PB95-964101
                                  EPA/ROD/R05-95/273
                                  January 1996
EPA  Superfund
               >
       Record of Decision:
       Whiteford Sales and Service/
       National Lease, South Bend, IN
       9/29/1995

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                 DECLARATION FOR THE RECORD OF DECISION


SITE NAME AND LOCATION

Whiteford Sales and Service, Inc. Site, St. Joseph County, South Bend, Indiana.

STATEMENT OF BASIS

This decision document presents the selected remedial  action for the Whiteford Sales and
Service, Inc., site, St. Joseph County, Indiana.  The selected remedial alternative was chosen
in accordance with the Comprehensive Environmental Response, Compensation, and Liability
Act of 1980 (CERCLA), as amended by the Superfund Amendments and Reauthorization Act
of 1986 (SARA) and is consistent with the National Oil and Hazardous Substances Pollution
Contingency Plan (NCP) to the extent practicable. The decision is based upon the contents of
the administrative record for the site.

DESCRIPTION OF THE SELECTED REMEDY

The remedy selected by U.S. Environmental Protection Agency (EPA) is "No Action."

DECLARATION STATEMENT

The Baseline Risk Assessment completed for the Whiteford Sales and Service, Inc. (WSS), site
indicated that the WSS site may pose potentially unacceptable risks to human health and the
environment.  Specifically, the Baseline Risk Assessment concluded that the noncancer hazard
index calculated for exposure to groundwater, and the carcinogenic risks calculated for exposure
to soil and groundwater, were potentially unacceptable if there was direct exposure to the soil
and groundwater at the WSS site. The determinations in the Baseline Risk Assessment regarding
the risks due to exposure to soil were based on a very conservative assumption related to the
ability of human skin to absorb the chemicals of concern.  Regarding the risks due to exposure
to groundwater, the determinations hi the Baseline Risk Assessment were based on standardized
assumptions related to  volume of water ingested  and on the assumption that  exposure to
groundwater from  directly beneath or adjacent to the WSS site, rather than to groundwater
derived from several different sources that are part of the City of South Bend municipal water
system.  Based upon concerns regarding risk expressed during the public meeting held during
the public comment period on the  Proposed Plan, EPA's toxicologist further reviewed the
Baseline Risk Assessment and risks due to exposure to  soil using a figure for dermal absorption
efficiency recommended by the Agency for Toxic Substances and Disease Registry (ATSDR),
and determined that none of the risks posed by soil were found to be unacceptable.  In addition
to this, the property, now owned by St. Joseph County, is currently used as a retention basin
for stormwater and surface water run-off from the overpass and surrounding areas, and direct
exposure to soil is not highly likely.

EPA also recalculated risks due to exposure to groundwater at and in the vicinity of the site.
Based on assumptions which reflect a more realistic groundwater consumption rate, and taking
into account the fact that some dilution will occur in the system due to the use of other

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groundwater sources for the municipal water supply, none of the risks posed by groundwater
were found to be unacceptable.

As further assurance that human health and the environment will not be subject to unacceptable
risks due to either the WSS site or other unidentified sources of contamination in the area,
requirements  which the City of South Bend is subject to under the Safe Drinking Water Act
(SDWA) are summarized here.  Under SDWA, the City of South Bend is required by law to
sample and analyze water provided to residents who rely on city well fields for drinking water.
The  City of South Bend submits the results of analyses of samples from  each of its well fields
to Indiana Department of Environmental Management (IDEM) and EPA  on a regular basis. If
levels of contaminants in a sample exceed federal standards, known as Maximum Contaminant
Levels (MCLs), for safe drinking water, the State of Indiana is required to take action to ensure
that water in compliance with MCLs is being provided to the public and that monitoring of the
affected well(s) continues. Therefore, requirements under SDWA further ensure that the persons
who  rely on City of South Bend well fields are receiving water that does  not pose a significant
current or future risk to human health or  the environment.

In summary,  based upon EPA's review  of the RI  report and the Baseline Risk Assessment,
actual conditions at the WSS site,  and evaluation of the  risks posed by the  site, EPA  has
determined that the WSS site does not pose a significant current or future risk to human health
or the environment.  For these reasons, and given the existence of a statute which specifically
provides for monitoring of public water supplies, EPA has concluded that further remedial action
at the WSS  site is not necessary to ensure protection of human health and the environment  and
that expenditure of funds under the CERCLA statute are not warranted.  In addition to the
decision to recommend a "No Action" alternative for the site, EPA has determined that a five-
year  review of the site pursuant to  Section 121 of CERCLA is not required and a five-year
review will not be performed at the'site.  Because EPA has determined that its response at the
site is complete and that no remedial action is necessary, the site now qualifies for inclusion on
the Construction Completion List.

It is anticipated that the State of Indiana will concur with EPA's recommended alternative for
the site.
  9/29/9$
    DATE   .   . -                                      Valdas V. A^amkus
                                                        Regional Administrator

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                                        CO:  RA/RF
      INDIANA DEPARTMENT OF ENVIRONMENTAL MANAGEMENT
          We make Indiana a cleaner, healthier place to live
      Euan Bayh
      Governor
      Kathy Prosser
      Commissioner
100 North Senate Avenue
P.O. Box 6015
Indianapolis, Indiana 46206-6015
Telephone 317-232-8603
Environmental Helpline 1-800-451-6027
Mr. Valdas  Adamkus                '  ;
Regional Administrator    ^   o.  ;..-o
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Mr. Valdas Adamkus
Page 2

     Please be assured that IDEM is committed to accomplish cleanup
of all Indiana sites on the NPL and intends to fulfill all
obligations required by law to achieve that goal.
                              Sincerely;'
                               7'
                              Kathy Pfosser
                              Commissioner
cc:  Mary M. Tierney, U.S. EPA RPM
     Scott Hansen, IDEM, PM

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     WHITEFORD SALES AND SERVICE INC.




