United States
                      Environmental
                      Protection Agency
                      Washington, D.C. 20460
  Solid Waste
  and Emergency
  Response (5105)
EPA 500-F-00-209
July 2000
www.epa.gov/brownfields/
 &EPA      Brownfields  Cleanup
                       Revolving  Loan  Fund  Pilot
                                                                    Dearborn,  Ml
Outreach and Special Projects Staff (5105)
                      Quick Reference Fact Sheet
EPA's Brownfields Economic Redevelopment Initiative is designed to empower states, communities, and other stakeholders
in economic redevelopment to work together in a timely manner to prevent, assess, safely clean up, and sustainably reuse
brownfields. A brownfield is a site, or portion thereof, that has actual or perceived contamination and an active potential for
redevelopment or reuse. EPA is funding: assessment demonstration pilot programs (each funded up to $200,000 over two
years), to assess brownfields sites and to test cleanup and redevelopment models; job training pilot programs (each funded
up to $200,000 over two years), to provide training for residents of communities affected by brownfields to facilitate cleanup
of brownfields sites and prepare trainees for future employment in the environmental field; and, cleanup revolving loan fund
programs (each funded up to $500,000 over five years) to capitalize loan funds to make loans for the environmental cleanup
of brownfields. These pilot programs are intended to provide EPA, states, tribes, municipalities, and communities with useful
information and strategies as  they continue to seek new methods to promote a unified approach to site assessment,
environmental cleanup, and redevelopment.
BACKGROUND

Dearborn, Michigan is the hometown of Henry Ford
and the world headquarters of the Ford Motor
Company, the Henry Ford Museum and Greenfield
Village. Between 1920 and 1960, 17 percent of the
City's 24.5 square miles was developed for industrial
use. Due to age, changes in technology, abandonment
and old operational practices, a significant number of
industrial sites are in a state of physical and economic
decline or total obsolescence.

Many of the obsolete industrial sites, which are
concentrated in the eastern portion of the City, are
located in neighborhoods with a majority (69%) of
low and moderate-income residents. Historic
unemployment patterns in the industrial areas are, on
average, one-and-a-half to four times the rate of the
City as a whole. Dearborn has been working through
the Downriver Area Brownfield Consortium to
identify and assess brownfield sites. Phase I and II
Baseline Environmental Assessments have been
completed on three sites. The Downriver Area
Brownfield Consortium was designated a
Brownfields Assessment Pilot in 1997.
PILOT SNAPSHOT
                     Date of Announcement:
                     July 2000

                     Amount: $500,000

                     BCRLF Target Area:
                     City of Dearborn
Dearborn, Michigan
Contacts:

City of Dearborn Economic &
Community Development Dept.
(313)943-2180
 Region 5 Brownfields
 Coordinator
 (312)886-7576
      Visit the EPA Region 5 Brownfields web site at:
           www.epa.gov/R5Brownfields/

For further information, including specific Pilot contacts, additional
 Pilot information, brownfields news and events, and publications
     and links, visit the EPA Brownfields web site at:
          http://www.epa.gov/brownfields

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BCRLF OBJECTIVES

The objectives of the Dearborn BCRLF program are to
close  the financial gap for projects and encourage
cleanup and redevelopment  of underutilized and
obsolete sites.

Specifically, the Dearborn BCRLF program seeks to:

•      Provide funding necessary to induce
       brownfields redevelopment;
•      Create new job and housing opportunities;
•      Increase the property value of brownfields;
•      Return obsolete sites to productive use; and
•      Facilitate private investment.

Loans will be made to projects that further these
goals and are consistent with existing zoning and
land uses. The primary BCRLF target area is the
industrial corridor, although sites throughout the City
are eligible for funding.

FUND STRUCTURE AND OPERATIONS

The City of Dearborn's Economic and Community
Development Department (ECD) will serve as lead
agency. The Assistant Director of the ECD will be
brownfields site manager. The fund will be managed by
the ECD,  the City's Finance Department, and the
Dearborn Brownfields Redevelopment Agency.

Dearborn will consider an innovative  approach  to
BCRLF loans through the Brownfields Redevelopment
Authority to qualified developers to subsidize cleanup
costs.  Tax increment financing revenues  are  being
considered  as the  mechanism for BCRLF  loans
repayment. Interest rates would be four percent.

LEVERAGING OTHER RESOURCES

Other potential funding sources include: Michigan Site
Reclamation Grants, Michigan Brownfield Revolving
Loan, Michigan Single Business Tax incentives; City
Infrastructure  Funding,  Dearborn  Brownfields
Redevelopment Authority Tax Increment Financing;
Industrial   Facilities   Tax   Abatement;  Dearborn
Economic Development Corporation Funding, and
HUD Community  Development Block Grants.  To
further leverage  BCRLF funds, the pilot also will
consider requiring private developer matching funds
including cash and in-kind contributions.
Use of 'BCRLF Pilot funds must be in accordance with
CERCLA, and all CERCLA restrictions on use of funding
also apply to BCRLF funds.
Brownfields Cleanup Revolving Loan Fund Pilot
July 2000	
                                  Dearborn, Michigan
                                   EPA 500-F-00-209

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