USB
       ST<          United States Environmental Protection Agency
                           Office of Wetlands, Oceans and Watersheds
                                   Washington, D.C. 20460          »
   ^    ^             United States Department of  the Army
                                 U.S. Army Corps of Engineers
                                   Washington, D.C.  20314

                                      AUG  23 1993
    MEMORANDtlM TO THE FIELD

    SUBJECT:  ESTABLISHMENT AND USE OF WETLAND MITIGATION BANKS IN
                THE CLEAN WATER ACT SECTION 404 REGULATORY PROGRAM

    1.  This memorandum provides general guidelines for the establishment and use of wetland >
    mitigation banks in the Clean Water Act Section 404 regulatory program. This memorandum
    serves as interim guidance pending completion of Phase I of by the Corps of Engineers'
    Institute for Water Resources study on wetland mitigation banking1, at which time this
    guidance will be reviewed and any appropriate revisions will be incorporated into final
    guidelines.

    2.  For purposes of this guidance, wetland mitigation banking refers to the restoration,
    creation, enhancement, and, in exceptional circumstances, preservation of wetlands or other-
    aquatic habitats expressly for the purpose of providing compensatory mitigation in advance of
    discharges into wetlands permitted under the Section 404 regulatory program. Wetland
    mitigation banks can have several advantages over individual mitigation projects,, some of
    which are listed  below:

          a) Compensatory mitigation,, can be implemented and  functioning in advance of project
          impacts, thereby reducing temporal losses of wetland functions and uncertainty over
          whether the mitigation will be successful in offsetting wetland losses.

          b) It may be more .ecologically advantageous for maintaining the integrity of the
          aquatic ecosystem to consolidate compensatory mitigation for impacts to many
          smaller, isolated or fragmented habitats into a single  large parcel or  contiguous
          parcels.
        'The Corps of Engineers Institute for Water Resources, under the authority of Section
    307(d) of the Water Resources Development Act of 1990, is undertaking a comprehensive
    two-year review and evaluation of wetland mitigation banking to assist in the development of
    a national policy on this issue.  The interim summary report documenting the results of the
    first phase of the study is scheduled for completion in the fall of 1993.

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        c) Development of a wetland mitigation bank can bring together financial resources
        and planning and scientific expertise not practicable to many individual mitigation
        proposals. This consolidation of resources can increase the potential for the
        establishment and long-term management of successful mitigation.

        d) Wetland mitigation banking proposals may reduce regulatory uncertainty and
        provide more cost-effective compensatory mitigation opportunities.

 3.  The Section 404(b)(l) Guidelines (Guidelines), as clarified by the "Memorandum of
 Agreement Concerning the Determination of Mitigation under the Section 404(b)(l)
 Guidelines" (Mitigation MOA) signed February 6, 1990, by the Environmental Protection
 Agency and the Department of the Army, establish a mitigation sequence that is used in the
 evaluation of individual permit applications.  Under this sequence, all appropriate and
 practicable steps must be undertaken by the applicant to first  avoid and then minimize
 adverse impacts to the aquatic ecosystem.  Remaining unavoidable impacts must then be
 offset through compensatory mitigation to the extent appropriate and practicable.
 Requirements for compensatory mitigation may be satisfied through the use of wetland
 mitigation banks, so long as their use is consistent with standard practices for evaluating
 compensatory mitigation proposals outlined in the Mitigation  MOA. It is important to
 emphasize that,  given the mitigation sequence requirements described above,  permit
 applicants should net anticipate that the establishment of, or participation in, a wetland
 mitigation bank will ultimately lead to a determination  of compliance with the Section
 404(b)(l) Guidelines without adequate demonstration that impacts  associated with the
 proposed discharge have been  avoided and minimized to the extent practicable.