        ST. JOSEPH COUNTY, INDIANA








SUMMARY OF REMEDIAL ALTERNATIVE SELECTION

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                             TABLE OF CONTENTS








I.     Site Description	 . .  .  1



II.    Site History arid Enforcement Activities	  1




III.   Highlights of Community Participation	  8




IV.   Site Characteristics		8




V.    Summary of Site Risks	   11




VI.   Explanation of Significant Changes	   17




VII.   State Concurrence	•  • •  •	   17



Responsiveness Summary	   18






FIGURES



Figure 1  Whiteford Sales and Service Site Location Map	  3




Figure 2  Location of Olive Street Well Field	4




Figure 3  Whiteford Sales and Service Former Site Features Map  	  5




Figure 4  Area of Soil Excavation for Construction of Overpass	  7




Figure 5  Locations of Soil Samples Collected during RI .	   12




Figure 6  Locations of Groundwater Samples Collected during RI	   13

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                                DECISION SUMMARY
I. SITE DESCRIPTION

The Whiteford Sales and Service, Inc. (WSS) site consists of a former truck washing facility
located in St. Joseph County, Indiana. The site is located southeast of the City of South
Bend  and  is bounded by Sample Street to the north, Garst Street to the south, Grant Street to
the east, and Olive Street to the west.  The Olive Street overpass forms the site boundary
along its north and west sides (see Figure  1  for site location).  Currently the site  serves as a
retention basin for stormwater and surface water run-off from the overpass and surrounding
areas.

The closest surface water body  to the site is the St. Joseph River which flows southeast to
northwest and is located approximately 2 miles  northeast of the site.  The St. Joseph River,
which eventually drains into Lake Michigan, is  used for fishing and recreational activities.
The WSS  site occupies approximately 11 acres, which includes approximately 8.6 acres that
comprised the original facility property, purchased by St. Joseph County in 1980, along with
an additional 2.4 acres previously owned by the County. Land in the vicinity of the site is
primarily commercial and light industrial.  Residential areas are located approximately 2,000
feet south of the site,  and  also north of the site  beyond the Olive Street overpass  and the
Grand Trunk Western Railroad right-of-way. A metal scrap yard is located immediately east
of the  site across Grant Street, and a trucking depot is located immediately south  of the site.

One of the ten City of South Bend municipal well fields, the Olive Street well  field, is
located approximately 800 feet west of the site (see Figure 2 for  location of Olive Street well
field).  The  Olive Street well field contains six municipal wells, one of which is operational,
and used for emergency situations only. The municipal system, which supplies over 100,000
residents with drinking water, is referred to  as a blended water system due to the fact that
water mains from the ten well fields are interconnected and residents may be supplied with
water from one or any combination of the ten well fields.
II. SITE HISTORY AND ENFORCEMENT ACTIVITIES

Whiteford Sales & Service Site History

Whiteford Systems Group was an affiliation of corporations owned and operated by Ronald
W. Whiteford of South Bend, Indiana. Two of those corporations, Whiteford Sales and
Service, Inc.,  and Whiteford Leasing Corporation, operated out of a building at 2020 West
Sample Street in South Bend, Indiana, between  1967 and 1983. During this period,
Whiteford Leasing Corp. operated a truck leasing facility at the site, and Whiteford Sales and
Service, Inc.,  operated a truck washing facility at the site. The property located at 2020
West Sample Street was known as Whiteford Sales and Service from approximately 1960
through 1983, and as Nationalease, Inc,,  from approximately 1983 through' 1987.

St. Joseph County purchased the property on February  19, 1980.  Whiteford Sales and
Service, Inc.,  continued operating its truck washing facility at the site from 1980 until St.

                                           1

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Joseph County began construction of the Olive Street overpass in mid-1983 (see Figure 3 for
map of former site features).  The building which originally housed Whiteford Sales and
Service was demolished by St. Joseph County in October 1983 as part of the overpass
construction project.

During the time that Whiteford Sales and Service operated at the site, waste water from the
truck washing operations was disposed of via facility floor drains that discharged to three dry
wells located approximately 20 to 70 feet south of the main building.  Each well was
constructed of perforated concrete and was approximately 4 feet  wide and 6 feet deep.  No
engineered liners or other materials limiting downward percolation of liquids, or collection
systems, were present, and no records of the  quantity of waste water generated were
maintained.  For Hazard Ranking System (MRS) scoring purposes, the volume of waste water
generated was estimated to be 396,000 gallons. Types of wastes believed to have been
discharged to the dry wells include solvents, degreasers, waste oil, and detergents.  Other
waste fluids from the vehicles serviced at the facility may also have entered the wells.

In the process of realigning the Olive and Sample Street interchange and constructing the new
overpass in 1983, St. Joseph County used soil from the WSS site as fill material.
Approximately 200,000 cubic yards of soil from the WSS site were borrowed for
construction of the overpass, resulting in an approximate 10-foot deep excavation over  nearly
90 percent of the 11-acre site (see Figure 4 for area of soil excavation).  In August 1983, St.
Joseph County  construction contractors uncovered the three dry wells during excavation
activities at the site, and the County  subsequently retained an environmental consulting  firm
to test samples  of the sludge  and soil from the wells. Results from the analysis of the dry
well sludge showed that the sludge was a RCRA characteristic waste due to its low flash
point.  In addition,  eight EPA priority pollutants were identified  in the sample.  County
officials were directed by IDEM, then known as the Indiana State Board of Health, Land
Pollution Control Division, to not disturb, remove, cover, or flood the area unless proper
authorization was obtained.  A Consent Decree finalized in June  1987 and signed by
Whiteford-Kenworth, Inc., St. Joseph County, and IDEM authorized the cleanup and
removal of the  dry well material. Removal of the sludge in the dry wells, and sludge and
soil extending 4 feet beyond the dry  well sides and bottoms,  was completed in July  1988.
Approximately  210 cubic yards of contaminated soil and sludge were disposed of at the
County Line Sanitary Landfill in Fulton County, Indiana.

