Funding Wildfire Mitigation, Resiliency, and Recovery Projects with
the Clean Water and Drinking Water State Revolving Fund Programs

Wildfires occur naturally and from man-made actions. Wildfires also play a long-term role in the health of our
ecosystems. Multiple studies, however, have found that climate change has led to an increase in wildfire season length,
wildfire frequency, and burned area. Some causes include warmer springs, longer summer dry seasons, drought, and
drier soils and vegetation. These factors vary greatly by region. According to the National Oceanic and Atmospheric
Administration, between 1980 and 2020 the United States experienced 18 wildfire events that each exceeded $1
billion in damage; 15 of which have occurred since 2000. During 2020, in the western United States, over 100 wildfires
devoured more than 10 million acres, and destroyed nearly 14,000 homes, in addition to buildings and infrastructure.
The total estimated cost to fight these wildfires was approximately $20 billion.'

Wildfires can impact the quality and the quantity of available water, not only during the active burning but also for
years afterward. For more information on resources at EPA to build wildfire resilience, please visit https://www.epa.
gov/waterutiliivresponse/build-wildfire-resilience. Due to the unpredictable nature of wildfires, drinking water and
wastewater utilities face a considerable challenge in recovering from a wildfire and restoring essential infrastructure.
Specific impacts to these utilities may include, but are not limited to:

•	Damage to infrastructure, such as treatment facilities, distribution or collection systems, remote sites and
equipment, service roads, and watersheds within the proximity of the fire;

•	A change in water quality and quantity due to increased nutrients and other pollutants requiring alternative
treatment processes;

•	Decreased ground water supply resulting from change in soil properties leading to decreased infiltration;

•	Increased sediment and debris in stormwater runoff and reservoirs as a result of flash floods from burned areas and
erosion;

•	Increased in-stream water temperatures due to loss of shading from forest canopy and riparian buffer zones; and

•	Changes in seasonal timing of source water flow rates as loss of forest canopy can lead to increased evaporation and
rapidly melting snowpack.

The Clean Water State Revolving Fund (CWSRF) and Drinking Water State Revolving Fund (DWSRF) programs can provide
assistance to help repair, upgrade, and restore vital wastewater and drinking water services to support resiliency and
reduce the environmental and public health threat both before and after a wildfire.

1 https://www.ncei.noaa.gov/access/billions/events


-------
SRF ASSISTANCE

The SRF programs can provide financial assistance to public, private, and non-profit entities for a wide variety of water
quality and public health protection projects. Under both the CWSRF and DWSRF, EPA provides grants to all 50 states plus
Puerto Rico to capitalize SRF loan programs.

The states contribute an additional 20 percent to match the federal grants. These SRF programs function like
infrastructure banks by providing below market rate loans to eligible recipients for water and wastewater infrastructure
projects. As money is paid back into the state's revolving loan fund, the state makes new loans to other assistance
recipients. These recycled payments of loan principal and interest earnings allow the funds to "revolve" over time.

The SRF programs are state implemented and operated programs that have a wide range of flexibility to target resources
to the priorities and needs of the communities they support. The SRF programs can offer even greater savings to
communities through additional subsidization, where states must provide a percentage of their federal capitalization
grant in the form of loan principal forgiveness, negative interest loans, and grants. Additional subsidization is targeted
towards communities that would have difficulty financing projects without it or to provide incentives for certain types of
projects. This ultimately reduces or eliminates the amount of assistance that needs to be repaid.

ELIGIBILITY CRITERIA

Projects and activities that meet the eligibilities set forth in the Clean Water Act and/or the Safe Drinking Water Act are
eligible to receive SRF financial assistance. The CWSRF has 12 project eligibilities, including the construction of publicly
owned treatment works, decentralized wastewater treatment, projects that address nonpoint sources of pollution,
stormwater management, and more. The DWSRF may provide assistance for source, treatment, transmission and
distribution, storage, consolidation of systems, and more. Additionally, states may use approximately one third of each
annual DWSRF capitalization grant, for "set-asides," to help water systems build technical, managerial, and financial
capacity. Within these SRF eligibility parameters, there are significant opportunities to help communities recover from,
and make themselves more resilient to, wildfires. See Table 1 for SRF Wildfire Project Eligibilities and Table 2 for DWSRF
Set-Asides for Wildfire Projects.

