w. SUPPLEMENT NO. 2 NOVEMBER 1976 Municipal Wastewater Treatment Works Construction Grants Program References Regulations -Guidance -Procedures tXEAl MCD 02 .2 United States Envi-onmental Protection Agency Washington, D.C. 20460 ------- TO HOLDERS OF THE UNITED STATES ENVIRONMENTAL PROTECTION AGENCY MANUAL OF REFERENCES (MCD-02): PLEASE FILE THE ATTACHED CONSTRUCTION GRANTS PROGRAM REQUIREMENTS MEMORANDA 76-3, 76-4, 76-5 IN SECTION II OF THE MANUAL. ------- ^£0S^ ' £5 ** 1 UNITED STATES ENVIRONMENTAL PROTECTION AGENCY V WASHINGTON, D.C. 20460 *1 PRO** fcUG 16 1976 Construction Grants Program Requirements Memorandum No. PPM # 76-3 SUBJECT: FROM: TO: ATTN: I. PURPOSE This memorandum provides Agency policy concerning the presentation of local Costs of wastewater treatment vrorks in Facility Plans and public disclosure of this information. II. DISCUSSION Section 35.917-1(h) of the Construction Grant Regulations requires that a facility plan include a "brief statement demonstrating that the authorities which will be inplementing the plan have the necessary legal, financial, institutional, and management resources available to insure the construction, operation and maintenance of the proposed treatment works." Further, Section 35.925-5 requires that the Regional Administrator shall, before awarding grant assistance, determine "that the applicant has: (a) agreed to pay the non-Federal project costs and (b) has the legal, managerial and financial capability to insure adequate construction operation, and maintenance of the treatment works throughout the applicants juris- diction. " Presentation of Local Government Costs of Wastewater Treatment Works in Facility Plans 4^^ for Water Program Operations (WH-546) Regional Administrators Water Division Directors ------- 2 The financial assurances would have little basis unless those served by the treatment works are informed of their costs. The quality review of facility plans during the past year has shown that many lack financial information on non-Federal debt service or operation and maintenance costs and that, even where such data are presented, these costs are not usually translated into charges for a typical residential customer. Sate EPA regions have indicated that most residents to be served by grant funded treatment works will be unaware of their financial obligations until construction of the works is 80% complete and user charges have been determined. This problem would be eliminated and the goals of public partici- pation served better by including an estimate of project costs to users and taxpayers in the facility plan. Such a public estimate would also create a climate favoring careful consideration of the least cost alter- natives, including greatest possible use of existing public and private facilities. III. POLICY A. Financial Information The facility plan shall present the cost information listed below. These may be only rough estimates, and may be presented as a range of possible costs when major unknowns exist such as whether or not sub- stantial parts of the project are grant eligible. 1. Estimated total capital costs for the reoaimended treatment works, a breakdown of estimated eligible and ineligible costs, and the estimated Federal, State, local governmental and industrial shares of the capital costs. 2. The expected method of local financing and estimated annual debt service charges or taxes (based on the expected interest rate for municipal borrowing) on the total local capital cost of the reoanmended treatment works. 3. Estimated annual operation and maintenance costs and the es- timated industrial and local government's shares thereof for the recom- mended treatment works. 4. The estirated monthly charge for operation and maintenance, the estimated monthly debt service charge, the estimated connection charge, and the total monthly charge to a typical residential customer. ------- 2 to navigable waters, defined in Section 502(7) of P.L. 92-500 as "waters of the United States, including the territorial seas". The United States District Court for the District of Columbia in NRDC v. Callaway, et al., 392 F. Supp. 687, 7 EEC 1784 (D.D.C. March 27, 1975) has recently-inter- preted the statutory definition of navigable waters to extend 404 regu- latory jurisdiction beyond the limits, of traditional-navigability. Traditional navigability serves as the jurisdictional boundary for the Corps Section 10 regulatory program under the Fivers and Harbors Act of 1899. The discharge of dredged or fill material into "waters of the United States" requires a Section 404 permit. A discharge into traditional navigable waters will require a Section 10 permit as well as a 404 permit. In cases where both types of permits are required, the Corps will generally consolidate the requirements of both into a single document. The issuance of a Section 10 permit is in most cases based on identical criteria to the issuance of a 404 permit. Hie Corps has published interim final regulations governing the issuance of 404 and Section 10 permits in 33 CFR Part 209.120, Permits for Activities in Navigable Waters or Ocean Waters, Federal Register, Vol. 40, No. 144/ July 25, 1975. EPA has published its discharge guide- lines for 404 permits in 40 CFR Part 230, Discharge of Dredged or Fill Material, Federal Register, Vol. 40, No. 173, September 5, 1975, (in- terim final). :;l Generally, a 404 permit will be required far an activity involving the discharge of dredged or fill material into most rivers, lakes and streams, their tributaries and contiguous or adjacent wetlands, and into coastal waters and \their contiguous or adjacent wetlands. A Section 10 permit will generally be required for discharges into wetlands belcw mean high tide on coastal areas or into rivers, lakes and streams presently or historically usecl or susceptible to use for navigation. A detailed definition of all waiter areas affected by the 404 and