History of Contamination in Olive Street Municipal Well Field

The City of South Bend municipal drinking water system supplies over 100,000 residents
with groundwater from  ten municipal well fields.  Five of the ten well fields are located
within a three-mile  radius of the WSS site.  The Olive Street well field contains six
municipal wells, with the nearest well located approximately 800 feet west of the site and the
farthest located approximately 1,950 feet southwest of the site. Until  19.80 when the well
field was shut down, the Olive Street well field had the highest capacity of the ten city  well
fields.

Volatile organic compounds (VOCs)  were detected in the Olive Street well field as early as
1980.  In June  1980 the well field was shut down by the City due to the contaminant levels
in the wells.  A report of an  investigation conducted later that year by an environmental

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               INDUSTRIAL -
                  PARK    :
                    ASHLAND
                   CHEMICAL
                   COMPANY
ALTERNATIVE REMEDIAL CONTRACTING STRATEGY
     U.S.  EPA CONTRACT No. 68-W8-0089
      WORK ASSIGNMENT No. 023-5L6R
FIGURE

.  1
    AREA  LOCATION MAP

WHITEFORD SALES &  SERVICE
    South Bend,  Indiana

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         0'
80*
              SCALE
      Tiiw-08
                      MUNICIPAL WELL FIELD
                                                                             EWO1
                                                                                  FENCE LINE
                                                                                  PROPERTY BOUNDARY
                                                                                  MUNICIPAL «ca
                                                                                  EXTRACDON WEU.
rUW-03
                               ALTERNATIVE REMEDIAL CONTRACTING STRATEGY
                                    U.S.  EPA CONTRACT No. 68-W8-0089
                                      WORK ASSIGNMENT No. 023-5L6R
                                                                                                         I  FIGURE
                                                             OLJVE STREET MUNICIPAL WELL FIELD

                                                                 WHITEFORD  SALES &  SERVICE
                                                                     South Bend. Indiana

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ALTERNATIVE REMEDIAL CONTRACTING STRATEGY
     U.S. EPA CONTRACT No. 68-W8-0089
       WORK ASSIGNMENT No. 023-5L6R
                                                                            ISO-
                                                                 -.	— raCC IMC

                                                                    * wr MUUKAnoN
                                                                 -7»— UMMION OOMTOUM
                                                                        | FIGURE
  FORMER SfTE FEATURES

WHITEFORD SALES Sc SERVICE
     South Bend, Indiana

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consulting firm retained by Ashland Chemical Company (Ashland) indicated that Ashland,
located approximately 2,000 feet southeast of the WSS site, was the probable source of the
groundwater contamination. In 1981 Ashland initiated a study to further define the source of
the contaminant plume and installed several extraction wells between its facility and the Olive
Street well field to try to prevent contaminated water from continuing to enter the municipal
wells, and also excavated and disposed of approximately 10,000 cubic yards of contaminated
soil from Ashland property. One of the Ashland extraction wells was.installed adjacent to
the southern boundary of the WSS site due to a "pocket of contamination"1 detected in the
area.  It  was not until late in 1983, when the dry wells on the WSS site were uncovered,  that
it was recognized that this pocket of contamination may have been, at least in part,
originating from the WSS site instead  of from Ashland, and that contaminants  from the WSS
operations may have contributed to the contamination in the Olive Street well field.

In addition to the release at Ashland, numerous  spills and releases from other facilities in the
generally commercial and light industrial  area of the site have been reported.  File  searches
completed at IDEM central offices in Indianapolis, Indiana,  revealed a number of substances,
including muriatic acid, waste motor oils, diesel fuel, gasoline, and No. 6 fuel, for which
releases have been reported within an  approximate 1,500-foot radius of the WSS site.
Ashland  is currently finalizing a Work Plan for  completing a RCRA Facility Investigation
(RFI) at  its facility.  Based on the  results of the RFI, corrective action may be required.

Contaminant levels in the Olive Street municipal wells and the Ashland extraction wells
continued to be monitored throughout  the 1980s.  By the late 1980s, data reports showed  that
levels of contaminants in the wells were decreasing. Two of the six wells in the Olive Street
well field were reinstated in the summer of 1987 for use during high demand periods only.
Currently, one well in the Olive Street well field is used during periods  of high demand.

Enforcement Activities

In June 1988, EPA proposed the WSS site for inclusion on the National Priorities List
(NPL).   In April  1989, EPA offered Whiteford  Nationalease, Inc., a/k/a Whiteford Leasing
Corp., Whiteford Kenworth, Inc.,  St.  Joseph County, Ronald W. Whiteford and Florence S.
Whiteford the opportunity to conduct the remedial investigation and feasibility  study (RI/FS)
at the WSS site.  In August 1989,  EPA provided the parties identified above with copies of a
draft administrative order by consent to conduct the RI/FS at the WSS site. In September
1989, the attorney representing all parties advised  EPA that the parties were declining the
opportunity to conduct the RI/FS.  In  March 1990, EPA asked St. Joseph County to execute
an access agreement to allow EPA to conduct the RI/FS.  The WSS site was added to the
    1 The existence of a "pocket of contamination" in the vicinity of the Whiteford Sales and
Service site was reported by the environmental consultants (TenEch Environmental Engineers,
Inc.(TenEch)) hired by Ashland Chemical Company in the 1980s to investigate the groundwater
contaminant plume near the Ashland Chemical Company facility and in the Olive Street well
field.  This "pocket of contamination" is described in two letters from TenEch to Michael L.
Vance,  City  of South Bend, dated November 12, 1982, and July 6, 1983, and in a report
prepared by Converse/TenEch entitled "Analysis of Groundwater Contamination in the Olive-
Sample Pumping Station Aquifer" dated December 1980 (p. 4-19).

