Unit*) Stetee
                          Environmental Protection
                          Agency
 Office of Solid We*te
 •nd Emergency Reeponte
 (OS-100)
Publication 9202.1-02!
March 1993
                           Response  Action  Contractor
                           Final  Indemnification  Guidelines
Superfund Reviulizuion  Office
                              Intermittent Bulletin
                              Volume 2. Number 1
       The  final EPA  Superfund  Response  Action
    Contractor   Indemnification   Guidelines   were
    published in the Federal  Register on January  25,
    1993.   The Final  Guidelines  supersede  EPA's
    Interim Guidance on Indemnification  which, since
    1987,  has  prescribed  the standard   terms  and
    conditions  for indemnification  agreements with
    Superfund  response  action  contractors  (RACs).
    Under   CERCLA   Section    119.   EPA  has
    discretionary authority to indemnify RACs for third-
    party damage claims based  on negligent  release
    during a response action.

       The  Final Guidelines  affect all response action
    contracts, including ARCS, ERCS. TBS, and TAT.
    The Guidelines also impact grants, contracts issued
    by States  under cooperative agreements with EPA,
    closed contracts, and contracts awarded by the U.S.
    Army Corps of  Engineers  and  other  Federal
    agencies  operating under  interagency  agreements
    with EPA to cleanup Superfund site*.

        The Guidelines treat new and existing contracts
    differently.  For example, no indemnification will be
    offered  in  new solicitations.   If, however, it is
    determined  that there  is insufficient competition
    which results from the  lack of indemnification,  the
    solicitation   may be  ««••«<•<*   to  offer  limited
    indemnification.

        Many  existing  response   action  contracts
    currently have indemnification clauses that provide
    unlimited indemnification;  however, the  interim
    clauses provide that  the indemnification provisions
    will be modified by mutual agreement within  180
    days of promulgation of the Final Guidelines to be
    consistent with the Final Guidelines.

    BACKGROUND

        Section  119(a)  of the  Superfund  Law  (the
    Comprehensive   Environmental   Response,
 Compensation,  and  Liability  Act  of 1980  or
 CERCLA),   provides   that   response    action
 contractors shall net be held liable under Federal
 law for  damages resulting from  the  release  of
 hazardous substances, pollutants, or contaminants,
 so  long as the release is not caused by  negligence,
 gross negligence, or intentional misconduct. Section
 119also provides that EPA my.indemnify (i.e.,not
 hold liable) response action contractors for damages
 (including litigation costs) caused by negligence, but
 EPA  must  establish limitations  and deductible^
 applicable to that indemnification.

    Federal  protection,  or indemnification as it is
 called, for releases  due  to negligence,  may  be
 offered  to RACs only if commercial insurance is
 unavailable or offered at a price EPA determines
 not to  be  fair  and  reasonable.    Thus,  the
 requirements  for  receiving indemnification  for
 negligence under Section  119
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limited indemnification  to existing response action
contractors and new procurements  resolicited as a
result of inadequate competition attributable  to a
lack of  indemnification.    The  Final  Guidelines
specify a  deductible mat  increases commensurate
with an increase  in the limitation.  The maximum
indemnification generally is $50 million with a $1
million   deductible.    The  ARCS   contractors,
however, may be  indemnified up to $75 million with
a  $2 million  deductible and co-payments  by the
contractor above  $50 million. The ARCS contracts
also have a $15 million flow-down provision that is
available   for   subcontractor    indemnification.
Contractors  that use innovative technologies qualify
for lower deductibles.

    Generally, the contractor may choose any level
of   indemnification  up   to  the   bracket  that
incorporates the value of the contract; however, the
higher the indemnification,  the higher  will be the
deductible.    Table  1  presents the  relationship
established  in the  Guidelines   between contract
value, indemnification limits, and deductibles.

    Before a contractor is offered indemnification,
however, the contractor must have made a diligent
effort to purchase pollution  liability insurance.  The
cost of the insurance generally would be considered
a  recoverable cost (either  as a  direct  or indirect
cost) under  cost  reimbursement  contracts, so long
as EPA approves the purchase of the insurance and
makes the determination that the premium price is
fair and  reasonable.    The Guidelines  specify,
however, that any purchased   pollution  liability
insurance will reduce the amount of indemnification
available  to the  contractor  on a dollar for dollar
basis.

