EIS800856F
1
  States

  nerudl Prot «tion
Region V

230 South Dearborn

Chicago, Illinois 60604
                                    July, 1980
                  jiv/ision
Environmental      Final
Impact Statement

Alternative Waste
Treatment Systems
for Rural Lake Projects

Case Study Number 1
Crystal Lake Area
Sewage Disposal Authority
Benzie County, Michigan
    nmm

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               EPA-5-MI-3ENZIE-CRYSTAL LAKE-LA-80



              FINAL ENVIRONMENTAL IMPACT STATEMENT

ALTERNATIVE WASTEWATER TREATMENT SYSTEMS FDR RURAL LAKE PROJECTS

CASE STUDY No. 1:  CRYSTAL LAKE AREA SErtAGE DISPOSAL AUTHORITY

                    3ENZIE COUNTY, MICHIGAN





                        Prapared by the





         UNITED STATES ENVIRONMENTAL PROTECTION AGENCY

                  REGION V, CHICAGO ILLINOIS
                              AND
                      WAPORA, INCORPORATED

                        WASHINGTON, D.C.
                               Approved by:
                              (John BcGuire
                               Regional  Administrator

                               July 1980

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                      LIST OF PREPARERS









     This Final Environmental Impact Statement was prepared by




WAPORA, Inc. under the guidance of Alfred Krause, EPA Region V




Project Officer.  Mr. Gerald Peters, Jr. was WAPORA's Project




Manager.  Mr. Ted Rockwell, EPA Region V, contributed to its




preparation.






     Significant input to the Draft EIS was provided  by




WAPORA employees and subcontractors, listed in that document.

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                             EXECUTIVE SUMMARY

Background

The 1979 Draft Environmental Impact  Statement (DEIS)  on Alternative Waste-
water Treatment  for Rural  Lake  Projects,  Crystal Lake area was concerned
with a number of issues  raised  by  the November  1976 Facilities Plan.  That
Plan proposed construction of a sewage collection system around all of
Crystal Lake, excepting  Beulah  and including  Benzonia, with discharge to
a central wastewater  treatment  plant at Frankfort.   The issues included:
the high cost of centralized collection and treatment (present worth costs
of $18.4 million) uncertain  water  quality impacts or  improvements in
Crystal Lake, adverse economic  impacts to area  residents, and uncertain
induced growth and other secondary impacts.

To examine these issues  USEPA used a variety  of water quality modeling and
sensing techniques.   These included  a door-to-door  sanitary survey of about
25% of shoreline systems,  aerial photographic survey of surface malfunctions,
and a special septic  leachate survey of the entire  lake shoreline.

These studies found that although  many on-site  treatment systems did not
comply with  the  sanitary code,  only  a few were  having any impact on the water
quality.  Modeling indicated that  no possible alternative would have a signi-
ficant effect on lake water  quality  or trophic  status.  All suggested that
the only major lake impact posed by  the existing systems was the occasional
shoreline concentrations of  Cladophora algae.   It was also clear that there
were definitely  water quality problems in Betsie Lake caused by the existing
primary treatment plants at  Frankfort and Elberta.

A wide range of  alternatives was developed and  evaluated.  These ranged from
highly centralized (the  Facilities Plan Alternative and some variants) to
composite to largely  decentralized (Limited Action  and No-Action).  All but
No-Action were similar in  providing  a single  replacement plant to serve
Frankfort and Elberta.   The  composite alternatives  proposed varying mixtures
of entirely  on-site system maintenance and upgrading, partial sewering, and
cluster treatment systems  for the  Crystal Lake  shoreline.  Costs ranged
from $18.4 million for the Facilities Plan Alternative to $7.44 million for
the Limited Action Alternative  which would only serve the Crystal Lake shore-
line by on-site  maintenance  and upgrading on  cluster  systems.

No-action was rejected for the  Crystal Lake area because of localized shore-
line water quality and the existence of some  conditions indicating long-term
treatment failure potential  for the  more poorly designed and installed systems.
The various  alternatives'  impacts  differed greatly  only in overall and local
costs.  The EIS  recommended  the Limited Action  Alternative, which offered
generally comparable  water quality impacts at a much  lower cost than any other
alternative.

Comments and Impacts

After the June 1979 publication of the Draft  EIS, a Public Hearing was held
                                    11

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on August 6, 1979 in Frankfort. Several hundred people  attended,  and  a large
variety of cornments was received, most of them in writing.  These comments
dealt with a number of subjects:

      o   questioning costs - particularly operation and maintenence  (O&M)
          and site-by-site study costs

      o   questioning general construction costs

      o   asking clarification of management proposals  for the  recommended
          alternative
          expressing concern about non-point sources of water quality  input,
          especially in view of the limited role of on-site treatment  systems
Response;
After the close of the comment period USEPA responded  in two different phases.
The first involved several additional studies of Crystal Lake  and  lasted  about
four months.  These studies include:

      a.  Survey of groundwater flow patterns around Crystal Lake  to  replace
          the hypothetical flow estimations in the Draft.

      b.  A septic leachate survey of Cold Creek to detect possible nutrient
          loading sources.

      c.  A detailed three dimensional survey (the "aquatic productivity  study")
          of five sample effluent plumes entering the  lake, including a complete
          survey of aquatic plants and algae.

The second phase was concerned with clarifying Federal, State  and  local adminis-
trative questions about formation of an on-site Wastewater Management District
to maintain the on-site treatment systems.  This work  produced the following
results:

      o   Michigan DNR assigned separate funding priorities to the Frankfort/
          Elberta and Crystal Lake portions of the project.  This  would allow
          each portion to precede at its own pace.

      o   Michigan DNR reviewed the NPDES permit standards for Betsie Lake
          in light of new water quality data.

      o   USEPA developed a new regional standard for  project  needs documenta-
          tion requirements and the relationship to the various steps of  the
          cost and complexity of work.

      o   Both Michigan DNR and USEPA worked on methods to reduce  the cost  and
          complexity of detailed site work and to expedite processing of  inno-
          vative and alternative grant applications.

                                    iii

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       o   USEPA developed a variety of approaches to simplify easement access
           requirements.   This process, which is still going on, could altogether
           eliminate the  expense and complexity of easement acquisition.

USEPA also prepared detailed costing and a work plan for the site-by-site
survey for future  Small  Waste Flows District operation and maintenence, and
local costs associated with the No-Action alternative.  We than combined the
full  range of  comments and developed responses or revisions of the draft.

The Final  EIS
The result,  this  final  EIS,  is  considerably shorter  than the draft.   Elements
which were discussed  at considerable  length in the draft are summarized here,
with emphasis on  the  new studies,  response  to comments and explanation of
management procedures and costs.   This  is consistent with The Council on
Environmental Quality's (CEQ) new  National  Environmental Policy Act  (NEPA)
regulations  that  became effective  after  the draft was completed.

Results

The general  effect of the new studies was to confirm the earlier ones.  The
groundwater  flow  survey clarified  the flow  pattern projected in the  draft.
The new aquatic productivity suggests that  under  extreme conditions  the septic
tank systems might contribute the  same  6.7  percent of lake phosphorus loads
projected in the  DEIS.   The  Cold Creek  survey suggested that almost  all of  the
dry-weather  nutrient  load was coming  from the small  tributary that parallels
US 31 above  the retention basin.

Similarily,  the various administrative changes and developments did  not greatly
change information or assumptions.  Revision of Betsie Lake effluent limita-
tions impact BOD  and  phosphorus loads by less than 2 percent.   Revisions in
planning of  the site-by-site work  limit  substantial  increase in local costs.
Simplification of current easement requirements may  reduce costs.

Impact of the new costing studies  is  also limited; operation and maintenence
were deliberately costed on  a very conservative basis,  as was  the site-by-site
study work.  Together these  increased annual costs for  the Limited Action
Alternative  from  $49  to $95  yearly for newly sewered areas of  Crystal Lake
($82 without amortization of local capital  cost shares).   Twenty year present
worth costs  increase  from $7.44 to $7.88 million.  This modest increase does
not come near changing  the ranking of alternatives.

The comments, too, have produced some changes.  The  Village of Beulah does
not have any serious plans for expanding its treatment  capacity, largely
eliminating  any possibility  for collection  of the  northeast shore.   Other
comments have led to  substantial expansion  and clarification of sections of
the draft and appendices,  such as  a detailed description of the aerial photo-
survey techniques.  None  of  these, however,  substantially alters the nature
or ranking of alternatives.
                                 IV

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Recommendat ions

The recommended action, therefore, remains basically  as  it  was  in  the  Draft EIS.

     o  construction of connecting sewers and a new 0.33 mgd  rotating
        biological contractor plant to serve Frankfort and  Elberta;

     o  sewer system evaluation surveys and rehabilitation  of the  existing
        sewers in Frankfort and Elberta;

     o  design and implementation of a small waste flow district for the
        remainder of the Study Area;

     o  site-specific environmental and engineering analyses  of existing
        on-site systems in the unsewered parts of the proposed  service
        area;

     o  repair and replacement of on-site systems as  required;  and

     o  cluster systems or other off-site treatment for portions of the
        northeast and southeast shorelines.

Should the applicant wish to proceed with this action, we strongly recommend
that careful consideration be given to the sections on Management  and
Implementation which discuss the nature and advantages of many  of  the  choices
available.  It is also important to begin to develop  the management structure
that will operate in the future - so that citizens and local  officials can
themeselves take part in the site-by-site design treatment  choices.  This will
allow all concerned to become familiar with the procedures  which will  be
needed to maintain and improve area water quality in  the future.
                                        v

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                              CONTENTS
                                                                      Page
List of Preparers 	  i
Executive Summary 	  ii
List of Tables 	viii
List of Figures 	viii
                     I - PURPOSE OF AND NEED FOR ACTION

A.  The Applicant's Facility Plan and Environmental Impact
    Statement Issues 	   1

    1.   Cost Effectiveness 	   1
    2.   Impacts on Water Quality 	   4
    3.   Economic Impact 	   4
    4.   Induced Growth and Secondary Impacts 	   4

B.  The Need for Improved Wastewater Management - Betsie Lake 	   5

C.  The Need for Improved Wastewater Management - Crystal Lake 	   5

    1.   Groundwater Hydrology 	   6
    2.   Analysis of Near Shore Aquatic Productivity Problems 	   9
    3.   Cold Creek Survey 	  14


                             II - ALTERNATIVES

A.  The Facility Plan Proposed Action 	  15

B.  The EIS Recommendation - Limited Action 	  17

    1.   Technology Selection 	  17
    2.   Community Management 	  21
    3.   Cost Estimate 	  23
    4.   Implementation 	  24

C.  The No Action Alternative 	  26

D.  Other Alternatives 	  27


          III - AFFECTED ENVIRONMENT AND IMPACTS OF NO ACTION

A.  Soils 	  29

B.  Surface Water Resources 	  29

C.  Groundwater Resources 	  30

D.  Population and Land Use 	  30
                                   VI

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                                                                     Page

E.  Environmentally Sensitive Areas  	 31

F.  Economics 	 31


        IV - ENVIRONMENTAL CONSEQUENCES  OF  THE ACTION ALTERNATIVES

A.  Surface Water Resources 	 33

B.  Groundwater 	 34

C.  Population and Land Use 	 35

D.  Economic Impacts 	 35

E.  Economic Impacts 	 35


Comments and Responses 	 39

Comment Letters 	 61

Appendices:

    Appendix A.  Aerial Septic System Survey of  Crystal  Lake
    Appendix B.  Cost Information
    Appendix C.  Fourteen Things You Can Do to Keep Crystal
                 (or Betsie)  Clear
    Appendix D.  Soil Conservation Service  Soils Data
    Appendix E.  Region V Guidance - Site Specific Needs
                 Determination and Alternative Planning  for
                 Unsewered Areas
    Appendix F.  Revised Effluent Limitations for Discharge
                 to Betsie Lake
    Appendix G.  Sample Easement Form
                                    vii

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                                 FIGURES


Figure                                                                  Page

  1-1      Location of Crystal Lake Study  Area  	   2

  1-2      Crystal Lake Study Area 	   3

  1-3      Results of Aerial Shoreline Survey,  EPIC  1978  	   7

  1-4      Plume Locations on Crystal Lake 	   8

  1-5      Nearshore Groundwater  Hydrology -  Crystal Lake 	  10

  II-l     Facility Plan Proposed Service  Area  	  16

  II-2     Limited Action Alternative 	  18
                                  TABLES

 Table                                                                  Page

  1-1      Nearshore Groundwater  Hydrology  - Direction  and Rate
           of Flow of Groundwater as  Measured  by  the Model 10
           "Dowser" Groundwater Flow  Meter  Calibrated Against
           Beulah Beach Medium Sand  	  11

  II-l     Population Projections and Average  Annual Growth Rates
           for Crystal Lake Proposed  Sewer  Service Area 	  30

  IV-1     Financial Burden and Displacement Pressure of  the
           Facilities Plan Proposed Action  and the Limited Action
           Alternative - Crystal  Lake and Benzonia  	  37
                                      viii

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                                  Chapter I


                       PURPOSE OF AND NEED FOR ACTION


A.    THE APPLICANT'S FACILITY PLAN AND ENVIRONMENTAL IMPACT STATEMENT ISSUES

     The "Crystal Lake  Area  Facility Plan - Wastewater Collection and Treat-
ment"  recommended  construction  of  the  facilities  which  will be  described
later  in  this chapter.  The  proposed wastewater  facilities would be  in the
City  of Frankfort,  the Villages  of Beulah, Elberta  and  Benzonia,  and  the
Townships of  Benzonia,  Crystal  Lake and Lake.  These communities  make up the
Facility  Planning  Area,  approximately  one-fifth  of  Benzie  County,  in  the
northern part of the Lower Peninsula on  the  eastern shore of Lake Michigan.
The estimated year-round population of the areas proposed for sewering (i.e.,
the Proposed  Service Area)  is 4,400, increasing to  about  8,300 in the vaca-
tion  season.   Figure  1-1 shows  the  project location  within the  State  of
Michigan. Figure 1-2 delineates the Study Area.

     The  December  1976  Crystal Lake  Area Facility Plan  was  completed  and
submitted to  EPA by  the Benzie County Department of Public Works.  The faci-
lity plan, proposing construction  of new wastewater collection and treatment
facilities, was developed for the Crystal Lake Area Sewage  Disposal Authority
by  three  consulting firms:   Williams  and Works,  Inc.,  the lead  consultant;
McNamee, Porter and Seeley; and Perla-Stout Associates.

     The  Crystal  Lake  Area   Facility  Plan  reviewed existing data  on water
quality problems in  Crystal  Lake and the quality of surrounding groundwater,
as well as information on site conditions such as soil types around the lake.
The Facility  Plan  concluded  that  data  on high water  tables,  small  lots and
poor soil provided  sufficient evidence to link on-site systems to subsequent
water  quality problems  and,  therefore,  to warrant sewering the  Crystal Lake
shoreline.

     The four major  issues which the EIS examines are closely related to this
proposal to build sewers around Crystal Lake.  The issues are:

1.  COST EFFECTIVENESS

     Capital  cost  for  the Facility Plan Proposed Action was estimated in the
Plan  to be $18.4  million.   This  is an  investment  of $2,207 per  person or
approximately $8,654 per existing  dwelling within the Proposed Service Area.
These  per-person and per-household investments would be among the highest in
EPA Region V.

     Eighty-one percent  of  the  estimated capital  cost would  be  for new col-
lector  and interceptor  sewers.   Extensive use of pressure  sewers as a poten-
tially  less  expensive  alternative  to  gravity  sewers  was   considered  by the
Facility Plan consultants but at the insistence of  the State of Michigan was
not  evaluated in  the  facility  plan.   Reliance on  septic tank  systems  was
briefly  considered  but  was  not incorporated  into any of  the Facility Plan
alternatives.   Use  of  other on-lot sewage  disposal methods  or  small-scale
technologies was not considered.

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                               BENZIE   COUNTY
Figure 1-1:   Location of Crystal Lake Study Area




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2.  IMPACTS ON WATER QUALITY

     Likely impacts of  the  Facility Plan Proposed Action and alternatives on
water quality were  not  satisfactorily addressed particularly  eutrophication
of Crystal Lake  and Betsie  Lake and  nearshore  plant  growth in Crystal Lake.

     Citizen concern over growth  of aquatic plants along scattered shoreline
areas of Crystal  Lake  resulted in local funding of two limnological investi-
gations of  the lake:   by  Gannon in  1970 and  Tanis  in 1978.   Both studies
documented the presence  near  some shoreline points of aquatic plants growing
on the  lake bottom.  The earlier report by  Gannon predicted that substantial
increases in  plant growth  would  occur at  existing nutrient  loading  rates.
The  report  recommended  that  a sanitary  sewer  be built  around the lake to
collect sewage for treatment and export from the Crystal Lake watershed.  The
conclusions and  recommendations of  this  report and statements  of the local
sanitarian (Livasy n.d.) were cited in the Facility Plan as the basis for not
relying on septic  tank  systems around Crystal Lake in the future.   The later
report, by  Tanis,  showed that plant productivity had not  increased as pre-
dicted  and  suggested that  "an alternative which  addresses specific problem
areas  may  be  more appropriate"  than  complete sewering  of  the  shoreline.
Neither the Facility Plan  nor the  limnological  reports  evaluated quantita-
tively  the probable impacts on water quality of sewering or not sewering the
shoreline of Crystal Lake.

     The Facility Plan  cited  a 41%  reduction  in phosphorus  load to  Betsie
Lake,  resulting  in removal  of phosphorus from Frankfort  and Elberta  waste-
water.  However, the relationship between such a reduction and lake eutrophi-
cation  was  not  described   .   The  increased  nutrient loads  due  to new and
larger  discharges   of  effluent   following   population   growth   were  not
calculated.

3.  ECONOMIC IMPACT

     The estimated user  charge for the Facility Plan Proposed Action was $175
per year for  each residence or residential equivalent  in the new sewer ser-
vice  area  around  Crystal   Lake.   This  charge  would  amount  to 1.9%  of the
permanent  residents'  average  annual  income.   Crystal Lake homeowners would
also pay an  initial $1,500  for stub  fee and connection charge in addition to
the cost of  installing  a house sewer to  connect  the household plumbing with
the public sewer.

     The  effect  of these   costs  could  be to  encourage seasonal  and fixed
income  residents  to sell their properties or to convert from  seasonal use to
permanent residency.

4.  INDUCED GROWTH AND SECONDARY IMPACTS

     While the  high costs  of wastewater  collection might  force some current
residents to  move,  the  availability  of  sewers  in the Crystal Lake watershed
would  make  possible construction  of new dwellings in  greater number  and in
higher  densities than is presently  feasible.   The potential for  significant
future  development is   indicated by the  substantial number of undeveloped
platted shoreline,  second tier and subdivision  lots in the  area.

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     The  rate  and type  of development supported  by a  central  sewer system
could have undesirable impacts.  In particular, housing construction on steep
slopes could accelerate  soil  erosion which, in turn, would increase nutrient
impacts to Crystal Lake or Betsie Lake.  In addition, the density and type of
future development feasible with a central sewer system could be considerably
different from what is presently typical of the Crystal Lake area.

B.  THE NEED FOR IMPROVED WASTEWATER MANAGEMENT - BETSIE LAKE

     The  need  for upgrading  or replacing  sewers  and two  primary  treatment
plants serving  the Village of  Elberta  and the City of Frankfort was  not an
issue  in  the EIS.   The  existing  treatment plants discharge  to  Betsie Lake
which  flows  through  Betsie Harbor into Lake Michigan.  Utilizing eutrophica-
tion modeling,  the Draft  EIS  shows  48% of the phosphorus  loading  to Betsie
Lake resulting  from these  treatment plants.  Removal  or  reduction  of this
phosphorus source will improve the lake's trophic status.

C.  THE NEED FOR IMPROVED WASTEWATER MANAGEMENT - CRYSTAL LAKE

     The primary source of data on water quality in the Crystal Lake Facility
Plan was  a  report titled "Crystal Lake Water Quality Investigations," by Dr.
John J.   Gannon  of  the  University  of Michigan  (1970).    The  Gannon report
concluded that:

     •  the most important source of pollution in Crystal Lake was the inflow
        from Cold  Creek.  Several business establishments  and  houses along
        its north branch contribute phosphates to Cold Creek.

     •  the  highest  coliform  levels  and algal concentrations  existed in the
        waters adjacent  to  the north shore toward  the  east end of the lake.

     •  wells along  the  northeast shore  showed  significantly higher concen-
        trations of nitrate than did wells in other areas.  Nitrate levels in
        this area  generally ranged  from  1  to  6 mg/1 as N.   (EIS  Note:   of
        the 99 wells  sampled  on the northeast shore,  45  had nitrate concen-
        trations less than 1 mg/1 as N, 50 had concentrations between 1 and 6
        mg/1, and 5 had concentrations greater than 6 mg/1.)

     •  Crystal Lake  is  oligotrophic;  dissolved  oxygen concentrations in the
        deep areas are 7.2 mg/1 or greater.

     •  the algal  mass in Crystal Lake will increase three times in a period
        of 7 to 10 years.

     •  sanitary sewage  should be collected by means  of  a  sewer system that
        would encircle   the  lake; this  sewage  should then  be treated  and
        discharged outside the basin.

     A letter was  included in the Facility Plan  from Mr. Lyle Livasy, R.S.,
staff  sanitarian  with   the  Grand  Traverse-Leelanau-Benzie  District  Health
Department (GT-L-BHD), citing severe soil limitations for on-site systems and
high coliform bacteria   counts  at  two  houses on the  northeast  shore  as need
for improved wastewater management.

     A series of  studies has  been conducted during EIS preparation to evalu-
ate in greater detail the water quality and public health problems related to
use  of on-site  systems   around  Crystal  Lake.   In chronological order,  the
studied reported in the Draft EIS and their major conclusions are:

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     •  Eutrophication Modeling - On-site  sewage  disposal  systems  contribute
        an estimated 6.7 % of  the  phosphorus load to Crystal  Lake.   Removal
        of this source would result  in negligible improvement in  the  lake's
        already highly oligotrophic  status.

      • Aerial  Photographic  Survey -  of the 29  identified problem  on-site
        systems, 10 were  found to  be  actively failing,  12 showed signs  of
        having  failed  in  the past  and 7 were  suspected of failure but  not
        confirmed  by field checks.  Of these 29 systems, sewers proposed  in
        the Facilities Plan  could  have  eliminated  9  in the  Village  of
        Benzonia,   and 5  around  Crystal Lake.   Failures   detected  by  this
        survey include only those cases  where septic tank  effluent flows  to
        the surface of the ground.   Figure  1-3  shows the locations of the 29
        malfunctions.   Appendix A  describes  the  survey methodology.

     •  Sanitary Survey - Interviews with  homeowners and inspections  of lots
        and shorelines produced a substantial  amount of information  on  the
        condition  of  on-site  systems  around  Crystal Lake.   Over  50%  of  the
        systems inspected violated the  current  sanitary  code.   However, only
        3% have had problems with  ponding  more than  once.    Six  percent have
        had backups in the house  that  could not be  attributed to  occasional
        hydraulic   overload  or  a  correctable  maintenance   problem.   Thirty-
        four percent  of  the homes  had the green algae, Cladophora,  growing
        along their shoreline;  10% had  "heavy" growths.

     •  Investigation   of  Septic  Discharges  - Neither  aerial  surveys  nor
        sanitary surveys can detect poorly  treated  septic  tank effluent that
        may be entering lakes by way of groundwater.   Using a septic leachate
        detector,  90  effluent  discharges were  found entering  Crystal Lake.
        Sampling and analysis of ground and  surface  waters  in the area of the
        plumes  showed  that  they  were  not   seriously  effecting  lake  water
        quality.  The  only  significant  effect  was  the  stimulation of plant
        growth  on  rocks  or  logs where the  plumes emerge.    The  highest fre-
        quency  of   plume  emergence  was along  the  northeast  and  southeast
        shorelines.  Figure  1-4. shows  the  locations of plumes.

     After publication of the Draft EIS in  June 1979, three additional
studies were conducted.  These  were:

1.  GROUNDWATER HYDROLOGY

     The results of the Investigation of Septic Discharges  suggested a signi-
ficant movement of  groundwater  into  and out of Crystal Lake at various Loca-
tions.  In  the  general description  of  groundwater flow proposed in the Draft
EIS, Crystal Lake  intercepts  the  area's groundwater table.    The groundwater
table  is  not flat  but falls from  east to  west  toward  Lake  Michigan.  The
eastern end of Crystal Lake  lies below  the  groundwater table and so acts like
a withdrawal well.  Springs  at the foot of  hills  along  the north and south-
east shores and the high density  of plumes support this.  At the western end
of  the  lake,  few  effluent plumes  are  found  suggesting that the lake surface
is  above  the groundwater table,  and  that  outflow  of Crystal  Lake  water is
toward Lake Michigan.

      Confirmation  of  the  groundwater  flow, suggested by  the  effluent plume
data, was sought by another method.

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     At intervals of  about  one-half mile along the lake's shoreline, ground-
water  flows  were measured  using  a  meter which generates a  heat  pulse,  then
measures the  pattern of  heat  dispersion.  Soil  was  excavated to  the water
table  at  three points  for  each  location, the probe was  inserted  just below
the water  level  and  oriented with a compass  fixed  on  the body of the probe.
Recordings  from  the  three   points  were  averaged to  describe the  rate  and
direction  of  flow at  each location.  The results are listed in Table 1-1 and
illustrated in Figure 1-5.

     With  few exceptions  the  direction  of  flow at  locations at  the east,
north, and west shores was toward the southwest and west.  In contrast, flows
along  the  south  shore  showed  considerable variation.   Because measurements
were made  at the water table and in a transition zone between groundwater and
the lake,  the  data  reflect   local variations in soil porosity, surface drain-
age,  size  of  local  recharge areas, manmade diversions and additions (such as
septic  tank effluents).   On  the  east,  north,   and  west shores  such local
variations  appear  to be  dominated  by  the  regional groundwater  flow, which
Crystal  Lake  intercepts.   Flow  on the  south shore is  more  subject  to  the
influence  of local factors.

     Flow  rates below 3 feet per day were found only along the east shore and
at scattered points on the southwest shore.   Elsewhere, most flow rates were
between 3  and  12 feet per day.  Readings above 12 feet per day were few but,
notably, were found on the northeast and  southeast shores.

     This  new data  explains  some  of  the findings  of the  Investigation of
Septic Discharges (See Figure 1-4), particularly the absence of plumes on the
west  shore and the  scattered presence of plumes on the south shore.  Despite
the time  lapse between the   two studies,  it remains obvious that direction of
groundwater flow determines  the  emergence of effluent plumes into lakes.  It
is  also  highly  likely  that rate of  flow, along with  other  factors such as
distance  from disposal point  to the shore and  soil  characteristics,  influ-
ences the  strength of plumes and their effects or\ lakes.

2.  ANALYSIS OF NEAR SHORE AQUATIC PRODUCTIVITY PROBLEMS

     Prior  studies on Crystal  Lake and elsewhere had suggested a correlation
between  the growths   of  an  algae, Cladophora, and  effluent  emergence  at the
lakeshore.  However,  these studies did not establish a cause and effect rela-
tionship  between  effluent   emergence  and  growth of  Cladophora.    For  the
latter purpose,  and  to evaluate factors  controlling effluent plume movement,
five  on-site  systems  close  to Crystal Lake were  selected for detailed moni-
toring.     The  sites selected represent worst-case examples of proximity to
shore, depth to the water table and age of dwelling.  Monitoring of each site
included:

     •  Location  of   plume  emergence  points  by  three methods  including (1)
        shallow  (18 inches)  groundwater sampling along the beach and analysis
        by septic leachate detector (2) septic leachate detector scans of the
        surface  waters  at  1,  2,  and where possible,  3-foot  depths, and (3)
        measurement of groundwater flow

     •  Collection and  analysis of  groundwater  samples at 1,  3,  and  5 foot
        depths below  the water table or  below lake bottom at  3  to 6 points
        along a  transect.   Transects  were determined  in  the  field to be the

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10

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                             Table  1-1

Nearshore groundwater hydrology - direction and rate of flow of groundwater
as measured by the Model 10 "Dowser" groundwater flow meter calibrated
against Beulah Beach medium sand.

Station #                  Flow Direction           Flow Rate (ft/day)

   1                         324° NW                 1.8  1  1-0
   2                         290° NW                 2.1  ±  1.1
   3                         282° NW                 7.1  ±  2.1
   4                         285° NW                  .9  ±   -4
   5                         288° NW                  .9  ±   -0
   6                         252° w                  2.0  ±   -8
   7                         245° SW                  .3  ±   -6
   8                         280° NW                  .9  ±   «9
   9                         288° NW                  .9  ±   «0
  10                         288° NW                  .9  ±   «0
  11                         187° S                  2.7  ±   -0
  12                         359° N                  7.8  ±  1-9
  13                         280° w                   .9  ±   -°
  14                         260° W                  6.6  ±  1-4
  15                         253° SW                 4.6  ±  1.3
  16                         253° SW                 8.2  ±  1-3
  17                         248° SW                16.8  ±  7.1
  18                         274° W                 11.4  ±  5.8
  19                         258° w                  6.8  ±   .6
  20                         240° SW                 6.4  ±  2.5
  21                         276° w                  6.4  ±  2.4
  22                         254° SW                16.4  ±  10.9
  23                         335° NW                14.1  ±  4.5
  24                         246° WSW                6.4  ±  1.3
  25                           23° NNE                5.5  ±    -0
  26                         277° W                  4.6  ±  1.3
  27                         218° SW                 7.3  ±  1.3
  28                         280° W
  29                         156° SSE                 9.6  -  5.8
  30                         230° SW                 5.0  -  1.9
  31                         360° N                  10.5  -    .6
  32                         324° NW                  7.7  -    .6
  33                           17° NNE                5.5-2.6
  34                         274° W                   3.2  -    .6
  34                         290° WNW                 1-4  -    .6
  36                         308° NW                   .9  -    .0
   37                         232° WSW                 9.6   +    .6
  38                         226° SW                 28.7   +  3.2
  39                         276° W                   5.9   +    .6
  40                         270° W                   5.9   +  3.2
  41                         260° W                   7.7   +  1.9
  42                         242° SW                  8.6   +    .6
  43                         264° W                  6.8   +    .6
  44                         234° SW                  5.0   +  3.2
                                   11

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45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
264°
 25°
274°
268°
337°
268°
263°
269°
351°
303°
281°
297°
 84°
275°
325°
119°
W
NE
W
W
NNW
W
W
W
N
NW
W
NW
E
W
NW
SE
5.9 + 1.
3.6 + 1.
2.7 + 1.
4.8
     +
  ,0 +
  ,1 +
   9 +
3.6 + 1.
 .5 +  .
.6
,6
.6
,6
 ,5 + 2.3

10
 2
 5
 5
 4
 4
 5   _
 7.3 + 3.2
  9 + 3.2
  6 +  .0
  8 +  .6
  9 + 3.2
                                 12

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        center  line  of  the  effluent plume.   Parameters  analyzed were  dis-
        solved  oxygen,  hydrogen  ion concentration  (pH),   relative  fluores-
        cence,  total  dissolved  solids,  orthophosphate,  total  phosphorus,
        nitrate nitrogen, nitrite nitrogen,  ammonia  nitrogen,  organic nitro-
        gen,  chlorides,   sodium,  and  iron.    Field  data  for  one  residence
        was misinterpreted, resulting in  a  transect that missed the  effluent
        plume except at one point next to the drainfield.

     •  Collection  and  analysis  of soil  and  sediment  samples  at  selected
        points  along  the plume transect.  Parameters  analyzed  included  per-
        cent  moisture,   total  volatile  solids,  cation  exchange  capacity,
        water-extractable  phosphorus,  weak   acid   extractable  phosphorus,
        phosphorus  sorption,   water  extractable  nitrates,  total  kjeldahl
        nitrogen and particle size distribution.

     •  Description  of  aquatic  plant  growths  and  nutrient analysis  of  se-
        lected plants.

     •  Interviews  with  the  residents   to  determine  design,   location,  and
        usage of their sewage disposal systems.

     •  Three wells  and  two  septic tanks were sampled and  analyzed  for  the
        same parameters as the groundwater samples.

     The main conclusion drawn from these studies is that effluent plumes  are
a source  of nutrients stimulating near-shore plant  growth.  The  growths  are
highly localized to the point of effluent emergence but,  within these limited
areas, are very dense.  The spatial extent of the growths varied from site to
site and appears to be limited by non-nutrient factors, especially the avail-
ability of stable substrate such as rock and log jetties.   Despite very great
site differences  in  amount  of sewage generated and nutrient concentration in
groundwaters near the shoreline, Cladophora growth was found at all sites  and
the density of growth on stable substrates was extraordinarily high at 120 to
270 grams dry weight per square meter of substrate.   It is not clear from the
data  which constituents  of  the  effluent plumes  are  responsible for  this
growth.  While  phosphorus  is  suspected, one of the  sites  had  very low phos-
phorus concentrations in  its  groundwater yet had Cladophora density  as  high
as any site.  Nitrogen compounds, vitamin B-12, and sulfates are other nutri-
ents which Cladophora requires for growth.

     In addition  to  the  Cladophora algae mats  firmly  attached  to cobbles on
the lake  bottom were found on all five lots.  These  mats  are  inconspicuous
since  they are generally  less than one-eighth inch thick  and  are  brown or
grey because of trapped, fine sediment particles.   Correlation of these algal
mats with  effluent plume  emergence was not attempted.  It  is  possible  that
the mats  include  considerably more biomass than the  Cladophora beards since
the  larger,  conspicuous  algae  are  limited  to  stable substrates washed by
effluents  while  the mats may be more widespread.   The algae mats were  pri-
marily  composed of  many species  of diatoms  with  minor  representation of
blue-green  algae  by the  filamentous  Oscillatoria,   a  common bottom-dwelling
alga.   Species  composition  of these mats was  surprisingly  similar among  the
five sites.

     At two of the oldest sites (21 and  35 years) a third vegetation type was
found, the  rooted  vascular  plant, Potamogeton.  In comparison to Cladophora,


                                      13

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which was growing  in  a narrow band within the splash zone on rocks and logs,
Potamogeton plants  were rooted between  cobbles which pave  the  shallow lake
bottoms  in  places.   The distribution  of these  plants  coincided with  the
general areas of plume emergence on these two lots.

     The attenuation  of phosphorus by  the saturated soils  under  these lots
did  not  follow expected patterns.   Phosphorus  attenuation within  the plumes
could not be  monitored at two of the five  sites:   one site  had little or no
phosphorus  throughout the  transect and  the transect  was  missed  on second
site.   At  the  other   three  sites,  phosphorus  attenuation  between the soil
disposal systems and shorelines was slight or could be explained by dilution.
For  the  two permanently occupied sites, average total  phosphorus  concentra-
tion in  groundwater near the lake shore was  3  mg/L.-P.,  more than enough to
satisfy the phosphorus requirements of the near-shore plants.