Section 10 require- ments is found in 209.120(d) of the Corps regulation, 33 CFR Part 209. Wetlands are defined), generally as those areas that are periodically inundated and that arte characterized by the presence of aquatic vegetation. Section 404/Sectian 10 permits will be required for the placement of fill material involved with the construction of treatment plants, interceptors and other sewers, and outfall pipes if such facilities are located in or cross over any of the water bodies or wetlands areas listed above. A Section 10 permit will also be required for the place- ment of structures in traditional navigable waters, such as outfall pipes, even if no discharge of dredged or fill material is required for such structures. The Corps regulations, however, provide for a phased implementation of the 404 program over a two year period, and discharges of fill material into certain water areas may not require a 404 permit if conducted prior to certain dates. Section 209.120(e) of the Corps regulation describes the phased approach. District offices of the Corps should be contacted as to this. ------- 3 Section 209.120(i)(2)(ix) of the Corps regulations provides for the issuance of general 404/Section 10 permits for "certain clearly defined categories of structures or work, including discharges of dredged or fill material " General permits may be issued on a state-jwide or other areavd.de basis, and once issued, individual activities within those categories and areas will not require the issuance of additional permits provided that they are substantially similar in nature and cause only minimal adverse individual or cumulative effects on the environment. The construction of interceptor sewers and outfall pipes nay be categories of activities for which general permits could be issued in certain areas. The Corps of Engineers applies a number of criteria to determine whether a 404/Section 10 permit should be issued. The general test which the Corps uses in making its decision is based on a determination of the probable impact of the proposed structure or work and its intended use on the public interest. Applications for permits for sewage treat- ment facilities will be judged by the same standard. In most cases, a facility's beneficial environmental impacts on water quality should support the issuance of a permit. In some cases, however, significant adverse environmental impacts of a project may merit the denial of a permit and consideration of an alternative site proposal. EPA is required to conduct an evaluation of the environmental impacts of its construction grants projects under the National Environ- mental Policy Act. The Corps must also comply with NEPA in issuing Section 10 and Section 404 permits. The Corps, however, will defer to EPA as lead agency to conduct the NEPA evaluation, and where necessary, EPA will prepare an Environmental Impact Statement for construction grants projects which also require a 404/Section 10 permit. The EPA evaluation, therefore, must address the environmental considerations affecting the 404/Section 10 permit. The Corps will review the EPA evaluation and advise EPA of additional information for inclusion in the evaluation necessary to make a 404/Section 10 determination. IMPLEMENTING PROCEDURE Regional offices should apply the following procedures to assure early ocmpliance with 404/Section 10 permit requirements for construction grants projects: I. Projects in Facility Planning Stage 1. Consultation with Corps All Step 1 grantees should be instructed to consult with the Corps immediately upon identifying a project alternative which might re- quire siting any portion of that project in a wetlands area or other navigable waters. ------- 3 B. Public Disclosure The above information for the proposed plan shall be presented during the public hearing on the facility plan. IV. IMPLEMENTATION This policy shall apply to all facility plans for which public hearings are held on or after January 2, 1977. ------- /£0sr^ g UNITED STATES ENVIRONMENTAL PROTECTION AGENCY ¦SHINGTON, D.C. 2( 3CT 14 1976 \Lpro^ WASHINGTON, D.C. 20460 ¦"? r>' PROGRAM REQUIREMENTS MEMORANDUM PRM #76 -4 SUBJECT: Coordination of Construction Grants Program with EPA-Corps of Engineers Section 404/Section 10 Permit Programs FROM: John T. Rhett, Deputy Assistant Administrator 7^73^^ for Water Program Operations (WH-546) 7^ ' ' TO: Regional Administrators, I - X AITO: Water Division Directors PURPOSE A Section 404 or a Section 404/Section 10 permit for the discharge of dredged or fill material may be required for the construction of EPA assisted wastewater treatment facilities if they are to be built in wetlands or other water areas. This memorandum sets out EPA policy as to the coordination of the construction grants and Section 404/Section 10 permit programs. The Corps of Engineers has concurred with this policy statement. DISCUSSION The Corps of Engineers issues permits under Section 404 of P.L. 92- 500 and Section 10 of the Rivers and Harbors Act which regulate the discharge of dredged and fill material into navigable waters. Under the 404 program, the Corps is responsible for issuing permits which must conform with discharge criteria established in guidelines published by EPA. Additionally, EPA has authority under Section 404(c) to prohibit the issuance of a 404 permit by the Corps if it determines the proposed discharge will have an unacceptable adverse effect on certain environ- mental areas. Under the Section 10 program, the Corps has sole responsi- bility for management of the program, and EPA does not have veto authority over the issuance of a permit. The primary difference between the Section 404 and Section 10 programs is the extent of their jurisdiction over the various types of water bodies including wetlands. Jurisdiction under Section 404 extends ------- 4 Consultation should take place at the earliest possible stage of the facility planning process. The grantee should discuss with the Corps whether a 404/Section 10 permit will be required and, if so: a. Whether the Corps would be likely to issue a permit for dredged material or fill discharge in that area, or whether the Corps or other Federal and State agencies would favor an alternative location. b. What environmental factors should be examined in the facility plan/environmental assessment which would provide the Corps with information necessary to make a final decision on the permit application after it is submitted. 