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U.S. ENVIRONMENTAL PROTECTION AGENCY
OFFICE OF INSPECTOR GENERAL
Operating efficiently and effectively
EPA's Purchase Card and
Convenience Check
Program Merits an Audit
in Fiscal Year 2020
Report No. 20-P-0006	October 18, 2019
GSA

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Report Contributors:
Myka Bailey-Sparrow
Madeline Mullen
Michael Petscavage
Abbreviations
EPA	U.S. Environmental Protection Agency
GSA	U.S. General Services Administration
OIG	Office of Inspector General
Cover Image: Sample government purchase card. (U.S. General Services Administration)
Disclaimer: Use of company or product names in this document does not in any way
constitute an endorsement by the EPA OIG.
Are you aware of fraud, waste or abuse in an
EPA program?
EPA Inspector General Hotline
1200 Pennsylvania Avenue, NW (2431T)
Washington, D.C. 20460
(888) 546-8740
(202) 566-2599 (fax)
OIG Hotline@epa.gov
Learn more about our OIG Hotline.
EPA Office of Inspector General
1200 Pennsylvania Avenue, NW (2410T)
Washington, D.C. 20460
(202) 566-2391
www.epa.gov/oiq
Subscribe to our Email Updates
Follow us on Twitter @EPAoig
Send us your Project Suggestions

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tfED STAf.
U.S. Environmental Protection Agency	20-P-0006
I	\ Office of Inspector General	October 18,2019
I® I
At a Glance
Why We Did This Project
The Government Charge Card
Abuse Prevention Act of 2012
requires the Inspector General
of each executive agency to
conduct periodic assessments
of its agency's purchase card
and convenience check
program. These assessments:
•	Identify and analyze the
risk of illegal, improper or
erroneous purchases and
payments.
•	Provide a basis for
determining the scope,
frequency and number of
audits of purchase card or
convenience check
transactions.
For this fiscal year 2019 risk
assessment, our objective was
to determine whether the
U.S. Environmental Protection
Agency (EPA) implemented the
corrective actions identified as
a result of our fiscal year 2018
audit, EPA's Purchase Card
and Convenience Check
Program Controls Are Not
Effective for Preventing
Improper Purchases, Report
No. 18-P-0232, issued
August 20, 2018.
This report addresses the
following:
•	Operating efficiently and
effectively.
Address inquiries to our public
affairs office at (202) 566-2391 or
OIG WEBCOMMENTS@epa.gov.
EPA's Purchase Card and Convenience Check
Program Merits an Audit in Fiscal Year 2020
What We Found
The agency certified that it implemented
corrective actions—including the establishment
of additional internal controls—in response to
our fiscal year 2018 audit of the EPA's purchase
card and convenience check program.
However, some of these internal controls were
not in full effect during the EPA's fiscal
year 2019 transition to a new commercial purchase
assessed that the agency's risk of illegal, improper
high enough to merit an audit in fiscal year 2020.
A longer-than-expected
transition to the EPA's new
purchase card contract
adversely affected the
agency's internal controls
over its purchase card and
convenience check program.
card contract. As a result, we
and erroneous purchases is
The EPA obtains commercial purchase card services from a contractor bank
under the U.S. General Services Administration's SmartPay® Program.
Beginning on November 30, 2018, when a new SmartPay contract took effect,
the EPA transitioned its purchase cards from the previous contractor bank
(J.P. Morgan Chase) to the new contractor bank (Citibank N.A.). Although the
card changeover took place on schedule, other parts of the transition took much
longer than expected due to issues with implementing Citibank's online purchase
card management system, CitiManager®. As a result, EPA cardholders could not
upload supporting documentation for transactions until late April 2019, which
precluded the agency from performing routine transaction testing to verify
compliance with federal and agency acquisition requirements.
In addition to the implementation delays, the EPA did not receive needed training
on CitiManager bank-generated reports until June 2019. In August 2019, more
than 8 months after the transition to the new SmartPay contract, the EPA said
that some cardholders and approving officials still could not fully use the
CitiManager system.
We determined that we need to revisit the corrective actions implemented as a
result of our fiscal year 2018 audit because the EPA's transition to the new
purchase card contract adversely affected the agency's internal controls. We will
therefore conduct a fiscal year 2020 audit of the EPA's purchase card and
convenience check program.
This report contains no recommendations. We issued a discussion document to
the agency on June 25, 2019, and the EPA agreed with proceeding directly to a
final report.
List of OIG reports

