Clean Water

State Revolving Fund

CWSRF 2021

ANNUAL REPORT

JUNE 2020 - JUNE 2021

&EPA

www.epa.gov


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A MESSAGE FROM
THE OFFICE DIRECTOR

Since the program's inception in 1988, the 51 CWSRFs have
provided $153.6 billion in 44,555 assistance agreements. These
funds have provided communities significant savings for
projects across a very wide range of eligibilities, like those
highlighted projects in this report. A historic investment
made in the Bipartisan Infrastructure Law (BIL), also known as the Infrastructure Investment
and Jobs Act (IDA), will allow projects like these to be funded and enable communities to
build needed water quality infrastructure that otherwise would not have been built due to
the lack of financial capacity.

Dear Colleagues,

I am pleased to present the Clean Water State Revolving Fund
(CWSRF) 2021 Annual Report. 2021 was another superlative
year for CWSRF programs. The states funded over 1,700 new
infrastructure projects totaling more than $8.2 billion in
communities of all sizes, more funding than anyyear in the
program's previous decade.

The BIL provides over $12 billion in additional CWSRF appropriations over the next five years.
The long-term success of the program is due to the collaboration between states and EPA, as
well as the CWSRF's statutory and regulatory flexibility. That flexibility allows states to adapt
their programs to meet the specific needs of communities in their states. This versatility and
adaptability will be crucial to the successful implementation of the BIL, which focuses on
investing in disadvantaged communities and addressing emerging contaminants.

We look forward to strengthening our collaboration with states to implement programs that
provide affordable water quality improvements to communities most in need, and build safer,
more resilient water infrastructure and communities for generations to come.

I welcome this opportunity to share our accomplishments with you and thank you for your
dedication to the critical work ahead.

Sincerely,

Andrew Sawyers, Ph.D.

Director, Office of Wastewater Management

Office of Water, United States Environmental Protection Agency

CWSRF ANNUAL REPORT

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2021

HIGHLIGHTS

ASSISTANCE PROVIDED:

$8.2 Billion

DISBURSEMENTS:

$6.6 Billion

ASSISTANCE AGREEMENTS: 1,716

*

17%

of assistance agreements went to state-
defined disadvantaged communities

*

Of the approximate
$380 million CWSRF provided in

additional subsidies ^ ^

58%

went to disadvantaged communities

*

The average CWSRF
interest rate in 2021 was

1%

im

providing significant cost savings to
borrowers

Range of Loan Sizes:

EH3 $2,400 to $285M



KEY TAKEAWAY:

In fiscal year 2021, the CWSRF provided 1,700 low-interest loans to
help communities cost-effectively implement clean water projects.

CWSRF ANNUAL REPORT


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ASSISTANCE PROVIDED

DISBURSEMENTS

(with $48.1 B in federal investments)

ASSISTANCE AGREEMENTS: 44,555

I

11%

of assistance agreements went to state-defined disadvantaged communities

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KEY TAKEAWAY:

Since the program's inception, the CWSRF has provided $5.9 billion in additional
subsidies to communities. These grant-like dollars help keep water rates affordable.

CWSRF ANNUAL REPORT

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LOOKING AHEAD:

CWSRF AND THE BIPARTISAN

INFRASTRUCTURE LAW

$12.7 Billion

Total appropriated for CWSRF over the next five years

$11.7B

for any CWSRF-eligible
project or activity

to address
emerging contaminants

49%

to be provided as grant-like dollars, which represents a substantial increase over past authority

100%

of funds for emerging contaminants will be grant-like



KEY TAKEAWAY:

Zero or reduced state match requirement makes it easier for states to put funds to work.

CWSRF ANNUAL REPORT

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CWSRF CASE STUDIES

City of Flagstaff, AZ: Flagstaff Watershed Protection Project

The Water Infrastructure Finance Authority of Arizona provided the
city of Flagstaff a CWSRF loan for $6 million, with $1 million in loan
forgiveness, to help protect two priority watersheds. In recent years, the
mountainous forests that surround the city have become increasingly
susceptible to high-intensity wildfires. The build-up of vegetation,
steadily declining precipitation, and climbing temperatures create ideal
conditions for more frequent, dangerous fire events. This project will
preserve drinking water treatment costs and protect watershed health
through modernized forest management practices on roughly 10,000
acres by reducing dry debris and thinning the forest by removing small
and medium diameter trees. These practices have been proven to be
effective in preventing significant environmental, financial, and social
impacts from wildfires.

Photo credit: Coconino National Forest, City of Flagstaff

The Flagstaff Watershed Protection Project will reduce the risk of high-intensity wildfires and post-
fire flooding that can carry large amounts of debris, ash, chemicals, and sediment into the region's
water sources.