HOW THE SRF PROGRAMS SUPPORT RESILIENT INFRASTRUCTURE

Congress has provided supplemental disaster funding through the SRF programs to impacted states to augment funding
from other federal agencies such as the Federal Emergency Management Agency (FEMA). There are many ways that
the CWSRF and DWSRF programs can support communities and water and wastewater systems so that they are more
resilient to disasters such as wildfires. For instance, some SRF programs have programmatic goals to encourage climate
resilience activities or they may offer incentives that promote resiliency projects such as priority ranking points, reduced
interest rates for loans, and additional subsidization. In addition, complementary funding programs, emergency funding,
coordination with other funding entities, technical assistance, and marketing strategies for information sharing can also
help communities become more resilient to wildfires.

MEMORANDUM OF UNDERSTANDING BETWEEN EPA AND FEMA

After a wildfire, utilities and communities may be concerned with the costs associated with repairs to damaged water
infrastructure, as well as and loss of revenue. If the wildfire has received a Presidential Disaster Declaration, funding
may be available from FEMA for public and private non-profit utilities under the Memorandum of Understanding
(MOU) between EPA and FEMA. This MOU is meant to streamline coordination between FEMA and the SRF programs
to ensure that funding for the restoration of vital water infrastructure is readily available after a Presidential-declared
disaster. Traditionally, a community would have to spend its own money first and wait for reimbursement through a
FEMA grant or some other form of emergency funding. However, through the MOU, FEMA and the SRF programs can
work together to assist a community as quickly as possible to enable recovery and repair efforts to proceed in advance
of FEMA reimbursement. This can come in the form of a no-interest or low interest loan from the SRF to help pay for
the immediate restoration of vital drinking water and wastewater infrastructure until federal reimbursement from FEMA
goes to a community.

Funding Wildfire Mitigation, Resiliency, and Recovery Projects with the State Revolving Funds	EPA832f22017 September 2022

2


-------
Table 1. SRF Wildfire Project Eligibilities

Clean Water State Revolving Fund

Drinking Water State Revolving Fund

•	Planning and Design

•	Rebuild/Replace damaged or destroyed wastewater
treatment plant (WWTP)

•	Rebuild/replace damaged or destroyed wastewater
collection and transmission system

•	Relocate WWTP to safer location

•	Rebuild onsite septic systems

•	Replace damaged onsite septic systems with hook-ups
to municipal plumbing

•	Purchase forest land for source water protection

•	Forest thinning and other healthier forest practices

•	Forest and riparian buffer zone replanting to protect a
watershed

•	Backup generators for WWTP

•	Construct natural or artificial buffers

•	Install redundant equipment and infrastructure at
WWTP

•	Install communication and telemetry equipment at
WWTP

•	Physical hardening of a WWTP

•	Fire suppression equipment for a WWTP

•	Wildfire vulnerability assessment, adaptation, and
mitigation plans

•	Emergency response plans

•	Planning and Design

•	Rebuild/Replace damaged drinking water treatment
plant, distribution system and storage facilities

•	Relocate treatment plant, treatment facilities, pump
stations, to safer location

•	Replace service lines up to premise plumbing

•	Backup generators

•	Purchase package treatment plant

•	Purchase water quality monitoring equipment, e.g.,
turbidimeter, harmful algal blooms (HABs) early warning

•	Extend water service to homes previously on wells that
were damaged by wildfire

•	Construct natural or artificial buffers at water facilities

•	Install redundant equipment and water system
infrastructure

•	Install/upgrade communication and telemetry
equipment at water facilities

•	Construct infrastructure necessary for trucked-in water
(Note: the cost of the trucked-in water is not eligible)

