    Total Costs
    $ 122,000
   FINANCIAL
PARAMETERS

   FINANCIAL
    RESULTS
          costs  of waste management, utilities, solvent
          recovery/ultrafiltration, regulatory compliance,
          and a one-time future liability savings.

          Significant  reduction   in   hazardous   waste
          generation represents  a  decrease  in  future
          liability. The analysis captures this decrease by
          generating an estimate  based on the toxicity
          and final disposition of hazardous waste. The
          waste   reduction   also   creates   regulatory
          compliance savings from reduced time spent
          manifesting  and  testing  hazardous  waste.
          Other   considerations    identified  but   not  	
          quantified include possible shutdown of the solvent recovery process; enhanced worker safety
          from reduced flammability, improved industrial hygiene, fewer material handling problems;
          and the potential for improved product quality.

          The analysis uses a 16% cost of capital, a 5% inflation rate, a 40% corporate income tax rate,
          double declining balance depreciation, and 10- and 15-year project time horizons.

          The TCA for the conversion project yields a 15-year net present value (NPV) of negative
          $395,625,  as compared  to  an NPV of negative  $203,643  calculated by the company's
          analysis.  The simple payback for the conversion jumps from 7.6 years in the company's
          analysis to 11.7 years in the TCA.  While the TCA shows the project to be more costly than
          the previous analysis did, it provides the management with a clearer and more comprehensive
          picture of both current process costs and the economics of the proposed improvement.

          The main savings from the conversion would come from waste management and solvent
          recovery/ultrafiltration. After the conversion, costs associated with the handling, storage, and
          transportation  of hazardous waste drums as well  as waste fees would drop  significantly.
          Operating costs of the ultrafiltration system would be more than offset by the reduced use of
          the solvent recovery system. However, the conversion would substantially increase utilities
          costs, including steam, water, electricity, and wastewater generation.  The increase in utility
          costs  would be greater than all of the operating cost savings, accounting for the negative
          NPV.

CONTACT  Allen White or Deborah Savage, Tellus Institute (617) 266-5400

SOURCES  White,  Allen  L., Monica  Becker,  and James  Goldstein, Alternative Approaches to the
          Financial Evaluation of Industrial Pollution Prevention.Investments. For NJ DEP. November
          1991.  And White, Allen  L., Deborah Savage, and Monica Becker, Revised  Executive
          Summary. June 1993.

          White, Allen L., Monica Becker, and James Goldstein, Total Cost Assessment: Accelerating
          Industrial Pollution Prevention Through Innovative Project Financial Analysis: with
          Applications to the Pulp and Paper Industry. For US EPA. December 1991. And White,
          Allen, L., Deborah Savage, and Monica Becker, Revised Executive Summary. June 1993.
                                                       57

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                                           A SPECIALTY PAPER MILL
                                                                      COMPANY PROFILE
                                                            => Location: United States

                                                            => Size: One mill of larger corporation.
                                                               This mill produces approximately
                                                               190 tons of paper per year

                                                            => Annual Revenues: Not reported

                                                            => Business:  Manufacturer of a variety
                                                               of specialty papers
   WHY WAS
    PROJECT
PERFORMED?
   BUSINESS  CAPITAL INVESTMENTS
   DECISION  Study  of  process  modifications  to a  paper
             manufacturing machinery to allow fiber, filler,
             and water reuse on 2 machines at all times, even
             when they are running different grades of paper.

   BUSINESS  The  project has total  capital costs  of $1.47
   BENEFITS  million. The net annual savings associated with
             the investment are $911,240. Total cost analysis
             (TCA) indicates a simple payback period is 1.6
             years.   The  company's conventional analysis
             yields a payback period of 4.2 years.

             This specialty paper mill is part of a larger corporation that Includes pulp, paper, and coating
             mills.  The mill produces a "variety of papers, bom coated and uncoated.  This mill does not
             manufacture pulp, but instead purchases it, via pipeline, from an neighboring pulp mill. The
             also  does not have a wastewater treatment system.  Instead, it pumps its wastewater to the
             neighboring pulp mill  for treatment.   Although this wastewater constitutes just over 10
             percent of the neighboring mill's wastewater flow,  it reportedly has TSS and BOD higher
             then average. The contract governing wastewater treatment charges to the paper mill was up
             for renegotiation. The neighboring mill was facing a requirement to reduce it effluent BOD
             load, and in turn required the paper mill to reduce the BOD content of the wastewater sent to
             the neighboring mill. This project was driven in part by this requirement.

   PROJECT  In the manufacture of paper, a mixture of water and residual fiber and filler drains out of the
DESCRIPTION  sheet as it passes through the paper making machinery. This liquid, known as white water, Is
             usually captured by a white water collection system  dedicated to one paper machine.  White
             water may also be passed through a screening device that separates the white water into its
             separate streams of clear water and fiber and filler.  These components can then be recycled
             back Into the system.

             In this mill, two paper machines share a common white water system.  One machine also has
             the screening device installed.  If the two machines are producing similar grades of paper, a
             significant amount of the white water can be recycled. However, when the two machines are
             producing different grades of  paper, the mixed white water is not reusable and must be
             sewered. Not  only does this result in the loss  of a large flow of potentially reusable water,
             fiber, and filler, it also increases the BOD content of the wastewater.

             The  proposed project is to split the white water systems, so that each machine would have a
             dedicated system. In addition,  a screening device would be installed on the second machine.
             This would permit fiber, filler, and water reuse on both machines at all times.
                                                      58

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^^f^^^^^^^w^^x^Lfy^^f*^
S^^Wl»f&lS^^(J^I^^»«ls^^- 'AX WiMSt '

A SPECIALTY PAPER MILL
ANALYSIS The project as described has total capital costs
of $1.47 million. The company developed a '
financial analysis that captured those operating •
costs and savings typically including in their
analyses. The more detailed total cost analysis
(TCA) included these costs as well as
additional costs and savings.
The TCA includes the following annual .
savings:
• A reduction in fiber and filler loss •
of 1 ,200 tons per year ($42 1 ,530);

COST CONSIDERATIONS |

Fiber and Filler
Annual Savings
$421,530
H2O Pumping/Treatment $ 1 1 2,420
H2O Heating
Wastewater Costs
$393,400
$122,990
Total Savings $1,050,340
Aunua! Costs
Chemicals
Electricity
Labor
$28,700
$107,280
$3,120
Total Costs $139,100
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
       •  A reduction in fresh water usage of
          1 million gallons per day and a commensurate reduction in fresh water treatment
          and pumping costs ($112,420);

       •  A reduction in energy use for fresh water heating ($393,400);

       •  A reduction in wastewater generation of 1 million gallons per day, resulting in
          saving $54,750 in wastewater pumping and $68,240 in wastewater treatment.
Annual operating costs are expected to increase in the following areas:

       •  Chemical flocculating agents used in the screening filter ($28,700);

       •  Electric costs to operate the new equipment ($107,280);
       •  Labor required to operate the new equipment ($3,120).
Thus, the net annual savings associated with the $1.47 million investment are $911,240. A
number of these costs, totaling $560,570, are omitted from .the company's analysis.  These
savings include  those associated with fiber and  filler recovery, fresh water heating, and
pumping and treatment of both fresh water and wastewater.

Not provided.

The TCA indicates a  15 year NPV of $2.85 million  and a 15 year ERR of 48%.  Simple
payback period is 1.6  years. The company's initial conventional analysis yields a 15 year
NPV of $360,301, a 15 year IRR of 21%, and a payback period of 4.2 years.
    CONTACT  Deborah Savage, Tellus Institute, 617-266-5400

    SOURCES  White, A., D.  Savage,  and A.  Dierks, "Environmental  Accounting:  Principles for the
              Sustainable Enterprise". Originally presented at the 1995 TAPPI International Environmental
              Conference, Atlanta Georgia, May 7-10 1995.
           i
              White, Allen L., Monica Becker, and James Goldstein, Total Cost Assessment: Accelerating
              Industrial  Pollution  Prevention  Through  Innovative  Project Financial Analysis:  with
                                                      59

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                             A SPECIALTY PAPER MILL
Applications to the Pulp and Paper Industry. Prepared for US EPA. December 1991. Also:
White, A.s D, Savage, and M. Becker, Revised Executive Summary. June 1993.

White, A., M. Becker, and D. Savage, "Environmentally Smart Accounting Using Total Cost
Assessment to Advance Pollution Prevention". Pollution Prevention Review, Summer 1993.
                                        60

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                                      NIAGARA MOHAWK POWER COMPANY
   BUSINESS  CAPITAL INVESTMENTS
    DECISION  Analysis of the feasibility of co-firing a fossil-
              fuel generating plant to produce bioenergy from
              willow.
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
An investment of $2 million will result in annual
savings of $1.1  million.   Net present value of
expected net benefit stream is $793,000.
          COMPANY PROFILE

=> Location: Syracuse, New York

=5> Size:  8,600 Employees

=> Annual Revenues: $4 billion

=> Business: Supplier of electricity and
   natural gas in upstate New York.
    PROJECT
DESCRIPTION
The  Niagara Mohawk Power Company  (NMPC)  is among  the leaders in reporting on
environmental externalities and using them in the capital investment process.  The analysis
discussed here is one of several reviewed in a major study of best practices for costing and
managing  an effective environmental strategy.   NMPC makes use of a  standard "Benefit
Assessment Worksheet" to evaluate capital investment decisions. This snapshot is based on
such a worksheet.

This particular project is a proposed pilot to assess the feasibility of producing bioenergy by
co-firing a fossil-fuel generating plant with coal and willow.  NMPC proposes testing this co-
firing at its Dunkirk 2 facility in Tully, New York.
   ANALYSIS  During 1992, the plant produced 619,120 MWh with 242,914 tons of coal.  A total of 9,884
              tons of SO2 was produced as a result of those operations. The proposed project would replace
              10 percent of the coal with biomass in the form of willow.  The investment required to retrofit
              the coal plant so it is capable of co-firing biomass is estimated at $200 per kW of capacity.
              The Dunkirk 2 facility  has a capacity of 100 MW,  so retrofitting is estimated to  cost
              $2,000,000.  In the analysis, the retrofit is expected to occur in 1999.

              Because biomass combustion produces very little SO2, the replacement would result in a ten
              percent reduction in SO2, or a 988 ton reduction. At the time of the analysis, a permit to emit
              one ton of SO2 was  valued at $175. Thus the project would result in annual savings of
              $172,900 due to reduced SO2 emissions.

              In addition, the National Energy Policy Act of 1992 provides a tax credit of 1.5 cents per kWh
              for electric power generated in a "closed-cycle-fuels production/utilization system." In this
              case, 10 percent of the generated power,  or 61,912 MWh of energy, is eligible for this credit,
              for an annual savings  of $928,988. This tax credit is due to expire in 2007.

              Thus, the total annual benefit is $1,101,588 ( = $172,900 + $928,988), and starts in 1999.

              Note that a fuel costs are not included in the analysis.

   FINANCIAL  The study uses a discount rate of 10.2 percent,  and depreciates the investment in 5 years.
PARAMETERS
   FINANCIAL  The net present value (NPV) of the investment is $2,642,650.  The analysis further assumes
    RESULTS  that the benefit has a 30  percent chance  of being achieved (the reason for this probability is
                                                      61

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         	NIAGARA MOHAWK POWER COMPANY	

         not provided). The study applies this factor, reducing the NPV to $792,975,

         The Benefit Assessment Worksheet also notes, but does not quantify, a number of additional
         benefits that may accrue due to the project For example, it notes that the use of biomass as
         fuel has essentially no net  effect on atmospheric CO2 levels when the  fuel is grown at a
         sustained level (Le., the carbon sequestered as new trees are grown to replace those harvested
         offsets the carbon released through combustion).

CONTACT Not provided.

 SOURCE Epstein, Marc L, Measuring Corporate Environmental Performance: Best Practices for
         Costing and Managing an Effective Environmental Strategy. For the Institute of Management
         Accountants. Chicago: Irwin, 1996, pp. 183-187,
                                                  62

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                                       BRISTOL-MYERS SQUIBB COMPANY
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
DESCRIPTION
       COMPANY PROFILE
Location:  33 countries worldwide
Size: 51,200 employees
Annual Revenues: $15.1 billion
Business:  Diversified worldwide,
healthcare company with extensive
consumer product lines.
CAPITAL INVESTMENTS
Will the investment in developing a database
system  for  making innovative,  cost-effective
solutions  to   commonly   encountered   EHS
operating  challenges accessible  company-wide
decrease costs (monetary and environmental) and
increase productivity?

The system,  known  as  the  Best  Practices
Database, provides a range of benefits: improves
productivity; facilitates  communication; leverages resources; saves costs and time; enhances
EHS performance.  Annual savings are estimated at $675,000. The process has recently been
expanded  to include a total of 20 business functions (e.g.,  manufacturing,  research &
development).  Since 1993 the Company's Best Practices Sharing database has helped BMS
account for over $2.9 million in innovative, cost-saving solutions to commonly encountered
operating challenges. The system has been improved over time to enhance its utility.

A database called  "EHS Best Practices"  was developed to identify, summarize, and share
environmental, health,  and  safety  (EHS) operating  solutions among Bristol-Myers Squibb
(BMS) facilities worldwide. The database tracks company-wide EHS activities with regard to
BMS business mission, goals,  and activities to support the company's  16 EHS  Codes of
Practice (based on the  16 International Chamber of Commerce Principles for Sustainable
Development), and provides financial costs and benefits data.  Specifically tailored data for
individual business groups and divisions are also provided.

