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OFFICE OF INSPECTOR GENERAL
Catalyst for Improving the Environment
Audit Report
State of Nevada Drinking Water
State Revolving Fund Program
Financial Statements for Year Ended
June 30, 2004
Report No. 2006-1-00018
November 29, 2005

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Abbreviations
CAFR	Comprehensive Annual Financial Report
DEP	Nevada Division of Environmental Protection
EPA	U.S. Environmental Protection Agency
FASB	Financial Accounting Standards Board
GASB	Governmental Accounting Standards Board
SDWA	Safe Drinking Water Act

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U.S. Environmental Protection Agency
Office of Inspector General
At a Glance
2006-1-00018
November 29, 2005
Catalyst for Improving the Environment
Why We Did This Audit
We performed this audit to
determine:
Whether the Nevada Drinking
Water State Revolving Fund
Program's (the Program)
financial statements were fairly
presented in all material
respects;
To what extent the Program's
internal controls over financial
reporting could be relied upon;
and
• Whether the Program complied
with applicable laws and
regulations.
Background
The requirement for audited
financial statements was enacted to
help ensure that the State
Revolving Fund Programs had
management practices, systems,
and controls in place to provide
reliable information for managing
the Federally funded program.
State of Nevada Drinking Water
State Revolving Fund Program
Financial Statements for Year Ended June 30, 2004
What We Found
We rendered unqualified opinions on the State of Nevada Drinking Water State
Revolving Fund Program's Fiscal Year 2004 financial statements, and
Nevada's compliance with applicable laws and regulations. Specifically, the
financial statements present fairly, in all material respects, the financial
position of the Program. Further, in our opinion, the Program complied, in all
material respects, with applicable program requirements. We noted no matters
involving the internal control over financial reporting and its operations that
we considered to be material weaknesses.
For further information,
contact our Office of Congressional
and Public Liaison at (202) 566-2391.
To view the full report, click on the
following link:
www.epa.aov/oia/reports/2006/
20051129-2006-1 -00018.pdf

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f bg \ UNITED STATES ENVIRONMENTAL PROTECTION AGENCY
v MX 7 2	WASHINGTON, D.C. 20460
%	OFFICE OF
PR0	INSPECTOR GENERAL
November 29, 2005
i
MEMORANDUM
SUBJECT: Auditor's Report for the State of Nevada
Drinking Water State Revolving Fund Program
Financial Statements for Year Ended June 30, 2004
Report No. 2006-1-00018
FROM: Michael A. Rickey /s/ 'JfUdad/l. "Rurfxy
Director for Assistance Agreement Audits
TO:
Wayne Nastri, Regional Administrator
EPA Region 9
San Francisco, CA
Attached is a copy of the subject audit we sent to the State of Nevada. The audit contains reports
on the financial statements, internal controls, and compliance requirements applicable to the
State of Nevada Drinking Water State Revolving Fund program for the year ended June 30,
2004.
We issued an unqualified opinion on the financial statements and on the compliance
requirements applicable to the State of Nevada Drinking Water State Revolving Fund program.
In addition, we did not note any matters involving the internal control system and operations that
we consider to be material weaknesses.
Since we did not have any compliance matters or costs questioned, we are closing the audit
report on issuance.
We have no objection to the release of this report to any member of the public upon request.
The report contains no confidential business or proprietary information. If you have any
questions or concerns, please contact Mr. William Dayton at (916) 498-6590 or Ms. Yeon Kim
at (617) 918-1482.
Enclosure

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Table of Contents
At a Glance
Independent Auditor's Report 		1
Statement of Net Assets		2
Statement of Revenues, Expenses, and Changes in Net Assets 		3
Statement of Cash Flows		4
Notes to Financial Statements 		6
Independent Auditor's Report on Internal Control and Compliance
and Other Matters Based on an Audit of Financial Statements
Performed in Accordance with Government Auditing Standards		14
Supplemental Information		17
Schedule of Set-Aside Expenses		18
Distribution		19