City of Bartlesville, OK: Bartlesville Municipal Authority Indirect Potable Water Reuse Solution

In 2001, a "Drought of Record" left Bartlesville Municipal Authority
with less than a 90-day supply of water for its approximately 36,500
residents. The experience served as the impetus for the region to
explore the reuse and recycling of treated wastewater. When a working
group study revealed that indirect potable water reuse was possible
due to the locations of existing water treatment and wastewater
treatment plants, a plan was developed to pump treated effluent
from the wastewater treatment plant three miles upstream and
discharge it into the Caney River, where it would mix with stream water
for approximately seven miles before being pumped to the water
treatment plant to produce potable water. The total project cost is $8.9
million with $750,000 coming from a Bureau of Reclamation grant and
$8.2 million from the CWSRF

Photo credit: City of Bartlesville

This reuse project will extend Bartlesville Municipal Authority's water supply by 20-40 years,
depending on water consumption.

CWSRF ANNUAL REPORT

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CWSRF CASE STUDIES

Nisqually Tribe, WA: Mashel River Protection Project

New forest growth will permanently protect Busy Wild Creek headwaters and help restore the Mashel
River's critical salmon habitat.

The forests around Washington state's Mashel River are in recovery
from massive clear-cut logging in the early and mid-1900s, and
continue to be commercially logged today. These practices impact
river headwaters by reducing water retention, elevating stream
temperatures, and reducing the woody-debris accumulation needed
for salmon spawning—jeopardizing an important salmon habitat and
the Nisqually River Basin, which is home to the Nisqually Indian Tribe.
Salmon is a prominent part of the Nisqually culture. The river also
serves as the direct source of water for the town of Eatonville and is
the indirect source for many rural residents. The largest sub-basin and
headwaters for the Mashel River is the Busy Wild Creek, a declared
federal critical habitat site for two endangered species, chinook
salmon and steelhead trout. To restore river quality and preserve the
habitat, the Nisqually Tribe received a $14.2. million loan from the state
Department of Ecology to purchase 1,2.40 acres of land along Busy Wild
Creek's north fork.

ReHarvest Partners in Iowa: ReHarvest Pay for Success

The Soil and Water Outcomes Fund was established by ReHarvest
Partners, a partnership created by Quantified Ventures and the
Iowa Soybean Association. The Iowa CWSRF invested $7.5 million in
ReHarvest Partners—16years at 2 percent interest—which will allow
ReHarvest to sign up 85,000 acres in priority Iowa watersheds in 2021,
paying farmers $20 to $40 per acre. This partnership utilizes a "pay
for performance" structure to incentivize farmers to implement new
conservation practices that improve water quality and sequester
carbon. Farmers are paid for the verified environmental outcomes
these practices produce. The carbon and nutrients captured by
these practices (utilizing no-till farming and planting cover crops) are
verified, and the credits are then sold to a variety of private and public
customers.

By earning slightly more from selling the credits than what is paid to the landowners, the structure
is self-sustaining, enabling the repayment of the CWSRF's investment and a consistent source of
program funding for the future, without state or federal appropriations.

CWSRF ANNUAL REPORT

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CWSRF CASE STUDIES

Virginia: Garber Farms, Inc. Agriculture BMPs

The project installed over 5 miles of stream exclusion fencing, over 2 miles of water lines, and 11
watering troughs. It created 77 acres of riparian buffers.

Garber Farms, a cattle farm located in Augusta County, Virginia, was
experiencing significant over-grazing alongside a nearby stream that
created severe streambank erosion. The stream that runs through
the farm is a tributary to the Middle River, part of the Potomac
River watershed in the Shenandoah Valley, and discharges to the
Chesapeake Bay. Direct livestock access to the stream resulted in high
bacterial and nutrient loads from livestock manure deposited in the
stream. To address these water quality issues, the producer worked
with the Headwaters Soil and Water Conservation District to draft a
land management plan that incorporates new grazing practices and
includes a riparian buffer along the stream's edge. The farm was eligible
to receive funding from the Virginia Department of Conservation and
Recreation Agricultural Best Management Practices (BMP) Cost Share
program. The newly relaunched Agricultural BMP Loan program, part
of the Virginia Department of Environmental Quality's CWSRF, was
provided a no-interest loan of nearly $230,000 to Garber Farms for the
full project cost

CWSRF ANNUAL REPORT


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Clean Water

State Revolving Fund

www.epa.gov/cwsrf

oEPA

www.epa.gov
EPA Publication 832R22003


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