This system drives  improvement in productivity by leveraging resources and ideas company-
wide. It also supports timely, consistent, cost-effective regulatory compliance.

A "Best Practice" is a unique way to solve a problem or address an issue that may be faced by
other BMS  facilities.   Best Practices are identified during routine company-wide EHS
management systems audits or are self-nominated by facilities.  Practices are reviewed for
completeness and transferability prior to final posting hi the database.

The BMS Best Practices database is designed to cost-effectively share solutions throughout
the company among employees supporting core manufacturing and other business functions
of the  Company.   Best  Practices for overcoming common business  challenges  can be
researched or entered by virtually any BMS employee with a computer.  There are currently
214 Best Practices available which address 20 business functional areas.

For example, one  such Best Practice describes the  recycling of solvents used in high
performance liquid chromatography (HPLC), a standard laboratory analysis technique.  In
BMS's New Brunswick, NJ, laboratories, installation of the solvent recycling system  cost
about $12,500 and resulted in savings of $35,000.
                                                      63

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                                       BRISTOL-MYERS SQUIBB COMPANY
              Documents in the database provide users with an overview of each practice, and names
              individuals to contact for more details.  The goal is to facilitate direct transfer of technology
              among individuals involved with implementing solutions to commonly faced problems,

   ANALYSIS  The initial cost  of  implementing the Best Practices database was $40,000.  This  figure
              accounted for the development of me  Best Practices database structure  by an outside
              consulting firm.  An additional $20,000 was invested  in improving and expanding Best
              Practices.   This further development was performed internally.  Based on  $2.9 million in
              savings currently available for sharing by the database, and 214 Best Practices in final form,
              the average benefit to the company per practice is approximately $13,500.  BMS estimates
              that annually a minimum of 25 posted Best Practices will be used by at least 2 facilities. This
              estimate implies an annual savings to BMS of:

                 (25 Best Practices/year) * (2 facilities via sharing) * ($13,500 saving per Best Practice) = $675,QOO/year.

              BMS believes this figure to be conservative.  Since 1993 the Best Practices database has
              reflected only EHS-related solutions. As other business functions begin using Best Practices,
              BMS anticipates even greater business benefit
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
Not provided.

By sharing cost saving and cost avoiding solutions among several sites, the benefits achieved
by implementing a Best Practice can be multiplied many times over.  BMS estimates the
system results in an annual savings to the company of at least $675,000.
    CONTACT  Clinton Allen
              Bristol-Myers Squibb
              Compliance Assurance Services
              P.O. Box 182
              East Syracuse, NY 13057
                                        Phone:(315)-432-2615
                                        Fax;(315)-432-4761
                                        e-mail: callen@usccmail.bms.com
     SOURCE  For further information please visit the BMS website at: http://www.bms.com
                                                       64

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                                      BRISTOL-MYERS SQUIBB COMPANY
                                                                     COMPANY PROFILE
                                                           => Location:  33 countries worldwide
                                                           => Size:  51,200 employees
                                                           => Annual Revenues: $15.1 billion
                                                           => Business:  Diversified worldwide,
                                                              healthcare company with extensive
                                                              consumer product lines.
   WHY WAS
    PROJECT
PERFORMED?
             BMSTOL-MYERS SQUIBB COMPANt
   BUSINESS  CAPITAL INVESTMENTS
   DECISION  Does consideration of environmental, health, and
             safety (EHS) impacts at each step of a product's
             life  cycle  enhance  both  environmental  and
             monetary savings?

   BUSINESS  Analyzing every step of a product's life cycle has
   BENEFITS  allowed Bristol-Myers  Squibb to identify and
             reduce negative EHS impacts at each stage. The
             company estimates that each product  life cycle
             review performed costs about $25,000 and results in cost savings averaging $340,000.

             Bristol-Myers Squibb's (BMS) business strategy is  one of EHS  leadership going beyond
             compliance.  This strategy is  characterized by a strong management system coupled with
             measurable standards. In 1991, BMS established a company-wide commitment to leadership
             in environmental, health, and safety (EHS) management.  As part of this commitment,
             product life  cycle (PLC)  management was  undertaken.  PLC  review has  the goal of
             minimizing the environmental impacts of BMS products by evaluating opportunities for
             improvement at each stage of the product's life cycle, including design, manufacturing,
             packaging, distribution, use, and ultimate disposal. Bristol-Myers Squibb has conducted PLC
             reviews of all its major product lines.

             Also in 1991, BMS endorsed the International Chamber of Commerce (ICC) Business Charter
             for Sustainable Development, a set of 16 principles guiding EHS management of businesses.
             The business charter calls on industry to "develop and provide products or services that have
             no undue environmental impact and are safe in their intended use; that are efficient in their
             consumption of energy and natural resources;  and that can be recycled, reused or disposed of
             safely." PLC assessment is a means of meeting EHS leadership goals as well as complying
             with ICC principles.

   PROJECT  The concept of product life cycle review is fairly simple:  define each stage of the product's
DESCRIPTION  life and conduct an in-depth analysis of impacts at each stage. The stages identified by BMS
             are:  research and product development; marketing; packaging;  sales,  distribution,  and
             transportation;  consumer use;  and final disposition.  BMS forms a PLC review team that
             incorporates members with expertise at each stage of the product's life cycle.

             PLC reviews comprised several steps typically spanning four to six monthly meetings of the
             project team.  Over the course of the meetings, the  team is educated about the  company's
             EHS goals, and the role of PLC reviews in meeting those goals.  PLC team members identify
             and evaluate EHS impacts and potential product and process improvements using an iterative
             process. Team members review supporting document to assist them in identifying EHS issues
             relevant to their segment of the product life cycle, and in identifying potential opportunities
             for improving the product's EHS profile. Estimates are made of material and energy savings,
             avoided pollution, and costs and savings incurred by  each opportunity.  Team members then
             present their findings to the group.  Ensuing  discussions provide cross-fertilization of ideas-
                                                     65

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                                      BRISTOL-MYERS SQUIBB COMPANY
             and feedback, generating new ideas and identifying additional information and data.  Each
             option is evaluated using three criteria: (1) ease or difficulty of implementing; (2) costs of
             implementing; and (3) benefits of implementing the option (e.g., reduced costs, increased
             productivity).  Based upon these criteria, the team collectively decides which improvements
             to recommend to management.

             Time and resources required for implementing an improvement are important drivers for
             determining ease or difficulty of implementing an option. Anticipated costs and benefits of
             an improvement option include one-time capital costs and annual operating costs, including
             those  that may arise from production  effects  (e.g.,  decreased cycle time,  increased
             performance); changes in energy and raw material requirements; and changes in amounts and
             types of releases to the environment (including the work environment).  Only the easily
             quantifiable raw material cost savings are monetized, whereas the decrease in process time is
             estimated, but not  monetized. Energy  savings are neither quantified nor monetized. Health
             and  safety improvements share equal emphasis with monetary improvements. Evaluated
             improvements are  prioritized as either high, medium, or low.  The improvements  deemed
             high priority  are  then recommended  for approval by  management.   These options are
             identified and evaluated in the final report at the end of the PLC review.

   ANALYSIS The Product Life Cycle review projects  have proven to be a tremendous success. The average
             implementation cost of each product life cycle innovation is approximately $25,000/review.
             The PLC reviews which have been completed resulted in cost savings opportunities averaging
             $340,000 per review, for a net savings of about $315,000 per review. Total potential savings
             for all reviews exceeds $7 million.
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
Not provided.

As noted., the net savings per PLC review is approximately $315,000, In addition, BMS has
completed its corporate goal  of completing Product Life Cycle reviews of all product lines.
The  company  believes that the financial and business communities realize that BMS'
commitment toward the environment and  to the health and safety of its employees has an
impact on long-term performance.
    CONTACT  Jerry Schinaman
              Bristol-Myers Squibb
              Compliance Assurance Services
              P.O. Box 182
              East Syracuse, NY 13057
                                       Phone:(315)-432-2331
                                       Fax:(315)-432-4761
     SOURCE  For further information please visit the BMS website at: http://www.bms.com
                                                      66

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                                             Tiz's DOOR SALES, INC.
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
DESCRIPTION
TIZ'S BOOM SABES. INC.
 ~, «* ~w»,   i^o.   W
-------


^•":--" -'::::l
2:-*.: XJElll

Tiz's DOOR SALES, INC.
initial investment costs include not only
equipment, materials, and installation, but
also utility connections, site preparation,
and savings in permitting costs and
insurance. The savings would result from
reduced toxic emissions that would
eliminate the need for an air permit and
would lower explosion risk.
Since the conversion would not affect many
of Tiz's operating costs, the analysis
focused only on those costs that would
chance as a result of the investment.


COST CONSIDERATIONS


Permits/Insurance
Materials
Labor
Equipment
Tax
Total Savings
Utilities
Rework
Total Costs

Year One Savings
$ 4,300
$ 124,000
$44,800
$ 3,300
$11,900
$ 188,300
Year One Costs
$ 3,000
$ 48,000
$ 51,000

1











   FINANCIAL
 PARAMETERS
    FINANCIAL
     RESULTS
          These costs included utilities and rework, and savings in lacquer costs, labor, and equipment
          replacement. In addition, the tax savings from the equipment depreciation were included.

          The analysis used a 6% discount rate.

          Different scenarios reflect different potential cash flow streams. Each allowed for different
          equipment costs, insurance savings, rework costs (with the new system, pieces that are coated
          improperly cannot be reworked and must be scrapped), and depreciation tax savings.  Each
          scenario was run for both a five-year and a ten-year project life. Across all scenarios, the net
          present values (NPVs) ranged from $240,420 to $1,817,834 for which the investment would
          pay for itself, on a discounted basis, in one to two years.

          A  number of critical  assumptions underlying the analysis were individually tested to
          determine their effect on profitability. These included the expected cost of the new lacquer,
          the cost of rework, the depreciation method, and the discount rate. Of these, the expected cost
          of the UV-curable lacquer was the most significant driver, reducing the NPV in one scenario
          from $450,000 to $100,000 when the lacquer cost rose from $25 per gallon to $30.

          This project has had  a substantial impact on the way Tiz's Door Sales analyzes capital
          investments. The company now routinely includes on their cost list indirect cost items, such
          as liability, "green" product markets, and avoided raw material costs.  They are currently
          investigating replacing their diesel delivery vehicles with alternative-fueled vehicles, and are
          using EGA to evaluate options for replacing high-volume low-pressure (HVLP) spray guns,

CONTACT  Chris Montovino, PPRC (206) 223-1151
          Greg Tisdel, Tiz's Door Sales, Inc. (425) 621-8369

 SOURCE  Pacific Northwest Pollution Prevention Resource Center, Economic Analysis: Converting
          from Petroleum-Based to Ultraviolet-Light Cured Coating System for Medium-Size Wood
          Products Manufacturers, 1994.
INSTITUTIONAL
     CHANGE
                                                        68

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                                             AMOCO OIL COMPANY
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
DESCRIPTION
       COMPANY PROFILE
Location: Yorktown, Virginia

Size:  53,000 barrels per day

Annual Revenues: Corporation as
whole—$10.8 billion worldwide

Business: Integrated
petroleum/chemical company
AMOCO OprCOMPAJfYl;   *   V.-  ^
PRODUCT/PROCESS COSTING
Facility-wide study of oil refinery to gain insight
into environmental cost accounting in a highly
integrated oil refinery.

Analysis of environmental costs indicated such
costs were over  six times higher than Amoco
EHS  staff provided  in   an  initial,  informal
estimate.  This meant that returns on investments
to reduce environmental costs were consistently
underestimated.  Environmental accounting techniques allow a more accurate understanding
of the business benefits of such investments.

The Amoco  Corporation  is a worldwide integrated petroleum and  chemical  company.
Amoco Oil Company is one of three major operating companies of the corporation (the others
are Amoco Production Company and Amoco Chemical Company). At the time of this study,
Amoco Oil operated five refineries in the United States,  with a total capacity of just under 1
million barrels per day.

This case study focused on a single refinery, in Yorktown, VA. Although this is a small
refinery (53,000 barrels/day) relative to Amoco's larger facilities (over 400,000 barrels/day),
it is nonetheless considered a "complex" refinery.  In addition, the Yorktown facility makes a
rich subject for this case study because it was the setting for the unprecedented collaborative
Amoco/Environmental Protection  Agency.  This project quantified air emissions,  water
discharges, and other wastes generated at the facility.  Moreover, it  identified a range of
options to reduce or prevent those releases, some of which appeared more cost-effective that
those required by existing rules.

As a part of a major study of corporate environmental accounting, the World Resources
Institute built on the Amoco/EPA study to evaluate the environmental costs associated with
the complex, highly integrated refinery.

Crude  oil and natural gas provide a raw material of diverse  hydrocarbons.  The refining
process uses both thermal and chemical processes to separate this mixture into "fractions" of
more homogenous mixtures. Separation typically occurs according to the boiling  points of
the components, with lighter fractions (including those used to make gasoline) separated at
lower temperatures and heavier fractions (such as those used to make jet fuels, kerosene, and
fuel oil) separated at higher temperatures. Additional products can be recovered  from the
residuals using a wide variety of techniques, including the use of catalysts.