     These  two  sites   are  representative  of worst-case conditons:  they are
premanent residences,  had  received  higher than normal use in the  weeks pre-
ceeding  sample  collection,  were  close (40 and 90 feet) to the lake, and used
dry wells for effluent disposal.  The 3 mg/l-P represents  approximately a 25%
breakthrough  rate.  Using  this  information,  data from the sanitary survey on
Cladophora density, and  some crude  modeling, a weighted breakthrough rate of
8%  for  all  houses near  the  lake was  calculated.   This is very  close to the
assumption used  in  the Draft EIS to model the septic tank phosphorus  contri-
bution to the lake.

3.  COLD CREEK SURVEY

     In July  1979 Cold Creek and one of its tributaries were  monitored with a
septic leachate  detector to seek sources of fluorescent materials.  In 1978,
Cold Creek  was  identified as a significant  source  of both fluorescent mate-
rials and conductivity.   Controversy  over the  source  of  these materials led
to the 1979 survey.

     The 1979 survey  found very slightly elevated fluorescent and conductance
readings  in Cold Creek  proper between  its  mouth and  its confluence with a
small tributary  which flows south parallel to US Route 31 joining Cold Creek
just above  a man-made settling lagoon.  Above  this  confluence the readings
for  Cold  Creek  were at  background  levels.   The  south-flowing  tributary,
however,  had  substantially  elevated readings  but not as high as the 1978
readings at the mouth  of Cold Creek.

     The data on Cold Creek remains difficult  to interpret.   The 1979  survey
suggests that the source of  fluorescence and conductivity detected in 1978 is
neither  the  Beulah  sewers  which  cross  Cold Creek  nor  the  watershed as a
whole.  The  source appears to be located  in  the small subwatershed northeast
of  Beulah  but  is yet unidentified.   Possibilities  include  both wastewater
discharges  (from active or  abandoned on-site  systems or  illegal discharges)
and  natural  sources   of  fluorescent  chemicals  (decaying vegetation in the
marshes  adjoining  the tributary  or  decaying  wood  wastes  at  an abandoned
lumber mill reported  to  be  in this area).  It should be noted  that the  septic
leachate  detector does  not locate any  non-point  source  of nutrients other
than wastewater discharges  and decaying vegetation.   Eroded soils and agri-
cultural  fertilizers   can  be sources of  high non-point  nutrient  loads that
would not be  detected except by conventional  sampling and analysis.
                                      14

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                                 Chapter II

                                ALTERNATIVES
A.  THE FACILITY PLAN PROPOSED ACTION

     The Facility  Plan recommended  construction  of a sewer  system  to serve
all of  the  developed areas around Crystal Lake,  the  Village  of Benzonia, US
Route 31 south  of  the Village and Homestead Road east of Benzonia.   Thirty-
five miles of 8-inch to 18-inch gravity sewer,  15  miles of 1^-inch to 14-inch
force main,  and  35  lift stations would be required to served  this ares.   See
Figure II-l.

     A  new  .89  mgd rotating biological contactor (RBC)  wastewater treatment
plant would be constructed at a publicly owned site in the City of Frankfort.
Chemical additions  to  the  RBC effluent and micro-screening of  the secondary
clarifier effluent  would  reduce  the phosphorus  in  the  plant  effluent  to 1
mg/1  or less.   Chlorination  of  the  final  effluent  prior  to  discharge to
Betsie Lake would be provided.

     The existing primary  treatment  plants at Frankfort and Elberta would be
abandoned.    New  interceptor sewers  would be installed  to connect sewers at
each site to the new RBC plant.

     Sanitary sewer evaluation surveys and sewer rehabilitation were proposed
for the  existing sewer systems in Frankfort, Elberta, and Beulah.  Rehabili-
tation  of Frankfort's  system would include construction of new storm sewers
and   modifications  to  the  existing combined  sewers  in order  to eliminate
direct discharge of sanitary wastes to Betsie Lake due to overflows.

     The Village of Beulah decided not to participate in the  regional system
and  will continue  to  operate  its  lagoon and infiltration  basin treatment
system.  The Facility  Plan  recommended  that,   in addition to  sewer evalua-
tion  and rehabilitation,  groundwater monitoring wells  be installed  at the
treatment plant  and that a standby  electric power  generator  be provided for
existing lift  stations.   By  the  Village's choice,  these measures  would be
funded by the Village without assistance from state or Federal grants.
     Cost  developed  in the  Draft  EIS for the Facility  Plan  Proposed Action
are:
     1980 Construction Costs -
     (including engineering, legal,
     and contingency costs)

     Future Construction Costs -

     Annual Operation and Maintenance
       Expense -

     1980 Local Cost -

     1980  Average  Annual   User  Charge
$17,303,000



 $2,467,000


   $181,400/yr

 $l,010,000/yr
           $110/yr  Frankfort
          and Elberta
       $720/yr  New   service
                  areas
                                     15

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16

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     The 1980 Average  Annual  User Charge includes all  operation  and mainte-
nance costs for the year plus annual payment on the debt of privately as well
as publicly financed  construction costs of an interest rate of 6-7/8% with a
payback  period  of 30  years.   This  charge  for  the  new  service  areas  is
strongly influenced  by the eligibility of  the 50 miles of  new  sewers.   EPA
made a preliminary eligibility  determination that makes 40%  of  the cost for
these sewers eligible.

     Implementation of  the  Facility Plan Proposed Action  would  include con-
ventional  procedures  that  are   adequately  described  in  the  Facility Plan.

B.  THE EIS RECOMMENDATION - LIMITED ACTION

     For the existing  sewer service areas in  Frankfort, Elberta  and Beulah,
the EIS  Recommended Action  is the same  in  concept as  the Facility Plan Pro-
posed Action  except that the new RBC  plant in Frankfort would  only need to
handle  .32  mgd.  Another  possible exception is that site  specific analysis,
lack  of off-site  treatment  locations  and  cost-effectiveness analysis  may
show that  treatment at  Beulah's plant  of  residential  wastewaters collected
from the northeast and southeast shores of Crystal Lake would be economically
and environmentally attractive.

     For the unsewered  parts  of the Proposed Service Area (see Figure II-2),
this  Limited   Action  would  continue  the  use of  existing  on-site  systems
wherever feasible.  In  addition, the  community's  role in  managing on-site
systems  would  be  expanded  to  include, at least,  supervison  of  system main-
tenance,  monitoring  of  present  or  potential  underground  potable  water
sources, and collection of user charges to recover the costs involved.

     Many  elements of this  approach,  including likely maximum  costs can be
sketched now,  but the  final  details will not be  known until:   1) house-by-
house analysis allows  a selection of treatment methods for each house and 2)
the applicant and  community decide on the method and degree of management to
be provided.  The  two considerations are discussed below.

1.  TECHNOLOGY SELECTION

     Identification of  on-site  systems' problems  and the  causes  of their
problems is the first step to be taken specifying technologies for individual
residences.  Site  specific  analysis is  necessary to  accomplish  this.   The
analysis  should  be  sequential,  beginning  with  accessing available  health
department  records,  interviewing  residents on  the use  and  maintenance  of
their systems,  inspecting the  site  for  obvious malfunctions  and inspecting
the location  and  condition  of  any  on-site  wells  or springs.   Based on the
information gathered, additional  investigations  may be warranted to identify
the cause  and  possible  remedies for recognized problems.  Examples  of addi-
tional investigations keyed to problems are:

           Problem                        Investigations in Sequential Order

Recurrent Backup in House or          Install   and   monitor   water   meter
Surface Malfunction
                                     17

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18

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Inadequate Separation Distance
from Septic Tank or Soil Absorp-
tion System to Well
Inadequate Separation Distance
from Septic Tank/Soil Absorption
System to Lakeshore, or Inadequate
Separation Distance from Soil
Absorption System to Groundwater
or Evidence of Increased Plant
Growth
Septic Tank or Soil Absorption
System Size or Design Suspected
of Being Less than Code Requires
Septic Tank or Soil Absortion
System Size or Design Known to
be Less than Code Requires
Uncover pump and inspect septic tank for
obstruction and groundwater inflow

Rod house sewer and effluent line

Excavate and inspect drainfield distri-
bution lines, if present

Determine soil absorption system size and
degree of clogging by probing and sample
pit excavation.  Note soil texture and
depth to groundwater.

Inspect well for proper seal, vent,
drainage and grouting

Sample well and analyze for fecal coliform
bacteria, nitrates and fluorescence

Monitor groundwater flow if aquifer is
shallow or unconfined

Monitor groundwater flow direction and
rate.

Locate effluent plume vicinity of lake-
shore using groundwater probe and fluo-
rescent analysis

Sample groundwater in leachate plume at
lakeshore.  Analyze for total phosphorus,
total Kjeldahl nitrogen, nitrate, nitrogen,
and fecal coliform bacteria

Inspect property to assess feasibility of
replacement or upgrade

If feasible, document system inadequacies
by probing and sample pit excavation.

Inspect property to assess feasibility of
replacement or upgrade
     In the selection of technologies of individual sites, it is strongly
recommended that:

     •  alternatives other than those covered by existing codes be considered

     •  stal;e and local officials legally responsible for permitting on-site
        systems be involved in selections
                                      19

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     •   the  availability and  cost  of skilled  manpower for maintaining  and
        monitoring  innovative  or  sub-code systems  be weighted  against  the
        feasibility  and cost  of requiring  conventional  on-site  systems  or
        off-site systems

     •  that there be a multidisciplinary team,  consisting of the sanitarian-
        administrator  and  available specialists  in  a  number  of fields (see
        Management Section)  to  advise  the Sanitary Review Board on a case by
        case basis

     •  that  the individual homeowner should be  informed of  the different
        options being considered (and their costs) when technology selections
        are being made.  His opinion and advice should be solicited.

     Utilizing  information  gained from the site  analysis,  feasibile approa-
ches  to  solving any  problems  should  be  discussed with  the  owner.  Primary
criteria for identifying the appropriate technology should be cost, benefits,
and risk of future failure.   Undoubtedly,  eligibility for  Construction Grants
funding will be considered  also.  General  guidelines for eligibility of  on-site
technologies are presented  below:

     •  Replacement  of  facilities  of obviously   inadequate  design will  be
        eligible if  feasible.   Cess pools are an example of obviously inade-
        quate  facilities.   Septic  tanks  which are in very poor repair or are
        substantially smaller than required by state codes are another
        example.  Small  drainfields,  dry wells  or unusually designed systems
        are not of obviously inadequate design.

     •  Parts  of systems which  cause  recurrent surface failures, backups or
        contamination  of potential drinking water aquifers  are eligible for
        repair  or  replacement.   This  does not apply to water using fixtures.
        Systems  which  fail  because  they are abused will  not  be eligible un-
        less  the abuse  is  terminated  and the  usage  of the  system is docu-
        mented  by water meter  readings  and/or  reinspection of  the system.

     •  Facilities  which are  not currently  causing  public health or water
        quality problems may be  eligible for repair or  replacement  if similar
        systems  in the  area are failing.  "Similarity of systems" includes
        design and site  characteristics which are shown to be contributing to
        failures.

     •  Compliance with state  and local on-site design regulations in design
        of  repairs  and replacements is desired where  feasible and  effective.
        Compliance is  not  a condition of  eligibility  if  sub-code design, or
        alternative processes can reasonably be expected to eliminate or sub-
        stantiate mitigate public health and water resources problems.  Inno-
        vative  designs will similarly be eligible  with  the added condition
        that  inspection and monitoring commensurate with  the  degree of risk
        be  assured.   For sub-code, alternative or innovative  systems, it is
        expected that water  conservation devices commensurate with  the degree
        of  risk  for  hydraulic  overloading  will  be  installed  at  owner or
        applicant's expense.

     •  For  this Study Area, methods  will be  eligible which modify the flow
        or  chemical  characterisitcs  of  effluent plumes  that  enter Crystal


                                       20

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        Lake  if  the modification  might reduce  the nearshore plant  growth.
        Such  methods  will  be  considered  innovative.   Monitoring of  their
        effectiveness  will be required.

     •  On-site systems built after December 1977 are not eligible for repair
        or replacement but will be eligible for site analysis.   Accommodation
        of new water uses added since December  1977  will  not  be a basis for
        determining eligibility.  Systems  adequately designed  for the build-
        ing  they  serve  but  malfunctioning because  of hydraulic  or  organic
        overloading or other  abuse  will not be  eligible except  as explained
        above.

     It is  recognized  that  some  developed lots may  never be  serviceable by
on-site technologies.  Off-site treatment  and disposal will be  eligible for
Federal funding if:

     1)  a  public  health  or water resource  contamination problem is  docu-
         mented that cannot  be  abated by any  combination  of  on-site  conven-
         tional,  innovative,  sub-code,  flow  reduction or waste  restriction
         methods,  or

     2)  the  life  cycle  costs  of  off-site  treatment and  disposal  for  an
         individual building or  group  of  buildings  is  less  than costs  of
         appropriate on-site technologies for the same buildings.


     The  recommendations  apply only  to  existing   systems  -  the  community
compounded the risk of on-site system failures by permitting these systems in
their  present  form and  leaving their  maintanance  to the responsibility of
their owners.  EPA is  recommending and funding the Limited Action alternative
to help the community and system owners minimize the risk,  thereby protecting
water quality  and  the  public health.   For systems  to be built for new hous-
ing, EPA makes no  recommendations  on the permitting process  since the Agency
does not presently expect to be funding remedies for their failures.

2.  COMMUNITY MANAGEMENT

     In regard to  funding privately owned on-site systems, current EPA regu-
lations (40 CFR 35.918-1) require that

     ...the grant applicant shall:... Certify that such treatment
     works will be properly installed, operated, and maintained
     and that the public body will be responsible for such actions.

This requirement also  applies to publicly owned-site systems.

     Within this limitation,  communities have a wide range of options avail-
able.   Many  of  these   options  were  discussed  in  the  Draft EIS,  Section
III.D.2.   To add  depth  to  the subject,  three  additional topics  and  their
interrelationships  are discussed here.   They are:  risk, liability and scope
of the applicant's  responsibilities.

     "Risk" as used here refers to the probability that wastewater facilities
will not operate as  intended, thereby causing water quality or public health
problems or inconvenience for the user.  Whether centralized,  small scale, or
on-site, all wastewater  facilities  have inherent risks, the  degree of which
is  dependent  on  skill  in design,   construction,  operation,  and maintenance.


                                      21

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     "Liability" as used here refers to the responsibility of various parties
to minimize  risk  and  to accept the consequences of facility failure.  In the
past the state or county has accepted liability for facilities around Crystal
Lake only so far as permitting and inspection activities minimized risk.   The
consequences of facility  failure  rest with the systems'  owners.   In building
a sewer  around Crystal Lake,  Benzie County essentially  would have accepted
liability  for  all  failure   except  for plumbing  and  house  sewer  blockages.
With the Limited  Action Alternative,  the community still has the opportunity
to assume  increased liability  in  whatever manner it sees fit—the only limi-
tation being  that the  Benzie  County  Department of Public Works will  be re-
sponsible  for  actively  identifying  failures  of  interest  to the  community
(inconvenience for the  user not included) and attempting to remedy the fail-
ures.   Strictly   speaking,  the DPW's  responsibility under  40  CFR 35.918-1
applies only to those  individual systems funded by EPA.

     Many  of the  assumptions   made  in  describing and  costing  the  Limited
Action Alternative were based  on  the applicant playing a very active role in
improving,   monitoring  and  maintaining  all  wastewater  facilities  around
Crystal Lake.  EPA encourages this but does not require it.   The  scope of the
DPW's responsibilities depend on how much liability for wastewater facilities
it wants,  and  is  legally  capable, to assume.   EPA will,  by funding facility
planning, design  and  construction,  assist the DPW  in meeting  those liabili-
ties  it  assumes  which  reduce   the  risk of water  quality and public  health
problems.

     To  illustrate  the range  of  approaches the applicant  might take, three
management scenarios are described below:

     Minimum Management Requirements

     The Benzie County  Department of Public Works would act as the recipient
and  distributor  of   Construction Grant  funds.   Homeowners who   wished  to
improve  their  on-site  facilities  could apply to the DPW for this assistance.
After  documenting that minimum requirements  for  on-site  system eligibility
are  met,  the DPW would receive the funding and distribute  it to homeowners
who  show  proof   of  satisfactory  installation.   These  homeowners  would  be
assessed an annual fee thereafter to  cover  the  cost  of a  site  inspection
perhaps  every  three to five years and would be  required  to show proof of
appropriate maintenance activities as part of the site inspection.  A ground-
water monitoring  program  would include taking well water  samples  during the
site inspection.

     With  this approach,  neither  the  County  nor the  municipalities would
incur any  long-term debt.   The DPW would  not  necessarily have any responsi-
bility  for  or  interest  in permitting  future on-site  systems.   Lacking  a
comprehensive site inspection and evaluation program, it is unlikely that all
water  quality and  public  health problems  would  be  identified  on abated.
Liability  for facility malfunctions would  remain  wholly with  the owners.

     Comprehensive Wastewater Management

     This  is  the approach  recommended for  adoption  by the  applicant.  It
involves instituting  the  small waste flow district concept  discussed in the
Draft EIS.   See  particularly pages 141-144 and  185-186  and Appendix K.  All
                                     22

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buildings within  the district's  service  area boundaries  would  be included.
At a minimum  each building's wastewater system would be  covered in the site
specific analysis, and  would be inspected at intervals.   Owners or residents
of each building  would  be responsible for a user charge to repay their share
of necessary operating costs.  The local debt for construction of each system
can be directly assessed to individual homeowner's, as in the Minimum Manage-
ment scenario, or they could be funded as long term debt.

     This approach  should identify all wastewater  generation,  treatment and
disposal problems in the service area, and should insure that future problems
are minor  or short  lived.   In contrast to  the  Minimum  Management scenario,
the higher  level  of  responsibility resulting from  this  approach would allow
the authroity greater discretion  in sharing liability for facility operation
with the resident or building owner.

     Watershed Management

     The applicant's  concern with prevention and  control  of water pollution
need  not  be  restricted to  wastewater  facilities.   It  is obvious  from the
local funding of  prior  water quality studies by  Dr.  John Gannon in 1970 and
Fred  Tanis  in 1978 and from  comments on  the Draft EIS that  citizens  of the
Study Area are greatly interested in maintaining the water quality of Crystal
Lake.    If  that  interest is  expressed in  the form  of willingness  to pay for
additional  governmental  services,  the  Comprehensive Wastewater  Management
scenario could be augmented by the following functions:

     •  non-point source monitoring

     •  non-point source control

     •  education of residents and visitors  about  individual pollution con-
        trol practices,  costs and benefits

     •  inventory the biological  resources of the lake  and its tributaries

     •  research  the chemical, hydrological and  biological  dynamics  of the
        lake

     •  coordinate with other local, state, and Federal agencies on pollution
        control activities and funding.

3.  COST ESTIMATE

     In  response  to  comments  on the  Draft EIS,  the  cost  estimate  of the
Limited Action  Alternative  has been reviewed in  detail.   Two cost elements
have  been  revised upward:   the engineering, legal and  contingency fee, and
operation  and  maintenance  costs.   These  revisions  are  discussed  in more
detail in the Comments and Responses under the "Alternatives" heading.

     The  revised  price  parameters for the Limited Action  Alternative are:
                                      23

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                                      Frankfort     Unsewered
                                     and Elberta   Service Area

1980 Construction Cost -
  (including engineering, legal,
   and contingency costs)             $3,897,100    $1,936,800

Future Construction Costs                553,400        93,800/yr.

Annual Operation and
  Maintenance Expense                     53,500       113,500

1980 Local Cost                          120,733       131,996

1980 Average Annual User
  Charge                                     100            95

4.  IMPLEMENTATION

     As recommended in the Draft EIS, the Limited Action Alternative has been
divided  into  two projects,  one  for the centralized  facilities  in Frankfort
and  Elberta,  the  other  for  municipalities  around  Crystal  Lake.   Michigan
Department  of  Natural Resources  has given separate priority ratings  to the
two projects, both of which are in the fundable range.

     Since  publication  of  the  Draft  EIS,  Michigan  DNR  has  revised  the
effluent  limitations  for  the  new Frankfort treatment  plant to  allow higher
BOD and suspended solids concentrations.  The new limitations are:

Parameter                             30-day Average             7-day Average_

5-day BOD                             30 mg/1                    45 mg/i

Total Suspended Solids                30 mg/1                    45 mg/1

Fecal Coliform Bacteria               200/100 ml

pH                                    6-9

Total Phosphorus                     1.0 mg/1

     Specific aspects of implementing the Crystal Lake project were discussed
in  Section  V.B.2 of the Draft EIS.  Modifications  to those  discussions are:

     •  Ownership of  On-Site Systems Serving Seasonal Residents - The state-
        ment  was made that privately owned  systems  serving seasonally occu-
        pied  residences  are not  eligible for  Federally  funded  renovation
        and  replacement.  EPA Program  Requirements Memorandum  79-8,  issued
        very shortly before the Draft EIS went to print, modified this policy
        to allow eligibility of seasonally used, privately owned on-site sys-
        tems  as  long  as  the responsible  public  agency  is  given  " complete
        access  to  and  control  of"  the  system.   See Comments  and Responses
        under the "Implementation" heading.
                                      24

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     •  Completion of Step I Requirements for the Small Waste Flow District -
        Michigan  DNR  has  requested  that  the  site-specific  environmental
        and  engineering  data base  be  developed as  part of  a  Step I  grant
        amendment instead of with a Step II  grant as recommended in the Draft
        EIS.   In response  to  this,  and  the  very different proposals of other
        states,  EPA  Region V developed  a new memorandum  clarifying project
        needs documentation.  It provides that  at most a representative sam-
        pling (15 to 30 per out) of site-specific data base need be developed
        in Step  I.   The  remaining  70  to 85% should be done in  Step  2 (see
        Appendix E).   Other remaining Step I requirements remain as stated on
        pages 186-187 of the Draft EIS.


     For the purposes of technology selection and organization development in
Step 2 and  construction  supervision in  Step  3,  the  grantee will establish a
Sanitary Review Board.   The boards's responsibilities will be to:

     •  supervise the  direction and progress of the  site  specific analysis

     •  insure homeowner input to technology selection

     •  encourage  community participation in the  management and technology
        decisions to be made

     •  review and  act on  any  proposed facilities designs which  are  not in
        conformance with present regulations

     •  provide an  appeal process  for  owners who  object to the technology
        selected for their property and

     •  insure that  site  analysis  and  technology selection is conducted by a
        multidisciplinary  team  consisting   of   persons  with  knowledge  and
        experience  in  soil  science,  water  chemistry,  geohydrology,  waste-
        water characteristics,  innovative,  alternative  and conventional de-
        centralized  treatment technologies  and  practical aspects  of  decen-
        tralized system construction and maintenance.

     Description of  the  grantee's  organization  of this  review  board and the
qualifications  of  individuals  proposed for  the  Step 2  site   analysis  and
technology selection should be  included in  the  application for Step 2  funds.
The Step 2  grant  will  be contingent upon review and approval of the applica-
tion by the Technology Section of EPA Region V's Water Division.

     It is recommended  that the necessary technical expertise be sought from
several sources such as:

     •  the Grand Traverse-Leelanan-Benzie District Health Department

     •  Benzie  County  Department  of  Public  Works  -  existing  staff  or new
        hires

     •  corporate consultants

     •  individual consultants
                                     25

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     •   universities

     •   Northwest  Michigan  Regional  Planning  and  Development  Commission


     Similarly, if  assistance in developing the organizational  structure  of
the review  board  and  supporting  activities is needed, legal  and  management
consulting services should  be sought  and,  within reason, they will  be grant
eligible.

     For the purpose of long-term continuity,  it is  recommended that  at least
one person be  hired  by the DPW to have an active role in Steps 2 and 3 work,
to act as the review board's staff, and to provide  technical expertise in the
future.

C.  THE NO ACTION ALTERNATIVE

     The  No  Action  alternative is broadly defined as  an  EPA  rejection  of
Construction Grants applications  for  the  Study Area.   More  specifically, the
implication of this  is that the sewers and treatment  plants in Frankfort and
Elberta would not be upgraded.  In the unsewered parts of the Study Area, the
Health Department would continue to issue  permits for  new septic tank systems
on suitable lots and to require correction of surface  malfunctions.

     With the  No  Action Alternative,  the  Village of  Elberta  and the City of
Frankfort  would  violate  State and Federal effluent  discharge  requirements
when  interim  limitations expire.   Betsie  Lake would  maintain  its eutrophic
status.  Additional flows  to these primary treatment plants would be prohi-
bited because they are already overloaded.

     The need  for  improved wastewater management around Crystal Lake is less
clear.   The  number   of  on-site  systems  experiencing  serious  or  recurrent
malfunctions  is  small — less  than  10%.   The  impacts  of individual  on-site
systems on  Crystal  Lake water quality are  variable but,  taken together, the
systems have  not  been shown to adversely  affect the  lake.   The most notice-
able  impact  of the  systems is  stimulation  of  localized  plant growths on and
near  beaches  of  approximately one-third  of  the  lake  frontage properties.

     With the No Action Alternative, health authorities will continue to have
inadequate  information  with  which to design  on-site system  repairs appro-
priate to the problems and their causes.   They are unlikely to have the time,
personnel,  or  monitoring  capabilities  to  be  able   to  specify  innovative
attempts  to  solve the  problems.   The result  will  be  increasing  numbers of
holding tanks on small lots and on lots with high groundwater.

     No  Action does  not mean no cost.  Assuming that existing  systems will
fail  at  a rate of two  percent  per year  and be replaced  by a mix of holding
tanks,  conventional  drainfields or dry wells, or mound  systems, the present
worth  of  the  No  Action Alternative  for  only the  Crystal  Lake  service area
only  could be  $1,823,700.  This compares to $4,006,200 for the Limited Action
Alternative  and  $13,421,700 for the Facilities Plan Proposed Action  (Crystal
Lake portion only).
                                      26

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D.  OTHER ALTERNATIVES

     Many other  alternatives  have been considered in the applicant's Facili-
ties  Plan  and in  EPA's Draft EIS.  Alternatives  considered  and  reasons for
their rejection or other status are summarized below:

                        FACILITIES PLAN ALTERNATIVES
Alternatives
Status
Optimum Operation - Beulah STP
Optimum Operation - Frankfort and
Elberta STPs
Accepted by the Village of Beulah.  No
government grants requested.

Sites too small for required upgrading.
Land application east of Benzonia
Rejected in Facilities Plan on basis of
cost-effectiveness.
Meter water use and base sewer
charge on use to reduce waste-
water flows
Hypothetical.  Should be seriously con-
sidered if water mains are extended.
Rehabilitate sewer systems in
Frankfort, Elberta, and Beulah
Separate combined sewers in
Frankfort

Rotating biological disc (RED)
Activated sludge
Physical-chemical treatment
Treatment and reuse
Sludge incineration
Digestion, dewatering, and land
disposal of sludge
Incorporated in EIS Recommended Action
for Frankfort and Elberta.  Beulah not
participating in grant application.

Incorporated in EIS Recommended Action
without further review.

Selected as treatment process in Facil-
ities Plan along with chemical addi-
tions, microstraining, and chlorination.
Incorporated in EIS Recommended Action
without further review.

Rejected in Facilities Plan because of
RBD's lower energy requirement, lower
operating cost, ease of operation, and
reduced risk of upsets.

Rejected in Facilities Plan on the
basis of cost.

No feasible alternatives due to types
of local industries.
Not economically feasible.
conserve nutrients.
Does not
Incorporated in EIS Recommended Action
for new Frankfort plant without addi-
tional review.
                                      27

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No Action                             Rejected in Facilities Plan on basis of
                                      failure to address pollution problems.

         EIS ALTERNATIVES NOT ALREADY CONSIDERED IN FACILITIES PLAN
Residential flow reduction by
various devices
Laundry detergent phosphorus
ban

Pressure Sewers
Vacuum sewers
Small diameter sewers
Alternative toilets - various
designs
On-site treatment and disposal
various designs
Off-site treatment and disposal
various designs
Septage disposal by co-treatment
at Frankfort RBC plant
Expected to be effective in maintaining
the operability and minimizing impacts
of on-site systems in the EIS Recom-
mended Action.

Implemented by Michigan DNR prior to
EIS process.

Extensive use of pressure sewers re-
jected because of lack of need.  Could
be advantageous in the design of small
waste flow systems.

Rejected in preference to pressure
sewers for comparison with gravity
sewers.  Could be advantageous in the
design of small waste flow systems.

Rejected due to marginal cost advantage
over conventional gravity sewers for
large collection systems.  Could be
advantageous in the design of small
waste flow systems.

Not specifically incorporated in EIS
Recommended Action but could be useful
where control of nutrients is sought.

Incorporated in EIS Recommended Action
for Crystal Lake area - discharging
systems excluded from use.

Incorporated in EIS Recommended Action
for Crystal Lake area where shown to be
worth the expense and trouble  - dis-
charging systems excluded from use.

Mentioned as a possibility - needs addi-
tional analysis.
Septage disposal by land application  Mentioned as a possibility - needs addi-
                                      tional analysis.
                                      28

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                                 CHAPTER III


                AFFECTED ENVIRONMENT AND IMPACTS OF NO ACTION
A.  SOILS

     Soils  in  the study  area  were  formed  from materials  deposited  by gla-
ciers.  They generally contain high proportions of sand and, with some excep-
tions, are permeable.

     Much  of  the unsewered  development in the Proposed Service  Area is lo-
cated around  Crystal Lake  on  soils developed  originally  as  submerged lake
terrace.   Lowering  of  the  lake  in  1873  exposed  this sandy  terrace.   The
terrace's elevation above lake level and groundwater varies from one location
to another.  A  number of home-sites around Crystal Lake have less than three
feet of soil above the groundwater table.

     Because of the   soil's  permeability in most  developed places, particu-
larly the  lake  terrace,  surface malfunctions and backups of existing on-site
systems  are expected  to recur but  at  a  low  rate  even with the  No Action
alternative.  High  permeability  of lake  terrace  soils  also  suggests that
septic tank effluents  may not be adequately treated before emerging into the
lake.   Survey data  and detailed site  investigations  suggest that treatment,
particularly removal  of  nutrients,  is  variable.  With the  No Action Alterna-
tive, any  systems which  provide  especially poor treatment  would  not be lo-
cated and modified to provide adequate treatment.

     Building of new dwellings and on-site systems will continue under the No
Action Alternative.   Some erosion will occur because of this activity.

B.  SURFACE WATER RESOURCES

     Crystal Lake  occupies  approximately  15  square miles;  its  tributary is
Cold  Creek.  Betsie  Lake   occupies  approximately  0.4 square  miles.   Its
primary  tributary  is the  Betsie  River, and  it is  itself  tributary  to Lake
Michigan.

     Crystal Lake, despite  a retention time greater than 60 years, is gener-
ally clean, clear and  oligotrophic.  At a distance  from  the shoreline, the
Lake has shown  little change in productivity in 10 years.  Conversely, Betsie
Lake, with  a  retention time of 2 days,  is  eutrophic.   For both lakes, phos-
phorus has been identified as the limiting nutrient.

     With the No  Action  Alternative, Betsie Lake is certain to remain eutro-
phic. Crystal Lake will  remain oligotrophic.   Near-shore plant growth around
Crystal Lake may  increase in frequency and severity.  Judging from the worst
examples studies  during   the  1979  Aquatic Productivity Study, this  type of
growth will not obstruct recreation or degrade water quality.
                                      29

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C.  GROUNDWATER RESOURCES

     Groundwater serves as  the  source  of drinking water  for  Beulah,  Elberta
and Frankfort.  Water  supplies  in the  remainder of the Study Area consist of
individual and  small  community wells.   Water is generally plentiful  and of
good quality, although  hard.   A 1969 survey of 165 wells around Crystal Lake
indicated  no  contamination  by indicator  bacteria;  nitrates were  generally
present at  concentrations  ranging  from  0-2 mg/1.  The  concentration  of ni-
trate in 2 wells exceeded the Drinking  Water Standard of 10 mg/1.

     Sampling of groundwaters on lots adjacent to Crystal Lake indicated that
concentrations  of  nitrogen compounds (including nitrate  and  compounds which
could oxidize  to  nitrate,  i.e.,  ammonia and  organic  nitrogen)  exceeded 10
mg/1 only in the core of effluent plumes.  As long as ungrouted new wells are
not located  where  effluent  plumes  will  be allowed, the  potable  groundwater
supplies  should maintain adequate  quality  even with  the  No  Action Alterna-
tive.

D.  POPULATION AND LAND USE

     Approximately  60  percent  of the  Proposed  Service Area population are
seasonal residents, located primarily in  the unsewered areas surrounding Cry-
stal Lake.

     The total  in-summer population of  the Proposed Service Area in the year
2000 is  projected  to be approximately  12,500,  a 47%  increase  over the 1975
figure.   The average annual  growth rate  for the  28-year  period from 1972 to
2000 is  expected   to be 1.5%,  slightly  higher than  the historical  rate of
1.4%.    The  largest absolute  increase  in  combined  permanent  and  seasonal
population is  projected for  Crystal Lake Township—nearly  2,000 additional
persons or 83%  by  2000—while Benzonia Village, Beulah Village and the City
of Frankfort are expected to increase by  only 10 to 20% in that time.

     Summary  estimates  of  permanent  and  seasonal  population  and  average
annual growth rates  for the years 1975 to 2000 for the Proposed Service Area
are presented in Table  III-l.
                                 Table  III-l

                   POPULATION PROJECTIONS AND AVERAGE ANNUAL
           GROWTH RATES FOR CRYSTAL LAKE  PROPOSED SEWER SERVICE AREA

Population                                Average Annual        Absolute Change
Component         1975      2000      Growth Rate (1975-2000)      (1975-2000)

•  Seasonal         4,098     6,742                2.0%                   2,644
•  Year-round       4,420     5,748                1.1%                   1,328
•  Total            8,518   12,490                1.5%                   3,972

     With  the   No  Action  Alternative,  growth  in  the Proposed  Service Area
would  be  limited  to sites  suitable for on-site  systems.  Because  of this
restriction, population may  not grow at the rate projected.  Based on number
of platted lots and soil characteristics near presently developed areas, the
year 2000  total population is estimated to be 7% below the projection above.
                                      30

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     Land use  in the  Service  Area consists  of:   three  small  urban  centers
(Frankfort,   Elberta,   and  Benzonia);  permanent  and  seasonal   single  family
residences;   agricultural  areas devoted  to  row crops and orchards; and  open
land consisting of woodlands, wetlands,  and sand dunes.   The aesthetic appeal
of the area  has  resulted in substantial residential development around Crys-
tal Lake.  Most commercial areas are located in the village  centers and along
major highways.

