oEPA

Water Affordability Needs Assessment

Water Associations & Utilities

Session 3 - Recommendations to Address Affordability Concerns I April 17,2024

Background and Introduction

In the Infrastructure Investment and Jobs Act of 2021 (IIJA), Section 50108, [42 U.S.C. 300j-19a],
Congress directed the U.S. EPA to produce a Water Affordability Needs Assessment Report to
Congress. In producing the report and as directed in Section 50108 of the IIJA, EPA gathered
stakeholder input from a diverse group of experts in the water affordability field, including utilities,
associations, academia, nonprofits, community-based organizations (CBOs), advocacy groups,
and the public. These stakeholders included experts who have spent decades working to address
water affordability challenges across the U.S.

In March and April 2024, EPA hosted two series of targeted Stakeholder Listening Sessions, each
series consisting of three sessions. One series focused on gaining perspectives from water
associations and utilities, while the other focused on feedbackfrom nonprofit and advocacy
communities. EPA invited participants from water utilities and associations, including rural
advocacy associations, as well as select nonprofits, non-governmental organizations (NGOs), and
CBOs, to participate in these sessions. EPA provided the stakeholders with background on this
report, solicited feedbackfrom stakeholders on proposed data sources and EPA's data analysis
approach, enlisted stakeholder assistance in case study development and review, and discussed
recommendations for addressing affordability challenges nationwide.

This document summarizesthethird and final listening session for invited participants from select
water utilities and associations, which was held on April 17, 2024.

The purpose of this third listening session in the series was to invite participants to share specific
recommendations on how to address affordability concerns, and ways that those
recommendations could be incorporated into the Water Affordability Needs Assessment Report.
Specific session objectives included:

•	Review the Congressional language that directs EPA to produce the Water Affordability
Needs Assessment Report.

•	Review recommendations that stakeholders have shared during previous listening
sessions.

•	Highlight specific recommendations for a federal water assistance program.

Listening Session Summary

Publication Number: EPA-830-S-24-005	Water Affordability ListeningSession 1 1


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Listening Session Summary

EllenTarquinio (U.S. EPA) opened the session by welcoming participants and provided an overview
of the Water Affordability Needs Assessment Report and the further research recommended in
previous sessions.

Facilitators invited participants to share thoughts on additional recommended aspects for the
report to cover. Highlights of the participant discussion are below.

•	Safe Drinking Water Information System (SDWIS) Data: A participant suggested that EPA
examine utility arrearages data to identify any correlation with SDWIS data, to determine
whether customer nonpayment is impactingutilities'abilityto provide clean and safe water
services.

•	Regulatory Requirements: Stakeholders notedthat compliancecostsassociatedwithfuture
regulatory requirements, such as the proposed Lead and Copper Rule Improvements
(LCRI), may result in some utilities needing to raise rates. The report should appropriately
address the significant impact these regulations will have on water affordability.

•	Comprehensive Household Affordability: Finding ways to help customers sign up for all the
assistance they qualify for may be an important component of helping them afford their
water bills. This could include housing and food assistance.

•	Political Barriers: Some utilities must seek rate change approval by governing authorities,
such as local city councils, and thus can experience political challenges regarding water
affordability policy making.

Water Affordability Recommendations

Ellen Tarquinio provided an overview of water affordability recommendations that session
participants offered during previous sessions. Key highlights from the presentation are as follows.

•	A commonthemefromthe recentlisteningsessionsisthatparticipantsgenerally agree that
water affordability should be addressed through a comprehensive approach, and not simply
through a federal water assistance program. Specific questions for EPA to think about
include: How can the problem be addressed holistically? How can a sustainable solution to
water affordability be discussed? What is the federal government's role?

•	The Environmental Finance Advisory Board (EFAB) has accepted a charge to recommend
ways that EPA can help support communities in their affordability efforts. The Board is
exploring innovative financial approaches to address water affordability, including ways to
lower the cost of capital projects, and analyzing state and local legal barriers to customer
assistance programs (CAPs) and how to address those restrictions.