Determining the mix of outputs to be produced by a given refinery involves  an extremely
complex  decision-making  process  that uses  as inputs market  demands, product  margins,
transportation  costs, refinery technology,  and price and availability of crude.  In  addition,
refinery operations are highly interrelated, with the input to one operation dependent on the
output of one or more previous operations.
                                                      69

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                                AMOCO OIL COMPANY
This degree of integration posed obstacles to
early attempts to trace environmental costs to
products,   raw  materials,   capital  project
decisions, or specific units or processes.  None
of these attempts were satisfactory, due  either
to difficulties associated  with  the integrated
nature of operations, or failure to capture a
sufficient fraction  of refinery  environmental
costs.
         COST CONSIDERATIONS
    Environmental
    Cost Category
                                                                                    Percentage of
                                                                                   1993 Non-Crude
                                                                                   Operating Costs
Waste Treatment
                                                                                        4.9
Maintenance
                                                                                        3.3
Product Requirements
                                                                                        2.7
Depreciation
                                                                                        2.5
                                              Administration,
                                              Compliance
                             2.4
                                              Sulphur Recovery
                                              Waste Disposal	
                                              Non-Recurring Costs
                                              Total
                              1.1
                              0.7
                              4.0
                             21.9
             The study instead looked  at environmental
             costs on a refinery-wide basis. The approach
             entailed  analyzing accounts  contained in the
             facility's  general  financial   system   and
             determining what portion, if any, of each cost
             item was environmental.  This information was supplemented by other sources such as the
             company's Maintenance Management System.

   ANALYSIS At most  refineries, operating costs are dominated by crude oil. Thus, even small fluctuations
             in the price of crude can overshadow other operating costs of the refinery. As a result, it is
             the custom at the refinery level to track "non-crude operating costs," excluding the costs of
             feedstock.

             The analysis estimates that total environmentally related costs are 21.9 percent of total non-
             crude operating costs.  This total focuses primarily on capital, operating, and maintenance
             costs, and excludes contingent liability costs.  If these costs were added, the total could be
             higher. Remediation expenses are recorded as "non-recurring costs" .

             Note that maintenance costs, estimated at 3.3 percent of non-crude operating costs, far exceed
             the sum  of waste disposal, fees, fines, and penalties. 2.7 percent of non-crude operating costs
             is  attributed to  complying  with  environmental  regulations  associated  with   product
             specifications.

             At the outset of the project, prior to conducting the  analysis, environmental personnel
             estimated informally estimated environmentally related costs at only three percent of total
             non-crude operating costs.  The magnitude of this difference, as well as the magnitude of the
             costs, indicates the value of identifying and tracking environmental costs.

   FINANCIAL Not applicable,
PARAMETERS
   FINANCIAL Not applicable.
    RESULTS
    CONTACT Not provided.

     SOURCE Ditz, Daryl, Janet Ranganathan, and R. Darryl Banks, Green Ledgers:  Case Studies in
              Corporate Environmental Accounting. World Resources Institute, May 1995.
                                          70

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                                            CIBA-GEIGY (NOVARTIS)
    BUSINESS  PRODUCT/PROCESS COSTING
    DECISION  Study of the environmental costs associated with
              the production of a single chemical additive used
              to increase stability of plastics.
   BUSINESS
   BENEFITS
          COMPANY PROFILE
=> Location: 60 countries

=> Size:  92,000 employees

=> Annual Revenues: Not provided

=> Business: Manufacturer of
   diversified chemical products.
   WHY WAS
    PROJECT
PERFORMED?
              The study reveals that, with minor changes, the
              Ciba-Geigy accounting system could make better
              use  of information already reported to provide
              better  environmental  cost  information  for
              managerial decision making.

              Ciba-Geigy (now merged with Sandoz as Novartis) is an internationally diversified company
              headquartered in Basel, Switzerland operating with 92,000 employees in 60 countries. Ciba
              is a  major producer  of Pharmaceuticals,  specialty chemicals and  agricultural products,
              diagnostic products, plant  protection and animal health products, seeds, dyes, chemicals,
              additives, pigments, and polymers. The company's worldwide operations range from mature,
              low-growth products in the  commodity chemical divisions to higher growth specialty or niche
              chemicals, including value-added special formulations to meet  individual customers' needs,
              to advanced technology-based high-growth Pharmaceuticals.  The company is vertically
              integrated, producing may of its own intermediate chemicals.

              Ciba has a stated goal of reducing energy consumption and  waste in  all forms.   It has
              committed to develop new  processes for reclamation, reprocessing, and recycling emissions
              and  effluents.  It also  has a goal to remove solvents and other highly reactive compounds
              from production processes as soon as possible.

              As a part of a major  study of corporate environmental accounting, the World Resources
              Institute evaluated Ciba-Geigy's environmental management accounting practices.

    PROJECT  As a sample exercise in environmental accounting, the researchers carried out an analysis of
DESCRIPTION  me environmental costs associated with manufacturing a single  chemical additive, given the
              fictitious name Stabilan, that is used to increase the shelf life and stability of a wide range of
              products.  Stabilan is one of several substances produced by Ciba's Additives Division.  The
              product is manufactured on a batch basis on any of several flexible processing lines  that are
              also used to produced other  additives.

              Stabilan is used in products that come in contact  with food. As such, it meets Food and Drug
              Administration guidelines for comestible products.  However,  the  complex manufacturing
              process for Stabilan requires the use of three compounds that have significant environmental,
              health, or safety implications.  One, a highly reactive substance, is a key building block in
              production  of the intermediate; the other two,  both  solvents,  generate volatile  organic
              compound (VOC) emissions.  In addition, VOC residues in waste water effluents result from
              production and flushing of lines for product changeovers.  This effluent is processed at an on-
              site wastewater treatment facility.
                                                      71

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                                            CIBA-GEIGY (NOVARTIS)
             Information on environment-driven activities and costs associated with was gathered from
             discussions  with Additive  Division employees as well as with service providers to the
             Division.

   ANALYSIS  Cost components are assigned to one of 15 categories (e.g., solvents, packaging materials,
             materials handling, overhead, steam, etc.), and identified as being one of four types of costs:
             direct  variable;  indirect  variable; indirect fixed; or,  historical.   Raw material costs are
             excluded from the analysis to safeguard potentially confidential data.

             Two of these cost  components—solvent recovery and wastewater treatment charges—are
             flagged as being fully attributable as environmental costs. Together they total 15 percent of
             the of the total manufacturing costs ofStabilan, excluding raw material costs.

             Ciba's accounting system does not permit an accurate estimation of the upper and lower
             bound for the environmental portion of a majority of cost elements.  Thus, in order to provide
             a  conservative  analysis, the remaining cost components are  assigned  an  "estimated
             environmental portion," which in most cases Is a range representing theoretical limits (i.e., 0
             to 100 percent). Based on this analysis, environmental costs are estimated to range between
             19 and 72 percent of the total manufacturing costs afStabilan, excluding raw material costs.

             Among the recommendations of the researchers is that  Ciba managers consider further
             analysis and refinement  of the  bounds of the environmental  costs range assigned to the
             various components.   Availability of improved estimates would  enhance the quality of
             environmental Information available to managers.

             The overall recommendation of the researchers is that Ciba explore the possibility of making
             minor changes to its  current information system to enhance its ability to provide relevant
             information to support decisions.  Ciba already has a comprehensive, fully integrated general
             ledger system in use at all sites worldwide. Currently, however, the system aggregates many
             costs into overhead categories prior to reporting them out. The researchers note that in many
             cases the input of an additional code at the time of data entry is  all that is required to achieve
             this enhancement.

   FINANCIAL Not applicable.
PARAMETERS
   FINANCIAL Not published in study at request of Ciba-Geigy.
    RESULTS
    CONTACT Not provided.

     SOURCE Ditz,  Daryl, Janet  Ranganathan,  and R. Darryl Banks, Green Ledgers: Case Studies  in
              Corporate Environmental Accounting. World Resources Institute, May 1995.
                                                       72

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                                            A RESINS MANUFACTURER
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
       COMPANY PROFILE
Location: Midwest US

Size: 220 employees

Annual Revenues: $300,000,000

Business: Manufacturer of resin
products used in paints, coatings, and
reinforced fiberglass
           PRODUCT/PROCESS COSTING
           Does  improved estimation of operating costs
           enhance the firm's  ability to  identify pollution
           prevention opportunities?

           This manufacturer found that its product costing,
           in one  case,  significantly misrepresented  the
           actual cost of producing the product.

           In accord with the company's commitment to an
           aggressive pollution prevention (P2) program, the facility in this study joined with the Illinois
           Waste Management Research Center to  more rigorously cost one of its products, Resin A.
           The exercise entailed a technical evaluation of the manufacturing process and a  financial
           analysis of the product line to determine the cost of waste.  The purpose was to improve the
           facility's understanding of the process to identify and later implement P2 opportunities.

           The project  sought  to  identify opportunities to improve Resin A's manufacturing process
           through capital purchases  or  optimization  of its operating parameters.   A longer-term
           objective was to improve costing systems to facilitate P2 throughout the company.  Tellus
           Institute worked with the company to characterize the existing allocation system and suggest
           ideas for improvement.  In addition to looking at the company's method of allocation, the
           analysis evaluated the effect of enhanced  allocation methods on product costs.

           Resin A is part of the alkyd resins family of products, one of four the facility produces.  The
           resin products  are processed in batch reactor  vessels where the  raw materials are heated.  A
           solvent solution is added to the reacted resin  mixture to change its physical properties.  The
           process generates air emissions and various streams of hazardous and non-hazardous waste.
           Unlike most of the resin products, Resin A undergoes a final filtering process  to remove an
           unwanted by-product;  a process step that generates additional waste. It is because Resin A
           requires this  extra step that it was selected as the focus for the facility's study.

           The first stage  of the project was to calculate the cost of manufacturing Resin A based on the
           facility's existing costing methods.  This stage would serve as the baseline against which
           recommended enhancements could be compared. The subsequent  stage evaluated alternative
           methods of costing to more accurately reflect the cost of the product. Rather than develop a
           new method  of process costing, the evaluation began with the existing system and built upon
           it.   Two separate analyses, a  surcharge analysis  and an allocation analysis, were run  to
           respectively  evaluate  the  impact  of (1)  the  facility's surcharge system whereby  cost
           adjustments  are applied to processes thought  to  have unusually high costs, and (2) the
           allocation system used to assign indirect costs.

ANALYSIS  The facility organizes cost data into waste cost and conversion cost.  The waste cost includes
           disposal and  transportation fees for off-site disposal and utility costs for on-site  treatment.  A
           waste tracking  system determines the waste cost for the facility organized by waste type.  The
           conversion cost comprises indirect operating  costs that are assigned to individual products.
    PROJECT
DESCRIPTION
                                                       73

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A RESINS MANUFACTURER
                        COST CONSIDERATIONS
                                   FU&liocalion Savings
               Labor
  $ 125,000
                     Total Savings
  $ 125,000

Reallocatlon Costs
               Conversion Cost
   $ 26,000
               Waste
   $ 22,000
                       Total Costs
   $48,000
               Conversion costs are allocated  as direct
               costs    (labor,    utilities,    equipment
               depreciation) on the basis of reaction time,
               as    overhead    (waste    management,
               administration) on the basis of number of
               batches, or as fixed costs (safety  materials,
               shipping labor)  on the basis of  product
               volume, A  surcharge is added  on top of
               these costs when a product requires extra
               steps,  such as filtration, in its processing.
               Using mis  method, the facility determines the cost of producing Resin A. Despite Resin A's
               extra filtration step, it did not receive a surcharge.

               The process of manufacturing Resin A was reevaluated to identify any surcharges that might
               be warranted. The filtration step at the end of the process did represent an extra cost that was
               not being charged back to the process.  This comprised the cost of the filtration labor, filter
               paper and powder, and filtration waste disposal. The allocation of costs was also reevaluated
               for three of the process's major  costs;  operating labor, waste disposal, and environmental
               management labor. As an alternative method, operating labor was estimated based on actual
               labor spent on the process rather than an allocation based on the product's reaction time.
               Similarly*  waste  disposal costs were estimated based on actual  waste  generated versus  an
               allocation based on the number of batches produced.  Finally, environmental management
               labor was estimated by determining  the portion of the environmental engineer's time spent on
               the Resin A process rather than by allocation on a product volume basis,

   FINANCIAL  Not applicable,
 PARAMETERS
   FINANCIAL  The facility's conversion cost for  Resin A is $257,000 for the four million pounds of product
     RESULTS  manufactured and the waste cost assigned is just under $30,000.   The surcharge analysis
               calculated  a filtration step cost of over $650 per batch, which effectively increases Resin A's
               conversion cost by 10%. Omission  of the surcharge therefore put the product's assigned cost
               significantly below its actual cost.

               The allocation analysis found the  actual  cost of operating labor to manufacture Resin A to be
               close to $20,000 compared  to the facility's allocation of $145,000.  Because the process to
               manufacture  Resin A generates substantial hazardous waste, the bottom-up estimate of waste
               disposal showed actual costs to be $52,000 compared the facility's estimate of $30,000. The
               facility's focus  on waste  minimization  meant  that the  environmental  engineer spent
               proportionally more of her time on the  Resin A line because the facility had targeted it  for
               improvements.  As a result, almost 18% of her time was actually spent on the process as
               opposed to the 4% assigned via the facility's allocation system.  Based on the information
               uncovered by this project, management can reevaluate the cost of Resin A and better asses the
               economic value of reducing the product's environmental impacts,

INSTITUTIONAL  This project has a modest  effect on the way this company carries out internal financial
     CHANGE  analysis. They have expanded their cost list in cost accounting activities to include avoided
            74

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                                      A RESINS MANUFACTURER
          raw material costs. Otherwise, the company has not changed its practices.