2. 404/Section 10 Application The Step 1 grantee should be instructed to submit a formal applica- tion for a 404/Section 10 permit at the point in the facility planning process that a final project alternative is selected involving a wetlands or other navigable waters location. The grantee should later notify the Corps when the project facility plan has been approved by EPA. 3. Compliance with NEPA During the facility plan approval process, EPA should coordinate its decision on whether to issue a notice of intent and prepare an EIS or to issue a negative declaration with the Corps. EPA has lead agency responsibility for NEPA compliance for grants projects that also require a 404/ Section 10 permit. However, care should be taken to consult the Corps as to all environmental issues surrounding a grants project in order to avoid duplicative environmental reviews and to facilitate Corps decision making on the 404/Section 10 permit. The Corps may undertake further NEPA review, however, if it needs additional environmental information to make an informed decision on the 404/Section 10 permit application. 4. EIS Preparation When an EIS is to be prepared on grants projects also requiring a 404/Section 10 permit, EPA will be responsible for its preparation as the lead agency but should seek input frcm the Corps at all stages of preparation and review of the EIS. 5. 404/Section 10 Permit Requirement for Step 2 Grant When required, an issued 404/Section 10 permit or a determination by the Regional Administrator that the Corps is prepared to issue a 404/Section 10 permit, shall be a prerequisite to the award of a Step 2 grant. ------- 5 6. EPA 404(b) and (c) review EPA review of 404 permit applications under 404(b) and (c) should be coordinated with the grants program at the regional level to avoid possible delays. Regional Administrators are required to review all 404 permits issued for grants projects as well as non-EPA projects to assure that the projects ccmply with the EPA 404 guidelines. Conse- quently, grant personnel should coordinate early with 404 program review personnel to insure full consideration in the grants program of the criteria used in the EPA 404 review and awareness in the 404 program of the timing of the grants process. II. Projects in Step 2 and 3 Stages For construction grants projects which have already proceeded past the planning stage, EPA should insist that all grantees immediately con- sult with the Corps to determine whether 404/Section 10 permits are required for their projects. When a 404/Section 10 permit is required, EPA should vrork with the Corps and the grantee to expedite the permit issuance process. III. General Permits Regional offices should work with their States and the appropriate Corps offices to investigate the possibilities of acquiring general permits frcm the Corps for certain categories of interceptors and out- falls which may have minimal environmental impacts for all grantees within a State or within a certain area of a State. General permits for such activities may be properly considered for issuance by the District Engineers under both Section 404 and Section 10. Regional construction grants personnel should coordinate their efforts in this area with the regional EPA 404 offices. Section 209.120(i)(2)(ix) of the Corps regu- lations sets forth requirements for the issuance of general permits. Observance of these procedures should help to assure that the Section 404/Section 10 permit requirements do not act as a source of delays for the grants program. It is particularly essential that the Corps of Engineers be consulted early as to any potential 404/Section 10 problems. Early consultations should help to maintain good working relations between the two agencies and to expedite both the grants and the 404/Section 10 permit programs. ------- USS UNITED STATES ENVIRONMENTAL PROTECTION AGENCY WASHINGTON. D.C. 20460 1 6 1976 PROGRAM REQUIREMENTS MEMORANDUM PRM it 76-5 SUBJECT: Flood Insurance Requirements FROM: Deputy Assistant Administrator for Water Program Operations TO: Regional Administrators ATTN: Water Division Directors PURPOSE: This Program Requirements Memorandum summarizes National Flood In- surance Program requirements applicable to the construction grants program. It supersedes Program Guidance Memoranda 25, 25A and 54. DISCUSSION: The National Flood Insurance Act of 1968 (42 U.SiC. 4001-4127) as expanded and amended by the Flood Disaster Protection Act of 1973 (P.L. 93-234) provides for low cost flood insurance for projects in flood- prone areas through the means of a subsidy. A prerequisite for this assistance is the enactment by local jurisdictions of certain minimum flood plain management measures to reduce or avoid future flood damage within their flood-prone areas. When adequate flood plain management measures have been adopted and approved by the Department of Housing and Urban Development, HUD announces the community's eligibility for the sale of flood insurance and the community is then participating in the program. The HUD Mandatory Purchase of Flood Insurance Guidelines were printed in the Federal Register on July 17, 1974 (39 FR 26186-93), and were supplemented on April 14, 1975, (40 FR 16710). POLICY: The Act requires local jurisdictions encompassing designated special flood hazard areas to participate in the program and purchase flood insurance as