     Significant increases  in  residential  acreage  would be  likely within the
proposed Crystal  Lake Service  Area regardless of  the  treatment alternative
adopted.   Residential  acreage  is  projected to increase  by 77%  by the  year
2000 even under the No Action Alterantive.

E.  ENVIRONMENTALLY SENSITIVE AREAS

     Environmentally  sensitive  areas  within the EIS Study  Area include  wet-
lands,  sand  dunes,   steep  slopes, prime  agricultural  lands,   flood  hazard
areas, habitat of  three  plant  species classified as  "threatened" by  Federal
and  state  agencies,  an  historic  site  in  the Village  of Benzonia, and  four
possible archaeological sites.

     Of  these,  only steep  slopes  around Crystal  Lake  are  likely to  be ad-
versely  impacted by  any  of the alternatives, including No Action.  Pressures
to develop  marginally suitable sites  with on-site systems  will increase as
more  favorably located sites  are  developed.  Accelerated  soil erosion  that
could  result  from  construction  activities  and  vegetation  removal   can  be
mitigated by  adherence  to  the  Sediment  and Erosion  Control  Act of 1972.

     The location  and  character of the four archaeological  sites in Lake and
Crystal Lake Townships have not been specified so that impacts on them by any
of the alternatives  are  indeterminate.   Prior to construction  of any waste-
water  facilities on  publicly   owned  land  in these Townships,  the  Michigan
State History Division will require an archaeological survey.

F.  ECONOMICS

     The permanent resident population  of  the Study Area Township is  charac-
terized  by  low incomes.   Of this population,  17%  are  people living on fixed
incomes  that  are  below  the  average  for  all  of  Michigan's retirement age
population.    Income  characteristics  of  the  seasonal  residents cannot  be
determined.

     In  regard to the No Action  Alternative,  were Frankfort  and Eberta to
construct,  fund  and  operate  the  new  facilities  without  State  or  Federal
support,  the  average  annual user  charge per household would be approximately
$280  per year compared  to $100  if state  and  Federal  funding  is provided.
This charge  would  cause  a 40-50%  significant burden  and  10-15% displacement
pressure (see Section IV.E.).

     The costs of No Action in the Crystal Lake municipalities will fall most
heavily  on  homeowners  who must install holding tanks.  A homeowner with four
residents generating  45  gallons per person per day  and paying  $45 per 1,000
gallons  pumped would be  paying almost $3,000 per year  for sewage disposal.
Although  this could  be  reduced substantially  by  installation  of effective


                                      31

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flow reduction devices and  negotiating  with the hauler,  the cost would still
be  substantial.   The high  cost  would be  an incentive for the  homeowner  to
find other, perhaps dangerous,  means of  disposing of wastewater.

     As long as their systems do not fail,  other homeowners could get by with
very minimal expense, perhaps  $45  every 10 years for  maintenance pumping  of
their septic tank.   Residents  whose systems fail but who can make a standard
repair would incur  a one-time  expense of perhaps $1,000  to $2,000.   If dosed
mound systems were necessary, costs could be as high as $5,000.
                                      32

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                                 CHAPTER IV
            ENVIRONMENTAL CONSEQUENCES OF THE ACTION ALTERNATIVES


     This  chapter presents  the  environmental  impacts  of the  conceptual  or
system  alternatives  embodied in  the  Facilities Plan Proposed  Action and  in
the EIS's  Limited Action Alternatives.   Please note that  the  Limited Action
Alternative  is  not at  present  a set of explicit  construction  proposals for
each building--it  is  an approach, based on the assimilative capacity as well
as the  environmental  sensitivity of the local natural resources, that relies
on environmental  management in  the form of continuing  attention  to  the use
and effects  of small-scale  systems,  and the ability to make  balanced deci-
sions,  including  exceptions,  in  the best interest  of the local environment.

A.  SURFACE WATER RESOURCES

     For Betsie Lake  the water quality impacts are nearly identical  for the
two alternatives.   The  difference  in  flow  (year 2000 flows of 0.89  mgd vs.
0.33 mgd)  will result  in lower  nutrient,  organic  and chloride loads on the
lake with  the  Limited Action Alternative.   However, the difference in total
phosphorus load to the Lake is only one percent.  Either  alternative will pro-
duce a substantial reduction in the Lake's   phosphorus loading—43  percent  for
the Facilities Plan Proposed Action and 44  percent for Limited  Action. The  re-
sult is expected to be a  reduction in aquatic plant growth and improved water
quality.   Both  alternatives would  eliminate  the  occasional  raw sewage dis-
charges from Frankfort's  combined sewers.

     The Facilities  Plan Proposed  Action  would  nearly  eliminate  wastewater
and septic tank  effluent discharges  to Crystal  Lake.   It  is  believed that
much  of the  algae and  plant  growth  on beaches  associated with  these dis-
charges would go  away over a period of  one-to-three years.   Beds of aquatic
plants  near  the  mouths  of  tributaries  are expected to  be unaffected by the
Facilities Plan Proposed Action.   The trophic status of Crystal Lake will not
be measurably affected.   With this alternative, there exists the possibility
of pumping station breakdown and significant raw wastewater discharges to the
Lake  (up  to  .5 mgd).   Careful  design  and close  supervision  of the  pumping
stations would minimize  this possibility.

     The  Limited   Action alternative  would not totally eliminate  algae and
plant  growth on  beaches.   Decreases  in the occurrence  and  density of these
growths would be  achieved in places where  off-site treatment  (holding tanks
or cluster systems and other small-scale measures) is selected.  Improvement
would  also  occur  where  repair  of on-site facilities  (elimination   of  dry
wells,  relocation of filter fields)  reduces  or eliminate  seffluent plumes
reaching the lake.   Research on measures  to  change the  flow  and  quality  of
effluent plumes  could  lead  to  additional mitigation of these  growths.  Ex-
amples of  such measures  include but are not limited to:
                                     33

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     •   removing garbage grinders

     •   flow reduction

     •   aerobic treatment

     •   chemical additions to septic tank effluent

     •   non-discharging toilets

     •   capture of effluent plumes for lawn irrigation

     •   laundry detergent phosphate ban (already in effect)

     •   seasonal modification of groundwater by lake level control.
     The Limited  Action  Alternative  would not improve  the  projected trophic
status of Crystal Lake.  However, the productivity is expected to remain very
low.  Beds  of aquatic plants  near  the  mouths  of tributaries  would remain.

     Small wastewater  pumping  units  (300  to 5000 gpd) may  be  required for
cluster  systems  or  individual  homes.  Reliable  alarm systems  and  periodic
maintenance (1 to  4  times per  year)  will be needed to insure against backups
or  overflow  to the  lake.  Since  the magnitude  of  spills  with  the Limited
Action  Alternative are  about  two  orders  of  magnitude  less than  with the
Facilities Plan  Proposed Action,  the possible  impacts of  equipment failure
are much less.

B.  GROUNDWATER

     The  Facilities  Plan  Proposed Action would  eliminate  the  discharge  of
wastewater effluents  to  the groundwaters around Crystal  Lake.   As discussed
above,  this would  reduce nearshore plant growths  stimulated  by the  enriched
groundwaters.   The threat of well water contamination from  septic  tank ef-
fluents would be removed.  However, actual improvement in the potable ground-
water supply would be minor at best.   Well water quality,  as sampled in  1969,
was  satisfactory  except   for high nitrates  of  undetermined origin  in  a few
wells.

     The Limited  Action  alternative  would detect  and  reduce  or eliminate in
the  shallow  groundwater   around  Crystal  Lake.  The  plumes  can  change,  with
time, in size slope,  and strength,   depending  on wastewater  or groundwater
characteristics.   At present,  wells  day  within  these plumes,  particularly
ungrouted wells, could receive nitrate and other chemical loads.

     The  Limited  Action   Alternative  would  eliminate  the hazard to  drinking
water by 1)   inspecting  existing wells and  filter fields,  2)  sampling wells
that  are  down gradient or within  50  feet  of septic  tanks or soil absorption
systems,  and   3)  selecting on-site  or off-site measures to stop actual or
possible drinking  water  contamination.
                                     34

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     These repair measures might  include elimination of dry wells and filter
field repair  or relocation.    Cluster  systems sites  would  receive geohydro-
logic surveys,  and  well  water would be monitored at  regular  intervals.   In
all  cases  except  for new  construction  on  lots  with more  than 5  feet  to
groundwater,   costs  for  these measures  are  included  among the  analysis  or
maintenance costs of  the  Limited  Action Alternative (see Appendix B).  Also,
actual repair  (grouting,  etc.) of wells may  often prove  less  expensive than
treatment modifications.

C.  POPULATION AND LAND USE

     Population projections  used  for  the design of  alternatives  in the  EIS
were based on  recent  growth  trends and  data  from  a  variety of sources.  The
design projections did not  incorporate any constraints or inducements due to
the amount of developable land or other complex economic, demographic or land
use factors.

     Examination of development potential as  an impact of centralized sewage
treatment, however,  suggests  that  the  amount of  developable land  and  the
density of development will both be greater with sewers than without.  Trans-
lated into population  increases,  it is estimated that actual year 2000 popu-
lation in  the existing  and  proposed service areas with  the  Facilities Plan
Proposed Action would be as much as 19 percent higher than the design popula-
tion, or  14,860  instead  of 12,390 total,  in-summer population.   In contrast
the projection  for the  Limited Action Alternative is 7 percent less than the
design population, or 11,620.

     The population projections suggest an increase of 36 to 74 percent over
1975  figures.   Because of the different  densities  at which  development  is
likely to occur,  the  estimated percent  increases  in  developed land are much
closer.   For  the  Crystal  Lake service area,  residential acreage is projected
to increase by  77  percent with the Limited Action Alternative versus 88 per-
cent  with  the Facility  Plan Proposed  Action.   The  amount  of new nearshore
development would be  particularly constrained with the Limited Action Alter-
native because  the stock  of  land developable with on-site  systems is small.
Much  of  the  new development  would occur on relatively  large  back lots.   In
contrast a sewer  would  give  nearshore acreage high development potential and
could support  commercial  and resort uses.  If the Limited Action Alternative
were  chosen,  developers  might wish to  acquire unbuildable  shoreline lots  as
multi-family access and recreation sites.

E.  ECONOMIC IMPACTS

     The economic impacts  of either alternative would be the net benefits of
improved water  quality on the economy  of the community and  direct cost to
system users.

     The City  of Frankfort  will  likely  realize  the  greatest  water quality
related  economic  benefits from either alternative.    Improved water quality
may result in  increased  use  of the City's marina for lake fishing activities
and in increased tourism.

     Economic benefit may be realized by approximately 180 lakeshore homeown-
ers around Crystal Lake  due  to disappearance of nearshore plant growths with


                                      35

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the Facilities  Plan Proposed Action.   The Limited Action  Alternative would
offer similar  benefits to  lakeshore  owners receiving  off-site  treatment or
substantial system  upgrading.   This benefit  could be  realized  as  increased
property  resale  value, assuming  that  the present growth is  detracting from
property values.

     The  estimated  direct  cost  to system users is the  most significant dif-
ference  between the  two  alternatives  in  terms  of  either environmental or
social  impacts.   The  economic  impact  of these costs is of most consequence
for system  users in  the  Crystal Lake  watershed.   WittL the  Facilities Plan
Proposed Action the 1980 average annual homeowner's cost  around Crystal Lake
would be  $718.   This figure would drop  to  $610  if the 20% reserve fund were
eliminated.  It  would  drop to  $212 if both the  reserve fund  were eliminated
and all  sewers  in the watershed were determined to be eligible for Construc-
tion Grants funding.   (Crystal  Lake's  sewers  in the Facilities Plan Proposed
Action  were preliminarily determined  in  the  Draft EIS   to  be 40  percent
eligible.  Nothing has occurred that would increase that figure).

     In  contrast,   the  1980 average annual homeowner's cost  around  Crystal
Lake for  the Limited Action Alternative is $95.

     The  impacts  of these  user  charges  can be defined in  terms  of the per-
centage  of  the  population facing significant  financial burdens and displace-
ment pressure.   Significant financial  burden  is defined as a charge greater
than 1.5  to 2.5% of total income depending, the variable threshold rate being
determined  by  level of  income.   Displacement pressure is  the stress placed
upon families  to move away from  the service  area  as  a result of costly user
charges.  It is  measured by the percentage of families who would have to pay
5% or more of their income.

     Table  IV-1  presents  the  significant  financial burden and displacement
pressure  rates for  the various user charges listed above.
    "Average  annual  homeowner's cost" includes one  residences  equal share of
his community's 1980 debt retirement cost plus 1980 operating expenses plus a
reserve  fund contribution of  20 percent  of  his debt  retirement share.  To
this  is  added an equivalent annual payment for  private costs (such as house
sewers) as if they were paid at 6-7/8 percent for 30 years.
                                      36

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                                  Table IV-1

              Financial Burden and Displacement Pressure of the
      Facilities  Plan Proposed Action  and  the Limited Action Alternative
                          Crystal Lake and Benzonia
                                    1980 Average
                                      Annual
                                    Homeowner's   Displacement     Financial
                                       Cost         Pressure        Burden
Facilities Plan Proposed Action -      $ 718         50-60%         85-98%
  4Q% sewer eligibility and
  20% capital reserve
Facilities Plan Proposed Action -      $ 610          40-50%         85-98%
  40% sewer eligibility;
  no capital reserve
Facilities Plan Proposed Action -      $ 212          5-10%         30-40%
  100% sewer eligibility;
  no capital reserve
Limited Action as costed in the        $  50             1%          5-10%
  Draft EIS
Limited Action as costed in the        $  95           1-5%         10-15%
  Final EIS
                                     37

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38

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                          Comments and Responses

     Substantive comments received on the Draft EIS have been compiled  and
paraphrased in this section for response.  The individual letters received
and those from the public hearing are reproduced following this  section.
                                    39

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Crystal Comments and Responses(C and R)

Water Quality

C.   Several comments related to the nutrient load carried by Cold Creek into
1    Crystal  Lake.   The Draft  EIS lacked alternatives for  controlling this
     single  largest  source  of  phosphorus.   More  generally,  it failed  to
     examine water  quality control measures  unrelated to  sewage treatment;
     and it implied  that Beulah sewers  or stormwater  runoff  were the source
     of  nutrients  in Cold  Creek.   [Pastene,   Jervis,  Bletcher,  Manville]

R.   The action which is the subject of  the EIS  is EPA funding of centralized
1    wastewater  management facilities  around Crystal Lake,  in  Frankfort and
     in Elberta.   A number  of  related  issues emerged during preparation of
     the  EIS.    The  inventory  and  control  of  non-point nutrient  sources,
     especially  Cold  Creek,  was one.   However,   resolution  of related issues
     would  have  required   additional   time  and  resources   and  might  have
     detracted from  resolving the  initial issues cited on pages 15 and 16 of
     the Draft.

     Cold  Creek's  role as  the  single  largest  phosphorus source  should not
     divert the  reader's attention from  the non-point nutrient sources found
     throughout  the  Crystal  Lake watershed.   Some, like  surface  runoff from
     forested  areas,  cannot be effectively  reduced.   Others,  e.g.  treatment
     systems near  the shoreline,  can  be  eliminated  only at great  cost but
     could be  controlled at  reasonable  cost.  Appendix C  contains  a list of
     control measures immediately available to homeowners.

     Another   effective  tool   could  be  education  of  farmers  and  other
     landowners  in  regard  to soil  erosion control and fertilizer usage.  The
     Northwest Michigan Regional Planning and Development Commission and the
     US  Soil  Conservation  Service  offer  assistance  in  the  inventory and
     control of  non-point  sources.  Laboratory  facilities built at the new
     treatment plant serving Frankfort  and Elberta could help in a program to
     inventory  and  monitor non-point sources in  the  Crystal  Lake watershed.

     As discussed  on page  60 of  the Draft EIS,  stream  flow and phosphorus
     data  from Cold Creek  indicate that non-point sources contribute much to
     the stream's phosphorus  load.  The  data do not rule out the possibility
     that  sources  cited by  Tanis  (Beulah stormwater, possible sewer leaks)
     also  contribute.

     To obtain additional data on possible Cold Creek discharges, Dr. William
     Kerfoot conducted  a "Septic Snooper" Survey in July 1979 from the mouth
     of Cold Creek  to a point north of the Cold Creek sedimentation lagoons.
     At the  time there  were no indications that  sewers  crossing Cold Creek
     below the  settling  lagoons  were  leaking.   Readings  for  fluorescent
     materials,  however,  were  significantly  higher along  a  small tributary
     flowing  south  into  Cold  Creek  just  above the  settling  lagoons.  The
     fluorescent materials which suggest wastewater or organic decay products
     could have come  from abandoned soil absorption  systems  or the  former
     lumber  yard east  of  Highway  31.    The  source of  fluorescent materials
     could have been  either  wastewater  or  organic decay products  from the
     lush  vegetation  in the area.
                                    40

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C.   The lack of  effluent  plumes  along the western shore of Crystal Lake and
2    explanations of this  based  on groundwater outflow raise the possibility
     that private  wells may  be  contaminated by  septic  tanks  in  this  area.
     [Jones]

R.   Outflow of  lake water  toward Lake Michigan was  confirmed by hydrology
2    studies conducted  in  July 1979 after publication of  the Draft EIS.  It
     is likely that  some  wells are directly down-gradient  from septic  tanks
     and soil disposal  units.  Given the variable  directions of groundwater
     flow around  the lake,  there  are  probably  more down-gradient  wells  in
     addition to those along the western shore.

     This situation does not appear to pose a problem, however. The available
     well water quality data, reviewed on page 49  of the  Draft EIS, show no
     bacterial contamination of any wells and no higher incidence of nitrates
     than  in any other   segment  of  the  lakeshore.    Indeed,  the  highest
     incidence  of   elevated   nitrates   was  along  the  north  shore  where
     groundwater flow is predominately toward the lake.

     Inspection and resampling of wells down-gradient from on-site systems or
     within 50 feet  of  sewage disposal systems is  grant eligible as part of
     developing the site-specific environmental and engineering data base for
     design of the EIS's  recommended Limited Action  Alternative.   It is in-
     cluded in costs  for  the site-by-site work in Appendix B.  Use of a sep-
     tic  leachate detector  for  rapid  preliminary analysis  of  well  water
     samples collected  door to door is an  inexpensive means for preliminary
     screening for effluent presence.

Soils

C.   The role of the Soil Conservation Service in evaluating lots for instal-
3    lation of on-site  systems is explained by  SCS's State Conservationist,
     Mr. Arthur H. Cratty.  SCS does not accept, reject, or permit sites for
     on-site  systems.   SCS  assists  the  responsible officials  by providing
     soils identification and soils limitations.  [Cratty]

R.   Comment noted. 3

C.   SCS is not preparing a soil survey of Benzie County as stated on page 31
4    of the Draft EIS.  [Cratty]

R.   Comment noted.
4

C.   The EIS should  not compare soil SCS data with health department data on
5    site suitablility  for septic tank systems.  The section on soil and soils
     limitation  is  not  clear,  not  consistent  and should be  rewritten.
     [Cratty]

R.    The  message  of Section II.A.3.a,  "Soils  Suitability  for  Septic Tank
5    Absorption Fields", was  not  clearly stated, it is true.  The message is
     that the three  sources of soil  suitability  information would result in
     three entirely  different conclusions about soil suitability for on-site
     systems.  Within the  proposed sewer service area,  SCS  found all tested


                                      41

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     sites to  have  limitations such  as  wetness or  slow percolation, or  to
     pose pollution hazards  to  shallow water supplies.  If this  information
     were to  be  used as  the sole basis  for planning wastewater  facilities
     here, continued  use  of on-site  systems  would  have  been rejected as  an
     option.

     Another  source  of  information,  health department permit records,  indi-
     cates that 56% of the sites around Crystal  Lake  are  suitable.  Comparison
     of SCS and health  department  data was not  intended  to  imply  that either
     agency was  right  or  wrong regarding  soil  suitability—only that  sole
     reliance  on either  source  would  result in different  conclusions.

     The third source of information,  data  collected  on actual performance  of
     existing  systems, yields another  conclusion altogether.  Extensive field
     work done for  the  EIS showed  that fewer than  8% of  the existing  systems
     around Crystal  Lake  have  ponded  or  backed up  more than once.   A  1970
     survey of 165  lakeshore wells  found no bacterial contamination and  only
     limited  amounts  of nitrate.   Despite  the  facts that more than  half  of
     the existing systems  do not  comply with current design standards,  that
     all are  located  in soils  with identified limitations,  and  that most are
     inadequately maintained,  nearly  all   are working well.  The  conclusion
     based  on performance  data is  that   continued  use   of on-site  systems
     should not  only be considered as  an  option but should be selected for
     implementation  as  long   as  appropriate   engineering and   management
     techniques are included.
C.    In  the  soil studies  provided  by SCS,  was  depth  to  the seasonal  high
6    water table determined by  actual  water level measurements or  by inter-
     pretation of soil profiles?  [Jervis]

R.    The  data  provided  by SCS are  reproduced here  in Appendix D.   Actual
6    depth to water table is provided for many sites  in addition  to  estimated
     depth to seasonal high groundwater level.  The measured depth was in all
     cases deeper than  the seasonal  water level.   Please note that depth to
     groundwater under  the  shoreline  lots  is directly  controlled  by  lake
     elevation which is controllable  at the lake  outlet.

     The  statement  on  page 34 of  the Draft  regarding seasonal high  water
     table is  in error  as a result  of a  last  minute additional  change.   The
     statement implies  that all sites  tested around the lake  had high water
     tables.    Twenty-four  of  the 74 sites had estimated depths  to seasonal
     high groundwater level greater  than 60 inches.  The statement on page 34
     should read:

               "Shoreline Sites.  Soil  borings  taken  by  the  SCS  in Autumn
          1978 (by  letter,  R.  Larson,  1 December  1978) from  shoreline  sites
          showed that  all 74  sites  sampled either  had limiting factors  of
          a  seasonally high  water   table  or  slow permeability,  or  posed  a
          pollution hazard to shallow water supplies."

Field Data Collection

C.    The Final EIS  should include better descriptions  of the  Septic Snooper
7    study and the aerial photographic survey.   [Bletcher;  Jones]


                                     42

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R.   Techniques  used  by  EPA's  Environmental  Photographic  Interpretation
7    Center were  not described in the Draft EIS.   A description is provided
     in Appendix  A  of  this Final EIS.  The EPIC  data in Figure 11-15 of the
     Draft EIS did  not include the malfunction data.  The revised Figure 1-3
     included  in Section  I.C.  of this  Final EIS  shows  the locations  of
     suspected and confirmed malfunctions.

     The methods  used  for  the Septic Snooper study are presented in Appendix
     C of  the  Draft EIS.   It is sufficiently detailed for the intended audi-
     ence  of the  EIS--municipal officials,  state and Federal decisionmakers,
     and the public.

     All readers  should  know that the use of  septic leachate detectors such
     as ENDECO's  Septic Leachate Detector is  still  experimental.   Technical
     questions have  yet to  be fully resolved concerning  the universal pre-
     sence of  brighteners  and whiteners  in wastewater from individual homes,
     the  effects  on  plume  strength  of  fluorescent compound  absorption  by
     different   soils,  the   effects  of   plume   configuration   on  plume
     detectability  and  correlations  between plume strength and  nutrient
     break-through.   EPA is conducting additional research on these topics to
     improve both the applicability  of  the equipment  and interpretation of
     the data it generates.

     Readers should  also  understand that EPA's conclusion on the acceptabi-
     lity of continued use of on-site systems is  based on many sources of the
     data,  not just  the  Septic  Leachate Detector.  The  Detector  is  just
     that—it  locates  plumes  for  sampling  by conventional  methods.   It was
     not used  in  the EIS process in  any  other way  then to locate individual
     plumes.

C.   EPA and Michigan Department of Natural Resources  use different assump-
8    tions regarding  phosphorus  input to lakes  from shoreline  septic tank
     systems.   The   difference  in  loading  could  be  high  in some  cases.
     [Czuprenski]

R.   Both  agencies' methods  use assumptions which  will  seldom,  if ever,  be
8    valid  for all  lakes or  for  all  dwellings around a lake.  For instance,
     both  methods assume  that effluents from all  lakeshore  dwellings will
     reach the lake.  The Septic Snooper studies  on  Crystal Lake and 34 other
     glacial lakes  in  EPA  Region V show  that  this is not the case except in
     very  unusual situations.   The results  from both methods are, therefore,
     likely to be conservatively high.

     Another  important assumption  is the breakthrough  rate,  i.e.  the per-
     centage of phosphorus  discharged from any system to the soil which will
     end up in a lake.  The EPA National Eutrophication Survey used a loading
     of 0.25 Ib./capita/year,  equivalent  to about 8% breakthrough. According
     to  the commentor,  Michigan DNR bases  breakthrough on  the phosphorus
     absorbing capacity of  local soils.   The commentor cited a figure of 45%
     for soils in Oakland County.
                                      43

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     While the Michigan DNR  method  incorporates  at least some  locally  rele-
     vant  data,  neither method  provides  more than  a rough,  conservatively
     high estimate of  septic  tank  loading to lakes.   In  many planning situa-
     tions, an estimate by either  method  may suffice.  However, when expen-
     sive  engineering  or management  decisions  rest  on  such estimates,  the
     decision maker should get  local  field verification of  the assumptions,
     and  not  fret  over  the  superiority  of  one  agency's  assumptions  over
     another's.

     Appropriate field verification methods are  being developed  and demon-
     strated by EPA.   As  mentioned  above,  several studies designed  to resolve
     technical questions  regarding  effluent plume detection  are planned for
     spring  and summer  1980.   A  new technique to  better  determine  the
     strength and configuration of  subsurface plumes  at the  shoreline is also
     going to be evaluated.

C.   Did the aerial photographic survey performed in  summer  1978 by EPIC miss
9    surface malfunctions because of foliage?  [Jones]

R.   The draft EIS noted this possibility. Whether there  were any
9    other  malfunctions  active  at  the  time of  the  overflights  cannot  be
     accurately assessed.

     The  commentor  implied,  as  others  have directly  stated, that summer is
     not the best time of year for  this type of  survey.  This is true for two
     reasons—the possible interference by foliage and the higher like-lihood
     of surface  failures  in  spring.  Optimal timing of  this  and other field
     studies was not feasible.

C.   The  sanitary  survey  was  conducted during September  and October when few
10   of the seasonal residents would have  been occupying  their dwellings. The
     survey should have been conducted during summer  months.  [Jones]

R.   The  best time  to  conduct a sanitary survey  in  a recreational community
10   is  early  summer  when evidence of  temporary  (spring) malfunctions  would
     still  be  apparent and  when the greatest number of residences will be
     occupied.

     It is  not  true  that few seasonal residents  were surveyed.   In the Draft
     EIS  page 5  of Appendix  F-l states:  "Although  the  survey took place in
     October, seventy-six percent  of  the  homes surveyed  were seasonal, i.e.,
     used  less  than  ten  months of  the  year..."   How many of these "seasonal
     residences" are used only during summer was  not stated.

Alternatives

C.   Engineers  felt that  costs  estimates  for various facilities were too low
11   and  that  the level  of  design detail  for  the  EIS  alternatives was not
     comparable  to what is  expected  in  a  facilities plan.   [Force, Jones,
     DPW]

R.   EPA  recognizes  that the  level of detail in  design  and costing used in
11   preparing  the EIS  is  not  as  refined  as may be  expected  by  the state,
     especially  for  a selected  alternative.   The costs  also do not reflect
     the  highly  inflated costs of centralized facilities  in Michigan.


                                     44

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     However, the  costing  methods  used were consistent  from  one  alternative
     to  the  other.  The  cost rankings of  the EIS  alternatives  and of  the
     Facility Plan  Proposed Action  as  recosted for the EIS  are  unlikely to
     change.   EPA feels that no amount of increased design and costing effort
     is  going  to change  the  basic conclusion that continued use  of on-site
     systems  in  the Crystal  Lake  area is cost-effective  compared  with cen-
     tralized systems.

C.    Specific  questions  were raised  regarding  the  cost  of detailed  site
12   evaluation, operation  and maintenance,  and cluster system construction.
     All of  these  comments suggested  that the  present worth of  the recom-
     mended Limited Action  Alternative  as presented in the Draft EIS is low.
     [Jones,  Force, DPW]

R.   Lacking any cost  data based  on experience, the Draft EIS  assumed that
12    the 25% engineering  and legal contingency  rate  used for  conventional
     sewerage  facilities  could  also  be  applied  to  the  Limited  Action
     Alternative.   While  there  are still  no  hard  data  available, a  more
     detailed  estimate  has  been  made  of  the  costs  for a detailed  site
     evaluation.  This  would constitute the largest part of contingency costs
     for  the  Limited   Action  Alternative.    Assuming  the  1384  unsewered
     build-ings  in  the Proposed Service area  surrounding  Crystal  Lake  would
     be  sur-veyed,  the site  evaluation cost  is  estimated  at $501,700.   See
     Appendix B  for details  and assumptions.  This compares  to  $321,000  for
     the 25% contingency factor on the  construction  of on-lot  repairs  and
     cluster systems in the Limited Action Alternative.

     Operation  and  maintenance  costs  for unsewered areas were based in  the
     Draft EIS on information provided by decentralized facilities management
     agencies in California and  Washington.   These agencies reported varying
     levels  of   services  and   costs.   From the  agency information,  $30  was
     selected as the cost  for inspection and administration.   $50 every five
     years for  septic  tank pumping was selected  for O&M of on-site systems.
     More  detailed estimates  have  been  prepared  since  publication of  the
     Draft EIS.   The new details and assumptions are presented in Appendix B.
     These conservatively  high  estimates  result in a  1980 O&M of  about  $81
     per year per household compared to $40 per year with the  O&M assumptions
     used in Draft EIS.

     Construction  costs  for  cluster  systems  were based  on assumptions that
     were felt  to  be valid for  their intended use  in  the Crystal Lake area.
     These assumptions  include moderate housing density (75* road frontage on
     one side of a road) and  close  proximity  of suitable soils.   Any number
     of  factors can be suggested which  would  result  in higher  costs  per
     household.   However,  until the need for off-site treatment  is demon-
     strated on a  site  specific basis, and actual field  data  are available
     for  cluster system  design,  revision  of  the  cluster system  costs  is
     unfounded.   The revised cost estimates for detailed site  evaluations and
     O&M will   increase  the  costs of  the  Limited Action  Alternative  above
     those presented   in  the   Draft  EIS.   The present worth  increases  from
     7,218,100 to  $7,887,200  or  9%.   (Please  note that  the present worth of
     the Limited Action Alternative was  over  estimated  by $231,100 because
     the salvage value of  future on-site systems was calculated improperly.)
                                      45

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     Average annual  local  costs  for  Crystal Lake households  would increa.se
     from $49 per year to $95 per year.

     Please note that  the  proper performance of cluster systems is dependent
     not only on careful construction,  like any on-site  system,  but also on
     quality  of  actual  materials operating  experience  in  the rest  of  the
     country suggests  that septic tank  effluent pumps  should  probably have
     rotors and fittings of at least  "300" grade stainless steel.

     By  comparison,  if  all  Facility  Plan sewers around Crystal  Lake were
     eligible  (the  Draft EIS  estimated  40% eligiblity),  the  average annual
     local  costs  for Crystal  Lake households  would  be  $273 including a  20%
     capital   resource   contribution,    approximately   three   times   the
     re-estimated household cost for  the Limited Action Alternative.

C.   A more  detailed breakdown  of the  assumptions  and  costs  of  the Limited
13   Action  Alternative including future costs  should  be provided.   [Jones]

R.   This information  is presented in Appendix B and  summarized  in the text
13   of this Final EIS.

C.   The reliability of on-site  and  cluster systems  cannot be  determined and
14   does not provide a long-term solution to wastewater needs  in the Crystal
     Lake watershed.  [Force, Jones]

R.   There  is  sufficient  information on  the  condition and effects  of  the
14   existing  on-site  systems  to predict  that  their  continued  use in most
     areas  around  Crystal  Lake  will  be acceptable  for years  to come.  The
     existing systems  are  up to 50 years old; many are undersized and poorly
     maintained.   Yet  the  failure rate  is  low  at present and  can be reduced
     even further and kept at very low levels with the procedures recommended
     for the Limited Action Alternative.

     The Draft  and Final  EIS's  recognize  that  some  segments  and individual
     homes  may not be upgradeable to provide  reliable wastewater treatment.
     Costs for the Limited Action Alternative, therefore, include six cluster
     systems  to  serve  125  residences.   An  inspection  of  possible cluster
     system  sites  was  requested of  and provided by  the  Soil Conservation
     Service.  Detailed  hydrogeologic investigations  of any proposed cluster
     system sites will be required prior to approval  and installation.

     Three   key    requirements    for   maximizing    the   reliability   and
     cost-effectiveness of the Limited Action Alternative are:

         •  Selection of appropriate technologies for each home based upon
            well-planned and executed site  analysis;

         •  Provision of adequate community supervision of all wastewater
            facilities; and

         •  Measurement of and designing with the natural assimilative
            capacity of  local soil/groundwater/surface water resources.
                                      46

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     The Limited  Action  Alternative  may  not be  the  optimal  solution  for
     Crystal Lake  beyond  the year  2000.   Housing density, demands  for  com-
     mercial development and difficult on-site system problems  could  increase
     to the  point  that centralized  treatment becomes  economically  justifi-
     able.    If  and  when  that  point will  be  reached  cannot be  predicted.
     EPA's  judgment,  based  on  a  considerable amount of  data which will  be
     tested and augmented  by the site specific evaluations,  is  that the point
     has not been  reached  yet  and will  not  be reached  within  the  next  20
     years  and  perhaps, never.

C.   A cost-effective  analysis  of  septage disposal options was not presented
15   in the Draft EIS.  [Force,  Jones]

R.   Again, the EIS's  level of  detail in design and costing was  not  intended
15   to satisfy all facilities planning requirements.

     The need for  proper  disposal  of septage  and two disposal  options  appro-
     priate for different EIS  alternatives  were discussed on page  117  of the
     Draft  EIS.  In  alternatives which involve use  of  septic  tanks, pumping
     once  every  five years  at  a cost  of $50 per pump was included  in the
     cost-effectiveness analyses.   This  cost includes  $15 for either  land
     application or  treatment  in  the  Frankfort-Elberta  STP.   Selection  of
     this  cost  was based upon  a review  of literature dealing with septage
     disposal.

C.   The Draft  EIS's estimated cost for a 0.32 mgd wastewater treatment plant
16   at Frankfort  is  low.   EPA  should prepare a  revised  cost  estimate based
     on 1979 bids for similar work in Michigan.  [Force]

R.   The commentor's  analysis of  this cost is based on a Facility  Plan esti-
16   mate  of $2,746,000 for a 0.32 mgd  treatment  plant.   The Facility Plan,
     however, shows  a  0.44  mgd plant  for  this  price  (Alternative  4, pages
     6-24 of the Facility Plan).

