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Brownfields 1997 Revolving Loan Fund Pilot
Fact Sheet

Trenton, NJ

EPA Brownfields Initiative

EPA's Brownfields Program empowers states,
communities, and other stakeholders to work together to
prevent, assess, safely clean up, and sustainably reuse
brownfields. A brownfield site is real property, the
expansion, redevelopment, or reuse of which may be
complicated by the presence or potential presence of a
hazardous substance, pollutant, or contaminant. On
January 11, 2002, President George W. Bush signed into
law the Small Business Liability Relief and Brownfields
Revitalization Act. Under the Brownfields Law, EPA
provides financial assistance to eligible applicants
through four competitive grant programs: assessment
grants, revolving loan fund grants, cleanup grants, and
job training grants. Additionally, funding support is
provided to state and tribal response programs through a
separate mechanism.

Background

At one time, Trenton's vibrant manufacturing base
provided more than 50,000 jobs. Today that number is
fewer than 4,000. This dramatic reduction in jobs also left
numerous vacant and abandoned industrial sites, a high
level of poverty (18%), and disproportionate number of
minority citizens clustered in low economic, and blighted
neighborhoods. Using the U.S. EPA Assessment
Demonstration Pilot, the city has more than 38
brownfields sites in some stage of planning,
investigation, cleanup, or development.

In September 1997, EPA selected Trenton for a
Brownfields Cleanup Revolving Loan Fund Pilot. Under
this program, EPA provided the city with $350,000 to
capitalize its revolving loan fund. In September 1999
and September 2000, EPA supplemented the city's
BCRLF with an additional $150,000, and $500,000,
respectively, for a total BCRLF capitalization of
$1,000,000. The City has secured $150,000 from the
New Jersey Urban Enterprise Zone Assistance Fund for
additional capital to support the BCRLF. This additional
capital adds value and flexibility to the fund. The City
will target its BCRLF loan for the cleanup of publicly
owned properties in the designated redevelopment area.

Pilot Snapshot

Date of Announcement: 09/01/1997
Amount: $1,000,000
Profile: At one time, Trenton's vibrant
manufacturing base provided 50,000 jobs. Today,
that number is fewer than 4,000. This reduction has
led to many vacant and abandoned industrial sites,
and a high level of poverty. The city is using the
BCRLF funds to loan to itself to address properties in
the targeted redevelopment area.

Contacts

For further information, including specific grant
contacts, additional grant information, brownfields
news and events, and publications and links, visit the
EPA Brownfields Web site
(http ://www .epa.gov/brownfields).

EPA Region 2 Brownfields Team
(212) 637-4309

EPA Region 2 Brownfields Web site
(http://www.epa.gov/region02/brownfields/)

Grant Recipient: City of Trenton, NJ

Brownfields Project Manager/USACE Liaison
(212) 637-4309

U.S. EPA OSWER Outreach and Special Projects
Staff

(202) 260-4039

Activities

The City of Trenton is the Lead Agency. The
Redevelopment Entity is the loan recipient and is
responsible for the redevelopment project. The head of
the City Department of Finance is the Fund Manager.
Trenton's Brownfields Coordinator, a city employee,
will be the Site Manager.

The City's partnerships with the Brownfields
Environmental Solutions for Trenton (BEST) and
ISLES will continue to ensure ongoing community

United States
Environmental
Protection Agency
Washington, DC 20450

Solid Waste
and Emergency
Response (5105T)

EPA 500-F-00-216
Oct 00


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involvement.

Trenton's City Council has approved two loans from the
BCRLF. Under both loans, the city is "lending to itself."
Trenton will lend the funds to the City's designated
redevelopment entity as authorized by the New Jersey
Redevelopment Act. After cleanup activities are
completed, the fund will be reimbursed through the sale
of the property to a private developer or other entity, or
through a Payment in Lieu of Taxes (PILOT) agreement
with the developer upon completion of the
redevelopment. If, however, the property cannot be sold
within 5 years of the completion of the cleanup, then the
City will be obligated to make repayment through
budget appropriations. In either case, repayment of the
loan will be made in full not later than 15 years from the
completion of the environmental cleanup. The
obligation to repay the loan(s) is a legal obligation of the
City and is not subject to revocation by subsequent
action of the City's legislative bodies.

