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                    THE COST OF

                    CLEAN WATER
ECONOMIC IMPACT ON  AFFECTED UNITS OF GOVERNMENT
            U. S.  Department of  the Interior
    Federal Water Pollution Control Administration
      For sale by the Superintendent of Documents, U.S. Government Printing Office
                  Washington, D.C. 20402 - Price $2.50

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                          PREFACE
This study presents and evaluates the available data dealing
with the requirements of State and local governments to achieve
the desired Water Quality Standards for beneficial water uses.
The study relates the requirements for sewage treatment plant
construction in perspective to other competing projects con-
fronting the affected units of government; and it appraises
the major financial and legal problems which will be encountered
in implementing the Water Quality Standards.

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THE ECONOMIC IMPACT OF THE CAPITAL OUTLAYS REQUIRED
 TO ATTAIN THE WASTEWATER QUALITY STANDARDS OF THE
        FEDERAL WATER POLLUTION CONTROL ACT
                   Prepared for
    United States Department of the Interior
 Federal Water Pollution Control Administration
        FWPCA Contract Number 14-12-142
               October 19, 1967
  Federal Water Pollution Control Administration
               January 10,  1968

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                          CONTENTS
  INTRODUCTION	0 . . .         1

      Summary of Findings	         9

  I.   REQUIRED CAPITAL OUTLAYS:   REQUIREMENTS
      FOR STATE AND LOCAL FINANCING ASSUMING
      VARYING LEVELS OF FEDERAL  AID	        17

      Requirements of the Program.	        19
      Requirements by State	        24
      Capital Requirements by Community Size	        27
      Construction Cost Increases	        29
      Effects of Delays on Costs	        34
      Prospective on Requirements	1	        35
      Federal and State Assistance:  Components
         and Amounts	        37

 II.   THE ABILITY OF STATE AND LOCAL GOVERNMENTS
      TO FINANCE REQUIRED CAPITAL OUTLAYS	        46

      Sources of Financing Capital Outlays	        47
      Supply of and Demand for Municipal
         Obligations	        55
      Patterns of the Municipal  Securities
         Market	        58
      The Prospects for Required Capital Outlays
         by State and Local Governments	        69

III.   LEGAL CONSTRAINTS UPON STATE AND
      LOCAL GOVERNMENTS IN FINANCING
      REQUIRED CAPITAL OUTLAYS	        88

      The States	        89
      Local Governments	        94
                            -ix-

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                  CONTENTS (continued)
APPENDIX I - TECHNICAL NOTES	      104

    Statement of the Limitations of Data
       Provided in the FWPCA Cost Estimate
       Study	      105
    Methodology Employed in Projecting
       Construction Cost Increases	      108
    Sources of Data and Assumptions in
       the JEC Series B Forecasts...	      109
    Federal Grants for Sanitary Sewers ans
       Waste Treatment Facilities Through
       Agencies other Than Federal Water
       Pollution Control Administration	      112

APPENDIX II - GENERAL NOTES	      115

    The Omaha Pollution Control Corporation	      116
    Trends in Municipal Bond Holdings	      120
    Analysis of Public Borrowings	      129

APPENDIX III - STATE BY STATE ANALYSIS OF
       FOND ISSUES FOR SEWER AND WASTE
       TREATMENT FACILITIES	      148

APPENDIX IV - TABLES	      202
                            -ill-

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                      INTRODUCTION


     The need for  an effective water pollution control

program daily becomes more urgent.  Facilities are inadequate

for the collection and treatment of the sewage and waste

water of our  present population and industry.   The resulting

pollution of  our rivers,  streams,  and lakes has reached in-

tolerable levels.   This present urgency is compounded by the

growth of population which,  according to median estimates

of the U. S.  Bureau of the Census, will increase from 200

million in 1967  to 235 million in 1980, and to 308 million

by the year 2000.   With this indicated growth of population

and the commensurate growth in industrial activity, America

faces a water pollution crisis unless accelerated action is

immediately undertaken.

     The occasion  for this report is the requirement of the

Federal Water Pollution Control Act, as amended, that the

Secretary of  the Interior —

     .. .make  a comprehensive study of the economic impact
     of affected units of government of the cost of in-
     stallation  of treatment facilities; and a comprehensive
     analysis of the national requirements for and the
     cost of  treating municipal, industrial, and other
     effluent to attain such water quality standards as
     established pursuant to this Act or applicable State
     law.  The Secretary shall submit such detailed estimate
     and such comprehensive study of such cost for the five-
     year period beginning July 1, 1968.  [Italics supplied]
                           1.

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                                                          2.
     The attainment of clean water goals is not a technical
or physical resource problem—what needs to be done and how
to do it are well known.  The basic problem is that of mobi-
lizing the financial resources required.  This problem is
particularly acute at the State and local levels of govern-
ment where the financing responsibility primarily rests.
     By agreement with the Federal Water Pollution Control
Administration (FWPCA),  "economic impact"—the subject of
this study—means both the measurement of the dollar amounts
required by the State and local governments to finance their
share of the program for meeting water quality standards,
and an evaluation of their ability to provide such outlays.
The term economic impact does not include a judgment of the
benefits to society arising from the program or of the social
costs of failure to implement it.  Those judgments were
presumably made by the Executive Branch when it recommended
to the Congress and to the Nation that a water pollution
control program be undertaken, and by the Congress when it
authorized the program.
     The costs to State and local governments of meeting their
share of the program can readily be measured.  FWPCA estimates
indicate that over $8 billion are needed between 1969 and 1973
for the construction of sewage treatment plants to meet water

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                                                           3.



quality standards.   An additional sum of nearly $7 billion




is needed for sanitary collection sewers.  While these col-




lection sewer costs cannot be considered a part of the direct




costs of water pollution control, they do involve necessary




expenditures for waste disposal by the communities involved.




The cost of separating storm and sanitary sewers is not




covered in tvse figures,  nor are debt service or operating




costs.  The Federal Water Pollution Control Act authorizes




the Federal government to provide $3.5 billion of the total




capital cost of waste treatment facilities.  Minor additional




sums are available for sewers and waste treatment facilities




under other legislation.  With the exception of that portion




which may be privately undertaken, the balance must be .net




by State and local governments.  If the Federal Government




provides the fully authorized amount of $3.5 billion, State




and local governments will have to fund $4.7 billion for the




rest of the waste treatment program.  If the sanitary col-




lection sewer costs are included, the total cost will be




$11.4 billion, or more than twice the amount invested during




the period 1962-66.  If the Federal government funds less




than $3.5 billion, the costs to other government entities will




rise commensurately.




     The question inevitably occurs:  To what extent will the




ability and willingness of the State and local governments to

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                                                           4.
fund their share of the program be affected if the Federal
government does not finance the program as authorized in the
Act?  Federal funds are intended to act as a magnet to draw
contributions from State and local governments.   The Federal
government can provide up to 30 per cent of the costs of
urban waste treatment facilities without requiring contri-
butions from the State governments.  However, the Federal
government can increase its contribution to a maximum of 55
per cent if State governments provide at least 25 per cent
of the costs and meet certain other conditions.   Thus, with
a possible 80 per cent covered by the Federal and State
governments, local governments need provide only 20 per cent
of the financing.  Conversely, if the Federal contribution
is not forthcoming, the State contribution may lag, and the
incentive to local governments may diminish.
     It should not be concluded that a partial,  or even total,
shortfall in the Federal contribution to this program neces-
sarily prevents its implementation.  There is no fixed limit
on the capacity of State and local governments to raise or
borrow additional funds to meet compelling public purposes.
This capacity will vary sharply among the different States and
communities.  Further, community priorities can shift—past
inattention to pollution may be replaced by priority claims
on public funds.

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                                                           5.




     There are,  however,  serious constraints on what these




communities can  do.   Some entities of government face serious




legal limits on  their authority to borrow, either through




general purpose  or through revenue bonds.  In many areas,




national programs for assuring clean water require actions




that cross jurisdictional lines, and it is a complex matter—




for Ifigal and other reasons—to develop comprehensive programs




which embrace multiple units of government.  This problem




arises particularly for residents and industries in the




areas peripheral to cities that are, however, not rural.




     There is, moreover,  no doubt that these communities can




come to rely on user charges both for capital costs and




current costs, particularly those levied on industries that




are major contributors to the pollution problems.  The




fixing of equitable user charges is a difficult and contro-




versial matter.   It may be particularly costly to build  sewers




to carry wastes long distances, and population densities may




be so  low as to make per capita costs prohibitively high.  The




FWPCA  estimates that the per capita cost  of primary treatment




plants  is  five times as high for cities  of 1,000 or less as




it is  in cities of 100,000 or more.  This  cost differential




is attributable to differences  in unit costs  and size  effects,




i.e.,  economies of scale.

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                                                           6.
     We cannox: overlook the fact that the sharp rise in

the demands of the water pollution control program comes

at an extraordinarily complex time in national life.  Public

needs exceed any experiences before, and priorities are

shifting radically:  Clean water must compete with housing,

poverty programs, urban renewal, public health, public trans-

portation, education, and the requirements of Vietnam.  Still,

certain very costly programs that captured public priorities

in the 1960's—roads and education in particular—may be

making reduced demands on the public funds in the early

1970's.  Some latitude should exist, therefore, to meet needs

neglected or deferred in the past.

     All levels of government will face these unprecedented

fiscal needs while encountering record high interest costs.

Clearly, some programs which the public recognizes as essential

vill be left undone, postponed, or cut back.  The Congress and

State and local governments are making serious efforts to

limit outlays.  For fiscal year 1968, the Congress has ap-

propriated only $200 million for clean water measures, com-

pared with the $450 million authorized just two years ago.

Postponement will ultimately prove more costly because programs

curtailed today will still have to be implemented, but at

tomorrow's higher costs.

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                                                          7.



     These factors suggest the complexity of judging the




impact on State and local governments of assuring by 1973




the water quality standards called for by the Congress.  It




can only be said that if the State and local governments




are prepared to grant the clean water program extremely




high priority and, if necessary,  to deprive other essential




programs of funds, then water quality standards can be




achieved reasonably on schedule.   There will be opposition.




Advocates of education,  roads,  health, and housing will not




lightly set aside their demands for those of clean water.




Moreover, legislatures move slowly in changing constitutions




and in passing laws such as those that would permit clean




water programs to find their own financing through such




devices as revenue bonds and creation of special water




pollution control districts.




     It should be noted, however, that the increases in




costs needed to control water pollution are not unparalleled




for State and local governments.   In roads and eduction,




outlays in excess of the amounts called for by water pollution




control measures in the forthcoming period have increased in




past years just as rapidly.




     This report did not attempt to forecast the public mind




or action.  It will identify problems, which vary from one

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                                                           8.



State to another, offer perspectives on costs and on financing,




and point the way towards needed action.




     Chapter I of this report presents and evaluates data on




needs by States and by communities of varying size.  It indi-




cates past rates of expenditures and future requirements for




water pollution control, and the implications for the program




and for the communities of varying Federal contributions.  In




Chapter II, past sources of financing and reliance on general




revenues, borrowing, and Federal grants to meet public needs




are described.  The ability of the affected governments to




finance the required outlays in the future is evaluated.




     Chapter II provides perspective on the extent to which




State and local borrowings and Federal grants are necessary




if capital needs for the 1970's are to be met.  It also




provides a profile of past borrowings by State and local




governments and by other public authorities—special districts




for example—to meet water needs and general purposes.  The




holders of bonds, the interest rates paid, the security




offered, the size of communities involved, and other relevant




factors are discussed.  Judgments are offered as to the




capacity of communities to incur debts for water purposes




well beyond those previously experienced, in both absolute




and percentage terms.

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                                                          9.
     Finally,  Chapter III describes the legal capacities of
and constraints on State and local governments to borrow for
general purposes,  of which water pollution control measures
may be one;  to borrow specifically to finance such measures;
and to create special legal entities with borrowing capacity
to meet water pollution control needs.

                   Summary of Findings

     Before turning to the body of the report, it would be
useful to summarize the principal findings.  The underlying
data and accompanying analyses are, of course, developed
in the following text.
     1.   To achieve Federal water pollution control standards,
State and local governments need to spend $8.2 billion for
municipal waste treatment facilities during the period 1969-
73.  An additional $6.7 billion will have to be invested in
the construction of sanitary sewers during that period,
bringing the grand total required capital outlays to nearly
$15 billion—more than three times the amount spent in 1962-66.
     2.   Federal grants of $3.5 billion have been authorized
for construction of waste treatment facilities, but virtually
no grants are available for sewers.   If the full $3.5 billion
were appropriated, State and local governments would have to

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                                                          10.



draw on their own funds in 1969-73 for collector sewers and




waste treatment facilities at a rate more than 2-1/2 times




that in 1962-66.  (About $11.0 billion after allowing for




privately financed construction, compared with $4.3 billion.)




If appropriations for Federal grants continue 50% below




authorizations, State and local governments would have to




spend about $12.7 billions of their own funds, or nearly




three times such expenditures in 1962-66.




     3.   Needed increases in the outlays over 1962-66 vary




greatly among the States—from less than 50 per cent in eight




states to over 350 per cent in seven states.




     4.   Communities of small size account for a dispro-




portionate share of requirements.  Cities of less than 25,000,




which had 20 per cent of U. S. population in 1960 and 21.2




per cent of sewer bond sales 1962-66, .account for 52 per cent




of 1969-73 capital outlay needs for collector sewers and




waste treatment facilities.  Special problems will exist in




the placing of municipal obligations for water pollution




control facilities for small communities.  Their credit ratings




are usually lower—and interest rates higher—than generally




prevail.




     5.   The required programs of construction and equipment




supply can be executed without a strain on physical or manpower




resources, or without abnormal increases in price.  However,

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                                                         11.



delays in execution of the program will still be costly.




If the program for 1969 and 1973 were phased over a ten-year




period, it would cost over $1.3 billion more for construction




and equipment,  even if prices rise no more rapidly in the




future than since 1950.




     6.   The needed increases in the outlays for this sector




are not unprecedented.  Capital outlays for highway and




education programs showed even larger increases in comparable




time periods,  highways having increased from $20.5 billion




to $35.3 billion from 1953-57 to 1960-64, and education from




$14.1 billion to $20.2 billion.  Substantial Federal grants,




an increase from $3.8 billion to $15.0 billion, helped finance




both programs.




     7.   The ability of the States to finance these programs




must be considered in the context of the total capital needs




of State and local governments and of the adequacy of invest-




able funds for municipal bonds.  A comprehensive report dealing




with State and local public facility requirements and financing,




prepared in 1966 for'the Joint Economic Committee of the U. S.




Congress, anticipated that total needs will rise from $20.1




billion in 1965 to $31.6 billion in 1970 and to $40.7 billion




in 1975.  Sewer and waste treatment programs historically have




been only a small part of total State and local capital

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                                                         12.



expenditures.  In the years 1955-65 they amounted to 5.1




per cent of such outlays—with Federal grants being insigni-




ficant.




          Without Federal grants, State and local governments




will have to spend 9.0 per cent of their capital budgets as




estimated by the JEC for 1969-73 to meet the Federal water




quality standards.  Federal grants of $3.5 billion would lower




the percentage to 6.9 per cent.




          The problem of financing the program may be miti-




gated somewhat by the projected decline in the relative




claims of transportation and education on public outlays




as estimated by the JEC—from 68.7 per cent in 1965 to




62.6 per cent in 1975.




     8.   State and local governments have relied traditionally




on borrowings to finance about half of their overall capital




outlays.  They have also used about $5 billion annually out




of general revenues for capital outlays.   Rising Federal




grants-in-aid have accounted for an increasing share of total




State and local capital outlays.  If State and local borrowings




remain at 50 per cent of capital outlays,  if general revenues




provide $5 billion annually for capital purposes as in the




past years,  and if Federal grants are divided equally between




capital and current purposes,  as seems likely from recent




trends, then grants amounting to $21.9 billion in 1970 and

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                                                         13.




$31.0 billion in 1975 will be necessary.   If these amounts




are not forthcoming,  State and local governments would have




to borrow in excess of their traditional  proportion of




total capital outlays in order for the capital programs




foreseen by the JEC to be fully realized.




     9.   State and local governments have traditionally




relied on borrowings for by far the largest part of their




financing of sewer and waste treatment facilities.  Outlays




amounting to an average of $3 billion annually in 1969-73




imply borrowings by State and local governments about 3-2/3




times the rate of such borrowings in 1966 ($818 million




as against $2.98 billion), and 16.1 per cent of total esti-




mated average municipal borrowings (of $18.6 billion),




against 7.4 per cent of borrowings of $11.1 billion in




1966.  If Federal grants of $3.5 billion are available,




average annual municipal borrowings of $2.3 billion would




amount to about 2-1/2 times the 1966 level.




    10.   The JEC Report suggests that adequate funds from




the municipal bond market will be available to cover all




needs for municipal borrowings in the 1970-75 period.  However,




the balance between supply of and demand for funds is very




close, and is dependent on assumptions that commercial banks




and casualty insurance companies, important holders of

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                                                        14.




municipal bonds, will  take  increasing  shares of municipal




bond  offerings.  If  they  should deemphasize municipal




lending in the face  of credit tightness and high yields on




corporate securities,  or  a  reduction in income tax rates




the availability of  adequate funds  to  meet municipal demands




would be in jeopardy.




      11.  Greater reliance  on user  charges could reduce




the need for both grants  and borrowings, but significant




increases in these charges  in the years immediately ahead




are not likely.




      12.  By steadily  increasing the rate of interest it




is theoretically possible that the  increased demands upon




the municipal bond market could be  absorbed.  However, at




the higher rates of  interest the economic feasibility the




desired projects may be jeopardized, statutory rate limitations




may be encountered,  and a general reluctance by the borrower




to pay such rates may be anticipated—any one event may effect




a delay in the achievement of the FWPCA program in the sched-




uled time period.  To assure a minimal impact upon required




borrowings in the municipal bond market,  the level of interest




rates and the supply of investable funds,  the availability of




Federal grants at the maximum authorized level  is obviously




of great importance.




     13.   Debt service costs will run high.   For  local




governments receiving even the most favorable grant  treatment—

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                                                       15.




55 per cent Federal and 25 per cent State aid—a 4-1/2 per




cent interest rate and repayment over 30 years means an annual




debt service cost of $514 million after 1974.  With only




$3.5 billion of Federal aid,  instead of the $4.5 billion




implied by 55 per cent grants, debt service costs would run




proportionately higher.  The ability to incur debt and to




handle the cost will vary from one community to another.  A




Federal grant program of at least $3.5 billion will encourage




and help communities to incur debt burdens to control water




pollution.




     14.  Legal restrictions at the State and local level are




a major obstacle to borrowing for required capital outlays.




The primary restrictions upon the States are constitutional




debt limitations and referendum requirements for incurrence




of debt.  A further restriction is the constitutional pro-




hibition against the loan, gift or grant of the State's credit.




     15.  Local governments historically have financed sewer




and waste treatment facilities by the issuance of general




obligation bonds secured by ad valorem taxes.  However, the




capacity to undertake such borrowings is limited by ceilings




on such indebtedness or by referendum requirements.  These




limitations are eased, in some instances, by an exemption




for sewerage construction, by creating special districts for




the sole purpose of financing such facilities, and by the

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                                                       16.




use of revenue obligations which normally do not fall within




the statutory or charter limitations of such local govern-




ments.




     16.  Interest rate limits and prescribed terms and




conditions by which the obligations may be issued also res-




trict the ability to borrow.  So does the requirement that




the local government have on hand funds sufficient to cover




the entire cost of the project prior to undertaking con-




struction.  The ability of local governments to finance such




facilities is also hampered by the lack of authorization to




collect standby or availability charges from properties which




now, or in the future, may benefit from the facility but




currently do not receive any services.

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       I.   REQUIRED CAPITAL  OUTLAYS:   REQUIREMENTS




             FOR  STATE  AND  LOCAL FINANCING




               ASSUMING VARYING  LEVELS OF




                      FEDERAL AID









     The  purpose of this chapter  is to evaluate both the




requirements  of the program  for the improvement of water




quality standards  under  existing  legislation and to point




up the financing burdens they imply for State and local




governments.  The  relevant legislation is the Federal




Water Pollution Control  Act  of 1956 (Public Law 84-660




amended in 1961 by Public  Law 87-88)/and its subsequent




amendments,  the Water Quality Act of 1965 (Public Law




89-234),  and the Clear Water Restoration Act of 1966




(Public Law 89-753).   Altogether, these form the basis




of the present Federal Water Pollution Control Administra-




tion program.




     Federal construction  grants  relating to waste treat-




ment facilities were  first provided in 1956 by the Federal




Water Pollution Control  Act.  The Water Quality Act of




1965 increased  the available sums from $100 million to




$150 million per  year for  the years 1966 and 1967.  This




Act also gave the  States the option of setting water
                             17.

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                                                         18.
quality standards for interstate waters and to plan for




the implementation and enforcement of the proposed




standards.  Far more extensive provision for Federal




construction grants was afforded by the terms of the




Clean Water Restoration Act of 1966, which amended the




previous Act to authorize a total of $3.5 billion for




municipal waste treatment plant construction grants, to




be made available over the five-year period beginning




fiscal 1967, with no limitation on the amount of an indi-




vidual grant, and with the Federal share varying from 30




to 55 percent.




     There is no comparable legislation which provides




Federal grants for the construction of sanitary sewers.




The most significant Act in this area is the Housing and




Urban Development Act of 1965 (Public Law 89-117) which




authorized $200 million per year during 1966-69 for im-




proving basic water and sewer facilities.  The uses to




which the HUD Act funds may be used include, but are not




restricted to, sanitary sewers,  and are therefore not




considered in this study.




     Although the Acts cited above represent great contri-




butions to the solution of water pollution problems, they




do not eliminate State and local government responsibility

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                                                         19.




for implementing  the established standards and providing




financing.   Thus,  the economic impact of the Federal pro-




gram on the various  levels of government must be evaluated.




In this chapter we (1)  examine the costs of the program in




terms of the previous capital outlays of State and local




governments for sanitary sewers and waste treatment




facilities; (2) ascertain the capability of the con-




struction and equipment industries to implement the pro-




gram; (3) project  increases in construction and equipment




costs; (4)  consider  certain of the effects which would be




occasioned by a program delay; (5) place the requirements




in perspective in  relation to competing demands and discuss




changes in emphasis  in government outlays that would affect




the ability of State and local governments to finance out-




lays for water quality;  and (6) measure the extent to which




the participation  of the Federal and State governments,




through grant funds  available for assistance, could relieve




the financial burden on the local communities.




              Requirements of the Program




     FWPCA has prepared a cost estimate study of the program




on a State-by-State  basis.  The material contained therein




has formed the primary body of information for this present




study.I/   According to these data, nearly $15.0 billion^/

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                                                          20.

will have to be invested in waste treatment facilities

and sanitary sewers during the five-year period ending

mid-1973 to attain the quality standards which have been

established.  This figure refers to capital investments

only, and excludes debt service, maintenance, and opera-

tional charges, which will have to be reckoned as additional

requirements.  This also excludes costs of separation of

storm and waste sewers.  A recent study prepared for FWPCA

estimates that the costs of such separation may run to

nearly $49 billion, more than three times the costs of

collection and treatment of wastes.2/

     That this program is a prodigious undertaking can

be seen by comparing the requirements with the actual in-

vestments in such facilities during the five-year period

ending in 1966.  Outlays from 1961-66 totaled about $5.3

billion; the proposed requirements, adjusted for construction

cost increases, call for an investment of nearly three times

that amount (table 1 and figure 1).
_!/  A statement, noting the limitations of the cost data on
which the cost estimate study was based, has been prepared by
FWPCA and is contained below as Technical Note 1 in Appendix I
2/  The equivalent of $13.6 billion in constant 1968 dollars,
as measured by the FWPCA.  The methodology employed in
adjusting the data to a current dollar basis is described in
Technical Note 2, Appendix I.
3/  American Public Works Associations, The Problems of Com-
bined Sewer Facilities and Overflows in U.S. Communities, pre-
pared for Federal Water Pollution Control Administration,
Chicago, 1967.

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Table 1.  Total United States Sanitary Sewers
  And Municipal Waste Treatment Facilities
   Construction Contract Awards, 1962-66
                     vs.
     Required Capital Outlays, 1969-73
        (in million current dollars)

Item
Construction ,
contract awards:—'
1962 	
1963 	
1964 	
1965 	
1966 (prelim.)..
5-year total. . .

Annual average
Required capital
outlays:—1'
1969 	
1970 	
1971 	
1972 	
1973 	

5 -year total. . .

Annual Average
Sanitary
Public-7
320.5
404.4
395.6
356.3
401.2
1,878.0
375.6









f Sewers
b/
Private—'
131.0
136.0
130.0
128 0
109.0*
634.0
126.8










Total
451.5
540.4
525 6
m3
510.2
2,512.0
502.4
1 OC7 7
-L i *D / . /
Ionc A
f JUD . 4
1"\AA •)
f J44 . £
1QQC 1
, JOD. JL
1A 1f\ t
f 4 JU . £.
6,733.6

1,346.7
Treatment
plants-/
545 2
679 2
513 4
522 6
554.7
2,815.1
563.0
1A Qfl O
, 4ou . o
1C C 1 C.
f D:> J . b
1C. "it C.
, b J J . o
1*7 O 1 C
, 721.5
10 1 C. A
, olo. 0
8,205.5

1,641.1

Total
996 7
1 219 6
1 039 0
Innfi Q
f VUU . 7
1,064.9
5,327.1
1,065.4
21 A O K
, / 'to .3
2Qff\ f\
, obU . U
2Q'7'7 O
, y / / . o
31 A C f
,106.6
3f\ A f *>
,246. 2
14,939.1

2,987.8
                                                 continued^

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                                                             22.
Table 1. Continued — Total United States Sanitary Sewers And
                      Municipal Haste Treatment Facilities
*Estimated

a/  Source:  U.S. Department of Interior, Federal Water Pollution
    Control Administration, WP-15 series publications. Table 4.

b/  Source:  U.S. Congress, Joint Economic Committee, State and
    Local Public Facility Needs and Financing, 89th Congress,
    2nd Session, 1966, Vol. I, p. 147.

c/  Source:  U.S. Department of Interior, FWPCA, unpublished
    data, with scheduled annual required capital outlays in
    constant dollars adjusted to current dollars on the basis of
    projected construction cost increases.

-------
                                                         Figure 1
                                                                                                                  23
                           SANITARY SEWERS AND WASTE  TREATMENT  FACILITIES

                                                 TOTAL UNITED STATES


                                         CONTRACT AWARDS  VS   REQUIRED  CAPITAL OUTLAYS

                                                   IN  CURRENT  DOLLARS
BILLIONS OF
CURRENT DOLLARS
3-25
 3.00
 2.75
 2.50
 2.25
 2.00
 1.75
 1.50
 1.25
 1.00
 0.75
 0.50
 0.2
 0.00
        TOTAL SEWER AND
        TREATMENT PLANT!
        TOTAL  SANITARY™*
        SEWERS
   CONTRACT AWARDS


ACTUAL
                                TREATMENT =LANTS
                             PUBLIC SANITARY SEWERS
REQUIRED  CAPITAL OUTLAYS


FROJECTcO
                                                                  X
                                                                                  X

                                                                                                  TREATMENT  PLANTS
                                                                                        TOTAL SANITARY SEWERS
                      1962      1963     1961      1965      1966
                                                     1969      1970      1971     1972
                                                                                                                          1973
     SOURCE:  TABLE 1

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                                                         24.

                  Requirements by State

     The national totals are an aggregate of widely vary-

ing State requirements.  These have been determined by the

FWPCA through assessment of the requirements of each State

for provision of adequate sewers and waste treatment facili-

ties for urban populations presently provided with inadequate

facilities, and provision for anticipated increases in each

State's urban population.  Annual State-by-State comparisons,

shown in table 26,=/ are summarized in table 2.

     As shown in the tabulation below, there are seven

States that will have to increase capital outlays  (measured

in current dollars)  by more than 350 percent in the period

1969-73, as compared with the level of investment in 1962-

66.  At the other extreme, there is one State, Wisconsin,

whose projected requirements for sanitary sewers and waste

treatment facilities are actually below the previous years'

outlay.

     Number of States*             Indicated percent increase
                                   	in outlays	
             1                                - 10
             7                              0-50
            10                             51 - 100
             6                            100 - 150
             6                            151 - 200
            10                            201 - 250
             4                            251 - 350
             7                             over 351
            51
*  Including the District of Columbia.
    Tables 26 through 29 are in Appendix IV

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                                                          25.
Table 2.   Municipal  Waste  Treatment Facilities and Sanitary
    Sewers,  Construction Contract Awards,  1962-66, and
      Required Capital Outlays,  1969-73,  by States-'

    (millions  of  current dollars and percentage change)
State
Alabama. 	 	 	
Alaska. . ...........

Arkansas 	 	
California. ........

Connecticut. 	
Delaware *.*...<....
District of
Columbia 	

Georgia. 	
Hawaii 	

Illinois 	
Indiana. ...........


Kentucky 	



Massachusetts 	
Michigan 	
Minnesota. 	 	
Mississippi 	
Missouri 	 	
Montana 	
Nebraska 	 	

New Hampshire 	
New Jersey 	
New Mexico 	
New York 	 	
North Carolina 	
North Dakota. ......

Contract
con s t r uc t ion
awards. y
1962-67-7
58.6
10.0
42.0
45.0
350.9
49.0
99.4
14.4
44.8
146.5
66.9
31.9
8.3
242.7
136 3
58.4
56.0
85.1
105.1
20.0
119.4
112.5
224.8
123.0
37.8
146.6
11.2
41.6
18.9
18.4
183.0
27.3
341.9
113.7
9.0

Required
capital
outlays
1969-73
181.2
20.5
209.0
63.6
2,609.9
134.6
305.5
47.4
71 . 1
793.1
290.2
128,8
30.0
536.0
217. 3
63. 3
59.6
156.0
322.2
49.4
232.3
490.4
716.5
234.1
91.6
502.4
29.3
55.2
30.1
51.3
899.5
60.7
1,620.8
161.3
16.2
cont
Percent
increase
1962-66 to
1969-73
209.2
105.0
397.6
41.3
643.8
174.7
207.3
229.2
58.7
441.4
333.8
303.8
261.4
120.8
59.4
8.4
6.4
83.3
206.6
147.0
94.6
335.9
218.7
90.3
142.3
242.7
166.1
32.7
59.3
178.8
391.5
122.3
374.1
41.9
80.0
inued

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                                                          26.
Table 2.  Continued —
Municipal Waste Treatment Facilities and
Sanitary Sewers, Construction Awards,
1962-66, and Required Capital Outlays,
1969-73 by States
State
Ohio 	
Oklahoma. 	 	 	