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•"I
I
•*
s
I
                                                                                                              150*
                                                                                                       SCALE
                                                                                                     • LEGEND -
                                                                                                     — rwx. IMC
                                                                                                     ft— OIMMION OOMIDUM
                     FIGURE
                                   ALTERNATIVE REMEDIAL CONTRACTING STRATEGY
                                       U.S.  EPA CONTRACT No. 68-W8-0089
                                         WORK ASSIGNMENT No.  023-5L6R
AREA OF SOIL EXCAVATION FOR
   OVERPASS CONSTRUCTION

 WHITEFORD SALES it  SERVICE
      South Bend. Indiana

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NPL in August 1990. .St. Joseph County signed an access agreement in May 1990, and EPA
conducted the RI from September 1990 through December 1990. Information requests were
sent to various upgradient owners and operators in 1994.
in.  HIGHLIGHTS OF COMMUNITY PARTICIPATION

EPA hosted a public "kick off" meeting on July 26, 1990, at the Western Branch of the St.
Joseph County Public Library, South Bend, Indiana.  The purpose of the meeting was to
inform the local residents of the Superfund process and the work to be conducted as part of
the remedial investigation at the WSS site.  An information repository containing site
information was established in 1990 at the Main Branch of the St.  Joseph County Public
Library, and in July 1990, an RI fact sheet for the site was issued.

The RI Report and Proposed Plan for the WSS site were released to the public for review in
July  1995. A public meeting was held on August 9, 1995, at the Western Branch of the St.
Joseph County Public Library to discuss the results of the RI and the Proposed Plan for the
site.  The meeting was chaired by representatives from the EPA and IDEM and was attended
by approximately  six citizens.  The Proposed Plan for the WSS site was made available for
public comment from July 26, 1995, through August 24,  1995.

Advertisements were placed in the South Bend Tribune  to announce the July 1990 and
August 1995 public meetings, the availability of the RI  report and  the Proposed Plan for
public comment in July 1995, and the availability of the administrative record and updates to
the administrative record.  The administrative record for the site has been made available to
the public at the EPA docket room in Region 5 and at the Main Branch of the St. Joseph
County Public Library.

The public participation requirements of CERCLA §113 (k)(2)(/-v) and CERCLA §117 have
been met in this remedy selection process.  This decision document presents the selected
remedial action for the WSS site, which was chosen in accordance with CERCLA, as
amended by SARA, and which is, to the extent practicable, consistent with the NCP.  The
decision for this site is based on the contents of the administrative record.
IV.  SITE CHARACTERISTICS

The RI involved sampling and analysis of groundwater, surface soil, and subsurface soil to
determine site conditions.  Groundwater samples were collected from on- and off-site
monitoring wells, from the Olive Street municipal wells, and from the Ashland extraction
well adjacent to the site.  Area and site geology, site characteristics, and groundwater flow
patterns were also examined.  The following sections describe some of the findings of the RI
regarding geology and topography,  hydrogeology, and contamination in  the area of the site.

1.  Geology and Topography

The area surrounding the WSS site  is naturally relatively flat with areas  of subtle relief.  The
elevations of the adjacent land area range between 710 and 720 feet.mean sea level (MSL).

                                          8

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 The WSS site was altered significantly during the 1983 overpass construction project, when it
 was converted to its current use as a stormwater retention basin. As a result, the topographic
 relief of the site is significantly greater than that of the surrounding area.  The elevation of
 the ground  surface around the edges of the site, which is similar to the elevation of the site
 prior to the 1983 construction, is approximately 717 feet MSL.  The elevation within the
 stormwater retention basin (approximately 90 percent of the current site) averages 706 feet
 MSL.

 The area of the site is generally characterized by glacial sand and gravel deposits from
 episodic late Wisconsinan glacial retreats.  Glacial materials underlying the WSS site consist
 of unconsolidated valley train deposits extending nearly 200 feet below ground surface (bgs).
 This unconsolidated material is underlain by the Ellsworth Shale Formation which generally
 dips to the east toward the WSS site.

 Although the material  underlying the site generally consists of sand and gravel units, many
 clay seams were observed.  A clayey silt layer was also present in  one soil boring.  Areas
 with clay seams and areas of clayey silt would be expected  to exhibit reduced permeability.

 2.  Hvdrogeologv

 Logs from on-site soil borings, drilling records for several of the Olive Street municipal
 wells, and the drilling log for the adjacent Ashland extraction well  indicate that a clay layer
 exists at approximately 655 feet MSL.  Because of the apparent areal extent of this clay unit,
 it may be classified as a potential aquitard.  Although this clay layer could potentially act as
 an aquitard  between two portions of the shallow aquifer, based on monitoring well sample
 results and the lack of complete information on the clay layer, it must be assumed that the
 two portions are hydraulically connected.  To take into account this lack of certainty about
 the hydraulic connection of the two portions of the shallow  aquifer, the two systems are
 referred to as the "upper portion" and "lower portion" of the shallow aquifer; however, both
 terms refer to groundwater within the unconsolidated sand and gravel deposits overlying
 bedrock.

 a.      The upper portion of the shallow aquifer was monitored with wells  that were screened
       at an average depth of 30 feet bgs. The depth to the top of the upper portion of the
       shallow aquifer was less than 2 feet at some locations on the site.  Groundwater in the
       upper portion of the aquifer appears to have a natural flow direction to the north;
       however, when the Olive Street well field is operating the flow direction shifts to the
       west, and when the Ashland extraction well is operating the flow shifts to the
       southwest.

b.      As indicated previously, a clay layer was encountered in several borings at
       approximately 30 to 35 feet bgs.  The lower portion of the shallow  aquifer is
       considered  to be the portion of the sand and gravel water-bearing unit which extends
       from approximately 35 to 150 feet bgs and is located below  the clay seams but above
       the Ellsworth Shale bedrock formation.  The monitoring wells installed to monitor
       groundwater quality in this portion of the aquifer are generally screened at a depth of
       40 feet bgs.  All of the wells in the Olive Street well field draw from the lower

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       portion of the shallow aquifer.  Groundwater flow directions in the lower portion of
       the shallow aquifer are the same as in the upper portion.

c.     The Ellsworth Shale Formation is the bedrock layer underlying the unconsolidated
       sand and gravel unit.  This formation is encountered at a depth of approximately 165
       to  170 bgs in the area of the site.  In several of the  drilling logs for the Olive Street
       wells, a clay unit was encountered at approximately 165 feet bgs,  prior to the bedrock
       formation.  This clay layer may act as an aquitard.  However,  wells screened in the
       Ellsworth Shale Formation were not installed as part of the WSS RI, so the
       characteristics of a deep bedrock aquifer that may exist in the site area were not
       defined. It is assumed that any groundwater present in bedrock would have a
       northwesterly regional flow direction towards Lake Michigan.