CONTACT  Deborah Savage, Tellus Institute (617) 266-5400

 SOURCE  Savage, Deborah, et al., Total Cost Assessment: Catalyzing Corporate Commitment to
          Pollution Prevention in Illinois. For Illinois Waste Management and Research Center, April
          1997.
                                                 75

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                                              S.C. JOHNSON WAX
                                                                      COMPANY PROFILE

                                                               Location:  Facilities in 49 countries

                                                               Size: 13,000 employees

                                                               Annual Revenues: Not reported

                                                               Business:  Manufacturer of chemical
                                                               specialty products for home care,
                                                               insect control, and personal care.
                      ,	  ,
   BUSINESS  PRODUCT/PROCESS COSTING
    DECISION  Study of the environmental costs associated with
              one household pesticide product.

   BUSINESS  Analysis  using   environmental   accounting
    BENEFITS  techniques  indicated  environmentally  related
              costs were actually about 50 percent greater than
              indicated by the current accounting system. This
              meant  that returns on investments  to  reduce
              environmental     costs    were    consistently
              underestimated. Environmental accounting techniques allow a more accurate understanding
              of the business benefits of such investments.

   WHY WAS  S. C. Johnson Wax (SCJ) is a large, privately held corporation.  The company is one of the
    PROJECT  world's leading providers of chemical specialty products for the home and workplace.  The
PERFORMED?  corporations has several divisions.  This case study focuses on production by the Insect
              Control Business.  This division faces a range of environmental  challenges arising from
              product registration, marketing,, and post-consumer product management (such as recycling of
              aerosol cans).  Proliferating state regulations on pesticide labeling and use represent a major
              issue for the company. Regulation affects lead times for registering products and developing
              formulations, which in turn affects the incentive to develop new active ingredients.
             As a part of a major study of corporate environmental accounting, the World Resources
             Institute evaluated SCJ's  environmental  management  accounting  practices.   The
             described below is a part of this study.
                                                                                              case
    PROJECT As a sample exercise in environmental accounting, the researchers carried out an analysis of
DESCRIPTION fhe environmental costs associated with production and sales of a single household pesticide
             product manufactured by SCJ's Waxdale, Wisconsin, manufacturing facility.  The specific
             product considered is  one of several aerosols produced by  the facility,  and the  aerosol
             production lines are only one part of the manufacturing facility,

   ANALYSIS Department personnel were interviewed and asked to conduct self-audits of their time in order
             to estimate the portion of staff time spent in environmental activities.  Documents  such as
             departmental expense statements and manufacturing overhead  studies were also reviewed to
             gather information on  other  costs.   Costs  related  to Sales,  R&D, and Administrative
             Management personnel were not estimated in the analysis.

             This analysis reveals that waste processing and other non-personnel-related environmental
             expenses  associated with manufacturing are relatively low, totaling only 0.25 percent of
             manufacturing costs-of-sales.  The analysis also reveals that manufacturing personnel costs
             associated with environmental initiatives total 2.7 percent of operating expenses.  Both of
             these costs are captured by the corporation's current accounting system.
                                                       76

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                                               S.C. JOHNSON WAX
              However, the analysis  indicates several  additional environmental related costs  are  not
              captured by the accounting system.  These  include the registration  fees  and mill taxes,
              environmental R&D projects, allocated Environmental and Safety Actions expenses, and
              directly identifiable legal expenses.  These costs total only 0.04 percent of manufacturing
              costs-of-sales; however the registration fees and mill taxes alone comprise fully 17 percent of
              marketing  administration.   In addition,  about 21  percent  of marketing  administration
              personnel expenses are associated  with environmental concerns,  totaling 1.6 percent  of
              operating expenses.   Together, these costs  not captured by  the  accounting system  as
              environmentally related total over 50 percent of the costs that are captured.

              This result indicates that  in at least  some cases, environmental  costs resulting from
              manufacturing operations are not captured by the current accounting system.  If the results of
              the analysis of this single chemical are typical of the corporation as a whole, it may indicate
              that the current accounting system undervalues investments in environmental improvements.
              That is, if the result for this one product are typical, the  savings that would  accrue from
              environmental improvements would be at least 50  percent  greater than the current system
              indicates.

   FINANCIAL  Not applicable.
PARAMETERS
   FINANCIAL  Not applicable.
    RESULTS
    CONTACT  Not provided.

     SOURCE  Ditz, Daryl, Janet Ranganathan, and R. Darryl Banks, Green Ledgers:  Case Studies  in
              Corporate Environmental Accounting. World Resources Institute, May 1995.
                                                       77

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                                            A FORESTRY COMPANY
   BUSINESS PRODUCT/PROCESS COSTING
   DECISION Study of three forestry options: (1) business as
             usual (full compliance with current government
             guidelines); (2) full  compliance plus selective
             response  to  public concerns  over  sustainable
             development;   (3)   full  implementation   of
             sustainable development (i.e,,  preserve forest's
             natural growth cycle).
          COMPANY PROFILE
=$> Location: Ontario, Canada

=> Size: 6,500 sq. miles of forest

=> Annual Revenues: Not provided

=> Business: Lumber & pulp mill
   operations,
   BUSINESS  The study provides an initial attempt to develop accounting techniques that address issues of
   BENEFITS  sustainability. As such, it provides insight into questions that arise with increasing frequency
              as corporations  and society become increasingly concerned with non-commercial  matters
              such as preservation of the environment, employment equity, and worker safety.

   WHY WAS  The author of this study is a principal in the Canadian Office of the Auditor General, and is a
    PROJECT  chartered accountant.  He views our society as entering a new epoch of accounting for wealth,
PERFORMED?  m Wbich business is becoming increasingly accountable for a growing range  of intangibles.
              There is thus a need for accountants to make the necessary conceptual adjustments and
              develop the tools needed to account for these new business realities.

              In part due to earlier work related to the damage to natural capital in  the Exxon Valdez oil
              spill, the author was invited by the UN's Center on Transnational Corporations to conduct a
              pilot project on  accounting for sustainable development The project had five goals: 1) use
              data from operations of a real  resource company; 2) determine costs of implementing
              sustainable development; 3) determine the company's *'sustainable income" (i.e,, reported
              bottom line income adjusted to reflect the potential cost of damage to the company's natural
              capital); 4) expand me traditional definition of assets to encompass the overall environment
              upon which the company depends to remain in business; 5) create a  reporting  package to
              summarize information on the company's environmental stewardship.

              Specifically, the author chose  to analyze a large forestry company which leases 6,500 square
              miles of forest land from the province of Ontario, Cut timber supplies the company's sawmill
              and pulp mill.  The CEO of the company was excited at the opportunity to participate in the
              study, as traditional accounting methods failed to provide him with information he needed to
              engage fully hi the debate regarding the environmental issues surrounding forestry.

    PROJECT  Due to the considerable ambiguity surrounding the concept of sustainable development, and
 DESCRIPTION  me formidable  information requirements facing even a limited analysis, the  project studied
              three  forestry options: (1) business  as  usual—full compliance  with current government
              guidelines without implementing sustainable development; (2) full compliance plus selective
              response to public concerns over sustainable development; (3) full  implementation of
              sustainable development (i,e., harvest quantity and technology used would be determined so
              as to preserve the forest's natural growth cycle).
                                                       78

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                                          A FORESTRY COMPANY
ANALYSIS  The analysis required making a large number of decisions regarding the boundaries and scope
           of the study. The researcher first decided that the accounting entity would be the traditional
           assets plus the 6,500 square miles of natural capital on which it depends. It was decided that
           including the entire boreal forest as context was too ambitious for a pilot project.

           To analyze costs of the three forestry management options outlined above required additional
           decisions.  First, it was decided to use the abatement cost approach—using the estimated the
           cost of fixing an environmental problem as a proxy for the  cost of damage. This approach
           was chosen because it is much simpler than the damage costing approach—where actual cost
           of damage to the environmental and human health are estimated directly.   The analysis
           indicates that Option  2  would increase  annual  operating costs by $8.8 million; Option 3
           would require a $22.3  million increase. These costs reflect changes to both forestry and pulp
           mill operations; saw mill operations would remain unchanged under the different options.

           For the  "Balance Sheet of Natural Forest  Capital,"  the year end commercial value of the
           forest is recorded as an asset with value $40 million, the present value calculated by the
           company's chief cost accountant. Another important decision is assigning ownership of the
           forest. If the forest belongs to our parents, then it is an inheritance, and should be entered as
           equity.  If, however, ownership is assigned to  our children, then it should be entered as a
           liability—a loan to us from them. Although this decision is ultimately based on  our values,
           the accounting principal of conservatism requires it to be treated as a liability. To account for
           damage  done to the forest due  to actions of this generation, an account receivable from the
           current generation of $7 million was entered. This value was calculated based on the money
           the company would have  spent  if it had been  implementing the sustainable development
           option (Option 3).

           Finally,  the cost associated with risk to the  ecosystem was estimated based on a number of
           factors, including the capitalized value for the forest (based on company annualized earnings)
           and estimates of the ecological impacts associated with the three options.  This amount, which
           serves as a crude proxy for a depletion cost for the ecosystem. As expected, the depletion
           cost is greatest for Option 1 ($10.6 million) and lowest for Option 3 ($2.7 million).

           Not provided.

           In essence, what the analysis shows is that return on investments range from 27.0 percent for
           Option 1 being implemented in both the Forestry and Pulp Mill operations, to 15.6  percent for
           Option 3 being  implemented in both operations.  Including the  depletion of the natural
           resource base reduces the rate of return to Option 1 to 23.7 percent, and the return to Option 3
           to 14.8 percent.  The  much lower decline  in this Full Cost Rate of Return in Option 3 is
           attributable to its much lower impact on resource depletion.

CONTACT  Daniel Blake Rubenstein, Office of the Auditor General, Ottawa, Canada.

 SOURCE  Rubenstein, Daniel Blake, "One Man's Attempt to Reconcile the World of Accounting with
           his Love of the Forest". CA Magazine. October 1994.
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
                                                    79

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                                           SOUTHWEST HYDRO, INC.
   BUSINESS PRODUCT/PROCESS COSTING
    DECISION Does improved estimation of operating costs
             enhance  the   utility's   ability  to   identify
             environmental savings?
                                                        in
BUSINESS  By   measuring   the   C$10.4   million
BENEFITS  environmental costs. Southwest Hydro identified
          CS1-3 million in potential savings.
          COMPANY PROFILE

=> Location: Southwestern Ontario

=> Size: 75,000 customers
=> Annual Revenues: C$148,500,000

=i> Business: Retail arm of North
   America's largest utility
   WHY WAS  In  conjunction with its  parent, Ontario Hydro
    PROJECT  Retail, and the Environment and Sustainable Development Division of Ontario Hydro (OH),
PERFORMED?  SWH undertook  a pilot project to review and analyze the environmental impacts of the
              utility's operations, The purpose of the project was to identify the operations' environmental
              costs and to develop recommendations for process improvements to reduce or avoid costs,
              increase revenues, reduce waste, and enhance SWH's image in its host communities.  The
              intended outcome would enable SWH  to better manage its environmental costs and future
              liabilities and to establish benchmarks for other utilities in Ontario Hydro Retail.

              The project was a part of the Sustainable Energy Development Strategy at Ontario Hydro. OH
              and  its business  units  have been   developing  methods  to integrate  environmental
              considerations into its decision making.  This study is a pilot of one method, called Full Cost
              Accounting  (FCA) by OH, which ultimately is  intended for deployment throughout the
              corporation. The FCA was part of former Chairman Maurice Strong's strategy to restructure
              the company to  meet the dual challenges of a  dynamic utility industry and sustainable
              development

    PROJECT  The project collected and analyzed the costs of SWH processes and operations with direct or
 DESCRIPTION  indirect environmental impacts, Environmental costs, hi this context, are defined as capital
              and operating expenditures of initiatives to protect and restore the environment.  It did not
              quantitatively include external environmental costs, or externalities.
              The collection and compilation of these costs was hampered by the absence of a separate
              record  of environment-related expenditures.   Once the operations having environmental
              impacts were identified, environmental costs  were estimated from available data, including
              interviews with utility personnel and actual expenditures data from 1994-5. These costs, and
              their associated  drivers, were  quantified to develop  recommendations to lessen the
              environmental impacts of SWH's processes and operations.

    ANALYSIS  The internal review of environmental  costs thoroughly examined SWH's operations.  The
              utility developed an input/output model of its operations in which six  major categories of
              processes  were  identified.    Within   these  categories  reside the activities that  drive
              environmental expenditures due to their environmental impacts. The costs associated with
              these activities were ascertained to the extent possible and included in the overall assessment
              of SWH's environmental costs. For two of the categories, discrete environmental costs  could
              not be separately identified; hi these cases, the full costs of the processes were included.
              Capital costs were annualized based on the expected frequency of occurrence.
                                                       80

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                                            SOUTHWEST HYDRO, INC.
                                                                   COST CONSIDERATIONS
                                                                                 Annual Savings
                                                          Line Loss Reduction
 $ 1,000,000 to
	2,000,000
                                                          Fuel Efficiency
    $ 30,000 to
       80,000
                                                          Transformer Mgmt.
      $ 50,000
                                                          Solid Waste Reduction
      $ 20,000
                                                          Haz. Waste Reduction
      $ 10,000
                                                          Landscaping
    $ 25,000 to
       50,000
                                                          PCB Management
    $ 25,000 to
       50,000
                                                                   Total Savings
   $1,160,000 to
    $2,260,000
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
          For  each  of  the  processes,  the  utility
          identified the inputs and outputs associated
          with the relevant activities, i.e., those having
          an  environmental  impact.    Costs  were
          assigned to these inputs and outputs based
          on available data and estimation providing
          widely varying degrees of quantitative rigor.
          For the six environmental cost categories, a
          total of 23 activities were included in the
          analysis,  although  11  of  these  did not
          represent  a measurable cost or, in  some
          cases,  represented a cost avoidance.   The
          activities covered a variety of environmental
          costs as diverse as 'green' procurement,
          herbicide    use,    contaminated    land
          management,  settlements with Aboriginal
          peoples, and renewable technology development.