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^£DSX
s rjQLi \	UNITED STATES ENVIRONMENTAL PROTECTION AGENCY
|	j?	WASHINGTON, D.C. 20460
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*1 PRO"^	OFFICE OF
INSPECTOR GENERAL
October 18, 2019
MEMORANDUM
SUBJECT: EPA's Purchase Card and Convenience Check Program Merits an Audit
in Fiscal Year 2020
Report No. 20-P-0006	/")
FROM: Charles J. Sheehan, Acting Inspector General
TO:	Donna Vizian, Principal Deputy Assistant Administrator
Office of Mission Support
[yl\faUU I •
This is our report on the subject risk assessment conducted by the Office of Inspector General (OIG) of
the U.S. Environmental Protection Agency (EPA). The project number for this risk assessment was
OA&E-FY19-0130. This report represents the opinion of the OIG and does not necessarily represent
the final EPA position.
You are not required to respond to this report because it contains no recommendations. However, if you
submit a response, it will be posted on the OIG's website, along with our memorandum commenting on
your response. Your response should be provided as an Adobe PDF file that complies with the
accessibility requirements of Section 508 of the Rehabilitation Act of 1973, as amended. The final
response should not contain data that you do not want to be released to the public; if your response
contains such data, you should identify the data for redaction or removal along with corresponding
justification.
We will post this report to our website at www.epa.gov/oig.

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EPA's Purchase Card and
Convenience Check Program
Merits an Audit in Fiscal Year 2020
20-P-0006
Table of C
Purpose 		1
Background		1
Responsible Offices		2
Scope and Methodology		2
Results of Risk Assessment		3
Status of Corrective Actions from Previous Audit		3
Citibank Transition Issues		4
Training Issues		5
Conclusion		6
EPA Response and OIG Evaluation		6
Appendix
A Distribution	 7

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Purpose
Our risk assessment objective was to determine whether the U.S. Environmental
Protection Agency (EPA) implemented corrective actions to reduce the potential
for illegal, improper or erroneous use of purchase cards and convenience checks.1
Background
Enacted on October 5, 2012, the Government Charge Card Abuse Prevention Act
of 2012 (Public Law 112-194) requires executive agencies that issue and use
purchase cards to establish and maintain safeguards and internal controls for the
management of purchase cards. The act requires the Inspector General of each
executive agency to:
... conduct periodic assessments of the agency purchase card or
convenience check programs to identify and analyze risks of
illegal, improper, or erroneous purchases and payments in order to
develop a plan for using such risk assessments to determine the
scope, frequency, and number of periodic audits of purchase card
or convenience check transactions[.]
In addition, Federal Acquisition Regulation 13.301(b) requires agencies to
establish procedures for the use and control of the governmentwide commercial
purchase card. The following federal and EPA documents also address purchase
cards and internal controls:
•	Office of Management and Budget Circular No. A-123, Appendix B,
A Risk Management Framework for Government Charge Card Programs,
issued August 27, 2019,2 prescribes policies and procedures for internal
controls to reduce government charge card risks of fraud, misuse and
delinquency.
•	EPA Acquisition Guide, Subsection 13.3.1, "Using the Government-wide
Commercial Purchase Card," issued December 2015, establishes the
agency's policy for using governmentwide commercial purchase cards,
including verifying that funds are available before purchases are made;
obtaining preapproval of purchases from the relevant approving official;
obtaining special approval for items, such as information technology
equipment; and verifying that purchases are acquired from mandatory or
strategic sources.
1	For the purposes of this report, the term purchase cards encompasses convenience checks, which comprise only a
small subset of the EPA's purchase card program.
2	The August 27, 2019, appendix revises former Appendix B, Improving the Management of Government Charge
Card Programs, dated January 2009.
20-P-0006
1

