Clean Water

State Revolving Fund

2023 CWSRF

FINANCIAL OVERVIEW

FY 2023

&EPA

www.epa.gov


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2023

FINANCIAL HIGHLIGHTS

The 51 CWSRF programs provided over $8.8
billion in funding for high priority water
infrastructure and other water quality
projects in 2023. Cumulatively since the
program's inception, CWSRF programs
have provided over $172 billion in assistance,
mainly in the form of low-cost financing, to a
wide range of eligible borrowers.

Since 2009, approximately $7 billion has
been provided as additional subsidy in
the form of direct grants and principal
forgiveness. Nearly $665.6 million was
provided in 2023 alone.

Total assets are approximately $79.7
billion.

Net assets have exceeded $59.4 billion.
This is a $2.2 billion increase from the
previous year.

Federal capitalization in 2023 was over
$2.8 billion.

Annual earnings from loans and
investments exceeded $1.4 billion.

The CWSRF issued nearly $2 billion in
leveraged bonds to provide additional
funding for projects.

National aggregate financial statements
were developed using data entered in
EPA's National Information Management
System between July 1, 2022 and June 30,
2023. Because the 51 CWSRF programs are
independent state-level entities, no nationally
audited CWSRF program financial reports are
available. The financial statements are non-
audited, cash-based financial reports. The
four statements are described to the right.

Statement of Fund Activity (Page 2)

Provides an overview of major indicators
of fund activity, including capitalization
grant levels, project commitments, project
disbursements, and subsidies provided. Both
annual and cumulative data are given.

Statement of Revenues, Expenses, and
Earnings (Page 3)

Describes the overall performance of the
CWSRF fund over the reporting period that
is reflected in the increase or decrease in net
assets.

Statement of Cash Flows (Page 4)

Provides a detailed accounting of the actual
flow of cash into and out of the CWSRF fund.

Statement of Net Assets (Page 5)

Describes CWSRF assets and liabilities
through the end of the fiscal year. Assets
include financial assets and capital assets.
Liabilities include both current and longterm
liabilities. CWSRF assets include grant funds
that have been drawn from the federal
treasury to date, but do not include total
grant awards. CWSRF assets also include
state matching contributions that have been
deposited in the fund.

2023 CWSRF Financial Overview

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Statement of Fund Activity

(Millions of Dollars)

Annual Fund Activity

FY 2022

FY 2023

Federal Capitalization Grants

$1,462.9

$2,850.3

State Matching Funds

$367.2

$496.2

New Funds Available for Assistance

$7,319.7

$8,411.0

Executed Assistance Agreements

$9,624.5

$8,800.7

Project Disbursements

$7,153.8

$7,024.6

Cash Draws from Federal Capitalization Grants

$1,536.0

$2,027.6

Total Annual Subsidy

$373.6

$665.6

Grants

$37.9

$78.7

Negative Interest

$0.0

$0.0

Principal Forgiveness

$335.7

$586.9



Cumulative Fund Activity

FY 2022

FY 2023

Federal Capitalization Grants

$49,575.2

$52,425.6

State Matching Funds

$9,513.4

$10,024.9

Funds Available for Assistance

$164,799.7

$173,275.0

Executed Assistance Agreements

$164,799.7

$171,648.2

Project Disbursements

$144,251.9

$151,276.6

Cash Draws from Federal Capitalization Grants

$47,944.6

$49,972.2

Total Annual Subsidy

$6,291.0

$6,970.6

Grants

$689.2

$768.0

Negative Interest

$0.0

$0.0

Principal Forgiveness

$5,601.8

$6,202.6

2023 CWSRF Financial Overview

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Statement of Revenues, Expenses,
and Earnings (Millions of Dollars)