          Not applicable.

          The  total  cost of SWH's operations and processes that have  environmental impacts was
          estimated to be nearly C$10.4 million, roughly 8% of total operating costs. Costs associated
          with waste management accounted for C$7.7 million of that total, driven largely by the costs
          associated with energy loss from distribution inefficiencies. Land use management accounted
          for another C$1.5 million due in large part to  the costs of line clearing  and other forestry
          work.

          This costing exercise enabled the  identification  of opportunities for cost reduction and
          avoidance, revenue generation, and environmental improvement. These opportunities have a
          potential cost  savings totaling C$1.2 million to C$2.8 million, which would  increase net
          income by 5-15%. These numbers did not include savings that could not be readily quantified
          nor  those  attributable  to  intangible benefits  such as  improved  corporate  image and
          electromagnetic  field reduction.   The study  concludes  with both  specific  and general
          recommendations for achieving cost savings and for continuing to improve SWH's ability to
          track and manage environmental costs.

CONTACT  Ali Khan, Southwest Hydro, (416) 592-4788
          Head Office, Ontario Hydro, (416) 592-5111

SOURCES  Southwest Hydro and Ontario Hydro Retail, Internal Environmental Cost Review of
          Southwest Hydro. May 1996.

          US Environmental Protection Agency, Environmental Accounting Case Studies: Full Cost
          Accounting for Decision Making at Ontario Hydro. EPA 742-R-95-004,1996.
                                                      81

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                                            BAXTER INTERNATIONAL
BUSINESS PRODUCT/PROCESS COSTING
DECISION Are  expenditures on an  internal environmental
          management program financially justified?

BUSINESS From proactive spending of $22.2 million, Baxter
BENEFITS realized annual environmental income, savings,
          and cost avoidance of $23.4 million, plus another
          S5L2 million in cost avoidances from previous
          years.
                                                                      COMPANY PROFILE

                                                               Location: Deerfield, IL

                                                               Size; 184 sites worldwide

                                                               Annual Revenues: >$9 billion

                                                               Business: Producer of products and
                                                               services used in hospitals and other
                                                               health care facilities
   WHY WAS  Over the years, Baxter has demonstrated a strong commitment to improving its environmental
    PROJECT  performance.    In  setting and achieving  waste reduction  goals,  making  voluntary
PERFORMED?  environmental  commitments, and adopting a progressive environmental policy, Baxter has
              taken strides to go beyond compliance and to integrate environmental considerations into its
              business. It has developed a number of specific initiatives to improve its environmental
              performance as part of the normal course of doing business.

              One of these initiatives was the development of a financial statement of the company's costs
              and cost savings associated with its environmental activities.  Referred to internally as the
              environmental  balance sheet, the statement has been refined  and upgraded, and has been
              published for external audiences  since 1992.  The UK telecommunications company, British
              Telecom, sponsored this case study of Baxter's environmental financial statement as part of a
              research effort to improve its own environmental reporting.

    PROJECT  The  central theme  of Baxter's  environmental financial statement  is that environmental
 DESCRIPTION  considerations  are an integral part of running its business.  Furthermore, good environmental
              management requires not just the consideration of environmental issues, but their translation
              into bottom-line language that speaks to upper management. The environmental balance sheet
              is a demonstration of the economic benefit of the firm's environmental activities.

              The statement serves multiple purposes within the company, and these are mostly for internal
              uses.  The first is to reinforce the firm's commitment to total quality management and its
              logical extension to  environmental management.  By  measuring the costs of action  and
              inaction, the case that good environmental management is consistent with good business is
              made more compelling.   Such measurement induces managers to take positive actions that
              can yield simultaneous environmental and economic benefits. Other purposes of the balance
              sheet are to identify future cost savings opportunities  and to enhance the credibility and
              perceived value of environmental staff.  The statement also serves the purpose of informing
              its external stakeholders of its financial commitment to environmental performance.

    ANALYSIS  The  development of the  statement requires the identification, collection,  and assembly of
              financial data associated with all aspects of environmental affairs. The statement separates
              the data into  two categories: environmental costs;  and total income, savings,  and  cost
              avoidance for initiatives undertaken in a reporting year. The cost avoidances from previous
              years are then  added to arrive at the total benefit of Baxter's environmental initiatives.  The,
                                                       82

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                                              BAXTER INTERNATIONAL
    FINANCIAL
 PARAMETERS
    FINANCIAL
     RESULTS
INSTITUTIONAL
     CHANGE

     CONTACT

     SOURCES
                                                                       COST CONSIDERATIONS
                                                                                     1994 Savings
                                                                Materials/Disposal
   $ 9,100,000-
                                                                Recycling Income
   $ 3,500,000
                                                                Energy Conservation
    $ 300,000
                                                                Packaging
  $ 10,500,000
                                                                      Total Savings
  $23,400,000

1994 Costs
                                                                Corporate, Etc.
   $ 2,800,000
                                                                Programs
   $ 9,100,000
                                                                Pollution Control
  $ 10,300,000
                                                                        Total Costs     $22,200,000
estimation of cost avoidances does not  include
costs that would  have been  eliminated through
other means.   The data collection is  an annual
process facilitated by a form distributed to all
Baxter divisions.   Corporate staff synthesizes and
verifies the data to the extent possible in order to
maintain the statement's credibility.

The environmental costs are split into the proactive
costs of the basic environmental program and the
reactive costs of remediation and waste disposal.
These costs are measured in terms of the quantity
of the resource used (e.g., materials, equipment, or	
staff time) and the price the company pays for the
resource.   Environmental benefits include cost reductions of ozone-depleting substances,
hazardous and non-hazardous waste, and packaging; income from recycling; and cost savings
from energy conservation.  Although the statement aims to be comprehensive, certain cost
elements are excluded from the analysis  for  a number of reasons.   These items include
reduction  of liability  exposure,  increased goodwill  and employee  morale, capital  cost
differential for environmentally superior lighting, and costs of environmentally-driven R&D.
Baxter sees these costs/savings as offset by non-environmental costs/savings, as relatively
minor, or as too difficult to quantify.

Not provided.

The study provided environmental financial statements for  1994, 1993, and 1992.  The total
income, savings, and cost avoidance in 1994 was $74.6 million, up from $31.0 million in
1992. The 1994 environmental proactive costs were $22.2 million while the reactive program
costs were $5.4 million.  These costs were nearly offset by  the year's savings and income of
$17.7 and cost avoidances of $5.7, amounting to a total of $23.4  million.   From these
numbers alone, the investment in the proactive program was covered by the benefits it yields.

The statement also reports another $51.2 million of cost  avoidance in 1994 from efforts
initiated in prior years  (dating back to 1989).  This figure represents waste  reduction
initiatives from previous years that continue to represent money the company does not have to
spend, but would have if the initiatives had not been taken.

Baxter has integrated  environmental considerations into  its  business at all  levels.   The
company continues to publish a comprehensive annual environmental performance report.

William Blackburn, Baxter International, (847) 948-4962

Baxter International, Inc., Baxter Environmental Performance Report 1995. 1996.

Bennet, Martin and Peter James, Baxter International Inc. —  Environmental Financial
Statement. Study for British Telecommunications, March 1996.
                                                        83

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                                           CHRYSLER CORPORATION
   BUSINESS  PRODUCT/PROCESS COSTING
    DECISION  Should a mercury switch  in  an  under-hood
              convenience lighting package for the calendar
              year 1997  Neon he  selected  over the other
              mercury-free alternative?
          COMPANY PROFILE

=> Location: Auburn Hills, Ml

=> Size:  120,000 employees

=> Annual Revenues: $40 Billion

=> Business: Car and Light Truck
   Manufacturer
   BUSINESS  The apparent piece price difference was $0,12 in
   BENEFITS  favor  of  the  mercury switch; however,  the
              relative  cost savings  when a  total  life  cycle
              analysis was conducted indicated a $0.12 advantage for the rolling ball switch, the mercury-
              free alternative.

   WHY WAS  Chrysler Corporation relies on a large automotive supplier base to manufacture its products.
    PROJECT  Chrysler evaluates the various components available from different suppliers by performing
PERFORMED?  Life Cycle Management (LCM) studies, which compare components on the basis of not only
              piece  price, but  also  environmental,  health,  safety,  and  recycling considerations  in  a
              systematic business decision framework.   In addition  to  assisting with  sound business
              decisions,  environmental factors  help measure Chrysler's readiness to comply with upcoming
              regulatory requirements and internal engineering standards,

              LCM  focuses on comparative evaluations of key life cycle segments. Chrysler developed an
              LCM  model for evaluating production components with Franklin Associates, Ltd.  In addition
              to piece price, inputs of the model  include:  recyclability and disassembly ratings, and
              recycled content data from Chrysler's Regulated Substance and Recyclability Certification
              (RSRC) Data Collection and Reporting System; tooling costs; component weight; substances
              of concern contained in the component; labeling requirements; storage costs; packaging costs;
              insurance  premiums; environmental training; personal protective equipment; record-keeping
              and reporting; add-on environmental controls; end-of-life disposal and recycling costs; long-
              term  liability; and emissions.   The model results in  a cost comparison of two or  more
              available alternatives,

    PROJECT  Convenience under-hood lighting systems have been available on the Neon for several years.
 DESCRIPTION  The switches  used to  turn  the  under-hood  lights on and off have historically contained
              mercury, a substance gaining more and more attention from environmental regulators.  A Life
              Cycle Management study was conducted by Chrysler to evaluate the hidden costs associated
              with continued use of the mercury switches compared to other available lighting alternatives,
              and to determine the least expensive alternative.

   ANALYSIS  Several alternative designs for convenience under-hood lighting systems  are available in the
              automotive manufacturing industry.  Options for mercury-free  switches include  pendulum,
              rolling ball, transistor, and limit switches.

              The State of Minnesota has a statute in place prohibiting  the crushing  of a  motor vehicle
              without prior removal of all mercury switches.  Wisconsin and Michigan  are following
              Minnesota's lead.  Sweden has also banned mercury from motor vehicles sold in that country„
                                                       84

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                                             CHRYSLER CORPORATION
                                                                 COST CONSIDERATIONS
                                                    Mercury vs. Rolling Ball Switch (Mercury-free)
                                                    Piece Price	                $-0.11
                                                    Acquisition Price
                                                                            -0.01
                                                    Identification and Tracking
                                                                           + 0.24
                                                    The Total LCM Cost Advantage of
                                                      the Rolling Ball Switch is;	
                                                                       + 0.12 per unit
              To  evaluate  the  cost impact  to
              Chrysler Corporation, an LCM case
              study evaluated a mercury switch
              currently in use, and two  possible
             'alternatives.   Piece prices of the
              mercury switches  are one-third to
              one-half of the piece  prices  of
              mercury-free  switches.    A  cost                                   	
              savings can also be recognized by using similar switches across all Chrysler platforms, and
              getting volume discounts. No additional tooling costs are required for either type of switch,
              because both are currently manufactured by Chrysler.

              Significant identification and tracking  requirements are associated with mercury switches,
              and costs associated with tooling to manufacture labels, label piece price, and labor to install
              labels are calculated and included in the LCM cost. Product Destination Software will also be
              required for the mercury switches. This software is required to identify labels  which are
              required or proposed for sales of vehicles in three states. The cost of labeling is related to the
              variety  and difference  required by  the  states.   Additional  environmental support from
              Chrysler's corporate staff to address regulatory and reporting issues will be required the first
              year of regulation.

   FINANCIAL  Not provided.
PARAMETERS
   FINANCIAL  The comparison results in a significant cost savings by using the mercury-free rolling ball
              switch The savings is $0.12 per unit, or about $18,000 per year. The costs were driven to a
              large degree by labeling costs  associated with a -variety of requirements stipulated by three
              states.  In addition to this cost savings, using the mercury-free switch supports  Chrysler's
              internal engineering design standards, reduces potential liability, and reduces its  regulatory
              burden.
     RESULTS
INSTITUTIONAL
     CHANGE
     CONTACT
Chrysler has incorporated ECA into the set of decision tools is uses.  It also makes extensive
use of life cycle management. ECA has changed how Chrysler measures costs, but has not
affected cost allocation.

Wendy S. White, The Traverse Group, Ann Arbor, MI (313) 747-9301
Dr. Robert J. Kainz, Chrysler Corporation, Auburn Hills, MI (248) 576-5496
Susan G. Yester, Chrysler Corporation, Auburn Hills, MI (248) 576-8038
      SOURCE  Pollution Prevention and Remediation, Chrysler Corporation, Life Cycle Programs
                                                        85

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                                        LARGE FIRM IN ADTO INDUSTRY
   BUSINESS  PRODUCT/PROCESS COSTING
    DECISION  Can   improved   estimation   of   potential
              environmental liability costs enhance the firm's
                    to identify environmental savings?
   BUSINESS  A thorough analysis of potential environmental
   BENEFITS  liability  costs   projected  savings  of  over
              $1,000,000 per year,
   WHY WAS
    PROJECT
PERFORMED?
                                                                     COMPANY PROFILE
                                                           => Location: Midwest US
                                                           => Size: >100 facilities worldwide

                                                           => Annual Revenues: >$ 10 billion
                                                           => Business: Manufacturer in
                                                              automobile industry
             This  firm  was  concerned  about managing
             potential environmental liability costs  associated with the continued use  of transformers
             containing PCBs. An internal environmental team previously conducted a life-cycle analysis
             of thebusiness-as-usual scenario of replacing the PCB transformers through normal attrition.
             This preliminary analysis included both conventional costs as well as what the team called
             environmental costs and risks, but failed to provide sufficient financial justification for a
             managed corporate-wide phase-out.