Pennsylvania. ......
Puerto Rico. 	 	
Rhode Island 	
South Carolina 	
South Dakota 	


Utah 	



West Virginia 	

Wyoming. 	 	

TOTAL U.S.
Contract
construction
awards
1962-67
236.4
37.5
55.3
292.3
13.9
24.0
39.7
9.0
103.4
195.5
18.5
17.6
96.3
152.2
41.6
167.2
2.3

4,693.1
Required
capital
outlays
1969-73
680.6
90.3
187.8
342.3
n.a.
72.9
119.6
15.0
200.8
651.9
174.7
18.9
288.8
384.7
64.7
151.5
13.8

14,939.1
Percent
increase
1962-66 to
1969-73
187.9
140.8
239.6
17.1
n.a.
203.8
201.3
66.6
94.2
233.5
844.3
7.4
199.9
152.8
55.5
-10.4
500.0

218.3
a/  See Table 26 (AppendixIVfcor breakdown by treatment facility
    and sanitary sewer, and by year.
b/  Excludes privately financed sanitary sewers.

Source:  Contract awards from U.S. Department of Interior,
         Federal Water Pollution Control Administration, WP-15
         Series Publication, Table 4.  Required capital outlays
         from U.S.  Department of Interior, FWPCA, unpublished
         data.  Data in constant 1968 dollars have been ad-
         justed to current dollars on the basis of projected
         construction cost increase.

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                                                           27.




         Capital Requirements by Community Size






     Equally striking variations in capital requirements




also occur among communities of different sizes.  Relevant




data (available only for municipal waste treatment facilities)




are shown for the Nation in table 3 and for the individual




States in table 27.   One apparent feature of the data is




that the requirements for communities of less than 5,000 are




very large.  These include communities which are presently




totally without waste treatment facilities.  They account




for over $2 billion  of projected requirements, or nearly




one-third of the total national waste treatment plant needs.




     The other most  pressing requirement is to improve




presently inadequate facilities for communities of over




100,000 population.   This represents a financial requirement




of $1.3 billion over the period of the program for waste




treatment facilities alone.  The entire FWPCA program is




designed to meet urban requirements.  Many small communities




which are part of, or contiguous to, metropolitan areas would




therefore be covered by the program.  The burdens of the re-




quirements of these  small communities will be less than those




indicated in table 3 if their needs can be served through




metropolitan or regional undertakings.

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           Table 3.   Required Capital  Outlays^/ for Municipal  Waste  Treatment Plants
                   by Function and Size of Community for Total United States,
                                  5-Year Period, 1969-73-'
                              (in millions of current dollars)
| Size of community
Function Under
5,000
5
9
,000-
,999
10,000-
24,999
25,000-
99,999
100,
and
000
over
Unknown
Total
Total United States:

  Upgrading less-than-
   adeguate facilities...

  Elimination of current
   unmet needs	
  Provision for popula-
   tion and industrial
   increases	
  508.0


1,654.3



   85.1
     Total	  2,247.4
138.3   493.9
211.3   221.5
 84.6   236.1
208.5    1,307.8
813.7
327.1
253.1
2,656.5


3,153.9
193.1    237.2   1,163.2
               434.2   951.5    1,349.3    1,754.0    237.2   6,973.6
a7Excluding depreciation allowances.
E/  For breakdown by States, in constant 1968 dollars, see Table 26.

Source:  Compiled from U.S. Department of Interior, Federal Water Pollution Control
         Administration,  unpublished data, adjusted to current dollars.
                                                                                             to

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                                                         29.
               Construction Cost Increases

     The basic  projections of needs prepared by the FWPCA
are expressed in  terms  of 1968 dollars.  Conversion of
these into  current  costs raises the level of requirements
from $13.6  to $15.0 billion.
     Cost changes in sewerage construction are, of course,
governed by fluctuations in the general level of prices,
but they could  also reflect the special factors that may
be created  by the size  of the program itself.  In this
latter regard,  there are several key industries and pro-
fessions involved,  including the manufacturers of relevant
equipment (pipes  and piping, pumps, process equipment, etc.),
the construction  industry, and the consulting engineers who
design the  requisite facilities.  In each instance, there
are two fundamental questions which must be posed before
the program can be objectively appraised from a cost point
of view. First,  are these affected industries and pro-
fessions physically capable of undertaking the design and
construction of sewerage works at an annual rate nearly
three times that  which prevailed during the past few years;
and second, if  the absolute capacity does in fact exist
or can be created,  is the magnitude of the program in and
of itself likely to drive up factor prices.

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                                                         30.

     In an effort to answer these questions, the authors

of this report personally contacted a number of authorities

in these industries and professions.-/  There was virtual

unanimity in the view that all elements could respond to

the demand placed upon them by the program without being

forced into significantly higher cost positions.  In the

field of general contracting, it was pointed out that

sewerage construction is not so specialized as to severely

impede the mobility of general contractors, as compared with

highway, school, or hospital construction.  The present

FWPCA program in the waste treatment field is analogous to

the Federal highway program in the sense that both programs

entail rapid and large increases in outlays.  Yet the

Federal highway program, immense as it is, has not been

accompanied by extraordinary cost increases which can be

traced to the program itself.

     Similar investigations were made into the major in-

dustrial and professional areas which would be affected by
I/  Including representatives of the Water Pollution Control
Federation,  Associated General Contractors of America,  Con-
sulting Engineers Council,  and the Water and Waste Water
Equipment Manufacturers Association.

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                                                         31.




the program,  and similar conclusions emerged — the scope




of the program is not so large,  the field so specialized,




nor the present extent of operations of the affected




participants  so near physical capacity as to create an




increase in factor costs.




     While the program itself may not cause increased




costs, the general level of prices will most certainly




rise during the period required to attain the waste water




quality standards called for by the Federal legislation.




Based on trends since 1950, construction costs for sanitary




sewers have been projected to increase by an average 3.0




percent per year for the period 1968-72, while the costs




of treatment plants are projected to rise on the average




by 3.3 percent per yeari'  (table 4).  A prediction of




future construction costs increases is beyond the scope of




this study, and the projections used here are not intended




to represent a definitive judgment on this question.  It




should be noted, however, that both sanitary sewer and




treatment facility costs have increased with unmistakable




regularity in the 17-year period ending in 1966.
I/  Methodology is discussed in Technical Note 2, Appendix I

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                                                   32
Table 4.  United States Sewerage Construction Cost
         Indexes, August Values 1950-67,
             and Projections, 1968-72
Year
Actual :
1950 	
1951 	
1952 	
1953 	
1954 	
1955 	
1956 	
1957 	
1958 	
1959 	
I960 	
1961 	
1962 	
1963 	 	 	
1964 	
1965 	
1966 	
1967 	
Projected:
1968 	
1969 	
1970 	
1971 	
1972 	
Actual :
1950-67 	
1957-67 	
1965-67 	
Projected:
1968-72 	

Sanitary
sewers
Municipal waste
treatment facilities
index: 1957-59 * 100
68.5 69.3
74.0 73.9
76.3 76.8
80.6 80.8
83.1 82.8
86.7 87.2
92.5 91.9
96.8 98.0
100.4 101.5
104.8 103.7
106.2 105.0
108.2 105.8
109.7 107.0
113.1 108.5
115.1 110.5
117.3 112.6
121.2 116.9
125.4 120.3
129.0 124.0
132.9 127.6
136.8 131.8
140.9 136.5
145.6 141.5
Average annual percent change
(compounded)
+3.6
+2.6
+3.4
+3.0
+3.3
+2.1
+3.4
+3.3
continue

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                                                          33.
Table 4.   Continued  —  United  States  Sewerage  Construction Cost
                       Indexes,  August Values  1950-67,  and
                       Projections,  1968-72
Source:  1950-67  from Public Health Service,  Division of Water
         Supply and Pollution Control,  Sewer  Construction Cost
         Index, PHS Publ.  No.  1132, 1964,  Appendix E, p.  27,
         and Sewage Treatment Plant Construction Cost Index,
         PHS Publ.  No.  1069, 1953,  Appendix G,  p. 31; and U.S.
         Department of Interior Federal Water Pollution Control
         Administration,  "Sewerage  Treatment  Plan and Sewer
         Construction Cost Index,"  mimeographed monthly re-
         port.  Projected Indexes 1968-72, see text.

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                                                        34.
             The Effects of Delays on Costs

     The issue of increasing construction costs plays a
crucial role in evaluating the effects of a delay in the
timing of the program.  Continuing escalation of con-
struction costs will increase total project costs under
any assumed delay.  Modest capital outlays during the early
years of the presently assumed timespan,  accompanied by
comensurately larger expenditures in subsequent years so
as to obtain the quality standards by 1973, will result in
higher total costs.  A rephasing of the program over ten
years instead of five would result in higher costs for
both sewers and waste treatment facilities of well over $1
billion.  This is attributable solely to the continued in-
crease in construction costs at the projected rates.  If
the entire program is implemented during the coming five
years, cost increases are expected to result in total
capital outlays which are $1.3 billion higher than the
same real figure expressed in constant 1968 dollars.  This
represents a rise of 9.7 percent, attributable to con-
struction cost increases.  Prolongation of the same pro-
gram over an additional five years, accompanied by rising
costs at the same projected rates, would place the total

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                                                         35.




cost at approximately $16.2  billion instead of the




presently indicated figure of $14.9 billion,  an increase




of $1.3 billion  or  8.5 percent.   This is nearly 20 percent




greater than the same cost on a  constant 1968 dollar basis.




     In this evaluation of the effect of delay on costs,




we have not attempted to project changes in interest




charges.  Such changes cannot be foreseen or projected in




the same manner  as  construction  costs, because they are




dependent on political, military, and international con-




ditions which are highly uncertain.






              Perspective on Requirements






     The cost of the water pollution control program is




great, but not unprecedented in total size or even in terms




of  the respective shares of Federal, State and local govern-




ment requirements.   The Federal government and the State




and local governments have,  in the recent past, increased




capital outlays  in  a brief timespan by sums larger than those




indicated by present water quality programs.  For example,




State and local  capital outlays for highways amounted to




over $20 billion during the five-year period 1953-57.  They




increased by nearly $15 billion during the period 1960-64.




During that time the Federal contribution to the highway

-------
                                                          36.

program increased to a total of nearly $15 billion, more
                              *
than three times the previous contribution.  Of course

these highway programs far exceed those which are called

for to provide clean water, and their financing has been

greatly facilitated by the creation of a special fund

using gasoline tax revenues.  The Federal government con-

tribution to the highway program during the period 1960-64

was more than four times as large as the existing authori-

zation for Federal construction grants for water pollution

control.  For the State and local governments, the increases

in their outlays for highway construction during those five-

year periods was 50 percent greater than the sum which they

would be required to invest for clean water, even assuming

no Federal contribution whatever.

     Similarly, capital outlays by State and local govern-

ments for education increased by well over $6 billion be-

tween 1953-57 and 1960-64.  This exceeds the sums required

from such governmental units for sanitary sewers and waste

treatment plants under the present program, provided Federal

authorization for grant funds is fully appropriated.

     It is noteworthy that certain capital programs with

which the water pollution program competes are likely to

taper off in the 1970's.  For example, estimates prepared

-------
                                                        37.

for the Joint  Economic Committee show total capital outlays

by State and local  governments amounting to $13.6 billion

in 1970 and $40.7 billion in 1975,  compared with $20.1

billion for 1965-   (table 5).   But  the share of such out-

lays allocated for  transportation and education is estimated

to decline from 68.7  percent in 1965 to 62.6 percent in

1975.2/  Funds "liberated" for other activities are esti-

mated at $2.3  billion in 1970 and $2.5 billion in 1975.

Some of these  funds may be available for water pollution

control.


  Federal and  State Assistance:  Components and Amount


     Under the provisions of the Clean Water Restoration

Act, varying levels of Federal grant funds may be available

to assist in financing the cost of  municipal waste treatment

facilities in  urban areas.  In the  absence of State partici-

pation, the maximum level of Federal aid is 30 percent of
I/  U.S. Congress,  Joint Economic Committee, State and Local
Public Facility Needs and Financing,  1966.  Vol. 1, p. 14.
2/  The JEC statement of needs in education, referring to
Bureau of Census projections,  reckons that the school-age
population (between 5 and 21 years of age) ,  will increase at
an annual rate  of 1.1 percent per year in the period 1966-75
against 3.2 percent in the prior decade.  (JEC, State and Local
Public Facility Needs,  Vol. 1, p. 45.)  Also, the major part
of the Interstate Highway System will also have been completed
by the early 1970's.

-------
                                                          38,
Table 5.  Comparison of State and Local Capital Outlays for
     Public Facilities in 1965 with Estimated Capital
              Requirements in 1970 and 1975

             (Values in billions of dollars)
Facility
1965
Value
Percent
1970
Value
Percent
1975
Value
Percent
Water and sewer . .
Electric and gas.
Transportation. . .
Education 	
Health 	
Recreation and
cultural 	
Other public
buildings 	
Total 	 j
1
i
2.7
.8
8.9
4.9
.8
1.5
.5
20.1

13.4
4.0
44.3
24.4
4.0
7.5
2.5
100.0

5.5
1.3
13.5
5.9
1.3
3.4
.7
31.6

17.4
4.1
42.7
18.7
4.1
10.8
2.2
100.0

Source: U.S. Congress, Joint Economic Committee,
Public Facility Needs and Financing, Vol
6.8
1.4
17.7
7.8
1.7
4.4
.9
40.7
16.7
3.4
43.5
19.1
4.2
10.8
2.2
100.0
State and Local
. 1, 1966,
        pp.  13,14.

-------
                                                         39.
construction costs.   If a State agrees to match this 30 per-

cent contribution.  Federal aid can increase to 40 percent,

which relieves  the  local government of 70 percent of the

burden of financing the requiaite facilities.  Metropolitan

areas are eligible  for Federal aid of 55 percent, with the

State contribution  25 percent, leaving only the residual

20 percent to be borne by the recipient local government.

To date, 20 States-  have adopted legislation providing a

minimum of 25 percent matching grants, of which 13-' have

authorized grants of up to 30 percent.  Only 9 States-  have

appropriated such funds.

     The effects of such maximum Federal participation

on overall requirements for both sewers and waste treatment

facilities are  the  following  (in billions of dollars):
_!/  California,  Colorado, Connecticut, Georgia, Indiana,
Maine, Massachusetts, Michigan, Missouri, New Hampshire, New
Jersey, New York,  Ohio, Oregon, Pennsylvania, Rhode Island,
Tennessee, Texas,  Vermont and Wisconsin.
2/  Connecticut, Maine, Massachusetts, Michigan, New Hamp-
shire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island,
Texas, Vermont,  and Wisconsin.
3/  Indiana, Massachusetts, Michigan, New Hampshire, New
Jersey, New York,  Oregon, Rhode Island, and Vermont.

-------
                                                         40,
                            Outlays         Requirements
                            1962-66           1969-1973

    Total	        4.7              14.9

  Financed by Federal
   grants for water
   treatment	        0.4               4.5

  Remainder for State
   and local govern-
   ments	        4.3              10.4
An increase in expenditures of this magnitude does not seem

unmanageable in view of the probable shifting in the compo-

sition of government outlays described in the previous

section.  If we assume that the Federal contribution will

be less than 55 percent (because only $3.5 billion has been

authorized thus far). State and local outlays would have to

rise to $11.4 billion.  This represents an average annual

amount of $2.3 billion and accounts for between 33 and 42

percent of the total figure which the JEC estimates may be

available for sewers and water capital outlays between 1970

and 1975 (see table 5) .


     For waste treatment facilities alone,  the prospect

for achieving scheduled goals seems brighter than for the

program as a whole.  The Federal contribution of 55 percent

is specifically confined to such facilities; if the full

-------
                                                          41



55 percent were  forthcoming,  State and local outlays for




waste treatment  would have to rise to only $3.7 billion,




compared with $2.8 billion in 1962-66.  If only $3.5




billion were appropriated, the affected communities would




have to finance  the shortfall, raising their outlays from




$2.8 to $4.7 billion.  The absence of funding to meet




substantially all the needs for sewers could, of course,




inhibit the program for waste treatment.  Needless to say,




both sewer and treatment programs would face enlarged




problems if appropriations were substantially less than




the authorized $3.5 billion.




     Table 6 portrays the requirements for State and




local financing  for municipal waste treatment facilities




under varying assumptions of Federal grants:  55 percent




of waste treatment costs; up to present authorizations of




$3.5 billion; 30 percent of waste treatment costs; and 50




percent of present authorizations.  It is this last figure




which should command particular attention.  If Federal




grants fall well below authorizations, which seems likely,




the State and local governments will have to carry heavy




additional burdens.  Specifically, if the Federal govern-




ment provided only 50 percent of the present authorization,




rather than 55 percent, the added burden for the affected

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          Table  6.  projected Municipal Waste Treatment Facilities costs, Assuming
               No State Grants and Varying Levels of Federal Grants, 1969-73
                               (in millions of current dollars)
Year
1969..
1970..
1971..
1972..
1973..
Total.
Annual
Required
capital
outlays
1,480.8
1,553.6
1,633.6
1,721.5
1,816.0
8,205.5

avg. 1,641.1
Federal
30 per-
cent of
costs
444.2
466.1
490.1
516.5
544.8
2,461.7

492.3
55 per-
cent of
costs
814.4
854.5
898.5
946.8
998.8
4,513.0

902.6
contributions
Present-
ly auth-
orized^
150.0
450.0
700.0
1,000.0
1,250.0
3.550.0

710.0
50 percent
of present-
ly auth.
153^
203*/
350.0
500.0
625.0
1,831.0

366.2
Net cost to State and local gov't*.
assuminq Federal contributions
30 per-
cent of
costs
1,036.6
1,087.5
1 , 143 . 5
1,205.0
1,271.2
5,743.8

1,148.8
55 per-
cent of
costs
666.4
699.1
735.1
774.7
817.2
3,692.5

738.5
Present-
ly auth ^
orized^/
1,330.8
1,103.6
933.6
721.5
566.0
4,655.5

931.1
50 percent
of present-
ly auth.
1,327.8s/
1,350.6s/
1,283.6
1,221.5
1,191.0
6,374.5

1,274.9
a/  Assumes Federal grants authorized during the five years  to which  the present  legislation
refers will be made available during the five years of the program, 1969-73.
b/  Actual appropriations.
c/  Based on actual appropriations.

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                                                          43
communities  would  be $2.7 billion in the years 1969-73.
The States and  local communities would then have to
finance $13.1 billion in 1969-73, against actual outlays
of $5.3 billion in 1962-66.   The costs to the communities
for both sanitary  sewers and municipal waste treatment
facilities in 1969-73,  assuming 55 percent Federal contri-
bution for treatment plant construction outlays, are shown
in table 28. The  reader can make appropriate adjustments
to these figures according to his assumption of the likely
level of Federal financing.   In California, for example,
where total  capital requirements amount to $2.6 billion
(see table 26),  the maximum Federal contribution of 55
percent of municipal waste treatment plant costs ($724
million) will oblige the State and the local governments
to contribute the  remaining $1,886 million (table 28);
if the Federal  contribution were reduced to 30 percent,
the residual requirement would rise to $2,215 million over
the five years.
     Thus far,  we  have emphasized the Federal contribution.
The fact is  that the burden on local governments of meeting
the program's requirements would be very significantly
eased by State  government financial participation.   This is
shown on a national basis in table 7; a companion series in

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         Table  7 .  Municipal Waste Treatment  Facilities, Required Capital Outlays,
             Assuming Varying Levels  of  State  and  Federal Grants, 1969-73
                                (in millions of  current  dollars)
Item
Required capital outlays 	

Assuming 30 percent Federal
grants:
Cost to local government....
Assuming 40 percent Federal,
30 percent State grants:
Cost to local governments...
Cost to State governments...
Assuming 50 percent Federal,
25 percent State grants:
Cost to local governments...
Cost to State governments...
Assuming 55 percent Federal,
25 percent State grants:
Cost to local governments...
Cost to State Governments...
1969
1,480.8



1,036.6


444.2
444.2


370.2
370.2


296.2
370.2
j 1970 ;
i
1,553.6



1,087.5


466.1
466.1


388.4
388.4


310.7
388.4
1971 1
1,633.6



1,143.5


490.1
490.1


408.4
408.4


326.7
408.4
1972 j
1,721.5



1,205.0


576.5
576.5


430.4
430.4


344.3
430.4
1973 j
1,816.0



1,271.2


544.8
544.8


454.0
454.0


363.2
454.0
Total
8,205.5



5,743.8


2,461.7
2,461.7


2,051.4
2,051.4


1,641.1
2,051.4
Source:  Required capital outlays from U.S.  Department of Interior,  Federal Water Pollution
         Control Administration,  unpublished data in constant dollars,  adjusted to current
         dollars on the basis of projected construction cost increases.

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                                                     45.




table 29 presents  similar data for the individual States.




These tables  illustrate the effect of this added assistance




to the local  governments.  If the Federal government provides




55 percent financing because the States have provided their




25 percent matching funds, the local requirement for financ-




ing of waste  treatment plants would amount to only $1.64




billion over  the  five years of the program, $1.2 billion




less than the amount which was actually paid out for capital




undertakings  in the past five years.




     There is,  of  course, great latitude for questioning




the extent to which the Federal government will contribute




funds up to the amount provided by the legislation.  Serious




questions also arise in regard to the ability of the State




governments to make available $2 billion matching funds




for the construction of municipal waste treatment facilities.




If these governmental units fall short in their financial




contributions,  the added burden will fall on the local




governments.   The  extent of the burdens on State and local




governments for capital needs overall, for clean water pro-




grams in particular, and the possibility of their satisfy-




ing them are  the  subjects of Chapter II.

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II.  THE ABILITY OF STATE AND LOCAL GOVERNMENTS TO FINANCE




                REQUIRED CAPITAL OUTLAYS







     In the preceding chapter the magnitude of the required




capital outlays to meet the water quality standards by 1973




was discussed.  These capital expenditures were shown under




various assumptions as to the level of Federal grants.  To




appreciate the relative importance of these outlays, overall




capital requirements of State and local governments were also




discussed.




     The purpose of this chapter is to examine the sources




of financing for both aggregate capital outlays and sewer




and waste treatment facilities.  The availability of these




sources—current revenues, Federal grants, user charges and




borrowings—and the effect they have on each other are




examined.  Attention is given to the supply of and demand




for municipal bonds, to the historical patterns of the




municipal securities market and to the methods of public




borrowings.  The chapter- concludes with an analysis of




the capacity of the municipal securities market to absorb




the required borrowings.  This will permit a forecast




as to the continued ability of State and local governments




to finance the required capital outlays from borrowings







                               46

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                                                    47.




for sewer and waste  treatment facilities to attain the water




quality standards  of the Federal Water Pollution Control




Program.







          Sources  of Financing Capital Outlays







     Before discussing the ability of State and local govern-




ments to finance the necessary capital expenditures for sewer




and waste treatment  facilities, it is useful to review the




pattern of total capital outlays and the methods by which




the sources of  financing were provided.  It is also helpful




to project future  capital outlays and gauge their effect upon




the available  sources of financing.




     In the 1956-66  decade, State and local capital outlays




doubled, growing  from $11.4 billion to $22.3 billion  (Table 8).




Anticipated outlays  of State and local governments for capital




purposes are estimated to be $31.6 billion for 1970 and $40.7




billion for 1975—the latter figure being virtually twice as




large as it is today.—   Historically one-half of these outlays




have been financed through borrowings, a trend which  the study




prepared for the Joint Economic Committee assumes will con-




tinue.—/  This would indicate borrowings for capital  outlays




of $15.8 billion in 1970 and $20.4 billion in 1975.
 I/  JEC Report, Vol. 2, Table B4, p.  35.




 2/  JEC Report, Vol. 2, p. 32.

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                                                        48.
   Table 8.   Total Federal Grants to State and Local Governments
     Including Grants Specifically for Capital Outlays,  1956-66
                                and
 Projections of Total Federal Grants Including Grants Specifically
                 for Capital Outlays, 1970 and 1975
                          (in million dollars)



Fiscal
Year
Total
State &
local
capital
outlays
Sources of funds for capital outlays

State
& local
borrowing
State
& local
general
revenues
Federal grants
specifically
for capital
out lays


Total
Federal
grants
             (1)
(2)
1956..
1957..
1958..
1959..
I960..
1961..
1962..
1963..
1964..
1965..
1966..
1967*
1968*
1970..
1975..
11,407
12,616
13,986
15,351
15,104
16,091
16,791
17 , 946
19,087
20,771
22,330


31,600
40,700
6,307
6,779
7,825
7,542
7,286
7,479
8,351
9,391
10,982
9,258
—


15,800
20,350
 (3)

4,157
4,665
4,384
4,840
4,465
5,519
5,183
5,022
3,652
6,478
                                 4,836
                                 4,836
 (4)

  943
1,172
1,777
2,969
3,353
3,093
3,257
3,533
4,453
5,035
                       10,964
                       15,514
  (5)

 3,724
 4,039
 4,935
 6,669
 7,040
 7,112
 7,893
 8,634
10,141
10,904
12,960
15,366
17,439
21,928
31,028
*Estimated
Sources:

Col. (1)  1956-65:  JEC, State and Local Public Facility Financing/
          Vol. 2, p. 33.
          1966:  U.S. Department of Commerce, Governmental Finances,
          1965-66, GF-13, p. 21.
          1970 and 1975:  JEC, State and Local Public Facility Needs,
          Vol. 1, p. 14.

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                                                         49.
Table 8.  Continued — Total Federal Grants to State and Local
Governments Including Grants Specifically for Capital Outlays, 1956-
66, and Projections of Total Federal Grants Including Grants Specifi-
cally for Capital Outlays, 1970 and 1975
     (2)  1956 and 1957:  JEC, Vol. 2, p. 34.
          1958-65:  JEC, Vol. 2, p. 59.
          1970 and 1975:  50 percent of Column  (1) in accordance
          with procedure contained in JEC, Vol. 2, p. 35, Columns 1
          and 4.  Actual JEC figures of $16.3 billion in 1970 and
          $21.0 billion in 1975 contain small Housing and Urban
          Renewal component.
     (3)  1956-65:  Columns  (1) minus  (2) minus (4).
          1970 and 1975:  Average 1956-65.  The chief obstacle to
          substantial increases in State-local contributions to
          capital outlays out of general revenues is the simultane-
          ously rising demands for funds for current operations.
          The JEC report comments on the fact that State and local
          governments must resort to their general revenues for
          partial funding of their capital outlays as follows:
          "There is no basis for estimating in detail the origin of
          the  'other financing sources'. ...It is reasonable to
          presume that a considerable portion came from tax collec-
          tions, in view of the important place of taxes in the
          revenue structure of State and local governments.  How-
          ever, nontax revenue sources are relatively more signifi-
          cant than seems to be recognized, and these have also,
          directly or indirectly, financed an indeterminate portion
          of State-local capital spending."  JEC, Vol. 2, p. 63.
     (4)  1956-65:  JEC, Vol. 2, p. 61.
          1970 and 1975:  Columns  (1) minus  (2) minus (3).
     (5)  1956-68:  JEC, Revenue Sharing and Its Alternatives,
          Vol. 1, p. 159.
          1970 and 1975:  Column (4) x 2.  In 1965, Federal grants
          specifically for capital outlays represented 46.2 percent
          of total Federal grants.  It is assumed that Federal grants
          specifically for capital outlays will rise to 50 percent
          of total Federal grants in  1970 and 1975.
                               Note
The above projections of total Federal grants in 1970 and 1975 are
in the same order of magnitude with those from other sources cited
below.

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                                                          50.
Table 8.  Continued — Total Federal Grants to State  and Local
Governments Including Grants Specifically  for Capital Outlays, 1956-
66 and Projections of Total Federal Grants Including  Grants Specifi-
cally for Capital Outlays, 1970 and 1975
                                               Projected Total
                                                Federal Grants
                                              (in dollars billion)
                                               1970         1975

          National Planning Association        19.5         31.0
          G. Washington Univ. Project  '70,
            I  (High Revenue Proj.)             21.8
          G. Washington Univ. Project  '70,
            II  (Low Revenue Proj.)             18.1
          Tax Foundation                       20.3         30.0
Sources:
For JEC figures, see U.S. Economic Growth to 1975:  Potentials and
Problems, 1966, p. 26  (reprint).  For other projections, see JEC,
Revenue Sharing and Its Alternatives. Vol. Ill, Federal, State,
Local Fiscal Projections, July 1967, p. 1244 and 1248.

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                                                       51.




     The balance of State and local outlays for capital pur-




poses, $15.8 billion in 1970 and $20.3 billion in 1975, would




have to be met from two sources:  general revenue and Federal




grants.  The JEC report observes that expenditures for current




needs will continue to rise as rapidly as current revenues,




so that revenues cannot be expected to finance capital out-




lays to any greater degree than has been the case in recent




years.  General revenues available for capital outlays have




averaged $4.8 billion annually from 1956 to 1965  (Table 8).




The $4.8 billion figure is therefore assumed in this analysis




to be the annual amount of funds available from general




revenues through 1975 to finance capital outlays.




     With borrowing and general revenue capabilities accounted




for, the balance of the required capital requirements  ($11.0




billion in 1970 and $15.5 billion in 1975) would have to be




raised through Federal grants.  In 1956,  Federal grants for




capital outlays came to $943 million,  or 8.3 per cent of State




and local capital outlays.  However,  Federal grants for State




and local capital outlays have been steadily rising as a per-




centage of total Federal grants for both capital and current




needs—from 25.3 per cent in 1956 to 46.2 per cent in 1965.




It is reasonable to project that Federal grants specifically




for capital outlays will rise by 1970 to 50 per cent of total




Federal grants (Table 8).

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                                                      52.



     There is, nevertheless, a divergence of opinion as to



the future level of Federal grants.  A JEC study prepared


in 1966 estimates total Federal grants as low as $17.5 billion



in 1970 and $25.0 billion in 1975.   A later study prepared



by the Bureau of the Budget includes an estimate of $17.4

                    2/
billion for FY 1968."   Thus the 1970 figure appears conser-


vative.  Others estimate the range of Federal Grants in 1970


from a low of $18.1 billion to a high of $21.8 billion and


in 1975 from  $30.0 billion to $31 billion  (See footnote to


Table 8) ,  The ultimate level will determine the extent of



the need  for  additional State and local borrowings.