     Treatment  plant  costs  in  the Draft  EIS  were based on  a  combination of
     EPA cost curve data for small treatment plants and data from the Facili-
     ty Plan.  Costing procedures were the same for all alternatives.

     This  comment  raises  an  issue  which was  not addressed in  the  EIS--the
     unusually  high  costs of wastewater  facilities  in  Michigan.   Unofficial
     comments have  been made that  use of  cost curve data is not valid for
     Michigan  projects because  of  locally inflated prices.   To  the  extent
     that  this  is  true,  decentralized  facilities  may  save even more  than
     estimated  in the Draft EIS.

IMPLEMENTATION

C.   The Draft  EIS  does  not provide  sufficient  information  concerning the
17   number  of on-site systems needed to prepare a true cost-effectiveness
     analysis of the recommended Limited Action Alternative.  The Draft EIS
     recommended  that  the   detailed  site  evaluations  for  Crystal  Lake  be
     prepared in Step  2 of  the Construction  Grants  sequence.  These evalua-
                                      47

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     tions are  necessary for proper cost-effectiveness analysis  and  should,
     therefore,  be done in Step 1.   It  is recommended that the evaluations be
     conducted prior to finalization of the EIS.   [Hinschon,  Jones]

R.   The data collected  on  Crystal  Lake's on-site systems is  more  extensive
17   than is  ever available  for  communities of  this  size.    EPA  recognizes
     that additional observation and analysis  of these systems may alter our
     understanding of  their  use  and their effects on  the  environment.   How-
     ever, it  is the  Agency's  judgment that  changes,  based  upon  new  data,
     in the recommendation  for  Limited Action will be changes in detail, not
     in concept.   The  Agency  is  prepared to  fund 85% of the detailed site
     evaluation as a Step 2 grant  (75%  if conducted  with a  Step 1 grant) in
     order to, first, provide necessary information for site  specific  facili-
     ties design  and,  second,  verify or modify our conclusion that continued
     use of on-site  systems  will be environmentally acceptable  in  the  Study
     Area.

     The Agency  feels  that  the alternatives' cost estimates  are presented in
     sufficient  detail  to determine cost-effectiveness.   For those alterna-
     tives which  include  continued  use of on-site systems  (EIS Alternatives
     3-6  and  the  Limited Action Alternative),  factors subject  to uncer-
     tainty were  estimated  conservatively high,  especially   the  percent re-
     placement  of  septic tanks  and  drainfields.   In  addition,   costs  for
     operation and maintenance  and  for the  site specific  analysis  have been
     reexamined for this Final EIS in more detail and with conservative esti-
     mates.    (See Comments  and  Responses  on Alternatives.)   Boosting  these
     cost estimates  has  made no  difference  in the  ranking of  the recom-
     mended Limited  Action  Alternative.   It  appears unlikely that additional
     improvements  in the cost  estimates based on actual  designs  will  alter
     the rankings either.

     To clarify the site-specific work needed in Step 1 or Step 2, EPA Region
     V  prepared  a  memorandum  clarifying  needs  documentation  procedures.
     (Appendix E.)   The  great majority of any such work should take place in
     Step 2.

     For  these  reasons and because  of the 50%  savings to the applicant, EPA
     will fund the site specific evaluation  as a Step 2 grant.

C.   The  Draft  EIS does  not indicate whether EPA's requirements for justifi-
18    cation  of  advanced  secondary  treatment at the Frankfort-Elberta plant
     have been met.  [Force]

R.   In the past three months, the Michigan Department  of Natural Resources
18   has  revised effluent  standards  for discharge  to Betsie Lake.  Instead
     of  a BOD limit of  10  mg/1  and suspended solids  limit  of 10 mg/1,  sec-
     ondary  treatment   (30  mg/1 BOD  and 30 mg/1  suspended   solids)  will be
     allowed.   Michigan  DNR's  correspondence on this is included as Appendix
     F.

     The  large  reduction in phosphorus  load to Betsie Lake that would  result
     from chemical additions and filtering  of  the Frankfort-Elberta plant's
                                      48

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     effluent  was  discussed  in the  Draft EIS.   The phosphorus  limitation
     of 1  mg/1 is predicted  to improve  the  trophic status  of  Betsie Lake.
     Chemical  additions  to  the effluent  for phosphorus  removal will  have
     the side  benefit  of  reducing  BOD and suspended solids below 30 mg/1 BOD
     and 30 mg/1 suspended solids under most operating conditions.

     The  change in  BOD  and  suspended solids  limitations removes  the  need
     for final  filtration  of  the effluent.  The microscreen  proposed  in the
     Facility  Plan  and adopted  in  the EIS  for  the  Frankfort-Elberta  plant
     is, therefore,  not necessary.   The microscreen would reduce the effluent
     phosphorus concentration from 1 mg/1 but the expense is not justified by
     the 3% lake load reduction.

C.   Division  of  the project  into  two parts, a municipal treatment project
19    and  a  rural lake project,  may  jeopardize  solution of  Crystal  Lake's
     water  quality  problems  because  the  latter  are  less obvious  and  more
     difficult of solution.  [Bletcher]

R.                            Michigan DNR has informed EPA that the two pro-
19    jects  have been  assigned new  priority  numbers and  that both  are  high
     enough to receive additional funding without delay.

C.   The Michigan Environmental  Review Board  adopted the  Draft  EIS  with the
20   proviso  that the  planning for the Village of Beulah be coordinated with
     the  study for  the Crystal  Lake Area.  The President of  the  Village of
     Beulah, however,  has  clearly  stated that the Village will  not  partici-
     pate in any future projects elsewhere around Crystal Lake.  [Env.  Review
     Board, Michigan Environmental Board Manville]

R.   In the  recommended  Limited Action Alternative  there  is  the possibility
20   that detailed site analysis and geohydrologic studies will show sewering
     the northeast and southeast shores of Crystal Lake to the Beulah system
     to be  the optimum solution for these identified problem areas.   Because
     of this  possibility,  it  is  hoped that the Benzie  County Department of
     Public Works and  the Village will maintain a cooperative relationship.

     Based upon the  fact  that the Beulah treatment and disposal lagoons have
     been  hydraulically   overloaded  in the  past, they  probably  could  not
     handle the additional flows without upgrading the lagoon system.

C.   Two  comments  dealt  with  the  legal  authority  for  establishment of an
21   entity to provide the community supervision of decentralized facilities.
     One  cited the  relevant  Michigan Public Acts   (40,  185, and  342)  and
     the Michigan Public  Health Code as  providing  necessary mechanisms for
     a  small  waste  flows  district.   The  other  stated that  Michigan  has no
     statute authorizing units of local government to manage waste facilities
     other than those  connected to  conventional collection systems,  but then
     concluded  that  a  special  management agency is  not  really necessary for
     upgrading  and   maintaining  on-site  systems.   [Jones,  DPW,  Intercom]
                                     49

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R.   The  1976  study  by  Otis  and  Stewart  indicated  sufficient  management
     authority already existed under Michigan law.   Preliminary legal surveys
     by a  number of  the  208 region water quality management  agencies  indi-
     cated that  authority to manage decentralized wastewater  treatment  sys-
     tems.  Preliminary discussions with  Michigan  DNR  staff and the Michigan
     Attorney  General's   office suggests  that  existing  public  health  and
     police powers allow  a  county  to obtain access and maintenance authority
     by passage  of a  county ordinance;  a written  Attorney General's opinion
     is being requested to clarify  this  portion of  the  question.  In addition
     Concerns about legal authority and interagency conflicts  were raised in
     the Draft EIS.   Several questions  relevant to local  options  were  posed
     on page  141 of  the Draft  EIS.  A  sequence of steps,  including a  broad
     outline on management organization  design, was also presented.

     EPA  is  reluctant to recommend specific  resolutions  for  these concerns
     because so many  management options  are available.   Local citizens
     and elected officials should evaluate, decide  on one and implement  it at
     their own initiative.

     There was nothing explicitly stated in the Draft EIS about a new agency.
     Depending on  the results  of  the   site  specific  evaluation,  the  actual
     wastewater  technologies  selected,   identification  of  functions to  be
     provided and analysis  of the  capabilities of  existing organizations, it
     may  well  be that the  only legal  instrument  needed  is a  memorandum of
     understanding between  the  Benzie  County Department of  Public  Works  and
     the  Grand  Traverse-Leelanau-Benzie  District  Health  Department and  a
     contract with Frankfort for water  sample analysis at  the  new treatment
     plant's laboratory.

     Included in II.B.2.  is a discussion of three  possible levels of manage-
     ment  approach  possible  for Crystal Lake  water  quality  and  wastewater
     treatment management.  While EPA can recommend an approach, final selec-
     tion of any one  or a combination of these is up to the applicant.

     On the  other hand,  it  might also  turn  out  that  difficult legal, juris-
     dictional and personnel problems  will  be  encountered.   It  is unlikely
     that such problems will be unique  to Crystal  Lake  or to  Michigan.   EPA
     wishes  to  encourage  the  spirit  expressed by one  of the  commentors:
     "...if we must  do  it first at Crystal  Lake,  then let it  be here."  EPA
     believes it can  be  done, that the benefits are worth the cost and that
     Crystal Lake is  an excellent place  to start.

C.   Another potential problem, cited by the applicant, is the  possibility of
22   jurisdictional conflicts with the Tri-County Health  Department.   [DPW]

R.   The health department should be a valuable resource in terms of legal
     authority and technical  expertise.

     Present  State  health  department policies,  as expressed  in response to
     the  Draft  EIS for a similar  project in Emmet County,  are dependent on
     State codes and  standards.  The approach proposed in the Limited Action
     Alternative is dependent on local data regarding performance of existing
                                     50

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     systems.   The  State's  approach  is  entirely appropriate as a basis  for
     permitting on-site  systems  for  new  buildings.   State  and  local  health
     authorities  may  exercise  whatever constraints they are  legally  enabled
     to use  in order  to  minimize the  somewhat  unpredictable public  health
     and economic risks resulting from system failure.   In  the case  of exist-
     ing on-site systems, the  risks,  including the economic risk of building
     a new sewer system,  can be  quantified by direct measurement  and objec-
     tive environmental  and engineering  analysis.   We  believe  we have  used
     the latter approach  in the  Draft EIS and recommend it to the  applicant
     and other interested parties  when considering the fate  of  either indi-
     vidual on-site systems  or an entire community of them.

C.   Seasonally used,  privately  owned on-site  systems do  not qualify  for
23   Federal grants for repair, renovation or replacement.   Since the  popula-
     tion along  the shoreline of  Crystal Lake  consists  mainly of  seasonal
     residents, Federal assistance may not contribute to  correcting  existing
     problems.  [Intercom]

R.   About the same  time  that  the Draft  EIS  went  to press, EPA Headquarters
23   issued Program Requirements  Memorandum 79-8, which states:

         Perpetual  or life-of-project easements or other binding
         covenant running with the land affording complete  access
         to and control of wastewater treatment works on private
         property are tantamount  to ownership of such works.

     Therefore, seasonally  used,  privately owned on-site  systems can  qualify
     for funding.

C.   Easements must be obtained for both publicly and privately owned  systems
24    giving  the  Department  of Public Works access  for inspection and main-
     tenance.   Some property owners may not voluntarily grant these,  particu-
     larly where  cluster system  drainfields  are  concerned.   [Intercom,  DPW,
     Jones]

R.   The access issue  can be discussed for three cases:  on-site systems for
24   which access  is  voluntarily granted by the property  owner; on-site sys-
     tems for which access is not voluntarily granted by the property  owners;
     and off-site systems.

     The legal authority  of the  Benzie County Department  of Public  Works to
     enter  into  voluntary  easement   agreements  is the same  as that  of  any
     other person,  corporation or public body to enter into a contract.   The
     DPW can  maximize cooperation from homeowners and  landowners by  setting
     up  and   advertising  standard operating  procedures so  that individuals
     know what to  expect.   For routine operations such as  septic  tank pump-
     ing,  inspecting  the drainfield  area or  drawing  well water samples,  a
     guarantee that adequate notification will be provided  would reduce anxi-
     eties about infringement on privacy.  For emergency operations,  suitable
     procedures could be established.

     Despite  the community  and private benefits of having  community supervi-
     sion of  on-site  systems,  some property owners  may not want to partici-
     pate in the "system."
                                      51

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     First,  these owners can be  excluded  from receiving the services  of  the
     DPW.   When and if  their on-site  facilities  fail, repair or  replacement
     would be at  their  own  initiative  and  expense.  As  is currently  the prac-
     tice  for low-lying lots around Crystal  Lake,  the health department  may
     automatically require  installation of a  holding  tank.  One problem with
     this  response is  that, without periodic inspection and monitoring,  fu-
     ture   failures  may  go undetected  for  long periods.   Complaints from
     neighbors or self-reporting  would be  the only means of  detection.

     Another response might be  to require  all buildings within the DPWs ser-
     vice  area to participate  and  grant easements.  If the  DPW were to oper-
     ate a gravity sewer system,  there would be no question about  legal  au-
     thority to  require  hooking  up.  However,  gravity sewer systems  do  riot
     require permanent  easements.   This difference is  the basis for  question-
     ing the legal authority of  public bodies to provide small flows manage-
     ment  (See previous Comment  and Response).   This  legal issue would have
     to be resolved if  the  DPW  opts for mandatory participation.

     The acquisition of property  rights,  either  by ownership or easement, to
     land  for off-site treatment  facilities  is  legally  comparable to acquir-
     ing property for gravity sewers.  Taking of  property from owners who  may
     not benefit from  the  new  facilities  should  be carefully weighed against
     the need  for the   facilities  and the possibility of using alternatives
     that  might  burden the benefitted owners instead.  Because  of property
     rights issues and cost, off-site treatment, such as by cluster systems,
     is not  a panacea for every difficult  on-site  problem but  should  be
     viewed as a  technology available  for  use where on-site  measures prove to
     be unfeasible or prohibitively expensive.

     The mechanics  of  acquiring  voluntary on-site easements have   been  ex-
     plored  by  local   citizens and EPA.   A  sample   easement  form   has been
     prepared by  and is included  here  as Appendix G.   Completion of  easements
     on a  segment-by-segment basis, starting with  the segments appearing to
     have  the most serious  problems,  has  been suggested as  a way  to expedite
     the Construction  Grants process  for  Crystal Lake.  The cost  estimate in
     Appendix B for the  site specific analysis  includes time in  the initial
     sanitary survey for introduction  of the  easement  forms
     and discussion of  easement requirements.

     In other states,  existing  public   health  and   regulatory  powers have
     allowed counties  to  pass  laws giving sanitarians or  small  waste flows
     districts access  to all on-site  systems and authority  to require  repair
     and upgrading.  To a  considerable extent these powers  are already exer-
     cised by local sanitarians  in Michigan.  EPA Headquarters has  indicated
     that  such a law  would be the kind  of binding commitment tantamount to
     public ownership,  and  that  if this were done, no easements at  all might
     be required.  Development of  a way to do this might be an important  re-
     sult  of  DPW cooperation  with the  health department.  Preliminary dis-
     cussion with Michigan  DNR and the Attorny General's  staff suggests that
     existing police and public health powers are sufficient to allow passage
     of such a county  law.   An  Attorney General's opinion  is being requested.

C.   Administration and  management of the  Limited  Action  Alternative means
25   more  government intrusion  in people's personal  lives.   [DPW]


                                      52

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R.   The issue of  privacy was not addressed in  the  Draft EIS but is certain
25   to be  of interest  to homeowners and tenants.  A  discussion of privacy
     is presented  here  to stimulate  consideration of means  to  maximize pri-
     vacy while still meeting the environmental goals  of  the  Limited Action
     Alternative.    The  Benzie  County Department  of  Public  Works  in making
     this comment has demonstrated its sensitivity to this issue.

     The amount of money they must pay for wastewater treatment,  in whatever
     form,  could be  considered one measure of intrusion  into  peoples lives.
     On this  basis the  Limited Action Alternative  is  less  of an intrusion
     than any alternative except No Action.

     For the  resident whose on-site  system is causing  no problems and meets
     current  design  standards, short  term intrusions will  include  a one or
     two hour  interview  and site inspection during the site specific evalua-
     tion and  possibly  a  return visit for well  water  sampling.   Continuing
     intrusions would include periodic (one to three years)  site inspections
     by a surveyor,  routine septic tank pumping every two to five years and,
     for lake  shore dwellings, possible groundwater and  surface  water moni-
     toring activities along  their beach.   Some of these residents may be re-
     quested to allow well sampling  at the same time as the site inspection.
     As with other intrusions discussed below,  notifying the resident in some
     way such  as   by  newspaper notices, citizen's group  activities,  or mail
     can minimize  the effect  of these intrusions.

     For certain  of the  systems  needing  repair,  replacement,  or upgrading,
     continuing intrusions  would  also be  greater than with properly designed
     and operating systems.   On-site  pumping units need inspection and main-
     tenance perhaps once or twice per year.  If water flows must be metered
     for hydraulically  limited systems,  meter readers would  enter the pre-
     mises perhaps once  per quarter.   However, the effect would in these few
     cases be no worse than construction of the house sewer and gravity sewer
     required  for  a  centralized  sewerage system.   In  general,  continuing
     intrusions will be related to the complexity of the facilities necessary
     to deal with  site limitations; the more complex the facilities, the more
     maintenance would be  required.

     Intrusions will  be greatest for  residences  required to install holding
     tanks.   Visits by  the pump truck can be embarassing as well as disturb-
     ing.  This  (as well  as nuisances and  costs)  can be minimized by con-
     structing holding  tanks  with hopper bottoms and riser pipes with quick-
     lock fittings and  by installing flow reduction devices in the house, as
     described on  pages 100 and 101 of the Draft EIS.

Economic Impacts

C.   The Department of  Public Works  will recover the local costs of the pro-
26   ject  from those  directly  benefitting.   A  general  tax  on  the entire
     County  is  inappropriate,  even  though a  significant part  of the County
     economy  depends on  maintaining the  quality  of  Crystal Lake.   [DPW]

R.   This comment  was made by  the Department  of Public Works.   It is noted.
26
                                       53

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C.   Equitable user charges will  be  difficult to determine and apply.   [DPW]
27

R.   Establishing a  user charge  system  should be an element  in  the  complex
27   process  of  designing the  "agency."   EPA is preparing  detailed  discus-
     sions  of agency design  and  user charge  systems as  part of a  Generic
     EIS for Wastewater Management in Rural Lake Areas.   The drafts of these
     reports are scheduled to be completed by December 1980.

     One single  system  could  be developed based upon one assumption (that no
     one pays  for any  service or improvement not actually reviewed)  and one
     local decision (should local share of capital costs be paid immediately,
     or authorized over  an  extended  period, or  left  to  the  individual home-
     owner to  choose?).   This would  result in the following rate categories:

     a.  No construction needed - operation and maintenance (O&M) only
         (inspection & pumping).

     b.  On-site w.  construction  -  O&M plus local share of capital costs, if
         authorized.

     c.  Clusters:    Different O&M,  plus  local  share  of  capital  costs,  if
         authorized.

     Future  needs  might  move  a  resident  from  one  of these  categories  to
     another.

C.   The   $50  annual   user  charge   is   grossly  underestimated.     [Jones]
28

R.   Two shortcomings in the  cost figures for the Limited Action Alternative
28   have been recognized and addressed above.  These two are the cost of the
     site specific analysis, and annual operation and maintenance.  Conserva-
     tively  high estimates of  these costs raise the  1980 individual dwell-
     ings' average annual  local cost to $95.   This  figures assumes amortiza-
     tion of the local share of capital costs.

C.   These  user  charges do not take into account service to  be  provided to
29   vacant  lot owners  for  wastewater  management  in  the future.   [Jones]

R.   It  is not  clear  whether  this  comment,  made by  the same  commentor  as
29   above,  refers  to   the  Draft  EIS  estimate  or his own of  $250  per year.

     The present worth  of all EIS alternatives  include  the  construction and
     operation and maintenance  costs for any future  systems needed to serve
     the  design  population.  The  local  costs were  calculated only  for the
     initial  year  of  operation.   Per household O&M  costs are  expected  to
     decline  somewhat over the next 20 years because of new residents  sharing
     in the  fixed O&M costs.  The local costs estimates include a 20%  reserve
     fund.  This would be insufficient to fund the construction of wastewater
     systems  for new buildings but could be  used to repair existing  systems
     in the  future as needed.
                                      54

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C.   The Limited Action  Alternative  has  shifted the cost burden from immedi-
30   ate capital cost  (for  sewers),  which are  grant  eligible,  to  operation,
     maintenance, monitoring,  and replacement  costs which  are  perpetual  and
     are not grant eligible.  [Jones]

R.   This is true.   The Limited Action Alternative also removes  a subsidy for
30   future development  that would  be  funded  by  the nation,  the  State  and
     local citizens.  This  subsidy  can be reinstated by  local  government by
     charging  $250  per  year user  charges as  suggested by  this  commentor.
     This will  provide about $215,000 per year for DPW  to  build  "free"  on-
     site and off-site  systems  for  new residents.  This amount  be would more
     than  adequate   to  build  systems  for  increased population  projected.

     It is highly unlikely,  however, that the DPW would do such a thing.   It
     is more likely that DPW will provide design and construction supervision
     services  out  of  its  O&M  budget and leave  construction  costs  to  the
     builder as has been the practice in rural areas for 200 years.

     Because  there  is  expected  to  be  no subsidy  for  future  development,
     existing residents will have a smaller future burden than new residents.
     In addition to  whatever portion of their  mortgage  payments  is for pur-
     chases of their existing systems, existing residents will pay an average
     of $95 per  year,  including $81 O&M and  $14  debt retirement and capital
     reserve.    Since  they  will continue  to  pay  the  same mortgage with or
     without sewers, only the  $95 charge is attributed to the Limited Action
     Alternative.

     On the average the future resident will have capital cost of $1,300 more
     than if  sewers were available  ($2,300  for  the average on-site  system
     minus $1,000  that would  be paid for a  new house  sewer).  With  a 12%,
     30-year mortgage,  his   annual  cost  would  be  $161 plus  $81  for O&M, or
     $242 total.   This is  still at  least $30 per year  cheaper  than  with a
     fully grant eligible sewer system.

C.   The Draft  EIS  uses  county-wide data  to  discuss employment  and  income
31   data of the Proposed Service Area population.  [Jones]

R.   Problems with  the  applicability of  available socioeconomic data to both
31   the EIS Study  Area and the Proposed  Service  Area are clearly stated on
     page 84  of the Draft  EIS.   The almost complete  lack  of employment and
     income data for the seasonal population is stated on page 88.

     The  only  accurate  way to  acquire  this  type of  data  is  by  a special
     census.  This  obviously was not conducted for  this EIS.   In addition,
     the  Office  of  Management  and  Budget (OMB)  in Circular  A-40 requires
     prior approval of any information-gathering by Federal agencies contact-
     ing more  than 9  people.   OMB  approval  time is  currently  more than 18
     months.   EPA  will  be   considering  the  advisability of  funding special
     surveys for other rural wastewater projects.
                                       55

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Recreation

C.   Consideration  should  be  given  to any  recreation  benefits which  might
32   be derived from the project.  [Jervis]

R.   When the Facility  Plan  was  published  in 1976, applicants  for  construc-
32   tion grants  were  not  required to identify potential recreational oppor-
     tunity  deriving  from Federally  funded  wastewater  facilities.   Recrea-
     tional opportunities are not an issue  of this EIS.

     The  Clean  Water  Act  of  1977 and  regulations  implementating  the  Act
     require consideration  of open space  and recreational  opportunities of
     Federally  funded   wastewater  facilities.  Future  grants  for  both  the
     Frankfort-Elberta  project and the  Crystal  Lake project will include the
     requirement  to do  so.   Particular opportunities  to be addressed include
     use of the abandoned Frankfort treatment plant structures in conjunction
     with the  adjacent Mineral Springs  Park, perhaps as  a  nature  education
     facility.   Both active  and  passive uses of  cluster  system sites should
     also be addressed.

C.   Mineral Springs Park  and Marina, Benzonia Kiwanis  Park and Betsie River
33   Access  are  three  Federally  funded  park facilities  in the Study  Area.
     Any modifications  of  these  parklands  will require  review  of  the action
     in accordance  with the  Land  and Water  Conservation  Fund Act.    [Jervis]

R.   Comment noted.  This  will also  be incorporated  as a  grant  condition.
33   There  is,  however, no indication that  any such  modification  is likely.

Archaeology

C.   An  archaeological survey  of any  sites  that may  be disturbed by the
34   recommended  alternative  should  be included  in the  Final EIS.    [Jervis]

R.   Only a few specific portions of the Limited Action Alternative have even
34   the potential for archaeological impacts.  There are several reasons for
     this:

     1)  The Frankfort and Eberta sewer systems has already been constructed.

     2)   Almost  all  of the  present  Crystal Lake  shoreline  was  submerged
         before 1873.

     3)  On-site  system locations have already been disturbed.

     The  areas  of possible concern are those away from the lake, notably the
     sites  of  the cluster  system filter fields.   When  the preliminary loca-
     tion  of these filter  fields has  been  decided an  archaelogical survey
     will  be performed.   Should  any sites of interest  be found,  the fields
     or other  contributions  will  be  relocated.  All contributions will avoid
     the  four   identified  archaelogical sites  described  on page   96 of the
     Draft EIS.
                                      56

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The EIS Process

C.   The National Environmental Policy Act has been misapplied by EPA and has
35   become a  facilities planning  task performed at the Federal level rather
     than an evaluation of the selected alternative contained in the original
     Facility Plan.  This is a serious encroachment on the rights and
     duties of the local and state government agencies, responsible under the
     Clean Water Act and EPA regulations for facilities planning.  [Bletcher,
     Hinschon]

R.   Nothing in NEPA limits the government to evaluation of a selected alter-
35   native in an EIS.   Section  102.  C.  iii specifically  includes  "alter-
     natives to the proposed action" as a part of every EIS.   The most recent
     EPA and  CEQ  guidelines  for preparation of EISs  pointedly emphasize the
     importance  of evaluating  alternatives.   Alternatives to  be  considered
     are  not   limited  to  those  administrative  alternatives   (i.e.  grant  or
     no grant) available to the Federal agency preparing an EIS.  Any measure
     which insure  that  the purposes of NEPA  are  recognized  in Federal deci-
     sionmaking  can  and should be  considered in an EIS.  USEPA would be  of
     little use if it did not consider all alternatives that might work well.

     As to encroachment on state and local agencies, both the State of
     Michigan and Benzie County requested that this EIS be prepared.  Indeed,
     the State  has  strongly  encouraged a Facility  Plan  level of alternative
     development.

C.   The public participation program for this EIS has not been in accordance
36   with EPA'S own standards.  [Bletcher]

R.   The  public participation program  has  substantially  exceeded  the stand-
36   ards  in  effect  while the EIS  was  being prepared.  Public participation
     has included three public meetings, including a hearing attended by over
     20% of all  area  residents; attendance at more  than  eight open meetings
     of applicant agencies with question-and-answer sessions; radio and news-
     paper interviews, circulation of 600 copies of the draft EIS;  and an EIS
     newsletter running  from  January 1978 to September 1979.   In  1979 USEPA
     issued guidelines for an expanded public participation program for EIS's
     completed  several  months  after Crystal Lake.   Many elements  of these
     guidelines were  already incorporated  in the  Crystal  Lake project.  It
     is, however, not possible or desirable, to retrace work already alone in
     order  to  retroactively  apply  a   few  portions of  the  new  guidelines.

C.   The  Draft   EIS   fails   to  meet  minimal  EPA  and  CEQ  requirements.
37   [Bletcher]

R.   As was  the  case  with public participation, new  EPA  and CEQ  guidelines
37   went  into effect  after  the  completion  of the Draft EIS.   Again,  many
     elements  of  these  (concise  issue-oriented  format,  reduced   number  of
     pages) were  incorporated  in  the  Draft  as  a  matter of  common sense.
     Others like the inclusion of an index have not been.

C.   The EIS  is  inconsistent  in evaluating the alternatives using one set of
38    standards for  decentralized  alternatives  and another  for centralized
     alternatives.  [Hinschon]


                                       57

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R.   The  only intentional  biases  in  the  comparison have  to  do with  fund-
38    ing  and eligibility.  In the Clean Water  Act of 1977, the  US  Congress
     encouraged  the  implementation   of  alternative  wastewater  management
     technologies.  One of  the  encouragements  is an increase  in  the Federal
     share from 75 to 85%.  This was  incorporated in the  local  cost
     comparison of the alternatives.

     The eligibility of sewers  in  the centralized alternatives (EIS  Alterna-
     tives 1  and 2  and  Facility Plan  Proposed Action)  was determined  on a
     preliminary basis to be  40% of  estimated  capital cost while 100% of the
     decentralized  facilities were  considered   to  be eligible.   This  also
     biases  the  local  costs  in  favor of the decentralized  facilities.   The
     sewer eligibility determination  was made  in accordance with present EPA
     policy on the  funding  of collector sewers  and with  input  from the State
     of Michigan.

     It  is worthwhile  to note  that,  for  Crystal  Lake  residents,  the  1980
     average  annual household   costs  at 75%  funding and  100%  eligibility
     would be $273 for a sewer  and  $109 for the  recommended  Limited Action
     Alternative.

C.   The  Draft  EIS contains  three  different population projections for the
39   area under different proposals.   The State's understanding of population
     projections  under  the  201  program is  that  the number of people  to be
     living  in  an area  in  20 years  is estimated  and then  alternative ways
     of addressing their needs are developed.   [Hinschon,  Force]

R.   For  the  cost-effectiveness  of  the alternatives in  the Draft  EIS,  one
39    population  projection  was  used.   This was  stated  at  least  twice  - on
     Pages 99 and 121.

     The  Draft  also recognized  that the type  of  sewer service  provided may
     constrain growth below the projected level  or stimulate it above.
     Therefore,  Section  IV.C,    Population and Land Use  Impacts,  estimates
     the  impacts  on population  of centralized  and decentralized facilities.

C.   The  EIS leads  one  to  understand that more people  will automatically
40   locate  in  the Proposed  Service Area when  sewers or  central collection
     facilities  are  provided.   This  seems  to   ignore  all  other  factors in-
     volved  in projecting population including  employment, the energy situa-
     tion, etc.   [Hinschon]

R.   Some  large  urban  areas of  this country offer data sufficient to develop
40    an econometric model  of population growth.   This  is  not  so for rural
     areas.   This does  not mean  that the factors  which will  affect  rural
     population  growth  are  not  complex.   It means  that they  cannot be com-
     plexly analyzed and projected with data available.

     The  Draft EIS based its  quantification of  population impacts of waste-
     water  facilities  upon the  amount of  developable  land and  the density
     possible with and without centralized sewers.
                                      58

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C.   The EIS  does not  address  the possibility of the  No  Action Alternative
41   for the Crystal Lake area.   [Hinschon]

R.   An expanded  consideration  of  No Action Alternative costs and impacts is
     included in  Chapter III.   Additional needs documentation  included the
     aquatic productivity studies  on five sample sites, the groundwater flow
     survey, and fluorescent scanning of Cold Creek.
                                      59

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Comment Letters
     61

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          United States Department of the Interior
                       OFFICE OF THE SECRETARY
                          NORTH CENTRAL REGION
                       175 WEST JACKSON BOULEVARD
                          CHICAGO, ILLINOIS 00604
                            August 24,  1979
Mr. John McGuire, Regional Administrator
U.S. Environmental Protection Agency
230 S. Dearborn Street
Chicago, Illinois  60604

Dear Mr. McGuire:

We have reviewed the draft Environmental Impact  Statement  (DEIS)  for
Alternative Waste Systems for Rural  Lake Projects,  Crystal  Lake Area
Sewage Disposal Authority, Benzie County,  Michigan,  for  compliance  with
the provisions of the Fish and Wildlife Coordination Act (48 Stat.  401,
as amended; 16 U.S.C. 661 et seq.) and the intent  of the National Environ-
mental Policy Act of 1969.  The document is well prepared;  however,
there are certain areas which need clarification.

We support the recommended alternative (Limited  Action)  involving upgrading
of on-lot systems where feasible and the collection  and  upgrading of
treatment at Frankfort and Elberta.

It is not clear from the discussion  of the suitability of  the soils           (p-6)
for onsite waste-disposal systems (e.g., p. 34)  whether  actual water-
level measurements have been made or whether conclusions are based  on
soil profiles alone.  Inclusion of a few representative  measurements
might improve the assessment.

Michigan Planning  Region 10, including Benzie County, exhibits a low        (R-32)
level of need for local facilities as shown in Table 14, page 41, of
the 1979 Michigan Recreation Plan (unpublished draft).  However,  the
plan does specify on page 95 that:

     Local governments should consider providing recreation opportunities
     on wastewater treatment plant sites,  sewage interceptor rights
     of way and other related properties and facilities.  The Department
     of Natural Resources funding program for construction  of water
     management facilities presents  opportunities  to develop recreation
     uses at little or no additional cost.  The  department  will continue
     to encourage this through grants administration and facility design
     review.

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                                                                   - 2 -
This is in harmony with Section 201(f) of the Clean Water Act which
encourages "waste treatment management which combines 'open space' and
recreational considerations with such management."

Region 10 is an important destination area for recreationists from southern
populous regions.  This is verified  by the report, "Recreation by Michigan
Residents - Planning Region 10," a supporting document of the 1979 Michigan
Recreation Plan.  This report shows a substantial net "import" of recreation
participations into Region 10.  For this reason, and in harmony with
the Clean Water Act and the recommendation cited above, we urge the
project sponsor to give consideration to any recreation benefits which
might be derived from the project.
                                                                            (P-32)
The study area includes three parks that have received Land and Water
Conservation Fund (LWCF) assistance - Mineral Springs Park and Marina
(Projects 26 - 00126, 741, 893, and 1017) administered by the City of
Frankfort, Benzonia Kiwanis Park (Projects 26 - 00816 and 1023F4) administered
by the Village of Benzonia, and Betsie River Access (Project 26 - 00285
administered by the Michigan Departmment of Natural Resources (MDNR).
Should land be required from any of these parks, a Section 6(f) conflict
would result.  Section 6(f) of the Land and Water Conservation Fund
Act states:

     No property acquired or developed with assistance under this section
     shall, without the approval of the Secretary, be converted to other
     than public outdoor recreation uses.  The Secretary shall approve
     such conversion only if he finds it to be in accord with the then
     existing comprehensive statewide outdoor recreation plan and only
     upon such conditions as he deems necessary to assure the substitution
     of other recreation properties of at least equal fair market value
     and of reasonably equivalent usefulness and location.