             Because the project would require an investment of tens of millions of dollars, management
             wanted to be sure  the financial analysis was thorough, conservative, and  sound.   With
             assistance from Tellus Institute, the firm sought to assess the previous analysis and develop a
             methodology for the consideration of contingent liability costs.  Tellus worked with the firm
             to identify these costs and reassess the financial viability of a managed phase-out program.

    PROJECT At the time of the study, this firm managed hundreds of PCB-containing transformers.  The
DESCRIPTION project aimed to fully assess the liability the company faced as a result of maintaining these
             transformers during their normal lifetime. Allowing the transformers to be gradually phased
             out, the business-as-usual scenario, would take an estimated 30 years, whereas the managed
             phase-out would be completed in 5 years.

             To support its economic evaluation, the firm sought to determine the probability and costs of
             acute  events  related  to the PCB-containing transformers;  including costs of  insurance,
             litigation, clean-up, production shutdown, regulatory penalties, and possible effects  on the
             firm's corporate image. The original economic analysis accounted for liability resulting from
             leaks, spills, and ruptures, but failed to consider transformer fires. Furthermore, the previous
             analysis did not consider repercussions in the production chain in this vertically-integrated
             company, effects that could have significant financial impact.  The credibility and validity of
             liability estimates would have to be defensible and acceptable to obtain upper management's
             approval.

   ANALYSIS The analysis used actuarial techniques as the basis for  developing expected values for
             contingent liability costs.  Historical information was gathered from a number of sources to
             estimate  and substantiate    the probability and  associated costs of various events,   A
             framework  was first  established to identify the potential  costs of an acute event, thereby
             suggesting the types of data necessary to estimate such costs.  The most significant costs were
             the clean-up, insurance, litigation, and production shutdown and losses that would result from
                                                        86

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                                          LARGE FIRM IN AUTO INDUSTRY
              a  transformer  fire or spill.   All of these
              costs,  therefore,  were contingent on  the
              occurrence of each of the possible events.
              The ultimate  cost to  the  company is  the
              probability  of  each  event   times   the
              magnitude of its  respective  cost, summed
              over all events.
                                                                 COST CONSIDERATIONS
                                                       Contingent Costs per Transformer Incident
                                                       	Spill         Fire
                                                       Clean-Up
  $339
$140
                                                       Litigation
$ 3,213
                                                       Lost Production     $ 1,560
               $10
                                                              Total Costs     $5,112
                                                                                       $218
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
           The probabilities of each event - a transformer spill and a transformer fire - were estimated
           using historical databases of actual transformer incidents gathered from publicly-available
           sources.  The costs of clean-ups and litigation similarly were determined by research that
           provided data on transformer events.   Litigation  costs were  those that would result from
           personal injury lawsuits relating to chemical exposure and industrial accidents. The analysis
           considered but finally excluded insurance cost increases because the firm self-insures to cover
           liability.  The final element in the analysis was the consideration of the production effects of
           an acute  event.   Because of the high volume and vertically-integrated  nature of the firm's
           operations, cascading effects of a shutdown could be significant.  This part of the analysis
           considered production level, inventory, output value, and the functional relationship between
           facilities.

           Not provided.

           The annual total contingent costs per PCB-containing transformer were estimated to be $218
           for a transformer fire and $5,112 for a transformer spill (using this expected-value, risk-based
           methodology).  Using these  costs, just 200 transformers would represent over one million
           dollars of contingent cost to the company. This is the business-as-usual cost associated with
           continued use of the PCB-containing transformers.

           The values for the annual costs were  determined as the aggregate of the various cost
           components and their associated probabilities.  The contingent cost of a spill - itself a 0.0034
           probability - was estimated as $339 for clean-up, $3,213 for third-party litigation, and $1,560
           for a production stoppage. For a fire - a 0.000018 probability - the costs were $140, $68, and
           $10 respectively.  For the  hundreds of PCB-containing transformers managed by this
           company, these costs quickly escalate into millions of dollars in annual contingent costs.

CONTACT   Allen White, Tellus Institute (617) 266-5400

 SOURCE   White, A.L., D.E. Savage, and A. Dierks, "Environmental Accounting: Principles for the
           Sustainable Enterprise". Originally presented at the 1995 TAPPI International Environmental
           Conference, Atlanta Georgia, May 7-10 1995.
                                                       87

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CELANISE ENGINEERING RESINS, INC.
                  5, WC.
                                COMPANY PROFILE

                          Location: Bishop, TX

                          Size: 1,100 employees

                          Annual Revenues:  Hoechst Celanese
                          as whole has $6.9 billion in US sales

                          Business: Manufacturer of bulk
                          organic chemicals, engineering
                          plastics, and bulk pharmaceuticals
   BUSINESS  STRATEGIC PLANNING
    DECISION  study of  potential  environmental projects  for
              meeting the facility's release reduction goals,

   BUSINESS  The  selection methodology  used  resulted in
    BENEFITS  revealing  the group  of  waste  minimization
              projects that would meet corporate goals at the
              lowest cost.

   WHY WAS  Celanese Engineering Resins is a  wholly-owned
    PROJECT  subsidiary of Hoechst Celanese Corporation, part
PERFORMED?  Of Hoechst  AG,  the German-based diversified company.  -In 1991, Hoechst  Celanese
              committed to an ambitious corporate-wide program to reduce overall chemical releases at its
              21 U.S. facilities by 80  percent before 1998.  In addition,  the company made  a further
              commitment to a 70 percent reduction in releases of chemicals listed on the EPA's Toxics
              Release Inventory (TRI).

              A key strategy for this  effort is to use a  hierarchy of waste management options  that
              emphasizes reuse  or elimination of waste at the source over treatment or release of wastes.
              The hierarchy used is: 1) sale of material as product; 2) source reduction; 3) recycle or reuse;
              4) fuel value recovery; and, 5) treatment.

              The Bishop facility wished to develop  a methodology to identify and prioritize projects to
              meet the reduction goal specified for the facility under mis program in the most effective
              manner.

    PROJECT  The Bishop facility is a decentralized multi-production unit plant, with knowledge of waste
 DESCRIPTION  streams and waste reduction technology residing in various groups. The facility used a team
              approach to bring the diverse sources of waste minimization information together to develop
              a comprehensive list of projects for  the whole facility.    Once potential  projects were
              identified, engineering cost estimates were developed, as were release reduction estimates.

              Following initial  project identification, it became  clear that most projects reduced liquid
              effluent.  In an effort to assure that all such projects were identified, the facility compiled an
              overall plant liquid effluent balance.   This allowed effluent streams to be compared  with
              header measurements and total feed to the waste water  treatment facility to  verify that all
              significant effluent streams had been identified.  Area representatives were asked to reassess
              waste minimization opportunities for the top five effluent streams in each area to insure that
              all options for key streams were considered.

              Once the universe of waste minimization opportunities was identified and specified, the task
              of ranking them began. The first step is to calculate a waste minimization cost factor for each
              individual project.  This  factor compares the cost of reducing the waste through the project
              with the cost of treating the waste  in the wastewater treatment facility.  The factor is modified
              by the probability of success  for the waste minimization project.  A project with a factor
                 88

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                                       CELANESE ENGINEERING RESINS, INC.
              greater than 1.0 was economically superior to the water treatment plant.  This provided an
              initial cut at identifying the most effective projects.

              As the evaluation of waste minimization projects progressed, a more rigorous prioritization
              method was used to compare release reduction projects  for all Hoechst Celanese facilities.
              The net present  value of each project, including capital,  operating costs, and economic
              benefits related to each project, such as raw material recovery or incremental product sales.
              The ratio of net present value to tons of release reduction  (i.e.,  $/ton) is used to compare
              projects selected at the facility level.

   ANALYSIS  Using the rigorous  comparison methodology discussed above, Hoechst Celanese identified
              the 150 projects  at all U.S. facilities that would allow the  corporation to meet its release
              reduction goal at the lowest cost.

              A comparison of these projects provides several insights:

                     •  fewer than 20 percent of the projects have a positive cost impact, although
                        another 20 percent have net costs very near zero;

                     •  projects to reduce SARA wastes are generally more costly than those that
                        reduce non-SARA wastes;

                     •  projects that recover product for sales and some recycling projects produce
                        a net benefit, while source reduction and treatment projects generally do
                        not;

                     •  in several instances, voluntary release reduction projects were significantly
                        less expensive than projects mandated by regulation.
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
          Not provided.

          Fewer than 20 percent of the projects have a positive cost impact. The other 80 percent add to
          production costs, but have long-term payout in that they may be cheaper than waiting for
          more stringent regulations and reacting with less-than-optimum solutions. Most projects that
          recover product for sales and some recycling projects had positive short-term economics.  No
          source reduction or treatment projects did.

CONTACT Not provided.

 SOURCE Kirk, Jeffrey, "A Methodology for Waste Minimization Project Selection as a Hoechst
          Celanese Manufacturing Facility". Pollution Prevention Review. Spring 1994.
                                                        89

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                                           E.I. DUPONT DE NEMOURS
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
STRATEGIC PLANNING
Can   improved  costing   of  environmental
operations inform management decision making?

This  DuPont  facility  identified  a  preferred
method  of waste treatment with variable costs
more than 50% lower than the existing method.
   WHY WAS
    PROJECT
PERFORMED?
                                                                     COMPANY PROFILE
                                                              Location: LaPorte, TX
                                                              Size: >100,OQO employees
                                                              Annual Revenues: $40 billion
                                                              Business:  Producer of agricultural
                                                              pesticides
             As the  largest  chemical company in the US,
             DuPont  has found  itself subject to intense  scrutiny and  criticism with regard to its
             environmental performance.  Its longtime use of deep well injection (DWI) of wastewater
             placed the company at the top of the nation's Toxics Release Inventory.  In light of this
             unfavorable attention, the company made a public commitment to positive action to improve
             its environmental performance.

             With  its large  expenditures on environmental management ($500  million in  1993 for
             environmental capital projects and roughly $1 billion in environmental expenses), DuPont
             had much to gain fay thoroughly understanding and actively managing its environmental
             affairs.  To that end, DuPont developed and implemented  a Corporate Environmental Plan
             (CEP)» part of which focused on assigning priorities to environmental initiatives.  The CEP
             embodies DuPont's environmental commitment by establishing a framework for collecting
             information, ensuring  compliance,  and meeting  internally-established and externally-
             publicized goals.  One of these goals is the elimination of land disposal, including DWI, of
             hazardous wastes by the end of the decade.

   PROJECT  The CEP integrates environmental issues into business planning by providing guidelines for
DESCRIPTION  developing environmental projects and identifying the regulations, technologies, and required
             resources relevant to each project.  The cost per pound  of waste eliminated provides a
             comparative metric  to  prioritize these  environmental initiatives, subject  to additional
             consideration of timing and potential synergy with other projects. The development of a cost
             metric requires  a  means for identifying  and tracking all relevant costs.  At the time of this
             study, the LaPorte facility was establishing an environmental accounting system to enable
             development of these measurements.

             The agricultural pesticide manufactured  at LaPorte generates liquid and solid wastes and air
             emissions.  Some of the wastewater from the process is managed with DWI, and some is sent
             to an on-site biological treatment facility.  Other waste streams from the  process are
             incinerated.  To achieve corporate environmental objectives, the LaPorte facility seeks to
             discontinue the  use of DWI to dispose of its wastewater. To do so, the facility would have to
             rely on on-site treatment to process all of the facility's wastewater.

   ANALYSIS  To  analyze the financial aspects of the elimination of DWI for the process wastewater,
             DuPont executed a multi-step costing process to determine the environmental costs of the
             product, one of which was  the  cost of wastewater disposal by DWI.  First, the various
             environmental costs of two types are identified: (1) Those already specified as environmental
                                                       90

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E.I. DUPONT DE NEMOURS
                        COST CONSIDERATIONS

Estimated Site Environmental
Taxes, Fees, Legal, etc.
Depreciation
Operations
Waste Disposal
Utilities
Salaries
Maintenance
Engineering Services
Total
Costs
21.0%
16.8%
13.9%
12.4%
11.9%
9.6%
8.5%
6.0%
100%
              - such as waste management and regulatory
              compliance -  and (2) environmental costs
              hidden  within  other  costs  -  such   as
              management time  spent on environmental
              activities.  The  plant estimates that 90% of the
              environmental costs are captured in these  two
              cost  elements.    Environmental  costs  are
              disaggregated  and  categorized  as fixed or
              variable,  and  then further categorized as
              controllable or non-controllable.

              To evaluate the cost of wastewater treatment,
              the company allocated the full costs of the various treatment options to units of production
              based on estimated  wastewater output. Shortcomings of this method include the inaccuracy
              of using output volume estimates and the assignment of fixed costs of waste treatment - costs
              which were incurred in the past and are now "sunk" - to products.  To address the former, the
              facility has installed meters so that actual output data can be used. The allocation method was
              improved by ignoring  the fixed costs and assigning only the variable costs to production
              units.