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Purchase card programs streamline purchasing and reduce administrative costs.
The EPA obtains commercial purchase card services through a contractor bank
under the U.S. General Services Administration's (GSA's) SmartPay® Program.
The SmartPay Program provides services to more than 560 federal agencies,
organizations and tribal governments, enabling authorized government employees
to make purchases in support of their organization's mission. Beginning in 1998,
three contracts have been sequentially awarded under the SmartPay Program: the
SmartPay Master Contract, the SmartPay 2 Master Contract and the current
SmartPay 3 Master Contract.
Beginning on November 30, 2018, the GSA—and all agencies, organizations and
tribal governments that use the SmartPay Program, including the EPA—
transitioned from the SmartPay 2 contract to the SmartPay 3 contract. As part of
that transition, all EPA purchase cards were changed from the SmartPay 2
contractor bank (J.P. Morgan Chase) to the SmartPay 3 contractor bank
(Citibank N.A.). In addition, the EPA's account management activities shifted to
Citibank's online system, CitiManager®.
Responsible Offices
The Office of the Administrator is responsible for all offices within the EPA,
including program offices that handle purchase card transactions. The Office of
Acquisition Solutions within the EPA's Office of Mission Support is responsible
for implementing and overseeing the EPA's purchase card program. However, the
Office of Acquisition Solutions does not supervise staff responsible for purchase
card transactions within EPA program offices.
Scope and Methodology
We conducted this risk assessment from March 2019 through August 2019 in
accordance with generally accepted government auditing standards. Those
standards require that we plan and perform the work to obtain enough, appropriate
evidence to provide a reasonable basis for our findings and conclusions based on
our objective. We believe that the evidence obtained provides a reasonable basis
for our findings and conclusions based on our objective.
To answer our objective, we reviewed applicable laws, Office of Management
and Budget requirements, and EPA policy and procedures. We conducted
interviews with EPA personnel to gain an understanding of the following:
•	Internal controls used to oversee the purchase card program.
•	The transition from the SmartPay 2 contract with J.P. Morgan Chase to the
SmartPay 3 contract with Citibank.
20-P-0006
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•	Status of corrective actions resulting from a previous Office of Inspector
General (OIG) audit, outlined in OIG Report No. 18-P-0232. EPA's
Purchase Card and Convenience Check Program Controls Are Not
Effective for Preventing Improper Purchases, issued August 20, 2018.
We also reviewed the SmartPay 3 contract and conducted an interview with GSA
staff to gain an understanding of the delays involved with the transition to the
SmartPay 3 contract. We did not test the EPA's controls over purchase card
transactions because supporting documentation and bank-generated reports were
not available from CitiManager during the transition to the SmartPay 3 contract.
Results of Risk Assessment
We assessed that the risk of illegal, improper and erroneous purchases due to
issues with the SmartPay 3 transition merits an audit of the EPA's purchase card
program in fiscal year 2020. While the EPA certified that it implemented the
corrective actions identified in OIG Report No. 18-P-0232. including establishing
additional internal controls over its purchase card program, some of these internal
controls were not in full effect during the SmartPay 3 transition. As a result, we
will conduct an audit of purchase card transactions during fiscal year 2020.
Status of Corrective Actions from Previous Audit
We analyzed the EPA's corrective actions taken in response to a previous OIG
audit, EPA's Purchase Card and Convenience Check Program Controls Are Not
Effective for Preventing Improper Purchases, Report No. 18-P-0232, issued
August 20, 2018. In that audit, we found that the EPA's internal controls over its
purchase card program were not effective. Cardholders and approving officials
did not verify, as required, that most of the transactions we reviewed complied
with federal and agency acquisition and appropriation rules. In our previous
report, we made a total of 11 recommendations, and the EPA agreed to take
corrective actions on all 11 recommendations.
For this assessment, we followed up on these corrective actions. We determined
that although the agency certified that all corrective actions were complete,
CitiManager transition issues adversely affected some of the EPA's newly
established internal controls. Specifically:
•	Supporting documentation that the EPA uses to verify that transactions
comply with federal and agency acquisition requirements could not be
uploaded to CitiManager until late April 2019.
•	Training on bank-generated reports that the EPA could use for oversight
purposes—such as delinquency, fraud analytics and transaction reports—
was not provided until June 2019.
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Citibank Transition Issues
The EPA transitioned from SmartPay 2 to SmartPay 3 on November 30, 2018,
when EPA purchase cards were changed from J.P. Morgan Chase to Citibank.
Although the card changeover took place on schedule, other parts of the transition
took much longer than expected due to difficulties with Citibank's internet-based
purchase card management system, CitiManager.
The SmartPay 3 contract requires that the contractor bank provide, among other
things, a system for account access and a variety of reports to assist in effective
management. For example, the SmartPay 3 contract requires that the contractor
bank provide at least one data mining tool that monitors individual charges and
transactions to identify unusual spending patterns and potential misuse, fraud,
waste and abuse. The SmartPay 3 contract also requires that the data mining tool
be able to identify split purchases,3 purchase attempts at excluded merchants, and
purchases made on dates and times outside of normal government spending
patterns. In addition, the SmartPay 3 contract requires that the contractor bank
generate standard reports (e.g., delinquency, fraud analytics and transaction
reports); agencies be able to create ad hoc reports based on program and
transaction data elements; and cardholders be able to upload supporting
documentation for each transaction at any time.
To address these requirements, Citibank offers CitiManager, an online tool used
by the EPA's cardholders, approving officials and Office of Acquisition
Solutions. In addition to providing agency officials with bank-generated and
ad hoc reports and enabling cardholders to upload supporting documentation,
CitiManager includes data mining tool services.
However, during interviews with EPA staff, we learned that Citibank's
CitiManager system was not working as intended for months after the transition.
For example, the EPA was not trained on the bank-generated reports that it could
use for internal control activities until June 2019. Also, EPA cardholders could
not upload supporting documentation to the CitiManager system until late
April 2019. As a result, according to the EPA, cardholders had to keep hard
copies of supporting documentation, and the EPA was not able to perform routine
transaction testing to verify that purchase card transactions complied with the
requirements of theEPA Acquisition Guide, subsection 13.3.1.
To mitigate and address transition issues, Citibank and the EPA formed a
workgroup to facilitate, examine and find solutions to any problems identified
with the purchase cards across the EPA's business lines.4 The workgroup met
27 times between July 30, 2018, and February 1, 2019, to discuss various topics,
3	Split purchases occur when a cardholder breaks down a purchase into two or more purchases to circumvent the
cardholder's single purchase limit or to avoid approval requirements.
4	EPA convenience checks, travel cards and fleet cards were also discussed during the workgroup meetings.
20-P-0006
4