     As set out in Table 8, total Federal grants are projected



to a level of $21.9 billion in 1970 and $31.0 billion in 1975,


upon the assumption that one-half of State and local capital


outlays will  come  from borrowings and that general revenues


will provide approximately  $4.8 billion for capital outlays


as in the past.  It is further assumed that of these total



Federal grants, 50 per cent, or $11.0 billion in 1970 and $15.5


billion in 1975, will be made available specifically for capi-



tal outlays.  Should Federal grants not exceed the low estimates


made in the JEC Report on Economic Growth, borrowings would


have to rise to $18.0 billion in 1970 and $23.5 billion in
!_/ JEC, U.S. Economic Growth  to  1975:  Potentials and Problems,

   Dec. 1966, p.  26  (reprint).


2_/ JEC, Revenue Sharing  and Its  Alternatives:  What Future for

   Fiscal Federalism?  July 1967.  Vol. I, pp. 156-170.

-------
                                                      53.

1975,  which in either case represents 57.9 per cent of capi-

tal outlays.—/ In the past twenty-year period, the ratio of

borrowings to capital outlays has been approximately 50 per

cent.   However, borrowings as a percentage of capital outlays

did reach 57.5 per cent in the 1963-64 period and averaged

56.2 per cent in the years 1952-57.—'

     A greater reliance upon user charges, especially for

commercial and industrial enterprises, would in many instances

reduce the pressure for Federal grants as well as ease the

strain on general revenue and property taxes to support

borrowings.  An example of what one municipality, Omaha,

Nebraska, has done to provide sewer and waste treatment faci-

lities for its packinghouse industry with user charges and

revenues from recovered wastes as the principal sources of

financing, is discussed in General Note 1, Appendix II.

     Further study concerning the potential for employing

user charges in the next decade is needed.  Currently the

unfamiliarity of municipalities and industry with such tech-

niques means that the user charge financing can be expected in
 I/  If total Federal grants are $17.5 billion in 1970, the
    portion for capital outlays would be $8.8 billion.  If
    total Federal grants are $22.0 billion  (Table 8), the
    portion for capital outlays would be $11.0 billion.  Adding
    the difference of $2.2 billion to borrowings of $15.8
    billion in 1970 yields $18.0 billions.

 2/  JEC Report, Vol. 2, Table 8, p. 62.

-------
                                                       54.

the near future.  Such a study would be highly useful.

     Sewer and waste treatment programs historically have been

only a small part of total State and local capital expendi-

tures.  In the years 1955-65 they amounted to 5.1 per cent

of such outlays—with Federal grants being virtually insigni-

ficant. ~   Absent Federal grants for the program. State and

local governments will have to spend 9.0 per cent of their

capital budgets  in 1969-73 to meet  the Federal water quality

standards.  Federal grants of $3.5  billion would lower the

percentage to 6.9 per cent.

     It is essential to note a difference between the JEC

estimate of outlays for water pollution control in the 1970's

and the FWPCA estimate of required  outlays.  The latter exceeds

the former by about $1.0 billion annually in the early 70's

and implies, of  course, a greater financing burden for the

State and local  governments. —' The foregoing measurements

of 9.0 per cent  and 6.9 per cent are derived from JEC esti-

mates of total capital outlays unadjusted for the difference

of $1.0 billion  annually.
I/  JEC Report, Vol. 2, Table B, p. 67

_2/  The JEC estimates outlays at $1.6 billion in 1970 and
    $2.3 billion in 1975, an average of about $2.0 billion.
    FWPCA estimates needs in the 1969-73 period at $3.0
    billion annually.

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                                                        55.




      Supply of and Demand for Municipal Obligations







     In examining the ability of the affected units of govern-




ments generally to finance capital outlays,  and more parti-




cularly to attain the water quality standards established by




the Federal program, it is necessary to consider the pro-




jected supply of borrowings and the availability of investable




funds from institutional sources to meet these demands.




     The estimates prepared for the Joint Economic Committee




of required net additions to the volume of municipal obligations




and the supply of net new investable funds for the period




1966-75 appear in Table 9.  The figures in Series B are slightly




lower than the figures in Series A as a result of more con-




servative estimates of municipal bond holdings by banks and




personal trust funds.  The first column shows the net bor-




rowings required by State and local governments after allow-




ances for general revenues, Federal grants and estimated




retirements.  A comparison of the respective figures indicates




that funds available for investment in municipal bonds will




be more than sufficient to meet the required borrowings by




State and local governments after 1968.




     As shown in Table 10, the increase of State and local




indebtedness over the current level is estimated to be $111




billion by 1975.  Obligations representing $68.8 billion of

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                                                      56.
 Table 9.   State and Local Government Obligations:   Projected
        Net Borrowings,  1966-75,  and Funds Available

                     (Billions of  dollars)
Year
1966 	
1967 	
1968 	
1969 	
1970. 	
1971 	
1972 	
1973 	
1974 	
1975 	
Net
required
borrowings
8.5
8.7
9.0
9.3
9.7
10.0
10.3
10.9
11.1
11.3
Funds available
Series A
8.0
8.8
9.3
10.2
10.8
11.2
12.1
12.6
13.7
14.3
Series B
7.2
8.0
8.6
9.3
9.9
10.3
11.1
11.5
12.6
13.0
Source:  JEC, State and Local Public Facility Financing,  Vol.  2
         p. 21.

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                                                        57.
        Table 10.   Holdings of State and Local Government
              Obligations by Investor Groups, 1946-75

                      (Billions of dollars)
Investor group
Commercial Banks 	
Mutual Savings Banks 	
Life Insurance Companies....
Fire and Casualty Insurance
Companies 	
State and Local Retirement
Funds 	
State and Local Governments.
Municipal Bond Investment
Funds 	
Personal Trust Funds 	
Other Financial Institutions
Other Corporations 	
Federal Credit Agencies 	
Individuals and Others 	
Total^/ 	

Year-end
1946
4.4
.1
.6
.2
.8
1.6
a/
3.0
.8
.3
.4
3.4
15.6
1955
12.7
.6
2.0
4.2
2.7
2.5
.§/
6.7
.9
1.2
.7
10.6
44.8
billings
1965
1975
38.7 107.5
.3 .4
3.5 3.8
11.4 21.4
2.6 .5
2.1 1.1
.2 2.6
13.2 33.0
1.6 2.2
3.6 6.0
2.8 5.4
20.0 27.1
100.0 211.0
Change
1965-75
68.8
0.1
0.3
10.0
-2.1
-1.0
19.0
19.8
0.6
2.4
2.6
7.1
111.0
a/  Nonexistent,  1946-60.
b/  Totals  may not equal sum of figures due to rounding,

Source:   JEC Report,  Vol. 2, pp. 17-18.

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                                                     58.



the increased indebtedness — 62 per cent of the expansion —



will be accounted for by commercial banks; $19.8 billion —



18 per cent — will be absorbed by personal trust funds; $10



billion — 10 per cent — by fire and casualty companies; and



$7.1 billion — 6 per cent — by "individuals and others".  In



other words, of the projected increase in municipal obli-



gations, these four investor groups will account for 96 per
         Patterns of  the Municipal Securities Market






     Up  to  this point we have discussed the requirements for



public borrowings and the  availability of investable funds



without  looking at the municipal securities market itself.



It is relevant to inquire  to what extent market patterns will



change with the offering of such substantially increased



volumes  of  sewer bonds, leaving for  the last section the



questions whether the effect of such changes may operate as



a constraint on State and  local governments.



     New issues of municipal securities reached an all-time


                              2/
high in  1967 of $14.2 billion.—   The volume of new issues



for that year was 28.4 per cent more than the previous high
_!/  For a detailed  analysis of municipal bond holdings by

    significant  investor groups and their projections, see

    General Note 2, Appendix  II.



2/  The Daily Bond  Buyer, January  2,  1968.

-------
                                                    59.

in 1966 of $11.1 billion.—   Annual increases in the volume

of municipal bond sales have shown a strong upward trend.

Over the 20-year period from 1947 to 1967, municipal bond

sales jumped from $2.4 billion to $14.2 billion.  The JEC

study indicates that State and local government borrowings

will continue at an accelerated rate.  By its projectsions,

the amount of municipal obligations outstanding, now more

than $100 billion, will double by 1975.-

     The findings of the JEC study with regard to the sale

of municipal bonds generally are noteworthy.  An analysis of

the municipal bonds sold during 1957-66 discloses that:

(1) competitive bidding (as contrasted to negotiated sales)

represented an increasing proportion of general obligations

and revenue bond issues; (2) general obligation bonds are

used for most of the shorter maturities with revenue bonds

favored for the longest maturities;  (3) there has been no

significant change in the distribution of purposes for which

bonds have been issued; (4) while school district borrowings

have been stable, borrowings by special districts and statutory

authorities have greatly risen; and  (5) among the major regions
 I/  This is an abnormally high rate of increase for one year—
    the full significance of which cannot be determined.  Does
    it mean, for example, that borrowings are covering a greater
    share of financing now than in the past, or that the public
    facility programs are growing at a more rapid rate than
    projected?

 2/  Table 10.

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                                                    60.


of the country, the South has increased most rapidly in


terms of other volume of bonds.—


     A more particularized analysis of public borrowings for


sewer and waste treatment facilities is set out in General


Note 3, Appendix II.  It is logical to project certain trends


in the sale of sewer bonds which emerged from the five-year


period of 1962-66 over the next five-year period:  (1) general


obligation bonds will continue to be the principal method by


which such facilities are financed, although with the interest


rates between revenue and general obligation bonds narrowing,


revenue bonds can be expected to increase in relative impor-


tance;  (2) municipalities will continue to be the major


issuers, while special districts will remain a large issuer

                                                  2/
and authority financing will assume a larger role;—   (3) issues


in the $2-5 million range will continue to predominate; and


(4) communities under 25,000 population will continue to


execute the largest volume of bond sales.


     At the same time it can be anticipated that the percentage


of the municipal bond market previously representing sewer


and waste treatment bonds will have to change.  Municipal


obligations provide by far the largest source of financing
I/  JEC Report, Vol.  2, p. 8.


2/  General Note 4, Appendix II.

-------
                                                    61.

for sewer and waste treatment facilities.—   Therefore,

anticipated capital outlays provide a guide for the likely

need for new issuances of municipal bonds to finance the

water pollution control program.  Public borrowings for  such

purposes were $818 million in 1966 (Table 11),  with the  high

for such borrowings, $939 million, occurring in 1963. To

comply with the Water Quality Act of 1965, annual borrowings

required by State and local governments, exclusive of Federal

grants, must average $2.98 billion.—   This represents a

requirement that is more than 3.6 times the present market
                    3 /
level for such bonds—  and would represent 26.9% of the  1966

bond market for all purposes.

     In estimating required borrowings in the municipal  bond

market for waste treatment and sewer facilities, no adjust-

ment has been made for reductions in borrowings that may
I/  Table 11 shows that sales of sewer bonds and combination
    sewer/water bonds have averaged about 90 per cent of con-
    tract awards for sewers and waste treatment facilities in
    the period 1958-1961.  There have been few significant
    variations from one year to another.  The series are not
    strictly comparable and the figure of 90 per cent must,
    therefore, be treated with caution.

2/  It is estimated that of the $2.98 billion needed for waste
    treatment and sewer facilities, approximately $100 million
    represents the demand for private sewer construction.
    Since this outlay is a small proportion of the total, no
    adjustment on the total amount of demand was made for the
    purpose of this study.

3/  This utilizes for comparative purposes the 1966 municipal
    bond market volume of $11.1 billion, of which $818 million
    is estimated for sewer and waste treatment facilities.

-------
                Table  11.   Sewer  Bond  Sales  and Contract Awards,  1958-67

                                       (in millions  of  dollars)

Year
Sewer Bond Sales
Sewer—'
Sewer water.
Combination-
Total
sewer^/

Adjusted
total sewersS/
Construction Contract Awards
for Sanitary Sewers and Mu-
nicipal Waste Treatment
facilities 	 . 	 	
1958
1959
1960
1961
1962
1963
1964
1965
1966
            (1)

            526
            433
            389
            570
            594
            524
            551
            560
            515
            413
            398
(2)

114
110
115
111
107
181
165
200
184
(3)

606
510
469
648
669
651
667
700
644
(4)

620
627
635
767
797
939
828
819
818
  (5)

  699
  685
  718
  827
  862
1,083
  909
  879
  956*
£/
    AS reported to the Investment Bankers Association, including waste treatment facilities.
    Combination sales, as reported by the Investment Bankers Association, include water and
    sewer bond sales.
    Assumes 70 percent of Column 2 represents waste treatment and sewer bond sales.  Total
    sewer equals Column 1 plus 70 percent of Column 2.
    Differential  (2/3) between reported sewer bond sales  (Column 3) and contract awards.
— '  Nine months.

*  Preliminary
Sources:
          Columns  (1)   (2), and  (3) from Federal Water Pollution Control Administration, Water
          and Sewer Bond Sales in the United States, January-December,  1958-65, WP-16,  formerly
          PHS publ. #965; Column  (5) from FWPCA, WP-15 series publications.

-------
                                                    63.


occur as a result of State grants through appropriations.


However, were each State to provide 25% matching grants for


waste treatment facilities through appropriations,  borrowings


would be reduced by $410.3 million annually (Table 12).


     Table 13 discusses the average annual volume of muni-


cipal bonds that will be underwritten and purchased by the


investment community under varying levels of Federal financial


assistance.  The table also relates projected volume of


municipal borrowings under varying levels of Federal grants


to estimated 1966 bond sales for waste treatment and sewer


facilities.—  and the percentage it would represent to


borrowings for all purposes.  Thirdly, from the JEC pro-

                                                     2/
jections of average borrowings for the years 1969-73,


$18.6 billion, the table shows what the percentage borrowings


for waste treatment and sewer facilities would be in relation


to the  total municipal bond market.


     The importance of Federal grants becomes apparent in


analyzing the impact of their curtailment.  Without such


grants, required borrowings for  sewer and waste  treatment


facilities during  the period 1969-73 will have to average


3.6  times  the 1966  level.   It would represent 16.1% of the


estimated  average bond market for  the years 1969-73.
 I/  Table  11.


 2/  JEC  Report,  Vol.  1,  p.  35.

-------
         Table 12.   Relation between State Government General Revenues,  1966,  and
             Required Capital Outlays for Municipal waste  Treatment Facilities

                                (in million current dollars)
  State
 Average annual
required capital
    outlays
    1969-73
    State
 government
general rev-
enues, 1966
Increase in 1966 State revenues
necessary to provide 25 percent
grants for municipal facilities
                                                               Million dollars
                     Percent
Alabama	
Alaska	
Arizona	
Arkansas	
California	
Colorado	
Connecticut	
Delaware	
District of Columbia
Florida	,
Georgia	,
Hawaii	,
Idaho	,
Illinois	,
Indiana	,
Iowa	,
Kansas	
Kentucky	,
Louisiana	
Maine	
Maryland	
    22.3
     2.3
    12.7
     7.3
   263.1
    15.4
    33.5
     5.3
     2.5
    79.1
    35.6
     9.5
     4.1
    61.6
    28.9
    10.0
     7.5
    20.6
    33.0
     9.0
    21.1
     539
      87
     330
     298
   3,917
     403
     523
     162

     926
     689
     232
     139
   1,547
     904
     500
     413
     506
     881
     157
     680
       5.6
       0.6
       3.2
       1.8
      65.7
       3.8
       8.4
       1.3
       0.6
      19.8
       8.9
       2.4
       1.0
      15.4
       7.2
       2.5
       1.9
       5.2
       8.2
       2.3
       5.3
1.0
0.7
1.0
0.6
1.7
0.9
1.6
0.8
2.1
1,3
1.0
0.7
1.0
0.8
0.5
0.5
1.0
0.9
1.5
0.8
                                                                           Continued—

-------
         Table 12.  Relation between state
                                                  ent General Revenues, 1966 ,
                                                                              and
,   -,2   Relation toetween s-ca-ue ^0-v«==.i-»iii"=" •- «^—	   ...
 Required  Capital Outlays for Municipal Waste Treatment Facilities
                    (in million current dollars)
                            —Continued
  State
Massachusetts..
Michigan	
Minnesota	
Mississippi
Missouri	
Montana	
Nebraska	
Nevada	
New Hampshire..
New jersey	
New Mexico	
New York	
North Carolina.
North Dakota. . .
Ohio	
Oklahoma	
Oregon	
Pennsylvania..,
Puerto  Rico...
Rhode  Island..
South  Carolina
South  Dakota..
                Average annual
               required capital
                   outlays
                   1969-73
                   54.6
                  101.7
                   30.5
                    9.2
                   36.2
                    4.7
                    7.3
                    2.5
                    6.2
                   95.1
                    4.9
                  183.9
                   15.9
                    2.2
                   81.7
                    8.9
                   22.9
                   58.4

                    7.5
                   16.5
                    2.1
   State
 government
general rev-
enues, 1966
Increase in 1966 State revenues
necessary to provide 25 percent
grants for municipal facilities
                                                               Million dollars
                     Percent
    884
  1,724
    749
    342
    650
    121
    169
     96
     80
    753
    280
  3,839
    886
    141
  1,339
    495
    387
  1,870

    161
    416
    107
      13.7             1.5
      25.4             1.5
       7.6             1-0
       2.3             0.7
       9.1             1.4
       1.2             1.0
       1.8             1.1
       0.6             0.6
       1.6             2.0
      23.8             3.2
       1.2             0.4
      46.0             1.2
       4.0             0.5
       0.6             0.4
      20.4             1.5
       2.2             0.4
       5.7             1.5
      14.6             0.8

       1.9             1.2
       4.1             1.0
       0.5             0.5
                                                                            Continued—
en

-------
         Table  12.   Relation between  State Government General Revenues, 1966, and
              Required Capital Outlays  for Minicipal Waste Treatment Facilities
                                 (in million current dollars)
                                        —Continued
State

Texas 	
Utah 	
Vermont 	
Virginia 	
Washington 	
West Virginia 	
Wisconsin 	
Wyoming 	
Average annual sta
required capital goverj
outlays genera
1969-73 enues,
te Increase in 1966 State revenues
nment necessary to provide 25 percent
1 rev- grants for municipal facilities
1966 Million dollars
25.8 533 6.4
48.9 1,572 12.2
23.7 210 5.9
3.4 87 0.8
33.6 656 8.4
36.1 809 9.0
9.9 306 2.5
20.6 939 5.2
1.8 7ft n K
Percent
1.2
0.8
2.8
0.9
1.3
1.1
0.8
0.6
n -7
  Total U. S
                  1,641.1
                                               34,511
410.3
1.2
Sources:
Average annual required capital outlays calculated from U. S. Department of
Interior, Federal Water Pollution Control Administration, unpublished data in
constant dollars, adjusted to current dollars on the basis of projected con-
struction cost increases.

1966 State Government General Revenues from U. S. Bureau of the Census,
Statistical Abstract of the United States:  1967, Washington, D. C., 1967
Table No. 592, p. 425.

-------
             Table 13. Average Annual State and Local Bond Financing Requirements
                for Sanitary Sewers and Municipal Waste Treatment Facilities,
                      Assuming Varying Levels of Federal Grants for Waste
                                    Treatment Facilities
                               (Values in millions of dollars)
Level of Federal con-
tributions for munici-
pal waste treatment
facilities
0 Percent 	
30 Percent 	
55 Percent 	
Presently authorized-/.
Residual^ required borrowings
Total
Value
2,987.8
2,495.5
2,085.2
2,278.8
Multiple
of 1966
level— ^
3.65
3.05
2.55
2.79
As percent of 1966
(all-purpose
borrowings )— '
26.9
22.5
18.8
20.6
As percent of
average total
estimated
borrowings
16.1
13.4
11.2
12.3
50 Percent of present-
 ly authorized	
2,621.6
3.20
23.6
14.1
a/  Assumes average annual bond financing equals average annual required capital outlays; waste
treatment facilities, $1.641 million; sewers, $1,346.7 million.
b/  The residual sum includes the level of State and municipal obligation remaining plus the
cost of sanitary sewers.
c/  Estimated 1966 level of borrowings for waste treatment and sewer facilities was $818 million
(table   ).
d/  Borrowings of $818 in 1966 for waste treatment and sewer facilities represented 7.4 percent
out of total municipal borrowings of $11 billion.
e/  Borrowings will average $18.6 billion for the years 1969-73 (JEC,  Vol. 2,  p. 35).
f/  Assumes Federal grants authorized during five years to which the present legislation refers
will be made available during the five years of the program, 1969-73.

-------
                                                    68.




     Under the most favorable conditions, a 55% Federal grant,




required borrowings by State and local governments would be




2.55 times the 1966 level for such facilities and would repre-




sent 18.8% of total borrowings.  On the basis of the JEC




estimate of the average 1969-73 bond market, borrowings for




waste treatment and sewer facilities at this level of Federal




grants would represent 11.2% of the total borrowings.  It




is quite clear neither extreme will apply.




     The Congress authorized $3.5 billion in Federal grant




assistance.  This past year, however, the Congress appropriated




only 50% of the authorized Federal grants.  This level of




appropriations would require borrowings for sewer and waste




treatment facilities at 3.2 times current bonding patterns




and would represent 14.1% of the projected average municipal




bond market over the 1969-73 period.




     It is worthwhile to contrast these varying demands on




the bond market for sewer and waste treatment facilities with




those estimated in the JEC study.  The JEC study estimated




capital outlays for these facilities, before any Federal




grants, at 10.6 per cent of the projected bond market over




the 1969-73 period.  Under the FWPCA program, using a 55 per




cent Federal grant factor, the demand would represent 11.2




per cent of the bond market.  If it were assumed that the

-------
                                                       69.




level of Federal grants would only be 50 per cent of the




authorizations, the demand, as indicated earlier, would be




14.1 per cent of the market in this period.




     By steadily increasing the rate of interest it is




theoretically possible that the increased demands upon the




municipal bond market could be absorbed.  However, at the




higher rates of interest the economic feasibility the desired




projects may be jeopardized, statutory rate limitations may




be encountered, and a general reluctance by the borrower to




pay such rates may be anticipated—any one event may effect




a delay in the achievement of the FWPCA program in the sched-




uled time period.  To assure a minimal impact upon required




borrowings in the municipal bond market, the level of interest




rates and the supply of investable funds, the availability




of Federal grants at the maximum authorized level is obviously




of great importance.






        The Prospects for Required Capital Outlays




              by State and Local Governments







     The question to be answered is whether State and local




governments will be able to finance their required capital




outlays to comply with the water quality standards and what




are the significant factors which could alter or interfere




with their ability.

-------
                                                     70.




     The previous chapter reviewed the estimates for total




capital outlays for the years 1970 and 1975—indicated as




$31.6 billion and $40.7 billion, respectively.  Borrowings




were estimated at approximately 50 per cent of total capital




outlays, or $15.8 billion in 1970 and $20.4 billion in 1975.




Public borrowings must, however, rise to $18.0 billion in




1970 and $23.4 billion by 1975 if total Federal grants are




$17.5 billion by 1970 and $25.0 billion by 1975 (and if 50




per cent of these grants is allocated to capital outlays).




User charges have been mentioned as an alternate source of




financing, lessening the dependence on Federal grants, gen-




eral revenues and the property tax to support borrowing.  We




must nevertheless come back to the ability of State and local




governments to borrow the remainder of the required funds




for public facility capital requirements once allowances are




made for Federal grant assistance and State and local general




revenues.




     As was seen in Table 9, the average annual surplus of




investable funds in the period 1968-75 would be $1.57 billion




under Series A and $580 million under Series B.  It follows




that given the JEC estimate of assumed levels of capital




demand for municipal securities, State and local governments




will be able to continue to provide their required capital




outlays through borrowings.  However,  the JEC report observes

-------
                                                    71.




that there could prove to be no surplus of investable funds




if,  as some believe, state and local government capital out-




lays rise more rapidly than is now foreseen—and the sewer




and waste treatment facilities program may be a case in




point.  And if the Federal government should scale down its




grant program with a consequent increase in the demand for




public borrowing, there could be a substantial shortage of




financial resources available to State and local governments




for capital outlays.




     A shift in investment attitudes by institutional inves-




tors away from municipal bonds could aggravate the shortage.




Commercial banks are projected to supply 68 per cent of the




expansion funds available for capital outlays.  If for any




reason commercial banks find alternative investments more




attractive  (such as business and consumer loans or mortgages),




a shortage of credit resources for State and local government




debt financing would develop.  Any period of credit tightness




would also serve to limit the ability of commercial banks to




purchase municipal bonds.




     Aside from  these considerations, it is possible that




commerical bank  asset expansion may be less than projected.




Or  it is conceivable that the credit authorities may be




reluctant  to  permit large-scale commercial bank credit ex-




pansion, if a sizable portion of the expansion were to be

-------
                                                    72.




invested in tax-exempt municipal securities.




     Similar conjectures could be made regarding future




investments by other institutional sources.  For instance, a




series of catastrophes or disasters  (fires, earthquakes,




hail, sinkings, civil disorders, wind, automobile accidents




and explosions) in any one year could significantly affect




the investment programs of insurance companies.  The possi-




bility of lower Federal income tax rates may occur, which




would cause a wholesale re-examination of  the value of tax-




exempt income to the respective investor groups.  However,




with such qualification,  it  is reasonable  to conclude that




total capital outlays as  estimated by the  JEC study are




attainable.




     Turning to the water pollution  control program we should




note that the JEC estimate of needs  may be too low by about




$1.0 billion annually in  the 1970's.—   If this proves to be




the case and if the JEC estimates of total State and local




capital outlays need to be increased commensurately, the




projected surplus of investable funds would turn an overall




deficit.  In this event,  any funds available for water pollution




control might shrink along with funds for  other capital pur-




poses.
I/  Supra, p. 8.

-------
                                                    73.

     Whatever materializes, a far more important determinant

of the outcome of the water pollution control program is the

availability of Federal grants.  If they amount to $3.5

billion, it could be said with some degree of confidence that

State and local governments in the aggregate will be able to

finance in the required capital outlays for sewer and waste

treatment facilities.

     Nevertheless, particular local communities are still

likely to encounter difficulty.  For example, Table 3 indi-

cates that 52 per cent of the needs are found in munici-

palities of less than 25,000, a population category that

historically pays a higher rate of interest for its bonds.—

This occurs in spite of the fact that the amount of credit

risk involved is not directly attributable to size alone.

However, the overhead costs in marketing an issue of small

amount is not proportionally less than that incurred in

marketing a larger sized issue.  Furthermore, major investors

are reluctant to purchase smaller issues for reasons of

marketability or liquidity, and generally the detailed fi-

nancial data required for proper analysis is unavailable.

Moreover, influential bond rating agencies will not rate
I/  No estimate is currently available on the proportion of
    communities in the less-than-25,000 population range for
    which services will be provided by larger metropolitan
    areas (by annexation or other means).

-------
                                                        74.

bonds of a locality unless that locality has a minimum amount

of debt outstanding.!./  The absence of a rating, in turn,

decreases investor demand.

     Such factors, severally or in combination, operate to

increase the interest cost of borrowed funds to small muni-

cipalities and, accordingly, jeopardize the economic feasi-

bility of such projects and discourage the issuers from

undertaking the commitments.  The proportionate share of the

overall requirements for waste treatment facilities which

communities under 25,000 population must assume amounts to

$3.6 billion.  In other words, more than one-half of the total

burden must be financed by a class of municipalities least

able to bear the burden without assistance.

     In analyzing their ability to finance waste treatment

and sewer facilities, local governments must also consider

costs associated with the capital outlay.  This debt carries

a  substantial  interest burden.  The facilities must be

maintained and operated—adding additional expenses to the

overall commitment.  As shown by Table 14, under the most

favored terms—80 per cent Federal and State grants with debt

service over a 40-year term at 4-1/2 per cent interest rate—

local governments will be required to provide $680.1 million
I/  Moody's has  followed a policy of not rating debt of gov-
    ernmental  subdivisions unless debt outstanding totals
    $600,000 or more.  Standard & Poor's does not rate govern-
    mental subdivisions having less than $1 million debt out-
    standing.