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UNITED STATES ENVIRONMENTAL PROTECTION AGENCY
WASHINGTON, D.C. 20460
OFFICE OF
INSPECTOR GENERAL
Independent Auditor's Report
We have audited the accompanying financial statements of the Drinking Water State
Revolving Fund Program (the Program) as of and for the year ended June 30, 2004. These
financial statements are the responsibility of the Program's management. Our
responsibility is to express opinions on these financial statements based on our audit.
We conducted our audit in accordance with auditing standards generally accepted in the
United States of America and the standards applicable to financial audits contained in
Government Auditing Standards, issued by the Comptroller General of the United States.
Those standards require that we plan and perform the audit to obtain reasonable assurance
about whether the financial statements are free of material misstatement. An audit includes
examining, on a test basis, evidence supporting the amounts and disclosures in the financial
statements. An audit also includes assessing the accounting principles used and significant
estimates made by management, as well as evaluating the overall financial statement
presentation. We believe that our audit provides a reasonable basis for our opinion.
As discussed in Note 1, the financial statements referred to above are intended to present
the financial position, and the changes in financial position and cash flows, where
applicable, of the Program. The accompanying financial statements are not intended to
present the financial position of the State of Nevada as of June 30, 2004, or the changes in
its financial position and cash flows, where applicable, for the year then ended, in
conformity with accounting principles generally accepted in the United States of America.
In our opinion, the financial statements referred to above present fairly, in all material
respects, the financial position of the Program, as of June 30, 2004, and the changes in
financial position and cash flows, where applicable, thereof for the year then ended, in
conformity with accounting principles generally accepted in the United States of America.
Office of Inspector General
April 8, 2005

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State of Nevada
Drinking Water State Revolving Fund Program
Statement of Net Assets
As of June 30, 2004
Assets

Current assets:

Cash and cash equivalents
$8,666,447
Loan interest receivable
645,865
Investment interest receivable
9,878
Federal grants receivable
605,448
Loans receivable - current portion
1,213,297
Total current assets
11,140,935
Loans receivable - long term portion
36,941,942
Unamortized cost of bond issuance
148,646
Equipment, net of depreciation
17,194
Total Assets
$48,248,717
Liabilities and Net Assets

Current liabilities:

Accounts payable
$570,220
Accrued payroll
16,434
Accrued Interest
225,146
Arbitrage rebate payable
11,800
Current portion of bonds payable
590,000
Total current liabilities
1,413,600
Long-term liabilities:

Bonds payable
10,857,716
Total long-term liabilities
10,857,716
Total liabilities
12,271,316
Net Assets:

Invested in capital assets
17,194
Restricted for revolving loans
35,960,207
Total net assets
35,977,401
Total Liabilities and Net Assets
$48,248,717
See accompanying notes to the financial statements.
2

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State of Nevada
Drinking Water State Revolving Fund Program
Statement of Revenues, Expenses, and Changes in Net Assets
Year Ended June 30, 2004
Revenues:
Interest earned on loans	$1,238,789
Federal set-aside revenues	2,254,462
Interest earned on investments		144,935
Total revenues	3,638,186
Expenses:
Set-asides:
Administrative	278,663
State program management	835,884
Local assistance	864,581
Technical assistance	147,336
Debt service on matching bonds	490,126
Trust agent fees	924
Depreciation expense	5,865
Amortization of cost of issuance	9,318
Arbitrage rebate expense		(39,600)
Total expenses	2,593,097
Operating income	1,045,089
Non-operating income:
EPA capitalization grant	5,206,788
Change in net assets	6,251,877
Net assets, beginning of year	29,725,524
Net assets, end of year	$35,977,401
See accompanying notes to the financial statements.
3

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State of Nevada
Drinking Water State Revolving Fund Program
Statement of Cash Flows
For the Year Ended June 30, 2004
Cash flows from operating activities:
Principal received on loans
$1,131,681
Interest received on loans
1,130,066
Interest received on investments
156,782
Cash received from EPA for set-asides
2,808,519
Disbursements to loan recipients
(7,538,945)
Trust agent fees
(924)
Cash paid for set-aside activities
(2,118,145)
Net cash used by operating activities
(4,430,966)
Cash flows from noncapital financing activities:

Grants from EPA for loans
6,049,796
Bond proceeds
3,252,493
Bond principal redemption
(305,000)
Interest payments on bonds
(457,501)
Net cash provided by noncapital financing activities
8,539,788
Net increase in cash
4,108,822
Cash and cash equivalents, beginning of year
4,557,625
Cash and cash equivalents, end of year
$8,666,447
See accompanying notes to the financial statements.
4

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State of Nevada
Drinking Water State Revolving Fund Program
Statement of Cash Flows - Continued
For the Year Ended June 30, 2004
Reconciliation of Operating Income to Net Cash Used for Operating Activities
Operating income	$1,045,089
Adjustments to reconcile operating income to net cash used by operating activities:
Depreciation and amortization	15,812
Interest on bonds	490,127
Change in assets and liabilities:
(Increase) in loan interest receivable	(108,723)
Decrease in investment interest receivable	11,847
(Increase) in loans receivable	(5,319,274)
Decrease (increase) in grants receivable	554,057
Increase in accounts payable	531
Increase (decrease) in accrued payroll	7,158
(Decrease) increase in construction costs payable	(1,087,990)
(Decrease) increase in arbitrage rebate payable		(39,600)
Total adjustments	(5,476,055)
Net cash used by operating activities	($4,430,966)
See accompanying notes to the financial statements.
5

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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 1. Organization of the Fund
The Nevada Drinking Water State Revolving Fund Program (the Program) was established
in 1997 pursuant to Nevada Revised Statues 445A.200 - 445A.295 and the Federal Safe
Drinking Water Act (SDWA). The Program was established to provide assistance to
Nevada's public water systems for projects that meet the eligibility requirements of the
SDWA. The SDWA also allows the State to "set aside" up to 31% of the annual
capitalization grants for administration of the Program (up to 4%), supplemental funding for
the State's Public Water System Supervision program (up to 10%), for technical assistance
to small public water systems (up to 2%), and for other technical or financial assistance to
public water systems (up to 15%).
The Program is administered by the State of Nevada's Department of Conservation and
Natural Resources, Division of Environmental Protection (DEP) through the Bureau of
Water Pollution Control (the Bureau). The Bureau has developed policies and procedures
for the loan and set-aside programs to meet the objectives of the State and Federal Acts and
to properly manage and coordinate the Program. The Bureau determines the level of funding
to be contributed to the loan fund and used for loans and the amount to be set-aside for other
eligible activities. The Bureau reviews loan applications for eligibility and subsequently
prioritizes eligible projects with those compliance-related projects addressing public health
risks receiving the highest ranking. The Bureau's staff reviews each loan applicant to
determine its ability to repay the loan, its readiness to proceed with the project, its ability to
complete the project, and the environmental impacts of the project. A list of prioritized loan
applications is forwarded to the Board for Financing Water Projects for approval. Funding is
offered to the highest-ranking projects that are ready to proceed, until all available funds are
used.
Beginning in 1997, the Program received annual capitalization grants from the U.S.
Environmental Protection Agency (EPA). Nevada is required to provide an amount equaling
20 percent of the Federal capitalization grant as matching funds in order to receive each
grant. As of June 30, 2004, EPA had awarded $58,524,157 in capitalization grants for the
Program, and Nevada is required to provide $11,749,320 as its matching share. The state
match has been funded from proceeds of state match bonds issued on behalf of the Program
by the State Treasurer's Office.
The Bureau has a small professional staff dedicated solely to performing services for the
Program activities. The allocated portion of salaries and benefits of employees for time
spent working on Program activities, as well as indirect costs based on direct costs, are
charged to the Program. Employees charging time to the Program are covered by the State
of Nevada Public Employee's Benefit Plan.
The Program financial statements, footnotes, and related schedules are presented for the
EPA. The Program's account balances and activities are included in Nevada's
Comprehensive Annual Financial Report (CAFR) as part of the Water Projects Loan Fund, a
major enterprise fund which uses the accrual basis of accounting. Because the Program is
blended witn other water pollution control programs, its assets, liabilities, equity and
activities are not identifiable in Nevada's CAFR. Also, because of the different reporting
methods, there may be differences between the amounts reported in these financial
statements and Nevada's CAFR.
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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 2. Summary of Significant Accounting Policies
Basis of Accounting
The program presents its financial statements as an enterprise fund. This method follows the
accrual method of accounting, whereby revenues are recorded as earned and expenses are
recorded when the liability is incurred. An enterprise fund is used since the Program's
operations are similar to a financing institution where net income and capital maintenance
are appropriate determinations of accountability that provide information to the EPA in
evaluating whether the Program is operating within the requirements of the SDWA. All
assets and liabilities associated with the operations of the Program are included in the
balance sheet. Fixed assets are depreciated over the useful life of the asset, using the
straight-line method. In preparing the Program's financial statements, Nevada follows the
accounting pronouncements of the Governmental Accounting Standards Board (GASB), as
well as statements issued by the Financial Accounting Standards Board (FASB) before
November 30, 1989, unless FASB pronouncements conflict with or contradict GASB
pronouncements.
Cash and Cash Equivalents
The Nevada State Treasurer is an elected Constitutional Officer and part of the Executive
Branch of the State Government. The Treasurer is responsible for the handling of all State's
cash as a fiscal agent for the fund. The Treasurer manages an investment pool where all
temporary surplus cash is invested. The investment pool has the same general characteristics
as demand deposit accounts, and invested funds are considered to be cash equivalents.
Management of the Program does not have control over the investment of excess cash and
the statement of cash flows considers all funds deposited with the Treasurer to be cash and
cash equivalents, regardless of actual maturities of the underlying investments. Deposits
with the Nevada State Treasurer are accounted for on the balance sheet as cash and cash
equivalents. Investment interest earnings on these deposits are received by the Program on a
quarterly basis.
Loans Receivable
Nevada operates the Program as a direct loan program, whereby the majority of loans made
to water systems are funded by the Federal capitalization grant and from state matching
funds. Additional loans can be made from revolving funds that have been repaid to the
Program and Program earnings. The Program's loans are evidenced by a formal loan
contract between the DEP and the borrower. Loan funds are disbursed to borrowers after
they incur costs for the purposes of the loan. Federal grant funds are distributed to the State
when the disbursement is made to the borrower.
Interest rates are based on the 20-year Bond Buyer Municipal Index for publicly-owned
water systems and on the 25-year Bond Buyer Municipal index for privately-owned systems.
Rates currently range from 3.1 to 4.0 percent. In determining the interest rate that is offered
to a loan recipient, the rate of interest as published by the Bond Buyer Municipal Index on
the Friday preceding the date that the loan contract is executed is multiplied by a set
percentage, which is currently sixty-six percent (66%).
7

