United States
Environmental Protection Agency
EPA909-K-97-001
July 1997
&EPA
 The Clean Water State Revolving Fund

        How to Fund Nonpoint Source and
          Estuary Enhancement Projects
    •-N  t V

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  • his brochure describes the Clean Water State Revolving Fund
 m (CWSRF) program, a widely available financing source for
 jR water quality improvement projects. While the CWSRF has
most commonly been used to finance municipal wastewater
treatment projects, this brochure answers the most frequently asked
questions about the program's ability to fund nonpoint source and
estuary projects, key components to watershed-based water quality
management. The United States Environmental Protection Agency
(U.S. EPA) encourages the full use of the CWSRF to implement a
broad range of watershed-based activities. Examples of eligible or
actual projects are provided throughout the brochure to illustrate
the CWSRF program's potential for funding water quality activities.

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                               What Is The CWSRF?
  To help address growing
needs for water pollution
control funding, Congress
created the CWSRF as part
of the Clean Water Act Amend-
ments of 1987, The CWSRF
succeeded the Construction
Grants Program, a direct
grant program for funding
wastewater treatment pro-
jects. Under the CWSRF
program, EPA provides
grants or "seed money" to
the 50 states and Puerto Rico
to capitalize individual CWSRFs.
The program is managed by the
  Federal
  & State
Contributions
              SRF Loans
               1st Round
states, and loans or other types of assistance
for water quality projects are disbursed
according to each state's program and
       priorities. As the loans are repaid,
          the money is reused (revolved)
             by the CWSRF to provide
               assistance for future
                 projects.  Although
                  assistance typically is in
                  the form of low-interest
                  rate loans, the CWSRF
                  is a flexible source of
                  financing that can also
                provide loan guarantees,
               bond insurance, and
            refinancing of existing debt.
             Repayftients
       SRF Loams
       2nd Round
                          CWSRF Loan
  • Loans at below market interest rates and
   for up to 20 years
  h Adjustable-rate loans, stepped payments,
   balloon payments allowed at state
   discretion
  1 Loans cover 100% of eligible costs
  1 Loans available for agricultural, rural,
   and urban runoff control; estuary
     Program Features:
           improvement; wet weather flow control,
           including stormwater and sewer over-
           flows; and alternative treatment tech-
           nologies
         • Loans can be made to towns, counties,
           conservation districts, and other public
           agencies; loans for certain activities may
           also be available to private parties (i.e.,
           farmers)

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 What Are Expanded Use Activities?
Agricultuci
   33%
  Recognizing the need to provide funding
for water quality improvement projects that
address both point and nonpoint sources of
pollution, Congress included a broad array
of "expanded uses" in
its design of the
CWSRF program.
The CWSRF can
finance nonpoint
source pollution
control activities, as
well as the develop-
ment and implementa-
tion of Comprehen-
sive Conservation and
Management Plans
(CCMPs) associated
with the National      ~"™~™™"~"™~
Estuary Program.  With this flexibility the
CWSRF has the potential to  be the primary
Financing source for comprehensive water-
shed management efforts.
     Nonpoint and Point Sources of
            Water Pollution
               Other 15%
   Urban Runoff/
 Stormwater17%
  Historically, water pollution control and
financing programs such as the construction
grants program have focused on point
sources of pollution such as municipal
                    wastewater (sewage)
                    and industrial
                    discharges.
                       Nonpoint sources
                    (NPSs) of water
                    pollution,  which may
                    include contaminated
                    groundwater flow and
                    runoff from
                    agricultural and
                    developed land, have
                    received far less
                    attention.  This is
                    because nonpoint
sources of pollution are harder to address,
since they are not discrete ("end-of-pipe")
pollution sources and so can be harder to
identify.
Land Disposal 5%
   Hydro/Habitat
   Modification 6%
                           Industrial 8%
                         Municipal 16%