   FINANCIAL  Not provided.
PARAMETERS
   FINANCIAL  Varying allocation methods for waste treatment had a significant effect on waste management
    RESULTS  costs.  DWI had been  costed at 9$ per pound of effluent treated, of which 70 was variable
              cost.  Bio-treatment appeared as a more expensive option at 110 per pound,  but only 30 of
              that was variable cost.  Whereas managers previously had incentive to use DWI to incur less
              cost through the accounting system, the improved allocation demonstrated that bio-treatment
              was actually more cost  effective by 40 per  pound.

              The amount  of savings this  improved accounting method will yield depends on both the
              production volume  and the actual volume of wastewater generated, as well as the extent to
              which the cost assignments remain stable.   Nevertheless, the improved  environmental
              accounting practices will enable DuPont to realize a substantial cost savings  by eliminating
              disposal via DWI.   At  the same time, it will provide managers with better information with
              which to make future waste management decisions.

    CONTACT  Miriam Heller, University of Houston (713) 743-4193
              Daryl Ditz, World Resources Institute (202) 662-3498

     SOURCE  Ditz, Daryl, Janet Ranganathan, and R. Darryl Banks, Green Ledgers: Case Studies in
              Corporate Environmental Accounting. World Resources Institute, May 1995.
           91

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                                             WITCO CORPORATION
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
         COMPANY PROFILE
Location', Newark, NJ
Size: 60 employees (at this site)
Annual Revenues'. $2  billion (total)
Business: Producer of fatty acids, glycerin,
and esters used for the manufacture of
plastics, rubber, and personal care and
pharmaceutical products
             STRATEGIC PLANNING
             Can  materials   and  cost  accounting
             enhance the firm's ability to identify and
             prioritize environmental projects?

             Witeo's analysis of its material flows and
             associated  costs  facilitated a plan  that
             included   a   $30,000   cost   savings
             opportunity.

             The New Jersey Pollution Prevention Act
             was  developed  to  help  businesses
             overcome the barriers that typically inhibit pollution prevention (P2), The Act mandated a
             planning process  to  encourage companies to  Identify opportunities  for environmental
             improvement. To further an assessment of the success of the Act, the state Department of
             Environmental  Protection  commissioned case  studies of  five  Firms  to evaluate their
             experiences with the planning process.

             Witco was among the first firms in the state to fulfill the Act's planning requirements, was
             willing to share its experiences, and was identified as having prepared a successful plan.  The
             study sought to assess how the facility implemented the planning process, what lessons it
             learned, and what implications could be drawn for the state's planing process.

    PROJECT One of the elements of the planning process is the development of facility  and process
DESCRIPTION materials inventories.  The Act requires facilities  to quantify their use and generation of
             hazardous wastes and to estimate the associated costs.  The process of measuring these costs
             is intended to  establish  a  framework within which the facility can fully understand and
             benchmark its processes to inform P2 management decisions.

             Witco first had to define its discrete manufacturing processes and identify the locations where
             wastes exit each process. The facility men had to collect both facility-wide and process-level
             material throughput  data.  The final step of this element of the planning process was the
             assessment of costs associated with hazardous materials.

   ANALYSIS The collection of materials-throughput data required an augmentation of practices already in
             place to calculate facility-wide totals for Toxics Release Inventory reporting. The significant
             change was shifting the  unit of analysis  from the facility to the  individual processes.  The
             facility gathered the process-level data by performing materials balances for each process. To
             do so>  it compiled  accounting information from numerous departments to estimate the
             quantity of chemicals stored in inventory, processed, brought on site, recycled, wasted, and
             embodied in products. To verify the accuracy of the information, the facility took selected
             measurements  of one  chemical in order to compare the estimate to the  actual use.  The
             planning process also required the facility to normalize the data  so that it can be evaluated
              independent of production volume.  Finally,  the facility allocated  costs - both input
              (purchase) costs and output (waste disposal) costs - to the specific processes.
                                                        92

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                                          WITCO CORPORATION
          Once the first level of analysis was complete, the ultimate value-added component of the
          planning process could be  implemented: identification and analysis of P2  opportunities.
          Since the audit had identified the various sources and costs of waste generated at different
          stages of the individual processes, the facility had the information it needed to  make
          improvements.  As a result of the planning process, capital investment ideas were developed
          at the facility as opposed to at the corporate level, and the focus of these investments shifted
          upstream in the process.    From  the information collected, the  benefits of proposed
          investments could be more readily evaluated.

          Not provided.

          Throughout the planning process, the facility expected to reach its goal of reducing the use of
          methanol by 28,000  pounds annually.  This reduction  will create a savings to  the firm of
          $30,000  in  material  and effluent costs.   The quantitative nature of the planning process
          facilitated setting reduction goals and the evaluation of proposed projects to  achieve those
          goals.  For example, when the sewerage charges stemming from methanol use were allocated
          to the processes generating methanol and its use was normalized for production level, the
          inefficient use of methanol and the high associated cost became evident.  Management could
          then adequately assess the direct economic benefits of improving  process efficiency and
          reducing the use and generation of a  costly input material.

CONTACT  Allen White, Tellus Institute (617) 266-5400

 SOURCE  Dierks, Angela, Allen White, and Karen Shapiro, New Jersey's Planning Process: Shaping A
          New Vision of Pollution Prevention.  June 1996.
   FINANCIAL
PARAMETERS
   FINANCIAL
    RESULTS
                                                   93

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                                           THE ROBBINS COMPANY
   BUSINESS  STRATEGIC PLANNING
   DECISION  Study of a newly-installed closed-loop system to
             filter and purify wastewater, recover metals, and
             eliminate discharge.
          COMPANY PROFILE
=$ Location:  Attleboro, MA

=> Size:  330 employees
=> Annual Revenues: $30 million
=> Business:  Metal finisher and plater.
   Specializes in small, customized jobs.
   BUSINESS  For  an investment of $220,000, the  Robbins
   BENEFITS  Company reaped  $117,000 in annual savings
             over original system.  In addition, there were
             savings due to  considerable fines and penalties
             the company would have accrued. Many of these benefits were not anticipated.

   WHY WAS  The Robbins Company is a privately held company with sales of approximately $30 million.
   PROJECT  The firm's primary business is the custom designing and manufacturing of jewelry, awards,
PERFORMED?  ^^ promotional items, Most of the company's products require electroplating with valuable
             metals, such as gold or silver. The electroplating process requires large amounts of water and
             chemicals, and leaves behind a host of toxic residuals in the wastewater.

             Robbins managed this wastewater through an antiquated, inefficient system of settlement
             tanks,  dating back to the era prior  to  serious pollution regulation.  The system failed to
             remove a quarter of the water's waste, and as a result, the company would routinely violate it
             discharge permit and emit many times the allowed amount of waste into the brook.  The fines
             resulted in such a large financial toll that the company's chief financial officer took over
             responsibility of the company's environmental management.  In 1986, the company hired its
             first environmental manager, and gave him the resources and authority to bring Robbins into
             compliance.

             In 1987, Massachusetts regulators announced a plan to dramatically reduce discharges from
             all sources  into the river into which  Robbins  discharges.   To  meet the more stringent
             standards would require Robbins to  construct a large, very expensive wastewater treatment
             facility.  The environmental  manager began to investigate the concept of developing a zero-
             discharge system.

             The environmental manager  estimated that the closed-loop  system required  an initial
             investment of  $250,000 to $300,000.   Although  this comprises more than half of the
             company's annual capital expenditure budget, it was less than half the cost of installing a new
             wastewater  treatment system.   However,  the  closed-loop  system  came  with many
             uncertainties—foremost among them uncertainty as to whether the system would even work.
             Initial contacts with Massachusetts technical assistance personnel indicated that such a system
             was feasible, although none was  actually in operation in a similar facility.  Nonetheless, the
             company president was  supportive, as a zero-discharge system would remove the company
             from its debilitating struggle with regulations.

    PROJECT The design of the zero discharge system evolved through the combined efforts of the Robbins
 DESCRIPTION  Company, the Massachusetts technical assistance program, and the engineering firm hired by
             the company.  The final design was  composed of  two subsystems: one for wastewater
                                                      94

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                                         THE ROBBINS COMPANY
           purification and one for metal recovery.  The
           water produced by the wastewater purification
           subsystem was forty times cleaner than city
           water,  and  contributed  to greater  plating
           quality.   The subsystem is designed  with
           parallel filters  and resins, allowing continued
           manufacturing during scheduled maintenance.

           The metal recovery subsystem uses electrolytic
           recovery to plate out metals captured in the
           water purification subsystem. Only two pounds
           recovery subsystem.   Because  this sludge is
           valuable to a refiner than precipitated sludge.
                                                                    COST CONSIDERATIONS
                                                                                   Annual Savings
                                                                                  Over Old Svstem
                                                           Water Usage
 $22,000
                                                           Chemical Use
 $13,000
                                                           Sludge Disposal
 $28,000
                                                           Recovered Metal Sales
 $14,000
                                                           Laboratory Analysis
 $40,000
                                                           Total Annual Savings
$117,000
                                                         of sludge are produced annually in the metals
                                                         composed of almost pure metal,  it is more
          The closed-loop system requires close coordination among all facility operations,, as it is an
          integrated part of the manufacturing process, rather than an add-on, end of pipe solution. This
          means that, for example, the environmental manager must approve the introduction of any
          new plating  chemistry into the system.  With clear authority from top  management, the
          environmental manager worked with floor managers and machinery  operators to get buy-in
          on the new operations.  This buy-in was eased, in part, because it was clear to all that the
          survival of the company itself was at stake.

ANALYSIS Upon completion of the system, the company realized it had not just been successful in
          achieving complete regulatory compliance, but that the new system  was a major financial,
          risk reduction, and public image success.  The investment of $220,000  led to substantial
          savings. The new system uses  500 gallons of water per week (to replace  evaporative loss),
          compared to 500,000 per week in the old system.   This results in an annual  savings of
          $22,000.  The new system reduces chemical  usage ($13,000/year) and produces less toxic
          sludge  ($28,000 in  annual  hazardous waste  disposal and $40,000  in reduced laboratory
          analysis). In addition, the company receives $14,000 in annual revenue from sale of metals
          recovered from sludge.  In total, the annual operating costs savings  of $117,000 mean the
          system will pay for itself in about two years, even when the annual operating costs of $30,000
          are taken into account.

          Furthermore, the company benefited in additional ways, not all of them directly financial.
          Product quality has improved due to the purer water from the closed system.  Sales have
          increased,  due  in  part, at least, to publicity surrounding Robbins' pollution  prevention
          program.  An impending lawsuit was dropped, saving Robbins costly litigation. Robbins was
          protected from an interruption of water supply, which caused other businesses several days of
          lost production. Finally, Robbins was protected from any future tightening of regulations.
          Not provided.
   FINANCIAL
PARAMETERS
   FINANCIAL  Robbins accrues $117,000 in annual savings over the original system for a $220,000 capital
    RESULTS  investment.  This savings does not include those due to considerable fines and penalties the
                                                   95

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                                      THE ROBBINS COMPANY
         company would have accrued in the near future had they continued to operate outside of
         compliance,

CONTACT Not provided.

 SOURCE Berube, Michael,  et al., "From Pollution Control to Zero  Discharge: How the Robbins
         Company Overcame the Obstacles". Pollution Prevention Review. Spring 1992.
                                                 96

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                                           SANDOZ PHARMACEUTICALS
    BUSINESS
    DECISION
   BUSINESS
    BENEFITS
   WHY WAS
    PROJECT
PERFORMED?

    PROJECT
DESCRIPTION
          COMPANY PROFILE
=> Location: East Hanover, NJ (U.S.
   Corporate HQ and R&D operation)

=> Size:  1,600 employees on site

=> Annual Revenues: U.S. sales of
   $1.4 billion

=> Business: Pharmaceutical
   manufacturing
STRATEGIC PLANNING
Study of  impact of  comprehensive  pollution
prevention planning in a major pharmaceutical
manufacturer.

Sandoz  was  pleased  to  find  that   many
opportunities for pollution prevention (P2) were
cost effective. On average, P2 projects provided
a 16.3% return on investment.

Sandoz Pharmaceuticals is an affiliate  of the
Swiss-based Sandoz Corporation,  which employees 36,000 worldwide.  The East Hanover,
NJ facility if one of  three U.S.-based Sandoz operation.   The  facility houses the U.S.
corporate headquarters and the Sandoz Research Institute, and R&D operation.  The facility
manufactures 26 products using 25 different batch processes.

The pharmaceutical industry presents a singular challenge to the P2 due to a convergence of
factors:  1) much of the cost of a  product  is in its development rather than its manufacture;
2) one a drug is patented, the clock  on its patent begins to tick, encouraging the  fastest
possible  path to the market; 3) U.S.  Food and Drug Administration (FDA)  approval is
required  for any changes in the manufacturing process.  Together, these factors  lead to very
limited P2 opportunities once manufacturing has started.

The New Jersey Pollution Prevention Act requires facilities to carry out a specified planning
process, entailing the collection of a range of throughput data for each process and for the
facility as a whole.  Total costs of using or generating hazardous substances must also be
calculated for each process.

The case study on which this snapshot is based was undertaken by the State of New Jersey to
learn the effectiveness of the P2 planning process for a pharmaceutical manufacturer.

Prior to  the  New Jersey planning process, Sandoz had a  proactive policy  of pollution
prevention as part of its  corporate environmental policy.  As part of these  efforts, Sandoz
carried out a number of P2 initiatives, including: computerizing chemical inventory (18%
reduction in chemical use); eliminating use of chlorinated solvents; reducing use of virgin
feedstocks; reducing flow of nitrogen blankets  (needed to protect reactions from oxygen),
thereby reducing associated solvent vapors; purchasing solvents in larger quantities to reduce
packaging waste.