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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 2. Summary of Significant Accounting Policies (continued)
Bonds Payable
The State issues state match bonds to meet its state match obligation. Bond premiums,
discounts and cost of issuance are amortized over the life of the bonds. All bonds are backed
by the full faith and credit of the State of Nevada, with the Program primarily responsible for
repayment.
Contributed Capital
In accordance with generally accepted accounting principles applicable for the reported
periods, funds received from the EPA for the capitalization of the revolving loan fund are
recorded as contributed capital rather than as fund revenue and are recognized when all
eligibility requirements have been met.
Note 3. Cash and Cash Equivalents
All monies in the Program are deposited with the Nevada State Treasurer and are considered
to be cash and cash equivalents. The Treasurer is responsible for maintaining and investing
the pooled cash balances in accordance with Nevada laws. The Treasurer is required to
maintain a mix of investments in order to allow funds to be withdrawn at any time to meet
normal operating needs. The Program's share of the investment income is based on the
average daily balance for the period and is credited to the Program quarterly. Details of the
investments can be obtained from the State Treasurer's Office.
All cash and investments stated at fair market value. Investments held by the State
Treasurer's Office are not categorized because they are not evidenced by securities that exist
in physical or book entry form.
Note 4. Loans Receivable
The Program makes loans to qualified public water systems for projects that meet the
eligibility requirements of the SDWA. Loans have been financed by federal capitalization
grants and state match contributions. As of June 30, 2004, $32,954,590 in federal funds and
$8,214,750 in state match had been disbursed for loans. Effective interest rates on loans
vary between 3.19 and 4.03 percent. Loan maturities are 20 years. Semi-annual payments
are due January 1 and July 1, beginning six months after the project is completed, or three
years after the first loan draw is paid. The loan contract requires the public entities to issue
local bonds to secure the loan amount which the State has pledged as collateral for bonds
payable.
Carrying
Amount
Fair Market
Value
Not subject to categorization:
Consolidated Cash Pool
$8,643,536
$8,666,447
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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 4. Loans Receivable (continued)
Loans receivable as of June 30, 2004 are as follows:
Authorized	June 30,2003	Amount	Principal	Outstanding
Loan Status Loan Amounts	Balance	Disbursed	Repaid	Balance
Completed $31,730,624	$29,848,204 -	$1,121,460	$28,726,744
In Disbursements 17,605,340	2,987,761	6,450,955	10,221 9,428,495
Total	$49,335,964 $32,835,965 $6,450,955 $1,131,681 $38,155,239
Breakouts:
Current	$1,213,297
Non-Current	$36,941,942
Loans mature at various intervals through July, 2023. The scheduled principal and interest
payments on completely disbursed loans maturing in subsequent years are as follows:

Projected
Projected
Projected Total
Fiscal Year
Principal
Interest
Payments
2005
$ 1,213,297
$1,022,898
$2,236,195
2006
1,260,047
979,436
2,239,484
2007
1,305,736
933,748
2,239,484
2008
1,353,083
886,401
2,239,484
2009
1,402,148
837,336
2,239,484
2010-2014
7,811,380
3,386,039
11,197,419
2015-2019
9,326,064
1,863,282
11,189,345
2020 - 2023
5,065,407
335,094
5,400,501

28,737,162
10,244,234
38,981,396
Indian Hills GID 1*
(10,418)
(11,701)
(22,119)
Loans in Completion
28,716,744
$10,232,533
$38,959,277
Loans in Disbursements
9,428,495


Loan Balance at 6/30/04
$ 38,155,239


* Indian Hills General Improvement District 1 is still in disbursement status even though the
loan date is 8/11/00; therefore the amortization schedule has not been finalized yet. The
payments on interest only, however, started on 7/1/01, and principal repayments started in
FY 04. Thus both principal and interest that are due in FY 2005 have been added to the
2005 projected amounts, and subtracted later to arrive at the correct amount of the loans in
completion.
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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 4. Loans Receivable (continued)
As of June 30, 2004, the Program made three loans to two communities that exceeded
$5,000,000. These three loans represent 65.17% of the total loans receivable of
$38,155,239.
Community
Southern Nevada Water Authority 1
Southern Nevada Water Authority 2
City of Henderson
Total
Loan
Authorized
$12,269,695
10,000,000
5,500000
$27,769,695
Loan
Outstanding
$10,463,759
9,091,761
5,309,149
$24,864,669
Percentage
of Total
Outstanding
27.42%
23.83%
13.92%
65.17%
Note 5. State Match Bonds Payable
The State issues bonds to provide the required matching funds. As of June 30, 2004, Nevada
had deposited matching funds from the net proceeds of these bonds totaling $11,805,705.
The bonds are general obligations of the State to which the full faith and credit of the State is
pledged. The State expects that the loan interest payments received from public water
systems will be in excess of the requirements necessary to service debt on the bonds.
Interest on the bonds is payable semiannually with rates ranging from 5.1% to 5.15%.
Principal is due annually through 2020 with optional early redemption, at the option of the
State, with early redemption premiums ranging from 0 to 1 percent.
As of June 30, 2004, the status of the state match deposits was as follows:
Net Bond Proceeds
Amount Used on Loans in FY 04
State Match Available
June 30, 2003
Balance
$1,744,326
FY 2004
Contribution
$3,252,493
June 30, 2004
Balance
$4,996,819
(1,405,864)
$3,590,955
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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 5. State Match Bonds Payable (continued)
Details of bonds payable as of June 30, 2004 are as follows:
Beginning
	Bonds	 Balance 2004 Issues
September 1, 1999, 1999B
general obligation bonds,
interest of 5.1% to 5.75%
due semi-annually,
principal due annually
through 2020.
December 1, 2000, 2000C
general obligation bonds,
interest of 5.25% to 5.375
due semi-annually,
principal due annually
through 2018.
September 1, 2001, 2001C
general obligation bonds,
interest of 5.1%> to 5.75 due
semi-annually, principal
due annually through 2020.
November 1, 2003, 2003J
general obligation bonds,
interest of 2.00% to 4.25
due semi-annually,
principal due annually
through 2019.		 3.300.000
$8.350.000 $3.300.000
Add: Bonds Premium
Total Bonds Payable
Breakouts:	
Current
Long Term
$5,235,000
1,555,000
1,560,000
2004	Year-End
Retirements Balance
$205,000 $5,030,000
100,000 1,455,000
1,560,000
3,300,000
$305,000 11,345,000
102,716
$11,447,716
$590,000
$10,857,716
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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 5. State Match Bonds Payable (continued)
The Program's debt service requirements to maturity, excluding unamortized premium, are
as follows:
Year Ending June 30 Principal	Interest	Total
2005	$590,000	$568,604	$1,158,604