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                      How Much CWSRF Funding Is Available?
   As of mid-1997, almost $13 billion in
federal CWSRF capitalization grants have
been awarded to the states, which have
contributed more than $2,6 billion in
matching funds. Some  states have increased
their pool of loanable funds by borrowing
additional money to "leverage" the capitali-
zation grants and matching funds.  Cur-
rently, the 51 CWSRFs have $21 billion
available to fund priority water quality
projects.  States have used their CWSRFs to
make approximately 5,900 loans totalling
$17,1 billion-$16.6 billion for wastewater
treatment and $531 million for expanded use
activities.
 Funds Available for Project Assistance
       Leveraged Funds
          ($5.6 Billion)

   State Matching Funds
          ($2.6 Billion)
   Capitalization Grants
         ($12.8 Billion)
                       Landfill Design, Monitoring, and Upgrades
   In Alaska, monitoring, upgrading, and design-
  ing landfills while protecting groundwater can
  be challenging - the presence of permafrost in
  many areas is just one complicating factor.
  Alaskan cities have used the CWSRF to fund
  three different stages of landfill-related ground-
  water protection projects.  Anchorage used a
  $10 million loan to finance monitoring weds,
  new cells, and leachate controls, Nome
  borrowed $2 million of CWSRF monies to
  construct a new landfill. Kotzebue is using a
  $600,000 CWSRF loan to finance design of a
  new landfill. All three cities have identified
  landfill tipping/user fees as the dedicated source
  of revenue to repay the CWSRF.
Project Profile
Project locations:

Value of project loans:
CWA project category:

Loan terms
    repayment period:
    interest rate:
CWSRF loan recipient:
Dedicated repayment
    source:
Project contact:
Anchorage, Nome, and
Kotzebue, Alaska
$12,662,000
Nonpoint Source
Management {section 319)

20 years
3/4 of state 20-year
General Obligation
Bond Index as listed in
the Wall Street Journal
(4.2% in January, 1997)
Individual municipalities.

Tipping/user fees
Mike Burns
Alaska Department of
Environmental
Conservation
(907)465-5136

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                              What Projects
  To be funded, expanded use projects must
be part of an EPA-approved state Nonpoint
Source Management Plans or part of the
National Estuary Program protection efforts.
The Clean Water Act nonpoint source
program (authorized by Section 319 of the
Act) identifies specific activities for control-
ling nonpoint sources of pollution and
identifies both implementing agencies and
potential funding sources. Activities that
may be included in nonpoint source man-
agement programs are implementation of
best management practices, storm water
management projects, and education.
Examples of projects that are part of ap-
proved Nonpoint Source Management Plans
and that have received CWSRF funding
include:
Are Eligible?
  New York: Storm water management
  facilities including sediment basins and
  constructed wetlands,
  Ohio: Best management practices for
  agricultural nonpoint source control.
  California: Reduction of urban pollutant
  loading to protect wetlands.
  Washington: Repair or replacement of on-
  site septic systems to reduce nonpoint
  source pollution.
  Under the authority of the nonpoint source
section of the Clean Water Act, states can
also use CWSRF assistance to support
implementation of ground water protection
strategies.  Most of these efforts have
addressed landfills or failing septic systems
threatening ground water and public water
                                   Wetlands Purchase
    The city of Port Townsend, Washington, was
  simultaneously able to meet storm water
  management objectives and a wetlands
  preservation directive by using the CWSRF to
  purchase the area known as the Winona
  Wetlands. The wetlands currently serve as a
  critical stormwater basin for the area and also
  provide a valuable wildlife habitat. Potential
  development in the area not only threatened the
  wetlands but also would result in storm water
  management problems. By purchasing the
  wetlands, the city was able to protect a natural
  storm water management system as well as a
  wildlife refuge. The city purchased 6.5 acres in
  Phase ! and is currently planning to borrow
  additional CWSRF funds for a Phase II purchase
  of 9 acres. A portion of the city's storm water
  utility fee charged to households is being used to
  repay the CWSRF.
Project Profile
Project location:

Value of project loans:
CWA project category:

Loan terms
    repayment period:
    interest rate:
CWSRF loan recipient:
Dedicated repayment
Project contact:
Pott Townsend,
Washington
$400,000
National Estuary Program
(section 320)