3. Contamination

a. Source Area

The source of contamination at the WSS site was the contaminated soil and sludge in the area
of the former dry wells.  Although the majority of the contaminated soil and sludge was
excavated  and disposed of as part of the 1988 removal action,  some residual contamination
remains on the site. Contamination from the former dry  well area is believed to have
contributed to area groundwater contamination; however, other sources of contamination in
the area have also been documented.

b. Areas  of Contamination and Affected Media

Based on information from the RI completed at the site, available  aerial photographs, reports
on previous technical work done at and in the vicinity of the site,  and  available file
information, the areas and media of contamination at the  WSS site are designated as follows:

       >     Area of former dry wells - Area  located from 20 to 70 feet south of the former
             main facility building.  The greatest number  of polyaromatic hydrocarbons
             (PAHs) were detected in soil from this area,  and, in general, the highest on-
             site concentrations of VOCs in groundwater were detected in wells at this
             location.                                                •
       *•     Overpass embankment - Portion of overpass which was  constructed using fill
             from the WSS site.  Low levels  of VOCs and SVOCs were detected in soil
             samples from this area.
       *•     Stormwater discharge point - Location in the northeast corner of the WSS site
             where a culvert discharges stormwater collected from the overpass and
             surrounding areas.  A groundwater sample collected from a well located in this
             area contained the highest concentration of arsenic of all the groundwater
             samples collected.
       *     Site groundwater - Groundwater collected from on-site wells.
       *     Olive Street groundwater - Groundwater collected from  the six municipal wells
             in the Olive Street well field.
                                          10

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c.  Soil
       At the WSS site, site soils contained VOCs in concentrations ranging from 27 J /ig/kg
       (2-propanol) to 400 J /xg/kg (acetone) and SVOCs ranging from 7 J /ig/kg
       (benzo(a)pyrene) to 720 J /ig/kg (fluoranthene).  The majority  of the VOCs and
       SVOCs detected in site soil samples were found in subsurface soils. Several SVOCs
       were detected  in the soil  samples collected from the overpass embankment in
       concentrations ranging from 71 J /xg/kg (benzo(a)anthracene) to 700 J /xg/kg (4-
       chloroanaline). Metals detected in on-site soils included arsenic (6.4 mg/kg),
       antimony (28.2 mg/kg), lead (83 J mg/kg), and silver (2.8 J mg/kg) (see Figure 5 for
       soil sampling locations).

d.  Groundwater

       VOCs detected in on-site groundwater included chloroethane (0.9 J to 4 /xg/kg),  1.1-
       dichloroethene (0.7 J to 2 /ig/kg), 1,1-dichloroethane (0.7 to 60 /ig/kg), 1,2-
       dichloroethene (total) (1 to 68  /ig/kg). 1,1,1-trichloroethane (0.6 J to 30 /xg/kg),
       trichloroethene (1 to 17 /xg/kg), tetrachloroethene (7 to 18 /xg/fcg), and vinyl chloride
       (0.7 J to 2 /xg/kg).  VOCs detected in the Olive Street wells included methylene
       chloride (0.5 J to 0.6 J /ig/kg), 1,1-dichloroethane (0.7 to 0.9  /xg/kg),  1,2-
       dichloroethene (total) (2 /ig/kg), 1,1,1-trichloroethane (3 /xg/kg), trichloroethene (2 to
       3 /xg/kg), and  tetrachloroethene (0.7 to 9 /ig/kg).  The concentrations and types of
       VOCs detected in the Ashland  extraction well were similar to those in the on-site
       wells.

       Several chlorinated benzene SVOCs were detected in on-site wells in concentrations
       ranging from 0.9 to 4 /xg/L. Both the on-site wells and the municipal wells contained
       trace amounts of SVOC phthalate compounds.  Metals detected in the on- and off-site
       wells and in the municipal wells included arsenic (8.7 J to 78.9 /xg/L),  barium (55.5
       to 268 /xg/L), cadmium (0.96 J to 8.3 J /ig/L). lead (6.3 J to 147 /tg/L), selenium
       (2.3 to 13.3 /tg/L), thallium (4.6 J /xg/L),  and zinc (30.1 to 473  /xg/L) (see Figure 6
       for groundwater sampling locations).

e.  Surface Water and Sediment

       Because no surface water body exists in the immediate vicinity of the WSS site,
       surface water and sediment samples were not collected.

V.  SUMMARY OF  SITE RISKS

The Baseline Risk Assessment for the  WSS site was originally drafted in 1991 and was
updated and finalized  in July 1995.  Based on conservative assumptions, the Baseline Risk
Assessment for the site indicated that regular exposure to site soils over a number of years
might increase an individual's risk of developing cancer by a factor  of slightly over one in
1,000,000. The Baseline Risk Assessment also concluded, using standardized  assumptions,
that a person obtaining drinking water directly from the  Olive Street well field would be
subject to unacceptable noncarcinogenic and carcinogenic risks due to  exposure to
groundwater.

                                           11

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                                        U.S. EPA CONTRACT No. 68-W8-0089
                                          WORK ASSIGNMENT No. 023-5L6R
                                                                                                             FIGURE
  SOIL SAMPLING LOCATIONS

WHITEFORD SALES & SERVICE
     South Bend, Indiana

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ALTERNATIVE REMEDIAL CONTRACTING STRATEGY
     U.S. EPA CONTRACT No.  68-W8-0089
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                                                                         FIGURE   6
GROUNDWATER SAMPLING LOCATIONS
   WHITEFORD SALES &  SERVICE
        South Bend. Indiana

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However, based on a review of the RI report and the Baseline Risk Assessment completed
for the WSS site and on additional evaluation of risks prepared by EPA's lexicologist, EPA
believes  that the risks calculated in the Baseline Risk Assessment are overestimated and that
the WSS site does not pose an unacceptable risk to human health or the environment.  A
summary of site risks as determined in the Baseline Risk Assessment completed for the site
are presented below  along with the EPA recalculated risks.  For a more in-depth discussion
of site risks, the Baseline Risk Assessment and EPA memorandums dated July 17, 1995 and
September 8, 1995 should be consulted.