-------
       Table 14.  Annual Level Debt Service and Operating and Maintenance Costs for Local Governments,
              Resulting from Required Capital Outlays for Municipal Waste Treatment Facilities
                  and Sanitary Sewers, Assuming Varying Levels of State and Federal Grants
                                        Total United States,  1969-73

                                          (in millions of dollars)

                                    A.  Required Capital Outlays, 1969-73
Year
Waste treatment facilities
Total
Net cost to local governments, as-
sumed combined levels of State and
Federal grants of —
30
percent
70
percent
80
percent
Sanitary
sewers
Total
Total waste treatment facilities
and sanitary sewers
Net cost to local governments, as-
suming combined levels of State and
Federal grants* of —
30
percent
70
percent
80
percent
1969
1970
1971
1972
1973
Total
1,480.8
1,553.6
1,633.6
1,721.5
1,816.0
8,205.5
1,036.6
1,087.5
1,143.5
1,205.0
1,271.2
5,743.8
444.2
466.1
490.1
516.5
544.8
2,461.7
296.2
310.7
326.7
344.3
363.2
1,641.1
1,267.7
1,306.4
1,344.2
1,385.1
1,430.2
6,733.6
2,304.3
2,393.9
2,487.7
2,590.1
2,701.4
12,477.4
1,711.9
1,772.5
1,834.3
1,901.6
1,975.0
9,195.3
1,563.9
1,617.1
1,670.9
1,729.4
1,793.4
8,374.7
                                                                                                           -J
                                                                                                           Ul
* for waste treatment facilities.
                                                                                        Continued—

-------
        Table 14.   Annual  Level Debt  Service and Operating and Maintenance Costs  for  Local  Governments,
               Resulting  from  Required Capital Outlays  for Municipal Waste Treatment  Facilities
                   and  Sanitary Sewers, Assuming Varying Levels of State  and Federal  Grants
                                        Total United States, 1969-73
                                           (in millions of dollars)
                                                  —Continued

                       B.   Annual  Level Debt Service and Operating and Maintenance Costs
Capital outlay assuming
combined levels of State
and Federal grants for
municipal waste treat-
ment facilities of —
Annual level debt service on
total costs, assuming interest
rate of 4.5 percent/year and
amortization of— ^ —
25 years 30 years 40 years
Increase
in O & M
costs
Total costs, assuming interest
rate of 4.5 percent/year and
amortization of —
25 years 30 years 40 years
30 percent:
     1969
     1970
     1971
     1972
     1973
     Total 1969-73
     1974+ per annum

70 percent:
     1969
     1970
     1971
     1972
     1973
     Total 1969-73
     1974+ per annum

80 percent:
     1969
     1970
     1971
     1972
     1973
     Total 1969-73
     1974+ per annum





2,

77.
236.
400.
572.
759.
046,
841,
.7
.1
.7
.0
.9
.4
.5
70.
214.
364.
520.
683.
1,854.
766.
7
9
8
7
1
2
6
62
190
322
460
604
1,641
678
.6
.3
.9
.9
.7
.4
.1





1,

57.
175.
296.
422.
557.
510.
620.
7
2
8
8
8
3
1
52
159
270
384
507
1,375
564
.6
.5
.2
.9
.8
.0
.5
46
141
239
340
449
1,217
499
.5
.2
.2
.7
.5
.1
.7





1,

52.
156.
270.
385.
504.
369.
564.
7
0
9
5
3
4
8
48
145
246
351
459
1,250
514
.0
.6
.6
.0
.1
.3
.1
42.
128.
218.
310.
406.
1,106.
455.
5
9
3
7
4
8
1
22.5
68.1
114.6
160.4
205.8
571.4
225.0
100.2
304.2
515.3
732.4
965.7
2,617.8
1,006.5
93.2
283.0
479.4
681.1
888.9
2,425.6
991.6
85.1
258.4
437.5
621.3
810.5
2,212.8
903.1
22.5
68.1
114.6
160.4
205.8
571.4
225.0
80.2
243.3
411.4
583.2
763.6
2,081.7
845.1
75.1
227.6
384.8
545.3
713.6
1,946.4
789.5
69.0
209.3
353.8
501.1
655.3
1,788.5
724.7
22.5
68.1
114.6
160.4
205.8
571.4
225.0
75.2
224.1
385.5
545.9
710.1
1,940.8
789.8
70.5
213.7
361.2
511.4
664.9
1,821.7
739.1
65.0
197.0
332.9
471.1
612.2
1,678.2
680.1
                                                                                    Continued—

-------
        Table 14.   Annual  Level  Debt  Service  and  Operating  and Maintenance  Costs  for  Local  Governments,
               Resulting from Required  Capital  Outlays  for  Minicipal Waste  Treatment  Facilities
                   and Sanitary  Sewers,  Assuming  Varying  Levels  of  State  and  Federal  Grants
                                         Total  United States, 1969-73
                                           (in  millions of  dollars)
                                                    —Continued


    Assumes borrowing for  capital  outlay in each  year of  the  period 1969-73 will  be spread  evenly  over  the
    year;  i. e.,  total debt which  must  be serviced  in a given year  equals total capital outlay of  pre-
    ceding years  plus one-half outlay in the  given  year.

Sources:  A:  Totals for Waste Treatment Facilities and Sanitary Sewers from  Table 1.

          B:  Increase in  O & M  costs,  U.  S.  Department of  the Interior,  Federal  Water Pollution Control
              Administration,  unpublished data.
                                                                                                        -j
                                                                                                        -j

-------
                                                    78.




annually after 1973 for debt service and operating and




maintenance costs.  Table 15 provides a State-by-State




analysis of the annual debt service cost alone, assuming the




same interest rate but a 25-year spread.




     Demands for capital outlays vary quite substantially




State-by-state and among communities within a State.  As




was pointed out in Chapter I,  indicated percentage increases




in required capital outlays by States range from a low of




10 per cent to highs of over 350 per cent.  Some difference




in the response to the Federal program can be anticipated




by the variance of the size of the capital requirements for




such facilities.   Also,  while recognizing the need for




pollution abatement programs,  some affected units of govern-




ment will have higher priorities, or encounter legal con-




straints as discussed in the following chapter.  In short,




any conclusion about the ability to finance capital outlays




will be governed by whether one speaks in the aggregate or




with reference to a particular unit of government.




     This report did not examine the growth prospects of




State and local government tax revenues or user charges to




support borrowings for waste treatment and sewer facilities,




nor did it consider the possible expansion of Federal grant




assistance for these facilities beyond current authorizations,.

-------
                                                       79.
      Table 15.  Annual Debt Service for Local Governments
          from Required Capital Outlays for Municipal
            Waste Treatment Facilities and Sanitary
              Sewers,  Assuming Various Levels of
                   State and Federal Grants

                    (in millions of dollars)
State and
level of com-
bined State
and Federal
GrantsS/
Required Capital Outlays for
Local Governments . 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
$ 4.5* p. a. and 25-
year amortization)
 Alabama:
 30 percent
 70 percent
 80 percent

Alaska:
 30 percent
 70 percent
 80 percent

Arizona:
 30 percent
 70 percent
 80 percent

Arkansas:
 30 percent
 70 percent
 80 percent

California:
 30 percent
 70 percent
 80 percent

Colorado:
 30 percent
 70 percent
 80 percent
 78.2
 33.5
 22.3
  8.3
  3.5
  2.4
 44.4
 19.0
 12.7
 25.8
 11.0
  7.4
920.9
394.7
263.1
 54.0
 23.1
 15.4
   69.5
    8.7
  145.6
   26.8
147.7
103.0
 91.8
 17.0
 12.2
 11.1
190.0
164.6
158.3
 52.6
 37.8
 34.2
        2,215.2
1,294.3 1,689.0
        1,557.4
          111.5
   57.5    80.6
           72.9
10.0
 7.0
 6.2
 1.1
 0.8
 0.7
12.8
11.1
10.7
 3.5
 2.5
 2.3
            149.4
            113.9
            105.0
              7.5
              5.4
              4.9
                                                   continued -

-------
                      Table 15.  Continued
                                                       80.
State and
level of com-
bined State
and Federal
Grants!/
Required Capital Outlays for
Local Governments. 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
@ 4.596 p. a. and 25
year amortization)
Connecticut:
 30 percent
 70 percent
 80 percent

Delaware:
 30 percent
 70 percent
 80 percent
117.3
 50.3
 33.5
 18.5
  7.9
  5.3
District of Columbia:
 30 percent           8.6
 70 percent           3.7
 80 percent           2.5
Florida:
 30 percent
 70 percent
 80 percent

Georgia:
 30 percent
 70 percent
 80 percent

Hawaii:
 30 percent
 70 percent
 80 percent

Idaho:
 30 percent
 70 percent
 80 percent
276.9
118.7
 79.1
124.7
 53.4
 35.6
 33-3
 14.3
  9.5
 14.2
  6.1
  4.1
137.9
 21.0
             58.8
397.5
112.1
 81.2
  9.7
255.2
188.2
171.4
 39.5
 28.9
 26.3
         67.4
         62.5
         61.3
674.4
516.2
476.6
236.8
165.5
147.7
114.5
 95.5
 90.7
 23.9
 15.8
 13.8
     17.2
     12.7
     11.6
      2.7
      1.9
      1.8
                4.6
                4.2
                4.1
     45.5
     34.8
     32.1
     16.0
     11.2
     10.0
      7.7
      6.4
      6.1
      1.6
      1.1
      0.9


continued -

-------
                      Table 15.  Continued
                                                        81.
State and
level of com-
bined State
and Federal
Grants §/
Required Capital Outlays for
Local Governments. 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
@ 4,5% p. a. and 25-
year amortization)
Illinois:
 30 percent
 70 percent
 80 percent

Indiana:
 30 percent
 70 percent
 80 percent

Iowa:
 30 percent
 70 percent
 80 percent

Kansas:
 30 percent
 70 percent
 80 percent

Kentucky:
 30 percent
 70 percent
 80 percent

Louisiana:
 30 percent
 70 percent
 80 percent

Maine:
 30 percent
 70 percent
 80 percent
215.6
 92.4
 61.6
101.0
 43.3
 28.9
 34.9
 14.9
 10.0
 26.3
 11.3
  7.5
 72.0
 30.9
 20.6
 115.4
 49.5
 33-0
  31.6
  13.5
   9.0
        443.6
228.0   320.4
        289.6
        174.0
 73.0   116.3
        101.9
         48.4
  13.5   28.4
         23.5
         48.3
  22.0   33.3
         29.5
         125.1
   53.1    84.0
          73.7
         272.7
  157.3   206.8
         190.3
          35.9
    4.3    17.8
          13.3
29.9
21.6
19.4
11.7
 7.9
 6.9
 3.3
 1.9
 1.6
 3.3
 2.2
 2.0
 8.5
 5.7
 5.0
 18.4
 14.0
 12.8
  2.4
  1.2
  0.9
                                                   continued -

-------
                      Table 15.  Continued
                                                        82.
State and
level of com-
bined State
and Fader a 1
Grants §/
Required Capital Outlays for
Local Governments. 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewars
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
@ 4.596 p. a. and 25-
year amortization)
Maryland:
 30 percent
 70 percent
 80 percent

Massachusetts
 30 percent
 70 percent
 80 percent

Michigan:
 30 percent
 70 percent
 80 percent

Minnesota:
 30 percent
 70 percent
 80 percent

Mississippi:
 30 percent
 70 percent
 80 percent

Missouri:
 30 percent
 70 percent
 80 percent

Montana:
  30 percent
  70 percent
  80 percent
 73.7
 31.6
 21.1
191.2
 81.9
 54.6
355.9
152.6
101.7
106.7
 45.8
 30.5
 32.2
 13.8
  9.2
126.8
 54.4
 36.2
  16.6
  7.1
  4.7
        200.7
127.0   158.6
        148.1
        408.5
217.3   299.2
        271.9
207.9
 81.6
 45.6
321.2
  6.1
        563.8
        360.5
        309.6
        188.3
        127.4
        121.1
         77.8
         59.4
         54.8
        448.0
        375.6
        357.4
          22.7
          13.2
          10.8
                     13.5
                     10.7
                     10.0
                     27.5
                     20.2
                     18.3
38.0
24.3
20.9
12.7
 8.6
 7.6
 5.2
 4.0
 3.7
30.2
25.3
24.1
 1.5
 0.9
 0.7
                                                 continued -

-------
                      Table 15.  Continued
                                                       83.
State and
level of com-
bined State
and Federal
Grants §/
Required Capital Outlays for
Local Governments. 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
9 4.5% p. a. and 25-
year amortization)
 Nebraska:
 30 percent         25.5
 70 percent   j      11.0
 80 percent          7.3

Nevada:
 30 percent          8.7
 70 percent          3.7
 80 percent          2.5

New Hampshire:
 30 percent         21.6
 70 percent          9.2
 80 percent          6.1

New Jersey:
 30 percent        333.0
 70 percent        142.7
 80 percent         95.

New Mexico:
 30 percent         17.1
 70 percent          7.4
 80 percent          4.9

New York:
 30 percent        643.5
 70 percent        275.8
 80 percent        183.9

North  Carolina
 30 percent         55.5
 70 percent         23.8
 80 percent         15.9
        44.2
18.7    29.7
        26.0
 17.7
 20.5
        26.4
        21,4
        20.2
42.1
29.7
26.6
        756.8
423.8   566.5
        518.9
        53.3
36.2    43.6
        41.1
      1,345.0
701.5   977.3
        885.4
       137.5
82.0   105.8
        97.9
                      3.0
                      2.0
                      1.7
             1.8
             1.4
             1.4
                     2.8
                     2.0
                     1.8
                    51.0
                    38.2
                    35.0
                      3.6
                      2.9
                      2.8
                    90.7
                    65.9
                    59.7
                      9.3
                      7.1
                      6.6
                                                 continued -

-------
                      Table 15.  Continued
                                                       84
State and
level of com-
bined State
and Federal
Grants a/
Required Capital Outlays for
Local Governments, 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
@ 4.5% p. a. and 25
year amortization)
North Dakota:
 30 percent
 70 percent
 80 percent

Ohio:
 30 percent
 70 percent
 80 percent

Oklahoma:
 30 percent
 70 percent
 80 percent

Oregon:
 30 percent
 70 percent
 80 percent

Pennsylvania:
 30 percent
 70 percent
 80 percent

Rhode Island:
 30 percent
 70 percent
 80 percent

South Carolina:
 30 percent
 70 percent
 80 percent
  7.6
  3.2
  2.2
285.9
122.5
 81.7
 31.2
 13.4
  8.9
 80.2
 34.4
 22.9
204.5
 87.7
 58.4
 26.1
 11.2
  7.5
 57.7
 24.7
 16.5
  5.4
272.2
 73.2
 50.1
 35.6
 37.2
        13.0
         8.6
         7.6
       558.1
       394.7
       353.9
        76.9
45.7    59.1
        54.6
       153.4
       107.6
        96.1
       254.6
       137.8
       108.5
        61.7
        46.8
        43.1
        94.9
        61.9
        53.7
 0.9
 0.6
 0.5
37.7
26.6
23.9
                      5.2
                      4.0
                      3.7
10.3
 7.3
 6.5
17.2
 9.3
 7.3
 4.2
 3.2
 2.9
 6.4
 4.2
 3.6

                                                  continued -

-------
                      Table 15.  Continued
                                                       85.
State and
level of com-
bined State
and Federal
Grants a/
Required Capital Outlays for
Local Governments. 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
@ 4.5% p. a. and 25-
year amortization)
South Dakota:
 30 percent
 70 percent
 80 percent

Tennessee:
 30 percent
 70 percent
 80 percent

Texas:
 30 percent
 70 percent
 80 percent

Utah:
 30 percent
 70 percent
 80 percent

Vermont:
 30 percent
 70 percent
 80 percent

Virginia:
 30 percent
 70 percent
 80 percent

Washington:
 30 percent
 70 percent
 80 percent
  7.5
  3.2
  2.1
 90.4
 38.7
 25.8
171.1
 73.4
 48.9
 82.9
 35.5
 23.7
 11.8
  5.0
  3.4
117.5
 50.4
 33.5
126.5
 54.2
 36.1
  4.3
 71.7
407.4
 56.3
  2.1
121.0
204.0
 11.8
  7.5
  6.4
162.1
110.4
 97.5
578.5
480.8
456.3
139.2
 91.8
 80.0
 13.9
  7.1
  5.5
238.5
171.4
154.5
330.5
258.2
240.1
 0.8
 0.5
 0.4
10.9
 7.4
 6.6
39.0
32.4
30.8
 9.4
 6.2
 5.4
 0.9
 0.5
 0.4
16.1
11.6
10.4
22.3
17.4
16.2
                                                   continued -

-------
                      Table 15.  Continued
                                                       86.
State and
level of com-
bined State
and Federal
Grants a/
Required Capital Outlays for
Local Governments, 1969-73
Waste Treatment
Facilities,
net costs
Sanitary
Sewers
Total
Cost
Annual Debt Service
on Total Net Cost
(assuming interest
@ 4.5% p. a. and 25-
year amortization)
West Virginia;
 30 percent
 70 percent
 80 percent

Wisconsin:
 30 percent
 70 percent
 80 percent

Wyoming:
 30 percent
 70 percent
 80 percent

Total U.S.:
 30 percent
 70 percent
 80 percent
   34.8
   14.9
    9.9
   72.1
   30.9
   20.6
    6.2
    2.6
    1.8
5,743.9
2,461.7
1,641.1
   15.0
   48.5
    5.0
 49.8
 29.9
 24.9
120.6
 79.4
 69.1
 11.2
  7.6
  6.8
       12,477.5
6,733.6 9,195.3
        8,374.7
3.4
2.0
1.7
8.1
5.4
4.7
0.8
0.5
0.5
            841.5
            620.1
            564.8
a/  30%:  30 percent Federal qrants, no State grants.
    70%:  40 percent Federal grants, 30 percent State grants.
    80%:  55 percent Federal grants, 25 percent State grants.

Source:  Required capital outlays for local governments calculated
         from U.S. Department of Interior, Federal Water Pollution
         Control Administration, unpublished data in constant
         dollars, adjusted to current dollars on the basis of
         projected construction cost increases.

-------
                                                    87.
or $3.5 billion.   To do so would have required a compre-
hensive analysis  of State and local fiscal resources and
judgments as to the willingness of the Congress to appro-
priate Federal grants for water pollution control.  Nor
did the report attempt to establish criteria by which a
categorical judgment could be made as to the ability of
any particular State or local government to finance its
water control program.  These also would have extended the
report beyond its designative objective.  What this study
has done is point out that, with the stimulus of Federal
financial assistance as authorized by the Clean Waters
Restoration Act,  both the ability and propensity of State
and local government to meet the required standard will be
considerably enhanced.

-------
 III.  LEGAL CONSTRAINTS UPON STATE AND LOCAL GOVERNMENTS

            IN FINANCING REQUIRED CAPITAL OUTLAYS


     Until recently, sewer and waste treatment  facilities

were financed almost entirely by political  subdivisions and

instrumentalities of the States  (herein referred to as

local governments).i/  The magnitude of the present water

pollution control program has required State governments

to reconsider past practices and to examine the necessity

and feasibility of financial participation with local

governments.  At present more than one-half of  the States

have authorized, undertaken, or authorized  subject to

referendum, financial assistance to their local governments

for installation of sewer and waste treatment facilities.

Only a limited number among such States have provided, or

currently propose to provide, moneys sufficient to carry out

a substantial financial assistance program.  Such financial

assistance is customarily in the form of grants, but some

States provide loans or prepayments of the anticipated

Federal grant.-/
_!/  See JEC report, Vol. 2, p. 87.  It is stated that four
States offered aid for sewage treatment works and that the
total amount of aid in 1962 was about'$6 million.
2/  For a recent compilation of State assistance to local
governments for water pollution control, see Community Action
Program For Water Pollution Control, National Association of
Counties, Research Foundation, Revised July, 1967,  pp. 114-5.

                            88.

-------
                                                    89.





     In view of the present and prospective State financial




assistance to local governments for the financing of sewer




and waste treatment facilities, the problem of legal con-




straints must be considered with respect to States and their




local governments.




                       The States






     The primary constraint upon provision of State financial




assistance to local governments is the State constitutional




debt limit or referendum requirement for incurrence of debt.




When the magnitude of the program and the time scheduled




for its accomplishment are considered, along with the




budgetary problems for other purposes, it is apparent that




most States will have to look  to borrowed funds to carry




out a realistic program of financial assistance.  However,




their ability, in many instances, to borrow money for such




purpose is severely impeded by constitutional limitations.




     Approximately one-third of the States have constitutional




prohibitions against incurrence of any debt or have limita-




tions on the amounts that may  be incurred to an extent that




would not permit the funding by incurred debt of a reason-




able portion of the applicable program  (table 16).  In




addition, over 40 percent of the States require a referendum

-------
                                                         90.

Table 16.  Constitutional Limitations on Long-Term General Obli-
           gation Debt.   (Expressed as percentage of assessed
           valuation of taxable property.)
          State
               (1)
     Alabama
     Alaska
     Arizona
     Arkansas
     California
     Colorado
     Connecticut
     Delaware
     Florida
     Georgia
     Hawaii
     Idaho
     Illinois
     Indiana
     Iowa
     Kansas
     Kentucky
     Louisiana
     Maine
     Maryland
     Massachusetts
     Michigan
     Minnesota
     Mississippi
     Missouri
     Montana
     Nebraska
     Nevada
     New Hampshire
     New Jersey
     New Mexico
     New York
     North Carolina
     North Dakota
     Ohio
     Oklahoma
       Limit

$300,000
Vote required; no limit
$350,000
Vote required
$300,000, plus voted debt
$100,000
None
(2)
Prohibited
$500,000
15 per cent
$2,000,000, plus voted debt
$250,000, plus voted debt
Prohibited
$250,000, plus voted debt
$1,000,000, plus voted debt
$500,000, plus voted debt
Prohibited
$2,000,000, plus voted debt
None
. . .do
Vote required
None
. . .do
$1,000,000, plus voted debt
$100,000, plus voted debt
$100,000
1 per cent
None
1 per cent of appropriation
  for fiscal year, plus voted
  debt
$200,000, plus voted debt;
  also State and county debt
  may not exceed 1 per cent
Vote required
Vote required
$2,000,000*3)
$750,000
Vote required
;  no limit

-------
Table 16.  continued
                                                         91.
                 (4)
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota

Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
$50,000
$1,000,000
$50,000, plus voted debt
Vote required
$100,000, plus 0.50 per cent
  to develop resources
None
$200,000
1.50 per cent
None
1 per cent; vote required
$400,000, plus voted debt
Prohibited
$100,000
1 per cent; vote required
     (1)
     (2)
     (3)
     (4)
   When the debt limit is expressed as a dollar amount, this
   amount is usually an authorization of debt to meet casual
   deficits.  In addition, State constitutions almost uni-
   versally authorize unlimited debt "to repel invasion or
   suppress insurrection."

   A proposed amendment relates the debt limit to the revenues
   of the State.  Debt service on all debt must not exceed a
   certain percentage of the State's revenues.  The percentage
   declines from 30 per cent of gross revenues in 1963 to
   20 per cent after 1971.

   Proposed amendments would authorize State debt equal to 5
   per cent of the taxable value of the property within the
   State.

   Proposed amendment authorizes State debt if authorized by
   popular vote.
Source:   JEC Report,  Vol.  2,  pp.  153-155.

-------
                                                    92.




to authorize the incurrence of debt to provide requisite




funds for such purposes.  The balance of the States may




contract debt by legislative action.  The constitutional




prohibitions against the incurrence of debt by the States




applies similarly to the guarantee of obligations of




local governments of the States.




     The constitutional prohibitions against the incurrence




of debt and the referendum requirements before incurrence




of debt, in almost all instances,  have been in effect for




many years and have been found difficult, if not impossible,




to change.  There is a definite reluctance on the part of




State officials to tamper with long-standing constitutional




limitations upon the creation of general obligation debt.




Further, in the case of most constitutions, the amendment




process requires passage of a proposed amendment by two




succeeding legislatures and ratification by the electorate.




     A secondary constraint upon the provision of such




financial assistance is the constitutional prohibition




against the loan, gift, or grant of the credit of the State.




In many States this constitutional prohibition does not




apply to public corporations.  In other States it applies




to both public and private corporations.  In some States




a judicial construction of the pertinent constitutional

-------
                                                     93.




provision has not taken place.  In States where the pro-




hibition is applicable, the State would be prohibited from




borrowing money to make grants, loans, or advances to its




local governments.  Factors relating to the amendment of




constitutional debt prohibitions and limitations noted above




applies equally to the prospects of amending the constitu-




tional prohibitions against the loan, gift, or grant of




credit.




     To summarize, the prospects of local governments re-




ceiving State financial assistance by way of grants, loans,




or the prepayment of the anticipated Federal grants in




meaningful amounts and at the times required, are as follows:




     1.  While the States may legally appropriate funds from




current revenues for the required purposes, it cannot be




anticipated that a substantial number of the States will




make such appropriations.




     2.  Approximately one-third of the States are without




constitutional authority to borrow funds for the required




purposes, and the prospects for many States obtaining con-




stitutional amendments are not encouraging.




     3.  Over 40 percent of the States would require the




approval of the electorate to borrow funds for the required




purposes.  While some States have obtained such approval

-------
                                                     94.





and others are in the process of submission to the electorate,




it cannot be anticipated that a very large number of States




will obtain the requisite electorate approval during the




timespan being considered.




     4.  In the balance of the States where funds may be




borrowed for the required purposes by legislative action,




based upon the number of such States that have acted to




date and the programs provided, it can be reasonably antici-




pated that most of these States will provide a reasonable




proportion of the required funds.




     5.  The constitutional prohibitions against the loan,




gift,  or grant of credit of the States is likely to place




a further limitation upon the provision of borrowed funds




for the required purposes in a number of States.






                    Local Governments






     The most frequently used method of financing sewer




and waste treatment facilities of local governments is the




issuance of general obligation bonds secured by ad valorem




taxes (See Appendix III).  The magnitude of the prospective




program raises the question of the available borrowing




capacity of such entities in view of the legal limits on




the incurrence of such indebtedness under constitutional,

-------
                                                    95.




statutory,  and charter limitations.  The traditional debt




limit is expressed as a percentage of the assessed valuation




of the taxable property within the boundaries of the issuer.




However, in some instances the same result is obtained by a




limitation upon the amount of taxes that may be levied for




debt purposes by the local governments.




     The prospects of revising constitutional debt limits




of local governments are similar,  in most cases, to the




constitutional debt limits of the  States.  However, statutory




limitations on local indebtedness  can readily be changed by




legislative action since such limitations are merely authori-




zations to local governments to create debt up to the new




limitations, and the burden of the actual increase in indebted-




ness is the responsibility of the  local officials or electorate




Limitations in home rule charters  generally are more diffi-




cult to change since they require  the vote of the electorate.




     The effect of debt limitations and referendum require-




ments on the ability of local governments to finance sewer




and waste treatment facilities can only be determined by




considering the existing debt of  each unit of government,




their prospective requirements for other capital purposes,




the scope of their existing sewer  and waste treatment




facilities program, and the possible requirement of the

-------
                                                    96.




prefinancing by a Federal or State grant.




     Debt limit and referendum requirement constraints




in relation to the financing of sewer and waste treatment




facilities have been eased by a number of procedures which




will undoubtedly be used more extensively as additional




financing is required.  The most direct approach has been




to remove the application of the debt limit for obligations




issued for sewerage purposes or to provide an additional




borrowing capacity for sewerage purposes.  Approximately




one-fifth of the States have recognized the necessity of




additional borrowing capacity by local governments for




sewerage purposes and have provided the necessary exceptions




(Appendix III).  Other means of avoiding the debt limit and




referendum requirement constraints are the creation of




special districts for the sole purpose of financing sewer




and waste treatment facilities or water and waste facilities




and the use of revenue obligations which normally do not




fall within the constitutional limitations.




     The practice of creating special districts to provide




limited public facilities, such as sewer and waste treatment




facilities, has been sanctioned in most of the States under




pertinent constitutional provisions,  since such constitutional




limitations upon indebtedness do not take into consideration

-------
                                                    97.





the debts of overlapping jurisdictions and such districts




either have separate or no debt limits.  Special districts




are used in more than half of the States to accommodate




their various problems (Appendix III) .  An additional reason




for the use of special districts is that their boundaries,




within a larger county or municipal area, may correspond




better to the physical problem and, accordingly, those




receiving the service or benefit may contribute a more




equitable share of the cost of providing the facility.




     Constitutional debt restrictions have also been over-




come in increasing instances by the use of revenue obliga-




tions to provide funds for the purpose of financing sewer




and waste treatment facilities.  Local governments in




approximately three-quarters of the States have now issued




revenue bonds to finance such facilities.  The extent of the




use of this method of financing varies widely within such




States.  The exercise of this power of authorization by




State legislatures is not unrestricted.  The courts of a




limited number of States have refused to approve or have




limited the application of special fund theory which excludes




revenue bonds from constitutional debt limits.  In cases of




limited application, the courts have permitted the exclusion




of bonds which are payable from the revenues of the facility

-------
                                                    98.




constructed from the proceeds of the bonds, but have not




permitted the exclusion if revenues from existing facilities




which were being added to or extended were also pledged.




     Even in States where constitutional limitations do not




exist, local governments have not always been given full




authority to issue revenue bonds to finance sewer and waste




treatment facilities.  This condition will undoubtedly be




corrected as constitutional limitations begin to impinge




on their borrowing power and as the benefits of revenue




bond financing become more apparent.




     A further constraint presently impairing the ability




of some local governments to issue obligations is the




interest rate limitation in the authorization pursuant to




which such obligations must be issued.  Most such authoriza-




tions have been enacted over the past 20 years when the




cost of borrowing was considerably less than at present —




the representative averages of the cost of municipal borrow-




ing presently being at or near an all-time high.  Fortunately,




most of the interest rate limitations are statutory and may




be removed or increased by appropriate legislation.  Such




legislative action is presently under consideration in some




jurisdictions.




     The terms and conditions under which the obligations

-------
                                                    99.




may be authorized frequently constitute additional con-




straints.  These authorizations, generally applicable to




general obligation bonds, limit the period over which the




obligations mature and prescribe principal maturities that




result in unequal and heavy payments in the early years of




amortization.  These limitations and requirements prohibit




the use of a fiscal plan which could be related to the




period of probable use of the facility and to debt service




requirements reflecting the productive use of the facility.




Many of the limitations are statutory and can be corrected




by legislative action.  In instances where such limitations




are constitutional and not subject to ready change, the




further use of revenue bond financing may solve the problem




since, in most instances, the legislation authorizing the




issuance of revenue bonds will contain terms and conditions




that will assure the most appropriate plan of financing.




     The financing of sewer and waste treatment facilities




under a program contemplating Federal and State grants, in




some instances, is constrained by the requirement that the




local government undertaking the program have on hand the




required funds prior to the undertaking of the contract




obligation for the construction of the facility.  The




specifics of this type of requirement vary widely, some

-------
                                                    100.





arising from constitutional and some from statutory pro-




visions.  Assuming that a local government is able to




finance its share of the cost of the facility, the problem




most frequently arising is the failure of the local govern-




ment to have on hand by the required date the funds repre-




senting the Federal and State grants.  The obvious solution




to the problem would be for the local government to borrow




temporarily the required funds against future payment of the




grants.  However, the constitutional debt restrictions come




into operation where the local government is carrying out




its financing program through general obligation bonds.  In




the case of revenue bond financing, the same constitutional




problem normally does not exist, but another problem does in




connection with the requirement that all funds allocated to




the cost of a facility be on hand when revenue bonds are




issued.  This requirement is based on the fact that the




revenues to pay the bonds are estimated with respect to a




completed and fully financed facility.




     Furthermore, a factor existing in many States that also




detracts from the ability of local governments to carry out




a perfected plan of financing is the lack of authorization




to collect standby or availability charges from properties




that may now or in the future benefit from the facility,  but




are not presently receiving service.  A properly designed

-------
                                                   101.





facility should anticipate future growth and provide  the




requisite capacity.  On the other hand,  current customers




should not be required to pay present carrying charges on




a capacity that will benefit future users who, upon con-




nection and use, will only be required to pay a lesser




overall sum.  In most States, this constraint can be  re-




moved by the passage of appropriate legislation.  In others




there exist constitutional implications requiring individual




consideration of limitations on the powers of local govern-




ments to impose taxes and other charges.




     To summarize the effect of existing legal constraints




on the ability of local governments to finance sewer and




waste treatment facilities and the prospect of the removal




or avoidance of such constraints:




     1.  Debt limitations and referendum requirements will




continue to impede the ability of many local governments




to issue general obligation bonds, although relief may be




expected in some States through expansion of debt limits




with respect to obligations issued for such facilities.