5 years
0%
City of Port Townsend

Portion of city's $5 per
household storm water
utility fee
Doug Mason
City of Port Townsend, WA
360- 385-7212

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supplies. Examples of these projects
include:
  Alaska: Planning and construction of
  landfills to protect ground water.
  Maine: Replacement of failed individual
  septic systems,
  New York: Landfill leachate collection,
  storage, and treatment.
  North Dakota: Expansion of an existing
  landfill.
  Missouri: Animal waste facilities and
  waste-handling equipment to prevent
  surface and ground water contamination.
  The Clean Water Act National Estuary
Program (authorized by Section 320 of the
Act) addresses estuaries of national impor-
tance. CWSRF funds may be used to
develop and implement Comprehensive
Conservation and Management Plans, the
guiding documents for addressing  water
quality initiatives in estuaries covered by the
Clean Water Act.  Specific project types
eligible for CWSRF funds include wetland
protection and restoration projects.  One
such project in Washington involved the
actual purchase of wetlands. Not only did
the purchase prevent the wetlands from
being developed but it also preserved an
integral part of the purchasing
municipality's stormwater control system.
  Many activities that assist in preventing
pollution of estuaries may  also be funded as
nonpoint source activities if included in the
EPA-approved state Nonpoint Source
Management Plan. For example, Maryland's
CWSRF funded nonpoint source projects to
cap landfills and treat landfill leachates in an
effort to protect the Chesapeake Bay.
  A state-by-state summary is included at
the end of this brochure that identifies
additional examples of expanded use
projects and provides contacts to discuss the
projects.

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    Who Can Qualify for a CWSRF
           Expanded Use Loan?
   CWSRF loans for expanded use projects
are available to public or private entities,
including individuals, who have eligible
projects and can identify a dedicated loan
repayment source.  Please note that project
eligibility varies from state to state accord-
ing to each state's CWSRF program priori-
ties and rules.  To find out whether you may
be eligible to take advantage of CWSRF
assistance, please contact the appropriate
person listed on page 17.
                                                 Project Profile
                                                 Project locations:
                                                 Value of project loans:

                                                 CWA project category:

                                                 Loan terms
                                                     repayment period:
                                                     interest rate:
                                                 CWSRF loan recipient:
       Animal Waste Facilities Construction and Related Equipment Purchase
   As a group, farmers tend to place a high value
on preserving and protecting natural resources.
The Missouri CWSRF has helped the state's
farmers achieve these goals. Historically, animal
waste has been a major contributor to ground-
water contamination in the state's agricultural
areas. The Missouri Agricultural and Small
Business  Development Authority (MASBDA) is
borrowing CWSRF funds and reloaning them to
farmers so they can purchase animal waste
collection equipment and construct animal
waste storage and distribution facilities.  This not
only helps eliminate a major source of both
surface and groundwater contamination, but
also provides the farmers with valuable material.
The animal waste is used to irrigate row crops or
pastures,  providing both water and nutrients.  In
many instances the irrigation equipment is also
financed  through the CWSRF.
  The CWSRF lends funds to the MASBDA at an
interest rate of 3%, which in turn lends them to
farmers at interest rates of 5% to  6%. The
difference in the interest rate is being used to
fund a reserve account and has allowed  the
MASBDA to identify the farmers as the dedicated
source of revenue to repay the CWSRF.
                                                 Dedicated repayment
                                                     source:
                                                 Project contact:
Missouri
$20 million dedicated to
the program
Nonpoint Source
Management (section 319)

10 years
3%
Missouri Agricultural and
Small Business
Development Authority,
which in turn lends to
farmers at 5% to 6%
interest rates

Farmers borrowing funds
from  MASBDA; fund
reserve resulting from
difference in interest rates
Anne Crawford
Missouri Water Pollution
Control Program
573-751-1302