Any modification of the parklands which may create a Section 6(f) conflict
should be coordinated through the State Liaison Office (SLO) who  is
responsible for administration of the Land and Water Conservation Fund
in the State of Michigan prior to initiation of the project.  The SLO
in Michigan is Mr. O.J. Scherschligt, Deputy Director, Department of
Natural Resources, Box 30028, Lansing, Michigan  48909.
The document cites Cold Creek (page 60, table II-6) as contributing
38.8% of the phosphorus load to  Crystal Lake.  Figure 11-12, page 59,
shows that the bulk of the phosphorus enters the lake between mid-February
and the end of April.  This coincides with the peak spring runoff and
may be associated with Beulah's storm sewers discharging to Cold Creek.

Earlier in the DEIS (page 42) contained within the section entitled
Clean Water Act, it is pointed out that municipalities must provide
treatment commensurate with "best available technology" by 1983 and
that in appraising their waste management options, localities must address
(R-l)

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                                                                   - 3 -
the control of all major sources of stream pollution (including combined
sewer overflows, agricultural, street and other surface runoff).In
addition, the proposed EPA Consolidated Permit Regulations, Sec. 122.79
and Sec. 122.82(e), may require that the storm sewers of Beulah be subject
to the NPDES permit program, in which case it would seem that the storm
water would need treatment, including phosphorus removal.

We recommend that the issue of larger than ambient loads of phosphorus
from Cold Creek  be addressed in the Final Environmental Impact Statement
from the point of view of whether this load should be included in the
facilities plan for Crystal Lake.

On page 96 it is stated that the Michigan State History Division would   (R-34)
require a survey prior to construction to verify the existence of any
archeological sites that may be impacted by the selected alternative.
Results of the survey should be made a part of the final environmental
impact statement.

The definition of aquifer on page 195 should include a qualification
concerning the degree of availability of ground water.   For example,
the definition should specify that an aquifer will yield useful or economically
sigificant quantities of gound water.

                                 Sincerely yours,
                                 David L. Jervis
                                 Regional Environmental Officer

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                                      STATE OF MICHIGAN
M i rfiiftlfr
                                  WILLIAM G. MILLIKEN, Governor

                     DEPARTMENT OF MANAGEMENT AND BUDGET

                                P.O. BOX 30026, LANSING, MICHIGAN 48909

                                     GERALD H. MILLER, Director
                                             September  6,  1979
              Mr.  Eugene Wojcik, Chief
              EIS  Section
              Environmental Protection Agency
              Region V
              230  South Dearborn Street
              Chicago, Illinois  60604

              Dear Gene:

              As promised,  I am forwarding to you the enclosed  report  of  the
              Michigan Interdepartmental Environmental  Review Committee
              (INTERCOM) on the Draft Environmental  Impact  Statement entitled,
              "Alternative  Waste Treatment Systems  for  Rural Lake  Projects,
              Case Study Number 1."  INTERCOM, composed of  representatives
              from all nineteen state departments,  adopted  the  report  on
              September 6,  1979.  The report will receive final  consideration
              by the Michigan  Environmental Review  Board on September  24,
              1979.

              The  Environmental Review Board previously reviewed the Draft
              Environmental Impact Statement on  the proposed Huron Valley
              Wastewater Control System.   I would appreciate receiving three
              copies of the final EIS on that project at your earliest
              convenience.  Thank you.
                                               Sincerely,
                                               Tepry  LyYonker
                                               Presiding  Chairman
                                               Interdepartmental  Environmental
                                                 Review Committee
               enc.
THE
GREAT
STATE
    *

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                                REPORT TO INTERCOM


               Ad Hoc Committee Review of the Draft Environmental Impact
               Statement  (EIS 216/F/8) For the Crystal Lake Facility
               Planning Area, Benzie County, Michigan, Prepared by Region V
               Office of  the US Environmental Protection Agency


The draft EIS discusses several waste water management options for the Crystal Lake
Planning Area in Benzie county and recommends adoption of the "Limited Action
Alternative" which was found to be most cost-effective.  Selection of this
alternative would eliminate from further consideration a facility plan developed by
the Crystal Lake Sewage Disposal Authority under the provisions of section 201 of
the Federal Water Pollution Control Amendments of 1972.

Concern about the high cost of implementing the "201" plan, amounting to $8,654
per residence in the planning area, caused EPA to undertake its own study which
resulted in the identification of several alternatives and preparation of this EIS.


Synopsis

a.  Project Area

     The area covered by  the EIS includes Lake, Benzonia and Crystal Lake townships,
the city of Frankfort and the villages of Benzonia, Elberta and Beulah.  Both the
city of Frankfort and the village of Elberta operate primary sewage treatment plants
which discharge in Betsie Lake.  Both facilities have insufficient hydraulic
capacity to meet effluent limitations required by the NPDES permits issued by the
Department of Natural Resources.

The village of Beulah's treatment works consist of a series of oxidation 'ponds
originally designed to dispose of the effluent via two seepage ponds.  Problems of
hydraulic overloading in recent years necessitated periodic discharges of treated
effluent to Betsie river.  The NPDES permit provides for such discharges on a
semi-annual basis but they apparently take place more frequently as the community
has failed to install the necessary improvements stipulated in the permit.  The
remaining portions of the planning area lack central collection and treatment
systems and are served by individual on-site disposal facilities.

A sanitary survey conducted in connection with the preparation of the EIS indicated
that over 50 percent of the on-site disposal systems around Crystal lake were in
violation of the sanitary code while a substantial number were found to be leaching
effluent into the lake.  Except for the vegetation along the shore line which was
correlated with the influx of sewage effluent, the water of Crystal lake is otherwise
considered to be of high quality.

Of considerable concern is the deterioration of the water quality of Betsie lake
where excessive nutrient loading have created serious eutrophic conditions.  The
major cause of this problem are the non-point pollution sources in the Betsie
river watershed tributary to the lake and the effluent discharges from the primary
treatment plants serving Frankfort and Elberta.

The majority (approx 60 percent) of the population in the Crystal Lake planning
area consists of season resident most of whom are located in the unsewered area
surrounding Crystal lake.  In contrast, the small urban centers have mostly permanent
populations.

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Report to INTERCOM
Page Two


b.  Proposed Waste Water Management Plan

The Limited Action Alternative selected by the EPA as the preferred system for the
Crystal Lake Planning Area would replace the primary treatment plants of Frankfort
and Elberta with a single secondary facility discharging into Betsie lake.  The
plan also provides for rehabilitation of the collection sewer systems of the two
communities.  The village of Beulah would retain its treatment plant while in the
remainder of the area existing on-site systems would be repaired and upgraded.
The feasibility of cluster systems or other off-site systems for the northeast
and southeast shores of Crystal lake would be considered.  The plan further
proposes the creation of a small waste flow district in the unsewered portion of
the planning area for managing the on-site waste water systems.


Comments

The committee identified a number of inconsistencies and problems with the limited
action alternative recommended by EPA.

1.  Under the Clean Water Act of 1977, individual on-site and cluster systems are
considered "alternative technologies"., Repair, renovation and replacement of such
facilities are therefore eligible for 85 percent federal cost share, provided they  *
are privately-owned, serving year-round residences or are publicly-owned, year-
round or seasonally used.  Seasonally-used, privately-owned systems do not qualify.

Since the population in the  unsewered portions of the planning area consists
mainly of seasonal residents it would seem that the federal financial assistance
program would not likely contribute much to correcting the problems associated with
individual on-site systems.
2.  Applications for federal grants to finance the rehabilitation or construction
of on-site systems must be filed by a public body or governmental entity.  EPA
regulations (40CFR35) also require  the applicant to be responsible for the proper
operation and maintenance of the system.  The applicant must further certify that
there is assurance of unlimited access to each individual on-site system at all
reasonable times for inspection, monitoring, maintenance and operation.

Michigan has no statutes authorizing units of local government to manage waste
water facilities other than those connected to conventional collection systems.
Therefore, it appears that the proposed waste management plan for the unsewered
part of the project area is non-implementable unless Act 320 of 1929 is applicable
as suggested in the EIS.

3.  The EPA recommended plan seems  to favor the use of cluster systems in selected
areas around Crystal Lake where  small lot sizes or soil limitations preclude the
installation of individual on-site  disposal facilities.

Site  conditions are more critical in  the design of cluster  systems than  of  sewers.
However,  it seems  that  little  site-specific information is  available to  determine
(R-21

(R-24

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Report to INTERCOM
Page Three

whether cluster systems are technically and socially acceptable in the locations
considered for this purpose.

A.  In view of the limited impact of the existing on-site system on the water
quality of Crystal Lake, it would seem that upgrading of septic tank facilities   (R-21)
with implementation of a government-enforced maintenance program would remedy
the present problem of aquatic plant growth along the shore without the need
of creating a special management agency.

5.  No problems were found with the elements of the plan dealing with centralized
waste water management recommendations.

                                         Respectfully submitted,
                                         Emmanuel T. Van Nierop
                                         Michigan Department of Agriculture
                                         Jan H. Raad
                                         Michigan Department of Transportation


8/30/1979


                                          Adopted by INTERCOM on September 6,  1979
                                          Terry L.  Yonker, Presiding Chairman
                                          INTERCOM

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                                       STATE OF MICHIGAN
NATURAL RESOURCES COMMISSION                         ^>j$                              STEVENS T MASON BUILD
  JACOB A HOEFER                                                                   BOX 30028
  CARL T JOHNSON                        WILLIAM G MILLIKEN, Governor                      LANSING MI 48909

                          DEPARTMENT  OF NATURAL RESOURCES
  HARRY H WHITELEY                          HOWARD A TANNER, Director
  JOAN L WOLFE
  CHARLES G YOUNGLOVE                                AugUSt 29,  1979
           Mr.  Todd A.  Gayer
           Assistant Division Director
           for  Construction Grants
           U.S.  EPA - Region V
           230  S.  Dearborn Ave.
           Chicago, IL   60604

                                          RE:   Crystal Lake Environmental Impact
                                               Statement,  Project No.  0262844-01

           Dear Mr. Gayer:

           We have completed our review of the draft Environmental Impact Statement
           for  the Crystal  Lake  Area Sewage Disposal Authority,  Benzie County,
           Michigan, and have the following concerns.

           The  Environmental Impact Statement  fails to come to a final conclusion
           as it does not contain all data necessary to support the alternative
           recommended  therein.   The EIS claims that local on-site systems are
           cost-effective,  yet,  it  does not provide information indicating the
           number of systems needed, but refers to the fact that extensive on-site
           analysis will be done in the Step 2 stage.  These extensive on-site
           studies must be done  in  Step 1 as they are an important factor in developing
           the  cost-effective analysis.  Until such time that the exact number
           of facilities needing replacement or upgrading are known, a true cost-
           effective analysis can not be completed.

           We also wish to point out that the  various alternatives considered in
           the  EIS are  inconsistent with Appendix A.  Appendix A requires that
           all  feasible alternatives and waste management systems shall be initially
           identified.   These alternatives should include systems discharging to
           receiving waters, land application  systems, on-site and other noncentralized
           systems including revenue generating applications and systems employing
           the  reuse of wastewater  and recycling pollutants.  In identifying alternatives,
           it is required that the  applicant consider the possibility of no action
           and  staged development of the system.  The EIS does not address the
           possibility  of the no action alternative for the Crystal Lake area.
                                                                                        (R-
           It is our opinion that the National Environmental Policy Act is being
           misapplied by EPA and has become a facilities planning task performed
           at the federal level rather than an evaluation of the selected alternative
           contained in the original facilities plan.
                                                                                       (Rr-
  VHCTTLG%M
      1*
THE
GREAT
LAKE
STATE

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The EIS is furthermore inconsistent in its evaluation of various systems
and the need for such systems.  The agency is reviewing the project           (R-38)
with decentralized measures under a different set of standards than
if a centralized system were proposed.

The report contains three different population projections for the area
under different proposals.  Our understanding of population projections       ( R-4Q)
under the 201 program is to estimate how many people will be living
in an area in 20 years and then develop alternative ways of addressing
their needs.  The EIS leads one to understand that more people will
automatically locate in the service area when sewers or a central collection
facilities are provided.  This seems to ignore all other factors involved
in projecting population including employment, the energy situation,
etc.  We would appreciate clarification on this item.                         (R-41)

The State of Michigan agrees with the segmenting of the Frankfort-Elberta
areas and has already taken the initiative to prioritize the projects
based upon information contained in the draft EIS.  Upon receipt of
the final EIS and/or revised facilities plan by the authority, the State
of Michigan will revise the priority list based on the information contained
therein.

It is our recommendation that the additional on-site technical evaluations
be conducted prior to finalization of the environmental impact statement
at least for the Crystal Lake area so that a true cost-effective solution
can be evaluated.  It is possible that these studies will show that
portions of the lake are not suitable for renovation or upgrading
to local codes due to topography, lot size, elevation, and other factors,
and that even a more localized breakdown or less extensive service area
may be appropriate, i.e. renovate and/or serve only the northeast portion
of the lake.  Until these issues are addressed, we feel that a cost-
effective analysis for the Crystal Lake area has not been properly prepared
and cannot be evaluated.

We appreciate being given the opportunity to provide our comments on
the Environmental Impact Statement.  If you have any questions with
respect to our comments, do not hesitate to call.

                                    Very truly yours,

                                    WATER QUALITY DIVISION
                                    Richard T. Hinshon, Chief
                                    Grants Administration Section
RTH/TK:ma
cc:  Eugene Wojcik
     Elaine Greening
     Crystal Lake Area Sewage Authority
     Ralph Heiden
     Merle Crow

-------
United States
Department of
Agriculture
Soil
Conservation
Service
1405 South Harrison Road, Room 101
East Lansing, Michigan
48823
                                                       August 17, 1979
Mr. Gene Wojcik,  Chief
EIS Section
U.S. Environmental Protection  Agency
Region V
230 South Dearborn Street
Chicago, Illinois  60604
We have  reviewed  the  draft  Environmental  Impact Statement,  Alternative
Waste Treatment Systems  for Rural  Lake  Projects,  Case Study No.  1, Crystal
Lake Area  Sewage  Disposal Authority  in  Benzie County, Michigan.   We have
the following comments:

    On page V under Environment-Soils,  the  second paragraph indicates the.
    Soil Conservation Service  accepts or  rejects  a site for on-site sewage
    systems.  The Soil Conservation  Service provides soils  identification
    and  soils limitations.   The  decision  to accept or reject is  left up to
    others.  This paragraph also states that the  Soil Conservation Service
    considers excessive  permeability to be  a limitation to  on-site
    systems.  We  do consider excessive  permeability to be a limitation
    where  the affluent might find  its way into water supply systems
    (wells) or to open waters, such  as  Crystal Lake.

    The  third paragraph  on  page  31 indicates the  Soil Conservation Service
    is currently  in the  process  of performing a soil survey for  Benzie
    County; this  is not  the case.  In the fourth  paragraph, the  last
    sentence should be corrected to  read  "The Soil Conservation  Service
    emphasizes that the  existing soils  data are not specific enough for
    on-site septic tank  evaluations".

    The  last paragraph on page 34; we feel  that the purpose and  the
    intensity of  the  two soils evaluations  are significantly different and
    that they should  not be compared.   Again, the Soil Conervation Service
    provides basic soils information and  interpretations.  The SCS does not
    issue  any permits.

    On page 36, we question the  advisability of including Table  2-1 in
    this draft environmental impact  statement.  The data in this table are
    not  compatible.   In  general, we  feel  this section on soils and soils
    limitations in the draft environmental  impact statement is not clear,
    not  consistent and should  be rewritten.
                                                            (R-3)
                                                            (R-5)

-------
                                    -2-
We appreciate the opportunity to review and comment on this draft EIS and
would appreciate the chance to review the final environmental impact
statement.
Arthur H. Cratty
State Conservationist

AHC:rwg:rs 5252A

5252A

-------
                                      STATE OF MICHIGAN
MlrHlfita
THE
GREAT
LAKE
STATE
                                  WILLIAM G. MILLIKEN, Governor

                     DEPARTMENT OF MANAGEMENT AND BUDGET

                                P.O BOX 30026, LANSING, MICHIGAN 48909

                                     GERALD H MILLER, Director
                                                        October 24, 19W    f^
              Mr.  Eugene Wojcik, Chief                                 O
              EIS  Section                                              ",-„     c
              US-EPA,  Region V
              230  S.  Dearborn St.
              Chicago, Illinois  60604

              Dear Mr. Wojcik:

              Enclosed is a copy of the Michigan Environmental Review Board's
              comments on the draft EIS entitled "Alternative Waste Treatment
              Systems  for Rural Lake Projects, Case Study Number One."  This      (R-20)
              report was adopted with the added proviso that the planning for
              the  waste water treatment system for the Village of Beulah be
              coordinated with the study for the Crystal Lake Area.

              A copy of this report will be forwarded to the Governor, MDNR and
              Michigan A-95 Clearinghouse.

              Sincerely,
              Boyd Kinzley, Executive Secretary
              Michigan Environmental Review Board
              Enc.
              BK:mf
              cc:   Dr. Howard Tanner
                   Mr. Hank Doerr
                   Dr. William Cooper
                   Mr. William Rustem

-------
               MERE Review of the Federal  Environmental

               Impact Statement on Alternative Waste

               Treatment Systems for Rural  Lake Projects:
               Case Study Number 1, Crystal  Lake Area,
               Benzie County, Michigan

                                  by

                              Bill Cooper

                              Dick Passero

     The draft environmental impact statement brings to public attention
several issues that have been previously discussed by M.E.R.B.  The Federal
Environmental Protection Agency initiated  the impact statement preparation
following a 201 facilities plan which recommended an extensive sewering system.
This alternative would produce the desired level of water quality protection,
but at considerable costs in monies and secondary developments.   M.E.R.B.
engaged in a similar discussion when we reviewed the "Huron River Super Sewer"
plan.  Since E.P.A. had to initiate the analysis of decentralized alternatives,
it appears that the D.N.R. should have developed an interest in alternatives
besides intensive hardware solutions.  This attitude must be challenged for
rural areas like Crystal Lake.

     The E.I.S. also discusses the conflict between the Soil Conservation
Service and the Department of Public Health concerning the premeability
criterion in determining soil suitability  for land application of waste water
(pg. 34).  This issue has arisen several times in the past and deserves
resolution.  M.E.R.B. recommends that the  S.C.S. and the D.P.H.  make a joint
presentation at our November meeting on the issues of disagreement.

     The E.I.S. describes the groundwater  hydrology and water quality
characteristics on pages 47-52.  The E.I.S. also identifies the extensive
use of groundwater for municipal drinking  supplies  (Table II-3).  On page
D-4 of the Appendix, the statement "however, NPDES regulations no longer
apply because the treatment system is groundwater discharge.  There are no
effluent limits associated with this type  of discharge;" raises a number of
obvious questions.  M.E.R.B. recommends that the D.N.R. present an explanation
of the existing procedures for monitoring  "groundwater discharges" and
itemizes how many of these operations exist in the state.

     The E.I.S. states  (pg. 106) that the  "D.N.R. requires the equivalent
of secondary treatment prior to land disposal."  The E.P.A. has issued a
memorandum that states  "A universal minimum of secondary treatment for
direct surface discharge... will not be accepted because 'it is inconsistent
with the basic concepts of land treatment."  M.E.R.B. recommends that the
D.N.R. present a discussion of the merits  or conflicts that they perceive
with this E.P.A. position.


10/22/79

-------
             STATEMENT  CY  BENZIC COUNT' DEPARTMENT OF PUBLIC
             WORKS  FOR  PUBLIC HEARING OH EIS August 6, 1979



           It is  the desire of  the DPW to  implement the majority preferences


of  the public  in connection with the Crystal Lake Area Sewage Disposal


Project.   It is  not the intent of Ihe DPW 'to arbitrarily impose minority


views on those who must bear the local shar.e of the cost of the project.


           One of the DPW  basic principles is that the local cost of the


project will be paid only by those directly benefiting.  A general tax


on  the entire County is inappropriate, even though a significant part of


the County economy depends on maintaining the quality of Crystal Lake.


           It is clear, based on data in the EIS, that no other alternative


other than the Limited Action Alternative, except possibly Alternative 6,


can be justified.  Alternate 6 might be justified if additional  data
                                             •^

supporting it can he developed during Step II work.   The choice is between


the lessor of two evils:  one evil  is deterioration in the quality of


Crystal  Lake; the other evil  is the difficulty of administering and


managing the limited action alternative, which means more government


intrusion in people's personal  lives.   Nevertheless, the DPW recommends


the limited action alternative.


          The DPW would like to mention some of the problems of the Limited


Action Alternative, to show that the problems are recognized,  and as an*


indication that no effort is  being  made to  gloss over these problems.
 * / J ..'..,'

          1.   Cost may be underestimated.


          2.  ^Easements must be obtained giving DPW access to  septic


tanks and drain fields for inspection and maintenance.   Some people may
          w    '                 '     '

not voluntarily do this, particularly ivhere cluster system drain fields
          JA  ;

are concerned.
(R-25)
 (P.-il)

 (R-12)



  (R-24)
          3..  Legalities have not been tested in Michigan courts, but
       -  , f •«-•'"' •  •

have been tested and established in Colorado and California.


          4.  The Limited Action Alternative is not as long range,


permanent solution as sewers would be, and may turn out to be penny wise


and pound foolish in the next 50 years.- On the other hand, sewers would
                                     75
  (R-21)

-------
 ten/ to Increase the population density around Crystal Lake much faster

                                                     o
 than the Limited Action Alternative, and would be prohibitively expensive
                                             c     '        -          '

'compared to the limited action alternative.    .  -. .


           5.  Jurisdictional conflicts with the Tri-County Health Dept


 are possible.     '


           6.  Equitable user charges will  be difficult to determine and
t                 •       .      .      ,                ..--.'

 apply.


           Notwithstanding the foregoing problems  and provided that 'the


 Limited Action Alternative is the majority consensus,  the DPW will  do   .


 its best to implement the Limited Action Alternative.


      ,     Prolonged discussion  advocating  other alternatives  will  be


 wasteful  of time and counter-productive, because  EPA will  not approve


 other alternatives  unless new data can be.developed disproving existing,

    c^         •                     [        -
 dat^.





 cc:   Eberly,Willard

-------
                           (R-D
I am Larry Manville,  President of the Village of Beulah.   It seems
you people have done  everything in your power to get us to join the
sewer authority.  At  the first meeting I attended,  you had our sewer-
maps, and were just planning on taking them over.  I was  accused at
that time of being against the sewer, gentlemen that is far from the
truth.  The people of Beulah are not against your sewer,  but we are
against giving ours up or paying for yours.  We participated in phase
one,and only phase one of your project, and have no intentions of
participating any further.
     It also seems Beulah is the main culprit on the polluting of
Crystal Lake because  of Cold Creek.  Gentlemen let  me inform you
only a small part of Cold Creek is in Beulah, most  of Cold Creek
and the drainage ditch is outside of the Village.  We have farming,
golf courses, and homes along the creek and the drainage  ditch.  We
feel, if it has not been done, tests should be made all along these
streams to determan where, if any, the pollution is coming from.
This, then we can say with authority is where the sourse  lies.  Our
sewer lines cross the creek twice, in both places it is above the
water, this we have inspected and found in good shape.  Last year
we televised the sewer in the alley in back of main street where it
crosses the creek and grouted and air tested all joints.
     The taxpayers of Beulah have built and paid for their sewer and
we voted five mills when we built our Lagoons, this bond  issue we
hope to pay off in 1981.  1981 is the first year we can pay in advance
This is one big reason we don't feel we should join but most of the
reports include Beulah.  Second you people are talking of $15 a
month sewer charge, and this is not a final or definate charge.  The
average charge for water and sewer for three months for a family of
four is about $20.  To have you come in and redo our rates is unthinkable.
We are now operating  in the black as the State requires and that is
all we hope for.
     Gentlemen we of Beulah have done the only constructive work
that has been done.  We are not against your sewer or the preserva-
tion of the lake, we  are only against paying for it, the  confiscation
of our sewer, and the reference to Beulah being the one polluting
the Lake.
                                  Thank you,
                           (R-20)
' (sCrVSlS-fS t*""    A   >
js/j£jte*£**'

-------
ENGINEERS /PLANNERS /ARCHITECTS /SURVEYORS /GEOLOGISTS /CHEMISTS -611 CASCADE WEST PKWY . S E , GRAND RAPIDS, Ml 49506 • PH (616)942-!
                                             WILLIAMS fer WORKS
                                             TO WILLIAMS 1861-1941 • F D WORKS 1880-1931 • W B WILLIAMS 1895-1974



                                                   August  9,  1979

                                                   83742   31
           Mr.  Gene Wojcik, Chief
           EIS  Section
           Environmental  Engineering Branch
           USEPA Region V
           230  South Dearborn Street
           Chicago, Illinois 60604

           Re:      Crystal Lake Wastewater Project

           Dear Mr. Wojcik:

           Enclosed are our comments and questions pertaining  to  the  Environmental
           Impact Study for the above referenced project.

           They are contained in a letter to the Benzie County Department of Public Works
           dated August 1, 1979.

                                                   Sincerely,

                                                   WILLIAMS &  WORKS,  INC
                                                   Richard C.  Jones,  P
                                                   Regional Consultant
           RCJ/cln
           Enclosures

-------
ENGINEERS/PLANNERS/ARCHITECTS/SURVEYORS / GEOLOGISTS / CHEMISTS -611 CASCADE WEST PKWY , S E , GRAND RAPIDS, Ml 49506 • PH (616)942-9*
                                           WILLIAMS e>WORKS
                                           TO WILLIAMS 1861-1941 • F D WORKS 1880-1931 • W B WILLIAMS 1895-1974
                                                  August 1, 1979
       Mr.  Donald Graves, Secretary
       Benzie County Department of Public Works
       Benzie County Government Center
       Beulah, Michigan 49617

       Reference:  Crystal Lake Wastewater Collection & Treatment Project

       Dear Mr. Graves:

            At your Board's request, we have reviewed the draft documents of the
       Environmental Impact Study for the Crystal Lake Area Wastewater Project.
       Our comments and questions with regards to the review are contained in
       this letter.  Some of the questions that we have raised were answered by
       Al Krause during your July 20, 1979 DPW meeting.  The remaining questions
       which have yet to be answered are listed in this letter.

            In general, our comments pertain to suitability of soils for on-site
       systems, application of information generated documenting degree of correc-
       tive action needed, authority for implementation of the management system,
       and income of families in the county versus income of people in the service
       area.

            We find that the capital cost of recommended improvements; cluster
       systems and upgrading on-site systems,  for the immediate service area may
       be off by as much as 100$.  To date in  Michigan, the only cluster system
       of comparable size approved and funded  by EPA cost in excess of $400,000.
       This means that  the cost of the five proposed cluster systems would exceed
       costs  indicated  in the EIS and leave nothing for upgrading the remaining
       600 on-site systems that do not meet sanitary code.

            We find the $50 per year annual user charge fee grossly underesti-
       mated.  Because  of the figures used for other alternatives, we must assume
       that the  $50 per year also  includes debt  retirement of  the local share
       capital cost of  the limited action alternative.  Operation and maintenance
       plus replacement cost for  the proposed  five cluster systems and approxi-
       mately 975 remaining on-site systems, would be  nearly $300,000 per year.
       If  this cost were spread over all  of the  developed property,  it would  be
       approximately $250 annually  per user.
(R-12)
(R-28)
(K-13)
(R-29)
(R-30)

-------
Mr. Donald Graves                      - 2 -                       August 1, 1979
     These costs do not take into account service to be provided to vacant
lot owners for wastewater management in the future.  That cost would be shared
by the existing service area or be the total responsibility of the owner of the
vacant property.  In locations where the soil is unsuitable for on-site systems,
costs for an acceptable system could be extremely high.

     In essence what the limited action alternative has done from a cost
standpoint, is shifted the cost burden from immediate capital cost which
is grant eligible; to operation, maintenance, monitoring and replacement costs
which are perpetual and are not grant eligible.

     The "1977 Clean Water Act Amendments" provide for more flexibility regarding
types of systems that can be used by rural areas for wastewater management.  There
is more grant assistance available where innovative or alternative processes can
be utilized.

     There is the possibility that the foregoing can now make available wastewater
management at a more reasonable cost to users of the system.  However, one must be
careful not to oversell the concepts.  It is a situation of trade-offs.  Individual
on-site systems cannot provide the reliability of a sewer system.  On the other
hand, based upon the cost figures generated in the EIS as well as information on
water quality, one would be led to conclude that a conventional sewer system can-
not be justified to serve all of Crystal Lake.  We take exception to some of the data
gathered and some of the costs presented in the EIS.

     In more detail, we have listed below our comments and questions.
                                    COMMENTS


Item No.  1

     Throughout  the  report  there  is discussion with regards to suitability of soils
for on-site systems.  There is  considerable discrepancy between information generated
from Tri-county  Health  Department records and Soil Conservation Service soils inves-
tigations.  This leads  one  to conclude  that there are obvious gray areas with regards
to whether lots  with  existing on-site systems and vacant lots have suitable soils
for on-site  systems.  Although  the on-site systems that do exist may be functioning
adequately at  this  time,  they may in  the  very  near future, not function properly.
On vacant lots, where the on-site systems would  not be able to be utilized, because
of soil conditions  or water  table, a  waste disposal system could be a very expen-
sive  improvement, especially if the septic tank  effluent  had to be pumped to a
cluster system some distance away, or there might have to be continued pumping of
a holding tank.
(R-14)

-------
Mr. Donald Graves
- 3 -
August 1, 1979
Item No. 2

     An infra-red aerial photography survey was conducted during the summer
of 1978.  Few surface malfunctions of on-site sewage disposal systems were
found.  The report indicates that foilage may have hidden from view some
failing systems.  A sanitary survey was conducted by the University of
Michigan during September and October of 1978.  The results indicated that
over half of the lake shore on-site systems were violating the sanitary
code.  At this time of the year, few of the seasonal residents would have
been occupying their dwellings.  This type of a survey should have been
conducted during the summer months, or on a holiday week-end.  From this we
conclude that more than half of the on-site systems violate the sanitary
code.

Item No. 3

     With regards to implementation, it is stated that the concept of
public management for septic systems has not been legally tested in Michigan
present sanitary codes, however, have been interpreted as authorizing such
management by local governments.  We can only assume that this was an inter-
pretation by the Environmental Protection Agency and yet has to be tested
in the courts.

Item No. 4

     On page 32 of the Appendix, Item No. 5, indicates that location and
characteristics of the emergent plumes suggest direction of water flow is
entering the lake in the eastern sections and discharging in the western
sections towards Lake Michigan.  The low occurrence of plumes along the
western shore is related to the predominate outward flow of the region.
This may result in keeping nutrients out of Crystal Lake; however, we
question what is it doing to ground water that is supplying private wells
for residents on the western side of Crystal Lake.

Item No. 5

     The abstract for Section  F-l, indicates that on-site improvements
would be necessary.  It further indicates, that more than 60% of the homes
do not meet current public health regulations, therefore, if there are
1,085 homes on  the lakeshore,  and 60% have systems  that do not meet current
health  requirements, there are 651 homes that are going to need upgrading.
In the  limited  action alternative there  is a capital cost of $1,600,000,
(realistic or not) for  on-lot  systems to be replaced.  This  is a cost of
approximately $2,500 per lot.  We know that the cost for a cluster system
on a  per home or lot basis is  far in excess of that figure.
                                     R-7)
                                     (H-9)
                                     (R-10)
                                     Appendix
                                       A
                                      (R-21)
                                     (R-2)
                                      (R-ll)
                                      (R-12)

-------
Mr. Graves                         -4-                      August 1, 1979
Item No. 6

      On page No. 156 of the report, it states under the Section, "Long-term
Impacts", that 5' of soils are ample to remove bacteria, except in very course
grain highly permeable material.  This may be a debatable item as far as the
State Department of Natural Resources Wastewater Division and local health
authorities are concerned, but we are not convinced.  We suggest that current
literature be researched.

Item No. 7

      On page 87, the report talks about the characteristics of the popula-   (R-31)
tion, employment and income.  It appears as though there may be a discrep-
ancy between the study area and the service area.  The report preparers are
trying to use data for all of Benzie County, as a basis, when in fact, they
should be using the service area, which is quite different.


                               QUESTIONS


Item No. 1

      On page 22, under the section entitled, "Estimation of Costs for Alter-
natives", it indicates that there is a breakdown of costs listed in the
Arthur Beard Report.  It would be helpful to have the updated version of
breakdown of costs prepared by Arthur Beard & Associates for the cluster
systems, and for costs associated with renovation of existing on-site sys-
tems, also information with regards to quantity involved and cost associated
for each.  Al Krause indicated that he will be sending us this information;
however, as of the date that this letter was prepared, we have not received
it.

Item No. 2

      Throughout the report, there is very little information generated within
the Village of Benzonia with regards to documentation of on-site system
failures.  Somehow it was  concluded that gravity sewers would not be needed
for the Village of Benzonia.  Al Krause indicated that within the Village of
Benzonia, the site specific study will actually determine what amount of
upgrading of on-site systems^ or types of systems will be justified.  This
should be a part of this report.

Item No. 3

      On page 168, it states that after selection of a recommended alterna-
tive, discussed  in Chapter V, that alternative will serve as a baseline for
determining the  cost effectiveness and thus eligibility.  Collection and
treatment costs of other alternatives would not be eligible to the extent
that they exceed costs for comparable facilities in the recommended alter-
native.  It is our concern that the DPW have access to more detailed base
information for  the recommended limited action alternative to be able to

-------
Mr. Graves
                                   -5-
August 1, 1979
                                                                              (R-ll)
                                                                              (R-12)
                                                                               (R-12)
make a comparison for eligibility in the future.

      Al Krause indicated that with documentation, systems other than up-    (p~17)
grading of existing on-site systems can be justified and therefore, be
grant eligible.  Therefore, only after thorough investigation in the Step
2 phase, or possibly Step 3 phase, can the final eligibility be determined.

Item No. 4

      In looking at the cost figures for the limited action alternative in
Section J-2, there is no indication of how many cluster systems are planned
and how many on-site systems are to be upgraded with regards to septic tank,
tile field replacement.or renovation by the hydrogen peroxide method.  There
has been no allowance made for growth in the limited action alternative for
on-lot systems in the lakeshore area, although in the other alternatives,
there is allowance for growth.  More specific information is needed to be
able to make a detailed analysis.

Item No. 5

      Only 25% contingency is allowed for the limited action alternative for
legal, administrative, engineering, etc.  It is felt that this percentage
is not high enough considering the cumbersome administrative aspects that
will have to be dealt with in the area of land acquisition.  In addition,
a very time consuming site specific study will be required, and the possi-
bility of higher than normal construction contingencies is required because
of uncertainties going into the construction phase.  Exact condition of
marginal operating on-site systems will only be known after they have been
uncovered during the Step 3 phase.