     2.  Greater use of special districts, not subject to




conventional debt limits, will provide additional borrowing




capacity for the purpose of financing sewer and waste treat-




ment facilities.

-------
                                                   102.




     3.  Where debt limitations and referendum requirements




are so restrictive as to impair the ability of local govern-




ments to finance such facilities,  the increased use of




revenue bonds will enable local governments to avoid such




limitations and requirements.




     4.  Where constraints exist with respect to interest




rate limitations and with respect to restrictive requirements




on the terms and conditions upon which bonds may be issued,




such constraints, if statutory, will be removed by appropri-




ate legislation and, if constitutional, will be avoided by




the employment of other means of financing.




     5.  Where local governments are prohibited from under-




taking construction contracts until all funds required are




on hand, such prohibitions, if statutory, will be removed




by appropriate legislation and, if constitutional, will be




avoided by the employment of other means of financing.




     6.  As user charges for sewer service become more




extensively employed to support revenue bond financing,




further authorizations for the collection of standby or




availability charges will be provided.




     Full consideration of the various methods available to




local governments for the financing of sewer and waste treat-




ment facilities leads to the conclusion that, in most if not

-------
                                                   103.





all jurisdictions,  legal constraints can be removed or




avoided by appropriate action to permit the undertaking of




the requisite financing.  The justification of the use of




some of these methods, as in the case of revenue bond




financing, depends  upon the economic feasibility of the




project which,  in turn, is directly related to Federal and




State financial assistance.

-------
APPENDIX I—TECHNICAL NOTES
             104.

-------
                                                   105.

                    TECHNICAL NOTE 1

      Statement of the Limitations of Data Provided
            in the FWPCA Cost Estimate Study


     Estimates of costs of treating municipal effluent to

attain water quality standards which are used in this report

have been adopted from the FWPCA Cost Estimate Study author-

ized by the Clean Water Restoration Act of 1966.

     The estimates developed by the Cost Estimate Study are

based upon the total costs of treatment works eligible for

Federal grants assistance.  it was assumed that financing

of this construction to attain water quality standards will

take place in the five-year period 1969-73, and that all muni-

cipal effluent will be treated in compliance with the individual

State standards by 1973.  Prior to the actual setting and

approval of standards for all States, it was assumed that

secondary types of waste treatment would be required.

     Estimates of the costs of treatment works are based on

the need to provide service to the total urban population of

the United States and the industries discharging waste water

to public sewers.  Treatment works include the plant, inter-

cepters and outfalls.

     The cost of construction was phased proportionately over

the five-year period.  This procedure was used to illustrate

possible annual increments, and as a basis for estimating annual

-------
                                                   106.




depreciation and annual construction cost increases,  although




it is recognized that construction would not actually occur




at a fixed rate.




     Since the preparation of this report of economic impact




on the effected units of government, the FWPCA Cost Estimate




Study has made some revisions in the data, principally to




reflect the setting and approval of primary waste treatment




in some areas.  Costs to states having substantial metropolitan




populations for which primary waste treatment has been approved




will therefore be reduced in complying with the standards.




These States are California, Massachusetts, Missouri, and




Nebraska.  In other States where some primary waste treatment




has been approved, total costs are not substantially affected.




The basic data were also subsequently revised to incorporate




a construction cost increment for additional capacity, which




is normally included when treatment works are constructed.




This would provide capacity for five years of population




growth in each State beyond the 1969-73 period of the Cost




Estimate Study.




     These revisions have not resulted in a substantial alter-




ation of total national costs or the associated economic impact.




However, the total costs of treatment works required to attain




water quality standards and the economic impact of these costs




in the States of California, Massachusetts, Missouri, and

-------
                                                   107.

Nebraska are considered to have been substantially changed by

the approval of primary waste treatment in certain metropolitan

areas.

     The cost estimates for sanitary sewers are based upon

providing service to the urban population of the United States

by 1973 in order to put these needs on the same basis as

treatment works.  The economic impact of the cost of controlling

storm water overflows has not been assessed in this study

because no time schedule for achieving such control was

included in the FWPCA Cost Estimate Study.
Source:  U.S. Department of  the  Interior, Federal Water
         Pollution Control Administration.

-------
                                                   108.

                    TECHNICAL NOTE 2

           Methodology Employed in Projecting
               Construction Cost Increases


     These projections were first made for each of the 20

cities for which sewer and treatment plant cost indexes are

calculated by the FWPCA.  The period 1950-67 was used as the

historic base for the projections, with trends since 1960

given particular emphasis.  A constant rate of increase for

sewer construction costs was assumed for each of the projected

five years.  Treatment plant indexes were projected to increase

at a slightly increasing rate for the five years, as suggested

by the patterns observed for the national average index and

for many of the State indexes since the year 1961.  Index

figures for the States were constructed by allocating the

States among the various cities on the basis of the FWPCA

"Areas of Influence".  The resulting figures, each independently

arrived at, were then converted to an index  (1968 = 100), and

the FWPCA projections of required capital outlays for the States,

expressed in terms of constant 1968 dollars, were estimated

accordingly, summed and divided by the national 1968 constant

dollar totals to arrive at the national index, and then re-

converted to the original index (1967-59 = 100).  Thus, the

national index figures shown in Table 3 were weighted by the

relation of each State's program requirement to the national

total.

-------
                                                   109,

                    TECHNICAL NOTE 3
       Sources of Data and Assumptions in the JEC
                   Series B Forecasts
     A number of reports dealing with the question of State

and local finances in the near future have been reviewed

during the course of the present analysis.  Several of these

reports deal explicitly with or refer to Gross National Product

projections.  Of the various studies examined, including those

prepared by or for the Joint Economic Committee of the Congress,

National Planning Association, Center for Economic Projections,

George Washington University  (for the Council of State Govern-

ments) , the Committee for Economic Development and the Tax

Foundation, the projections prepared for the JEC are considered

to be the most realistic and have been employed in this analysis.

     The JEC's Series B forecasts of GNP are dependent on the

following key assumptions:  (1) The War ±n Vietnam will subside

by the end of 1967, allowing some reductions in the size of the

Armed Forces and the rate of expenditures thereafter;  (2) The

Civilian labo_r force will rise from 75.6 million in 1965 to

83.3 million in 1970, and to 91.0 million in 1975; (3) Average

factory-hours will decline by 30 minutes per week between 1967

and 1970 and by an additional 30 minutes between 1970 and 1975;

(4) Wage rates will rise at the rate of the average annual gain

-------
                                                   110.




in output per man-hour in the private economy plus an allowance




for the annual gain in consumer prices in both public and




private employment; (5) Productivity—output per man-hour—




will increase by 3.0 per cent per year between 1966 and 1975;




(6) The unemployment rate will be 4 per cent of the labor




force; (7) Prices—the GNP deflator—will rise at an annual




average rate of 1.5 per cent; (8) Personal savings—the ratio




to disposable income—will average 5.5 per cent.




     In addition, information has been drawn from a wide variety




of sources, the primary source being the unpublished date




provided by the FWPCA.  This consists of a series of three




computer tapes on which the projected capital outlays for both




sanitary sewers and municipal waste treatment facilities are




phased over the five years 1969-72.  These data, compiled for




each State, represent the Authority's reckoning of the total




construction costs necessary to attain the standards of waste-




water quality called for by the Federal Water Pollution Control




Act and by relevant State legislation and to accommodate the




three areas of need (i.e., presently inadequate facilities,




presently unmet needs, and population and industrial growth).




In addition, these tapes contained information regarding the




operational and maintenance expenses and depreciation charges




of the required waste treatment facilities.  The Authority has




prepared a detailed explanation of the underlying concepts and

-------
                                                   111.

the methodology employed in the preparation of the computer

program.  A great deal of information was also obtained by

interviews with professionals in the Authority, particularly

from the following Divisions:  Construction Grants, Financial

Management, and Program Review and Evaluation.

     Much authoritative material regarding construction costs

was obtained through discussions with various authorities

from among the following organizations:  The Associated General

Contractors of America, the Water Pollution Control Federation,

the Consulting Engineers Council, and the Waste Water and

Waste Water Equipment Manufacturers Association.  Personnel

from the U. S. Department of Health, Education and Welfare

were also extremely helpful in providing special information

regarding sanitary sewer construction costs.

     Other sources of information which were of particular

benefit in the preparation of this study include the following:
U. S. Department of Health, Education, and Welfare, Public Health
Service, Division of Water Supply and Pollution Control, Sewage
Treatment Plant Construction Cost Index,  1963.

	, Sewer Construction Cost Index,  1964.
U. S. Department of Interior, Federal Water  Pollution Control
Administration, Sewage and water Works Construction, WP-15
publication series  (formerly  Public Health Service  Publication
No. 758), various years.

	,  "Sewage Treatment Plant and Sewer Construction Cost
Index",  (monthly mimeographed publication),  various months and
years.

-------
                                                   112.

                    TECHNICAL  NOTE 4

   Federal Grants for Sanitary Sewers  and Waste Treatment
       Facilities Through Agencies Other  Than Federal
           Water Pollution Control Administration
1.   The Appalachian Regional  Development Act of 1965  (PL  89-4,
     amended by PL 90-104).

     Grants available for public works,  including waste  treat-
     ment facilities under the following arrangements:

     Section 212 permits the U.  S.  Department of Commerce  to
     increase contributions from other Federal programs  in
     Appalachia up to 80 per cent of project costs.  These
     funds are disbursed through the FWPCA and have  been
     included in FWPCA data.

     Section 214 permits the U.  S.  Department of Commerce  to
     give supplemental grants  to communities in Appalachia
     to help meet their local  share for public works projects
     in which they are eligible for other Federal funds.
2.   The Public Works and Economic Development Act of 1965
     (PL 89-136).

     Directs the U.  S. Department of Commerce to make grants
     and loans for public works in economically distressed
     areas.  EDA makes grants up to 50 per cent of project
     costs in designated "redevelopment areas."  Supplementary
     grants up to 80 per cent of the pr6ject cost are avail-
     able for areas which cannot meet the required matching
     share.  The Economic Development Administration receives
     a total appropriation for grants to public works,  which
     it allocates to projects which include sanitary sewers
     and waste treatment plants.  Authorization allows $500
     million to be appropriated annually for public works
     projects from fiscal years 1966-69.
     The Housing and Urban Development Act of 1965 (PL 89-117),
     permits the U. S. Department of Housing and Urban Develop-
     ment to make grants and loans for basic water and sewer
     facilities in areas of more than 5,500 population.  Grants

-------
                                                   113.

     may be up to 50 per cent of the cost of the projects,
     which must be consistent with a unified urban-area
     development program.  Authorization allows a total of
     $800 million to be appropriated from fiscal years
     1966-69.
4.   Amendments of 1965 to the Consolidated Farmers Home
     Adminstration Act of 1961 (PL 89-240).

     Authorizes the U. S. Department of Agriculture to make
     grants and insure loans for water supply and waste
     treatment facilities in areas of fewer than 5,500
     inhabitants.  Grants may be up to 50 per cent of the
     cost of the project.

-------
            Table 17.  Federal Grants for Sanitary Sewers and Waste Treatment Facilities
           Through Agencies Other than the Federal Water Pollution Control Administration,
                                        Fiscal Years 1966-68
Item
Sanitary sewers
1966
1967
1968
Total
1966-67
Waste treatment facilities
1966
1967
1968
Total
1966-67
PL 89-14 (ARD)
Section

PL 89-136 (EDA)

PL 89-117 (HUD)

PL 89-240 (FHA)


        Total
                   51.5H/    41.7_c/

                   48.O^/    48.O®/    79.
                   99.5
                             89.7
 93.2

 96.0



189.2
                                                               5.23/

                                                               1.5
                                                              10.
16.7
           2.

          13.2
28.4
                                                                        13.Of/    15. Ol/
 7.4

14.7


23.0


45.1
-/  Approved by Appalachian Regional Commission out of appropriations for public works projects.
    Appropriations for 1968 not approved by November 9,  1967.
    Approved by Economic Development Administration out of appropriations for public works; includes
    grants for combined sewer and water supply projects.
    $175 million for total public works projects appropriated  for 1968.   $18.5 million has been ap-
    proved for sanitary sewers and related projects in first three months of 1968.   In 1967,  32 per-
    cent of appropriated $170 million for public works went to sanitary  sewers,  combined sewer and
    water supply,  and waste treatment plant projects.
    Assumes 48 percent of appropriations for sanitary sewers and water supply projects goes for
    sanitary sewers.
    Assumes 50 percent of appropriations for water supply and  waste treatment facilities goes for
    waste treatment facilities.
£/

-------
APPENDIX II—GENERAL  NOTES
             115.

-------
                                                    116.



                     GENERAL NOTE 1




         The Omaha Pollution Control Corporation






     The major and independent meat packinghouses in the City




of Omaha slaughter and process over 4 million head of cattle,




sheep, and hogs annually.  Considerable quantities of animal




waste, resulting from the slaughter, dressing, cutting and




preparation of meat products, are discharged into the muni-




cipal sewers.  Grease and paunch manure constitute most of




the animal waste material.  Lesser quantities of meat scraps,




stock-pen manure, and normal processing wastes further con-




tribute to the total amount of annual matter transported by




the sewers.




     The sewage from all but one of the packinghouses flows




directly into the Missouri River essentially without treat-




ment of any kind.  The Omaha Sewage Treatment Plant is com-




pletely bypassed because it cannot handle the large quantities




of annual waste material (daily kill-day discharges of sewage




from the packinghouses are estimated to contain at least 40




dry tons of animal fats and 70 dry tons of suspended solids).




To comply with the directive of the FWPCA to stop polluting




the Missouri River with such packinghouse wastes, the City was




faced with the requirement of providing a system which could




process the wastes and remove the grease and solids content.

-------
                                                   117.

The system had to permit an efficient operation of the City's

main sewage treatment plant as well as preserve the advantage

to its meat industry of the traditional waste water disposal

methods and be economically feasible itself.

     The solution devised by the City was a separate system

which collected and processed—  the sewage flow from the

packinghouses so that the effluent could easily be taken by

the main sewage treatment plant.  The process selected met

all of the criteria suggested for an ideal solution:  it was

reliable, permanent, economical now and in the future, sanitary,

and, for functional continuity, relatively independent of

labor strikes, weather, and other potential disruptions.  The

total cost for the plant and facilities incorporating the

Carver-Greenfield process was estimated to be $6.7 million.

     Omaha was approaching its debt limitation and the required

capital expenditure was more than it could assume when con-

sidered together with other City needs.  The packers at the

same time felt that they were in no position to underwrite such

an amount.

     By means of a cooperative venture, the objective became

attainable.  A non-profit corporation was organized called the

Omaha Pollution Control Corporation.  It issued $5.5 million
I/  By a method of solids and fat processing developed by the
    Carver-Greenfield Corporation, Summit, New Jersey.

-------
                                                   118.

revenue bonds to construct the collector sewer system and

treatment facility.   The City contributed $1.2 million through

the issuance of its  general obligation bonds.—   The cor-

poration entered into a 30-year lease-purchase agreement with

the City at a rental sufficient to retire its bonds.  As soon

as the bonds are retired, the facility will revert free and

clear to the City.  The advantages of using a non-profit cor-

poration were that the lease-purchase agreement was deductible

in figuring debt limitation, the City avoided further erosion

of its borrowing power, and it was not required to increase

its mill tax levy.

     It is anticipated that the City will not be required to

appropriate any lease payments from its general revenues.

Such funds will be obtained in part from contributions of

the packers based on a fixed charge for the treatment of

their wastes and, in part, from the proceeds of the sale of

recovered waste products  (grease and dry solids) in the market.

A feasibility study prepared by the Steams-Roger Corporation,

Denver, Colorado, indicated that the revenues from the sale

of recovered wastes, together with the packer charges, will

be sufficient to service the bonded indebtedness and provide

a profit to the City after the bonds are retired.
I/  Applications were made by the City for Federal grants to
    assist in the financing of the collector sewer and the
    gravity separation basins.  Both applications—one to the
    Department of Housing and Urban Development for 50% of the
    cost of the collector sewer system and the other to the
    FWPCS for 30% of the gravity basin costs except for land
    and easements—have been approved.

-------
                                                   119.

     Omaha accomplished more than it really set out to do.

It wanted to find a technically and economically feasible

solution to its water pollution problem.  In addition to

developing a packinghouse waste treatment system, the cost

of which has been split among the benefiting parties, Omaha

found a successful way of converting an industrial and com-

munity liability into a revenue generating resource.  What

the City has done, in other words, from a technical and

financial standpoint is record a unique pollution control

achievement.—
 I/   For a  detailed  discussion of  the Omaha  project,  see Meier
     and Korbitz,  Unique  Profit Potential Through Central  Pre-
     treatment  of  Omaha Packinghouse Waste Water,  a  paper
     delivered  to  the  Water Pollution Control Federation,  New
     York City,  on October 12,  1967.

-------
                                                   120.
                     GENERAL NOTE 2
            Trends in Municipal Bond Holdings

     Among the holders of municipal securities at the end of
1965, the largest were commercial banks, personal trust funds,
fire and casualty insurance companies, and "individuals and
others".  Altogether, such holders accounted for 83.3 per
cent of total holdings of $100 billion  (Table 18).  Of these,
commercial banks have become the largest source of municipal
bond financing, accounting for 28 per cent of the net expansion
of State and local government debt between 1946 and 1955 and
47 per cent of the growth during 1956-65.  Fire and casualty
insurance companies accounted for 14 per cent of the increase
in net loans during the 1947-55 and 13 per cent during 1956-65.
Personal trust funds accounted for 12 per cent during each
decade, while "individuals and others"  (excluding personal
trust funds) declined in relative importance from 25 per cent
during 1947-55 to 17 per cent during 1956-65.
     The step-up in acquisitions of municipal bonds by com-
mercial banks is attributable, to a large extent, to the effects
of the amendments of Federal Reserve Regulation Q in 1961, 1963,
and 1964 which raised the maximum interest rate that can be
paid by commercial banks on deposits.
     Municipal bonds, in relation to commercial bank loans and
investments, rose from 3.8 per cent in 1946 to 12.1 per cent

-------
                     Table  18.Holdings of State and Local Government Obligations
                                     by Investor Groups,  1946-75
                                      (in billions  of dollars)
Investor group

Mutual savings banks 	

Fire and casualty insurance companies .
State and local retirement funds . . .
Municipal bond investment funds ....
Personal trust funds 	
Other financial institutions .....
Other corporations 	
Federal credit agencies 	
Individuals and others 	 	
Total
Year-end holdings
1946
4.4
.1
.6
.2
.8
1.6
a/
3.0
.8
.3
.4
3.4
15.6
1955
12.7
.6
2.0
4.2
2.7
2.5
a/
6.7
.9
1.2
.7
10.6
44.8
1965
38.7
.3
3.5
11.4
2.6
2.1
.2
13.2
1.6
3.6
2.8
20.0
100.0
1975
107.5
.4
3.8
21.4
.5
1.1
2.6
33.0
2.2
6.0
5.4
27.lv
211.0
Percent change
1946-55
189
500
233
2,000
238
56
123
13
300
75
212
187
1955-65
205
(-50)
75
171
(-4)
(-16)
97
78
200
300
89
123
1965-75
178
33
9
88
(-81)
(-48)
1,200
150
38
67
93
36
111

     Nonexistent,  1946-60
Source:  Joint Economic Committee  Report, Vol.  2, p.  17

-------
                                                   122.




in 1964.  Analysis of the municipal security investments by




commercial banks shows (1) a growing interest in revenue bonds,




(2) a rising trend (especially in recent years) in investments




in long-term municipal obligations (maturities over ten years),




and (3) a decline since 1960 in the proportion of municipal




bonds holdings represented by holdings of speculative issues




or issues in default.




     For fire and casualty insurance companies, municipal




security investments have become increasingly important,




accounting for 30 per cent of their assets in 1962.  Since




then the proportion of municipal securities to assets decreased




to 27.4 per cent in 1965.  Analysis of the municipal security




investments by fire and casualty insurance companies shows




(1) rising proportions of such investments in revenue bonds




(almost 50 per cent in 1965), (2) a tendency to purchase longer




maturities, (3) that while bond ratings are considered by




some companies, many prefer to perform their own credit analysis




on municipal borrowers, and  (4)  that intended use of bond




proceeds influences purchases, but the geographical location




of the borrower has little effect.




     While personal trust funds have expanded their holdings




of municipal bonds over the past two decades, municipal




obligations as a proportion of assets have varied but little,




rising from 10.4 per cent in 1946 to 13.2 per cent in 1955,

-------
                                                   123.




and to 13.7 per cent in 1965.  However, in recent years  many




of the commercial banks which administer these personal  trusts




have established common trust funds for investments in muni-




cipal bonds, with the number of such "tax-exempt" funds




rising from 24 in 1962 to 104 in 1965.  Analysis of personal




trust holdings of municipal securities indicate  (1) an in-




creasing trend in revenue bond investments,  (2) considerable




investments in maturities over 20 years,  (3) that while there




is some reliance upon bond ratings, most trust departments




prefer to do their own credit analysis, and  (4) neither




intended use of proceeds nor geographical  location of borrower




have much influence on municipal security  investment decisions.




     "Other corporations" have expanded their holdings of




municipal securities, mainly short term,  from $0.3 billion




in 1946 to $1.2 billion in 1955, and to $3.6 billion in 1965.




Holdings of "individuals and others",  a residual calculated




by subtracting all identifiable investor  groups  from total




holdings, have grown from $3.4 billion in 1946 to  $10.6 billion




in 1955, and to $20 billion  in 1965.




     State  and local public  agency capital requirements for




public facilities for the decade 1966-75  are estimated at




$327.8 billion, of which $31.6 billion is estimated for 1970




and  $40.7 billion for 1975.  Annual net changes  in debt are




projected to rise from $8.5  billion in 1966 and  to $11.3 billion

-------
                                                   124.




in 1975.  The outstanding debt is projected at $198.8 billion




by 1975.




     Projected holdings by investors are estimated to rise




from $100 billion at the end of 1965 to $211 billion at the




end of 1975  (Table 19).  Annual net changes (after retirements)




on these projected holdings will rise from $8 billion in




1966 to $14.3 billion in 1975.  The projections for each




investor group shown in Table 19 were made independently of




the other projections.




     The JEC study projects commercial bank holdings of




municipal bonds as an average of two periods of experience,




1944-64 and 1954-64.  Municipal bond holdings of commercial




banks rose from $38.7 billion, or 12.6 per cent of total loans




and investments,  in 1965 to $115 billion, or 24.2 per cent




of total loans and investments amounting to $475 billion,




in 1975, on the basis of the 1944-64 experience.  Based on




the 1954-64 experience,  total loans and investments rose to




$525 billion, and municipal obligations to $100 billion.




Averaging these two projections,  it is estimated that by 1975




total loans and investments will amount to $500 billion, of




which $107.5 billion, or 21.5 per cent,  will reflect holdings




of municipal securities.




     It should be recognized that implicit in these projections




are certain assumptions regarding the flow of savings,  the

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         Table 19.
Projected Holdings of State and Local Government Obligations,
by Significant Investor Groups, 1968-75

         (in billion dollars)
  Investor groups
Total holdings	
Commercial banks—/	
Mutual savings banksH/	
Life insurance companies—/.
Fire and casualty insur-
  ance companies—/	
State and local public
  retirement funds—/	
State and local govern-
  ments—/	
Municipal bond invest-
  ment f undsH./	
Personal trust funds—/	
Other identifiable fin-
  ancial instituti9nsi/....
Other corporations-!/	
Federal credit agencies^/..
Individuals and others^-/...
                                                                  Projected
                                            1968
             55.6
              0.2
              2.8

             13.8

              1.7

              1.8

              0.5
             18.0

              1.8
              4.3
              3.5
             22.1
                    1969   1970
              1971
              1972
              1973    1974
61.9
 0.3
 2.7

14.7

 1.5

 1.7

 0.7
19.8

 1.8
 4.6
 3.8
22.8
68.5
 0.3
 2.8

15.7

 1.3

 1.6

 0.9
21.7

 1.9
 4.8
 4.1
23.5
75.5
 0.3
 2.9

16.7

 1.1

 1.5

 1.2
23.7

 1.9
 5.0
 4.3
24.2
82.9
 0.3
 3.0

17.8

 0.9

 1.4

 1.5
25.8

 2.0
 5.3
 4.6
24.9
90.7
 0.3
 3.2

18.9

 0.7

 1.3

 1.8
28.0

 2.1
 5.5
 4.8
25.7
 2.2
30.4

 2.1
 5.8
 5.1
26.4
                      1975
            126.1  136.3  147.1  158.3  170.4  183.0  196.7  211.0
98.9  107.5
 0.4    0.4
 3.5    3.8

20.1

 0.6

 1.2
21.4

 0.5

 1.1

 2.6
33.0

 2.2
 6.0
 5.4
27.1
a/ $68.8 billion net increase in holdings ($107.5 billion in  1975  less  $38.7 billion  in  1965)  pro-
rated over 10 years, assuming 5.5 percent annual  rate  of  increase.
                                                                               Continued—

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                                                                                               (2)

         Table 19.  Actual and Projected Holdings of State and Local Government Obligations,
                                by Significant Investor Groups, 1966-75
                                             —Continued

k/ Estimated net decreases of holdings of $70 million in 1966 and $30 million in 1967; thereafter,
net increases of holdings of $20 million per year.
£/ Estimated net decreases of holdings of $430 million in 1966, $200 million in 1967, and $100 mil-
lion each in 1968 and 1969; thereafter, net increases of holdings at annual increments of $50 million,
$/ Estimated net increase in holdings rising from $700 million in 1966 to $1 billion in 1970 and
$1.3 billion in 1975.
£/ Estimated net increase in holdings of $300 million during 1966-68, $200 million during 1969-73,
and $100 million during 1974-75.
I/ Estimated net decrease in holdings of $100 million per year, 1966-75.
2/ Estimated net increase of $50 million in 1966, and rising trend of increases from $120 million in
1967 to $470 million in 1975.
h/ $19.8 billion net increase in holdings ($330 billion in 1975 less $13.2 billion in 1965)  prorated
over 10 years, assuming 5.5 peraent annual rate of increase.
i/ Estimated net increase by $60 million per year.
I/ Holdings estimated at $4.8 billion in 1970 and $6 billion in 1975, or an annual increase of
$240 million per year.
   Estimated net increase by $260 million per year.
   Calculated as a residual by subtracting municipal bond investment funds and personal trust funds
from annual increase in holdings of "households and nonprofit organizations."
Source:  Joint Economic Committee, State and Local Public Facility Needs and^Financing, Vol. II, p. 50
                                                                                                    NJ

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                                                   127.



extent to which our economy becomes a "checkless society"




(which would affect the volume of demand deposits),  as well




as rates of growth and alternative lending opportunities.




Since 1958, mutual savings banks have progressively reduced




their holdings of municipal bonds so that by the end of 1965




they amounted to $320 million, compared with $729 million




in December 1958.  For the first nine months of 1966, these




banks reduced their municipal securities holdings by another




$50 million.  It is estimated that mutual savings bank




holdings of municipal securities will grow very slowly over




the next decade to reach $400 million at the end of 1975




($300 million in 1970).




     At the end of 1965, assets of all U. S. life insurance




companies aggregated $158.9 billion, of which $3.5 billion,




or 2.2 per cent, were invested in municipal bonds.  Analysis




of the growth trend of life insurance company assets indicates




*hat by 1975 total assets may reach $300 billion.  It has been




estimated that, owing to the attractiveness of alternative




investments, the proportion of life insurance company assets




accounted for by municipal obligations will decline to about




1.3 per cent.  Given the tight money situation for many in-




surance companies, there is reason to expect that by the end




of 1967 their holdings of municipal bonds will have dropped to




$2.9 billion.  Because of alternative investment opportunities,

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                                                   128.




a further decline in holdings of municipal securities is




expected through 1969,  but thereafter life insurance companies




are expected to increase their acquisitions of municipal




obligations because of comparatively more attractive yields.




Therefore,  their holdings are expected to total $3.8 billion




at the end of 1975.




     Stock fire and casualty insurance companies are expected




to increase their holdings of municipal securities at an annual




rate of about 6 per cent, or by amounts ranging from almost




$470 million in 1966 to $790 million in 1975.  In the case




of the mutual companies, estimated purchases of municipal




securities were stated in terms of $10 million per year; i.e.,




5 per cent of admitted assets will go each year into municipal




bonds, or about 30 to 50 per cent of their portfolios will




be invested in municipal securities.  It is estimated that




the net expansion in holdings of municipal securities by fire




and casualty insurance companies will rise progressively from




about $0.7 billion in 1966 to $1.3 billion in 1975.

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                                                   129.




                     GENERAL NOTE 3




              Analysis of Public Borrowings






     Despite the high cost of borrowing and the consequent




postponement of many new offerings, the supply of outstanding




tax-exempt bonds of State and local governments exceeded the




hundred billion dollar mark for the first time in 1966.  The




volume of new issues sold by States and municipalities during




1967 reached an all-time high of $14,240,547,546, an increase




of $3,151,609,197, or 28.4 per cent, from the previous high




in 1966 of $11,088,938,349 (Table 20).  The extremely large




volume of public borrowings is occurring at a time when




municipal bond yields are at their highest levels since the




1930's.  There is no reason to believe that this upward trend




in bond sales will level off soon.  Over the 20-year period




from 1947 to 1967, municipal bond sales increased from $2.4




billion to $14.2 billion.  The December 1966 JEC study indi-




cated that State and local government borrowings each year




will continue at an accelerated rate, reaching $17.3 billion




in 1970.  At this pace, the amount of municipal obligations




outstanding, now more than $100 billion, will double by 1975.