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        What Loan Repayment Options
  With traditional wastewater projects, the
CWSRF enters into a loan agreement with a
municipality or wastewater authority that
pledges repayment through facility user
charges. With nonpoint source control or
other expanded use projects, specific user
charges may not be available to dedicate for
loan repayment and another repayment
source will need to be identified.
  CWSRFs have worked with loan
recipients to develop flexible repayment
mechanisms, and recognize creative
approaches to repayment that are acceptable
to the loan recipient and the CWSRF.
  Examples of repayment sources include
establishing or dedicating:
                Exist for Expanded Use Projects?
                    * Leasing fees
                    » Plant sales
                    • Storm water utility fees
                    • Loan repayments
                    » Solid waste tipping fees
                    » Tax revenue
                    • Water utility revenues
                    While the ultimate source of repayment
                  for expanded use loans may often be the
                  loan recipient, the dedicated repayment
                  source identified in the CWSRF loan
                  application need not be directly from the
                  assistance recipient. The repayment source
                  can and often has been entirely independent
                  from the recipient and/or the water quality
                  project (e.g., property taxes).
    The linked deposit program was created as
 a mechanism to make loans to individuals
 {usually farmers) proposing projects that are
 consistent with area watershed management
 plans.  In the linked deposit program, SRF
 funds equal to the required project funds are
 placed in a Certificate of Deposit with a
 private bank. The interest rate on the CD is
 discounted below the bank's normal cost of
 funds.  The difference between the cost of
 funds and the interest rate is used to subsi-
 dize the interest rate the bank charges on
 project loans (approximately a 3% subsidy).
 Loan recipients take a  letter of project
 approval to the bank and borrow funds at a
 negotiated rate of interest. The loan recipient
 repays the loan to the bank over time. The
 bank uses loan repayments to pay the
          t*»r*»ct nn fhp (~D nhi<; nrinrinal.
Ohio Linked Deposit Program
              Project Profile
              Project locations:
              Value of project loans:
              CWA project category:

              Loan terms
                  repayment period:

                  interest rate:

              CWSRF loan recipient:
              Dedicated repayment
                  source:

              Project contact:
Ohio
Approximately $4.5
million
Nonpoint Source
Management (section 319)

negotiated (20 years or
less)
3% less than regular loan
rates
Project applications

Ultimately the loan
recipient
Greg Smith
Ohio Environmental
Protection  Agency

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                          What Are the Advantages of Using
                   CWSRF Funding for Expanded  Use Activities?
Favorable Terms
CWSRF assistance is usually offered on
advantageous terms:  loans with interest rates
at or below market rates, and a repayment
period as long as 20 years beginning one
year after project completion.
Administrative Ease
CWSRF assistance recipients will receive
help with applying and qualifying for the
program, ensuring a smooth process even
for first-time recipients.
Significant Source of Financing
The CWSRF is a significant source of
financing that allows states and communities
to undertake critical water quality projects
that otherwise might not be addressed.
Achieve Environmental Results
The CWSRF is a federally funded environ-
mental program with a focus on achieving
environmental benefit through needed
financial assistance.
                          Septic System Repair Loan Program
    Delaware's expanded use of the CWSRF is
  providing homeowners with an incentive to
  repair failing septic systems, a significant con-
  tributor to both surface and groundwater con-
  tamination. Using CWSRF funds, the state has
  established a septic system repair loan program
  that offers homeowners loans with more attrac-
  tive terms than they could secure in the commer-
  cial market.  Loans of up to $10,000 are made
  directly from the CWSRF to individual home-
  owners and carry a 3% interest rate with  repay-
  ment periods of up to 20 years. The state per-
  forms a financial capability analysis on each
  applicant, including obtaining a personal credit
  report. Applicants must own the property, since
  a lien is placed on the property to secure the
  loan.  Once the repairs are made, a Department
  of Natural Resources representative inspects the
  system. The two-year-old program has financed
  the repair of more than 100 systems.
Project Profile
Project location:
Value of loan
    commitments:
CWA project category:

Loan terms
    repayment period:
    interest rate:
CWSRF loan recipient:
Dedicated repayment
Project contact:
Delaware