Item No. 6

      What is the boundary of the site specific study area.  Al Krause
indicated that it would be the same as the immediate service area as proposed
in the facility plan.  This is also the area that would have to be monitored
in the future with regards to affective functioning of systems.  It would
have to be determined whose responsibility it would be for any replacement
or upgrading of the systems in that area in the future.  It was indicated
by Al Krause that the Department of Public Works must have easements or
options on the properties that are included in the study area before the
DPW can receive their Step 2 grant offer.

Item No. 7

      We question whether the EPA Study actually  identified malfunctioning
systems with their aerial survey.  From the information that had been sent
to Don Graves in November of 1978, it  is obvious  that it does not go into
much detail.
                                                                               (R-24)
                                                                               (R-7)
                                                                              appendix
                                                                               A

-------
Mr. Graves                         -6-                    August 1, 1979
Item No. 8

      We question the cost per customer served for the limited action alter-   (R-H)
native as presented.  Al Krause confirmed that on the average it is $2,000.
This is based on cost information presented in the EIS.

Item No. 9

      In the study, there was discussion with regards to pumping wastewater
from the northeast corner of Crystal Lake to Beulah.  We question if there
are dollars allowed for improvement of the Beulah treatment facility.  Al
Krause indicated that there were no dollars allowed for the improvements to
the Beulah treatment facility in the limited action alternative.

Item No. 10

      Where is the septic tank sludge in the limited action alternative dis-   (R-15)
posed?  If it goes to the new Frankfort-Alberta Treatment Facility, are costs
allowed for that in estimating the new treatment plant cost?  Al Krause
indicated that they have incorporated those costs into the construction of
the new treatment plant at Frankfort-Alberta. What would be the additional
operating cost?
Item No. 11

      On page 130, there is a detail breakdown of the existing systems indi-
cating percentage of the on-site systems that have to have septic tanks or
drain fields replaced, plus those to be treated with hydrogen peroxide.
This is information included in alternative No. 3.  Is this information used
for the other alternatives?  Al Krause indicated that it is.  Show us what
it is for the recommended alternate.

                                               Sincerely yours,

                                               WILLIAMS & WORKS, INC,
                                               Richard C. Jones, P
                                               Regional Consultant
RCJ/LEA

cc:  Samuel Eberly
     Dayton Willard

-------
                  McNamee, Porler  and  Seelet]

                  2223 PACKARD ROAD  AN N ARBOR, M I C H 48104- AREA CODE 313 769-9220
fi I MtM*MEE W 5 HERBERT J C SELLE*
                                       August 3, 1979
   U.S. Environmental Protection Agency
   230 South Dearborn Street
   Chicago, Illinois 60609

                   Attn:  Mr. Alfred Krause
                   Re:    Review Comments on the Crystal
                          Lake Area Sewage Disposal Authority
                          Benzie County, Michigan
                          EIS Prepared by Region V EPA
   Gentlemen:
        McNamee, Porter and Seeley was the Wastewater Treatment
   Engineering Consultant for the City of Frankfort and Elberta
   during the preparation of the Step 1 Facilities Plan.  We
   are also the Consulting Engineers for numerous other communities
   that are faced with similar problems as were discussed in this
   EIS.  Therefore, our comments fall into two categories.  The
   first category consists of comments  relating to the City of
   Frankfort and Elberta portion of the Environmental Impact
   statement while the second includes general comments.

   I.   Frankfort and Elberta portion of the EIS.

        1.  The EIS recommends a 0.32 mgd wastewater treatment
            plant  (WWTP) for Frankfort at a cost of $2,181,000
            based on 1978 costs  (see Appendix J-2).  The
            Facilities Plan included a 0.32 mgd WWTP for
            Frankfort as part of Alternative 4 at a project
            cost of $2,746,000  (see page 6-24).  Based on
            an ENR index of 2776 for 1978 and 2414 for the time
            of the original estimate, the cost estimated in
            the Facilities Plan would be updated to $3,158,000
            as a 1978 cost.  Therefore it appears that the cost
            estimates used in the EIS are low.  We recommend
            that EPA prepare a revised cost estimate based on
            1979 bids for similar work in Michigan.
(R-ll)


(R-16)

-------
McNamec.Porler and Seeleq

          U.S.  Environmental Protection Agency
          August  3,  1979
          Page  Two
               4.
         The Frankfort NPDES permit requires advanced
         secondary treatment and phosphorus removal.
         However, the EIS does not indicate whether
         the documentation required by PRM 79-7 has been
         satisfied.

         Page 117 of the EIS states that septage would be
         treated at the RBC plant.  If this RBC plant is
         meant to be the one proposed for Frankfort, the
         EIS should clearly state that.  Neither the
         Facilities Plan nor the EIS included cost for
         septage treatment.  The quality of septage is not
         stated in the EIS.  There is no cost effective
         analysis in the EIS to determine if it would be cost
         effective to treat the septage at the Frankfort-
         Elberta WWTP or by some other method such as land
         disposal.  Elsewhere in the state, we evaluated
         septage disposal at an RBC treatment plant and
         determined a cost of $56.80 per 1000 gallons of
         septage for treatment at the treatment plant.
         That figure did not include the pumping and hauling
         cost.  In that project, land application of septage
         was shown to be more cost effective.

         EPA has indicated an interest in segmenting the
         Frankfort-Elberta portion of the proposed project
         from the Cyrstal Lake project.  We concur with
         this and recommend timely implementation of the
         segmenting.

II.   General Comments

     1.   The EIS lacked sufficient detail on the onsite and
         cluster alternatives in order to enable an evaluation
         of whether the systems would function properly.  It
         was also not possible to determine whether all costs
         associated with such systems were included.  Based
         on our calculations for similar projects in a nearby
         area, the costs for the onsite and cluster systems
         is low.
                                                                        (R-18)
                                                                       Appendix
                                                                          A
                                                                        (R-15)
                                                                         (R-1D
                                                                         (R-12)
                                                                         (R-14)
                                                                         Appendix
                                                                          B

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McNamee,Porter and Seeleq
          U.S.  Environmental Protection Agency
          August 3,  1979
          Page  Three
               2.   The level of detail provided in the EIS concerning the
                   basis of design for the alternatives is much less
                   than the Michigan Department of Natural Resources
                   requires in Facilities Plans currently being prepared
                   in Michigan.

               3.   The EIS does not include a responsiveness summary
                   of the public meetings.

               4.   The term "Standard Population" should be more clearly
                   explained as well as the method by which it was
                   determined.

                                 Very truly yours,

                                 McNAMEE, PORTER AND SEELEY
                                 BY
(R-4(
                                    f Richard W. Force

          RWF: gh

          cc:  Mr. Dan Post, City of Frankfort
               Crystal Lake Authority

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HARMON CULHANE, PETERSEN, & BLETCHER
    17 August 1979
    Gene Wojcik, Chief
    EIS Section
    Environmental Engineering Branch
    Water Division
    Region V
    United States Environmental Protection Agency
    230 South Dearborn Street
    Chicago Illinois  60604

    RE: Draft EIS; Crystal Lake Area Sewage Disposal Authority, Benzie
        County Michigan; Alternative Waste Treatment Systems for Rural
        Lake Projects; Case Study Number !L.  2§_ June 1979.

    Dear Mr. Woj cik,

    We have decided not to submit our review memorandum on the Crystal
    Lake Study at this time.  It seems unreasonable to take you to task
    for the length of the Crystal Lake EIS in a document that  I judge
    to be eight times the length it needs to be itself.

    It is our position that the limited action alternative proposed by
    EPA for this study area is the correct alternative.  It will work,
    and, we believe, meet the water quality goals that it claims.  And,
    at a greatly reduced cost to the public.

    We do not, however, believe this to be an adequate water quality
    improvement plan for the study area defined as the Crystal Lake
    Watershed and Lower Betsie River Valley, within the meaning and
    intent of PL 92-500 and PL 95-217.  It does not address water qual-
    ity matters other than sewage disposal, and it does not propose
    facility or institutional arranaements to address those matters, as
    is the clear intent of the Federal legislation.

    We find the division of this project into two parts, a municipal
    wastewater treatment project and a rural lake project, by  the
    Michigan Department of Natural Resources for priority list purposes
    to be totally unacceptable.  Such action by MDNR compromises the
    water quality effort in the study area by dividing the pressing
    Frankfort-Elberta treatment works problem from the no less important
    Crystal Lake water quality problem, allowing the less obvious and
    more difficult of solution problem to attempt to forge ahead on its
    own, without the driving force of the readily apparent present
    danger to water quality in Betsie Lake and Lake Michigan posed by
    the Frankfort plant.  We find, in addition, that MDNR took this
    action without notice or hearing as required by State and Federal
    Law.

    Participation by the public in this decisionmaking process has not
    been in accordance with EPA's own standards for Citizen information,
    education, and participation.  The efforts of Mr. Al Krause, the
    EPA Project Officer, to bail out this particular turkey are to be
    highly commended, mitigated only by the fact that he has been re-
    sponsible for this EIS effort from its inception, and a lesser ef-
    fort earlier on might have achieved a better result.  EPA needs to
    address these matters in the Final EIS for the benefit of  the Step
    II process, which we hope will include excellent citizen information
    education, and participation elements.
(R-l)
(R-19)
 (R-36)

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TEB to Wojcik: Crystal Lake EIS: 17 August 1979: page 2


We believe that EPA has, in the Crystal Lake study, prepared an
alternative facilities plan, and not an environmental impact
statement.  That a good result, and an economy for the Benzie
County DPW, have come from this irregular practice ought not to
detract from this serious encroachment on the rights and duties
of the local and State government agencies, responsible under
the Federal statute" and EPA regulations for Water Quality Facility
Planning.

The Final EIS should include a description of the techniques used
in the study—The Septic Snooper, and Aerial Infrared Photography—
that rises above mere journalism, and shows that the writer had
some knowledge of the scientific method.  The link should be forged
between hypothesis, data, theory, and proof in a credible and
reproducible way, and that substituted for, among other things,
the endless reproduction of Seotic Snooper chart paper in the
Draft EIS.

The Draft EIS's financial and institutional analysis section, which
is factually in error on several points, and incomplete and poorly
done in its entirty should be deleted from the Final EIS and re-
placed with the excellent and accurate institutions and financing
study prepared for the Michigan 208 Planning effort by Miller, Can-
field, Paddock, & Stone of Detroit Michigan, a firm of expert and
qualified Michigan municipal bonding counsel.  We are not aware
that Miller, Canfield has updated this study to include the effect
of the Headlee Amendment to the Michigan Constitution in 1978, but
that should be included in the final EIS as well.

Taken as a Facilities Plan, the Draft EIS is incomplete, vague,
and generally weak on economic, land use, and environmental matters
of great concern in this project area.  Taken as an environmental
impact statement, it fails to meet minimal EPA and CEO requirements
for a valid EIS--on some of the same matters, and others of tech-
nical interest such as length and apparatus.  It is hard to suggest
a way out of this dilemma, and I am glad that that is EPA's task
and not mine.
The McNammee bathymetric map of Crystal Lake, prepared in 1943,
shows that some 20% of Crystal Lake is eligible for eutrophic action,
These areas are those with other major water quality problems other
than shallow water--densely developed shoreline, Cold Creek inflows,
and so forth.  Shortsightedness and inaction can easily destroy this
priceless water and related land resource.  Proceeding with the
limited action alternative on both the municipal and lake fronts
is the most important next step for EPA, the MDNR, and the Benzie
County DPW.  Fixing the Facilities Plan and The EIS will not help
water quality in Benj&ie County one bit.
                                                                    (R-7)
Thomas E. Bletcher
Senior Partner

815 South First Street
Ann Arbor Michigan 48103

(313)  663-8005

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           Johnson & Anderson, Inc.
           Consulting Engineers
           Design and Engineering Division
           2300 Dixie Highway PO Box 1166
           Pontiac, Michigan 48056
           Telephone 313-334-9901
J&A Group
             July 19, 1979
             Mr. Gene Wojcik, Chief
             Environmental Impact  Statement Section
             Environmental Engineering  Branch
             U.S. EPA Region V
             230 S. Dearborn St.
             Chicago, Illinois  60604

             Dear Mr. Wojcik:

             In response to studying  the Draft E.I.S. for the Crystal Lake  Sewage
             Disposal Authority, Benzie County, Michigan, I would like  to offer  the
             following comments:

                  1)  The analysis of decentralized alternatives (involving
                      substantial  on-site upgrading) and their management approaches
                      is excellent and  should be mandatory in the development  of a
                      Facilities Plan;  rather than allowing the usual cursory
                      examination  of  such worthy alternatives.

                  2)  The analysis of flow reduction and water conservation
                      techniques   in  alternate sewer designs was very impressive in
                      terms of  hindering the likely adverse impacts on  the  lake  from
                      future watershed  development.  Again, an honest (rather  than a
                      cursory)  examination of these techniques should be  required of
                      the applicant in  the Facilities Planning stage instead of  the
                      E.I.S. stage.

                  3)  For analysis of sewering in the vicinity of a lake, a
                      practical nutrient budget (including on-site soil evaluations ;
                      dye/smoke testing; groundwater, surface and well  water
                      sampling; and the use of the ultraviolet fluorescent  "septic
                      snooper", to detect the septic system effluent actually
                      entering  the lake) should be a must in order to protect  such
                      an important and  valuable ecosystem.

                  4)  Guidelines should be specified by EPA on both theoretical  and
                      practical nutrient budget development for use in  Facilities
                      Plans as  well as  Act 314 Lake Restoration projects.   The
                      biggest discrepancy lies in the theoretical input of  nutrients
(R-8)
           Member: Johnson & Anderson
           Engineering Services Group, Inc.
           Total Scope'
          I

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Johnson & Anderson, Inc.
Consulting Engineers
Design and Engineering Division
 Mr.  Gene Wojcik,  Chief
 July 19, 1979
 Page Two
           to  the  lake  from shoreline septic tank systems.  For example,
           the EPA National Eutrophication Survey recommended a value of
           0.25 Ib/capita/year of total phosphorus as that which would
           leach from soil  disposal systems within 300 feet of a
           lakeshore  (p.  60 of Crystal Lake D.E.I.S.).  However, MDNR
           recommends that  only a 200 foot shoreline envelope be used to
           count septic systems; and furthermore, recommends that the
           total phosphorus leaching to the lake be calculated by
           multiplying  1.8  Ib/capita/year (Vollenweider, 1968) times a
           percentage figure based on the soil's phosphorus adsorbing
           capacity.  For soils around lakes in Oakland County this %
           figure  is  often  45%, thereby resulting in a phosphorus load of
           0.81 Ib/capita/year; or more than 3 times the load suggested
           by  the  National  Eutrophication Survey.  Hence, the potential
           for sewering around a lake is three times as great with the
           MDNR recommendations as with the EPA recommendations!  For
           proper  environmental protection, clarification on this point
           is  needed.
  Sincerely,

  JOHNSON  & ANDERSON,  INC.
 Michael  A.  Czuprenski
 Environmental  Engineer/Planner

 MAC:Is

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UNIVERSITY OF WISCONSIN-MADISON



         DEPARTMENT OF SOIL SCIENCE    1525 Observatory Drive
                                 Madison, Wisconsin 53706
                                 608-262-2633


                                            August 17, 1979

 Gene Wojcik,  Chief
 SIS Section
 Environmental Engineering Branch
 USEPA,  Region V
 230 Dearborn St.
 Chicago, Illinois  606C4


 Dear Mr. Wojcik:

      The EPA is to be commended for its fine job in pre-

 paring a comprehensive and thorough draft EIS for the Crystal

 Lake area proposed facility plan in Benzie County, Michigan.

 The EIS was quite effective in pointing out the possibly

 undesirable,  secondary impacts of a sewer installation in

 the area.  In recommending the limited action alternative, the

 EPA seems to be complying with Tanis1 conclusion that "an

 alternative which addresses specific problem areas may be

 more appropriate" than complete sewering of the shoreline

 (  Tanis, 1978 ).  I wholeheartedly agree with this viewpoint.

 However, there is one point which has me slightly confused.

      Consider these statements made in three recent publi-

 cations dealing with Crystal Lake water quality:                 (R-l)


          "It is apparent that significant contributions
         of nutrients are made by Cold Creek discharges
         to Crystal Lake. Also it is apparent that the
         phosphates are being contributed by several
         business establishments and houses along the
         north branch." (Gannon, 1970)


          "Cold Creek watershed is an area of high
         influence on water quality....The greatest con-
         tributions of phosphorus to Cold Creek originate
         from the village of Beulah and its vicinity....

-------
        Consideration should be given to alternative
        collection and routing of Beulah stormwater."
        (Tanis, 1978)


         "Impact analysis has indicated that.non-point
        source runoff contributes a large percentage of
        the total Crystal Lake nutrient load....The two
        major nonpoint sources have been identified
        as the lower Cold Creek watershed and the lake
        bluffs....Alternatives to the current practice
        of routing Beulah's stormwater  to Cold Creek
        should be investigated." (EPA, 1979)


     It seems quite evident that Cold Creek contributes sig-

nificant quantities of phosphorus to Crystal Lake.  Indeed,

by EPA's own estimate, jQ.Qfo of the total phosphorus load to

Crystal Lake originates in the Cold Creek watershed,  while a

maximum of 6.7$ is contributed by septic tank seepage fields

(EPA, 1979). Data presented by Tanis (1978) shows that about

68fo of the phosphorus loading from Cold Creek occurs during

the months of March and April. Taken together these figures

would seem to indicate that a substantial portion of the total

amount of phosphorus entering Crystal Lake (26%")  is brought

in by runoff from the lower Cold Creek watershed during

periods of both high rainfall and snowmelt. This amount of

incoming phosphorus exceeds by bQOfo the amount of phosphorus

contributed by septic tanks. EPA is recommending that 7.^ million

dollars be spent, in part, to eliminate septic tank inputs.

What about Cold Creek?

     Admittedly, it would be impossible to effectively

eliminate all phosphorus inputs from Cold Creek.  Any such sug-

gestion would be unrealistic. However, Tanis (1978) showed

extremely high phosphorus concentrations in Beulah stormwater

runoff samples and the EPA itself has recognized the importance

-------
of Beulah stormwater. Here, then, is the point of confusion.
     EPA seems to be interested in preserving the water quality
of Crystal Lake. It suggests that it's recommendation of
specific action on the water quality problem "is justified
to maintain (Crystal Lake's) unique scenic and recreational
value"  (EPA, 1979). Why, then,do none of the alternatives con-
sidered in the EIS address the possibility of rerouting
Beulah stormwater? It seems that any solution which attempts
to alleviate one problem while ignoring a much greater one is
no solution at all.
     As a graduate student in both soil chemistry and civil
engineering, and as a summer resident of the Crystal Lake area
I have both professional and personal interest in maintaining
the water quality of this most beautiful lake. I ask that in
the preparation of the final EIS the possibility of rerouting
Beulah stormwater be given more consideration than just passing
comment. If the EPA feels that 6.7$ or less of the total
phosphorus load warrants an expenditure of 7*^ million dollars,
than it seems to me that what could be a substantially larger
percentage ought not to go unattended. Even if no final action
to eliminate Beulah1 s contribution is recommended, it's con-
sideration as an alternative in the EIS would at least call
attention to a problem that is not well recognized by Crystal
Lake area residents.
     Thank you very much for allowing me to express my opinion
of the draft EIS.
                                  Sincerely you]
                                  A. James Pastene
                                  Research Assistant

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                 Literature Cited
EPA. 1979. Draft Environmental Impact  Statement.
     Alternative waste treatment systems  for rural
     lake projects.  Case study number  one,  Crystal
     Lake Area Sewage Disposal Authority, Benzie
     County, Michigan. June,  1979.
Gannon, J. J. 1970.  Crystal Lake water quality
     investigation.  Contract No. 33304-1-F.  School
     of Public Health,  University of Michigan,  Ann Arbor,
     Michigan.
Tanis, F. J. 1978. Final summary report on Crystal
     Lake water quality study for the Crystal Lake
     Property Owners Association.  Ann Arbor,  Michigan.

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                                          August 20, 1979

                                               ENVIRONMENTAL PKOFECTION AGENCY
                                                     RECEIVED
Mr. Alfred Krause, Project Manager
Environmental Engineering Branch
U.S. Environmental Protection Agency
Region V
230 South Dearborn Street
Chicago, IL  60609
                                                 AUG241979

                                          ENVIRONMENTAL ENGINEERING BRANCH
                                               TECHNOLOGY SECTION   -'
Re:
Draft Environmental Impact Statement - Alternative Treatment Systems
for Rural Lake Projects, Case Study No. 1., Crystal Lake Area Sewage
Disposal  Authority, Benzie County, Michigan
Dear Mr. Krause:

     Since I was unable to attend the public hearing on the draft EIS on
August 6, 1979 I would like to make the following general and specific
comments.

General Comments

     The great amount of data gathered during the case study support the
conclusion that the Facility Plan Proposed Action is neither economically
or environmentally justified.  While the alternatives including the
recommended limited action alternative are less expensive none are anticipated
to have a positive effect on the water quality of the main body of Crystal
Lake.  The positive effects on shoreline Cladophora  growths are questionable.
The EIS in this regard fails to recommend or address explicitly lake
management actions which are considered necessary to maintain or improve
the long term water quality.

     While the adverse effects of non-point sources (NPS) on lake water
quality are discussed within the EIS they are considered secondary to the
principal focus of the EIS which is to evaluate the impacts of the Facility
Plan Proposed Action.  Since NPS pollution is central to the water quality
problem I suggest a complete discussion of NPS with recommendations be
included in the EIS summary and recommendation sections.

Specific Comments

Refs. Kerfoot, W. 1978.  Investigation of septic leachate discharge into
      Crystal Lake, Michigan.

      Tanis, F.  1978, Crystal Lake Water Quality Study (CLWQS).

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Page Two

1.    The EIS value for annual  contribution  of  total  phosphorus  from
     precipitation as quoted  from the  CLWQS (Tanis,  1973)  is  for  a
     specific year and is estimated to be 22%  less than  the long  term
     average base upon the annual  precipitation.

2.    The hydraulic retention  time of 63.1 years as reported in  the EIS  is
     misquoted from the CLWQS where the retention time was estimated to be
     30.2 years.

3.    The annual  total phosphorus  loading from  Cold Creek is reported in
     the EIS (page 60) to be  679  kg/yr. This  estimate is  reported to
     have been made based upon data reported in the  CLWQS  report.  I
     suspect this value was obtained by integrating  under  the loading-time
     curve and is approximately twice  the sum  of monthly averages as
     reported by the CLWQS.  The  integration technique would  yield erroneous
     values of monthly loading during  March and April of 1977 when very
     high levels of total phosphorus were observed in Cold Creek.

4.    The EIS suggests on page 74  that  a large  discrepancy  exists  between
     the number of cottage sites  found with Cladophora growth during the
     CLWQS survey (5%) and that indicated by the sanitary  survey  (34%).
     The  former figure represents percentage  of the 1090  cottages around
     the lake which showed significant growths.  The sanitary survey's
     figure is given with respect to the 511 cottage which are located
     within 300 feet of the shoreline.  Only 10%  (approximately 5% of  1090)
     of these were found to have  heavy growths.  Thus,  I believe  the
     studies to be in much closer agreement than  indicated in the EIS.

5.    The "septic snooper" device  used  by Kerfoot  (1978)  to observe septic
     tank leachate plumes provides complementary data to those collected
     in the Cladophora surveys.  However, the  use of these data to calculate
     annual nutrient loading  from individual tanks  (or  shoreline  sections)
     as indicated in the above report  (page 30) are  in  doubt  for  the
     following reasons.

     a.  Total phosphorus concentrations measured in these plumes was  often
         within the expected  variation of whole lake concentrations.

     b.  The measurements were made in November after many of the seasonal
         residents had left the area.

     c.  The movement of phosphorus in soils associated  with  leachfields is
         highly variable in time  and depends heavily upon  local rainfall/
         runoff conditions.

     d.  Littoral bottom materials are put  in  motion during frequent windy
         weather.  These materials move along  the shoreline allowing  some
         of the plume phosphorus  to mix with lake waters.

For these reasons I would expect  Kerfoot's  values to be  much  lower than
actual loadings.

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Page Three


     In general, I believe that EPA Region V EIS  staff and  WAPORA Inc.  have
done a good job in preparing the draft EIS.
                                   Fred J.  Tanis
                                   2370 Delaware  Drive
                                   Ann Arbor,  MI   48103

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W. J.  BAUER CONSULTING ENGINEERS
           20 NORTH WACKER DRIVE
           CHICAGO, ILLINOIS 606O6

               312 -
                             JUL 1 9 7979
Mr.  A.  Krause
Region V,  US EPA
Water Division
230  S.  Dearborn
Chicago,  IL   60604
                                    Subject:  Crystal Lake,  Frankfort,  Michigan

Dear Mr.  Krause:

I thank  you for  sending to  me a copy  of the EIS and a copy of  its appendix
concerning the subject  area.

I have been on  vacation at Crystal Lake, continuing a custom in our family
that  began in 1955, and have not  as yet  read these  volumes in  detail.   However,
I have skimmed through them and read the summaries,  so I am able to comment
as follows in this  letter.

1.    I applaud  the decision  to continue the use of septic  tanks  for the
      cottages around  Crystal Lake.   I agree with the report that the instal-
      lation of sewers would  not only  be  exhorbitantly costly, but would
     actually cause a  deterioration  of the environmental  quality around
      Crystal  Lake.  Not only would nutrients now trapped in the soils be
      conveyed to and discharged into Betsie Lake  and thence into  Lake
      Michigan, but the presence of sewers •would  produce an intensification
      of pressures  for a much increased population around the shoreline  of
      Crystal  Lake.  I  like it the  way it  is, with as much  natural  terrain
      remaining  undisturbed as  possible.  The majority of lake residents
      and summer users also  feel the same  way.

2.    I am still alarmed by the high costs of treating sewage for the little
      town of Frankfort.  I realize that the  costs  have been much reduced
     as compared  to the former proposals by the  consulting engineer for the
      Facilities  Plan, but  I think there  is still room  for substantial  cost
      cutting.  The flows are  so tiny;  one wonders why such expensive
     facilities are required.   I must admit  that I have not  examined any cost
      estimates  in  detail;  I don't recall there even being any detailed cost
      estimates  in  the materials furnished to me; but the $7 million for  such
      flows just appears too  much.

3.    I  saw no discussion of any remedial measures  for either Crystal Lake or
      Betsie  Lake such as would result from a  bottom cleaning operation. One
      can envisage equipment similar to that used for cleaning swimming pools,

-------
Mr.  A. Krause                      -2-                   July 18,  1979

      but of course with substantial design  changes to account for the
      presence of unconsolidated materials on the bottom and the much larger
      size required; such  equipment might be used  to  reduce  the  present
      accumulations of undesirable materials, and to export nutrients  now on
      the bottoms of these lakes - particularly on the bottom of Betsie Lake -
      to the nearby agricultural  areas  which could benefit from  them.   This
      approach could probably remove  nutrients  from the lake  for  substantially
      less per pound than the cost of reducing  the input of them  via  the
      proposed Frankfort sewage treatment system.

4.    Again, I suggest an open  competition  for the handling  of  the  Frankfort
      sewage.   Why could not the specifications read es  follows:

      a.    The cities of Frankfort  and Elberta,  Michigan invite the submittal of
            proposals to design,  construct and  operate a facility  for handling an
            average of  X million gallons per day  of  sewage,  with peak flows of
            Y million gallons per day, to be treated to the required state standards
            which include  limits on B.O.D., S.S.,  and  nutrients.  The proposal
            will be  accompanied by a  fixed  price for construction; a fixed  price
            for operation,  with escalation  clause to  allow for future increases  in
            costs  of energy  and labor, and a suitable  performance bond covering
            the entire  scope  of the work.

      b.    The detailed specifications of  the methods to be used  in evaluating
            performance  are  given  in the attached specifications.

      c.    The work is partially funded by  grants from the federal  and state
            governments, and the applicable regulations  regarding the  qualifica-
            tions of persons  to be  employed by the  successful bidder in  the
            execution of this work  must  be obeyed.

If the  contractor did not  provide plans and specifications  suitable for the accom-
modation  of the sewage,  then one  need  not  award a contract  to him.   On  the
other hand, if you would advertise in  the  manner described above,  I would organize
a bid, which  would include  providing  of the land to be  irrigated with the waste-
water, as well as  the  land  for the storage and treatment lagoon.

5.    You could even arrange to have  the  job bid both ways  at  the same time.
      Let conventional  plans  for the bio-disc plan be  drawn up.   Then advertise
      for  proposals  for the construction  of that plan and  also for proposals for
      the design,  construction and  operation of a plant to be proposed by  the
      bidder.   Then one could take a  choice at  the  time  of the consideration  of
      bids.   You would throw out  the  proposals  that your technical committee
      would evaluate as being incapable of  meeting  the  required performance
      and then choose among those that would remain.

-------
Mr. A.  Krause                      -3-                  July 18, 1979
      In summary, I was  pleased  to  see  that progress has been  made, that
      the profligate and dangerous plan proposed  by the  consultants has  been
      shown to be undesirable and that your agency has the courage to take
      an opposing view.  I shall  try to attend the August  6th meeting  at
      Frankfort High School, which is on a Monday  evening.   I  normally
      would be at Crystal Lake on a Monday evening.
                                                    Very truly yours,
                                                        -tr
                                                    William J.  Bauer
WJB/jp

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                                   August 25,  1979
                                                ENVIRONMENTAL PROTECTION AGENCY,
                                                      RECEIVED

                                                       SEP 041979

                                                ENVIRONMENTAL ENGINEERING BRANCH
                                                      TECHNOLOGY. SECTION
Mr. Alfred Krause, Project Monitor
U.S. Environmental Protection Agency
Region V
230 South Dearborn Street
Chicago, IL 60609
Subject:  Draft of Environmental Impact
          Statement - Crystal Lake Area
          Benzie County, Michigan
Dear Mr. Krause:

     As spokesmen for the three lake associations comprised of property
owners in the Crystal Lake area, we would like  to submit  the  following
commentary concerning the Draft E.I.S. for our  area.

     We generally agree with the conclusions of  the Draft E.I.S., and
support the Limited Action Alternative.  In addition, we are  impressed
with the preparation ;aiid thoroughness of the document.

     However, we are concerned that the Draft E.L.S. does not address a
major source of nutrient input to Crystal Lake,  namely Cold Creek.

     Also, we were startled to learn that the project was in  effect
already segmented and different priorities assigned.  This aspect leaves
us fearful that our specific interests may be stalled again!

     Again, an additional concern is the liklifcood that the National Park
Service will install a roadway on the bluff areas between Beulah Village
and Warren Road.  The resultant erosion potential for impact  on the lake
would seem to be of serious concern in the Study Area.

     Consideration of these concerns in the final draft should result in
additional protection of the water quality of Crystal Lake -  our major
concern.
                                   Respectfully,
Ralph O7 Hand
C.L.P.O. President (350 members)
                                                        .sociation  Pres.
                                                              (150 members)
                      Thomas W. Williams
                      South Shore Association  -  Pres.  (228  Members)

-------
                                                   t .  ., -. i.*. - - V t ™, iJ
                                   Regional     Planning
                                             u.,,,,,U	  inLlii-LK^uuK^oH
                                           Development   '  Ctmtmission
                                                                     . -I
                                                               <;    to
                                           PHONE (6161 946-5922          ^"TRAVERJE^ITY  '  ~.
                                           2334 AERO-PARK CT            	*"	     "'
                                     9  November 1979           •%;•     ~£     ,->
Mr . Alfred Krause                                               £r     ^     ' \
U.S. EPA                                                        —     1_
230 S. Dearborn                                                 '^    cc
Chicago, ILL  60604                                             ''-

Dear Mr . Krause :

The Northwest Michigan Regional Planning and Development Commission at its
19 October 1979 meeting concurred in the recommendations in the Crystal Lake
Environmental Impact Statement.  The Commission believes that you have pro-
vided important information for dealing not only with Crystal Lake's water
quality problems, but also with similar existing or potential problems
elsewhere in our Region.

Although the report is generally satisfactory we would like to reinforce
comments made by the Crystal Lake Property Owners Association regarding
Cold Creek.  Cold Creek is a major nutrient source, and we feel that the
EIS should therefore investigate that problem in greater detail.  The
survey of effluent discharges to Cold Creek to detect leakage from Beulah
sewers is an important study and definitely should be conducted.  In the
event that the Beulah sewers are found not to be causing the high phospho-
rus loading, then the Environmental Impact Statement should outline other
studies that EPA will perform to identify the problem.  The addition of
this material to the Environmental Impact Statement is very important.

The Commission applauds the Environmental Protection Agency for its
efforts to date, and urges it to follow through with implementation of
the Environmental Impact Statement recommendations.
                                     Robert C. Morris AIP
                                     Executive Director
/gs
cc:  Bruce Moore, Michigan Dept. of Nat. Res.
     Bruce Orttenburger, Benzie County Planning Director
     Bill Crawford, Benzie County Health Department
     Ralph Hand, Crystal Lake Property Owners Association

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                         ENVIRONMENTAL PROTECTION AGENCY,
                              RECEIVED

                                iiu  " n $PFa Forest,
                                JUL  «>U WaSikfort, Michigan ^9635,
                                        July 26, 1 9 7 9.
                        ENVIRONMENTAL ENGINEERING BRANCH
Mr. Alfred Krause, Project MonJECtiMplOGY SECTION
230 South Dearborn St.,
Chicago, Illinois.

Subject! Draft Environmental Impact  Statement, Crystal Lake
         Facility Planning Area, Crystal Lake, Michigan.

Dear Mr. Krause,

     I recommend that EIS Alternative 4 (page viii) be implement-
ed. (As stated "Same as EIS Alternative 3, except  that land applica-
tion of waste water would be substituted for RBC treatment).

     My reason for this recommendation is that water quality of Betsie
Lake should be the best possible without adding some effluent re-
sulting from RBC treatment. Betsie Lake water is prime recreational
water s^ the quality should be the best possible.

     On another subject, in Volume II Appendices, page Appendix G-2
there appears a list of endangered plans; also referred to Vol. I,
part II, D-4, page 83. Indicated as  perhaps not being involved, the
enclosed news item from the Traverse City Record-Eagle may be of
interest.