Jean Ray (U.S. EPA) summarized recommendations that stakeholders suggested during previous
sessions:

•	Enactinga disconnection moratorium, particularlyfor households that are already enrolled
in an assistance program.

•	Require utilities to report data such as water rates and shutoffs.

•	Characterize the cost of regulations.

Publication Number: EPA-830-S-24-005

Water Affordability ListeningSession 2


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•	Differentiate between water affordability and water assistance.

•	Investigate how utilities that have non-water fees on their water bill can participate in a
federal program.

•	Increase funding for water infrastructure.

•	Better characterize the concept of taking on debt "due to" customer nonpayment and
highlight challenges securing bonds for utilities that have a significant amount of customer
debt expenses.

•	Capture the cost of delaying necessary infrastructure projects in an attempt to keep rates
lower.

•	Incorporate future costs associated with climate change responses (e.g., align climate risk
data with data on arrearages).

•	Include empirical data about what customers find affordable.

•	Ensure that small and rural utilities are included and well represented.

Facilitators invited participants to share reactions to the previously suggested water affordability
recommendations. Highlights of the discussion are as follows.

•	Disconnection Moratoriums. Several participants shared thoughts about disconnection
moratoriums. A participant shared that while disconnection moratoriums are often
recommended by some community advocates, it is important to consider that these
moratoriums have downsides. I n some cases, disconnections are the primary motivator for
households struggling with affordability to sign up for assistance programs. One participant
recommended an analysis of the effectiveness of disconnection moratoriums during the
COVID-19 pandemic, assessing their economic impacts on communities and water
systems.

•	Bad Debt Expense. A participant encouraged EPA to quantify the costs of bad debt
expenses to utilities (e.g., for every X million dollars unpaid, rates raise x%).

Long-Term Federal Water Assistance Program

Ellen Tarquinio and Jean Ray provided an overview of federal assistance programs. Key highlights
from the presentation are as follows.

•	Discussions about water affordability include discussions on the establishment of a long-
term, federal waterassistance program. Fortunately, there are different models that can be
leveraged and looked at to understand how assistance programs are implemented
including Low Income Home Energy Assistance Program (LIHEAP), Supplemental Nutrition
Assistance Program (SNAP), and the Low-Income Household Water Assistance Program
(LI H WAP).

Facilitators invited participants to share recommendations for a potential future federal water
assistance program. Highlights of the participant discussion are as follows.

•	Learning from Existing Federal Assistance Programs. A partici pant suggested that a federal
water assistance program could draw on lessons learned from existing federal assistance
programs, such as those administered by the Department of Health and Human Services
(HHS).

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Water Affordability ListeningSession 3


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•	Categorical Eligibility: Categorical eligibility can be a helpful tool to reduce burden on
households and utilities in enrollingcustomers in an assistance program if they are already
enrolled in an analogous program elsewhere. A future federal assistance program could
also offer blanket approval for extremely poor communities. This would especially help
smallutilities.thattypically lackstaff capacity to register and approve individual household
applications for financial assistance. Additionally, utilities need to have the flexibility to
include trash and water services in one bill, and/or there must be technical assistance for
small utilities that have capacity challenges in altering their billing system to be able to
participate in the program.

•	Three-Pronged Approach. One participant recommended an approach that embraces 1)
paying off arrearages, 2) capping customer costs, and 3) assistance with plumbing repairs.

•	Newly Published Resource. Water Assistance for Low-Income Households: Analysis of
LIHWAP Performance (Jones, J.P., & Carpenter, A.T. (2024). Water Assistance for Low-
Income Households: Analysis of LIHWAP Performance. AWWA, 116(4), 26-34.
https://doi.Org/10.1002/awwa.2263)

Ellen Tarquinio ended the session by thanking participants for attending and inviting them to keep
engagingwith EPA. Participantswere encouraged to send suggestions for case study candidates to
Melinda Luetke (Luetke.Melinda@epa.gov) and send any follow-up questions or recommended
data sources to Jean Ray (Rav.Jean@epa.gov).

United States Environmental Protection Agency
April 2024
EPA-830-S-24-005

Publication Number: EPA-830-S-24-005

Water Affordability ListeningSession 4


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