a condition of receiving any form of Federal or Federally- related assistance for construction purposes or for the acquisition of any real or non-expendable personal property in an identified special flood hazard area if the total cost of such activities is $10,000 ------- 2 per structure or more. Each community has until one year after notifica- tion of identification as a flood-prone community to enter the flood insurance program (i.e., become a "participating" or "eligible" community) or become ineligible for any Federal financial assistance for acquisition or construction in the flood hazard area. A community which has not entered the flood insurance program with- in one year after notification of flood-prone status will be ineligible to receive a Step 3 grant until it does enter the program if the insura- ble portion of the proposed project is in a designated flood hazard area. Communities which have not yet been surveyed for flood-prone sta- tus, or which have been surveyed but were notified of flood-prone status less than a year before, do not have to be participating in the flood insurance program to obtain a Step 3 grant. Upon completion of the year after the notification, however, each community in this latter category must participate in the flood insurance program prior to obtaining any further grants for construction in flood hazard areas. Grants may be awarded to non-participating communities where the project is outside a designated area. Where the prospective grantee is a "participating" community but the grant would include the construction of an insurable facility in a designated area of a non-participating neighboring jurisdiction (and more than a year has elapsed since identification of the flood hazard area) the failure of the neighboring jurisdiction to participate in flood insurance prevents the award of the grant. IMPLEMENTING PROCEDURE: A. Insurance Requirements Environmental Protection Agency grant regulations and procedures, 40 CFR 30.405-10, (40 FR 20232, May 8, 1975), require that the grantee or the construction contractor (whichever party or parties has insurable interest) must acquire any flood insurance made available to it under the National Flood Insurance Act of 1968, as amended, if the value of insurable improvements, is $10,000 per structure or more. Such insurance must be purchased beginning with the period of construction and maintained for the entire useful life of the project. HUD has interpreted the statute as providing insurance only for grant projects involving a new or reconstructed surface structure which is walled and roofed. The amount of insurance required is the total project cost, exclud- ing facilities which are uninsurable under the National Flood Insurance Program such as bridges, dams, water and sewer lines (above or below ------- 3 ground) and underground structures and excluding the cost of the land, or the maximum limit of coverage made available to the grantee under the National Flood Insurance Act, whichever is less. The present maximum limit for non-residential structures is $200,000 on the structure and $200,000 on contents. The grantee must certify, along with the first payment request in- volving reimbursement for insurable construction, that he has purchased the required flood insurance. The evidence of such insurance must be available at all times for submission to the Project Officer on request or for review in the grantee's offices. i Flood insurance is required for buildings during the course of construction as well as for building materials or equipment stored in a fully-enclosed structure adjacent to the building site, if the materials' or equipment are scheduled to be incorporated into structures which are eligible for insurance. The amount of flood insurance required at any given time need not exceed the amount of the grantee's total disbursement for insurable construction to date. While underground structures are not insurable, foundations and footings of a structure which is primarily above-ground are insurable and are subject to the insurance purchase requirement since they are the initial stages of construction of the above-ground portions of the structure. If a Step 3 grant is made to a grantee which has previously been assisted with respect to the same facility, the grantee must purchase flood insurance on the previously assisted facility as well as on the new construction. The amount of flood insurance required should be based upon its current value, however, and not on the amount of assist- ance previously provided. Flood proofing does not eliminate nor reduce the requirement for program participation or insurance but could affect the rate charged for insurance. The required insurance premium for the period of construction is an allowable project cost. B. List of Communities Ineligible for Step 3 Grants A cumulative list of ineligible communities (i.e. those which were designated as flood-prone a year or more before but have not met the above requirement and are therefore prohibited from receiving a Step 3 grant for projects in designated flood hazard areas) is published during the first week in each month by HUD in the Federal Register under the title "National Flood Insurance Program, Flood-prone Areas of Communities ------- 4 Subject to July 1, 1975, Prohibition of Federal and Federally-Related Assistance." This list will also contain the names of the communities that face a qualification deadline sometime during that month. In addition, an updated listing will be published on a weekly basis remov- ing the names of those communities that have subsequently qualified. In addition, each Regional Office receives HUD's book-size monthly list of communities participating, suspended, withdrawn and not parti- cipating (with flood hazard area identified) in the program. The Region- al Office may request HUD/FIA Washington to place additional names on the mailing list