In Sandoz's operations, waste data are equivalent to throughput data, as chemicals (solvents)
are neither embodied in products  nor consumed in processes. Prior to the  P2 planning
process, Sandoz  was keeping track of the amount of solvent required per pound of product in
the form of a waste index.  This information had been gathered to track hazardous material
flows. The P2 planning process made use of this and other information to expand evaluation
of P2 opportunities to include consideration of opportunities within processes. Prior to the P2
                                                       97

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             	    SANDOZ PHARMACEUTICALS	

             planning process, these processes were considered "sacred cows" owing to the requirement of
             FDA approval for process changes.   The planning  process resulted in  the company
             overcoming this unwillingness and uncovering several opportunities to improve processes.

   ANALYSIS Due to corporate  commitment to improving  environmental  quality,  Sandoz  decided to
             implement any P2 project that resulted hi at  least  a ten percent reduction in releases,
             regardless of cost.  To its surprise, the facility found that many of these opportunities were
             cost-effective.  One example  of  a process improvement that resulted  from the planning
             process involves a  change in a solvent that requires FDA approval. The change resulted in a
             95% decrease  hi  solvent use, reduces  production time by 80%, and decreases energy
             requirements by 60%.  None of these  benefits would  have come about without the P2
             planning process.

             Sandoz projects a 53% reduction in multi-media releases from the  P2 opportunities it
             implemented based on the planning process.  In addition,  Sandoz anticipates the planning
             process will help it get off the "treadmill" of increasingly stringent regulatory requirements,

   FINANCIAL Not provided,
PARAMETERS
   FINANCIAL Sandoz decided to implement any P2 project leading to at least a 10% reduction in releases.
    RESULTS Sandoz projects a average 16,3% return on investment in P2 activities.  Although this is
             below the typical Sandoz hurdle rate of 40%, it was judged by Sandoz to be "respectable".

    CONTACT Karen Shapiro, Tellus Institute (617)266-5400,

     SOURCE Dierks, Angela, Allen White, and Karen Shapiro, New Jersey's Planning Process: Shaping A
             Ne\v Vision of Pollution Prevention. June 1996.
                                                       98

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                                             UNIFOIL CORPORATION
   BUSINESS
    DECISION
   BUSINESS
   BENEFITS
   WHY WAS
    PROJECT
PERFORMED?
    PROJECT
DESCRIPTION
TOIF'OIL                             .
STRATEGIC PLANNING
Study of the impact of comprehensive pollution
prevention (P2) planning  in  a small coatings
firm.

Prior to undertaking the  P2 planning process,
Unifoil  had bundled all environmental costs into
overhead accounts.   Allocation of these costs to
specific  processes  results  in  a  much  better
understanding of costs associated with using solvents.
expected annual savings of $393,000.
       COMPANY PROFILE

Location: Passaic, NJ

Size:  90 employees

Annual Revenues: $40 million

Business:  Coating of papers with
metal and metallized plastics
                                                                  Eliminating solvents will result in
Unifoil Corporation has a single facility in Passaic, New Jersey.  The facility's 90 employees
manufacture paper and other substrates coated and laminated with metal foils and metallized
polyester.  The company's customers manufacture products such as packaging and lottery
tickets from the materials they purchase from Unifoil.

The facility applies coatings to substrates using either water-based or solvent-based adhesives
containing volatile organic compounds (VOCs).   Because VOC  emissions  are  tightly
regulated, Unifoil vents such emissions via an oxidizer operating at 800° F, providing 99%
VOC destruction.

The New Jersey Pollution Prevention Act requires facilities to carry out a specified planning
process, entailing the collection of a range of throughput data for each process and for the
facility as a whole. Total  costs of using or generating hazardous substances must also be
calculated for each process. UnifoiPs experience with the mandated P2 planning process was
examined as part of a series of case studies carried  out for the New Jersey Department of
Environmental Protection.  The purpose of the case study is to help the state better understand
motivations for P2 activities and changes in company.  As such, the study does not contain
detailed analysis of particular P2 activities.

Prior to the P2 planning process, the company was slowly reducing solvent use by moving to
water-based alternatives. Although it had not fully identified the internal benefits of doing so,
tight VOC regulation encouraged  this move.   However,  due to  incompatibility  with
conventional inks used by most customers, there was  significant resistance, particularly from
U.S. customers (resistance from overseas customers was much lower).

The P2 planning process requires  allocation of  emissions and related costs  to specific
processes.  Prior to the P2 planning process, the company allocated such costs to overhead
accounts.  Once the allocation exercise was completed, management was surprised by the
magnitude of the costs. This motivated the company  to accelerate its consideration of P2
alternatives.

Working closely with a wide range of employees,  including production workers, Unifoil
identified a large number  of P2 opportunities, including many  of which management was
                                                      99

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                                            UNIFOIL CORPORATION
             previously unaware.  None of the identified options required significant capital expenditures.
             Generally speaking,  the direct operating costs of using water-based coatings and solvent-
             based coatings are similar.

   ANALYSIS Any reduction  in solvent use, and therefore VOC generation and treatment, substantially
             reduces UmfbiFs operating costs.  Total elimination of solvent use would help Unifoil avoid
             regulatory requirements,  bringing  additional savings through avoided  permitting  and
             reporting costs.  However, Unifoil cannot fully switch to a water-based formulation without
             the agreement of its customers due to the issue of ink compatibility.  Unifoil is working with
             its customers to persuade them to shift their printing processes to  be compatible  with the
             water-based process, however, they must ultimately meet the needs of their customers,

             The P2 planning process has resulted  in a number of strategic benefits for Unifoil.   The
             process revealed the "true" cost of using solvents,  and enabled the company to see the long-
             term benefits of eliminating solvents to the maximum extent feasible. The second, somewhat
             unanticipated, major benefit was the forging of communications between production workers
             and management This has, in effect,  moved the facility in the direction of Total Quality
             Management, and has permanently integrated P2 into Unifoil's organizational framework.

   FINANCIAL Not provided,
PARAMETERS
   FINANCIAL Through the P2 planning process Unifoil discovered the true costs of using solvents that had
    RESULTS previously been hidden  in overhead accounts. The  direct operating costs  of water-based
             coatings are similar, but no treatment of VOC emissions is required.  The  company expects
             annual savings of $393,000 by eliminating solvents,

    CONTACT Karen Shapiro, Tellus Institute (617)266-5400.

     SOURCE Dierfcs, Angela, Allen White, and Karen Shapiro, New Jersey's Planning Process: Shaping A
             New Vision of Pollution Prevention. June 1996,
                                                       100

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                                                   Appendix A - Glossary of Terms
Appendix A - Glossary of Terms
   Environmental
     accounting —
  national income
       accounting


   Environmental
     accounting —
         financial
       accounting

   Environmental
     accounting —
     management
       accounting


   Environmental
   cost accounting


   Environmental
            costs
   Activity-Based
          Costing

   Back-end costs
          Capital
       budgeting

      Contingent
   environmental
            costs

    Conventional
            costs
incorporation of environmental costs into information used in
national income accounts; may include data about a nation's or
region's consumption, extent, quality, and value of natural
resources, both renewable and non-renewable; sometimes referred
to as Natural Resource Accounting

incorporation of environmental costs into information used in
financial reports, especially of publicly-traded companies
incorporation of environmental costs into information collected
and used in making internal business decisions (e.g., capital
investment decisions, costing determinations, process/product
design decisions, performance evaluations, and a host of other
forward-looking business decisions)

inclusion of environmental cost information in existing cost
accounting practices; tracking environmental costs in existing
accounts and allocating them to appropriate products or processes

impacts incurred by society, an organization, or an individual
resulting from activities that affect environmental quality; these
impacts can be expressed in monetary or non-monetary terms

allocating costs to processes, products, or other cost centers based
on the operational activities that drive them

costs that arise following the useful life of current products,
processes, systems, and facilities and will occur at reasonably
well-defined points in the future (e.g., sealing a landfill,
decommissioning an old facility, replacing a storage tank)

evaluating long-term investment  decisions that require capital
outlays

environmental costs that may occur in the future and depend on
uncertain future events
costs typically recognized in capital budgeting exercises such as
raw materials, supplies, and equipment
                                       A-l

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                                                    Appendix A — Glossary of Terms
  Cost allocation
    Discount rate
      Discounted
  payback period
  Environmental
        liabilities
   External costs
     Hidden costs
    Internal costs
  Internal rate of
     return (ERR)
    Less tangible
             costs
the procedures and systems for identifying, measuring, and
assigning costs to processes, products, or other cost centers for
internal management purposes

the percentage return that represents a firm's opportunity cost of
capital, the highest return that the firm could earn with another
investment; a means of adjusting future cash flows for time and
risk so that they are comparable to current cash flows

the amount of time required for an investment to generate
sufficient cash flow, on a discounted basis, to cover its initial
capital outlay; the time at which the net present value (NPV) of an
investment equals zero

a legal obligation for a future expenditure due to the past or
ongoing manufacture, use, release, or threatened release of a
particular substance, or other activities that adversely affect the
environment13

costs that result from the effects of production and consumption
activities not directly reflected in the market14 or not borne by the
responsible party; a synonym for societal costs (also termed
externalities)

environmental costs mat are not apparent to managers (e.g.,
regulatory compliance, waste management, or remediation costs)
because they are recorded in overhead accounts, or are not
accounted for because they will or may occur in the future

costs that are priced by the market or some other pricing
mechanism that accrue directly to a specific entity; e.g., a business
or individual; (also termed private costs)

the discount rate at which the net present value (NPV) of a stream
of cash flows is equal to zero; IRR is typically compared to a
company's desired rate of return on an investment

costs that are difficult to predict or quantify, such as the costs of
lost business resulting from tarnished corporate image, diminished
employee moral, or unrealized "green market" share (also termed
"image costs")
n Taken fiom US EPA's Valuing Potential Environmental Liabilities for Managerial Decision-Making: A Review of Available Techniques
(EPA 742-R-96-003J, 1996.
" Taken from Pindyek, Robert S. & Daniel L. Rublnfeld, Microeconomics, Second Edition, New York: Macmillan Publishing Company,
1992,
                                         A-2

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                                                     Appendix A - Glossary of Terms
        Life-cycle
       assessment
         Materials
       accounting
 Net present value
            (NPV)
   Operating costs
        Overhead
  Payback period
   Environmental
  regulatory costs

       Total Cost
      Assessment
    Up-front costs
a holistic approach to identifying the environmental consequences
of a product, process, or activity through its entire life-cycle; i.e.,
from raw material acquisition through ultimate disposal

an accounting system for the flow, generation, consumption, and
accumulation of materials (collectively, the throughput) in a
facility or process in order to identify and characterize materials
use and waste

the present value (i.e. the value in current period dollars) of a
stream of cash flows; a stream of cash flows is profitable if its
NPV is greater than zero

costs incurred during the operating lives of processes, products,
systems, and facilities, as opposed to one-time up-front costs (e.g.,
investment costs) and back-end costs (e.g.,  shutdown and
remediation costs)

a set of costs aggregated into a central account but not directly
assigned to a process, product, facility, or other cost center;
overhead costs later may be assigned to cost centers using some
allocation basis such as labor hours, production volume, materials
use, etc.

the amount of time required for an investment to generate
sufficient cash flow to cover its initial capital outlay; payback is
calculated as the investment amount divided by the annual cash
flow

costs incurred to comply with federal, state, or local environmental
laws (also termed compliance costs)

the process of integrating all relevant and significant internal costs,
including less tangible costs, into the financial evaluation of
environmental projects and programs; the process includes
appropriate cost allocation, project time horizons, and profitability
indicators

one-time costs incurred prior to the operation of a process, system,
or facility (e.g., siting, supplier qualification, evaluation of P2
options)
Note: This Glossary was adapted from the US EPA's An Introduction to Environmental
Accounting as a Business Management Tool: Key Concepts and Terms.
                                        A-3

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          Appendix A - Glossary of Terms
A-4

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                                  Appendix B - Feedback and Information Form
Appendix B - FEEDBACK AND INFORMATION FORM

                   Did You Find this Document Useful?
                           Why or Why Not?
                              Let Us Know!

Name:
Position & Firm:
Address:
Telephone:
Fax:
Email:
How did you hear about this document?
Did you have any knowledge of/ experience with EA before you read the document? If yes,
please elaborate.
Did the document help you understand EA concepts?
Do you think you might try to use EA in your business (if you haven't already)?
If so, do you feel you still need more guidance? (please be specific)
What aspects of the document did you find particularly valuable?
                                   B-l

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                                     Appendix B - Feedback and Information Form
What aspects would you improve and how?
Do you know of any other case studies or have any EA experiences that we could include in
our Internet database?
   Business Decision:


   Business Benefits;


   Company Profile
      Location:

      Size:

      Annual Revenues:

      Business:


   Why was Project Performed?:


   Project Description:


   Analysis Description:


   Financial Parameters:


   Financial Results:


   Contact-


   Decision and Institutional Changes Made:


   Sourcefs):
                                       B-2

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                                          Appendix B — Feedback and Information Form
Do you have any other comments or observations?
                    Please return this form or direct any questions to:
                                The Environmental Accounting Project
                                   Pollution Prevention Division
                                Office of Pollution Prevention & Toxics
                               401 M Street SW, Washington DC 20460
                                       Tel: (202) 260 4164
                                       Fax: (202) 260 0178
                                            B-3

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