IMPLEMENTATION   STRATEGY   FOR
MODIFYING EXISTING CONTRACTS

    The   Agency  needs to modify all contracts,
grants, and cooperative  agreements  by July 25,1993
(180 days from  tfa* January 25, 1993 publication
date)  to  incorporate  the  limits, deductibles  and
terms  outlined  in me  final  guidelines.    Our
approach for implementing  the Indemnification
Guidelines  is to  provide   contractors   with the
opportunity to select their  limits and  deductibles
from the  Final Guidelines and inform EPA of their
choice.

     The Contracting Officer (CO) will send  to each
affected  contractor a letter  that  will advise them of
the publication  of the  Final Guidelines, and will
request that they make  a diligent effort to purchase
pollution  liability  insurance   from   the  private
insurance industry if they have not done so recently.
The cost of the insurance policy will be recoverable
under the  contract,  either as a  direct or indirect
cost, so long as EPA determines that the price  of
the premium is fair and reasonable.  The  letter will
also   explain   that  EPA   will provide  limited
indemnification (with a deductible) against negligent
actions  that  cause  the  release   of  hazardous
substances,  pollutants,  or  contaminants.     The
amount  for which EPA is willing to indemnify them
is  specified in die Guidelines, and  is a function  of
the size of their response action contract.  For every
dollar of insurance purchased, however, there will
be   a   corresponding    dollar   reduction    in
indemnification.

    The letter will request that contractors respond
to  EPA within 30 days, and provide a copy of any
quotation for pollution liability insurance that they
have identified,  including information  on the cost,
terms,   and  conditions  of  the policy.   If the
contractor  is unable  to  identify an acceptable
insurance   policy,  the   contractor  must  submit
documentation   on all diligent  efforts  made  to
purchase insurance.

    EPA Headquarters  will review the submitted
pollution liability insurance  quotations,  and will
approve purchase of those policies that are offered
at  a fair and reasonable  price.  Once  the terms  of
die  policies  are  established,   and   there   is  a
commensurate  reduction in indemnification limits,
a new indemnification clause will be transmitted  to
die contractor.   At  die time  that   the contract
indemnification clauses are modified, the contractor
must  submit to  EPA proof of purchase  of the
pollution liability insurance.

    For drose  contractors  who made  a diligent
effort to purchase insurance, but nonetheless  were
unable to identify an acceptable policy, the CO, with
concurrence  from Headquarters,  will transmit  to
diem   a modified  indemnification   clause   that
includes limitations and deductibles consistent with
die Final Guidelines.

    EPA Headquarters will provide draft clauses  to
the COs to reflect  die final  indemnification  limits
and deductibles,  as well as  any pollution liability
insurance  applicable  to  Uw contract.  This  will
ensure diat die  new indemnification  clauses are
consistent across different types of contracts.

INDEMNIFICATION HOTLINE

    To  ensure  that die lines of communication
remain open, and die Regions have a clear point of
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contact at Headquarters  so that issues, questions,
and concerns  regarding  indemnification  can be
addressed   efficiently,   we  have   set   up  an
"Indemnification Hotline.* The number  is(202-260-
6862). Please leave a message and we will get back
to you within 24 boon.

    If  the pace of work at  a  site is  threatened,
please  call the Hotline immediately, so that we may
provide you  with information  and guidance  as
quickly as possible. We will distribute  information
as soon as issues are  resolved and products are
generated.
INDEMNIFIC ATION HOTLINE
       (202) 260-6862
                                             TABLE 1

                    RESPONSE ACTION  CONTRACTOR  INDEMNIFICATION
JOB VALUE

All Contracts
All Contracts
All Contracts
Single site of $10
to $25 million;
multi-site less
than $25 million
$25 million or
more
ARCS contracts

LIMIT § DEDUCTIBLE
	
$2 million
$5 million
$10 million
$25 million
$50 million
$75 million
(copqrmeot
icquired above
$50 million)
$15 million
indemnification
available for
subcontracting
pool; $5 million
max per sub
NEGOTIATED FIXED
PRICE OR
COST REIMBURSEMENT
CONTRACTS
$20,000
$50.000
$100,000
$250,000
$1 million
$2 million
$50,000
INNOVATIVE TECHNOLOGY, SITE
PROGRAM, GRANTS, REMEDIAL
ACTIOH & INNOVATIVE
TECHNOLOGY SUBCONTRACTS
UNDER COST REIMBURSEMENT
CONTRACTS >5 YEARS
$10,000
$25,000
$50,000
$200,000
Not available
Not available

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