for this publication if more copies are needed. C. Regional Office Responsibilities The Regional Office shall discuss flood insurance requirements with all grant applicants at the pre-application conference. It should be stressed that non-participating communities which have been designated flood-prone for a year or more under the Flood Disaster Protection Act will not be able to receive Step 3 grant assistance for a project in the designated flood-prone area until they have entered the flood insurance program, and that to qualify they must develop flood plain management strategies in compliance with HUD guidelines as set forth in Title 24 of the Code of Federal Regulations, Chapter 10, Subchapter B, commencing at Part 1909. They will, however, be able to receive grant funds for Steps 1 and 2 without such participation. Each region has the responsibility to make each community with a Step 1 or Step 2 grant aware of the National Flood Insurance Program and its requirements relative to Step 3 grant assistance. Before awarding any Step 3 grant, the region shall check the most current list of ineligible communities and communities about to become ineligible to determine if the applicant or grant project is among them. D. Environmental Impact of Projects on Flood Plains The environmental impact of projects on flood plains should be analyzed in accordance with other facility planning guidance. E. Sources of Maps and Other Program Information Flood hazard areas are shown on Flood Hazard Boundary Maps or Flood Insurance Rate Maps issued by HUD at intervals. These maps are maintained on file within each eligible community in a repository designated by the chief executive officer. Maps, literature and policy application forms and manuals are available from any National Flood Insurers Association ------- 5 servicing company. HUD Regional Flood Insurance Specialists are located in each HUD Regional Office and should be utilized by EPA personnel to answer questions relating directly to the operation of the flood insurance program. Addresses of HUD Regional Flood Insurance Specialists and State Coordination Agencies for Flood Insurance are attached as a portion of the EPA Grants Information Guide, National Flood Insurance Program. If these sources cannot assist, contact the Federal Insurance Administra- tion, HUD, Washington, D.C. 20410, 202^755-5581 or toll free 800-424- 8872 or 8873. F. Assistance From Headquarters Any questions on the application of the policy to specific projects should be referred to the Facility Requirements Branch, (202-426-9404), Office of Water Program Operations or to the Grants Policy and Procedures Branch (202-755-0860), Grants Administration Division, 0PM. Attachment REFERENCES: The National Flood Insurance Act of 1968 (42 U.S.C. 4001-4127) The Flood Disaster Protection Act of 1973 (PL 93-234) HUD Mandatory Purchase of Flood Insurance Guidelines, 1974, (39 FR 26186-93), (40 FR-16710) EPA Grant Regulations and Procedures (40 FR 20232, May 8, 1975) (40 CFR 30.405-10) National Flood Insurance Program, Flood Prone Areas of Communities Federal Register-Monthly Title 24, CFR, Chapter 10, Subchapter B, 1909- ------- TJ.B. ENVIRONMENTAL PROTECTION AGENCY WASHINGTON, D.C. 30460 ORANTQ ADMINIDTRATION DIVISION ^ a-HANTQ INFORMATION GUIDE NATIONAL FLOOD INSURANCE PROGRAM General The National Flood Insurance Program is a Federally-subsidized program authorized by the National Flood Insurance Act of 1968 (42 U.S.C. 4001-4127) to-protect property owners who previously had been unable to get coverage through the private insurance industry. It is administered by the Federal Insurance Administration, Department of Housing and Urban Development. The program, for the first time, made flood insurance available to individuals at affordable rates. In return for the Federal subsidy, State and local governments are required to adopt certain minimum floodplain management measures to reduce or avoid future flood damage within their floodprone areas. The Flood Disaster Protection Act of 1973 (P.L. 93-234, December 31, 1973) greatly expanded the available limits of flood insurance coverage and imposed additional requirements on property owners and communities. The Act required the purchase of flood insurance on and after March 2, 1974, as a condition of receiving any form of Federal or Federally-related assistance for construction purposes or for the acquisition of any real or nonexpendable,personal property in an identified special flood hazard area that is located within any community currently participating in the National Flood Insurance Program. A "participating community," also known as an "eligible community," is a community in which the Federal Insurance Administration has authorized.the sale of flood insurance under the National Flood Insurance Program. For any community that was not participating in the program at the time the assistance was approved, the statutory requirement for the purchase of flood insurance did not apply. However, beginning July 1, 1975, or one year after notification of identification as a flood-prone community, whichever is later, the requirement applies to all identified special flood hazard areas within the United States, which have been delineated on Flood Hazard Boundary Maps or Flood Insurance Rate Maps issued by the Department of Housing and Urban Development. Thereafter, no EPA financial assistance can legally be approved for real or nonexpendable personal property or for construction purposes in these areas unless the community has entered the program and flood insurance is purchased. Regulations HUD regulations governing the National Flood Insurance Program are set forth in Title 24 of the Code of Federal Regulations, Chapter 10, Subchapter B, commencing at Part 1909. Supersedes information sheet iaoue Dat#: dated August 8, 1974 Oranta Information Branoh (pubis) ------- The final EPA general grant regulations