Carcinogenic Risks Due to Soil Exposure Pathway2

Current and future potential  carcinogenic risks to a site trespasser, for the reasonable
maximum exposure (RME) scenario,  due to ingestion and dermal absorption of site soil,
were calculated to be 2.8E-06.  This, number is slightly greater than 1 in a million.  The
corresponding representative average  exposure (RAE) carcinogenic risk was calculated to be
4.3E-07.  The compounds detected in site soils contributing to nearly 100% of the 2.8E-06
carcinogenic risk were several PAHs.  Risk due to ingestion of soil accounted for only 4%  of
the total  carcinogenic risk calculated, with dermal absorption of PAHs from soil accounting
for the remainder of the risk.

Skin absorption of PAH contaminants from a medium such as soil is limited due to the strong
physicochemical bonding characteristic of most PAHs. In the Baseline Risk Assessment,  a
PAH dermal absorption  efficiency of 10%, which is considered to be very conservative,  was
used to calculate risks from site soil.

Recalculated Carcinogenic Risks Due to Soil Exposure Pathway

Using a dermal absorption efficiency  factor of 3% for PAHs, which is the figure
recommended by the Agency for Toxic Substances and Disease Registry (ATSDR), resulted
in a recalculated carcinogenic risk due to exposure to soil of 9.1E-08, which is within the
range considered to be acceptable.

Groundwater Exposure Pathway

Potentially unacceptable carcinogenic and noncarcinogenic risks were calculated for exposure
to groundwater from the Olive Street well field via three  exposure routes: ingestion, dermal
absorption, and inhalation of vapors.  Levels of contaminants detected in the Olive Street
well field were used  hi calculating the risks for the current scenario.  For the  future scenario,
it was assumed that the levels of the contaminants detected in groundwater beneath the WSS
site would migrate to the Olive Street well field without undergoing any dilution or
transformation.
       Noncarcinogenic risks calculated for exposure to site soils were all within the range
       considered to be acceptable.

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 Noncarcinogenic Risks Due to Groundwater Exposure Pathway

 The noncarcinogenic risks associated with site groundwater were calculated for both current
 and future scenarios.  Although total Hazard Indices were calculated for three exposure
 routes, the ingestion route accounted for 90  to 100 percent of the calculated risk.  The
 assumption used for the adult RME scenario were that 2 liters of water would be ingested
 every day of the year over a 30-year period.  For all calculations,  it was assumed that a
 resident would be obtaining water solely from the Olive Street well field.

 For the current scenario for noncarcinogenic risks, the Hazard Index calculated for the RME
 value for an adult was 2.6.  The corresponding RAE for an adult was 0.41. For the future
 scenario, the noncarcinogenic risk calculated for an adult at the RME was 6.8.  For the RAE
 adult, the calculated Hazard Index was 1.0.  The majority of the compounds that contributed
 to the adult RME noncarcinogenic risk were the following heavy metals:  antimony (8%);
 arsenic (3%);  manganese (13%); silver (42%); and thallium (31%).  For the child RME
 scenario, heavy metals again accounted for over 99% of the calculated noncarcinogenic risk
 with the following metals contributing to the majority of the risk: manganese (13%), silver
 (42%), and thallium (32%).

 For the future scenario it was assumed that contaminants detected on site would migrate to
 the Olive Street well field without undergoing dilution or transformation and, as with the
 current scenario, that residents would obtain water solely from the Olive Street well field.
 For both the adult and child RME scenarios, inorganic contaminants accounted for the
 majority (approximately 87%) of the potential future noncarcinogenic risk posed by
 groundwater.  For the adult case, the following heavy metals contributed to the total
 noncarcinogenic risk: arsenic (11%), manganese (14%), silver (12%), and thallium (28%.).
 For the child case, the same metals at approximately the same percentages were again the
 primary contributors to the calculated risk.

 Recalculated Noncarcinogenic Risks Due to Groundwater Exposure Pathway

 Using more realistic assumptions regarding rate of groundwater consumption, and taking into
 account the fact that groundwater will  be diluted to some degree due to the multiple sources
used by the City of South Bend for its municipal water system, the recalculated
 noncarcinogenic risks due to this pathway for the current scenario were within the acceptable
 range,  i.e., the Hazard Indices were less than one. Future noncarcinogenic risks posed by
 exposure to groundwater were less than one for an adult and equal to one for a child.

 Carcinogenic Risks  Due to Groundwater Exposure Pathway

 Carcinogenic risks  associated with site groundwater that were calculated for current and
 future scenarios were based on the same assumptions used in the noncarcinogenic risk
calculations.  For the current scenario  for carcinogenic risks.the value calculated for the
RME adult was 6.9E-05, with a corresponding RAE value of 7.4E-06.  For the future
scenario for carcinogenic risks, the risk value for an RME adult was calculated to be 8.7E-
04, with a corresponding RAE value of 6.3E-05.
                                          15

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For the current scenario, carcinogenic risks were calculated based on exposure to
contaminants detected in the Olive Street well field during the RI.  In all cases, ingestion of
groundwater was responsible for at least 93% of the calculated risk.  The heavy metal
arsenic accounted for between 88% and 90% of the adult and child RME carcinogenic risks.
The only organic compound that posed a risk exceeding the l.OE-06 threshold level was
tetrachloroethylene (PCE).  PCE exceeded this threshold level for both the RME child and
RME adult scenarios.