Operating Revenues

FY 2022

FY 2023 1

Interest on Investments

$160.7

$535.4

Interest on Loans

$910.8

$910.7

Total Operating Revenues

$1,071.3

$1,446.1

Operating Expenses

FY 2022

FY 2023

Bond Interest Expense

$861.6

$867.2

Amortized Bond Issuance Expense

$17.7

$18.9

Administrative Expenses

$73.9

$80.7

Additional Subsidy Provided

$373.6

$665.6

Total Expenses

$1,326.9

$1,632.4

Nonoperating Revenues and Expenses

FY 2022

FY 2023

Federal Contribution (Cash Draws)

$1,536.0

$2,027.6

State Contributions

$200.6

$377.1

Transfers from (to) DWSRF

($63.8)

($54.0)

Total Nonoperating Revenues (Expenses)

$1672.8

$2,350.7



Increase (Decrease) in Net Assets

FY 2022

FY 2023

Net Assets

$1,417.3

$2,164.4

Beginning of Year

$55,864.7

$57,280.5

End of Year	$57,282.0 $59,444.8

2023 CWSRF Financial Overview

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Statement of Cash Flows

(Millions of Dollars)

Operating Activities

FY 2022

FY 2023 1

Cash Draws from Federal Capitalization Grants

$1,536.0

$2,027.6

Contributions from States

$200.6

$377.1

Loan Disbursements (Including Additional Subsidy)

($7,153.8)

($7,024.6)

Loan Principal Repayments

$5,011.8

$4,247.9

Project Disbursements

$910.6

$7,153.8

Interest Received on Loans

$910.6

$910.6

Administrative Expenses

($73.9)

($80.7)

Total Cash Flows from Operating Activities

$257.1

$457.9



Noncapital Financing Activities

FY 2022

FY 2023 1

Gross Leveraged Bond Proceeds

$1,415.7

$1,976.7

Bond Issuance Expense

($9.8)

($13.4)

State Match Bond Proceeds

$166.6

$119.1

Cash Received from Transfers with DWSRF

($63.8)

($54.0)

Interest Paid on Leveraged and State Match Bonds

($861.6)

($867.1)

CWSRF Funds Used for Refunding

($25.9)

($33.4)

Principal Repayment of Leveraged Bonds

($1,499.0)

($1,724.9)

Principal Repayment of State Match Bonds

($150.8)

($99.5)

Net Cash Provided by Noncapital Financing Activities

($1,028.6)

($696.5)

Investing Activities

FY 2022

FY 2023

Interest Received on Investments

$160.7

$535.4

Release (Deposit) of Leveraged Bond Debt Service Reserve

$389.9

$147.3

Net Cash Provided by Investing Activities

$550.6

$682.7

Cash and Cash Equivalents

FY 2022

FY 2023

Net Increase (Decrease) in Cash and Cash Equivalents

($46.7)

$444.1

Beginning of Year

$14,108.6

$14,109.3

End of Year	$14,061.9 $14,553.4

2023 CWSRF Financial Overview


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Statement of Net Assets

(Millions of Dollars)

Assets

FY 2022

FY 2023 1

Cash and Cash Equivalents

$14,061.9

$14,553.4

Debt Service Reserve - Leveraged Bonds

$1,715.9

$1,569.2

Loans Outstanding

$61,311.1

$63,355.9

Unamortized Bond Issuance Expenses*

$207.9

$202.1

Total Assets

$77,296.8

$79,680.6

Liabilities

FY 2022

FY 2023 1

Match Bonds Outstanding

$623.5

$643.1

Leveraged Bonds Outstanding

$19,391.2

$19,592.7

Total Liabilities

$20,014.7

$20,235.8

Net Assets

FY 2022

FY 2023

Federal Contributions (Cash Draws)

$47,944.6

$49,972.2

State Contributions

$6,608.4

$7,000.9

Transfers - Other SRF Funds

($1,312.6)

($1,366.6)

Other Net Assets

$4,041.6

$3,838.3

Total Net Assets

$57,282.0

$59,444.8

Total Liabilities and Net Assets

$77,296.8

$79,680.6

2023 CWSRF Financial Overview

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Clean Water

State Revolving Fund

www.e p a. g ov/cws rf

&EPA

www.epa.gov
EPA Publication 830R24014


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