published on the Federal Register on May 8, 1974, include t're requirements for the purchase of flood insurance as a condition of EPA assistance (AO CFR 30.405-10.) EPA Grantee Requirements 1. Wastewater treatment construction grants. The grantee or the construction contractor, as appropriate, must acquire flood insurance made available to it under the National Flood Insurance Act of 1968, as amended, beginning with the period of construction and maintain such insurance for the entire useful life of the project if the total value of insurable improvements is $10,000 or more. The amount of insurance required is the total project cost, excluding facilities which are uninsurable under the National Flood Insurance Program and excluding the cost of the land, or the maximum limit of coverage made available to the grantee under the National Flood Insurance Act, whichever is less. The required insurance premium for the period of construction is an allowable project cost. 2. Other grant programs. The grantee must acquire and maintain any flood insurance made available to it under the National Flood Insurance Act of 1968, as amended, if the approved project includes (a) any incidental construction-type activity, or (b) any acquisition of real or nonexpendable personal property, and the total cost of such activities and acquisitions is $10,000 or more. The amount of insurance required is the total cost of any insurable, nonexpendable personal or real property acquired, improved, or constructed, excluding the cost of land, as a direct cost under the grant, or the maximum limit of coverage made available to the grantee under the National Flood Insurance Act, as amended, whichever is less, for the entire useful life of the property. The required insurance premium for the period of project support is an allowable project cost. If EPA provides financial assistance for nonexpendable personal property to a grantee that the Agency has previously assisted with respect to real estate at the same facility in the same location, EPA must require flood insurance on the previously-assisted building as well as on the personal property. The amount of flood insurance required on the building should be based upon its current value, however, and not on the amount of assistance previously provided. Sources of insurance policies, maps, and program information 1. Insurance policies under the National Flood Insurance Program can be obtained from any licensed property insurance agent or broker serving the eligible community, or from the National Flood Insurers Association (NFIA) servicing company for the State. A current listing of servicing companies is enclosed. (2) ------- 1. Flood Hazard Boundary Maps are LI• <: lirst maps prepared in the. identification-process. These indicate the; locations of identified special flood hazard areas and are always maintained on file within each eligible (participating) community in a repository designated by the mayor or chief executive officer, usually the building inspector's office or the city clerk's office. The address of sucli repository is published at 24 CFR 1914 and is.amended regularly in the Federal Register. The Flood Insurance Rate Maps are issued later following a detailed study of the flood hazard area. These maps delineate degrees of flood hazard and include more precise area identification. 3. Maps, literature, and policy application forms and manuals are available for distribution from any NFIA servicing company. The servicing companies are also equipped to answer questions on eligibility of communities, scope of coverage, and maximum amounts of insurance available with respect to particular types of buildings. 4. Questions that cannot be answered by individual agents or brokers or by the appropriate servicing company may be referred to the National Flood Insurers Association, 1755 Jefferson Davis Highway, Alexandria, Va. , 22202, telephone 703-920-2070; to the flood insurance representative at the nearest HUD regional office (list enclosed); or to the Federal Insurance Administration, HUD, Washington, D.C. 20410, 202-755-5581, or toll free 800-424-8872 (8873). 5. Communities may obtain assistance from the appropriate State Coordinating Agency in adopting the required flood plain nianagem«nt regulations and qualifying for the program. A list of the State Coordinating Agencies is also attached. 6. Copies of statutes, program regulations, and community eligibility application forms may be obtained from HUD regional offices or directly from the Federal Insurance Administration in Washington, D.C. (3) ------- Department of Housing And Urban Development REGIONAL FLOOD INSURANCE SPECIALISTS REGION I John F. Kennedy Federal Building Room 1|05A Boston, Massachusetts 02203 Telephone: (617) 223-2616 or 2709 (For Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, Vermont) REGION II 26 Federal Plaza New York, New York 10007 Telephone: (212) 26[j-U756 or 802L (For New Jersey, New York, Puerto Rico) REGION III Curtis Building Sixth and Walnut Streets Philadelphia, Pennsylvania 19106 Telephone: (215) 597-9581 (For Delaware, District of Columbia, Maryland, Pennsylvania, Virginia, West Virginia) REGION IV 1371 Peachtree Street, N.E. Atlanta, Georgia 30309 Telephone: (I4OJ4) 526-2391 (For Alabama, Florida, Georgia, Kentucky, Mississippi, North Carolina, South Carolina, Tennessee) REGION V 300 South Wacker Drive Chicago, Illinois 60606 Telephone: (312) 353-0757 (For Illinois, Indiana, Michigan, Minnesota, Ohio, Wisconsin) REGION VI New Federal Building 1100 Commerce Street Dallas, Texas 75202 Telephone: (21U) 7^9-7^12 (For Arkansas, Louisiana, New Mexic o, Oklahoma, Texas) REGION VII Federal Office Building 911 Walnut Street Kansas City, Missouri 6I4IO6 Telephone: (8l6) 37^-2161 (For Iowa, Kansas, Missouri, Nebraska) REGION VIII Federal Building I96I Stout Street Denver, Colorado 80202 Telephone: (303) 837-23^7 (For Colorado, Montana, North