•	Physical hardening at water facilities

•	Fire suppression equipment at water facilities

•	Replace/install fire hydrants and other distribution
system appurtenances

•	Projects that cite they are "designed to meet fire flow"
are eligible if they are not "primarily" for fire flow

•	Wildfire vulnerability assessment, adaptation, and
mitigation plans

Table 2. DWSRF Set-Asides for Wildfire Projects

•	Planning and Design

•	Purchase land for source water protection

•	Forest thinning and other healthier forest practices

•	Forest replanting to protect a watershed

•	Sample for water quality, as long as it's not for compliance purposes, e.g., firefighting chemicals, HAB's, volatile
organic compounds

•	Purchase water quality monitoring equipment, e.g, turbidimeter, HABs early warning

•	Disaster preparedness training and outreach

•	Technical assistance, including applications for funding

•	Planning grants for hiring consulting engineers to help communities figure out how to rebuild better

•	Wildfire vulnerability assessment, adaptation, and mitigation plans

•	Emergency response plans

LEARN MORE ABOUT FUNDING

The SRF programs are managed by the states and assistance is distributed directly from the states revolve over time.
Procedures for funding of elgible projects may vary according to the priorities of each state. Contact information for each
program's state is available at https://www.epa.gov/cwsrf/state-cwsrf-program-contacts and https://www.epa.gov/dwsrf/
statedwsrf-website-and-contacts.

Funding Wildfire Mitigation, Resiliency, and Recovery Projects with the State Revolving Funds

EPA832f22017 September 2022

3


-------
Clean Water

State Revolving Fund

SUCCESSFUL WILDFIRE MITIGATION, RESILIENCY,
AND RECOVERY PROJECTS

Arizona's Forest Management for Wildfire Mitigation

In the summer of 2010, the Shultz wildfire burned over 15,000 acres of forest in the Coconino National Forest,
devastating parts of the Rio de Flag and Lake Mary watersheds, outside the City of Flagstaff, Arizona. In this
mountainous region, post-fire flooding destroyed parts of a water supply line and caused nearly $147 million
in damage. Heavy monsoon along burn scar produced a swift fioodwaters that carried dangerous debris
through sloping neighborhoods.

Through this experience, community leaders and residents realized that forest thinning and fire prevention
is an investment in the community's health and resilience, not unlike investments in a water or wastewater
treatment facility. As a result, the City voters supported a bond measure to fund large-scale projects to thin
forests and undertake better vegetative management practices on city, state, tribal, and federal lands. The City
received an additional $6 million CWSRF loan from Arizona's Water Infrastructure Financing Authority (WIFA)
to support this work, of which $1 million was principal forgiveness, with an interest rate of less than 2%. So
far, nearly 5,000 acres of forest have been thinned or harvested. This was the first time the City considered
including a natural infrastructure project of this kind on a capital improvement plan and in their water
infrastructure budget.

Also, WIFA worked with EPA to create a Measurable Benefits Tool that estimates the environmental, financial,
economic, and social benefits associated with undertaking forest thinning projects. The tool can be adapted by
other states and customized by city, county, or national forest. It uses specific metrics such as costs of wildfire
suppression and rehabilitation, impacts on property values, lost recreational value and economic activity, job
losses, impacts to drinking water treatment costs, public health, and local economic prosperity. This allows
users to create targeted marketing and education packages customized by the location and characteristics
of the community and stakeholders. Such targeted marketing is intended to increase the effectiveness of the
effort, as it provides local citizens with a picture of the potential impact that wildfire can have on their wallets,
health, and community. WIFA also developed fact sheets to accompany each metric in the tool. As part of a
coordinated and strategic outreach effort, WIFA is ready to continue this long-standing commitment to serving
Arizona's communities and tribal lands.