         Financing Facilities;  By Type of Issue






     In considering practical methods for financing sewer and




waste treatment facilities, the "pay-as-you-go" principle is

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                                                             130,
               Table 20. Municipal Financing Volume, 1947-66
                         (in millions of dollars)
Year
1947...
1948...
1949. . .
1950...
1951...
1952...
1953...
1954...
1955...
1956...
1957...
1958...
1959-.-
I960-..
1961...
1962...
1963...
1964-..
1965- ••
1966...
General
obligations
1,963.1
2,440.2
2,312.5
3,093.7
2,548.1
2,937.9
3,990.6
3,754.3
4,244.1
3,775.9
4,933.2
5,628.1
5,159.7
5,034.7
5,761.5
5,892.2
6,069.2
6,879.9
7,445.0
7,012.9
Revenue
bonds
385.7
549.5
683.0
599.9
730.1
1,463.5
1,567.3
3,214.4
1,732.4
1,670.5
2,024.9
1,772.3
2,521.4
2,194.8
2,598.0
2,666.0
4,037.5
3,650.8
3,639.2
4,076.0
Total
2,353.8
2,989.7
2,995.4
3,693.6
3,278.2
4,401.3
5,557.9
6,968.7
5,976.5
5,446.4
6,958.1
7,400.4
7,681.1
7,229.5
8,359.5
8,558.2
10,106.7
10,530.7
11,084.2
11,088.9
General
Obligations,
Percent of total
83.6
81.6
77.2
83.8
77.7
66.7
71.8
53.9
71.0
69.3
70.9
76.1
67.2
69.6
68.9
68.8
60.1
65.3
67.2
63.3
Source:   The Bond Buyer's Municipal Finance Statistics,

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                                                   131.




not generally adaptable because of the need to create large




surpluses or reserves before undertaking construction.  Es-




sentially what State and local governments must do is borrow.




Such borrowings are principally financed through the sale of




general obligation and revenue bonds.




     General obligation bonds are secured by the full faith




and credit of the issuer and a pledge of its taxing power.




The amount borrowed becomes a general obligation of the




issuer and must be paid by the issuer without regard to the




earmarkings of any specific fund for that purpose.  There




are variations within this category, such as limited tax




bonds where the taxing power is limited to a specified




maximum tax rate and special assessment bonds which are payable




only from assessments against those who benefit from the  im-




provement provided.  The majority of special assessment bonds




recently issued are additionally secured by full faith and




credit as well as a pledge of taxing power of the  issuer,  so




that they are, in effect, general obligation bonds.




     The dollar volume of general obligation bond  financing




for all purposes rose  from $2.0 billion in 1947 to $7.0 billion




in 1966, but  as a proportion of total bonds issued,  it decreased




from 83.6 to  63.3 per  cent in  the period  (Table 20).  General




obligation bonds for  sewer and waste  treatment facilities,




however, represented  73.4 per  cent  of all  obligations issued for

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                                                   132.




such purposes in 1966 (Table 21).   This is consistent with




the average of 72.5 per cent for  the period 1963-66.




     Of the general obligation bonds issued in 1966 for sewer




and waste treatment purposes, 82.1 per cent were of the un-




limited tax variety and 8.9 per cent were additionally secured




by facility revenues or special assessment charges.  Limited




tax general obligation bonds represented 8.9 per cent, and




1 per cent was payable from special assessments.




     Substantially more financing of sewer and waste treatment




facilities is done through general obligation bonds than




revenue bonds because less complicated bonding procedures are




involved, there is no need to establish the economic feasibility




of the project in terms of revenues, usually lower interest




rates are obtained, the tax load is spread over the entire




community, and there is a greater investor demand.




     Revenue bonds are payable from charges, tolls, or rents




by those who use the facilities constructed with the bond




proceeds.  The project becomes self-liquidating by the use of




service charges.  New issues of revenue bonds for all purposes




have grown from $386 million in 1947  (16.4 per cent of the total)




to $3.6 billion in 1966  (36.7 per cent).  Revenue bonds issued




for the purpose of financing sewer and waste treatment facil-




ities represented 26.5 per cent of the bond market in 1966.




Over the  last six years the percentage has not exceeded 29.5

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                                                    134.
per cent,  of the revenue bonds issued for sewer and waste
treatment facilities in 1966, 91.2 per cent were payable from
utility revenues and 6.8 per cent from rental revenues.  This
is consistent with the ratio of the past several years.
     The percentage of revenue bonds issued to finance sewer
and waste treatment facilities should increase in the future.
This is due to several factors,  of primary significance is
the narrowing spread in interest costs between general obli-
gation and revenue bonds.  In 1961, for example, the interest
cost differential could be expected to be at least 1/2 of 1
per cent higher on revenue bonds.  In recent years the spread
has generally narrowed to a maximum of 1/4 of 1 per cent on
equivalently rated issued.  The reduction in interest rate
spread is attributable to the issuer having incorporated
strong protective covenants in the bond contract, in providing
effective lien covenants, and in establishing in most cases
a history of adequate earnings and payment records—all of
which have induced a broader market acceptance of such issues.
     Another reason why revenue bonds are attractive and their
use may tend to become more widespread is that revenue bonds
generally do not come under constitutional,  statutory and/or
charter limitations on the amount of general obligation in-
debtedness which may be incurred by municipal entities empowered
to issue general obligation bonds.   Also,  it may be that no

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                                                   135.




approval by the electorate is required for their issuance,




and no tax increase need be voted upon.  In addition, facilities




built by the issuance of revenue bonds will not compete with




other projects for tax revenues, and the financing is more




equitable because the charge for services rendered falls upon




those who benefit from the use of the facilities.






           Financing Facilities;  By_ Issuing Authority






     Over the past five years, municipalities have accounted




for an average of 52.2 per cent of the bond issues for sewer




and waste treatment facilities, special districts have accounted




for 22.4 per cent, authorities for 10.5 per cent, counties for




7.1 per cent, States for 5.2 per cent, and townships for 2.6




per cent (Table 22).  While municipal governments will continue




to be the dominant issuer of bonds for such facilities, it is




estimated that States and authorities will begin to represent




a larger share of the market.  This estimate is based upon the




trend of States increasingly to provide grants, the proceeds




of which are derived from State bond issues, to local govern-




ments to finance their sewer and waste treatment facilities.




Federal law frequently provides for larger Federal contributions




to such projegjts if this is done, which encourages States to




make such grants.

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                                                   137.




     As a result of the creation of new authorities to assist




local government to finance their sewer and waste treatment




facilities,  such as were recently established in New York




and Nebraska,—  this type of financing can be expected to




assume a larger share of the market in the future.  Special




districts will also continue to represent a large percentage




of the market, due to the continuing trends of suburban




growth and the creation of legislation encouraging the for-




mation of joint sewer and waste treatment facilities among




communities.






         Financing Facilities;  By Size of Issue






     In terms of the size of the bond market during the past




five years, for sewer and waste treatment facilities, the




highest dollar volume  (26.7 per cent) was in the  $2 million




to $5 million range  (Table 23).  The next highest dollar volume




 (18.8 per cent) was  in  the $5 million to $10 million  range,




closely followed by  a range of  $1 million to $2 million




 (16.6 per cent).  The balance  (23 per cent) was among sales




of less than  $1 million.   This  group represented  77.6 per  cent




of the  number of issues sold.






       Financing Facilities;  By Population  of  Issue






     Due  to incomplete  reporting by  the less populous communities,
 I/  See General Note 4,  Appendix II.

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                                                    139.




the largest volume of sewer bond financing, $528 million




(23.8 per cent)  remains unidentified as to the population size




of the issuing body.   Disregarding this factor, population




categories below 25,000 now represent 21 per cent of the amount




of bond sales and 50.7 per cent of the number of issues sold




(Table 24).  If,  as some estimates state, 50 per cent of the




unidentifiable volume of bond sales belong in these categories,




it is conceivable that 52 per cent of the amount of bond sales




will be offered by population communities of less than 25,000




through the period ending in 1973.  To some degree, however,




these figures could be lowered by annexations into surrounding




metropolitan areas.







   Financing Facilities;  By Net Interest Cost Ranges






     The difference in interest costs between general obligation




bonds and revenue bonds for sewer and waste treatment facilities




has ranged from 1/2 to 3/4 of 1 per cent although the spread




has been narrowing in recent years (Table 25).  During the




period 1961-65,  36.7 per cent of the revenue bond issues (47.0




per cent of the dollar amount) had net interest costs ranging




from 3.50 per cent to 3.75 per cent.   For the same period,




36.3 per cent of the number of general obligation bonds (44.4




per cent of the dollar amount) had net interest costs ranging




from 3 to 3.25 per cent.

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                                                   142.




                     GENERAL NOTE 4




          New York State Pure Waters Authority






     Existing financial and legal constraints on local govern-




ments require the States to reexamine the status of the legal




entities authorized to undertake the construction and finan-




cing of sewer and waste treatment facilities.  Consideration




of these matters by a limited number of States has resulted




in the determination to create a public entity with requisite




powers to operate on a statewide basis.  Representative of




such entities is the New York State Pure Waters Authority.—




     The New York State Pure Waters Authority was created to




assist local governments in the planning, financing, con-




struction, maintenance, and operation of waste treatment




works, sewage collecting systems, and solid  waste disposal




facilities.  The authorized powers of the Authority include




the following:




      (1)  Pursuant to contract with any municipality empowered




to construct  sewage  treatment works,  sewage  collecting  systems




or solid waste  disposal facilities, to construct  such facilities




for such municipality.




      (2)  Pursuant to contract with any municipality empowered




to operate  and  maintain sewage  treatment works or solid waste
 I/ Title  12  of Article 5 of the New York Public Authorities  Law.

-------
                                                   143.



disposal facilities, to operate and maintain such works or




facilities for such municipality.




     (3)  To make loans to any municipality for the construction




of sewage treatment works, sewage collecting systems and solid




waste disposal facilities.




     (4)  Pursuant to contract with any municipality empowered




to construct, operate and maintain sewage treatment works or




solid waste disposal facilities, to provide sewage treatment




or solid waste disposal services for such municipality in




sewage treatment works owned and operated by the Authority,




and, when desired by any  such municipality, to transfer the




facilities for such services to such municipality at the close




of the service contract.




     (5)  To provide technical advisory services to any munici-




pality in connection with the planning, construction, operation




and maintenance of sewage treatment works, sewage collecting




systems and solid waste disposal facilities.




     In furtherance of such functions, the Authority is author-




ized to purchase municipal bonds and notes issued by a munici-




pality for the purpose of financing construction of sewage




treatment works, sewage collecting systems, or solid waste




disposal facilities.  The Authority is also authorized to issue




its own bonds and notes, to be secured by operating revenues




and interest, and amortization payments on any municipal bonds



and notes owned by it and obtained from the foregoing loans.

-------
                                                   144.



     Any municipality contracting with the Authority for the




construction,  operation,  and maintenance of municipally owned




sewage treatment works would remain eligible for State aid




under the State Public Health Law to the same extent as the




municipality would if it were to perform those functions itself.




Where the Authority provides sewage treatment works owned and




operated by the Authority, the Authority is eligible to




receive State assistance for the construction, operation, and




maintenance of those works pursuant to the provisions of the




State Public Health Law.




     The stated powers of the Authority are related to the




magnitude of the programs required to be undertaken by the




local governments within the State and the understanding that




each locality or group of localities in a region have their




particular resources and also their special problems—physical,




financial and technical—in carrying out the accelerated action




contemplated in such program.  Such powers are designed to




provide assistance in mobilizing local or regional resources




and in meeting such special problems.  The Authority, under its




powers, can ease the financial and administrative burdens on




local governments in carrying out their responsibilities by




(1) accumulating and providing technical expertise and experi-




ence not otherwise available to a single community;  (2) distri-




buting the costs of services over a broader base;  (3) providing

-------
                                                   145.




impartial assistance in the development and execution of




multi-community projects; and (4) providing financing assis-




tance not otherwise available or at lower debt service costs.




     Under the powers of the Authority to construct waste




treatment works on behalf of a local government, the Authority




can apply its available superior technical knowledge and




resources at lower cost to provide a better facility.  Simi-




larly, under the powers of the Authority to operate and




maintain sewage treatment works on behalf of a local govern-




ment, the expertise of the Authority provides more efficient




operation and maintenance at lower costs.




     In the exercise of the powers of the Authority to construct,




operate, and maintain sewage treatment works to provide under




contract with a local government for the treatment and disposal




of its sewage, the Authority is enabled to handle both local




and regional problems more directly and simply.  In addition,




the ability of the Authority to construct, operate, and maintain




sewage treatment works to provide the requisite service under




contract with a local government removes the concern with the




ability of such local governments to finance the cost of the




required treatment facility, and the undertaking of the financing




by the Authority provides such financing, in most instances, at




considerably reduced costs.

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                                                   146.




     The power of the Authority to make loans to local govern-




ments also reduces the cost of financing to such governments




since,  in most instances, the credit rating of the obligations




of the Authority will exceed the ratings of the obligations of




the individual local governments.  In addition to a preference




in credit rating, the obligations of the Authority is more




readily marketable than those of a single local government,




as the Authority, by combining the financing of projects for




a number of local governments, can provide a larger issue and




a wider credit base.




     The purposes for which the New York Pure Waters Authority




was created, and the accomplishment of such purposes by this




Authority, will undoubtedly demonstrate to many other juris-




dictions the desirability of creating governmental agencies




with requisite powers to operate on a statewide or regional




basis.




     One State, Nebraska, has already enacted a modified form




of the New York legislation.  The 1967 Session of the Legis-




latrue created the Nebraska Clean Waters Commission.—   The




essential difference between it and the New York State Pure




Waters Authority is that the Nebraska legislation confines




the powers of the Commission solely to the financing of sewage




collection and treatment facilities for municipalities.  The
 I/  L.B. 884, Session Laws,  1967, p.  1327.

-------
                                                    147.




Commission is not authorized to construct, operate and main-




tain such facilities for a municipality as, was indicated




above, may be done by the New York State Pure Waters Authority.

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                                                   148.
  APPENDIX III - State-By-State Analysis of Bond Issues
        For Sewer and Waste Treatment Facilities
     The material contained in Apendix III has been extracted

from Moody's Municipal and Governmental Manual and pertains

to bond issues for local governments for sewer and waste

treatment facilities in the 50 States and the Commonwealth

of Puerto Rico.   It cannot be considered a complete catalogue

of all bond issues of local governments for,sewage and waste

treatment facilities purposes since Moody's Manual does not

attempt to rate  all bond issues,  particularly smaller issues,

and some issues  are given designations not identifiable as

for sewage and waste treatment facilities.  In the interest

of brevity,  the  matters covered herein have been summarized

to provide basic and general information.  The contents

should not be relied upon as technically accurate.

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                                                   149,

                    STATE OF ALABAMA
1.   Nature of body issuing sewer bonds

     (a)  Cities

          Twelve cities issued general obligation bonds.
          Fifteen cities issued sewer and utility combination
             bonds.

     (b)  Utility Boards

          Five municipally created utility boards issued sewer
          and utility combination sewer bonds.

     (c)  Waterworks and Sewer Boards

          Five legislatively created waterworks and sewer
          boards issued water and sewer revenue bonds.

     (d)  Boards of Water and Sewer Commissioners

          Four public corporations organized by cities  to
          provide water and sewer systems issued sewer  revenue
          bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of municipal-
          ity and,  additionally,  in some cases, by first pledge
          of all public improvement assessments levied  against
          properties benefited or pledge of license and privilege
          taxes.

     (b)  Revenue bonds - revenues of designated utility systems.

3.   Purpose of bonds

     Most issues are combination utility bonds.  The others made
     no distinction between sewage collection and sewage treatment.

4.   Debt limitation

     5% of assessed valuation for municipalities of less than
     6000 population.  If bonds for sewer purposes then 8% of
     assessed valuation.  7% of assessed valuation for  munici-
     palities of more than 6000 population.

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                                                   150.

                     STATE OF ALASKA


1.   Nature of body issuing sewer bonds

    (a)   Cities

         Three cities issued general obligation bonds.
         One city issued sewer revenue  bonds.

    (b)   The Greater Anchorage Area Borough which  encompasses
         an area of 1260 square miles issued general  obliga-
         tion bonds.

2.   Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of sewer system.

3.   Purpose of bonds

    No distinction made between sewage  collection  and sewage
    treatment.

4.   Debt limitation

    None.

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                                                   151

                    STATE OF ARIZONA
1.  Nature of body issuing sewer bonds

    (a)  Cities

         Nine cities issued sewer general obligation bonds.
         Five cities issued water and sewer general obliga-
         tion bonds.
         Six cities issued water and sewer revenue bonds.

    (b)  County Sanitary District

         One county sanitary district issued general obli-
         gation bonds.

2.  Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - revenues of the water and sewer
         systems.

3.  Purpose of bonds

    One issue was for sewage collection and another for sew-
    age treatment.  The rest made no distinction between
    sewage collection and sewage treatment.

4.  Debt limitation

    4% of value of assessed property without election.
    10% of value of assessed property with election.
    15% of value of assessed property with election if  for
    sewer system owned by municipality.

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                                                   152.

                    STATE  OF  ARKANSAS


1.   Nature  of body issuing sewer bonds

    (a)   Cities

         Nine cities issued sewer revenue bonds.
         Five cities issued water and  sewer revenue bonds.

    (b)   Sewer District

         One sewer district issued assessment general  obli-
         gation  bonds.

2.   Security pledged

    (a)   General obligation bonds - taxing power  of  issuing
         body.

    (b)   Revenue bonds  - revenues of sewer or water  system.

3.   Purpose of bonds

    No distinction made between sewage collection and  sewage
    treatment.

4.   Debt limitation

    Arkansas limits local government debt through a  tax rate
    limit which  is $5 for $1,000 of assessed property  value.

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                                                   153.

                   STATE OF CALIFORNIA

1-  Nature of body issuing sewer bonds

    (a)   Cities

         Fifty-four cities issued general obligation  bonds.
         Fourteen cities issued sewer revenue bonds.

    (b)   Districts

         1.   County Water Districts

             Seven county water districts issued general
             obligation bonds.
             One county water district issued sewer revenue
             bonds.

         2.   County Sanitation Districts

             Fifty-one county sanitation districts issued
             general obligation bonds.
             One county sanitation district issued sewer
             revenue bonds.

         3.   Municipal Utility Districts

             Two municipal utility districts issued sewer
             general obligation bonds.

         4.   Community Service Districts

             Two community service districts issued sewer
             general obligation bonds.
             One community service district issued sewer
             revenue bonds.

         5.   Municipal Improvement District

             One municipal improvement district issued  sewer
             general obligation bonds.

         6.   Municipal Sewer Districts

             Two municipal sewer districts issued sewer
             general obligation bonds.

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                                                   154.
2.   Security pledged

    (a)   General obligation bonds  - taxing  power  of  issuing
         body.

    (b)   Revenue bonds  - revenues  of sewer  system.

3.   Purpose  of  bonds

    Six  issues  were  for sewage treatment.   The  remaining
    issues make no distinction between sewage treatment  and
    sewage collection.

4.   Debt limitation

    No municipality shall incur any indebtedness  which exceeds
    the  income  and revenues provided for such year without
    the  assent  of 2/3 of the qualified electors  thereof.

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                                                   155

                    STATE OF COLORADO
1-  Nature of body issuing sewer bonds

     (a)  Cities

         Five cities issued general obligation bonds.
         Thirteen cities issued sewer revenue bonds.

     (b)  Districts

         Two sanitation districts issued general obligation
         bonds.
         The Denver Sewage Disposal District issued general
         obligation bonds.

2.  Security pledged

     (a)  General obligation bonds - taxing power of issuing
         body.

     (b)  Revenue bonds - secured by pledge of net revenues
         of the system or district.

3.  Purpose of bonds

    Three issues were for sewage treatment.  The rest made no
    distinction between sewage collection and sewage treatment

4.  Debt limitation

    Cities or towns - 3% of assessed valuation,  with election.

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                                                   156.

                   STATE OF CONNECTICUT

1.   Nature of body issuing sewer bonds

    (a)   Municipalities (cities or towns)

         Forty-nine municipalities issued general  obligation
         bonds.
         One municipality issued sewer revenue bonds.

    (b)   Hartford County Metropolitan District issued  general
         obligation bonds.

2.   Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of sewer system.

3.   Purpose bonds

    Nine issues  designated for sewage treatment.  The  rest
    made no distinction between sewage collection  and  sewage
    treatment.

4.   Debt limitation

    2 1/4 times  annual receipts from taxation averaged for
    last three preceding years.
    3 3/4 times  annual receipts from taxation averaged for
    last three preceding years if indebtedness is  for  sewer
    purposes and if approved by state tax commissioner.

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                                                   157.

                    STATE OF DELAWARE


1.  Nature of body issuing sewer bonds

    (a)  Cities

         Three cities issued general obligation bonds.
         One city issued sewer and water general obliga-
         tion bonds.

    (b)  Counties

         One county issued general obligation bonds.

2.  Security pledged

    General obligation bonds - taxing power of issuing  body.

3.  Purpose of bonds

    One issue was for sewage treatment.  The others made no
    distinction between sewage treatment and sewage collec-
    tion.

4.  Debt limitation

    None.

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                                                  158.

                    STATE  OF FLORIDA


1.   Nature  of  body issuing sewer bonds

    (a)   Cities

         Fourteen cities  issued general  obligation bonds.
         Twenty-three  cities issued sewer  revenue  bonds.
         Thirty-eight  cities issued water  and sewer  revenue
         bonds.

    (b)   Counties

         Two counties  issued water and  sewer  revenue bonds.

    (c)   Sanitary Districts

         Four  sanitary districts issued  sewer revenue bonds.

2.   Security pledged

    (a)   General  obligation bonds - taxing power of  issuing
         body  and additionally, in some  cases,  by  cigarette
         taxes.

    (b)   Revenue  bonds -  revenues of various  systems and
         additionally,  in  some cases, by cigarette and  utili-
         ty taxes.

3.   Purpose of bonds

    Two  issues were for sewage treatment.   The rest  make no
    distinction between sewage treatment and  sewage  collection,

4.   Debt limitation

    (a)   Non-chartered cities and towns  -  10% of assessed
         valuation.

    (b)   Chartered cities  - debt may not exceed levy assessed
         against  property  to be improved.

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                                                   159,

                    STATE OF GEORGIA
1.  Nature of body issuing sewer bonds

    (a)  Cities

         Thirteen cities issued sewer general obligation
         bonds.
         Three cities issued water and sewer general obliga-
         tion bonds.
         Thirty-one cities issued water and sewer revenue
         bonds.

    (b)  Counties

         Three counties issued general obligation bonds.
         Three counties issued water and sewer revenue bonds.

    (c)  County Water Authority

         One county water authority issued sewer revenue
         bonds.

2 .  Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - revenues of various systems.

3.  Purpose of bonds

    Three issues designated for sewage treatment.  The others
    made no distinction between sewage collection and sewage
    treatment.

4.  Debt limitation

    Municipalities and counties - 7% of assessed value of
    taxable property.

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                                                  160.

                     STATE  OF  HAWAII


1.   Nature  of body issuing  sewer  bonds

    One  city issued general obligation bonds.

2.   Security pledged

    Taxing  power of the  city.

3.   Purpose of  bonds

    No distinction made  between sewage collection  and  sewage
    treatment.

4.   Debt limitation

    10%  of  assessed valuation  of  property.

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                                                   161.

                     STATE OF IDAHO


1.  Nature of body issuing sewer bonds

    (a)  Cities

         Two cities issued general obligation bonds.
         One city issued sewer revenue bonds.
         Three cities water and sewer revenue bonds.

    (b)  Sewer District

         One sewer district issued general obligation bonds.

2.  Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - revenues of various systems.

3.  Purpose of bonds

    One issue was for sewage treatment.  The other issues made
    no distinction between sewage treatment and sewage collec-
    tion.

4.  Debt limitation

    Cities - 10% of value of assessed property therein.

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                                                   162.

                    STATE OF ILLINOIS


1-   Nature of body issuing sewer bonds

    (a)   Cities

         Twenty-one cities issued general obligation bonds.
         Twenty-one cities issued sewer revenue bonds.
         Thirty-six cities issued water and sewer revenue
         bonds.

    (b)   Sanitary Districts

         Fifteen sanitary districts issued general obliga-
         tion bonds.
         Two sanitary districts issued sewer revenue bonds.

2.   S e c u r i ty pledge6.

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of various systems.

3.   Purpose of bonds

    Four issues for sewage treatment.  The other issues  made
    no distinction between sewage collection and sewage  treat-
    ment.

4.   Debt limitation

    Municipalities and counties - 5% of value of taxable pro-
    perty therein.
    2  1/2% of value of taxable property therein if munici-
    pality has less than 300,000 population, but not applicable
    if indebtedness is for sewer system.

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                                                   163.

                    STATE OF INDIANA


1.  Nature of body issuing sewer bonds

    (a)  Cities

         Five cities issued general obligation bonds.
         Forty-six cities issued sewer revenue bonds.

    (b)  Sanitary Districts

         Five sanitary districts issued general obligation
         bonds .

2 .  Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - revenues of sewer system.

3.  Purpose of
    Two issues were for sewage treatment .  The other issues
    made no distinction between sewage collection and sewage
    treatment.

4.  Debt limitation

    Municipalities - 2% of value of taxable property.

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                                                   164


                      STATE OF IOWA
1-  Nature of body issuing sewer bonds

    Twenty-five cities issued general obligation bonds.
    Seventeen cities issued sewer revenue bonds.

2.  Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of sewer system.

3.  Purpose of bonds

    One  issue was for sewage treatment.  The other  issues
    made no distinction between sewage collection and sew-
    age  treatment.

4.  Debt limitation

    5% of actual property value within municipalities and
    counties.

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                                                   165

                     STATE OF KANSAS
1.   Nature of body issuing sewer bonds

    (a)   Cities

         Twenty-four cities issued general obligation bonds.
         Nine cities issued sewer revenue bonds.
         Two cities issued water and sewer revenue bonds.

    (b)   Sewer Districts

         Three sewer districts issued general obligation
         bonds.

2.   Security pledged

    (a)   General obligation bonds - taxing power  of issuing
         body.

    (b)   Revenue bonds - revenues of sewer system and in some
         cases revenues of both water and sewer system.

3.   Purpose of bonds

    Thirteen issues were for sewage treatment. The other
    issues made no distinction between sewage collection and
    sewage treatment.

4.   Debt limitation

    (a)   Counties - 1% of property assessed for taxation.

    (b)   Cities - less than 60,000 population - 15% of
                  property assessed for taxation; 25% of
                  property assessed for taxation  if indebted-
                  ness is for sewers

                  60,000 to 120,000 population -  2% of pro-
                  perty assessed for taxation; 15% of pro-
                  perty assessed for taxation if  indebtedness
                  is for utilities.

                  over 120,000 population - 8% of property
                  assessed for taxation; 17% of property
                  assessed for taxation if indebtedness is
                  for utilities.

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                                                   166.

                    STATE OF KENTUCKY

1.  Nature of body issuing sewer bonds

    (a)   Cities

         Five cities issued general obligation bonds.
         Eleven cities issued sewer revenue bonds.
         Twenty-five cities issued water and sewer  revenue
         bonds.

    (b)   Sanitation Districts

         Three sanitation districts issued sewer revenue
         bonds.

2.  Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of designated systems.

3.  Purpose of bonds

    Two issues were for sewage treatment.  The other issues
    made no distinction between sewage treatment and sewage
    collection.

4.  Debt limitation

    (a)   Cities

         1st class, 2nd class and 3rd class with more than
         15,000 population - 10% of value of assessed proper-
         ty therein.

         3rd class with less than 15,000 population and 4th
         class - 5% of value of assessed property therein.

         5th class and 6th class - 3% of value of assessed
         property therein.

    (b)   Counties

         2% of value of assessed property therein.

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                                                   167.

                   STATE OF LOUISIANA
1.  Nature of body issuing sewer bonds

    (a)   Cities

         Twenty-seven cities issued general obligation bonds.
         Seven cities issued water and sewer revenue bonds.
         One city issued gas and sewer revenue bonds.

    (b)   Sewage Districts

         Thirteen sewage districts issued general obligation
         bonds.
         Three sewage districts issued sewer revenue bonds.

2.  Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of appropriate utility
         systems.

3.  Purpose of bonds

    Two issues were for sewage treatment.  The other issues
    made no distinction between sewage collection and sewage
    treatment.

4.  Debt limitation

    Municipalities - 10% of assessed valuation of taxable
    property.

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                                                  168.

                     STATE  OF MAINE


1.   Nature of body issuing  sewer bonds

    (a)   Cities

         Four cities  issued general  obligation bonds.

    (b)   Sewer Districts

         Three sewer  districts issued general  obligation bonds,

2.   Security pledged

    Taxing power of issuing body.

3 .   Purpose of bonds

    No distinction made between sewage treatment and  sewage
    collection.

4.   Debt limitation

    7.5% of assessed  valuation.

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                                                   169,

                    STATE OF MARYLAND


1.  Nature of body issuing sewer bonds

    (a)  Cities

         Ten cities issued general obligation bonds.

    (b)  Sanitary District

         Seven sanitary districts issued general obligation
         bonds.

2.  Security pledged

    (a)  Municipal general obligation bonds - taxing  power of
         issuing body.

    (b)  Sanitary district general obligation bonds - bonds
         are guaranteed as to both principal and interest
         by the county commissioners wherein the districts
         lie.  They are payable from charges against  the
         property in the districts benefited and by taxes on
         assessable property in the district, if necessary.

3.  Purpose of bonds

    Three issues designated for sewage disposal.  All the rest
    made no distinction between sewage collection and sewage
    treatment.

4.  Debt limitation

    None.

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                                                   170.

              COMMONWEALTH OF MASSACHUSETTS


1.   Nature of body issuing sewer bonds

    (a)   Cities

         Forty-three cities issued general obligation bonds.

    (b)   Sewer Districts

         Two sewer districts issued general  obligation bonds.

2.   Security pledged

    Taxing power of issuing body.

3.   Purpose of bonds

    Five issues designated for sewage disposal.   The other
    issues made no distinction between sewage collection and
    sewage treatment.

4.   Debt limitation

    (a)   Cities

         2 1/2% of the average of assessed valuation of  taxa-
         ble property for the three preceding years.  5% with
         approval of emergency finance board.

    (b)   Towns.

         5% of the average of assessed valuation of taxable
         property for the three preceding years. 10% with
         approval of emergency finance board.

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                                                   171

                    STATE OF MICHIGAN
1.  Nature of body issuing sewer bonds

    Sixty-nine cities and counties issued general obligation
    bonds.

    Twenty-five cities and counties issued sewer revenue  bonds.

2.  Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - revenues of sewer system.

3.  Purpose of bonds

    Fifty-one issues designated for sewage treatment.   The other
    issues made no distinction between sewage treatment and
    sewage collection.

4.  Debt limitation

    Cities and counties - 10% of value of assessed property
    therein.

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                                                   172.

                   STATE OF MINNESOTA
1-   Nature of body issuing sewer bonds

    (a)   Cities

         Fifty-one cities issued general obligation bonds.
         Five cities issued sewer revenue bonds.