2006	600,000	583,320	1,183,320
2007	615,000	555,920	1,170,920
2008	635,000	486,979	1,121,979
2009	645,000	417,289	1,062,289
2010-2014 3,550,000	1,621,088	5,171,088
2015 -2019 4,255,000	675,994	4,930,994
2020 455,000	13,081	468,081
Total	$11,345,000 $4,922,275 $16,267,275
Note 6. Arbitrage Rebate
In accordance with Internal Revenue Code Section 148(f) relating to arbitrage restrictions on
tax-exempt bonds, an arbitrage rebate payable in the amount of $11,800 has been recorded
for thel999B state match bond, which is due in November of 2004. No arbitrage liability
exists on the other three bond issues.
Note 7. Set-Aside Expenses
Set-aside costs were incurred mainly for the following activities:
a) Administrative Costs (4% Set-Aside) - Costs incurred for salaries and associated
expenses of personnel administering the Program.
b) State Program Management (10% Set-Aside) - Costs incurred for five different
areas: Enhancement of the Public Water System Supervision (PWSS) including
development of the information management system, Technical As si stance/Source
Water Protection Education, Underground Injection Control, Implementation of
Nevada's Capacity Development Strategy, and Operator Certification.
c)	Technical Assistance (2% Set-Aside) - Costs incurred for technical assistance for
small public water systems that serve 10,000 or fewer persons.
d)	Local Assistance (15% Set-Aside) - Costs incurred for providing fund to public
water systems to provide technical or financial assistance under the capacity
development strategy, and to enhance the Wellhead Protection Program and Source
Water Assessment Program.
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State of Nevada
Drinking Water State Revolving Fund Program
Notes to Financial Statements
Note 8. Contributed Capital
The Program is capitalized by the EPA grants authorized by SDWA and matching funds
provided by state match bonds. All EPA funds drawn for loans are recorded as contributed
capital from EPA. All EPA funds drawn for set-asides are recorded as revenue. As of June
30, 2004, EPA had awarded to Nevada $45,604,904 in capitalization grants for loans of
which $32,954,590 had been drawn and recorded as contributed capital. An additional
$8,868,338 has been drawn for set-aside expenses since inception of the Program and
recorded as revenue.
The following summarizes the federal capitalization grants:
Year of
Allotment
1998
1999
2001
2002
2003
Total
Breakouts:
Set-Asides
Loans
Grant
Amount
$12,558,800
14,585,100
7,757,000
15,841,600
8,004,100
$58,746,600
$13,141,696
$45,604,904
Cumulative
Draws As of
June 30, 2003
$12,062,082
14,584,470
6,318,060
$6,059,818
$26,904,794
2004
Draws
$377,970
630
1,438,940
7,040,776
$32,964,612 $8,858,316
$2,808,520
$6,049,796
Cumulative
Draws As of
June 30, 2004
$12,440,052
14,585,100
7,757,000
7,040,776
$41,822,928"
$8,868,338
$32,954,590
Fund Available
As of
June 30, 2004
$118,748
8,800,824
8,004,100
$16,923,672
$4,273,358
$12,650,314
Note 9. Contingencies, Subsequent Events and Other Matters
Contingencies
The Program is exposed to various risks of loss related to torts; thefts of, damage to or
destruction of assets; errors or omissions; injuries to state employees while performing the
Program business; or acts of God. Nevada is self-insured against certain property and
liability claims up to $1 000,000 and carries excess liability insurance for any claim in
excess of $1,000,000. There have not been any claims against the Program since its
inception.
Related Parties
There are no related party transactions with or related to amounts receivable from
management of the Program.
Subsequent Events
In July 2004, the Board for Water Financing Projects committed additional loan funds of
8,000,000 for two projects.
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Independent Auditor's Report on Internal Control and Compliance
and Other Matters Based on an Audit of Financial Statements
Performed in Accordance with Government Auditing Standards
14

