Clean Water

State Revolving Fund

2022 CWSRF

FINANCIAL OVERVIEW

FY 2022

&EPA

www.epa.gov


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2022

FINANCIAL HIGHLIGHTS

The 51 CWSRF programs provided over $9.6
billion in funding for high priority water
infrastructure and other water quality
projects in 2022. Cumulatively since the
program's inception, CWSRF programs
have provided over $163 billion in assistance,
mainly in the form of low-cost financing, to a
wide range of eligible borrowers.

Since 2009, approximately $6.3 billion
has been provided as additional subsidy
in the form of direct grants and principal
forgiveness. Over $370 million was
provided in 2022 alone.

Total assets are over $77 billion.

Net assets have exceeded $57 billion. This
is a $1.4 billion increase from the previous
year.

Federal capitalization in 2022 was
approximately $1.5 billion.

Annual earnings from loans and
investments were nearly $1.1 billion.

The CWSRF issued over $1.4 billion in
leveraged bonds to provide additional
funding for projects.

National aggregate financial statements
were developed using data entered in
EPA's National Information Management
System between July 1, 2021 and June 30,
2022. Because the 51 CWSRF programs
are independent state-level entities,
no nationally audited CWSRF program
financial reports are available. The financial
statements are non-audited, cash-based
financial reports. The four statements are
described to the right.

Statement of Fund Activity (Page 2)

Provides an overview of major indicators
of fund activity, including capitalization
grant levels, project commitments, project
disbursements, and subsidies provided. Both
annual and cumulative data are given.

Statement of Revenues, Expenses,
and Earnings (Page 3)

Describes the overall performance of the
CWSRF fund over the reporting period that
is reflected in the increase or decrease in net
assets.

Statement of Cash Flows (Page 4)

Provides a detailed accounting of the actual
flow of cash into and out of the CWSRF fund.

Statement of Net Assets (Page 5)

Describes CWSRF assets and liabilities
through the end of the fiscal year. Assets
include financial assets and capital assets.
Liabilities include both current and long-
term liabilities. CWSRF assets include grant
funds that have been drawn from the
federal treasury to date, but do not include
total grant awards. CWSRF assets also
include state matching contributions that
have been deposited in the fund.

2022 CWSRF Financial Overview

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Statement of Fund Activity

(Millions of Dollars)

Annual Fund Activity

FY 2021

FY 2022

Federal Capitalization Grants

$1,327.0

$1,462.9

State Matching Funds

$257.1

$367.2

New Funds Available for Assistance

$7,534.8

$7,319.7

Executed Assistance Agreements

$8,181.2

$9,624.5

Project Disbursements

$6,571.4

$7,153.8

Cash Draws from Federal Capitalization Grants

$1,353.8

$1,536.0

Total Annual Subsidy

$386.9

$373.6

Grants

$15.9

$37.9

Negative Interest

$0.0

$0.0

Principal Forgiveness

$371.0

$335.7



Cumulative Fund Activity

FY 2021

FY 2022

Federal Capitalization Grants

$48,112.3

$49,575.2

State Matching Funds

$9,146.2

$9, 513.4

Funds Available for Assistance

$157,480.0

$164,799.7

Executed Assistance Agreements

$153,622.5

$163,247.0

Project Disbursements

$137,098.1

$144,251.9

Cash Draws from Federal Capitalization Grants

$46,408.6

$47,944.6

Total Cumulative Subsidy

$5,917.4

$6,291.0

Grants

$651.3

$689.2

Negative Interest

0.0

0.0

Principal Forgiveness

$5,266.1

$5,601.8

2022 CWSRF Financial Overview

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Statement of Revenues, Expenses,
and Earnings (Millions of Dollars)

Operating Revenues

FY 2021

FY 2022

Interest on Investments

$243.6

$160.7

Interest on Loans

$975.7

$910.8

Total Operating Revenues

$1,219.3

$1,071.3

Operating Expenses

FY 2021

FY 2022

Bond Interest Expense

$897.6

$861.6

Amortized Bond Issuance Expense

$22.4

$17.7

Administrative Expenses

$62.0

$73.9

Additional Subsidy Provided

$386.9

$373.6

Total Expenses

$1,368.9

$1,326.9



Nonoperating Revenues and Expenses

FY 2021

FY 2022

Federal Contribution (Cash Draws)