Oregon's Use of DWSRF Set-Asides for Critical Post-Fire Testing and Mitigation Efforts
The Rogue River Basin in southwestern Oregon is an ecologically and economically diverse region that supplies
essential services including drinking water, recreational opportunities, tourism, and critical habitat for fish and
wildlife. The Rogue River and its key tributaries serve as the public drinking water source for over 200,000

Funding Wildfire Mitigation, Resiliency, and Recovery Projects with the State Revolving Funds	EPA832f22017 September 2022

4


-------
residents in this area, including those served by Medford Water Commission (MWC) - the Cities of Medford,
Ashland, Central Point, Eagle Point, Jacksonville, White City, Talent, and Phoenix, and the cities with their
own water systems - Grants Pass, Rogue River, Gold Hill and Shady Cove. The Rogue River and many other
waterways in the basin are impaired due to a variety of contaminants such as E. coli, nutrients, algae,
sediment, and turbidity. Contaminants in source water are often a challenge to drinking water treatment
plants, especially during high turbidity events that typically follow wildfires, which can cause temporary
source water intake shut-downs. The catastrophic Almeda and Obenchain wildfires that struck the Basin
in 2020 created new threats to the region's drinking water quality, ranging from toxins from burned
materials and structures in commercial/residential zones, to erosion concerns in areas where fires destroyed
vegetation, leaving the soil exposed along waterways and on steep slopes.

Collaborative efforts to protect source water in the Basin were well underway before the 2020 wildfires,
thanks to the focused work of the Rogue Drinking Water Partnership. The Partnership is composed of
drinking water providers and partners, such as Rogue Valley Council of Governments and Rogue River
Watershed Council, that share the common goal of protecting and improving source water quality
throughout the Basin. Between 2015 and 2020, a total of $180K in Oregon Health Authority (OHA) source
water protection grant was awarded to partners in the Basing with highlighted accomplishments described
below.

In 2017, the City of Grants Pass and MWC utilized a OHA source water protection grant to address drinking
water threats in the Basin. Important work accomplished in the Rogue Basin with this DWSRF set-aside
funding included, (1) refining the list of potential contaminant risks to drinking water, (2) determining high
priority concerns and identifying initial strategies to prevent or reduce risks, (3) designing and presenting
information at a 2019 wildfire-focused workshop (funded by EPA Region 10), (4) implementing initial
education and outreach measures, and (5) developing strategies to address drinking water impacts from
drought, fire, and other disasters.

The wildfire-related work accomplished by the Partnership during this project helped water systems and
partners collaborate and effectively respond to the devastating impacts of the wildfires. In 2020, the
Partnership began developing a Geographic Response Plan to protect sensitive drinking water sources in
the event of hazardous spills or disasters such as wildfires. This effort involves coordination with local Fire
Districts, other specialists and landowners to create plans that address spill response and wildfire-related
water quality issues such as sediment, turbidity, increased risk of harmful algae blooms, and nutrients. The
grant also supported Partnership participation and coordination in a follow-up 2021 wildfire and drinking
water workshop (funded by EPA Region 10) focused on enhancing emergency response, monitoring,
mitigation, and restoration efforts.

In 2021, the City of Grants Pass was awarded over $42K in OHA emergency source water protection grant
fundingf on behalf of the Partnership to better understand post-fire impacts and conditions. This DWSRF
grant will be used to expand the region's water quality monitoring and sampling network and analyze
and share data. Findings will help the Partnership prioritize areas for water quality restoration and pursue
funding for implementation. The Partnership also recently collaborated with Oregon State University and
other entities on a grant application to the Oregon Watershed Enhancement Board to fund a large-scale
monitoring and research project to determine the long-term effects of the September 2020 wildfires on
drinking water and aquatic health.

2 https://www.oregon.gov/oha/PH/HealthvEnvironments/DrinkingWater/SRF/Pages/spf.aspx

f_Other water systems impacted by the 2020 fires in Oregon were awarded emergency grant assistance through the
DWSRF. To date, these include: City of Gates, Breitenbush Hot Springs, and Panther Creek Water District.

Funding Wildfire Mitigation, Resiliency, and Recovery Projects with the State Revolving Funds

EPA832f22017 September 2022

5


-------