SmartWay
Transport Partnership
 U.S. ENVIRONMENTAL PROTECTION AGENCY
requently Asked Questions

               Partners Help Truckers Save Money, Reduce Emissions
               What are SmartWay Upgrade Kits?
                  SmartWay Upgrade Kits are highly fuel-efficient technologies bundled with emission-control
               devices that reduce fuel consumption and air pollution. The fuel- and emissions-savings
               technologies include idle-reduction equipment, low-rolling resistance tires, advanced trailer and
               tractor aerodynamics, and exhaust after-treatment devices. Kit components can be purchased
               individually or in combination.

               What are the benefits of the SmartWay Upgrade Kit?
                  Trucks fully loaded with all kit features have demonstrated fuel savings of up to 15% -
               translating into an annual savings of $7,500 based on a fuel cost of $2.75 per gallon. The
               environment also benefits: These products significantly decrease harmful diesel-fuel emissions
               and reduce exposure to contaminants that might adversely affect the health of drivers.

               Where can the kits  be purchased?
                  Three SmartWay partners sell our kits:
                    •  4 State Trucks in Joplin, Missouri
                    •  Cascade Sierra Solutions Outreach Center in Coburg, Oregon
                    •  Twolane Customs, Inc., in Gretna, Nebraska
                  Numerous truck  dealers and service centers also sell the components for the upgrade kit.

               What is the cost of  the SmartWay Upgrade Kit?
                  Typically between $8,500 and $25,000, depending on the technologies selected for
               installation. The kit can actually end up saving truck owners more  money than it costs. For
               example, an upgrade kit that consists of an APU, single-wide tires, and trailer aerodynamics
               purchased for about  $16,500 with a five-year loan term at 12% annually will cost about $367 per
               month with $636 in monthly fuel savings - a profit of $269 every month for five years.1

               What type of financing is available for the SmartWay Upgrade Kit?
                  EPA is using Small Business Administration lending  programs to help finance the SmartWay
               Upgrade Kit. Several financial institutions are working with EPA to offer innovative loan packages
               for the purchase and installation of the kit. Each owner-operator or fleet owner works directly with
               a participating lender to obtain the loan. Participating lenders can offer affordable monthly
               payments for the purchase of the SmartWay Upgrade Kit, or its individual components. Lenders
               offer a rapid approval process, low monthly payments, and no collateral  requirements.

               What are the loan requirements?
                  Companies with  $23.5 million or less in annual gross receipts  are eligible for these SBA
               Express Loans. Loan amounts range from $5,000 to $25,000. No  collateral is required. Loan
               terms range from three to 10 years. Interest rate is about 12%.
                  1 This example is based on the following assumptions:  the cost of diesel is $2.75 per gallon; annual
               consumption of fuel is 16,667 gallons; and idling hours are 2,400 annually.
              U.S. Environmental Protection Agency • Office of Transportation & Air Quality • SmartWay  Transport Partnership
                                                  EPA420-F-07-027

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           SmartWay
Transport Partnership
 U.S. ENVIRONMENTAL PROTECTION AGENCY
              How do I apply for the financing?
                  To find out more about SmartWay Financing, go to www.epa.gov/smartwav/financing.htm or
              call 734-214-4767. EPA has listed all of the SBA approved lenders. You can select the banks that
              you want to work with and contact them for further information on applying for your loan.

              Who is the Chrome Shop Mafia?
                  The Chrome Shop Mafia consists of the cast and crew of the Country Music Television's
              popular truck renovation series "Trick My Truck." The big-rig mechanics customize trucks of
              owner-operators identified by the show's  producers.

              What is 4 State Trucks?
                  4 State Trucks is an equipment retail outlet and service center headquartered in Joplin,
              Missouri, that provides new and used parts for the heavy duty truck industry. They are an affiliate
              that promotes the SmartWay Partnership and sells SmartWay Upgrade Kits. 4 State Trucks is the
              business employing the crew of truck designers and custom fabricators known as the Chrome
              Shop Mafia.
               U.S. Environmental Protection Agency • Office of Transportation & Air Quality • SmartWay  Transport Partnership
                                                 EPA420-F-07-027

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