For the future scenario, it was again assumed that contaminants detected on site would
migrate to the Olive  Street well  field without undergoing dilution or transformation and
would be ingested by residents prior to blending the water.  Ingestion of groundwater was
responsible for over 80% of the calculated risk.  For both the adult and child RME
scenarios, inorganic contaminants accounted for  approximately 70% of the potential future
carcinogenic risk posed by groundwater. For the adult case, the following compounds
contributed to the total risk: arsenic (61%), beryllium (11%), vinyl chloride (15%), 1,1-
dichloroethene (7%) and PCE (4%).  For a child, the primary contributors to the risk were:
arsenic (61%), beryllium (11%), vinyl chloride (14%), 1,1-dichloroethene (10%) and PCE
(4%).

Recalculated Carcinogenic Risks Due  to Groundwater Exposure Pathway

Based on more realistic assumptions regarding consumption rate of groundwater, and taking
into account the  fact that groundwater will  to some degree be diluted due to the multiple-
source municipal water system used by the City of South Bend, carcinogenic risks due to this
pathway were  recalculated to be 4.0E-06 for the current scenario and 2.6E-05 for the  future
scenario, both of which are within the acceptable range.

Ecological Risks Posed by the Site

Based on the RI  and the Baseline Risk Assessment, EPA has determined that the potential for
impacts to the food chain are low and that it is not probable that terrestrial, aquatic, and
avian wildlife  species would receive unacceptable exposures to compounds from the WSS
site. Therefore,  EPA did not perform an Ecological Assessment at the WSS site.

EPA Conclusions Regarding Risk Posed bv the WSS Site

Based upon EPA's review of the RI report, the Baseline Risk Assessment, actual conditions
at the WSS site,  and  the additional evaluation of site risks using modified assumptions, EPA
has determined that the WSS site does not pose a significant current or future risk to human
health or the environment.  The  risks  described in the Baseline Risk Assessment were based
upon actual exposure to soil and groundwater at  the WSS site and upon several assumptions
that EPA has determined to be insupportable.  The property, which is now owned by St.
Joseph County, is currently used as a  stormwater retention basin, and stormwater and  surface
water run-off from the  overpass  and surrounding areas are discharged to the site. Given this
current use of the site,  it is unlikely that direct exposure to site soil would occur. However,
even if exposure to site soil were to occur, EPA recalculations showed that risks due to soil
were within the range which is considered acceptable.
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Recalculations of risks associated with exposure to groundwater showed that due to the
multiple-source municipal water system that is in place and based on realistic consumption
rates for drinking water, current and future risks posed by exposure to groundwater are
within the range which is considered to be acceptable.

As an additional measure of assurance, the City of South Bend is subject to a number of
requirements under the Safe Drinking Water Act (SDWA). Under SDWA, the City of South
Bend is required by law to sample and analyze water provided to residents who rely on city
well fields for drinking water.  The City of South Bend submits the results of analyses of
samples from each of its well fields to Indiana Department of Environmental Management
(IDEM) and EPA on a regular basis. If levels of contaminants in a sample exceed federal
standards, known as Maximum Contaminant Levels (MCLs), for safe drinking water,  the
State of Indiana is required to take actions to ensure that water in compliance with MCLs is
provided to the public  and that monitoring of the affected well(s) continues. Therefore,  there
is an existing check in place to ensure that the persons who rely on City of South Bend well
fields for their drinking water are receiving water that does not pose a significant current or
future risk to human health or the environment.

Based upon EPA's review of the RI report and the Baseline Risk Assessment, actual
conditions at the WSS  site, and the lack of a realistic risk posed by the site, EPA has
determined that the WSS site does not pose a significant current or future risk to human
health or the environment and has concluded that no further remedial action is necessary to
ensure protection of human health and the environment.
VI.  EXPLANATION OF SIGNIFICANT CHANGES

There are no significant changes from the recommended alternative described in die Proposed
Plan.

VTI. STATE CONCURRENCE

EPA anticipates that the State of Indiana will concur with the proposed remedial alternative.
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             RESPONSIVENESS SUMMARY TO PUBLIC COMMENTS
      RECORD OF DECISION FOR WHITEFORD SALES AND SERVICE SITE
                             SOUTH BEND, INDIANA
The United States Environmental Protection Agency (EPA), undertook a remedial
investigation (RI) to determine the nature and extent of contamination at the Whiteford Sales
and Service, Inc., (WSS) site in order to determine what action(s) would be required to
ensure that human health and the environment were not subject to unacceptable risks due to
the site.  A Proposed Plan was finalized by EPA, in consultation with Indiana Department of
Environmental Management (IDEM), recommending "No Action" as the remedial alternative
for the site.

The Proposed Plan  was released for public review in July 1995, and a 30-day public
comment period was conducted from July 26, 1995, to August 24, 1995, to allow citizens
and interested parties the opportunity to comment on the Proposed Plan and the RI.  On
August 9, 1995, EPA presented its Proposed Plan at a public meeting in South Bend,
Indiana.  Although  EPA.did not receive any written comments during the public comment
period, during the August 9, 1995 public meeting several people in attendance made
comments related to the Proposed Plan. The purpose of this responsiveness summary is to
document these comments and EPA's responses to them.  All of the comments summarized
in this document were considered prior to EPA's final decision for the WSS site, as
embodied in the WSS Record of Decision.

The responsiveness  summary is divided into the following sections:

I.     Responsiveness  Summary Overview  - This section briefly outlines the recommended
      remedial alternative for the WSS site as presented in the Proposed Plan; and

II.    Summary of Public Comments Received During the Public Comment Period  and EPA
      Responses
I.     Responsiveness Summary Overview

On July 26, 1995, EPA submitted the RI report and the Proposed Plan for the WSS site to
the public for review and comment.  The WSS site was formerly the location of a truck
washing and leasing facility in South Bend, Indiana, which operated from 1967 to 1983.
Currently, the site serves as a stormwater retention basin for the adjacent street overpass and
surrounding areas. The source of the contamination at the WSS site were three on-site dry
wells used by the truck washing facility to dispose of waste  water containing solvents and
degreasers that was generated by its operation.  Contaminated soil and sludge from the dry
wells were excavated and disposed of in 1988 under an Administrative Order by Consent
signed in June 1987 by IDEM, Whiteford-Kenworth, Inc., and St.  Joseph County.  The 1990
remedial investigation of the site conducted by EPA showed that some residual contamination
existed at the site; however, based on EPA risk calculations, the site poses no unacceptable
risks to human health or the environment.  Based on this lack of risk posed by the site and

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on the current use of the site as a stormwater retention basin, EPA has recommended "No
Action" as the appropriate remedial alternative for the site.
n.    Summary of Public Comments Received During the Public Comment Period and
       EPA Responses

A general concern expressed during the public hearing related to the risk posed by the
site.