    (b)   Sanitary District

         One sanitary district issued general obligation
         bonds.

2 .   Security pledged

    (a)   General obligation bonds of municipalities - taxing
         power of municipality issuing the bonds.

    (b)   General obligation bonds of the sanitary district  -
         net revenues of sanitary sewer system and, in case
         of insufficient revenues,  the full faith,  credit and
         taxing powers of district without limitation as to
         rate or amount.

3.   Purpose of bonds

    Nineteen issues designated for sewage disposal.  The
    remaining issues make no distinction between sewage treat-
    ment and sewage collection.

4.   Debt limitation

    10% of assessed property valuation within municipality
    if allowed by municipal charter, 5% otherwise.

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                                                   173.

                  STATE OF MISSISSIPPI
1.   Nature of body issuing sewer bonds

    Six cities issued general obligation bonds.
    Seventeen cities issued water and sewer revenue  bonds.

2.   Security pledged

    (a)  General obligation bonds - taxing power of  munici-
         pality.

    (b)  Revenue bonds - revenues of the water and sewer
         system.

3.   Purpose of bonds

    No distinction made between sewage collection and sewage
    treatment.

4.   Debt limitation

    15% of assessed valuation.

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                                                   174.

                    STATE OF MISSOURI


1.   Nat.ure of body issuing sewer bonds

    (a)   Cities

         Twenty-one cities issued general obligation bonds.
         Seventeen cities issued revenue bonds.

    (b)   The Metropolitan St. Louis Sewer District issued
         general obligation bonds.

2.   Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of sewer system and in
         some cases revenues of both water and sewer system.

3.   Purpose of bonds

    No distinction made between sewage collection and sewage
    treatment.

4.   Debt limitation

    5% of value of taxable property in municipality.

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                                                   175

                    STATE OF MONTANA
1.  Nature of body issuing sewer bonds

    Three cities issued general obligation bonds.
    Three cities issued sewer revenue bonds.

2.  Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of sewer system.

3.  Purpose of bonds

    Two issues designated for sewage disposal.   Two issues
    designated for sewage treatment.  The otherissues did
    not distinguish between sewage treatment  and sewage
    collection.

4.  Debt limitation

    According to Constitution the municipal debt limitation
    is 5% of the value of taxable property in the municipality,
    However, this limit may be extended by the Legislature by
    authorizing municipal corporations to submit the question
    to the taxpayers affected when such increase is necessary
    to construct a sewage system.

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                                                   176.

                    STATE OF NEBRASKA
1.   Nature of body issuing sewer bonds

    One city issued general obligation  bonds.
    Nine cities issued sewer revenue bonds.

2.   Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - revenues of sewer system.

3.   Purpose of bonds

    No distinction made between sewage  collection and sewage
    treatment.

4.   Debt limitation

    (a)  Counties - 10% of value of assessed property therein.

    (b)  Cities over 200,000 population - 5% of value of
         assessed property therein.

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                                                   177.

                     STATE OF NEVADA


1.  Nature of body issuing sewer bonds

    (a)  Cities

         Six cities issued general obligation bonds.

    (b)  Sanitary Districts

         Two sanitary districts issued general obligation
         bonds.

2 .  Security pledged

    Taxing power of issuing body.

3.  Purpose of bonds

    Sewer bonds - no distinction made between sewage  collec-
    tion and sewage treatment.

4.  Debt limitation

    City bond debt may not exceed 30% of assessed valuation,

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                                                   178.

                  STATE OF NEW HAMPSHIRE
1.  Nature of body issuing sewer bonds

    Three cities issued general obligation bonds.
    Twelve cities issued state guaranteed sewer bonds.

2.  Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   State guaranteed sewer bonds - unconditionally
         guaranteed as to principal and interest by the state,

3.  Purpose of bonds

    No distinction made between sewage collection and sewage
    treatment.

4.  Debt limitation

    (a)   Cities - 1.75% of last assessed valuation.  Indebted-
         ness for sewage systems not limited.

    (b)   Counties - 2% of last assessed valuation.  Indebted-
         ness for sewage systems not limited.

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                                                    179.

                   STATE OF NEW JERSEY

1.  Nature of body issuing sewer bonds

    (a)  Cities

         Sixty-four cities issued general obligation bonds.
         One city issued sewer revenue bonds.

    (b)  Sewer District Authorities

         Twenty-nine sewer district authorities issued
         sewer revenue bonds.

2.  Security pledged

    (a)  General obligation bonds - taxing power of issuing
         body.

    (b)  Revenue bonds - payable from and secured by sewer
         system revenues.  In some cases revenue bonds are
         additionally secured by guarantees of municipalities
         served.

3.  Purpose of bonds

    Twenty-two issues were for sewage treatment.  The other
    issues do not distinguish between sewage treatment and
    sewage collection.

4.  Debt limitation

    (a)  Counties

         2% of average valuation of taxable real estate for
         last three preceding years.

    (b)  Municipalities

         3 1/2% of average valuation of taxable real estate
         for last three preceding years.

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                                                   180,

                   STATE OF NEW MEXICO
1.   Nature of body issuing sewer bonds

    Eleven cities issued general obligation sewer bonds.
    Twelve cities issued sewer revenue bonds.

2.   Security pledged

    (a)   General obligation bonds - taxing power of issuing
         body.

    (b)   Revenue bonds - revenues of the sewer system.

3.   Purpose of bonds

    Sewer bonds - no distinction made between sewage collec-
    tion and sewage treatment.

4.   Debt limitation

    4% of assessed valuation, but no limitation if sewer
    bonds.

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                                                   181.

                      STATE OF OHIO


1.   Nature of body issuing sewer bonds

     (a)  Cities

          Eighty-six cities issued general obligation bonds.
          Thirty-five cities issued sewer revenue bonds.

     (b)  Counties

          Sixteen counties issued general obligation bonds.
          Five counties issued revenue bonds.

     (c)  Sanitary Districts

          One county sanitary sewer district issued sewer
             revenue bonds.
          One county sanitary sewer district issued general
             obligation bonds.

     (d)  Sewer Authority

          One sewer authority issued revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - payable solely from and secured by
          a first lien on and pledge of the net revenues of
          the sewer system and,  in some issues, by a first
          mortgage on sewer system.

3.   Purpose of bonds

     Twelve issues designated for sewer treatment plants.
     Three issues designated for sewer collection.  The remaining
        issues made no distinction between sewage treatment and
        sewage collection.

4.   Debt limitation

     (a)  Cities

          1 1/2% of property in city listed and assessed for
             taxation if no election.

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                                              182.

                 STATE OF  OHIO
                  (continued)

     7% of property in city listed and assessed  for
        taxation  if approved by electors.
(b)   Counties
     3% of first $100,000,000 assessed valuation;  1  1/2%
        of valuation in excess of $100,000,000  but not
        in excess of $300,000,000;  2 1/2% of the tax list
        valuation in excess of $300,000,000.

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                                                   183.

                    STATE OF OKLAHOMA


1.   Nature of body issuing sewer bonds

     Twenty-nine cities issued general obligation bonds.

2.   Security pledged

     Taxing power of issuing body.

3.   Purpose of bonds

     Eight issues designated for sewage disposal plants.
     All the rest made no distinction between sewage treat-
     ment and sewage collection.

4.   Debt limitation

     5% of municipal assessed valuation, with election.

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                                                   184.

                  STATE OF NORTH DAKOTA
1.    Nature of body issuing sewer bonds

     Three cities issued general obligation bonds.
     Six cities issued sewer revenue bonds.

2.    Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - payable solely from and secured by
          a first lien on and pledge of the net revenues of
          the waterworks and sewer system.

3.    Purpose of bonds

     No distinction made between sewage treatment and sewage
     collection.

4.    Debt limitation

     5% of assessed property valuation in cities without
        election.
     8% of assessed property valuation in cities with
        election.

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                                                   185.

                 STATE OF NORTH CAROLINA


1.   Nature of body issuing sewer bonds

     (a)   Cities

          Fifty cities issued general obligation bonds.

     (b)   Sanitary Districts

          Four sanitary districts have been created by reso-
          lution and they issued general obligation bonds.

2.   Security pledged

     General obligation bonds - taxing power of issuing body.

3.   Purpose of bonds

     No distinction made between sewage collection and sewage
     treatment.

4.   Debt limitation

     10% of assessed valuation of municipality, but this does
     not apply to sewer bond debt.

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                                                   186.

                    STATE OF NEW YORK
1.    Nature of body issuing sewer bonds

     (a)   Cities and counties

          Eighty cities and counties issued general obli-
          gation bonds.

     (b)   Bronx Valley Sanitary Sewer District issued general
          obligation bonds.

     (c)   Buffalo Sewer Authority issued general obligation
          bonds.

2.    Security pledged

     (a)   General obligation bonds - taxing power of issuing
          body.

     (b)   Bronx Valley Sanitary Sewer District bonds are
          direct obligations of Westchester County.  The
          bonds are obligations of the county payable solely
          out of special taxes levied against property within
          Bronx Valley Sanitary Sewer District.
                                                          /
     (c)   Buffalo Sewer Authority general obligation bonds
          are secured by sewer and water taxes levied by the
          City of Buffalo.

3.    Purpose of bonds

     No distinction made between sewage collection and sewage
     treatment.

4.    Debt limitation

     (a)   Counties

          Nassau County -  10% of average full valuation.
          Any other county - 7% of average  full valuation.

     (b)   Municipalities

          City  of New  York - 10% of  average full valuation.
          Other cities having more than 125,000 inhabitants -
          9% of average full valuation.
          Towns or  villages  - 7% of  average full valuation.

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                                                   187,

                     STATE OF OREGON
1.   Nature of body issuing sewer bonds

     (a)  Cities

          Seventeen cities issued general obligation bonds.
          One city issued sewer revenue bonds.
          Two cities issued combination general obligation
             and revenue bonds.

     (b)  Sanitary Districts

          Five sanitary districts have been organized as
          municipal corporations and they issued general
          obligation bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - revenues of sewer system.

     (c)  General obligation and revenue bonds - payable from
          net revenues of sewer system and then from ad
          valorem taxes as necessary.

3.   Purpose of bonds

     Two issues for sewage treatment, five issues for sewage
     disposal.  All the remaining issues make no distinction
     between sewage treatment and sewage collection.

4.   Debt limitation

     The amount of. any sewer self-liquidating bonds  shall not
     be within any limitation of indebtedness fixed  by law
     or charter, but shall be in addition thereto.  However,
     the aggregate thereof shall not exceed 15% of the latest
     assessed valuation of the issuing city.

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                                                   188.

              COMMONWEALTH OF PENNSYLVANIA


1.    Nature of body issuing sewer bonds

     (a)   Cities

          Sixteen cities issued general obligation bonds.

     (b)   Sanitary Authorities

          One hundred thirty-five sanitary authorities have
          been created by municipalities.  These authorities
          issue both revenue and assessment bonds.

2.    Security pledged

     (a)   General obligation bonds - taxing power of issuing
          body.

     (b)   Revenue bonds - payable solely from rentals derived
          from the lease of the sewer system to the munici-
          pality.  Some issues are secured directly by the
          revenues of the sewer system.

3.    Purpose of bonds

     Sewage treatment is the purpose of eleven issues.  All
     the remaining issues make no distinction between sewage
     treatment and sewage collection.

4.    Debt limitation

     1% of assessed value of property in city with voter approval
     or 2% without voter approval.

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                                                   189.




               COMMONWEALTH OF PUERTO RICO






     The Puerto Rico Aqueduct and Sewer Authority,  an instru-




mentality of the Government of Puerto Rico, owns,  operates




and is further developing a complete sewer system for Puerto




Rico.  It has issued revenue bonds secured by water and sewer




revenues.

-------
                                                    190.

                  STATE OF RHODE ISLAND


1.   Nature of body issuing sewer bonds

     (a)  Cities

          Fourteen cities issued general obligation bonds.

     (b)  Sanitary District

          One sanitary district has been created by a muni-
          cipality and it issues general obligation bonds.

2.   Security pledged

     Taxing power of issuing body.

3.   Purpose of bonds

     One issue for sewage disposal, one for sewer and
     pollution abatement.  The rest of the issues make no
     distinction between sewage collection and sewage treat-
     ment.

4.   Debt limitation

     3% of taxable property in city or town.

-------
                                                   191.

                 STATE OF SOUTH CAROLINA


1.    Nature of body issuing sewer bonds

     (a)   Cities

          Six cities issued general obligation bonds.
          Three cities issued sewer revenue bonds.
          Eight cities issued water and sewer revenue  bonds.
          Six cities issued combined public utility revenue
             bonds.

     (b)   Sewer Districts

          Six sewer districts issued general obligation bonds.

2.    Security pledged

     (a)   General obligation bonds of the sewer districts -
          taxing power of the counties in which the districts
          lie.

     (b)   General obligation bonds of the cities -  taxing power
          of the cities.

3.    Purpose of bonds

     Two issues designated for sewage disposal.  All the rest
     made no distinction between sewage treatment and sewage
     collection.

4.    Debt limitation

     6% of assessed valuation of taxable property in the cities,

-------
                                                   192.

                  STATE OF SOUTH DAKOTA


1.   Nature of body issuing sewer bonds

     Two cities issued sewer general obligation bonds.
     Pour cities issued water and sewer general obligation
        bonds.
     One city issued water and sewer revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing body.

     (b)  Revenue bonds - revenues of utility systems.

3.   Purpose of bonds

     Two issues were for sewage treatment.  The other issues make
     no distinction between sewage treatment and sewage collection.

4.   Debt limitation

     Counties, cities and towns - 5% of assessed value of taxable
     property therein.

-------
                                                    193.

                   STATE OF TENNESSEE


1.   Nature of body issuing sewer bonds

     (a)  Cities and towns

          Fourteen cities and towns issued sewer general obli-
             gation bonds.
          Three cities and towns issued water and sewer general
             obligation bonds.
          Seven cities and towns issued sewer revenue bonds.
          Nine cities and towns issued water and sewer revenue
             bonds.
          Twenty-four cities and towns issued sewer revenue
             and tax bonds.

     (b)  The Metropolitan Government of Nashville and Davidson
          County issued sewer revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing body.

     (b)  Revenue bonds - revenues of various systems.

     (c)  Revenue and tax bonds - revenues of sewer system
          and unlimited tax, if necessary.

3.   Purpose of bonds

     Two issues designated for sewage treatment.  The other issues
     made no distinction between sewage collection and sewage
     treatment.

4.   Debt limitation

     (a)  Cities and towns - 10% of value of assessed property.

     (b)  Cities of less than 290,000 population - 15% of value
          of assessed property.

-------
                                                   194.

                     STATE OF TEXAS


1.   Nature of body issuing sewer bonds

     Thirty-five cities issued sewer general obligation bonds.
     Thirty-three cities issued water and sewer general obli-
        gation bonds.
     Twelve cities issued sewer revenue bonds.
     Eighty-two cities issued water and sewer revenue bonds.
     Four cities issued electric, water and sewer revenue bonds.
     Two cities issued gas and sewer revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing body.

     (b)  Revenue bonds - revenues of the various systems.

3.   Purpose of bonds

     Five issues were for sewage treatment.  The other issues
     made no distinction between sewage treatment and sewage
     collection.

4.   Debt limitation

     Texas uses a tax rate limitation to limit local debt.

     (a)  Cities over 5,000 population - no tax for any year
          shall exceed 2 1/2% of the taxable property therein.

     (b)  Cities under 5,000 population - no tax for any year
          shall exceed 1 1/2% of the taxable property therein.

-------
                                                   195.


                      STATE OF UTAH


1.    Nature of body issuing sewer bonds

     (a)  Cities

          Two cities issued sewer general obligation bonds.
          One city issued water and sewer general obligation
             bonds.
          Two cities issued sewer revenue bonds.
          Two cities issued water and sewer revenue bonds.

     (b)  Sewer Improvement Districts

          Two improvement districts issued sewer general
             obligation bonds.
          One improvement district issued water and sewer
             general obligation bonds.

     (c)  Sanitary Districts

          Three sanitary districts issued general obligation
             bonds.
          Four sanitary districts issued sewer revenue bonds.

2.    Security_ pj._edqed

     (a)  General obligation bonds - taxing power of issuing body

     (b)  Revenue bonds - revenues of respective systems.

3.    Purpose of bonds

     One issue for sewage treatment.  The other issues made no
     distinction between sewage treatment and sewage collection.

4.    Debt limitation

     (a)  Municipalities - 4% of taxable property.

     (b)  Counties - 2% of taxable property.

-------
                                                   196.

                    STATE OF VERMONT


1.   Nature of body issuing sewer bonds

     Four cities issued general obligation bonds.

2.   Security pledged

     General obligation bonds - taxing power of issuing body.

3.   Purpose of bonds

     Four issues were for sewage treatment purposes.

4.   Debt limitation

     A municipal corporation may not incur any indebtedness
     which, with its previously contracted indebtedness,
     shall exceed ten times the amount of the last grand list
     of such municipal corporation.

-------
                                                    197.
                    STATE OF VIRGINIA


1.   Nature of body issuing sewer bonds

     (a)  Cities

          Nineteen cities issued sewer general obligation bonds
          Eleven cities issued water and sewer general obli-
             gation bonds.
          Five cities issued sewer revenue bonds.
          Two cities issued water and sewer revenue bonds.

     (b)  Counties

          Three counties issued sewer general obligation bonds.
          Two counties issued water and sewer general obli-
             gation bonds.

     (c)  Sanitary Districts

          Five sanitary districts issued sewer general obli-
             gation bonds.
          Two sanitary districts issued water and sewer general
             obligation bonds.

     (d)  Sanitation Authority

          One sanitation authority issued sewer revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - revenues of various systems.

3.   Purpose of bonds

     Ten issues were for sewage treatment.   The other issues
     made no distinction between sewage treatment and sewage
     collection.

4.   Debt limitation

     Cities and counties - 18% of value of assesses property.

-------
                                                   198.

                   STATE OF WASHINGTON


1.   Nature of body issuing sewer bonds

     (a)  Cities

          Five cities issued general obligation bonds.
          Four cities issued sewer revenue bonds.
          Nineteen cities issued water and sewer revenue
             bonds.

     (b)  Sewer Districts

          Seven sewer districts issued sewer revenue bonds.

     (c)  Seattle Sewage System issued revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - revenues of utility systems.

3.   Purpose of bonds

     No distinction made between sewage collection and sewage
     treatment.

4.   Debt limitation

     Counties and municipalities - 1 1/2% of taxable property
     without election.  5% of taxable property with election.

-------
                                                   199.

                 STATE OF WEST VIRGINIA
1.    Nature of body issuing sewer bonds

     Two cities issued general obligation bonds.
     Nine cities issued sewer revenue bonds.
     Eight cities issued water and sewer revenue  bonds.

2.    Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - revenues of sewer system and in some
          cases revenues of both water and sewer  system.

3.    Purpose of bonds

     Designated only as sewer bonds, no distinction made
     between sewage collection and sewage treatment.

4.    Debt limit.ati.Qn

     Counties and cities - 5% of value of taxable property.

-------
                                                   200.

                   STATE OP WISCONSIN


1.   Nature of body issuing sewer bonds

     (a)   Cities

          Nineteen cities issued general obligation bonds.
          Seven cities issued revenue bonds.

     (b)   Sewerage Districts

          Three sewerage districts issued general obligation
          bonds.

2.   Security pledged

     (a)   General obligation bonds - taxing power of issuing
          body.

     (b)   Revenue bonds - revenues of sewer system.

3.   Purpose of bonds

     Three issues were for sewage treatment.   The others made
     no distinction between sewage treatment and sewage
     collection.

4.   Debt limitation

     5% of full property valuation.

-------
                                                   201.

                    STATE OF WYOMING
1.   Nature of body issuing sewer bonds

     Three cities issued general obligation bonds.
     One city issued sewer revenue bonds.
     One city issued water and sewer revenue bonds.

2.   Security pledged

     (a)  General obligation bonds - taxing power of issuing
          body.

     (b)  Revenue bonds - revenues of utility system.

3.   Purpose of bonds

     No distinction made between sewage collection and sewage
     treatment.

4.   Debt limitation

     Municipalities and counties -

     2% of assessed value of property.
     6% of assessed value of property if indebtedness  for
        sewer purposes.

-------
APPENDIX IV—TABLES
         202.

-------
 PAGE NOT
AVAILABLE
DIGITALLY

-------
             Table ^'.  Required Capital Outlays^/ for Municipal Waste Treatment Plants,
                      by Function and Size of Community for Individual States,
                                       5-Year Period, 1969-73

                                    (in million current dollars)
       State and
       Function
             Size of community
                    Less than
                      5,000
5,000-
9,999
10,000-
24,999
25,000-
99,999
100,000
and over
Unknown
Total
Alabama
  Upgrading^/	    7.4
  Unmet needs—/....   16.8
  Pop. increase£/..    4.1
    Total	   28.3

Alaska
  Upgrading
  Unmet needs	    0.9
  Pop. increase.
    Total	    0.9

Arizona
  Upgrading	    4.0
  Unmet needs.
  Pop. increase....    0.4
    Total	    4.4

Arkansas
  Upg rad ing	    8.7
  Unmet needs..,
  Pop. increase.
    Total	    8.7
 1.6
 5.2
 0.0
 6.8
 2.7
 0.3
 3.0
 0.7
 0.7
 1.9

 0.1
 2.0
  6.9
  6.9
  1.1
  0.3
  0.1
  1.5
  4.1
  4.1
  0.6

  3.2
  3.8
  2.6
 11.8
 10.2
 24.6
  4.1
  1.8
  5.9
  4.9
  4.5
  9.4
  17.1
   8.0
   3.3
  28.4
                                      0.2
   0.2
              28.3
              14.8
              43.1
   2.3

   0.2
   2.5
  0.8
  0.8
  1.2
  1.2
 35.6
 41.8
 18.4
 95.8
              1.3
              8.0
              2.2
             11.5
                          4.7
                         28.3
                         19.3
                         52.3
 13.5
  4.9
  9.2
 27.6
                                                                                                    NO
                                                                                                    o
                                                                                                    CO
                                                                                Continued—

-------
             Table  27.   Required Capital Outlays^/ for Municipal Waste Treatment Plants,
                       by Function and Size of Community for Individual States,
                                       5-Year Period,  1969-73
                                    (in million current dollars)
                                             —Continued
                                                                                               (2)
    State and
    Function
                                             Size of community
Less than
 5,000
5,000-
9,999
10,000-
24,999
25,000-
99,999
100,00
and over
                                                                                 Unknown
  Total
California
  Upgrading	    22.1
  Unmet needs	   269.0
  Pop. increase.•••    10.1
    Total	   301.2

Colorado
  Upgrading	     4.0
  Unmet needs	    17.5
  Pop. increase....     0.1
    Total	    21.6

Connecticut
  Upgrading	     9.0
  Unmet needs	    23.5
  Pop. increase....     1.3
    Total	    33.8

Delaware
  Upgrading	     2.8
  Unmet needs	
  Pop. increase....     0.3
    Total	     3.1

District of Columbia
  Upgrading	
  Unmet needs	
  Pop. increase ....
    Total	
              1.9

              9.5
             11.4
              0.8

              1.2
              2.0
              4.7

              1.0
              5.7
              1.0
              0.5

              1.5
            45.1
             3.0
            23.8
            81.9
             0.6

             2.9
             3.5
            20.4

             8.8
            29.2
             0.5
             0.4
             0.2
             1.1
             36.9
            203.9
             89.4
            330.2
              1.8
              6.8
              8.6
              9.0
             32.0
              5.6
             46.6
              3.8
              1.3
              5.1
             385.0

              51.3
             436.3
              22.4

               1.9
              24.3
              34.1
              34.1
                          10.0
              10.0
             14.3
             14.3
              4.6
              4.6
              3.2
              3.2
  491.0
  475.9
  198.4
1,165.3
   27.8
   19.3
   17.5
   64.6
                         77.2
                         55.5
                         16.7
                        149.4
   14.3
    4.7
    5.0
   24.0
                                                                                ISJ
                                                                                O
                                                                                VD
                                                   3.0
                                                   3.0
                                                             3.0
                                                             3.0

-------
             Table 27.  Required Capital Outlays—'  for Municipal Waste Treatment Plants,
                       by Function and Size of Community for Individual States,
                                       5-Year Period,  1969-73
                                    (in million current dollars)
                                             —Continued
                                                                                                (3)
    State and
    Function
                                             Size of community
Less than
 5,000
5,000
9,999
10,000-
24,999
25,000-
99,999
100,000
and over
                                                                                 Unknown
Total
Florida
  Upgrading	    8.5
  Unmet needs	  169.2
  Pop. increase....    8.6
    Total	  186.3

Georgia
  Upgrading	   17.9
  Unmet needs	   46.5
  Pop. increase....    1.0
    Total	   65.4

Hawaii
  Upgrading	    1.8
  Unmet needs......   15.6
  Pop. increase....
    Total	   17.4

Idaho
  Upgrading	    3.1
  Unmet needs	
  Pop. increase...
    Total	    3.1

Illinois
  Upgrading	   20.6
  Unmet needs	   63.7
  Pop. increase....    4.5
    Total	   88.8
              1.8

              8.4
             10.2
              2.2
              6.5
              3.2
             11.9
              0.6
              0.6
              2.1

              1.1
              3.2
              7.5
             24.0
              2.2
             33.7
            18.0

             8.2
            26.2
             7.3

             6.6
            13.9
             0.8
             1.3
             1.7
             3.8
             6.6

             0.4
             7.0
            14.2
            24.8
            18.3
            57.3
              2.3
             38.0
             10.1
             50.4
             12.7
              1.7
             14.4
              0.8
              0.8
              3.0
              1.0
              4.0


              5.5

             15.1
             20.6
              21.5
              14.4
               8.0
              43.9
              30.4

               9.0
              39.4
               1.4
              15.8
               1.0
              18.2
               4.9

               1.0
               5.9
            35.1
            35.1
             9.1
             9.1
             3.0
             3.0
            17.1
            17.1

          Continued--
 52.1
221.6
 78.4
352.1
 57.8
 65.7
 30.6
154.1
  4.6
 32.7
  6.5
 43.8
                                     11.8
                                      3.0
                                      2.5
                                     17.3
 52.7
112.5
 58.2
223.4

-------
             Table 27.   Required Capital Outlays—/ for Municipal Waste Treatment Plants,
                       by Function and  Size of Community for Individual States,
                                       5-Year Period,  1969-73
                                    (in million current dollars)
                                             —Continued
                                                                                               (4)
    State and
    Function
                                               Size  of community
Less than
  5,000
5,000-
9,999
10,000-
24,999
25,000-
99,999
100,000
and over
                                                                                 Unknown
Total
Indiana
  Upgrading	   10.3
  Unmet needs	   45.6
  Pop. increase....    2.6
    Total	   58.5

Iowa
  Upgrading	    3.6
  Unmet needs	
  Pop. increase....    0.7
    Total	    4.3

Kansas
  Upgrading	    6.4
  Unmet needs	
  Pop. increase....    1.1
    Total	    7.5

Kentucky
  Upgrading	    4.4
  Unmet needs	   26.9
  Pop. increase....    5.4
    Total	   36.7

Louisiana
  Upgrading	    1.2
  Unmet needs.	   51.0
  Pop. increase....    3.3
    Total	   55.5
              3.2

              1.0
              4.2
              0.5

              1.3
              1.8
              0.4

              1.7
              2.1


              1.1


              1.1
              4.6
              1.0
              5.6
            22.0

             4.0
            26.0
             5.0

             0.5
             5.5
             8.5

             1.4
             9.9


            10.6

             3.3
            13.9
             2.7
            10.7
             8.2
            21.6
              6.2
              2.6

              8.8
              7.5

              2.9
             10.4
              1.7
              1.7


              2.4

              1.9
              4.3
              3.6
              3.6
               1.7
               1.9
               5.3
               8.9
               7.5

               0.5
               8.0
               0.2
               0.4
               3.2
               3.8


              24.2

               0.5
              24.7
              20.3
              26.6
               3.3
              50.2
             6.5
             6.5
             0.6
             0.6
             7.0
             7.0
             9.9
             9.9

          Continued--
 43.4
 50.1
 19.4
112.9
                        24.1

                         5.9
                        30.0
 15.5
  0.4
  9.7
 25.6
 42.7
 26.9
 18.1
 87.7
 24.2
 92.9
 29.3
146.4

-------
             Table 27.  Required Capital Outlays3./ for Municipal Waste Treatment Plants,
                       by Function and Size of Community for Individual States,
                                       5-Year Period, 1969-73
                                    (in million current dollars)
                                             —Continued
                                                                                                (5)
    State and
    Function
                                               Size of community
Less than     5,000-     10,000-     25,000-      100,000
  5,000       9,999      24,999      99,999       and over   Unknown
                                                                                             Total
Maine
  Upgrading	    3.5
  Unmet needs	    9.9
  Pop. increase....
    Total	   13.4

Maryland
  Upgrading	    4.4
  Unmet needs	   20.1
  Pop. increase....    1.7
    Total	   26.2

Massachusetts
  Upgrading	   61.2
  Unmet needs	
  Pop. increase....    0.3
    Total	   61.5
Michigan
  Upgrading	   27.3
  Unmet needs	  159.0
  Pop. increase....    4.2
    Total	  190.5
Minnesota
  Upgrading	    9.9
  Unmet needs	   22.4
  Pop. increase....    3.3
    Total	   35.6
               0.4
               8.3
               0.2
               8.9
               0.3
               3.9
               2.4
               6.6
               4.2

               0.3
               4.5


               8.2

               1.1
               9.3

               2.6
              13.5
               2.4
              18.5
 2.5
 5.9

 8.4
 2.1
25.0
 9.2
36.3
11.7

 2.4
14.1


43.1

 0.1
43.2

 5.4

 7.8
13.2
 10.1
  0.7
 10.8


  5.1

 10.4
 15.5
 92.4
  9.0
101.4


 10.4

 15.5
 25.9
  7.1
  7.1
   0.2


   0.2


   0.1


   0.1


 59.5


 59.5


157.1

  1.4
158.5

 53.3


 53.3
  0.0
21.9
21.9
 0.4
 0.4
   6.6
  34.2
   0.9
  41.7
             12.0
             49.0
             23.7
             84.7
136.6
 92.4
 12.0
241.0


246.1
159.0
 44.2
449.3

 71.2
 35.9
 21.0
128.1
                                                                               Continued--

-------
Table 27.  Required Capital Outlays—/ for Municipal Waste Treatment Plants,
          by Function and Size of Community for Individual States,
                          6-Year Period, 1969-73
                       (in million current dollars)
                                --Continued
                                                                                   (6)

state and
Function
Mississippi
Unmet neeas ......
Pop. increase,...
Total 	
Missouri
Upgrading ........
Unmet needs 	
Pop. increase
Total 	
Montana
Upgrading ........
Unmet needs ......
Pop. increase. . . .
Total 	
Nebraska

Pop. increase. . . .
Total 	
Nevada
Unmet needs 	
Pop. increase ....
Total 	


Less than
5,000
3.2

0.9
4.1
2.5
20.2
2.5
25.2
1.9

0.8
2.7
4.2

4.2
0.9

0.9


5,000-
9,999
0.3
7 6
2.4
10.3
1.0
15.4
5.6
22.0
1.5

1.5
1.6

0.8
2.4


—

Size of
10,000-
24,999

1 8
1.6
3.4
8 4
14 3
4.1
26.8
8 9

0.1
9 0
4 8

0.1
4.9

0.3
1.4
1.7

community
25,000-
99,999

10 2
2.2
12 4
2 5
76 6
4.4
83 .6
3 0
0 1
1.6
4 7


0.4
0 4


4.7
4.7


100,000
and over

7 7
3.4
11 1


—
2 T

2 3
9 0
4 6
2.5
16 1


—


Unknown


0.0


5.1
5 1


0.3
0 3


0.8
0 8


0.9
0 9


Total
3 5
97 '*
10.5
41 3
1 A A
1 2fi fi
21.7
162 7
i 7 £
0 i
2.8
20 £>
19 6
4 6
4.6
28 R
0 9
0 ^
7.0
n 2
NJ
M
Ul

-------
Table 27.  Required Capital Outlays^/ for Municipal Waste Treatment Plants,
          by Function and Size of Community for Individual States,
                          5-Year Period, 1969-73
                       (in million current dollars)
                                —Continued
                                                                                    (7)

State and
Function
New Hampshire
Unmet needs 	
Pop. increase. . . .
Total 	
New Jersey
Upgrading 	

Pop. increase....
Tota 1 	
New Mexico
Upgrading 	
Unmet needs 	
Pop increase. . . .
Total 	
New York
Upgrading 	
Unmet needs 	
Pop. increase....
Total 	
North Carolina
Upgrading. 	 	
Unmet needs 	
Pop. increase. . . .
Total 	


Less than
5,000
2. 8
0. 3
3. 1
9. 7
59. 5
69. 2
0.9
2. 9
0.1
3. 9
79. 9
218. 0
4.4
302. 3
15. 3

2. 5
17. 8


5,000-
9,999
0. 3
5. 0
1.3
6. 6
5. 4
47. 0
5.1
57. 5

—
23.1
37. 2
9.2
69. 5
1. 6

1.2
2. 8

Size of
10,000-
24,999
2. 8
2. 5
5. 3
18. 6
57. 2
22.2
98. 0

2.1
2.1
58. 9
50. 2
31.0
140. 1
0. 3

0. 5
0 8

community
25,000-
99,999
2. 2
9. 7
1.4
13. 3
26. 4
14. 6
25.2
66. 2
2. 0
0.1
2 1
44. 5
87. 2
24.0
155. 7

7. 3
3.8
11. 1


100.000
and over Unknown


0.0
124. 6

124. 6 —
1. 2
4.5 2.6
5.7 2.6
89.2
41. 3
23.6
130 5 23 6

17.0
7. 5 1-0
24 5 10


Total
8. 1
17. 5
2.7
28. 3
184. 7
178. 3
52.5
415. 5
0.9
6. 1
9.4
16. 4
295. 6
433.9
92.2
821. 7
17. 2
24. 3
16. 5
58 0
tv
i-
                                                                    Continued—

-------
Table 27.  Required Capital Outlays-^/ for Municipal Waste Treatment  Plants,
          by Function and Size of Community for Individual States,
                          5-Year Period, 1969-73
                        (in million current dollars)
                                —Continued
                                                                                   (8)

State and
Function
North Dakota
Unmet needs 	
Pop. increase....
Total. 	 	 	
Ohio
Upgrading. 	