$600,000 - $700,000
Nonpoint Source
Management (section 319)

up to 20 years
3%
Individual homeowners

Homeowner loan
obligation, property lien
Terry Deputy
Delaware Department of
Natural Resources &
Environmental Control
302-739-5081

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              Barnes Creek Biofiltration, Wetland, and Detention Facility
   The city of Des Moines, Washington, is using
CWSRF funds to purchase and reconstruct a
badly degraded wetland area and to construct a
sediment trap/pond facility. This project is
allowing the city to meet two goals it constantly
struggles to achieve: flood protection and
wetlands preservation and enhancement. The
project will be completed in three phases:
planning (1996), design (1997), and construction
(1998-99).  The CWSRF will, at a minimum,
fund phases I and II,  Area stormwater will enter
one of two sediment traps by way of the
surrounding reconstructed wetlands.  The
wetlands serve the dual purpose of providing
flood protection by containing stormwater
runoff, and acting as a preliminary filter by
removing suspended  solids.  The majority of
sediment and any heavy metal removal will
occur while the water is in the sediment traps.
The water will then leave the traps through
artificial inlets that lead to Barnes Creek, which
eventually enters Puget Sound.
Project Profile
Project location;

Value of expanded
     use loans:

CWA project category:

Loan terms
     repayment period:
     interest rate:
CWSRF loan recipient:
Dedicated repayment
Project contact:
City of Des Moines,
Washington

$152,000(1996), $70,500
(1997)
National Estuary Program
(section 320)

5 years
0%
City of Des Moines
Resident fees paid to the
local surface water utility
Loren Reinnold
City of Des Moines, WA
206-870-6524

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                         How Do I  Apply
  Each state has a similar process for
selecting projects to receive CWSRF
financing. The general CWSRF loan process
in your state may consists of these steps:
Loan Application
• Discussing your project with a state
  CWSRF representative and obtaining an
  application if appropriate.
• Completing an  application form which
  may require applicants to:
  - Identify the environmental needs and
    cost of the project;
  - Describe the proposed project, and
    complete project-specific documents,
    such as design documents, engineering
    plans, permits, state agency approvals,
for a CWSRF Loan?
       and contract documentation;
     - Identify a dedicated revenue source to
       repay the loan; and
     - Include project financial information,  •
       such  as project capital and operating and
       maintenance costs.
   Project Selection
   • To be selected, projects must meet certain
     program requirements and various federal
     laws and regulations.  For example,
     expanded use projects must be identified
     as part  of an approved state Nonpoint
     Source Management Program or ground
     water protection strategy, or must be part
     of the development or implementation of a
     National Estuary Program Comprehensive
                             Subsurface Drainage Recycling
   An expanded use of the CWSRF has allowed      Project Profile
 the Pacheco Water District in California to
 recycle subsurface drainage water while at the
 same time reducing the levels of selenium and
 salinity of drainage waters entering local rivers.
 CWSRF funds have been used to construct
 ponds to collect high-salt subsurface drainage.
 Water that cannot be discharged into rivers is
 pumped through newly-constructed canals (also
 financed with CWSRF funds) and combined with
 clean water to produce a mix that is used by
 local growers for irrigation purposes. The
 collection ponds and canals constructed with
 CWSRF funds not only divert high-salt water
 from entering the local rivers but also allow the
 District to control salt loading in the area. This
 has benefitted the area lowlands, where
 topographical conditions historically have
 resulted in their receiving a disproportionate
 amount of salt from area discharge.
   Project location:
   Value of project loans:
   CWA project category:

   Loan terms
       repayment period:
       interest rate:
   CWSRF loan recipient:
   Dedicated repayment
   Project contact:
Pacheco Water District, CA
$1.9 million
Nonpoint Source
Management (section 319)

10 years
less than 3%
Pacheco Water District

Surcharge added to the
user fee currently charged
to growers receiving water
from the District
Paul Roggensack
California State Water
Resources Control  Board
Division of Water Quality
Programs
916-657-0673