 4.  The agencies' preference for on-site, in-kind compensatory mitigation does not preclude
 the use of wetland mitigation banks where it has been determined  by the Corps, or other
 appropriate permitting agency, in coordination with the Federal resource agencies through the
 standard permit  evaluation process, that the use of a particular mitigation bank as
 compensation for proposed wetland impacts would be appropriate  for offsetting impacts to
 the aquatic ecosystem. In making such a determination, careful consideration must be given
 to wetland functions, landscape position, and affected species  populations at both the impact
 and mitigation bank sites. In addition, compensation for wetland impacts should occur,
 where appropriate and practicable, within the same watershed as the impact site.  Where a
 mitigation bank is being developed in conjunction with a wetland resource planning initiative
 (e.g., Special Area Management Plan, State Wetland Conservation Plan) to satisfy particular
 wetland restoration objectives,, the permitting agency will determine, in coordination with the
Federal resource agencies, whether use  of the bank should be considered an appropriate form
of compensatory mitigation for impacts  occurring within the same watershed.

5. Wetland, mitigation banks should generally be in place and functional before credits may
be used to offset permitted wetland losses.  However,  it may  be appropriate to allow
incremental distribution of credits corresponding to the appropriate stage of successful
establishment of wetland functions.  Moreover, variable mitigation ratios (credit acreage to

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 impacted wetland acreage) may be used in such circumstances to reflect the wetland functions
 attained at a bank site at a particular point in time. For example, higher ratios would be
 required when a bank is not yet fully functional at the time credits are to be withdrawn.

 6. Establishment of each mitigation bank should be accompanied by the development of a
 formal written agreement (e.g., memorandum of agreement) among the Corps, EPA, other
 relevant resource agencies, and those parties who will own, develop, operate or otherwise
 participate in the bank.  The purpose of the agreement is to establish clear guidelines for
 establishment and use of the mitigation bank.  A wetlands mitigation bank may also be
 established through issuance of a Section 404 permit where establishing the proposed bank
 involves a discharge of dredged or fill material into waters of the United States.  The
 banking agreement or, where applicable, special conditions of the permit establishing the
 bank should address the following considerations, where appropriate:

        a)     location of the mitigation bank
        b)     goals and objectives for the mitigation bank project;
        c)     identification of bank sponsors  and participants;
        d)     development and maintenance plan;
        e)     evaluation methodology acceptable to all signatories to  establish bank credits
              and-ftssess bank success in meeting the project goals and objectives;
        f)     specific accounting procedures  for tracking crediting and debiting;
        g)     geographic area of applicability;
        h)     monitoring requirements and responsibilities;
        i)     remedial action responsibilities including funding; and
        j)     provisions for protecting the mitigation  bank in perpetuity.

 Agency participation in a wetlands mitigation banking agreement may not, in any way,
 restrict or limit the authorities and responsibilities of the agencies.

 7. An appropriate methodology,  acceptable to all signatories, should be identified and used
 to evaluate the success of wetland restoration and creation efforts within the mitigation bank
 and to identify the appropriate stage of development for issuing mitigation credits. A full
 range of wetland functions should be assessed.  Functional evaluations of the mitigation bank
 should generally be conducted by a multi-disciplinary  team representing involved resource
 and regulatory .agencies and other appropriate parties.  The same methodology should be
 used to determine the functions and values of both credits and debits. As an alternative,
 credits and debits can be based on acres of various types of wetlands  (e.g., National Wetland
 Inventory classes).  Final determinations regarding debits and credits will be made by the
 Corps, or other appropriate permitting agency, in consultation with Federal resource
 agencies.

 8. Permit applicants may draw upon the available credits of a third party mitigation bank
 (i.e., a bank developed and operated by an entity other than the permit applicant). The

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Section 404 permit, however, must state explicitly that the permittee remains responsible for
ensuring that the mitigation requirements are satisfied.

9. To ensure legal enforceability of the mitigation conditions, use of mitigation bank credits
must be conditioned in the Section 404 permit by referencing the banking agreement or
Section 404 permit establishing the bank; however, such a provision should not limit the
responsibility of the Section 404 permittee for satisfying all legal requirements  of the permit.
(date)
ROBERT H. WAYLAND, HI
Director
Office of Wetlands, Oceans,
 and Watersheds     .
U.S. Environmental Protection Agency
MICHAEL L. DAVIS         <
Office of the Assistant Secretary
 of the Army (Civil Works)
Department of the Army
                                                                              (date)

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