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   Great
   Lakes
   Basin
   Commission
                                             Lee Bolts, Chairman

                                             3475 Plymouth Road
                                             Post Office Box 999
                                             Ann Arbor, Michigan 48106
                                             313/668-2300 FTS: 378:2300
                                       July 17, 1979
     Mr.  Gene Wojcik, Chief
     EIS  Section
     U.S.  Environmental Protection  Agency
     Region V
     230  South Dearborn Street
     Chicago, Illinois   60604

                                       RE:
                     Draft EIS, Alternative Waste Treatment
                     Systems for Rural Lake Projects, Case
                     Study Number 1 Crystal Lake Area Sewage
                     Disposal Authority, Benzie  County, Michigan
     Dear
               Thank you/for  the  opportunity to review the  draft environmental impact
     statement for the Crystal  Lake  Sewage Disposal Authority  Sec.  201 project.  My
     staff has reviewed the EIS and  found it to be well written.
               I was particularly  impressed with the initiative  taken to develop an
     innovative and cost-effective solution to the water quality problems described
     in the report.  The analysis  clearly demonstrates the  potential for substantial
     cost savings while still meeting local and national water quality needs.  Also
     important, as the report points  out, are the possible  development impacts if
     extended sewage collection  and treatment is provided.

               Our analysis of regional water quality management plans throughout  the
     Great Lakes basin, prepared as a part of our Great Lakes Basin Plan, has shown
     consistent support for the  small waste flow district approach in sparsely settled
     areas.  I hope that the analysis done for this report  serves as a model for
     similar projects throughout the  country.  In particular, I  recommend that the
     report be made available to "208" agencies, if this has not already been accom-
     plished.
     Yours/truly,
        irman
     cc:  John McGuire
         Madonna McGrath
         William Marks
State of Illinois
State of Indiana
State of Michigan
State of Minnesota
State of New York
State of Ohio
Commonwealth of Pennsylvania
State of Wisconsin
Great Lakes Commission
Department of Agriculture
Department of the Army
Department of Commerce
Department of Energy
Department of Housing
 and Urban Development
Department of the Interior
Department of Justice
Department of State
Department of Transportation
Environmental Protection Agency

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            DRAFT ENVIRONMENTAL IMPACT STATEMENT



ALTERNATIVE WASTE TREATMENT SYSTEMS FOR RURAL LAKE PROJECTS








                    Case Study Number 1



                     Crystal Lake Area



                 Sewage Disposal Authority




                  Benzie County, Michigan
                        Statement by



                    Dr. Stacy L. Daniels



                      999 Crystal Drive








                       Public Hearing



                    Frankfort, Michigan



                       August 6, 1979

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I am Dr. Stacy L. Daniels, a resident of Crystal Lake at 999 Crystal Drive,



and a native of Frankfort and Benzie County.  I have been particularly



interested in following the development of the draft Environmental Impact



Statament for the Crystal Lake Area.  As a practicing environmental engineer,



I am familiar with the EPA study procedures.  I have been involved personally



in the development of technology for the removal of phosphorus from wastewater



by chemical means.  I also participated in the 1978 Water Quality Study for the



Crystal Lake Property Owners Association.








I generally agree with the conclusions reached in the draft EIS.  It is



heartening to see a study in which the conclusions are supported by scientific



fact.  I support the Limited Action Alternative.  I do not believe that any of



the alternatives would improve the water quality of the main body of Crystal




lake.  I do not believe that extensive sewering is warrented,  I encourage



the EPA to continue monitoring of both ground and surface waters, and analysis



of existing on-site treatment systems.  I believe this approach will be




supported by the property owners to preserve the present character of the



cotmunity.








I would like to address two specific points:   (1) the impact of a ban on



phosphorus-containing household detergents, and  (2) the application of




innovative technology for on-lot systems.








I disagree with the conclusion in the draft EIS regarding the reduction of




phosphorus  (Chapter Ill.l.b, pp 101-3).  I do not support the action of the



Michigan DMR which banned the statewide use and sale of domestic laundry



detergents containing more than 0.5% phosphorus.  I contend that there will

-------
be no significant reduction of the capital or operating costs of phosphorus



removal by the sewered communities of Frankfort/Elberta.  The iirpact of the



ban on the unsewered conrnunity of Crystal Lake will be insignificant and



at best will amount to a reduction of the total phosphorus load to Crystal



Lake of about 2%  (6.7% total phosphorus load from septic tanks x 0.35 reduction)




(Table II-6, p 60, and Chapter IV.A.l.a-b, pp 145-54).  The option of a



ban on phosphorus is not viable  (p 98) and should be deleted.  I agree,



however, that the phosphorus ban will not achieve the effluent discharge limit



of 1 mg/L set for Betsie Lake.  This will require chemical treatment  (coagulant



and flocculant) at the new Frankfort/Elberta plant.  I encourage the revision




of the draft EIS to reflect these views.








With regard to the continued use of on-lot systems, I support a program of



replacement and rehabilitation of malfunctioning systems to comply with local



health codes  (Chapter III.C.2.f, pp 127-30).  The management of small waste




flow districts is correctly addressed in the draft EIS (Chapter III.D.2,



pp 140-4).  The cost sharing eligibility for small waste flow systems



using innovative or alternative technologies is further encouraged  (Appendix J-3)



by a 15% present worth preference over conventional technologies.  The EPA is



presently addressing the questions of elgibility for those 'systems which do not



have existing problems, those owned publically or privately, and those operated



seasonally or permanently.  I believe that development of innovative technology,



such as waterless toilets  (p 107) should be encouraged as an option for all



on-site systems regardless of ownership or period of use.








In conclusion, I believe that the EPA Region V personnel and their contractors



and subcontractors should be commended for a very credible job in preparing



what should be a model EIS for Alternative Treatment Systems for Rural Lake Projects

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                          UNITED STATES DEPARTMENT OF COMMERCE
                          The Assistant Secretary for Science and Technology
                          Washington. D.C. 80230

                          (202) 377XKM  4335
    August 15, 1979
Mr. Charles H. Sutfin
Director, Water Division
U.S. Environmental Protection Agency
Region V
230 South Dearborn Street
Chicago, Illinois 60604

Dear Mr. Sutfin:

This is in reference to your draft environmental impact
statement entitled, "Crystal Lake Facility  Planning Area,
Crystal Lake, Michigan."  We have the  following  comments
to offer.

Appendix B, National Ambient Air Quality  Standards.   This
Appendix should be updated to include  the revised primary
and secondary standards for ozone  (formerly photochemical
oxidants, 44 Fed. Reg. pages 8202 thru 8237,  dated February 8,
1979), and for lead (43 Fed. Reg. 46246,  October 5,  1978).

Enclosed are comments prepared by the  National Oceanic and
Atmospheric Administration.

Thank you for giving us an opportunity to provide these
comments, which we hope will be of assistance to  you.   We
would appreciate receiving eight  (8) copies of the final
environmental impact statement.

Sincerely,
C<
 idney R. Gtaller
Deputy Assistant ^Srfcretary
for Environmental Affairs
Enclosure
                    Memo from:
Mr. Eugene J. Aubert
Director, GLERL, RF24
Environmental Research
  Laboratories

-------
                                       U.S. DEPARTMENT OF  COMMERCE
                                       National Oceanic and Atmospheric Administration
                                       ENVIRONMENTAL  RESEARCH  LABORATORIES

                                        Great Lakes Environmental  Research  Laboratory
                                        2300 Washtenaw Avenue
                                        Ann Arbor,  MI  48104

                                        August 3,  1979
TO:
FROM:
SUBJECT:
                     Richard L.  Lehman, Acting Director
                     Office ofNEcology and Conservation,  EC
                     Eugene
                     Director /GLERL,  RF24

                     DEIS 7907.07 - Alternative Waste Treatment  Systems  for
                     Rural Lake Projects;  Case Study Number 1 -  Crystal  Lake
                     Area - Sewage Disposal Authority;  Benzie County, Michigan
           The subject DEIS prepared jointly by U.S.  EPA and WAPORA,  Inc.  on
           Crystal Lake area sewage disposal has been reviewed and  comments
           herewith submitted.

           Crystal Lake area near eastern shoreline  of Lake  Michigan  is  a  well-
           established recreational center based upon diversified scenic and
           sports amenities.  To maintain these unique values a plan  was pre-
           pared for an extensive wastewater collection and  treatment.   Costs
           of the plan, Facility Plan,  would be extremely high,  $8,654 per
           existing dwelling.  For this reason an examination was conducted of
           less extensive plans.  The least cost plan, Limited Action, was
           selected as the Recommended  Plan.  It would provide construction of
           new sewers and a rotating biological contactor treatment plant  to
           serve Frankfort and Elberta  and cluster systems or other off-site
           treatment for the northeast  and southeast  Crystal Lake shorelines.
           Cost estimate of the Limited Action Plan  assumes  that cluster systems
           will be required for these shorelines (page 125).

           The assumption is contrary to findings of  the on-site surveys
           conducted in 1978 by Biological Station, University of Michigan, and
           by K-V Associates Inc. Biological Station  found that northeast  section
           is the problem area and individual septic  system  improvements or
           cluster systems would not be possible in  the immediate area due to
           high seasonal groundwater, but would require pumping to  suitable soils
           away from the lake.   It concluded that sewering and land application
           appear to be the most effective, lower cost, alternative (Appendix F-l,
           page 15).  Surveys by K-V Associates indicated that an abrupt
           cessation of wastewater plumes into Crystal Lake  occurred  when  sewered
           area of Beulah was encountered on the east shore  (Appendix C, page 13).
AUGOq 1979

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                                - 2-
In view of findings of the on-site surveys, it is suggested that
the recommended Limited Action plan be modified to include central
sewer system for the northeast section.  It appears that the second
lowest cost plan, Alternative 6, with proposed gravity sewer collection
would eliminate extensive algal growth along the northeast shoreline
and provide many other benefits.  This Alternative could serve as a
basis for a Recommended Plan.

-------
                REV. GILBERT APPELHOF,  JR.
                608^4- Crystal Drive
                Beulah, Mich.  4961?

                    August 6, 1979
U.S. Environmental Protection Agency
Region V, Chicago

Attention: Charles F. Sutfin
Direct6r, Water Division

Dear Sir:

        We are year-around residents of Benzonia
Township, living on the north shore of Crystal
Lake.  We own two houses, one on the lake shore,
one on the bluff, located between Nichols Road
and Warren Road.

        We have special interest in the "cluster
system" proposed by your organization, and hope
it will extend to include our area.  If so, we
pledge our fullest cooperation in bringing this
about.

        We appreciate your comprehensive studies
which have been recorded in your "Environmental
Impact Statement," published recently.  You have
done a commendable job, and a most difficult one!
                               Very sincerely,
                              v   r

                        ^^uU^-

-------
             U.S. DEPARTMENT OF TRANSPORTATION

                 FEDERAL  HIGHWAY ADMINISTRATION

                              REGION 5
                         182O9 DIXIE HIGHWAY
                      HOMEWOOD ILLINOIS  6O43O

                           July 31,  1979
                                                                    AGEi'vuy
                                                                  :>


                                                      AUG021979

Mr. Alfred Krause                             , ,„,,-.,,,, , .
Project Monitor                               tuViKuNivJt.jTAL ENGINEERING BRANCH
U.S. Environmental Protection Agency               TECHNOLOGY SECTION
230 South Dearborn Street
Chicago, Illinois  60609

Dear Mr. Krause:

The draft environmental statement  for the Crystal Lake Area Sewage
Disposal Authority, Benzie County, Michigan has been reviewed.  We
find the proposed improvement will have no adverse effect on the
Federal-aid routes in  the area.

No reference to  the consistency  of the proposed improvement to
Michigan's Coastal Zone Management Plan could be found in the state-
ment.  This should be  discussed  in the final statement.

                                      Sincerely yours,

                                      Donald E.  Trull
                                      Regional Administrator
                                      By:
                                       o£/W.  G.  Emrich, Director
                                      *     Office of Environment and Design

-------
Appendices

-------
           Appendix A




Aerial Septic System Survey of Crystal Lake

-------
                    AERIAL SEPTIC SYSTEM SURVEY OF CRYSTAL LAKE
Introduction

     An aerial photographic survey was conducted by EPA's Environmental Photographic
Interpretation Center (EPIC) to locate failing septic systems throughout the Study
Area.  There are three basic types of failures that can occur with septic tank or
cesspool systems:  1) the wastewater contained in the system backs up into the home,
2) the wastewater "short-circuits" to underlying groundwater before it is adequately
filtered and purified, and 3) the wastewater makes its way to the surface in the
form of a surface "break-out".  It is this last type of failure that is detectable
using aerial photographic techniques.
     Based upon work undertaken to date, it has been demonstrated that the primary
surface manifestations associated with this type of failure are:  1) conspicuously
lush vegetation, 2) dead vegetation  (specifically grass), 3) standing wastewater
or seepage, and 4) dark soil where excess organic matter has accumulated.  All of
the above are a result of the upward movement of partially treated or untreated
wastewater to the soil surface, and  usually appear directly above or adjacent to
one or more components of the septic system.  Often, two or more of these manifes-
tations will occur simultaneously at a homesite experiencing a septic system
failure.
Methodology and Results

     The two types of aerial film used in the survey of the Crystal Lake study area
include normal color (KODAK 2448) and color infrared (KODAK 2443) acquired in the
summer of 1978 at a scale of 1:8000, or 1 inch = 667 feet.  In the photo interpre-
tation procedure, this aerial film was viewed simultaneously in a "multispectral"
approach to identify those manifestations associated with malfunctioning septic
systems (i.e., lush vegetation, dead vegetation, standing wastewater or seepage,
and very dark soil), and distinguish them from unrelated surface phenomena.  These
"signatures" were used in conjunction with a knowledge of what type of system might
be used with homes of various ages and styles, and knowing where they should be
situated in relation to the house, to devise a "photo interpretation key" for de-
tecting and locating failing septic systems.  After the photo analysis was completed
for the area, an extensive field inspection was undertaken by personnel from EPIC
and WAPORA to verify actual failures and discriminate them from "false" signatures.
     Using the photo interpretation key, 100 potentially failing septic systems
were identified and located on the aerial photography.   Upon field inspection, 29
systems were evaluated as being "overt" or "marginal" failures.  Those systems
designated as overt failures were having problems with wastewater coming to the
surface during the time of the ground inspection.  Those systems designated as mar-
ginal were not necessarily failing at the time of the inspection, but did exhibit
signs of having failed in the past, or having the potential for malfunctioning
during periods of excessive use or moderate to heavy rainfall.  In the majority of
cases, the "false" signatures were areas of ponded rainwater, drainage from roof
gutters, low-lying shrubs, and other areas of excess soil moisture and lush vege-
tation not related to failing septic systems.

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Conclusions

     One of the significant findings of the aerial survey, and subsequent field
inspection, was that despite the excess number of "suspect" sites initially located,
most of the chronic surface failures in the study area were believed to have been
identified and located.  What is important here is not the percentage of probable
failures actually confirmed, but whether most of the significant failures have been
located.  For example, if there are 25 actual failures in an area with 2,500 homes,
it is more important to find all 25 failures within a group of 90 "suspect" sites
than to find only 16 out of 20.  The "detection" percentage is higher in the latter
instance, but in the first instance all of the failures have been found, and in
both instances the number of homesites requiring field inspection have been
greatly reduced, and objective information on the number and location of surface
failures within a specified area has been obtained.
     Because of the difficulties experienced in detecting failures in sandy soils
and under vegetation canopies, it is possible that some surface break-outs may not
have been detected.  As mentioned previously, however, this possibility was not
supported by findings of the field inspection.  Thus, it is believed that a thorough
and accurate septic system failure survey was accomplished in the Crystal Lake
study area.

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                              Appendix B


                           Cost Information



          •  No Action Alternative - Crystal Lake Area Project

          •  Limited Action Alternative - Crystal Lake Area Project

          •  Limited Action Alternative - Frankfort and Elberta Project

          •  Work Description and Cost Estimate - Site Specific Analysis

          •  Operation and Maintenance Cost Estimate - Limited Action
             Alternative - Crystal Lake
Note:  All costs in $1000.

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No Action Alternative - Unsewered Areas of Crystal Lake Study Area
Assumptions:
                      • 1385 dwellings unsewered in 1980

                      • Increase 1980 - 2000  (years) = 809  (standard systems)

                      • 2% per year failure rate for existing dwellings with half
                        going to holding tank without flow  reduction and half going
                        to dosed mounds.

                      • Septic tank pumping on average of 1 per 10 years.
                         $45/pump of 1000 gal.

                      • Sanitarian salary = $18,000/year.   12 hour per new permit.
                         16 hours per failure
Annual costs - constant

                      • Install 14 holding tanks at $1714 each =

                      • Install 14 mounds at $4115 each        =

                      • 20 new permits x 12 hr./permit x $8.65/hour =

                      • 28 failures x 16 hr./failure x $8.65/hour

                      • 40 new ST/SAS x $1365

                      • 140 septic tank pump x $45                  =

Annual costs - increasing

                      • Holding tank pump = $400/year for seasonal
                         residents, 4 months/year x 2 pumps/month
                         of 3000 gal. each x $50/pump.  14 new
                         tanks/year x 400                           =

                      • Dosing systems for mounds $50/year each x 14=
                                             $23,996

                                              57,610

                                               2,076

                                               3,875

                                              54,600

                                               6,300
                                               5,600

                                                 700
                       No Action Alternative - Crystal Lake Area
                                Present Worth Analysis
Annual Costs - Constant

Annual Costs - Increasing
Capital
 1457.0
Constant
  0 & M
  131.0
                                                      Increasing
                                                        0 & M
                          495.5
Salvage
 Value
-259.8
 Total
1328.2

 495.5
1823.7

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                Limited Action Alternative - Crystal Lake Area Project
                                   Summary Cost Data
Unit  (year of  construction)
       Capital
         Cost
Constant
  0 & M
  Cost
Increasing
   0 & M
Salvage
 Value
Site Specific Analysis  (1980)

6  cluster systems  (1980)

Land for cluster systems  (1980)

On-site system upgrading  (1980)

Contingency and Legal  (1980)

Future on-site systems  (40.5
 new systems/year)

Management, Operation and
 Maintenance (continuous)
        501.7

        418.1

         60.0

        867.0

         90.0

         93.8/year
                     113.5
               2.3
                Limited Action Alternative - Crystal Lake Area Project

                                Present Worth Analysis


                                                    Present Worth of
                            36.7

                           108.4

                           111.1



                         1,002.7
1980 Construction and Analysis

Management, Operation and
 Maintenance

Future On-site Systems
Capital

 1936.8
                                            Constant   Increasing    Salvage
                                              0 & M       0 & M       Value
 1003.4
                 -  67.8
           1214.2    +   184.8
                 -265.2
                   Total
                  1869.0

                  1399.0


                   738.2
                  4006.2
Total Capital Costs
Eligible Capital Costs
Local Share of Capital (10%)
Annual 0 & M
Debt Service/year
20% Capital Reserve
                              Local Cost Analysis (1980)
          $1,936,800
           1,936,800
             193,680
             113,500
              15,413
               3,083
                                                              per  Household
               $  82
                 11
               	2

               $  95

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              Limited Action Alternative - Frankfort and Elberta Project
                                   Summary Cost Data
                                         Capital
Unit (year of construction)                Cost

.33 mgd rotating biological              1744.8
 disc treatment plant (1980)

Interceptor sewers to new treatment       104.4
 plant (1980)

Frankfort and Elberta sewer               263.9
 rehabilitation (1980)

Frankfort storm sewer separation (1980)   204.6

1980 Engineering and contingencies        579.4

Future sewers for Frankfort and           860.8
 Elberta (1990)

1990 Engineering and contingencies        215.2
                              Constant
                                0  &  M
                                Cost

                              64.0/yr.
                               1.4/yr.
                               2.1/yr.
                     Increasing
                       0 & M

                        .68
Salvage
 Value

 676.0
                                     57.8
                                    530.8
              Limited Action Alternative - Frankfort and Elberta Project

                                Present Worth Analysis
1980 Construction

1990 Construction
                                 Capital
                             Present Worth of
                      Constant   Increasing
                        0 & M      0 & M     Salvage
                                       Total
                                   Present Worth
2897.1 + 703.9
553.4 + 7.6
53.5 -194.1
-140.4
3460.4
420.6
                                                                                  3881.0
Total Capital Costs
Eligible Capital Costs
Local share of capital
Annual 0 & M
Debt service/year
20% Capital reserve
(20%)
                              Local Cost Analysis (1980)
$2,897,130
 2,897,130*
   597,426
    65,400
    46,111
     9,222
                                                                per Household
                                             $  54
                                               38
                                             	8
                                             $100
*  Some costs associated with the project will be ineligible as discussed in the
    Facilities Plan.  For the purposes of this analysis, the amount was assumed to
    be negligible.

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                       Work Description and Cost Estimate
                             Site Specific Analysis
                             Crystal Lake, Michigan


Assumptions:        # dwellings               = 1384  total,  500  lakeside
                    Surface Malfunction       = 3% based on  U. Mich,  sanitary  survey
                    Repeat Backups            = 6% based on  U. Mich,  sanitary  survey
                    Non-Conformance           = 53% total
                                              = 23% less than 50'  to  well
                                              = 63% small septic tanks  or no record
                                              =57% small drainfield  or no record

Step

1.  Sanitary Survey - Each survey house to include:   completion  of questionnaire,
                    inspect site, inspect well, explain access requirements,
                    provide access papers, educate, coordinate with survey team
                    on decision for succeeding steps.
                    -5/person/day             = 1384  homes,  277  days
                    -Personnel:                Sanitarian     25
                                              Sr.  Engineer   25
                                              Soil Scientist 14
                                              Jr.  Engineer   25
                                              Surveyors     174
                                              W.  Q. Scient.   14

2.  Well Sampling - For homes with private wells less  than 50 feet from sewage
                    facilities or down-gradient,  collect sample  for analysis
                    of fecal coliform bacteria, nitrates and bacteria.
                    -10/person/day            40% based on 23% less than 50' from
                                              and an  increment for down-gradient =
                                              55 days
                    -Personnel:                Surveyors      47  days
                                              W.  Q. Scient.    8

3.  Septic Tank Inspection - For septic tanks a)  for which no records or memory
                    of size, construction exist,  b) for systems  which have
                    reported backups c) for systems which have surfaced in past
                    d) for tanks reported to be small.   Locate,  uncover, pump,
                    and inspect for construction,  leaks, deterioration, condition
                    and type of sanitary tees and baffles.   Rod  influent line
                    noting roots, other obstructions  or collapse.   Rod  effluent
                    line noting same plus distance to  headers, distribution box,
                    bends, obstructions.
                    -70% of 1384, 6/day/person plus $450/day for 3 man  crew
                    and rodding equipment and pump truck plus $20/tank  waste
                    disposal fee
                    -Personnel:                Jr.  Engineer   161 days

4.  Soil Sampling - For lots with a) past or present malfunctions not explained
                    by survey results or septic tank  inspection, b) substandard
                    soil disposal units,  c) no record  for soil disposal unit.
                    Determine soil texture, color, depth to  seasonal  high ground-
                    water level, water table of time  of sampling in suspected
                    area of soil disposal unit and in alternate  sites on and

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                    near lot.   Probe suspected area of soil disposal unit for
                    depth,  size, type.
                    -60% of 1384,  4/day/2 persons.        415 days
                    - Personnel:           Soil Sclent.   215
                                           Surveyor      200

5.  Header and Drainfield
     Excavation:    For systems having recurrent backups or past surface mal-
                    functions  not  explained in prior steps, hand excavate
                    effluent line  from point of obstruction, headers,  etc.
                    to uncover distribution system.  Hand excavate test  pits
                    to verify  size,  depth and type  of subsurface disposal
                    unit.  Evaluate  soil crusting,  decomposition or silting
                    in of- aggregate, poor distribution,  soil hydraulics  as
                    reasons for failure.
                    -10% of 1384,  3/day/supervisor, 1/day/2 persons.  322 days
                    - Personnel:           Sanitarian     46 days
                                           Laborers      276

6.  Well Water Meter
     Installation:   For on-site systems with limited hydraulic capacity  as
                    determined by  sanitary survey,  soil sampling or excavation,
                    install water  meter (after outside faucet) and read  at
                    least monthly  during survey .
                    -(1384  x .2) x 6 inspections -  24/person/day = 70  days
                    plus $175  for  meter and meter installation
                    - Personnel:           Surveyor       70 days

7.  Shallow Groundwater
     Sampling:      Shoreline  scan with fluorescent meter to detect emergent
                    plumes.  Follow-up at sites with plumes with shoreline
                    transect and 5 samples per plume for bacterial and
                    nutrient analysis.
                    -Scan:  10  days x 2 persons = 20 days
                     Transects: 100  plumes T 2 plumes/day x 2  persons/day
                     =100 days
                     Plus $20/sample for analysis at Frankfort STP
                    - Personnel:           W. Q. Sclent.  60 days
                                           Sanitarian     30
                                           Surveyor       30

8.  Supervision/Documentation/Clerical
     Support:       Assume 272 work  days total.  Sanitarian at 100%,  including
                    Tasks 1, 5, and  7.   Sr.  Egnineer at  25% plus 20 days for
                    report. Secretary  at 100%.

-------
LABOR SUMMARY

Sanitarian
Sr. Engineer
Jr. Engineer
Soil Scient.
W.Q. Scient.
Surveyors
Laborers
Secretary
                     277
                                                           TOTAL
25 46
25
25 161
14 215
14 8
174 47 200
276

30



60
70 30


171
63





272
272
88
186
229
82
521
276
272
         55    161    415
322
70
120
461
1,926
DPW COSTS
     Salaries
     Rent
Sanitarian at $25,000/yr. for 272 days
Surveyors at $ll,000/yr.  for 521 days
Laborers at $12,000/yr. for 276 days
Secretary at $12,000/yr.  for 272 days

20% Fringe

Office at $300/month x 13 months
                                                          SUBTOTAL
                       $ 26,154
                         22,042
                         12,738
                         12,554
                       $ 73,488
                         14,698
                       $ 88,166
                          3,900
     Service
     Contracts
Well sample analysis by Frankfort STP $10 x 554
     Equipment
      & Sampling
                    Transect sample analysis by Frandfort STP
                    $20 x 5 x 100 plumes
                    Septic tank inspect. ($450 x 161) & ($20 x
                    Water meter installation ($175 x 277)
Fluorescent meter
Groundwater flow meter
Field sampling equipment
Paper supplies
Cameras & film for documentation/records
4 vans at $350 & $120 gas & oil/month x 13
                                            969)
                          5,540

                         10,000

                         91,830
                         48,475
                         14,000
                          4,000
                          2,000
                          2,000
                          3,000
                         24,440
     Summary
CONSULTANT COSTS
     Direct Labor
Salaries
Rent
Contracts
Equipment and supplies
Sr. Engineer at $35,000/yr,  88 days
Jr. Engineer at $20,000/yr, 186 days
Soil Scient. at $25,000/yr, 229days
W.Q. Scient. at $25,000/yr, 82 days
                         88,166
                          3,900
                        155,845
                         49.440
                        297,351
                         11,846
                         14,308
                         22,019
                          7,885
                        $56,058

-------
      Other Direct
       Costs        Report reproduction                                  $    150
                    Communication                                           1,000
                    Graphics,  report prep.                                  1,500
                                                                            2,650

      Travel        House rental for office,  sleeping (13mos.)              6,500
                    Other per diem $20/day x 790                           14,000
                    75 RT - 700 miles x .20/mile                            7,000
                                                                           27,500

      Consultant
       Costs        Labor x 3.0   56,058 x 3                              168,174
                    ODC x 1.2      2,650 x 1.2                              3,180
                    Travel x 1.2  27,500 x 1.2                             33.000
                                                                          204,354
TOTAL
                    DPW                                                   297,351
                    Consultant                                            204.354
                                                                          501,705
Equivalent to $363 per house total, $36.50 per house local share after  Federal and
 state grants.

-------
                       Operation and Maintenance Cost Estimate
                             Limited Action Alternative
                               Crystal Lake, Michigan


Assumptions:   1)  Properly trained sanitarian will provide administration, engineering,
                   operations and planning services.  Salary $25,000/year.  Time not
                   spent on routine duties will be used for special monitoring studies
                   and evaluation of innovative systems, management techniques and
                   public education.

               2)  User charge and secretarial services provided by half-time
                   secretary at $6,00/year.

               3)  Soil scientist available on retainer for 20 days/year at $325/day.

               4)  Well sampling and site inspection provided by part time surveyors,
                   2/year at $3,000 @ for 12 weeks in summer.

               5)  20% fringe benefits for sanitarian, secretary and maintenance
                   personnel.

               6)  Septic tanks serving permanent residences will be pumped every
                   3 years, seasonal every 5 years.  Assume 50% permanent.

               7)  Septic tank pumping by 2 men making $7.50/hour each, 2 hours/
                   1000 gallon septic tank.  $20/hour for truck.  $15/1000 gallons
                   for septage treatment.

               8)  0 & M for dosing systems and mounds = $50/year each.  For electricity,
                   pump removal for seasonal residents, and emergency maintenance by
                   contract.

               9)  0 & M for cluster systems = $100/year each.  Includes electricity,
                   monthly inspection by sanitarian, periodic and emergency maintenance
                   by contract.

              10)  H202 treatment at 2%/year, $400/treatment.

              11)  Each private well sampled every 5 years.

              12)  Water sample analysis provided by Frankfort-Elberta for $10 for
                   nitrate and fecal colifonn (well water) and $20 for nutrient series.
                   Nutrient series limited to 200 samples per year for compliance
                   testing of near-shore systems.  Lake and stream sampling not
                   included.
Salaries - constant
                   Sanitarian/Administrator                              $25,000
                   1/2 time secretary, $12,000 * 2                         6,000
                   1400 hours for 2 mfn to pump 350 tanks
                     per year at 2 hours each per tank; $7.50/hr.         10,500
                   2 part-time surveyors at $3,000/year                    6,000
                                                                         $47,500
                                                        FRINGE             X 1.2
                                                                        $57,000/year

-------
Salaries - increasing

               Additional 200 tanks pumped each year by 2,000 or 10 more
               per year x 4 hrs. X $7.50/hr.                            $   300/yr.

Retainer - constant

               Soil scientist at $325/day for 20 dyas/yr.                $ 6,500/yr.

0 & M - constant

               6 cluster systems at $100/yr. each                       $   600/yr.
               H202 treatment for existing systems at 27, x 1384
                & $400                                                   11,000
               Existing well sampling 1384 x .2/yr. x $10                 2,800
               Cluster system well sampling  6 cluster x 3 well/
                cluster x 2 samples/yr.  x $10/sample                        360
               Septic tank truck at $20/hr. x 700 hrs./yr.               14,000
               200 water sample analysis/yr. for compliance testing
                x $20                                                     4,000
               Septage treatment for 350 tanks x $15/tank                 5,250

0 & M - future system

               40 new homes/yr.  45% with pumps at $50/yr.                  900/yr.
               40 new homes/yr.  25% septic tank pump at $15 for
                treatment and $40 for truck                                 750/yr.
               20% well samples at $10                                       80/yr.
               2% H202 at $400                                              320/yr.

Rental - constant

               Office at $300/month x 12                                  3,600
               Office supplies, telephone, etc.                           2,000
               Van purchase, maintenance, gas & oil                       6,000
               Small boat and motor rental 4 wks/yr x $100/wk.              400

Summary
               Constant;

               Salaries
               Retainer
               0 & M
               Rental

                              for 1384 homes = $82/house
 $57,000/yr.
   6,500
  38,010
  12.000
$113,510/yr.
               Increasing:

               Salaries
               0 & M
                              in 20 yrs = $47,000 more per year
                                          111,760 base
                                         $158,760

                              for 2194 homes = $72.36/house
     300/year
   2,050
                                                                       $  2,350

-------
          Appendix C




 Fourteen Things You Can Do to




Keep Crystal (or Betsie) Clear

-------
          UNITED STATES                           REGION V
          ENVIRONMENTA   'ROTECTION AGENCY        CONST   TTION GRANTS PROGRAM
          NO.  6	DATE OF  ISSUE September 12, 1978


»     E./.S.  NEWSLETTER


   Fourteen Things*You Can Do To Keep Crystal  (or Betsie)  Clear

   Malfunctioning  septic  tanks, although they  can sometimes be an important
   source of the nutrients that cause lake decay, are not the  only source of
   such pollutants.  All  of the sewage treatment alternatives  in  the 1976
   Facilities Plan and in the current EIS will affect only localized nutrient
   "hot spots", and  not the long-term condition of the whole lake.

   The Environmental Impact Statement will develop recommendations to deal
   with the localized problems, but long term  improvement of water quality
   for the whole lake will require individual  action by Crystal Lake area
   residents.

   Individual  action can  help control "non-point sources"  of phosphorus and
   nitrogen, such  as lawn, farm, and orchard fertilization. Any  substantial
   rainfall causes fertilizers, pesticides, and weedkiller  to  run off the
   land into the lakes.   Taking the lakes as a whole, these "Non-point sources"
   are the major sources of nitrogen and phosphorus entering the  two lakes.

   Here, with  the  help of Gale F.  Arent (one of Michigan's  County extension
   directors)  are  fourteen things you can do in your own home  to  keep Crystal
   and Betsie  Lakes clear:

      1.  Maintain a zone of natural vegetation between your lake and lawn.
   If you wish to  plant a buffer strip, some trees worth considering are tamarack,
   red cedar,  black willow, red oak, white oak, sugar maple, black ash and
   balsam poplar.  A buffer strip can help stabilize the shoreline and prevent
   runoff.  Deeply rooted plants can- take up nutrients from the soil, instead
   of allowing than to seep into the lake water.

      2.  If you are planting a lawn, plant fescue rather  than blue grass.
   The annual  nitrogen requirement of fescue is about 2 Ibs. per  1000 square
   feet, while bluegrass needs 4 to 7 Ibs. per 1000 square  feet.

      3.  Use  the  smallest possible amount (this may be none at all) of
   nitrogen fertilizer to maintain a good grass cover.  Fertilize with
   nitrogen in the spring using a small amount of a soluble form of nitrogen.
   The principle is to have the grass use the nitrogen so  it will remain
   vigorous and minimize the amount of undissolved fertilizer on  the lawn
   surface capable of washing into the lake.  .If the lawn  is not growing
   well, apply a small amount of nitrogen in early summer.

      4.  Do not use fertilizer containing phosphorus or potash unless a
   soil test indicates the need for these nutrients and the lawn  is not
   growing well.   In most case no  phosphorus is needed on lawns.

-------
                                 -2-

   5.  Water sparingly, especially on sandy soils, to reduce the
possibility of leaching nitrogen and other nutrients as the water moves
through the soil toward the lake.

   6.  Avoid fertilizer-weedkiller mixtures.  Use weedkillers only if
weeds become a serious problem.  If weeds are treated, apply the weed-
killer in the fall.  This will minimize runoff and reduce the chance of
injury to trees and shrubs.

   7.  On lightly fertilized lawns thatch will probably not need to be
raked.  It will decompose and provide part of the nutrients needed by
the lawn.

   8.  Fake leaves in the fall.  This will keep them from "shading" the
lawn and from falling into the water where they will add to the nutrient
load.