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including the transfer of the master file5 to Citibank, training, card delivery and
access to CitiManager. In addition, the GSA coordinated interagency meetings to
address concerns about the transition to Citibank.
As of June 18, 2019, the EPA considered the transition to CitiManager to be only
partially complete, providing us with the following updates:
•	Citibank notified the EPA in late April that cardholders could finally
upload supporting documents for all future transactions to CitiManager. In
addition, cardholders could retroactively upload supporting documents for
transactions made from February 2019 through April 2019. However,
cardholders could not retroactively upload documents supporting
transactions from November 30, 2018, through January 2019.
•	The EPA began accessing ad hoc reports from CitiManager in March 2019
and received training on CitiManager bank-generated reports in
June 2019.
•	Regular reviews of cardholder transactions were expected to resume in
August 2019 with a review of July 2019 transactions. The EPA noted that
although it did not conduct regular reviews during the transition period, it
did review documentation for any transactions that were declined and
protested by cardholders due to Merchant Category Code blocking.6
On August 20, 2019, more than 8 months after the transition to the SmartPay 3
contract, the EPA reported that some cardholders and approving officials still
could not fully use the CitiManager system.
Training Issues
The EPA said that the Office of Acquisition Solutions finally received needed
training on CitiManager reporting tools on June 5, 2019, more than 6 months after
the transition. In addition, Citibank began providing training for EPA approving
officials on June 20, 2019, and the EPA requested more training sessions for
approving officials.
The EPA developed its own online training for cardholders because Citibank does
not provide training to cardholders. Citibank did provide a recorded presentation
for this internal training. The EPA training for cardholders was launched during
the week of June 23, 2019. In addition, on June 25, 2019, the EPA distributed
Citibank's CitiManager Transaction Management User Guide: Cardholder End-
to-End User Guide as a reference guide for cardholders. The agency also issued a
5	The master file contains information such as account numbers, cardholder information and account expiration dates.
6	The SmartPay 3 Master Contract defines Merchant Category Codes as the four-digit codes used to identify the
types of business that merchants conduct (e.g., gas stations, restaurants or airlines). The agency can block
transactions to businesses with certain codes to prevent transactions that are considered high risk.
20-P-0006
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new EPA Agency-Wide Standard Operating Procedures document for
CitiManager on August 21, 2019.
Conclusion
The EPA's transition to the SmartPay 3 contract adversely affected the agency's
internal controls over its purchase card transactions, including some recently
implemented controls. As a result, there is increased risk for illegal, improper or
erroneous use of purchase cards. Consequently, we will conduct an audit of the
EPA's purchase card program in fiscal year 2020.
EPA Response and OIG Evaluation
On June 25, 2019, we issued a discussion document presenting our results to the
agency for its review. In addition, we met with the agency on July 3, 2019, to
discuss the results. The EPA agreed with proceeding directly to a final report.
20-P-0006
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Appendix A
Distribution
The Administrator
Assistant Deputy Administrator
Associate Deputy Administrator
Chief of Staff
Deputy Chief of Staff
Assistant Administrator for Mission Support
Agency Follow-Up Official (the CFO)
Agency Follow-Up Coordinator
General Counsel
Associate Administrator for Congressional and Intergovernmental Relations
Associate Administrator for Public Affairs
Principal Deputy Assistant Administrator for Mission Support
Associate Deputy Assistant Administrator for Mission Support
Deputy Assistant Administrator for Administration and Resources Management, Office
of Mission Support
Director, Office of Continuous Improvement, Office of the Administrator
Director, Office of Acquisition Solutions, Office of Mission Support
Director, Office of Resources and Business Operations, Office of Mission Support
Audit Follow-Up Coordinator, Office of the Administrator
Audit Follow-Up Coordinator, Office of Mission Support
Audit Follow-Up Coordinator, Office of Acquisition Solutions, Office of Mission Support
20-P-0006
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