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  Conservation and Management Plan,  The
  projects must also be identified in the
  state's CWSRF Intended Use Plan.
* Applications are often accepted and re-
  viewed on an annual cycle. States that use
  lending conduits, such as Ohio's Linked
  Deposit program (see the example of this
  program on page 8), may have a different
  schedule for submitting applications.  To
  be considered for the next round of
  financing, you should discuss with your
  state CWSRF staff when the next deadline
  is for submitting applications.
Loan Contract Agreement
»The loan agreement formalizes the terms
  of the CWSRF financial assistance to  be
  provided. The agreement is a legal
  document that commits the CWSRF to
  fund the project and commits the borrower
  to certain terms and conditions for
  proceeding with the project and repaying
  the loan. The loan agreement will
  contain:
  - A loan amortization schedule that
    specifies the anticipated loan principal
    and interest payments over time;
  - A pledge by you to dedicate the revenue
    source identified in your application;
    and
  - A certification that you will comply with
    all program requirements.
* Typically, you will be given a draft of the
  loan agreement and other loan documents
  to review with your attorney  before formal
  loan closing.
Project Start and Loan Disbursement
* After your project commences and as
  construction proceeds, you will typically
  submit monthly requests for  loan disburse-
  ments from the CWSRF based upon
  incurred costs. Disbursement requests
  will require certain documentation, such
  as contractor invoices, and a  certification
  that funds were properly expended.
Project Completion and Loan Repayment
• Within one year after project completion, loan
  repayments will begin based on the final loan
  amortization schedule. In general, you have
  20 years or less to pay the loan back.
                       Typical Steps of CWSRF Financing
                                                                                17

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   Where In U.S. Has CWSRF Funded Nonpoint Source and Estuary Projects?
   States are beginning to take advantage of
their funding flexibility by using the
CWSRF to fund nonpoint source and
estuary activities. The seventeen states,
highlighted below, have provided a total of
$531 million  in CWSRF assistance to fund a
vast array of projects aimed at protecting
surface and groundwater.  In the near future,
                                states plan to provide an additional $20
                                million in CWSRF assistance for nonpoint
                                and estuary activities.  The following matrix
                                summarizes, by state, information on
                                nonpoint source and estuary projects that
                                either are currently funded or are expected to
                                be funded under the  CWSRF program.
     State
    Alaska
           Type and Scope of Project
 * Water quality correction and treatment by
   closing landfills, constructing new landfills and
   leachate treatment facilities, and monitoring and
   controlling existing landfills.
 Contact for More Information
Mike Burns
Alaska Department of
Environmental Conservation
907-465-5136
   California
 * Reduce agricultural subsurface drainage by
   purchasing irrigation equipment that is leased to
   farmers for conversion from furrows/siphon tube
   irrigation to sprinkler/gated pipe irrigation.
 * Wetlands enhancement and storm water
   management by reducing pollutant loading and
   by removing intractable pollutants in urban
   wetland prior to discharge.
 * Construct storm water retention/detention
   facilities and storm water quality control basins
   to protect local streams, river, and the regional
   groundwater basin by reducing runoff-borne
   pollutants from regional urban and agricultural
   land uses.
 • Sediment removal from river by suction dredge
   to improve stream quality and fish habitat.
 • Subsurface drainage recycling project aimed at
   transferring subsurface water high in salts to a
   storage facility and mixing these waters with
   fresh to recycle for irrigation purposes.
 * 'Demonstration and education project for
   sustainable agriculture. Develop a commercial
   vineyard using environmental practices to avoid
   impacting water quality.
Paul Roggensack
Division of Water Quality
Programs
State Water Resource Control
Board
916-657-0673
 13
"Projects approved and/or awaiting binding commitments.