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UNITED STATES ENVIRONMENTAL PROTECTION AGENCY
WASHINGTON, D.C. 20460
OFFICE OF
INSPECTOR GENERAL
Mr. Jon Palm, Chief, Bureau of Water Pollution Control
Nevada Division of Environmental Protection
We have audited the financial statements of the Nevada Drinking Water State Revolving Fund
Program (the Program) as of and for the year ended June 30, 2004, and have issued our report
thereon dated April 8, 2005. We conducted our audit in accordance with auditing standards
generally accepted in the United States of America and the standards applicable to financial
audits contained in Government Auditing Standards, issued by the Comptroller General of the
United States.
Internal Control over Financial Reporting
In planning and performing out audit, we considered the Nevada Division of Environmental
Protection's internal control over financial reporting in order to determine our auditing
procedures for the purpose of expressing our opinion on the financial statements and not to
provide an opinion on the internal control over financial reporting. Our consideration of the
internal control over financial reporting would not necessarily disclose all matters in the
internal control that might be material weaknesses. A material weakness is a reportable
condition in which the design or operation of one or more of the internal control components
does not reduce to a relatively low level the risk that misstatements caused by error or fraud in
amounts that would be material in relation to the financial statements being audited may occur
and not be detected within a timely period by employees in the normal course of performing
their assigned functions. We noted no matters involving the internal control over financial
reporting and its operation that we consider to be material weaknesses.
Compliance and Other Matters
As part of obtaining reasonable assurance about whether the Program's financial statements are
free of material misstatement, we performed tests of its compliance with certain provisions of
laws, regulations, contracts, and grant agreements, noncompliance with which could have a
direct and material effect on the determination of financial statement amounts. This included
tests of specific program requirements governing allowability for specific activities, allowable
costs, cash management, State matching, period of availability of funds and binding
commitments, program income, reporting, and subrecipient monitoring that are applicable to
the Program for the year ended June 30, 2004. The management of the Program is responsible
for the Program's compliance with those requirements. Our responsibility is to express an
opinion on those requirements based on our audit.
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An audit includes examining, on a test basis, evidence about the Program's compliance with
those requirements. We believe that our audit provides a reasonable basis for our opinion.
In our opinion, the Program complied, in all material respects, with the specific program
requirements that are applicable to the Program for the year ended June 30, 2004.
State Response: The State of Nevada did not have any comments.
This report is intended solely for the information and use of management of the Program and
the EPA, and is not intended to be and should not be used by anyone other than these specified
parties.
Office of Inspector General
April 8, 2005
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Supplemental Information
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State of Nevada
Drinking Water State Revolving Fund Program
Schedule of Set-Aside Expenses
Year Ended June 30, 2004
State
Program Technical	Local
Cost Category Administration Management Assistance Assistance	Total
Salaries/Benefits	$178,802	$3,167	-	$53,009	$234,978
Indirect Costs	46,153	-	-	13,062	59,215
Operating	29,103	1,630	-	2,625	33,358
Equipment	-	1,670	-	-	1,670
Contract	20,539	828,499	$147,336	795,732	1,792,106
Travel		4,066 	919_ 		153_ 	5,138
Total 	$278,663	$835,885	$147,336	$864,581	$2,126,465
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Distribution
EPA Region 9
Regional Administrator
Director, Water Division
State Revolving Fund Coordinator
Audit Followup Coordinator
EPA Headquarters
Director, Grants Administration Division
Director, Financial Management Division
Director, Office of Grants and Debarment
Agency Followup Coordinator
State Revolving Fund Audit Manager
State Revolving Fund Branch, Office of Water
State of Nevada
Division of Environmental Protection, Nevada Department of Conservation
and Natural Resources
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