Based upon this concern, EPA decided to further evaluate the risk identified in the Baseline
Risk Assessment.  The Baseline Risk Assessment's conclusions were based upon conservative
assumptions related to the ability of human skin to absorb the chemicals of concern,  the
volume of water ingested, and on exposure to groundwater from directly beneath or adjacent
to the WSS site rather than to exposure to groundwater derived from several different
sources that are part of the  City of South Bend, Indiana, municipal water system.  EPA's
toxicologist, Tracy Howell, recalculated the carcinogenic risks and noncarcinogenic Hazard
Indices using assumptions reflecting actual site conditions for the exposure scenarios
determined to produce significant risk to human health; specifically, risks were recalculated
for current and future scenarios  for dermal exposure to site soil and for current and future
scenarios for ingestion of drinking water contaminated by groundwater from the site.  These
risks were reevaluated for both the child and adult exposure cases.  The recalculated  risk
evaluation is summarized in a September 8, 1995 memo included in the administrative record
for this site.
One commenter stated that the decision to take No Action at the site could have been
made based on information known about the site in the 1980s.

EPA response:  Information available to EPA in the 1980s was helpful in establishing an
approach to the remedial investigation at the WSS site.  However, because  it was not clear
from data available at that time what contamination the WSS site may have been contributing
to the groundwater contamination hi the Olive Street well field, an investigation was
warranted. In addition, information available at the time regarding potential future
contamination that could migrate from the site into the Olive Street well field was far from
complete.  As one example of the lack of completeness of the data, approximately 200,000
cubic yards of soil, for which no comprehensive analytical data existed, were removed from
the site in 1983 and for use in the construction of the Olive Street overpass.
Two commenters believed that the assumption for the amount of incidentally ingested
soil used to calculate risks due to exposure to site soil was not realistic or reasonable.

EPA response:  EPA recognizes that the assumption that an adult might ingest 100 mg of soil
per day while at a site is difficult to  imagine and that, in general, assumptions used by EPA
to prepare a Baseline Risk Assessment for a Superfund site are conservative.  Conservative
assumptions are used in evaluating potential risks posed by a site in order to ensure that EPA
fulfills its mission of protecting human health and the environment.

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 As a conservative estimate, however, EPA believes that the assumption that an adult at a
 hazardous waste site would ingest 100 mg of soil per day is both appropriate and
 scientifically based.  First, it should be kept in mind that soil ingestion refers to incidental
 ingestion of both outdoor soil and indoor dust that may have been transported inside a
 residence or building on articles of clothing, and that a significant amount of soil, dust, and
 dirt can be ingested by eating food while at, or after leaving, the site. Secondly, this figure,
 which represents  an upper-bound value,  was arrived at and has been confirmed by a number
 of laboratory studies, including studies conducted by Calabrese, et al. (1989); Calabrese, et
 al.  (1990a, 1990b); Davis, et al. (1990); and Van Wijnen,  et al. (1990).  Based on these and
 other studies, EPA believes that an estimate of 100 mg per day is a reasonable upper-bound
 value for incidental soil ingestion by an  adult.
One commenter stated that the volume of waste water generated at the WSS site used in
the Hazard Ranking System (HRS) scoring process to evaluate whether the site should
be placed on the National Priorities List (NPL) was inaccurately high.

EPA response:  Initially, a waste volume of 1,560,000 gallons was proposed for use in the
HRS scoring package for the WSS site.  However, based on public comments received in
1988 from representatives of Whiteford-Kenworth, Inc., and the St. Joseph County Health
Department, EPA used 396,000 gallons as the waste volume in the HRS scoring package,
per the commenters' recommendations.  This figure was based on an estimate of 6,000
gallons of degreasing agent in addition to 390,000 gallons of water. Considering that the
truck washing facility operated for at least  15 years, and assuming 260 working days hi a
year, this volume would be equivalent to approximately 100 gallons of waste water per day.
EPA believes that this volume of waste water generated per day is a reasonable estimate.

In general, the presence of a municipal well field in close proximity to a hazardous waste
site, especially a well field that is part of a municipal water system supplying a large number
of people, contributes significantly to an HRS score.  And,  if fact,  using a substantially
smaller estimate for the volume of waste water generated by the WSS  site during its period
of operation would still have resulted in  an HRS score which would have qualified the site
for inclusion on the NPL.
One commenter commented that because the general area of the site is industrial and
commercial, the contamination in the Olive Street well field could have come from a
number of different sources.

EPA response:  EPA was aware of the nature of the area surrounding the site and of past
releases and spills that have been reported hi the area.  Data from the remedial investigation
were evaluated with these factors hi mind, and careful attention was paid to the possibility of
upgradient sources of contamination.
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One commenter stated that it is unlikely that trespassers would enter the site since the
site is fenced.

EPA response:  Although the presence of a fence surrounding a site could deter some
trespassers from entering the site, unless it is a high-security fence that is well-maintained,
EPA does not assume it will effectively keep out all potential trespassers.  During a 1995
inspection of the WSS site by an EPA representative, the approximate four foot high fence
surrounding  the site was observed to be in general disrepair; at several locations, openings
along the bottom of the fence were observed, and, at one location, the fence was bent down
so that it was nearly level with the ground.

As stated previously, when evaluating potential risks to human health and environment posed
by a site, EPA generally uses a conservative approach.  Consistent with this approach, for
the WSS site, it was assumed that trespassers could potentially enter the site and become
exposed to contaminants present at the site.
One commenter recommended that the site be delisted from the NPL.

EPA response:  EPA is reviewing the recommendation for delisting.
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