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      State
    Delaware
                       Type and Scope of Project

             Chicken manure storage facilities and dead bird
              composters on each farmer's property to reduce
              nutrient loadings from farming operations.
             Agricultural dairy program loans to dairy farmers
              to implement best management practices (i.e.,
              manure control and storage facilities) on farms.
             Septic tank rehabilitation program to finance
              rehabilitation of malfunctioning or failing septic
              systems.
             Leaking underground storage tank program to
              finance the removal of leaking underground
              tanks, the remediation of contaminated sites and
              purchase of leak detection systems when
              borrowers install new tanks.
  Contact for More Information
Terry Deputy
Program Manager
Department of Natural  Resources
and Environmental Control
302-739-5081
Maine      * Replacement of  failed individual septic systems
             to protect groundwater and public health.
                                                                 Robert O. Lenna
                                                                 Executive Director
                                                                 Maine Municipal Bond Bank
                                                                 207-622-9386
 Massachusetts
            * *Loans to replace failed individual septic systems
             to protect groundwater, private drinking water
             supplies, and public health.
Scot Butcher
Executive Director
Massachusetts Water Pollution
Abatement Trust
617-367-3900
                  Construction of sedimentation basins, and stream
                   bank stabilization projects to control erosion.
                  Loans to rural landowners and agri-businesses to
                   implement water quality  improvement practices
                   that mitigate or prevent nonpoint source pollu-
                   tion. Projects eligible for loans include animal
                   waste control systems, abandoned well sealing,
                   and structural conservation practices such as
                   waterways, erosion and sediment control basins,
                   terraces, and non-structural conservation
                   practices such as the purchase of conservation
                  tillage equipment.
                                                            Laurie H. Martinson
                                                            Executive Assistant
                                                            Water Quality Division
                                                            Minnesota Pollution Control
                                                            Agency
                                                            612-296-7360
                                                            Paul D. Burns
                                                            Assistant Director
                                                            Agriculture Development
                                                            Division
                                                            Minnesota Department of
                                                            Agriculture
                                                            612-296-1488
    Missouri
             Animal waste facility loan program to help
             farmers finance the construction of animal waste
             facilities or purchase waste-handling equipment -
             all of which work to prevent potential surface and
             ground water contamination.
Steve Townley
Chief, Financial Services Section
Water Pollution Control Program
Missouri Department of Natural
Resources
573-751-1397
*Projects approved and/or awaiting binding commitments.
                                                                                       14

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Continued from page 14
      State
                            Type and Scope of Project
     Nevada
                   *CWSRF loan to purchase water rights ($12
                   million) in the Truckee basin to augment river
                   flows that will: restore the water quality of the
                   Truckee River; preserve and protect endangered
                   species; and enhance the water quality of
                   Pyramid Lake.
 Contact for More Information

James Williams, Jr.
Chief, Bureau of Wastewater
Treatment and Services
Nevada Division of
Environmental Protection
702-687-4670
i
            New » Loans to close landfills and protect ground
      Hampshire   water
George McMennamin
Wastewater Engineering Bureau
Dept. of Environmental Services
603-271-3448
    New York
                   Nonhazardous, inactive hazardous, and
                   construction and demolition landfill capping
                   and closure to protect groundwater.
                   Landfill reclamation.

                   Landfill leachate collection, storage and
                   treatment to protect groundwater.
                   Highway deicing material storage facilities to
                   control groundwater contamination.
                   Remediation of groundwater contamination from
                   leaking petroleum storage tanks, underground
                   injection wells and inactive municipal hazard-
                   ous waste sites.
                   Storm water management facilities, such as street
                   sweepers, catch basin vacuum vehicles,
                   sediment traps and basins,  constructed  wetlands
                   and biofliters.
                   Land purchase or conservation easements for
                   water quality protection such as for wellheads
                   or watershed.
Robert E. Davis
Director, Division of Engineering
and Program Support
New York State Environmental
Facilities Corporation
518-457-3833
 North Dakota
                   Close landfill to protect ground water.

                   Expand landfill to protect ground water.