Pop. increase. . . .
Oklahoma

Pop. increase....
Total 	
Oregon
Upgrading. .......
Unmet needs 	 	
Pop. increase. . , .
Total 	
Pennsylvania
Upgrading. 	
Unmet needs 	
Pop increase. . . . .
Total 	


Less than
5,000
2. 8

2. 8
22. 0
107. 2
4.9
134. 1
3. 2

0.1
3 3
6.4
46. 3
1.0
53. 7
14. 9
30. 0
1. 7
46. 6


5,000-
9,999

	
—
13.0
19. 3
5.5
37. 8

	
1.3
1 3
4. 1

1.9
6. 0
16. 7

1. 6
18. 3

Size of
10 , 000-
24,999


—
38. 0
6. 7
14.2
58. 9
1. 6

1.5
3 1
2. 9

4.0
6. 9
41. 7

6. 9
48. 6

community
25,000-
99,999

4. 5
0.9
5. 4
13 2
14 1
9.2
36. 5
1 7

3. 3
5 0


1.7
1 7


10 8
10 8


100,000
and over Unknown


—
47. i —

1.9 19.1
49.0 19.1
46
6. 2
4.4 0.6
i s 2 n fi
19. 5

12.0
19 "i 12 0
89 8


89. 8


Total
2. 8
4. 5
0.9
8 2
133 3
147 3
54.8
3354
ni
6 2
11.2
00 C
12 g
46 3
20. 6
QQ Q
1 6"? 1
If) 0
21 n
214 1
r>
h
                                                                    Continued--

-------
Table 27.   Required Capital Outlays-3/ for Municipal Waste Treatment  Plants,
          by Function and Size of Community for Individual States,
                          5-Year Period, 1969-73
                       (in million current dollars)
                                —Continued
                                                                                    (9)
State and
Function
Rhode Island
Upgrading 	
Unmet needs 	
Pop. increase. . . .
Total 	
South Carolina
Upgrading 	
Unmet needs 	
Pop. increase-.--
Total 	
South Dakota
Upgrading 	
Unmet needs 	
Pop. increase....
Total 	
Tennessee
Upgrading 	
Unmet needs 	
Pop. increase....
Total 	
Texas
Upgrading 	
Unmet needs ....
Pop. increase. . . .
Total 	


Less than
5,000
0 2
12. 3
12. 5
14. 0
26.2
0.1
40 3
3. 6

0.3
3 9
6 5
27.6
2.9
37 o
17. 3

6. 7
24. 0


5,000-
9,999
0 8

0. 8
1. 6

0.2
1 R
1 0

1 0
2 6
1 ?
T Q
0 9

0. 7
1 6

Size of
10,000-
24,999
1 4

1.2
2 6
5 0

0.2
c. o
0 ft

0.6
1 4
67
i 7 i
10.0
•3-3 Q


5.0
S 0

community
25,000-
99,999
•} A
c. 7
1.1
1 1 ?

10 -3
2.6
1 A Q


0.9
n Q

Q 1
0.5
9f.

fin i
16.8
If. Q


100,000
and over Unknown
AC, _

4C _


9.0
— — Q n
y . u

0. 0
c o 	
10 -3 	
2.4 3.3
9 c q o •a
n i —
") & T — —
39.1
£ C C 	


Total
in T
-LU . j
i Q n
-L 17. U
2. 3
9 n A

12.1
5 A

1.8
7O
o i n
£. J. • U
*7 *3 "3
/ J. J
19.1
1 1 t A
J.-L J . *i
1 Q T
J.O- J
Ob. 4
68- 3
1-70 n

                                                                                        NJ
                                                                    Continued—

-------
             Table 27.  Required Capital Outlays^/ for Municipal Waste Treatment Plants,
                       by Function and Size of Community for Individual States,
                                       5-Year Period, 1969-73
                                     (in million current dollars)
                                             —Continued
                                                                                                (10)
    State and
    Function
                                               Size of community
Less than
  5,000
5,000-
9,999
10,000-
24,999
25,000-
99,999
100,000
and over
                                                                                   Unknown
Total
Utah
  Upgrading	    2.6
  Unmet needs	   22.4
  Pop. increase..,
    Total	   25.0

Vermont
  Upgrading	    3.6
  Unmet needs	
  Pop. increase....
    Total	    3.6
Virginia
  Upgrading	    9.2
  Unmet needs	   50.8
  Pop. increase....
    Total	   60.0
Washington
  Upgrading	   12.3
  Unmet needs	   67.9
  Pop. increase....    2.2
    Total	   82.4
West Virginia
  Upgrading	    8.6
  Unmet needs	    5.1
  Pop. increase....    0.2
    Total	   13.9
               6.4
               1.6
               8.0
               0.4
               3.0
               1.0
               4.4


               4.2


               4.2


               3.8

               2.7
               6.5


               4.6


               4.6
             2.6
             2.6
             6.8


             6.8


            11.2

             3.8
            15.0


            18.2

             2.9
            21.1


             5.9

             0.6
             6.5
             63.9
              1.8
             65.7
              0.1
              0.1
              0.2


              3.1

              2.8
              5.9
              0.1
              0.1


              8.3
              9.7
              0.6
             18.6
               2.0
               0.1
               2.1
              42.6
               1,
              12,
              56.
               6.6
              31.3
               2.6
              40.5


               0.1


               0.1
              5.3
              5.3
              7.5
              7.5
             10.5
             10.5
              0.9
              0.9
  2.6
 94.7
 11.4
108.7
 10.8
  3.1
  1.1
 15.0


 70.3
 52.6
 26.4
149.3


 40.9
 99.2
 21.0
161.1


 27.5
 14.8
  2.3
 44.6
                                                                                 Continued--

-------
           Table 27.  Required Capital Outlays^/ for Municipal Waste  Treatment Plants.
                     by Function and Size of Community for Individual States,
                                     5-Year Period, 1969-73
                                   (in million current dollars)
                                           —Continued
                                                                                              (11)

State and
Function
Wisconsin
Upgrading 	
Unmet needs 	
Pop. increase. . .
Total 	
Wyoming
Upgrading 	
Unmet needs 	
Pop. increase. . .
Total 	
United States
Upgrading 	
Unmet needs 	
Pop. increase. . .
Total 	


Less than
5,000
16.9

0.8
17.7
0.5

0.5
508.0
1,654.3
85.1
2, 247 .4'


5,000-
9,999
1.3

4.1
5.4
0.8

0.8
138.3
211.3
84.6
434. 2

Size
10,000
24,999
11.9

3.8
15.7
3.4

0.5
3.9
493 9
221.5
236.1
951.5

of community
25,000
99,999
12.3
3 7
4.1
20. 1

0.6
0.9
1.5
208 5
813 7
327.1
1 349 3


100,000
and over
9 2

4.7
13 9


—
1 307 8
253 1
193.1
1 754 0


Unkn own To t a 1
516
37
17.5
72 8
47
06
1.4
— 67
— 2 656 5
— 3 153 9
237.2 1,163.2
237 2 6 973 6

a/  Excluding depreciation allowances.
—'  Upgrading less than adequate -facilities.
£/  Elimination of current unmet needs.
—'   Provision for population and industrial increases.

Source:  U. S. Department of Interior,  Federal Water Pollution Control Administration unpublished
         data, adjusted to current dollars.
                                                                                                   oo

-------
                                                                219.
Table 28,  Sanitary Sewers and Municipal Waste Treatment Facilities,
  Required Capital Outlays,  Net Cost to State and Local Govern-
   ments , Assuming 55 Percent Federal Grants for Treatment
                       Facilities, 1969-73

                (in millions of current dollars)
State
Alabama :
Tr 	
Sw 	
Total . . .
Alaska:
Tr 	
Sw ......
Total. . .
Arizona:
Tr 	
Sw 	
Total. . .
Arkansas :
Tr 	
Sw 	
Total - - -
California:
Tr 	
Sw 	
Total 	
Colorado:
Tr 	
Sw 	
Tota 1 ...
Connecticut:
Tr 	
Sw 	
Total . . .
Delaware:
Tr 	
Sw 	
Total. . .
1969
9.3
13.3
22.6
0.9
1.6
2.5
5.0
27 .5
32.5
3.0
5.0
8.0
105.3
242.4
347.7
6.3
10.7
17.0
13.5
25.8
39.3
2.2
4.0
6.2
1970
9.6
13.6
23.2
0.9
1.7
2.6
5.4
28.3
33.7
3.1
5.2
8.3
111.3
250.4
361.7
6.7
11.1
17.8
14.2
26.7
40.9
2.3
4.1
6.4
1971
10.0
13.9
23.9
1.0
1.7
2.7
5.7
29.1
34.8
3.3
5.4
8.7
117.8
258.6
376.4
6.9
11.5
18.4
15.0
27.5
42.5
2.4
4.2
6.6
1972
10.4
14.2
24.6
1.1
1.8
2.9
6.0
29.9
35.9
3.5
5.5
9.0
125.0
267.1
392.1
7.2
11.9
19.1
15.9
28.5
44.4
2.5
4.3
6.8
1973
10.9
14.5
25.4
1.3
1.9
3.2
6.4
30.8
37.2
3.7
5.7
9.4
132.7
275.8
408.5
7.6
12.3
19.9
16.7
29.4
46.1
2.6
4.4
7.0
Total
1969-73
50.2
69.5
119.7
5.2
8.7
13.9
28.5
145.6
174.1
16.6
26.8
43.4
592.1
1,294.3
1,886.4
34.7
57.5
92.2
75.3
137.9
213.2
12.0
21.0
33.0
 Tr = Municipal water waste facilities
 Sw - Sanitary sewers

-------
Table 28.  continued
                                                               220.
State
District of
Columbia: !
Tr 	
Sw 	
Total 	
Florida:
Tr 	
Sw 	
Total. . .
Georgia:
Tr 	
Sw 	
Total. . .
Hawaii:
Tr 	
Sw 	
Total. . .
Idaho:
Tr 	
Sw 	
Total . . .
Illinois:
Tr 	
Sw 	
Total . . .
Indiana:
Tr 	
Sw 	
Total . . .
Iowa:
Tr ......
Sw 	
Total. . .
1969
1.0
11.0
12.0
32.1
75.5
107.6
14.7
21.3
36.0
3.7
15.1
18.8
1.7
1.8
3.5
25.0
43.2
68.2
11.7
13.8
25.5
4.1
2.6
6.7
1970
1.1
11.8
12.5
33.5
77.5
111.1
15.3
21.9
37.2
4.0
15.7
19.7
1.7
1.9
3.6
26.2
44.4
70.6
12.3
14.2
26.5
4.3
2.6
6.9
1971
1.1
11.8
12.9
35.3
79.4
114.7
16.0
22.4
38.4
4.3
16.2
20.5
1.8
1.9
3.7
27.6
45.6
73.2
13.0
14.6
27.6
4.5
2.7
7.2
1972
1.1
12.1
13.2
37.4
81.5
118.9
16.7
23.0
39.7
4.5
16.8
21.3
1.9
2.0
3.9
29.1
46.8
75.9
13.6
15.0
28.6
4.6
2.8
7.4
1973
1.2
12.5
13.7
39.6
83.6
123.2
17.4
23.5
40.9
4.9
17.4
22.3
2.0
2.1
4.1
30.7
48.0
78.7
14.4
15.4
29.8
4.9
2.8
7.7
Total
1969-73
5.5
58.8
64.3
178.0
397.5
>575.5
80.1
112.1
192.2
21.4
81.2
102.6
9.1
9.7
18.8
138.6
228.0
366.6
65.0
73.0
138.0
22.4
13.5
35.9
Tr = Municipal waste treatment facilities.
Sw = Sanitary sewers .

-------
Table 28-  continued
                                                               221.
State 1969
Kansas :
Tr 	
Sw 	
Total. ..
Kentuckys
Tr 	
Sw 	
Total . . .
Louisiana:
Tr 	
Sw 	
Total. . .
Maine:
Tr 	
Sw 	
Total. . .
Maryland:
Tr 	
Sw 	
Total . . .
Massachusetts :
Tr 	
Sw 	
Total. . .
Michigan:
Tr 	
Sw 	
Total . . .
Minnesota :
Tr 	
Sw 	
Total. ...
3.2
4.2
7.4
8.4
10.0
18.4
13.4
29.5
42.9
3.6
0.8
4.4
8.3
23.8
32.1
22.7
41.2
63.9
41.4
39.4
80.8
12.5
15.4
27.9
1970
3.2
4.3
7.5
8.8
10.3
19.1
14.0
30.5
44.5
3.8
0.8
4.6
8.8
24.6
33.4
23.5
42.3
65.8
43.4
40.5
83.9
13.1
15.9
29.0
1971
3.4
4.4
7.8
9.2
10.6
19.8
14.8
31.4
46.2
4.1
0.9
5.0
9.5
25.4
34.9
24.5
43.4
67.9
45.5
41.5
87.0
13.7
16.3
30.0
1972
3.5
4.5
8.0
9.7
10.9
20.6
15.6
32.4
48.0
4.3
0.9
5.2
10.1
26.2
36.3
25.6
44.6
70.2
47.9
42.7
90.6
14.4
16.8
31.2
1973
3.6
4.6
8.2
10.2
11.3
21.5
16.4
33.5
49.9
4.5
0.9
5.4
10.8
27.0
37.8
26.6
45.8
72.4
50.5
43.8
94.3
15.1
17.2
32.3
Total
1969-73
16.9
22.0
38.9
46.3
53.1
99.4
74.2
157.3
231.5
20.3
4.3
24.6
47.5
127.0
174.5
122.9
217.3
340.2
228.7
207.9
436.6
68.8
81.6
150.4
Tr SB Municipal waste treatment facilities .
Sw - Sanitary sewers

-------
Table  28.  continued
                                                               222.
State
Mississippi:
Tr 	
Sw 	
Total . . .
Missouri:
Tr 	
Sw 	
Total. . .
Montana :
Tr 	
Sw 	
Total. . .
Nebraska:
Tr 	
Sw 	
Total . . .
Nevada:
Tr 	
Sw 	
Total. . .
New Hampshire:
Tr 	
Sw 	
Total. . .
New Jersey:
Tr 	
Sw 	
Total . . .
New Mexico:
Tr 	
Sw 	
Total . . .
1969
3-7
8.5
12.2
14.5
60.3
74.8
1.9
1.1
3.0
3.0
3.6
6.6
1.0
3.3
4.3
2.5
3.9
6.4
38.5
79.6
118.1
2.0
6.8
8.8
1970
3.9
8.8
12.7
15.3
62.1
77.4
2.0
1.2
3.2
3.2
3.7
6.9
1.0
3.4
4.4
2.7
4.0
6.7
40.5
82.1
122.6
2.1
7.0
9.1
1971
4.1
9.1
13.2
16.2
63-6
79.8
2.1
1.2
3.3
3.3
3.7
7.0
1.1
3.5
4.6
2.8
4.1
6.9
42.6
84.8
127.4
2.2
7.2
9.4
1972
4.4
9.3
13.7
17.2
66.4
83.6
2.3
1.3
3.6
3.4
3.8
7.2
1.2
3.7
4.9
2.9
4.2
7.1
44.9
87-2
132.1
2.3
7.5
9.8
1973
4.6
9.9
14.5
18.3
68.8
87.1
2.3
1.3
3.6
3.6
3.9
7.5
1.3
3.8
5.1
3.0
4.3
7.3
47.5
90.1
137.6
2.4
7.7
10.1
Total
1969-72
20.7
45.6
66.3
81.5
321.2
402.7
10.6
6.1
16.7
16.5
18.7
35.2
5.6
17.7
23.3
13.9
20.5
34.4
214.0
423.8
637.8
11.0
36.2
47.2
 Tr = Municipal waste treatment facilities
 Sw = Sanitary sewers

-------
                                                              223.
        Table 28.   continued
State
New York:
Tr 	
Sw 	
Total . . .
No. Carolina:
Sw 	
Total . . .
No . Dakota :
Tr 	
Sw 	
Total. . .
Ohio:
Tr 	
Sw 	
Total . . .
Oklahoma :
Tr 	
Sw 	
Total. ..
Oregon:
Tr 	
Sw 	
Total. . .
Pennsylvania:
Tr 	
Sw 	
Total . . .
1969
73.9
131.5
205.4
6.5
15.6
22.1
0.9
1.0
1.9
33.3
50.8
84.1
3.7
8.7
12.4
9.2
13.8
23.0
24.4
9.5
33.9
1970
77.9
135.8
213.7
6.8
16.0
22.8
0.9
1.1
2.0
34.8
52.3
87.1
3.8
8.9
12.7
9.7
14.2
23.9
25.2
9.7
34.9
1971
82.3
140.1
222.4
7.1
16.4
23.5
0.9
1.1
2.0
36.6
53.8
90.4
4.0
9.1
13.1
10.3
14.6
24.9
26.2
10.0
36.2
1972
87.2
144.7
231.9
7.5
16.8
24.3
1.0
1.1
2.1
38.5
55.3
93.8
4.2
9.4
13.6
10.9
15.1
26.0
27.2
10.3
37.5
1973
92.4
149.4
241.8
7.8
17.2
25.0
1.1
1.1
2.2
40.5
60.0
100.5
4.4
9.6
14.0
11.6
15.5
27.1
28.4
10.6
39.0
Total
1969-7
413.7
701.5
1,115.2
35.7
82.0
117.7
4.8
5.4
10.2
183.7
272.2
455.9
20.1
45.7
65.8
51.7
73.2
124.9
131.4
50.1
181.5
Puerto Rico:
    Tr	
    Sw	
    Total...
Tr = Municipal waste treatment facilities
Sw = Sanitary sewers.

-------
  Table 28.  continued
                                                                224.
State
Rhode Island:
Tr 	
Sw 	
Total...
So. Carolina:
Tr 	
Sw 	
Total. . .
So. Dakota:
Tr 	
Sw 	
Total . . .
Tennessee:
Tr 	
Sw 	
Total 	
Texas :
Tr 	
Sw 	
Total. . .
Utah:
Tr 	
Sw 	
Total.. .
Vermont:
Tr 	
Sw 	
Total . . .
Virginia :
Tr 	
Sw 	
Total . . .
1969
3 1
6 ft
9.9
6 ft
7 I
13.9
0.9
0 ft
1.7
10 5
13 6
24.1
20. 2
77 6
97.8
9.7
10 5
20.2
1.4
0.4
1.8
13.9
22.7
36.6
1970
30
. t.
6Q
. y
10.1
7 1
/ . J-
1 "\
14.4
OQ
00
. O
1.7
11 n
14 O
25.0
21 0
79 5
100.5
10 1
10 9
21.0
1 5
0 4
1.9
14.4
23.4
37.8
1971
3/1
.4
71
. 1
10.5
7 A
.4
7/\
.4
14.8
OQ
.7
OQ
. y
1.8
np.
id •?
j.4* . j
25.9
Ol Q
01 A
103.3
1O fi
11 ^
21.9
1 5
0 4
1.9
15 .0
24.2
39.2
1972

.5
. 3
10.8
.7
.6
15.3
In
.U
Ort
.y
1.9
10 i
£ * £
•t A -]
J.4 . /
26.9
29 Q
o-i A
106.3
no
nc.
22.8
1 5
0 4
1.9
15 7
24.9
40.6
1973

3.7
7.5
11.2
.1
.8
15.9
IT
. 1
. 9
2.0
10 o
\.i . O
IK 1
J.D . -L
27.9
^A n
£•1 - U
QC C
OD . _>
109.5
11 7
1 5 n
23.7
1 7
Oc
2.2
16 4
25 8
42.2
Total
1969-73

16.9
35.6
52.5
37.1
37.2
74.3
.8
.3
9.1
DO .1
nT
. 7
129.8
110 n
J.XU . U
A m >i
4U / .4
517.4
c-i -i
D J . J
RA 1
DO . J
109.6
T ft
99 1
9.7
75 4
mn
196.4
Tr = Municipal waste treatment facilities
Sw = Sanitary sewers.

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Table 28.  continued
                                                                225.
State
Washington:
Tr 	
Sw 	
Total . . .
West Virginia:
Tr 	
Sw 	
Total . . .
Wisconsin:
Tr 	
Sw 	
Total . . .
Wyoming :
Tr 	
Sw 	
Total . . .
TOTAL U.S.
Tr 	
Sw 	
Total . . .
1969

14.4
38.4
52.8

4.1
2.8
6.9

8.5
9.2
17.7

0.7
0.9
1.6

666.2
1,267.7
1,933.9
1970

15.3
39.6
54.9

4.3
2.9
7.2

8.9
9.5
18.4

0.8
1.0
1.8

698.9
1,306.4
2,005.3
1971

16.2
40 .8
57.0

4 .5
3.0
W • w
7.5

9.2
9.7
18.9

0.8
1.0
1.8

735.2
1 , 344 . 2
2,079.4
1972

17 1
^ f • A
42 0
^f *• • \J
59.1

4.6
3.1
w » *
7.7

9.7
9.9
19.6

0.9
1.0
1.9

774.7
1,385.1
2,159.8
1973

18 3
A W • W
43 2
^f >J • *i
61.5

4.9
3.2
8.1

10.1
10.2
20.3

0.9
1.1
2.0

817.6
1,430.2
2,247.8
Total
1969-73

81 3
W^ • -J
204.0
285.3

22.4
15.0
37.4

46.4
48.5
94.9

4.1
5.0
9.1

3,692.6
6,733.6
10,426.2
Tr = Municipal waste treatment facilities.
Sw = Sanitary sewers.

Source:  Calculated from U.S. Dept. of Interior, Federal Water
         Pollution Control Administration, unpublished data in
         constant dollars, adjusted to current dollars on the
         basis of projected construction cost increases.

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                                                               226.
  Table 29.  Municipal Waste Treatment Facilities, Average Annual
    Construction Contract Awards, 1962-66, and Average Annual
      Required Capital Outlays, Net Cost to Local Govern-
        ments, Assuming Varying Levels of State and
                      Federal Grants, 1969-73
                    (in millions of current dollars)
State
Average
Annual
Contract
Awards ,
1962-66
Average Annual Required Capital Outlays
1969-73
Total
Net Cost to Local Governments ,
Assumed Combined Levels of
State and Federal Grants of
30% of
Totals/
70% of
Totalb/
80% of
To tal£/
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of
  Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
6.9
0.7
5.2
7.2
37.6
8.1
8.7
2.2
7.0
14.0
9.5
5.6
1.1
33.3
17.1
7.5
5.5
8.7
13.0
3.4
12.7
13.5
23.3
13.4
5.2
22.1
1.4
5.1
3.6
22.3
2.4
12.7
7.4
263.1
15.4
33.5
5.3
2.5
79.1
35.6
9.5
4.1
61.6
28.9
10.0
7.5
20.6
33.0
9.0
21.1
54.6
101.7
30.5
9.2
36.2
4.7
7.3
2.5
15.6
1.7
8.9
5.2
184.2
10.8
23.5
3.7
1.7
55.4
24.9
6.7
2.9
43.1
20.2
7.0
5.3
14.4
23.1
6.3
14.8
38.2
71.2
21.4
6.4
25.3
3.3
5.1
1.7
6.7
.7
3.8
2.2
78.9
4.6
10.0
1.6
.8
23.7
10.7
2.8
1.2
18.5
8.7
3.0
2.3
6.2
9.9
2.7
6.3
16.4
30.5
9.1
2.8
10.9
1.4
2.2
0.3
4.5
.5
2.5
1.5
52.6
3.1
6.7
1.1
0.5
15.8
7.1
1.9
0.8
12.3
5.8
2.0
1.5
4.1
6.6
1.8
4.2
10.9
20.4
6.1
1.8
7.2
0.9
1.5
0.5
                                                continued —

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Table 29.  Municipal Waste Treatment Facilities, Average Annual
  Construction Contract Awards, 1962-66, and Average Annual
    Required Capital Outlays, Net Cost to Local Govern-
      ments, Assuming Varying Levels of State and
                    Federal Grants, 1969-73
                        continued —
                  (in millions of current dollars)
                                                                227.
State
Average
Annual
Contract
Awards ,
1962-66
Average Annual Required Capital Outlays
1969-73
Total
Net Cost to Local Governments,
Assumed Combined Levels of
State and Federal Grants of
30% of
Totals/
70% of
Total b/
80% of
Total £/
New Hampshire        3.2       6.2     4.3        1.9        1.2
New Jersey          18.8      95.1    66.6      28.5       19.0
New Mexico           4.4       4.9     3.4        1.5        1.0
New York            42.3     183.9    128.7      55.2       36.8
North Carolina      16.6      15.9    11.1        4.8        3.2
North Dakota         1.1       2.2     1.5        0.7        0.4
Ohio                25.3      81.7    57.2      24.5       16.4
Oklahoma             4.7       8.9     6.2        2.7        1.8
Oregon               5.8      22.9    16.0        6.9        4.6
Pennsylvania        27.4      58.5    40.9      17.5       11.7
Puerto Rico          2.2
Rhode Island         2.8       7.5     5.3        2.2        1.5
South Carolina       5.5      16.5    11.6        4.9        3.3
South Dakota         1.5       2.1     1.5        0.6        0.4
Tennessee           10.9      25.8    18.1        7.7        5.2
Texas               22.0      48.9    34.2      14.7        9.8
Utah                 2.9      23.7    16.6        7.1        4.7
Vermont              3.5       3.1     2.2        0.9        0.6
Virginia            11.7      33.6    23.5      10.1        6.7
Washington          21.0      36.1    25.3      10.8        7.2
West Virginia        6.4       9.9     6.9        3.0        2.0
Wisconsin           20.1      20.6    14.4        6.2        4.1
Wyoming              0.3       1.8     1.3        0.5        0.4

Total U. S.         563.0    1,641.1  1,148.8      492.3      328.2

a/  30% Federal grants, no  State  grants,
b/  40% Federal grants, 30% State grants.
c/  55% Federal grants, 25% State grants.
Sources:  Average  annual contract awards, 1962-66 calculated from
          U. S. Department  of Interior, Federal Water  Pollution
          Control  Administration, WP-15 Series  Publication,  Table 4.
          Average  annual required capital outlays,  1969-73 calcu-
          lated from U. S.  Department of Interior,  FWPCA,  unpub-
          lished data  in constant dollars,  adjusted to current
          dollars  on the basis of projected construction  cost
           increases.
                                            * U.S. GOVERNMENT ntlHTIHG OFFICE : IMS O—289-749

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