   9.  Do not cut the lawn too close.  Cutting height should be 2" to
2 1/2" so an adequate green area remains on the turf.

  10.  Don't park your car on the lawn.

  11.  Don't burn leaves in the gutter.  Collect any leave that fall
and use them for compost or mulch.

  12.  Dog droppings are high in phosphorus, so don't "toalk" your dog
along the curb.  If there is no large area where dog droppings won't
be a nuisance, collect the droppings and bury them, compost them, or
flush them down the toilet.  Your neighbors and the lake will appreciate
it.

  13.  Do not clean driveways and sidewalks by hosing the dirt into the
street, but sweep it onto your lawn, or collect the dirt for disposal
elsewhere.

  14.  Keep your gutters clean and, if possible, dispose of the water
on your property so it can soak into the ground.

-------
       Appendix D




Soil Conservation Service




       Soils Data

-------
UNITED STATES DEPARTMENT OF AGRICULTURE
SOIL CONSERVATION SERVICE
 10850 Traverse  Highway,  Suite 1105,  Traverse  City, Michigan

                                              December  1,  1978

 Mr.  Dennis  J. Sebian, PE
 WAPORA,  Inc.
 6900 Wisconsin  Avenue N.W.
 Washington, D.C.  20015

 Dear Mr.  Sebian,

 The  enclosed  table  and  soil interpretations are  the  results  of the  soils
 study made  in the Crystal  Lake area  of Benzie County you  requested  for
 the  ElS you are preparing  on proposed waste water  facilities.

 The  table lists the items  you requested with  the exception of phosphorus
 absorption capacity which  is an  interpretation we  do not  make.  The
 investigations  were made on the  lots you  designated  on  the location map
 as closely as possible.  The predominant  soil series and  slope ranges are
 indicated in  the outlying  areas.   Soil interpretation pages  for each soil
 series indicated are enclosed.

 The  water level of  Crystal Lake  evidently was lowered some 100 years ago as
 indicated by  the elevation marker near the north shore  of the lake. Many
 of the lots investigated are in  the  lowered lake level  zone  and a natural
 soil profile  has not had time to develop. Natural drainage  conditions
 and  depth to  seasonal high water table were difficult to  determine  in
 many instances.

 A majority of the lots  investigated  had summer seasonally occupied  dwellings
 on them.   The permeability is rapid  in most of the soil material.   The
 septic tank absorption  fields may operate during the dry  season but the
 water table being at a  relatively shallow depth  in much of the area by the
 lake may be contaminated by leachate from the septic systems.

 Parts of some of the outlying areas  are in intensive use  like subdivided
 platts,  orchards, and golf courses or are dissected  by  waterways which
 would make  them unavailable or their use  restricted  for effluent disposal.

 If clarification of any of this  material  is needed,  please let me know.

                                              Sincerely,

                                              /s .,£&/C«
-------
Crystal Lake Area of Benzie County,  Michigan
Depth to seasonal
Permeability high ground water Slope
Location (inches/hr.) level (%}
SEG.1 (north 1)
(north 2)
SEG.1 (south 1 )
(south 2)
SEG.2(west 1 )
(west 2)
SEG.2(east 1 )
(east 2)
SEG.3(west 1)
(west 2)
SEG-3( center 1)
(center 2)
SEG.2(east 1 )
(east 2)
SEG.l|(east 1 )
(east 2)
SEG. lowest 1)
(west 2)
> 20
6-20
6-20
6-20
6-20
6-20
6-20
6-20
6-20
2-20
6-20
2-20
6-20
6-20
6-20
6-20
6-20
.2-. 6
6 inches
6 inches
15 inches
15 inches
1 8 inches
30 inches
15 inches
15 inches
^ 60 inches
x"60 inches
^"60 inches
x"60 inches
1 8 inches
21; inches
2k inches
15 inches
15 inches
6 inches
0-1
0-1
1-3
1-3
o-k
o-k
0-2
0-2
18-30
18-30
0-2
12-30
0-2
0-2
0-3
0-3
0-2
0-2
Limitation
and/or
hazard for
absorption
field Observation Notes
wetness
wetness
wetness
wetness
wetness
wetness
wetness
wetness
(1)
(1)
(1)
(1)
wetness
wetness
wetness
wetness
wetness
wetness
water table at 21; "
water table at I|.6"


water table at 36"
3" fill material
water table sb 36"
water table at 1|2"
house built on dug
out and leveled area


hilly area above blufi
water table at 36"
water table at lj.2"
(north side of road)
water table at 60"
( south side of road)
water table at 2?"
(south side of road)
water table at 1;8"
(north side of road)
water table at 30"

-------
Crystal Lake Area (Cont'd)
Page 2
Depth to seasonal
Permeability high ground water Slope
Location (inches/hr.) level (%}
SEG. 5( west 1 )


(west 2)
SEG. 5 (center 1 )
(center 2)
SEG.5(east 1)

(east 2)
SEG. 6( west 1)
6-20


6-20
6-20
6-20
2-20

.6-20
6-20
6 inches


6 inches
> 60 inches
15 inches
6 inches

36 inches
1 2 inches
0-2


0-2
2-6
0-2
0-2

0-3
0-2
Limitation
and/or
hazard for
absorption
field Observation Notes
•wetness


wetness
(1)
wetness
wetness-
flooding
0)
wetness
water table at 18"
(2 ft. of sandy fill
on much of the lot)
water table at 15"
north side of road
south side of road
55" alluvium

6" clay loam overwas!
12" fill material
     (west 2)
6-20/.2-6
SEG.6(east 1)     6-20
                                    water table  at 29"

15 inches       0-2      wetness      6"  fill  material
                                    water table  at 36"
                                    clay loam at lj.2"

 6 inches       0-2      wetness      6"  fill  material
                                    water table  at 36"
     (east 2)     6-20/.2-.6     15 inches
                               0-2     wetness     water table  at 1;0"
                                                   sandy loam at IjV'
SEG.7/8( west 1)   2-20
     (west 2)     6-20/.2-.6     10 inches
SEG.7/8(center 1) 2-20
     (center 2)   2-20
SEG.7/8(east 1)   6-20
               18 inches       6-18    wetness     sandy to loamy fill,
                                                   springs, water table
                                                   at 23"

                               0-2     wetness     10" of fill material
                                                   clay loam at 2?"
                                                   drains nearby

               21; inches       1;       wetness-    waterway and col-
                                       flooding    luvium water table at
                                                   36"

             ^60 inches      12-18      (1)        houses on cut and
                                                   fill on hill

             ,>60 inches       6-12      (1)        house on cut and fill

-------
Crystal Lake Area (Cont'd)
Page 3
Permeability
Location (inches/hr.)

SEG

SEG


SEG

SSG

SEG




SEG





SEG


SEG

(east 2)
. 9/1 0( north 1
(north 2)
. 9/1 0( south 1
(south 2)

.9/1 0( center
(center 2)
.11 (west 1)

. 11(west-
center 1 )
(west -
center 2)

.11 (east-
center 1 )

(east -
center 2)

.11 (east 1)
(east 2)

.12(west 1)

6-20
) 6-20
6-20
) 6-20
2-20

1)6-20
.2-20
6-20
>20

6-20

.6-6

6-20/.2-.6


2-20


6-20
.2-. 6

.2-6

Depth to seasonal
high ground water Slope
level (%}
^60 inches
?60 inches
x" 60 inches
^"60 inches
> 60 inches

? 60 inches
/"60 inches
15 inches
>60 inches

>60 inches

1|0 inches

30 inches


6 inches


1 8 inches
>60

>60

2-6
1-li
1-2
3
1-U

10
1-U
0-2
1-3

10

8-12

1-6


0-2


0-3
6-18

10-30

limitation
and/or
hazard for
absorption
field
(D
(1)
(0
0)
(D

0)
(1)
wetness
(1)

0)

wetness

wetness-
percs
slowly
wetness


wetness
percs
slowly
percs
slowly ( 1 )
Observation Notes




in back of bluff
to Lake Michigan
on side of hill
on top of hill
water table 1*8"
old beach, ridge



moderately well
drained
moderately well
drained

aquafer at U8"
perched water
table at 21;"
water table at ij.8"


above Nester bluff

     (west 2)     2-20
6 inches
1-3     wetness     water table at 36"

-------
Crystal Lake Area (Cont'd)
Page k
Location
Permeability
(inches/hr.)
Depth to seasonal
high ground water  Slope
      level         (%)
Limitation
  and/or
hazard for
absorption
   field    Observation Notes
SEG.12( center 1 )
(center 2)
SEG.12(east 1)
(east 2)
SEG.13(west 1)
(west 2)
SEG«13( center 1 )
(center 2)
SEG.13(east 1)
(east 2)
SEG«lU(west 1)
(west 2)
SEG.1it( center 1 )
(center 2)
SEG«1l|(east 1)
(east 2)
SEG.l5(west 1)
(west 2)
SEG.l5(east 1 )
2-20
.2-. 6
6-20
6-20
6-20
6-20
>20
6-20
6-20*
6-20
6-20
6-20
6-20
6-20
6-20
2-20
6-20
6-20
.2-20
12 inches
>60
12 inches
1 8 inche s
18 inches
2h inches
,>60 inches
12 inches
>60 inches
18 inches
>60 inches
18 inches
>60 inches
1 8 inche s
30 inches
2k inches
15 inches
15 inches
6 inches
0-3
18-50
0-3
0-3
0-2
0-2
o-h
0-2
12-18
0-3
6-18
0-3
12-30
0-3
0-3
0-3
0-3
0-3
0-2
wetness
water table at 30"
Slope and springs and gullys
percs slowly
wetness
wetness
wetness
wetness
0)
wetness
slope ( 1 )
wetness
slope (1)
wetness
slope ( 1 )
wetness
wetness
wetness
wetness
wetness
flooding-
water table at 30"
water table at 1|8"
water table at 50"
water table at 50"

water table at kS "
-X-.2-.6 layer at 2k"
in part of the area
water table at i|0"
strata of sandy
loam in bluff face
water table at 30"
strata of sandy loam
in bluff face
water table at 30"
water table at i|.8"
water table at 36"
muck at U8-55"
water table at 30"
water table at 1±8"
floodplain
                                                         wetness     water table at 30"
      (east 2)     > 20
                 >60
                    10
   0)
old beach ridge

-------
Crystal Lake Area (Cont'd)
Page 5
               Permeability
Depth to seasonal
high ground water  Slope
Limitation
  and/or
hazard for
absorption
Location (inches/hr.)
SEG.l6(west 1)
(west 2)
SEG.l6(east 1 )
(east 2)
6-20
6-20
6-20
> 20
level
30 inches
15 inches
18 inches
1 8 inches
(%}
0-3
0-3
0-3
0-3
field
wetness
wetness
wetness
wetness
Observation Notes
water table at 36"
water table at 2k"
water table at 36"
water table at 60"
Village of Benzonia
(ME Cor. 1)
(HE Cor. 2)
(west)
(south)
S₯ Cor. Sec. 35
SE Cor. Sec. 26
.6-20
.6-20
.2-6
6-20
.2-6
.2-20
> 60 inches
>60 inches
>60 inches
^ 60 inches
original
surf ac e
> 60 inches
1-3
1-3
6-12
2-6
0-1
2-6
(1)
(1)
percs
slowly
(1)
wetness
slow perc
and (1)
on edge of steep area
on edge of steep area
water way on lot

k-5 feet of sandy and
loamy fill over muck
complex of Kalkaska,
Leelanau, arid Nester
NE Cor. Sec. 35   6-20
     (east)

NE Cor. Sec. 35   6-20
     (west)
  > 60 inches       6-12    (1) slope


  > 60 inches       1-3       (1)
            house on terraced
            lot with cut and fill

            waterway crosses lot
(1)  Pollution hazard to shallow water supplies

-------
             Appendix E

          Region V Guidance

         Site Specific Needs
Determination and Alternative Planning
         For Unsewered Areas

-------
                            REGION V GUIDANCE

                           SITE  SPECIFIC NEEDS
                  DETERMINATION AND ALTERNATIVE PLANNING
                           FOR UNSEWERED AREAS
I.  Objective

    The objective of this guidance is to simplify fulfillment of the
    requirements regarding the demonstration of need for sewage treatment
    associated with the application of Program Requirements Memorandum (PRM)
    78-9, "Funding of Sewage Collection System Projects" and PRM 79-8,
    "Small Wastewater Systems."  This guidance is written particularly with
    respect to the needs of small, rural communities and the consideration
    of individual on-site and small alternative technology.  It suggests
    procedures which may be utilized to reduce the time, effort, and expense
    necessary to demonstrate facilities needs.  It is also intended to
    provide guidance pertaining to the selection of alternatives for a cost-
    effectiveness comparison.  It is not intended to allow indiscriminate
    definition of need based upon "broad brush" use of a single criterion.

    The procedure recommended herein may not be the optimum  procedure for
    all projects.  Compliance with this analysis will be priraa facie
    evidence  for the acceptability of the  "needs" portion of a proposed plan
    of study.   If another method  is proposed for obtaining and documenting
    the needs Justification, it is recommended that the grant applicant
    discuss  the proposed approach with reviewing authorities prior  to the
    submission  of the pian  of study and the Step 1 grant application.

    This  guidance is predicated on the premise that planning expenditures
    should be commensurate  with the cost and risk of  implementing feasible
    alternatives for a  specific planning area.  The guidance further
    recognizes  the  complexity of  planning  alternative  technology.   It
    presents  procedures  for, and  rationally  limits, the amount of detailed
    site  investigation  necessary  to determine  the suitability of alternative
    technology  for  site specific  areas within  the community, and allows  for
    A degree  of  risk  inherent  to  limited data  gathering.

II.  Goal

    The  goal  of  this  guidance  is  to  enable the community to  categorize  the
    residences  into three  groups.  The  three  groups are  those  residences
    experiencing a)  obvious sewage  treatment  problems with  clearly  defined
    solutions b) no problem and  c)exposure to potential  problems
    representing a  planning risk  that requires resolution  by the  acquisition
    of original data.

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                                     —2—

III.  Criteria for site-specific needs  determination.

      A.  Direct evidence that demonstrates obvious need
          due to malfunctioning systems includes:

          1.  Failure by surface (breakout) ponding of filter field discharges
              can be identified through direct observations,  mailed
              questionnaires, and remote imagery (infrared photography).

          2.  Sewage backup in residences can be identified through response
              to mailed questionnaires, knowledge of local septage haulers, or
              knowledge of local health or zoning officials.

          3.  Detected sewage effluent or tracer dye in surface water, by
              means of site visit or various site effluent detection systems.

          A.  Flowing effluent pipe detected by remote infrared photography,
              site visits, knowledge of local officials, or results of mailed
              questionnaires.

          5.  Contamin it ion  of water supply wells  (groundwater) can be
              demonstrated by sampling and analyses for whiteners, chlorides,
              nitrates,  fecal colJEorm bacteria, or other indicators, and a
              finding of  their presence in concentrations which significantly
              exceed background  Levels in groumlwaters of the area or primary
              drinking water  quality standards,  newonstratton of  trends
              toward groundwater pollution due  to malfunctioning systems could
              aid in concluding a problem exists.

       B.  Indirect  evidence  that may demonstrate inferred need due to
          limitations of  treatment  systems includes:

          1.  Seasonal or year-round high water table  considering  possible
              water table mounding  by  residential  use.  Seasonal or  annual
              water table can be determined by  taking  transit  sightings  from a
              known lake level,  if  the dwelling in question  is adjacent  to  a
              lake  or  other  surface waters.   Elsewhere, Soil Conservation
              Service  maps may indicate  depth to groundwater.  If  these  data
              are unavailable,  soil borings may be employed  during an on-site
              investigation  described  below.

           2.  Water well isolation  distances  (depending on depth  of  well and
               presence  or absence  of  impermeable soils).   Isolation  distances
              may be addressed in  part by lot size.  In cases where  a
               community  water system  is  installed  or  is concurrently planned,
               this criterion will  not  be considered.   Lots,  Including
               consolidated lots, which are less than  10,000  square feet  in
               area will be assumed  to  have insufficient isolation distances.
               However, before this  criterion may  be used  as  areawide evidence,
               a correlation  with results of  limited representative sampling
               which substantiate water well  contamination must be made.

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                                    -3-

         3.  Documented groundwater flow from a filter field toward a water
             supply well can often override seemingly adequate separation
             distances.

         4.  Bedrock proximity (within three feet of filter field pipe) can
             be assessed by utilizing existing SCS soils maps.  If reasonable
             suspicion exists that bedrock will be a site limitation and it
             cannot be quantified, an on-site investigation may include
             representative soil borings as appropriate.

         5.  Slowly permeable soils with greater than 60 minutes/inch
             percolation rate.

         6.  Rapidly permeable soil with less than 0.1 min/inch percolation
             rate. Soil permeability will be assessed by evaluating existing
             SCS soils maps and related use limitations data.  Should the
             data be unavailable,  and should other data indicate strong
             possibility of permeability-related lot limitations, appropriate
             numbers of soils borings may be made during the  on on-site
             investigation.

         7.  While holding  tanks,  in certain cases,  can be  a  cost-effective
             alternative, for purposes of  site-specific needs determination a
             residence  equipped with a holding  tank  for domestic sewage
             should be  considered  as indirect evidence  of need for  sewage
             treatment  facilities.  Location of  holding tanks will  be
             identified through records of  local permitting officials,
             septage haulers, and  results  of mailed  questionnaires.

         8.  On-site  treatment  systems which do  not  conform to accepted
             practices  or  current  sanitary codes may be documented  by  owners,
             installers,  or local  permitting officials.  Extreme methods of
             disposal,  such as, cesspools,  the  proverbial  "55 gallon drum"
             septic  tank  and  systems which feature  direct  discharge of  septic
             tank  effluent  to surface  or  ground  water will  be considered
             direct  evidence  of component  failure.

          9.  On-site  systems  a)  incorporating  components,  or  b)  installed  on
             individual lots  or c) of  an  age,  that  local data indicate are
             characterized  by excessive  defect  and  failure rates,  or non-
              cost-effective maintenance  requirements.

IV.    Needs Determination  For Unsewered Communities

      For projects  in which the  scope of  work is difficult  to assess during
      the Step  1 application,  it is recommended that Step  1 be divided into 2
      phases to more effectively allow estimation of the planning scope and
      associated costs.  Phase 1 will consist of a review of existing or
      easily obtainable data.  Phase II will consist of on-slte  investigation
      and repv;esentati/e sampling  necessary to confirm assumptions based on
      indirect  evidence identified in Phase I.   Alternatives development for
      those lots determined to have need may be completed and incorporated

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                               -4-

into the facilities plan.  Both phases should be addressed in the plan
of study and grant application.  This is discussed in greater detail
below.

A.  Phase I

The review of existing or easily obtainable data may include the
following as appropriate:

1.  a mailed questionnaire regarding each resident's knowledge of the
    on-site system and its performance

2.  review of soils maps

3.  review of local permit records

4.  lot elevations to estimate depth to water table  (lakeshore areas)

5.  calculation of lot sizes

6.  remote photographic  Imagery  (e.g.,  infrared)
        ₯
7.  leachate detection sensing of ground or surface  water in the area.

This  preliminary  data will be  used  to categorize  each lot within the
planning area into one of  three  groups:

    a)  obvious-problem
    b)  no-problem
    c)  inconclusive

The "obvious-problem"  group  consists  of those lots where  at  least one
criterion  of direct  evidence of  a need  (specified on page  2  of  this
guidance)  is satisfied or  where, by summarizing indirect  evidence
validated  with  limited sampling, there  exists a high potential  that  a
problem does exist.   (See  Phase  II  Work, On-Site Investigation,  as
outlined  below.)

The "no-problem"  group consists  of  those lots where  there is evidence
that  the  present  system  is adequate and functioning  properly, and  likely
 to continue to  do so with  proper,  cost-effective operation and
maintenance,  based upon  the review  of available information.

 The "inconclusive" group consists  of the remaining  lots where available
 information does  not substantiate  their placement Into either the
 "obvious  problem" or "no-problem"  category.

 The next  step  is  to attempt to recategorize the "inconclusive"  group
 into either group (a)  or (b) by making reasonable assumptions based upon
 known information and to plan detailed on-slte investigations to obtain
 supporting data,   This on-site investigation would consist of
 representative  sampling  to confirm the assumptions made based upon the

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                               — 5—

inferred evidence criteria noted in section III. B.  The on-site
investigation would also be the source of information on those lots
where information was not previously available.

For example, on-site systems located on lots with apparent continuous
high groundwater and very tight soils could be placed in the "obvious-
problem" category, even though then1 is no direct evidence of failure.
The on-site investigation, however, should validate the assumption by
representative sampling to confirm that Indeed there is high groundwater
and tight soils in this area and obtain further information that this is
causing a problem with on-site systems.

In addition, it may be necessary to gather field data on a minimum
number  of lots where the evidence is not available to substantiate the
placement of these lots into either the "no-problem" or "obvious-
problem" group.

Indirect evidence, which is based primarily on  construction standards,
generally identifies lots which probably do not have adequate on-site
systems.  This probability is verified by a small amount of on-site
investigation as  explained in Phase II.  Indirect  evidence does not
identify lots which have no site limitations but which  in fact do not
have an adequate  operating system.  The use of  indirect evidence alone,
may  result  in the erroneous conclusion that the on-site system is
adequately  operating.  This situation  is especially  prevalent in areas
with high percolation  rates, where system  failure  is not evident to the
observer.   Thus,  a sampling program should  consider, to some  extent,
lots  that exhibit no indirect  evidence of  need.

B.   Mid-Course Review

At  the  end  of Phase  I, the  results  of  the  Phase I  effort  should be
presented for  review and  concurrence  before proceeding  to Phase II.   The
Mid-Cjurse  Meeting facilities  plan  review  is  an appropriate  time for  the
presentation and discussion  o£  the  Phase I  results.  Phase  II will
consist of  on-site investigation  and  sampling,  alternative  development
for specific need areas  and  completion of  the facilities  plan.

 The following should be  considered  at the  Mid-Course Meeting:

 1.   It  may  become apparent  during  Phase  I  that on-site  alternative
     technology  systems will  not approach the  cost-effective solution for
     the substantially  defined  obvious need area.   In this case  a
     preliminary  cost estimate  for  conventional collection and treatment
     should  be compared to that for the innovative/alternative treatment
     solution.   If cost estimates  and technical analysis indicate  that
     the use of  alternative technology is not  coat-effective, the
     analysis may be terminated and a cost-effective collection and
     treatment solution developed  without proceeding into the on-site
     investigation of Phase II. This would also apply in areas where a
     substantial obvious need has  been Justified, where a high
     concentration of dwellings occur in a municipality, and where on-

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                               -6-

    site systems would not  be a viable  solution  because  of  site
    limitations.  Any such  exclusion of on-site  treatment  should  be
    clearly quantified and  supported by documentation :*n accordance  with
    PRM 78-9 and PRM 79-8.

2.  The number of lots to be investigated during the on-site evaluation
    should be reasonably estimated.   If the original estimation  of  on-
    site work included in the Step 1 Grant Agreement is  found to  be  in
    error at the end of the preliminary evaluation (Phase  I), a  request
    to amend the grant amount, if necessary, may be submitted and a
    grant amendment expeditiously processed provided there is
    concurrence at the Mid-Course Meeting.

3.  The manner of presenting this data in the Facilities Plan is
    discretionary, although it should be clearly apparent  to anyone
    reading the Facilities Plan upon what basis a given residence was
    determined to have or not have a need for waetewater treatment.
    Should need be demonstrated for a giv'en residence, sufficient
    information should be acquired to determine potential  treatment
    alternatives.   (For example,  if a repidence is determined to need
    treatment facilities on the basis of an Illegal discharge of septic
    tank effluent,  additional inform.it 1 on will be required to determine
    if any limitations to on-site trt-atment exist).

C.  Phase  II Work

Indirect evidence,  requires reasonable verification in order that a lot
be placed  into  the  "obvious need" category.  This is accomplished by
identifying combinations of  indirect evidence criteria that  indicate an
increased  risk  or  potential of  a  problem,  and representative sampling.
Sampling results  supporting a significantly increased risk justify
placement  of  a  lot  into  the  "obvious-need"  category.

For example,  an on-site  system  located on  a lot with marginal soils
 (i.e.,  a percolation rate  of  about  60  min/in) would be  considered a  low
risk  situation.   If,  however,  this  same  lot has adjacent  lots with
direct  evidence of  malfunctioning systems  and has  a short-duration  of
seasonal high groundwater,  for  example,  the combining of  low risk
 factors  elevates  the net risk to a  high  risk situation.   After
 representative  sampling  of  these parameters during  the  on-site
 investigation to confirm these  assumptions, placement of  all similar
 lots  into  the "obvious-need"  category  can be made.

 Representative  Sampling  Method

 The planning of representative sampling should  address  the following
 considerations  on the basis of  Phase I results:

 1.  Delineate areas that exhibit indirect evidence and/or inconclusive
    need.

 2.   Delineate areas, if  possible, that exhibit  one or more common

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       limiting physical parameters that may be associated with a type of
       indirect evidence of need.

   3.  Sample  to confirm the assumed physical constraint for on-sit.e sewage
       treatment or the indirect evidence of need and correlate with actual
       occurance of wastewater  treatment deficiencies.  The number of lots,
       or public areas or rights-of-way adjacent to private lots exhibiting
       inconclusive or indirect  evidence of need that are to be further
       analyzed normally should  not exceed 30% but should be at least 15%
       of the  total lots within  a  discrete area assumed as exhibiting an
       inconclusive need or indirect evidence of need.  Measurable
       constraints to sewage treatment may be:  high groundwater and Its
       deoth,  predicted duration and recurrence interval, groundwater flow
       direction and velocity,  depth to bedrock, highly permeable or
       impermeable soils that do not allow for treatment, and the physical
       condition of existing on-site systems.  Sampling may be  random or
       stratified according to  the requirements of the analytical design
       selected as appropriate  to  test the strength of an assumption.   In
       any  event, decisions about  what is  to be sampled, the sampling
       design  and the size  of  the  sample should meet  the test of cost-
       effectiveness .

    4.  Water quality parameters that can be  evaluated and utilized as
       pollution indicators include, but are not  limited to:  chlorides,
       nitrates, phosphate, fecal  coliform,  surfactants, whiteners or other
       synthetic organica  inherent to  domestic wastewater.

    5.  The  analysis  should be  completed  and  study  areas  classified as
       exhibiting direct  evidence  of pollution problems, indirect evidence
       of  pollution  problems,  the  combination  of  direct  and  indirect
       evidence,  and no  need.   If, after  the Phase II analysis  is
        completed,  discrete areas of the  Plan of  Study Area  (POSA) remain
        inconclusive  as  to  evidence of  need,  no  need  may  be  construed  for
        those areas.

V.  Planning for treatment  alternatives

    Based upon data  assembled  during Phase  I  and  Phase II,  residences  should
    be categorized  as follows:

    1.  Residences  having adequate treatment  facilities  (no-problem).

        If a conveyance system determined to be cost-effective to transport
        wastewater passes a lot  that has no need for sewage treatment,  there
        will be no limitations on hookups to the sewer.   However, a sewer
        will not be funded by EPA if the sewer is purposely routed to areas
        exhibiting no need.

    2.  Residences not  having adequate treatment facilities

        a)  Capable of on-site upgrading of septic tank and filter field
             (standard system).

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                               -8-

    b)  Capable of  on-site upgrading with non-standard  on-site
        treatment.

    c)  Not capable of on-site upgrading (treatment must  be off-site).

Preliminary alternatives to be compared for cost-effectiveness  should
Include a combination of selective no-action,  on-site upgrading,  and
off-site treatment  alternatives.  For each discrete area, the generally
determined generic  alternative should reflect  the specific need defined
by the common physical linitation of the discrete area.

Standard system upgrading is defined as expansion of an existing filter
field, construction of a filter field, repair  or replacement of
defective components or construction of an entire on-site system in
compliance with approved specifications.  This alternative is viable
where lot limitations such as small size, or slow percolation would not
preclude it.

Non-standard on-site system upgrading may include a mounded filter
field, alternating beds, pressure distribution systems, aerobic systems,
sand  filters and other alternatives permissible under the State and
local code.  These should be  considered where lot size and water well
isolation distances are adequate, and where other limitations such as
high  groundwater and slow percolation preclude standard systems.  Off-
site  treatment such as cluster systems should also be considered in such
cases, and possibly graywater/blackwater separation.

Septic tank  replacement should be considered only as necessary.  For
purposes of  cost-effectiveness calculations, the number of septic tanks
requiring  replacement should  be estimated on the basis of permits issued
and knowledge  uf local septic  tank  pumpers and installers regarding the
type,  life,  age  and condition of  existing installations.  Information on
the size and condition of  the current  treatment systems,  gathered during
home-to-home interview surveys, sampling and inspections, should also be
used.  For  those systems  for  which  information pertaining to septic tank
conditions  cannot  be  obtained,  cost-effectiveness  calculations should
assume  100%  replacement.

When  a ^ystem  is found  to  be  malfunctioning on  the  basis  of  direct
evidence,  information pertaining  to lot  limitations  must  also  be
obtained.   This  information should  be  sufficient  to allow for
alternatives planning,  and should include  all  relevant parameters  listed
 under Item III.  B. of this memorandum,

 Limitations on Planning

 Estimation of  the  cost-effectiveness of  on-site treatment in general,
 and of particular  types  of on-site treatment,  should be  based  on
 information acquired during Phase I and Phase II,  including any
 representative sampling.   Only the limited amount  of on-slte
 investigation, normally less  than 30% of the  total lots  that exhibit
 inconclusive need  and/or indirect evidence of need, should be conducted

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                                     -9-

      in  the  j'hase  II  portion  of  the  Step  1 grant.

      When  generic  on-site  solutions  are generally determined for discrete
      areas,  it  is  contemplated  that  it  will normally be cost-effective to
      specify construction  requirements  through  the use of generic component
      designs; plans;  performance,  quality and workmanship specifications; and
      unit  price/estimated  quantity procurement.

      Field work necessary  to  select  the design  of individual drainfields
      including  on-site soil borings, percolation tests, surveying, work to
      specifically  identify present septic tank  and soil absorption field
      location and  inspection  is generally to  be viewed as Step  3 work.  For
      practical  purposes,  site-specific  design and construction  should
      normally proceed in tandem on a lot-by-lot and  area-by-area basis.  The
      establishment of a management district's authority must be completed
      before a Step 2 or 2+3 award.  The development  of a management
      district's program must  be completed before a Step 3 grant award  or
      before Authorization to  proceed with construction procurement is  granted
      under a Step  2+3 grant.

VI.   Public Participation

      The following comments arc intended  to  demonstrate how this  guidance
      relates to the standard  requirements for public participation.   It  is
      not all inclusive.

      A.   A useful  "mailing list" may include all  owiiers of  residences  within
          unsewered areas in the planning  area and  other  interested  -ind
          affected  parties.

      B.   The public meeting required by 40 CFR 35/917-5,  provides  an
          opportunity for property owners  to be  informed  of  whether  or  not
          they have been found to need wastewater  treatment  facilities.
          During the meeting they can respond to the  consultant's
          determination of their need status.  A map  with  each lot  designated
          as no-need, obvious-problem,  or inconclusive,  would be helpful for
          public understanding.  This meeting could be conveniently scheduled
          at the end of Phase I.

      C.  The final public hearing required by 40 CFR 35.917-5(b) should be
          scheduled at  the end of  facilities planning.

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           Appendix F




Revised Effluent Limitations for




    Discharge to Betsie Lake

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                                     STATE OF MICHIGAN
UUAI C.FSOlHCtS COMMIjt>   \j)
        We have received  the  following information.  The revised rccommsHadatidits
        resulted from the Advanced Waste Treatment checklist justification made
        by the Comprehensive  Studies and Biology Sections.  The proposed discharge
        would be Betsie Lake  in Section 27, T26N, R16W.  The proposed design
        flow would  be 0.6 MGD.

        Betsie Lake at the above location is protected for coldwater fish, total
        body contact recreation, industrial water supply, navigation, and agricultural
        uses .

        The Biology Section recommends that land treatment alternatives be employed
        if at all possible, however, if this is not feasible, the waste should
        be discharged through the channel at Lake Michigan instead of to the
        lake itself.

        For a discharge at or below the 0.6 MGD design flow to Betsie Lake,
        the  following effluent limitations are recommended:

        5-Day Biochemical Oxygen Demand (Total) — 30 mg/1 as a 30-day  average,
        45 mg/1 as  a 7-day average.
 Tol.'il  Sur-penJer! Solids —- 30
 7-day  average.
                                           as a 30-day average,  45 ir.^/1
         pH — not less than 6.0 nor more than 9.0.

         Fecal coliform bacteria — 200/100 ml as a  30-day  geometric  mean,  400/100
         ml as a 7-day geometric mean.

         Total residual chlorine — 0.024 mg/1 as a  daily maximum (lake discharge),
         0.05 mg/1 as a daily maximum (channel discharge).
MICHIJ&W
 IHf
 GMfAT
 IAKC
 »!»U
111026 1/79

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Total phosphorus as P — 1.0 wg/1 as a 30-day average.

Please feel free to contact myself or Clif Clark of ray staff should
you have any questions regarding this letter.

                                    Very truly yours,

                                    WATER QUALITY DIVISION
                                    Richard Hinshon, Chief
                                    Grants Administration Section
RH/CC:clp
cc:  City of Frankfort
     Village of Elberta
     MeNamee, Porter & Seeley, Inc.
     Fred Eyer
     Engineering & Technical Services Section
     Planning Section
     Municipal Design Review Section
     H. W. MI. Reg. Plann. and Dev. Comm.

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     Appendix G




Sample Easement Form

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                     SEWER EASEMENT AND RIGHT OF WAY


           (I) (WE)   	    	
 of
 respectively, in consideration of the prospective benefits to.be derived from
 a new or upgraded sewer and/or improved water quality in Crystal Lake, do
 hereby convey and release to the     (to be decided)	
 an casement and right of way for unlimited access to the present or future on
 site sewer system or other systems of sewage disposal, at all reasonable times
 for such purposes as inspection, monitoring, construction, maintenance,
 operation, rehabilitation, and replacement, over, upon and across lands owned
 by (me)(us) end situated in the Township of	, County of
 Benzie, State of Michigan, and more particularly described as foTTows:
          In witness, whereof, I have hereto set my hand this 	 day of

                  , 19
WITNESSES:
STATE OF 	)
                        ) ss.
COUNTY OF	)

Subscribed and sworn to before me this 	day of	, 19
                                                               Notary Public

                                        My commission expires-:
                                                       GOVERNMENT PRINTING OFFICE 1980—654-262

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     1
U.S. Environmental Protection Agency*
Region V, Library
230 South Dearborn Street   •"
r    "*o,  Illinois  60604

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