                   New landfill to protect ground water.
Jeff Hauge, P.E.
North Dakota Department of
Health and Consolidated
Laboratories
701-328-5210
     Ohio
                   Linked deposit loan program - loans directed
                   toward implementation of agricultural nonpoint
                   source control projects in specific watersheds.
Steven Grossman
Executive Director
Ohio Water Development
Authority
614-466-5822
 15

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    State
Pennsylvania
          Type and Scope of Project
 Individual on-lot sewage disposal system
 program; loans to correct problems with on-lot
 disposal systems.
  Contact for More Information
Paul Marchetti
Executive Director
Pennsylvania Infrastructure
Investment Authority (PennVest)
717-783-4496
South Dakota
1 Expand/upgrade landfill to protect ground water.

' Close landfill to protect ground water.

 New landfill to protect ground water.
Jim Feeney
Office Administrator
Department of Environment and
Natural Resources
605-733-4216
   Virginia
 On-site wastewater treatment and disposal
 program; pilot program providing loans to repair
 or replace malfunctioning or inadequate on-site
 wastewater treatment systems.
Don Wampler
Program Director
Department of Environmental
Quality
804-698-4132
 Washington
1 Repair or replace septic systems or on-site
 disposal systems to reduce nonpoint source
 pollution caused by failing septic systems.

' Prevent, reduce or correct pollution  runoff from
 agricultural sources by implementing BMPs
 (e.g., fences and berms).

1 Implement water quality analysis and restoration
 plan.

1 Provide native plant materials to conservation
 districts to rehabilitate disturbed riparian
 corridors and reduce pollutant runoff to streams.

 Ground water monitoring study.

 Purchase Winona Wetland to preserve and
 protect wetland (reduces pollutant flow into
 Admiralty Inlet).

 Reduce nonpoint source pollution caused by
 dairy waste runoff (non-CAFOs) by implement-
 ing dairy farm BMPs.
Brian Howard
Washington Department of
Ecology
360-407-6510
 Wyoming
 Remediation of leaking underground storage
 tanks to protect groundwater.
Mike Hackett, P.E.
Dept. of Environmental Quality
307-777-6351
                                                                                        16

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 Where Can I Get More
 Information About the
         CWSRF?
  For more information about
the CWSRF program in your
state and to learn more about
potential expanded use
projects, contact the
appropriate EPA Regional
CWSRF coordinators listed
here. They will be able to
discuss the general status of
expanded CWSRF uses in
your state and provide a
contact person in your state's
CWSRF program.
EPA Regional Contacts ^
Region
1
Area Covered
New England
2 New York, New jersey,

3
4
' 5
6
7
8
9
10
Internet:
For state
V
and Puerto Rico
Mid-Atlantic
Southeast
North Central
South Central
Central
Mountain States
West/Southwest
Northwest
Contact
Ralph Caruso
Robert Gil I

Les Reed
Sheryl Parson
Gene Wojcik
Velma Smith
Donna Moore
Brian Friel
Juanita Licata
Lee Daniker
Telephone Number
617-565-3617
212-637-3884

215-566-2320
404-562-9337
31 2-886-01 74
214-665-7153
913-551-7741
303-312-6277
415-744-1948
206-553-1380
http ^/www.epa .gov/owm
listings: http://www.epa.gov/efinpage/srf con. htm
                     U.S. Environmental Protection Agency
                        Regional and Major R&D Offices
                                          • Regional Offices
                                          * Research & Development Laboratories
 17

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Cut out this EPA CWSRF  Regional Contacts
         card for your future reference.
        EPA CWSRF Regional
              Contacts
     Region        Area Covered
       1          New England
       2   New York, New Jersey, Puerto
       3          Mid-Atlantic
       4           Southeast
       5          North Central
       6          South Central
       7            Central
       8         Mountain States
       9         West/Southwest
       10           Northwest
      Contort
    Ralph Caruso
Rico  Robert Gill
      Les Reed
    Sheryl Parson
    Gene Wojcik
    Velma Smith
    Donna Moore
     Brian Frief
    Juanita Licata
    Lee Daniker
Phone Number
617-565-36*7
212-637-3884
215-566-2320
404-562-9337
312-886-0174
214-665-7153
913-551-7741
303-312-6277
415-744-1948
206-553-1380

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