The New Jersey Redevelopment and Housing Law
expressly authorizes New Jersey municipalities to
exercise extensive and broad redevelopment powers and
pursuant to this authority Trenton can serve as the
Redevelopment Entity.

The City Council's role is to review documentation on
individual sites for benefits to the City and potential for
redevelopment in accordance with the Master Plan. It
also authorizes loans from the BCRLF to the
Redevelopment Entity and guarantees the loan by
committing the City to the repayment of the BCRLF
under conditions that have been specified in a Model
Resolution.

When a developer uses a PILOT agreement to repay the
BCRLF loan, the agreement must be entered into within
5 years of the completion of the cleanup and full
payment will be made no later than 15 years from the
completion of the cleanup. Repayment through PILOT
agreements will be billed regularly by the City Tax
Assessor.

The City is using a Model Resolution for each "lending
to yourself' loan made with funds from the BCRLF.

This Model Resolution, when approved by the City
Council, serves as the enabling legislation or loan
implementation plan for each funding action or BCRLF
loan.

Trenton's first loan was made in June in the amount of
$275,000 to provide for cleanup of the Kramer site, a
6.5 acre industrial property. Trenton is using the
BCRLF to promote redevelopment of the Kramer site.

United States
Environmental
Protection Agency
Washington, DC 20450

and Emergency
Response (5105T)

Solid Waste

EPA 500-F-00-216
Oct 00


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The City acquired the site through foreclosure in 1997.
In 1998, the State Department of Environmental
Protection (NJDEP) conducted a brownfields site
assessment. Analysis of the samples indicated that
surficial soils have been impacted with metals and
semi-volatile organic compounds at concentrations
above NJDEP Soil Cleanup Criteria. In addition, three
groundwater samples contained at least one organic
solvent at concentrations exceeding NJDEP
Groundwater Quality Standards.

Planned cleanup activities at the site include capping of
historic fill areas. Soil excavation and removal and/or
capping is planned for localized areas of contamination
that are not associated with historic fill areas. The
BCRLF funds only will be used to address soil
contamination at the site. Alternate funding sources will
be used to address groundwater issues. Several
redevelopment options are under consideration by the
City.

Use of BCRLF Pilot funds must be in accordance with
CERCLA, and all CERCLA restrictions on use of
funding also apply to BCRLF funds.

Trenton';s City Council approved a Model Resolution
authorizing the City to a second BCRLF loan for
$150,000 to the City's designated Redevelopment Entity
to provide for the cleanup of the Warren-Balderston
Site, a 1.4 acre property.

The Warren-Balderston Site is an irregularly shaped
parcel currently zoned for office/warehouse use. The
site housed bakeries from 1908 to 1950. At this time it
was acquired by Warren-Balderston, an equipment
supply company. In 1963, the property again changed
hands, and it was used as a packaging facility and
plastic extrusion site for the Magic Marker Corporation.
The site has been vacant since 1973. Historic fill is
present on the site and contains heavy metals and
organic contamination. The proposed clean-up plan for
the site is for soil removal of the historic fill.

The Warren-Balderston site has several potential reuse
options, including a new school, commercial/retail
operations, or housing. Several developers have
expressed interest in the site, but are unable to finance
the cleanup without assistance. The BCRLF loan will
enable the City of Trenton to clean the site, and then
market it to the most viable developer, ensuring that the
loan will be repaid through the sale of the property or
through a payment in lieu of taxes agreement similar to
the first Trenton BCRLF loan.

Use of BCRLF funds must be in accordance with

United States
Environmental
Protection Agency
Washington, DC 20450

and Emergency
Response (5105T)

Solid Waste

EPA 500-F-00-216
Oct 00


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CERCLA, and all CERCLA restrictions on use of
funding also apply to BCRLF funds.

The information presented in this fact sheet comes from
the grant proposal; EPA cannot attest to the accuracy of
this information. The cooperative agreement for the
grant has not yet been negotiated. Therefore, activities
described in this fact sheet are subject to change.

United States
Environmental
Protection Agency
Washington, DC 20450

and Emergency
Response (5105T)

Solid Waste

EPA 500-F-00-216
Oct 00


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