Dakota, South Dakota, Utah, Wyoming) REGION IX U$0 Golden-Gate Avenue P. 0. Box 36OO3 San Francisco, California 9U102 Telephone: pending (For Arizona, California, Hawaii, Nevada) REGION X Room 3068 Arcade Plaza Building 1321 Second Avenue Seattle, Washing-ton 98IOI Telephone: (206) J+U2-1026 (For Alaska, Idaho, Oregon, Washington) (4) ------- Department of Housing And Urban Development STATE COORDINATING AGENCIES FOR FLOOD INSURANCE ALABAMA Alabama Development Office Office of State Planning State Office Building 501 Dexter Avenue Montgomery, Alabama 36IOI+ ALASKA Department of Community and Regional Affairs Division of Community Planning Pouch B Juneau, Alaska 99811 ARIZONA Arizona State Land Department 162U W. Adams, Room I4OO Phoenix, Arizona 8^007 ARKANSAS Division of Soil and Water Resources State Department of Commerce 1920 West Capitol Avenue Little Rock, Arkansas 72201 CALIFORNIA Department of Water Resources Post Office Box 388 Sacramento, California 95802 COLORADO Colorado Water Conservation Board Room 102 I8I4!? Sherman Street Denver, Colorado 80203 CONNECTICUT Department of Environmental Protection Division of Water and Related Resources Room 207, State Office Building Hartford, Connecticut 06115 DELAWARE Division of Soil and Water Conservation Department of Natural Resources and Environmental Control Tatnall Building, Capitol Dover, Delaware 19901 FLORIDA Department of Community Affairs 2571 Executive Center Circle East Howard Building Tallahassee, Florida 32301 GEORGIA Department of Natural Resources Office of Planning and Research 270 Washington Street, S. W. Rm. 707 Atlanta, Georgia 3033U HAWAII Division of Water and Land Development Department of Land and Natural Resources P. 0. Box 373 Honolulu, Hawaii 9&809 IDAHO Department of Water Administration State House - Annex 2 Boise, Idaho 83707 ILLINOIS Governor's Task Force on Flood Control 300 North State St. P. 0. Box It7$, Rm. 1010 Chicago, Illinois 60610 INDIANA Division of Water Department of Natural Resources 608 State Office Building Indianapolis, Indiana I4620I4 IOWA Iowa Natural Resources Council James W. Grimes Building Des Moines, Iowa 50319 KANSAS Division of Water Resources State Department of Agriculture State Office Building Topeka, Kansas 66612 KENTUCKY Division of Water Kentucky Department of Natural Resources Capitol Plaza Office Tower Frankfort, Kentucky 140601 ------- LOUISIANA State Department of Public Works P. 0. Box 1(1*155 Capitol Station Baton Rouge, Louisiana 70801+ MAINE Office of Civil Emergency Preparedness State House Augusta, Maine 01+330 MARYLAND Department of Natural Resources Water Resources Division State Office Building Annapolis, Maryland 211+01 MASSACHUSETTS Division of Water Resources Water Resources Commission State Office Building 100 Cambridge Street Boston, Massachusetts 02202 MICHIGAN Water Resources Commission Bureau of Water Management Stevens T. Mason Building Lansing, Michigan 1+8926 MINNESOTA Division of Waters, Soils and Minerals Department of Natural Resources Centennial Office Building St. Paul, Minnesota 55101 MISSISSIPPI Mississippi Research and Develop- ment Center P. 0. Drawer 21+70 Jackson, Mississippi 39205 MISSOURI Department of Natural Resources Division of Program and Policy Development State of Missouri 308 East High Street JefferBon, Missouri 65101 MONTANA Montana Dept. of Natural Resources and Conservation Water Resources Division 32 South Ewing Street Helena, Montana 59601 NEBRASKA Nebraska Natural Resources. Commission Terminal Building, 7th Floor Lincoln, Nebraska 68508 NEVADA Division of Water Resources' Department of Conservation and Natural Resources Nye Building Carson' City, Nevada 89701 NEW HAMPSHIRE Office of Comprehensive Planning Division of Community Planning State House Annex Concord, New Hampshire 03301 NEW JERSEY Bureau of Water Control Department of Environmental Protection P. 0, Box 1390 Trenton, New Jersey 08625 NEW MEXICO State Engineer's Office Bataan Memorial Building Santa Fe, New Mexico 87501 NEW YORK New York State Department of Environmental Conservation Division of Resources Management Services Bureau of Water Management Albany, New York 12201 NORTH CAROLINA Division of Community Assistance Department of Natural & Economic Resources P. 0. Box 27687 Raleigh, North Carolina 27611 (6) ------- NORTH DAKOTA State V^ter Commission State Office Building 900 E. Boulevard Bismarck, North Dakota 58501 OHIO Ohio Dept. of Natural Resources Flood Insurance Coor. Building Fountain Square Columbus, Ohio U322U OKLAHOMA Oklahoma Water Resources Board 22U1 Northwest Fortieth Street Oklahoma City, Oklahoma 73112 OREGON Executive Department State of Oregon Salem, Oregon 97310 PENNSYLVANIA Department of Community Affairs Commonwealth of Pennsylvania Harrisburg, Pennsylvania 17120 PUERTO RICO Puerto Rico Planning Board 1570 Ponce de Leon Avenue Stop 22 Santurce, Puerto Rico 00908 RHODE ISLAND R. I. Statewide Planning Program 265 Melrose Street Providencej Rhode Island 02907 SOUTH CAROLINA South Carolina Water Resources Commission P. 0. Box Columbia, South Carolina 292l|0 SOUTH DAKOTA State Planning Bureau Office of Executive Management State Capitol Pierre, South Dakota 57501 TENNESSEE Tennessee State Planning Office 660 Capitol Hill Building Nashville, Tennessee 37219 TEXAS Texas Water Development Board P. 0. Box 13087 Capitol Station Austin, Texas 78711 UTAH Department of Natural Resources Division of Water Resources State Capitol Building, Rm. 1+35 Salt Lake City, Utah 8J4.HU VERMONT Management & Engineering Division Water Resources Department State Office Building Montpellier, Vermont 05602 VIRGINIA Bureau of Water Control Management State Water Control Board Post Office Box IHI43 Richmond, Virginia 2323O WASHINGTON Department of Ecology Olympia, Washington 98501 WEST VIRGINIA Office of Federal-State Relations Division of Planning & Development Capitol Building, Rm. 150 Charleston, West-Virginia 25305 WISCONSIN