$1,353.8

$1,536.0

State Contributions

$135.9

$200.6

Transfers from (to) DWSRF

($494.7)

($63.8)

Total Nonoperating Revenues (Expenses)

$995.0

$1672.8



Increase (Decrease in Net Assets)

FY 2021

FY 2022

Net Assets

$845.4

$1,417.3

Beginning of Year

$55,019.6

$55,864.7

EndofYear	$55,865.0 $57,282.0

2022 CWSRF Financial Overview

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Statement of Cash Flows

(Millions of Dollars)

Operating Activities FY 2021

FY 2021

FY 2022

Cash Draws from Federal Capitalization Grants

$1,353.8

$1,536.0

Contributions from States

$135.9

$200.6

Loan Disbursements (Including Additional Subsidy)

($6,571.4)

($7,153.8)

Loan Principal Repayments

$5,949.9

$5,011.8

Interest Received on Loans

$975.7

$910.6

Administrative Expenses

($62.0)

($73.9)

Total Cash Flows from Operating Activities

$1,781.9

$431.2

Noncapital Financing Activities

FY 2021

FY 2022

Gross Leveraged Bond Proceeds

$1,601.5

$1,415.7

Bond Issuance Expense

($8.8)

($9.8)

State Match Bond Proceeds

$121.2

$166.6

Cash Received from Transfers with DWSRF

($494.7)

($63.8)

Interest Paid on Leveraged and State Match Bonds

($897.6)

($861.6)

CWSRF Funds Used for Refunding

($450.1)

($25.9)

Principal Repayment of Leveraged Bonds

($1,853.7)

($1,499.0)

Principal Repayment of State Match Bonds

($177.0)

($150.8)

Net Cash Provided by Noncapital Financing Activities

($2,159.2)

($1,028.6)



Investing Activities

FY 2021

FY 2022

Interest Received on Investments

$243.6

$160.7

Release (Deposit) of Leveraged Bond Debt Service Reserve

$467.2

$389.9

Net Cash Provided by Investing Activities

$710.8

$550.6

Cash and Cash Equivalents

FY 2021

FY 2022

Net Increase (Decrease) in Cash and Cash Equivalents

$333.5

($46.7)

Beginning of Year

$13,775.2

$14,108.6

End ofYear

$14,108.7

$14,061.9

2022 CWSRF Financial Overview


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Statement of Net Assets

(Millions of Dollars)

Assets

FY 2021

FY 2022

Cash and Cash Equivalents

$14,108.7

$14,061.9

Debt Service Reserve - Leveraged Bonds

$2,105.8

$1,715.9

Loans Outstanding

$59,542.9

$61,311.1

Unamortized Bond Issuance Expenses*

$215.7

$207.9

Total Assets

$75,973.1

$77,296.8

Liabilities

FY 2021

FY 2022

Match Bonds Outstanding

$607.7

$623.5

Leveraged Bonds Outstanding

$19,500.4

$19,391.2

Total Liabilities

$20,108.1

$20,014.7



Net Assets

FY 2021

FY 2022

Federal Contributions (Cash Draws)

$46,408.6

$47,944.6

State Contributions

$6,407.9

$6,608.4

Transfers - Other SRF Funds

($1,248.8)

($1,312.6)

Other Net Assets

$4,297.3

$4,041.6

Total Net Assets

$55,865.0

$57,282.0

Total Liabilities and Net Assets

$75,793.1

$77,296.8

* Unamortized Bond Issuance Expenses are costs that have been incurred but have not been fully
recognized (amortized). These costs will be recognized (amortized) over time over the remaining
life of the bonds outstanding, similar to a pre-paid expense, and consistent with GAAP.

2022 CWSRF Financial Overview

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Clean Water

State Revolving Fund

www.epa.gov/cwsrf

oEPA

www.epa.gov
EPA Publication 832R23002


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