Department of Natural Resources P. 0. Box 1*50 Madison, Wisconsin 53701 WYOMING Wyoming Disaster and Civil Defense Agency P. 0. Box 1709 Cheyenne, Wyoming 82001 (7) ------- Department of Housing And Urban Development National Flood Insurance Program List of Servicing Company Offices March 1, 1975 ALABAMA DELAWARE The Hartford Insurance Group General Accident F &. L Assuxance Hartford Building Corp. Ltd. 100 Edgewood Avenue UlU Walnut Street Atlanta, Georgia 30301 Philadelphia, Pennsylvania 19106 Phone: (I4OI+) 521-20$? Phone: (215) 238-5000 ALASKA Industrial Indemnity Co. of Alaska P. 0. Box 307 Anchorage, Alaska 99510 Phone: (907) 279-9W»1 ARIZONA Aetna Technical Services Inc. Suite 901 3003 North Central Avenue Phoenix, Arizona 85012 Phone: (602) 26U-2621 ARKANSAS The Travelers Indemnity Company 700 South University Little Rock, Arkansas 72203 P. 0. Box 51 Phone: (501) 661*-5085 CALIFORNIA-NORTHERN Fireman's Fund American Insurance Companies P. 0. Box 3136 San Francisco, California 9UH9 Phone: (I4I5) U21-1676 CALIFORNIA-SOUTHERN Fireman's Fund American Insurance Companies P. 0. Box 2323 Los Angeles, California 90051 Phone: (213) 381-311*1 COLORADO CNA Insurance 1660 Lincoln-Suite 'lSOO Denver, Colorado 80203 Phone: (303) 266-0561 CONNECTICUT Aetna Insurance Company P. 0. Box 1779 Hartford, Connecticut 06101 Phone: (203) 523-J486I FLORIDA The Travelers Indemnity Company 1516 East Colonial. Drive Orlando, Florida 32803 Phone: (305) 896-2001 GEORGIA The Hartford Insurance Group Hartford Building 100 Edgewood Avenue Atlanta, Georgia 30301 Phone: (l+OU) 521-2059 HAWAII First Insurance Co. of Hawaii, Ltd. P. 0. Box 2866 Honolulu, Hawaii 96803 Phone: (808) 5U8-$11 IDAflO Aid Insurance Company Snake River Division 18U5 Federal Way- Boise, Idaho 83701 Phone: (208) 3143-4931 ILLINOIS State Farm Fire & Casualty Co. Illinois Regional Office 2309 E. Oakland Avenue Bloomington, Illinois 61701 Phone: (309) 557-7211 INDIANA United Farm Bureau Mutual Insurance 130 East Washington Street Indianapolis, Indiana U620U Phone: (317) 263-7200 I0V/A Employers Mutual Casualty Company P. 0. Box 88L4 Des Moines, Iowa 5030U Phone: (5l5) 280-2511 (8) ------- KANSAS Royal-Globe Insurance Companies 1125 Grand Avenue Kansas City, Missouri 61+lUl Phone: (816) 81+2-6116 KENTUCKY CNA Insurance 580 Walnut Street Cincinnati, Ohio 1+5202 Phone: (513) 621-7107 LOUISIANA Aetna Technical Services, Inc. P. 0. Box 61003 New Orleans, Louisiana 70160 Phone: (501+) 821-1511 MAINE Commercial Union Insurance Company c/o Campbell, Payson & Noyes 27 Pearl St., Box 527 Pearl St. Station Portland, Maine 01+116 Phone: (207) 77l+-ll»31 MARYLAND U.S. Fidelity & Guaranty Company P. 0. Box 1138 Baltimore, Maryland 21203 Phone: (30l) 539-0380 MASSACHUSETTS-EASTERN Commercial Union Insurance Company 1 Beacon Street Boston, Massachusetts 02108 Phone: (617) 725-6128 MASSACHUSETTS-WESTERN Aetna Insurance Company P.O. Box 1779 Hartford, Connecticut 06101 MICHIGAN Insurance Company of North America Room 300-Buhl Building Griswold & Congress Streets Detroit, Michigan 1+82-26 Phone: (313) 963-I+III+ MINNESOTA-EASTERN The St. Paul Fire & Marine Company P. 0. Box 3U70* St. Paul, Minnesota 55165 Phone: (612) 222-7751 MINNESOTA-WESTERN The St. Paul Fire & Marine 1 Company 7900 Xerxes Avenue South Minneapolis, Minnesota 55U31 Phone: (612) 835-2600 MISSISSIPPI The Travelers Indemnity Compai 5360 Interstate 55 North P.- 0. Box 2361 Jackson, Mississippi 39205 Phone: (60l) 956-5600 MISSOURI-EASTERN MFA Insurance Companies 1817 West Broadway Columbia, Missouri 65201 Phone: (311+) Z4+5-8UU1 MISSOURI-WESTERN Royal-Globe Insurance Companies 1125 Grand Avenue Kansas City, Missouri 6)|11|1 Phone: .(8l6) 81*2-6116 MONTANA The Home Insurance Company 8 Third Street N.-P.0. Box 1031 Great Falls, Montana 591*01 Phone: (1+06) 761-8110 NEBRASKA Royal-Globe Insurance Companies 1125 Grand Avenue Kansas City, Missouri 61+11+1 Phone: (816) 81+2-6116 NEVADA The Hartford Insurance Group P. 0. Box 500 Reno, Nevada 89501+ Phone: (702) 329-1061 (9) ------- NEW HAMPSHIRE Commercial Union Insurance Company 1 Beacon"Street Boston, Massachusetts 02108 Phone: (617) 725-6128 NEW JERSEY Great American Insurance Company 5 Dakota Drive Lake Success, New York 110l;0 Phone: (201) 22U-1+200 HEW MEXICO CNA Insurance 1660 Lincoln St., Suite 1800 Denver, Colorado 80203 Phone: (303) 266-0561 NEW YORK Great American Insurance Company 5 Dakota Drive Lake Success, New York 110l|0 Phone: ($16) 775-6900 NORM CAROLINA Kemper Insurance 1229 Greenwood Cliff Charlotte, North Carolina 28201+ Phone: (70U) 372-7150 NORTH DAKOTA The St. Paul Fire & Marine Insurance Company 25U Hamm Building 1+08 St. Peter Street St. Paul, Minnesota 55102 Phone: (612) 227-9581 OHIO-NORTHERN Commercial Union Insurance Company 1300 East 9th St. Cleveland, Ohio U+lli; Phone: (216) 522-1060 OHIO-SOUTHERN CNA Insurance 580 Walnut Street Cincinnati, Ohio 1(5202 Phone: (513) 621-7107 £U.S. GOVERNMENT PRINTING OFFICE; 1977-0-7 79-709-21 OKLAHOMA ]>'"pub 1 ic-Vanguard Insurance Group ]\ 0. Box 3000 Dalian, Texas 75221 Phone: (2lU) 528-0301 OREGON State Farm Fire & Casualty Company I46OO 25th Avenue, N.E. Salem, Oregon 97303 Phone: (503) 393-0101 PENNSYLVANIA General Accident F & L Assurance Corp., Ltd. UII4 Walnut Street Philadelphia, Pennsylvania 19106 Phone: (215) 238-5512 PUERTO RICO I.S.O. of Puerto Rico Penthouse 7th Ochoa Bldg. 7th floor, P.O. Box 1333 San Juan, Puerto Rico 00902 Phone: (809) 723-0000 RHODE ISLAND American Universal Insurance Co. lUU Wayland Avenue Providence, Rhode Island 02901* Phone: (1*01) 351-1*600 SOUTH CAROLINA Maryland Casualty Company P. 0. Box*11615' Charlotte, North Carolina 28209 Phone: (701*) 525-8330 SOUTH DAKOTA The St. Paul Fire 6c Marine Insurance Co. 2$1* Hamm Building 1*08 St. Peter Street St. Paul, Minnesota 55102 Phone: (612) 227-9581 TENNESSEE CNA Insurance 110-21st Avenue South Nashville, Tennessee 37203 Phone: (6l5) 327-0061 (10)' ------- |